4. Suppose you have two credit cards. The first has a balance of $410 and a credit limit of $1,000. The second has a balance of $510 and a credit limit of $1,000. What is your overall credit utilization?
36%
26%
16%
46%
56%

Answers

Answer 1
I think the answer is 36% sorry if I'm wrong!

Answer 2

Answer is 46%.

Following are the calculations

Both cards have credit limits of $1000

First car has a balance of $410

So 1st card utilization is 410/1000= 0.41*100= 41%

2nd card balance is $510

So 2nd card utilization is 510/1000= 0.51= 51%

So total utilization of cards is (41% + 51%) / 2 = 46%


Related Questions

​kellogg's begins to sell its cereals in new markets after conducting extensive marketing research. after the cereal begins to appear in these new​ markets, the company increases its promotion expenditure to counteract competitive responses.​ kellogg's is in the​ ________ stage of the product life cycle.

Answers

The fact that Kellog is increases its promotion expenditure to counteract competitive responses means that Kellogg's is in the​ maturity stage of the product life cycle. The maturity stage us the third stage of the product life cycle, and comes after the Introduction and Growth stages.
In this stage the companies are focused on maintaining their market share in the face of a number of different challenges.
Final answer:

In response to the question, Kellogg's increase in promotion expenditure to counteract competitive responses after entering new markets suggests that the company is in the Growth stage of the product life cycle. This stage is marked by increased product acceptance, revenue growth, and heavier investment in marketing to strengthen market position.

Explanation:

Kellogg's begins to sell its cereals in new markets after conducting extensive marketing research. After the cereal begins to appear in these new​ markets, the company increases its promotion expenditure to counteract competitive responses. Kellogg's is in the Growth stage of the product life cycle. In this phase, companies typically see an increase in product acceptance, and therefore, increase their efforts in promotional activities to solidify their market presence. This strategic movement is crucial to fend off competitors who may enter the market as a result of the initial success seen by the pioneering firm. The growth stage is characterized by rapid revenue growth, improving profitability, and increasing market share. It is during this time that companies like Kellogg's invest heavily in marketing to maximize their reach and establish a strong positioning before the market becomes too saturated.

Whenever bhavin left his homework at school, he lost his computer privileges for two days. bhavin forgets his homework much less often now. losing computer privileges is an example of:?

Answers

Disciple
1234567890`12345
Final answer:

In Bhavin's case, losing computer privileges for forgetting his homework is an example of negative punishment – a psychology concept which takes away a pleasant stimulus in order to decrease the likelihood of an undesired behavior.

Explanation:

In psychology, negative punishment is a concept in operant conditioning. This concept involves taking away a pleasant stimulus when an undesired behavior occurs in order to decrease the likelihood of that behavior happening again. In Bhavin's case, the pleasant stimulus is using the computer and the undesired behavior is forgetting his homework. When Bhavin forgets his homework, his privilege of using the computer is taken away. This negatively impacts him, and as a result, he tries to avoid forgetting his homework in order to prevent losing his computer privileges.

Learn more about negative punishment here:

https://brainly.com/question/13025873

#SPJ12

When you create a work, you must apply for protection of that work by copyright and only then do you have exclusive rights to its distribution, modification, and sale?

Answers

That's how copyrighted things work yes

What is montag willing to do to convince faber to help carry out the plan? farenhiet 451?

Answers

Ripped books apart, burn the books would be the answer.

Kym switched cell phone plans. she signed up for a new plan that will save her $3.50 per month compared to her old cell phone plan. the cost of the new phone plan for an entire year is $294. how much did kim pay per month under her old phone plan

Answers

New phone plan = $294
New phone plan compared to old phone plan (in savings) = $3.50 per month
12 months in a year, therefore multiply 12 with 3.50 and you get the total number of savings in the entire year

12 (months in a year) × $3.50 (savings per month) = $42 (per year in savings)
Since Kym saved $42 a year, and we know that Kym's new plan costs $294 a year, simply add $294 (new phone plan) and $42 (savings per year) to get the price of the old phone plan.

$294 (new phone plan) + $42 (savings a year) = $336 (old phone plan per year)

Now, since you want to find the monthly payment, simply divide $336 (old phone plan on a yearly payment) by 12 (months in a year).

$336 (old phone plan per year) ÷ 12 (months) = $28

Kym paid $28 per month under her old phone plan.

​a(n) _____ is a data validation rule that is performed on two or more fields to ensure that they are consistent or reasonable when considered together.

Answers

combination check is a data validation rule that is performed on two or more fields to ensure that they are consistent or reasonable when considered together. 

A combination check is usually used to enter a deposