Answer:
moving from the east towards the west were Native Americans and settlers, bringing weapons, foods, and animals with them
Trevor is purchasing a $165,000 home with a 30-year mortgage. He will make
a $ 15,000 down payment. Use the table below to find his monthly PMI
payment.
Base-To-Loan
Fixed-Rate Loan
30 yrs. 15 yrs.
ARM 2% + 1 Year Cap
30 yrs. 15 yrs.
95.01% to 97%
0.90%
0.79%
nia
na
SR R
90.01% to 95%
0.78%
0.26%
0.92%
0.81%
85.01% to 90%
52%
0.65%
0.54%
85% and Under
0.32% 0.19%
0.37%
0.26%
O A. $97.50
O B. $1170
O C. $650
O D. $54.17
Answer:
97.50
Explanation:
Trevor's loan-to-value ratio is 90.9%, which according to the table corresponds to a PMI percentage of 0.78%. Multiplying the loan amount by this percentage, and dividing by 12, yields a monthly PMI payment of $97.50.
Explanation:To determine Trevor's monthly PMI payment, we first need to calculate his loan-to-value ratio. This is done by subtracting the down payment from the home price and dividing by the home price:
(165,000-15,000) / 165,000 = 0.909, or 90.9%.
Looking at the table, we see that a 90.9% loan-to-value ratio for a 30-year Fixed rate loan falls under the '90.01% to 95%' category. The corresponding PMI percentage for this is 0.78%.
To find the monthly PMI payment, we multiply the loan amount (165,000-15,000) by this percentage and then divide by 12 (months):
(150,000 * 0.0078) / 12 = $97.5
Therefore, Trevor's monthly PMI payment is $97.50.
Learn more about PMI payment here:https://brainly.com/question/31532696
#SPJ3
Which Native American group protested the termination policy?
O A. FEMA
O B. AIM
O C. NAACP
O D. LULAC
AIM was the Native American group that protested against the termination policy.
AIM :
AIM is the American Indian Movement which is the grassroot movement of the Native American founded at Minneapolis, Minnesota in the year July 1968.The main objective of the protest was to address the issues of discrimination, police brutality and poverty of the Native Americans.Objective of the Indian termination Policy :
assimilate the Native Americans into the mainstream American society.Learn More :
https://brainly.com/question/19601848
https://brainly.com/question/22801440
The president of the Senate is also ______________________.
lieutenant governor
chief justice
speaker of the house
floor leader
Answer:
Speaker of the house. :)
Explanation:
ACROSS
7. a person in the South who rooted for
the North at the end of the Civil War
Answer:
Southern unionist
Explanation:
A Southern Unionist was a white Southerner who either opposed secession and the Confederate States of America and/or supported the Union or stayed neutral.
Final answer:
The term for a person in the South who supported the North during the American Civil War is 'Southern Unionist' or more specifically, a 'Scalawag' if they supported the Reconstruction efforts after the war.
Explanation:
Southern Unionists were Southerners who were loyal to the Union during the Civil War. This group included those who did not support secession and opposed the Confederacy. The term Scalawag was used more derogatorily during the Reconstruction era to describe white Southerners who collaborated with northern Republicans, supported Reconstruction, and took part in the Republican governments. It's important to understand that this term is considered pejorative and was used by ex-Confederates to describe their southern fellow citizens who were working with the federally imposed Reconstruction governments. Over time, the complexities of these individuals' motivations and the political landscape of the Reconstruction period have become a significant area of study in Civil War history.
What are the southern regions of South America like?
O plains
o desert
tropical
steppes
NEXT QUESTION
ASK FOR HELP
Answer:
Well, i believe it will be a tropical environment mainly because it has to do with lots of trees, and according to google "Outside the Andes, South America has two principal highland areas: the Brazilian Highlands and the Guiana Highlands. ... The heavily forested plateau of the Guiana Highlands covers southern Venezuela, French Guiana, Guyana, northern Brazil, and a portion of southeastern Colombia."
Explanation:
Identify the characteristics of the city-state of Sparta. Check all that apply.
oligarchy
women had greater freedom
philosophy and arts were encouraged
democracy
highly self disciplined
required military training and service
ruled by an assembly
Answer:
oligarchy
women had greater freedom
highly self disciplined
required military training and service
Explanation:
oligarchy
An empire is considered as an oligarchy if it's controlled by a small group of people, not just a single king. Sparta has 2 Kings along with a group filled with 30 elders that are responsible for its governments.
women had greater freedom
Compared to other women in Europe at that time, Spartan women had significantly more right and freedom. For example, the women of Sparta has the right to own/inherit a property while most women in Europe did;t. Their culture also did not require complete obedience toward the man of the household like other nations in Europe. Spartan women had the reputation of very controlling over their husband.
highly self disciplined
Combat ability was regarded as a factor to increase social status in Sparta. So most of the citizens were highly self discipline and conducted their own private training routine to rise over the ranks,
required military training and service
The military training in sparta started at the age of 7. They were required to be in service and not allowed to live with their wives until they reach the age of 30.
Which change is most likely to have affected how the Supreme Court has ruled on equal protection over time?
Answer:
A different view in society about the rights of minority groups.
Explanation:
I'm just to smart. XD, sorry
Explain how volunteers were able to impact the 2008 Presidential election (idk why this is giving me such I hard time)
Answer:
Young voters have given a greater willingness to describe themselves as liberal politically. Young people were not, however, crucial to Barack Obama's victory, not only their votes but also many enthusiastic campaign volunteers.
Explanation:
I really hoped I helped you
Answer:
Young voters have given a greater willingness to describe themselves as liberal politically. Young people were not, however, crucial to Barack Obama's victory, not only their votes but also many enthusiastic campaign volunteers.
Explanation:
Strategic Searching-
Look for two words at once by placing OR between them.
Group of answer choices
True
False
ANSWER: The statement is false.
Explanation:
The term strategic searching is not simply looking
for two words at same time and placing the use
of the word or between them. These are the
strategics which are used to find words or the
meaning of the concepts which one is looking for.
It does not only mean looking for the two words
at the same time. It is much more than simply
stating that of searching the meaning of the 2
words with the help of word OR.
Warren G. Harding won the 1920 presidential election by promising:
Answer:
A return to normalcy
Explanation:
A-pex
TRUE OR FALSE
Africa is located east of New Jersey
Answer: False.
Explanation: Africa is west from New Jersey
Answer:
False
Explanation:
North of New Jersey
20. How did the Agricultural Revolution affect labor in 1780s Great Britain? (labor)
The Agricultural Revolution in 1780s Great Britain led to a surplus of labor due to increased population and new agricultural techniques. This surplus, combined with the demand for wage labor in factories, resulted in landless people flocking to cities for work. Technological advancements and labor management practices then fueled the shift towards mass production in various industries.
Explanation:The Agricultural Revolution had a significant impact on labor in 1780s Great Britain.
Prior to the revolution, labor was predominantly focused on subsistence farming, where people produced only enough to feed themselves.
However, with the introduction of new agricultural techniques and crops, as well as improvements in nutrition, the population increased, creating a surplus of available workers for the emerging industrial sector.
This surplus of labor combined with the demand for cheap wage labor in factories led to the influx of landless people into British cities in search of work.
Manufacturers sought to increase productivity and lower production costs, leading to technological innovations such as water mills and later steam engines to power factories.
These technological advancements, along with new labor management practices, such as clock-regulated workdays and work rules, stimulated shifts toward mass production of textiles, pottery, and metals.
Many investors invest in debt by purchasing
which can be bought and sold.
Consumers and businesses are able to purchase 1
from governments and private companies, which
are debt certificates
Investors can also purchase M by buying the rights to loans and mortgages
Answer:Many investors invest in debt by purchasing SECURITIES, which can be bought and sold. Consumers and businesses are able to purchase BONDS from governments and private companies, which are debt certificates. Investors can also purchase DEBTS by buying the rights to loans and mortgages.
Explanation:
Investment products usually fall into one of two categories: equity securities or debt instruments. You can think of these categories as "ownership" vs. "loanership." When you buy an equity security, such as stock or real estate, you have an ownership position in the investment. When you buy a debt instrument, such as a corporate or government bond, you are actually loaning money to the issuer in exchange for a stated rate of interest and a promise to repay the loan at a future date.
Investments are the acquisitions or commodities obtained for generating revenue and returns. The profit can be gained by investing in commodities and then selling them at high prices.
The correct answers for the blanks are:
Blank 1: SecuritiesBlank 2: BondsBlank 3: DebtsThis can be explained as:
Investors buy securities in an acquisition that can be purchased and traded.The customers and firms can acquire bonds from the government or private companies.Also, investors can purchase debts by purchasing the privileges of mortgages and loans.When an investor buys debts they are loaning money to the purchasers.To learn more about bonds and investments follow the link:
https://brainly.com/question/2135276
In 1948, the state of Israel was formed to give which group of people a homeland?
Answer:
Jewish group
Profit is calculated by subtracting costs from
________
Answer:
Profit is calculated by subtracting costs from revenues and the remainder consists of the business's profits or losses.
Explanation:
I really hope u mark me as brainliest. Thanks
Final answer:
Profit is calculated by subtracting total costs from total revenue, where total costs include both fixed and variable expenses. The profit indicates the financial health of a business and is positive when revenue exceeds costs.
Explanation:
Profit is calculated by subtracting total costs from total revenue. In business, profit is the key measure of success and reflects the financial health of an entity. Total costs are composed of two main types: fixed costs and variable costs. Fixed costs remain constant regardless of the level of production, while variable costs change based on the number of units produced. To calculate profit, you assess your total revenue and subtract both fixed and variable costs.
For example, if a company generates $200,000 in revenue and has explicit costs of $85,000, subtracting costs from the revenue ($200,000 - $85,000) gives us an accounting profit of $115,000.
Businesses aim to make a profit by ensuring that their total revenue consistently exceeds their total costs. If costs are greater than revenue, the business incurs a loss rather than a profit. A simplified illustration of profit calculation: If the cost to produce 3 units is $9 ($2 + $3 + $4) and total revenue from selling these units is $30, the profit-maximizing output is $21 ($30 - $9).
Can u answer this please
Answer:
all I know is that irregular is first spiral is second and elliptical is third I hope I helped
In what ways - both positive and negative - do advances in technology shape our lives?
Answer:
helps keep us productive and incrases our quality of liveing but it ruins our enviornement and creates addiction and makes us less social and ruins the environment
Explanation: Look right now we are still productive since we have classes at home and our quality of life is better because of technology we have medicine stronger homes but people can get addicted to technology like gambling and people spend more time on technolgy and it keeps us indoors which kills social gatherings also to even have technolgy we have to burn fossil fuels and mine for materials and the trown out tech can damage the environment hope this helps god bless
WILL GIVE BRAINLIEST AND 12 PTS Soviet Premiere Gorbachev promoted a new policy of perestroika and glasnost. What did this mean?
a.
command and control
c.
openness and revitalization
b.
power and pride
d.
power and openness
Please select the best answer from the choices provided
A
B
C
D
The policy of perestroika and glasnost by Gorbachev meant power and openness.
What was Gorbachev's perestroika and glasnost?
This was the policy that was created by this communist leader in the USSR that gave the people the right to pick their own representatives.
The policy was known to have lifted the tight policy that was placed on the workers and the people of the nation.
Raed more on Gorbachev here:
https://brainly.com/question/1286817
#SPJ1
The United States issues a warning against travel to certain countries that had been popular tourist destinations. How will this policy decision most likely affect Americans?
A.
The number of foreigners traveling by air into America will increase.
B.
The number of Americans traveling outside the country will decrease.
C.
The number of foreigners traveling by boat to America will increase.
D.
The number of Americans traveling inside the country will decrease.
Answer:
B
Explanation:
if the US issues a warning against travel from our country, then there will be a decrease in travel by Americans out of the US.
Unlike depressants, which decrease brain activity,
increase brain activity,
Your answer:
Stimulants increase brain activity by blocking the reuptake of certain neurotransmitters, leading to heightened alertness, while depressants decrease brain activity by altering neurotransmitter levels, resulting in a calming effect.
Stimulants vs. Depressants
Unlike depressants, which decrease brain activity, stimulants work to increase neural activity in the central nervous system (CNS). This is achieved by blocking the reuptake of neurotransmitters such as dopamine, norepinephrine, and serotonin, leading to increased alertness and energy. Examples of stimulants include caffeine, nicotine, and amphetamines. On the other hand, depressants, such as alcohol, barbiturates, and benzodiazepines, decrease consciousness by increasing the production of GABA and decreasing the production of acetylcholine.
Depressants are often prescribed as medication to alleviate conditions such as anxiety, insomnia, or to relieve pain. They tend to have a calming effect on the brain, which can be compared to the effects of sleep.
The art of making deals with other governments in the renaissance
Answer:
i think its diplomacy
Explanation:
Answer:
its diplomacy
Explanation:
An artist who studied Michelangelo and Leonardo ways of Art was
A, Giovanni Boccaccio
B, Donatello
C, Raphael Sanzio
Answer:
Im pretty dure its C
Explanation:
HURRY HELP PLS
Click to select the correct answers. Click again to unselect answers. Leave the incorrect answers unselected.
Choose the statements that CORRECTLY describe the 1996 Summer Olympic Games in Atlanta.
The 1996 Summer Olympic Games were the 100th anniversary of the modern Games.
Atlanta had no "Olympic Stadium" ready when they won the rights to the Games in 1990.
Millions of people came to Atlanta during the Summer Games.
Atlanta did not have to construct any hotels or roads to get ready for the Games.
The Olympic Stadium was converted to a football stadium for the Atlanta Falcons.
Some complained the Games were too commercial, with too many corporate sponsors.
The Olympic Games hurt the economies of cities around Atlanta.
The 1996 Summer Olympic Games resulted in improved infrastructure in many parts of the state.
Answer:
These are the ones that are correct:
The 1996 Summer Olympic Games were the 100th anniversary of the modern Games.Atlanta had no "Olympic Stadium" ready when they won the rights to the Games in 1990.Millions of people came to Atlanta during the Summer Games.Some complained the Games were too commercial, with too many corporate sponsors.The 1996 Summer Olympic Games resulted in improved infrastructure in many parts of the state.Explanation:
Behavior therapy encourages a person to over come challenges by___
Answer: behavior therapy Attempts to help person overcome challenges by setting goals and helping a person mentally focus on what's being changed.
Explanation:
Another turning point of the Civil War was the Battle of _____________________. This battle enabled the Union to control the Mississippi River which cut of Confederate soldiers from supplies.
Answer:
Another turning point of the Civil war was the Battle of Vicksburg ( i guess this may be the answer i just ask my teacher and she think it the answer )
Explanation:
When Vicksburg fell to Union troops on July 4, 1863, the Confederacy lost its last chance to control the Mississippi River.
Control of the Mississippi River during the American Civil War was an economic and psychological factor for both the North and the South. For many years, the river had served as a vital waterway for mid-western farmers shipping their goods to the eastern states by way of the Gulf of Mexico. The farmers, along with politicians and merchants, did not like the idea of the river being closed because of Confederate artillery looming along the banks where the “Father of Waters” flowed through the Confederacy.
In need of help please help you will be rewarded points the first person who is correct and gives the answer will be marked as brainiest
Which of these BEST summarized the difference between the classification of a person as an immigrant and a refugee?
A)
An immigrant can only stay in a country for less than a year, while a refugee can stay forever.
B)
A refugee can enter the country without having to register with the government, while an immigrant must register with the government before entering.
C)
The term refugee is a legal classification given to a person who would rather live in a country other than that of their birth, while immigrant refers to a person who only relocated to a new country when all other options are taken.
D)
The term immigrant refers to any person who lives permanently in a country not of her/his birth, while refugee refers to a person who enters a country because she/he must flee their native land because of war, famine or other disaster.
Answer:
D
Explanation:
I believe it is D, but I am not an expert on this sort of thing.
The correct answer is either B)A refugee can enter the country without having to register with the government, while an immigrant must register with the government before entering or D)The term immigrant refers to any person who lives permanently in a country not of her/his birth, while refugee refers to a person who enters a country because she/he must flee their native land because of war, famine or other disaster.
But I would go with D if I were you :) it just sounds more sensible than B honestly.
I hope that this helps you:) Have a wonderful day!
Also, brainliest would be much appreciated
What are some examples of president Donald trump exercising two types of presidential powers?
(Military,judicial, diplomatic, executive, and legislative)
Answer:
executive
Explanation:
He he he he he
Which form of government can make the fastest decisions? (3 points)
Group of answer choices
Direct democracy
Representative democracy
Autocracy
Oligarchy
Answer:
autocracy
Explanation: i took the test and got it right
Charlemagne united most of Europe under one ruler in the 700s. What was another one of his accomplishments?
A. He became a bishop in the Catholic Church
B. He became the emperor of the Byzantine Empire.
C. He became a leader in the fight against the Ottomans.
D. He became the first Holy Roman Emperor
Reset
Submit
Answer:
D
Explanation:
In 771, Charlemagne became king of the Franks, a Germanic tribe in present-day Belgium, France, Luxembourg, the Netherlands and western Germany. He embarked on a mission to unite all Germanic peoples into one kingdom, and convert his subjects to Christianity.
Answer:
The answer is D
Explanation:
Which of the four resources of production does an economist consider wheat to be?
Wheat will be considered as Capital.
Explanation:
There are four agreed upon types of economic resources according tot he economists in the world.
These include land labor capital and entrepreneurship or human capital or human capacity.
Wheat is a commodity that can be sold for profit and thus it can be considered as under the Capital part as it is valued in money and provides capital resource to whoever owns it.
This is the basic embarkation of the capital resource.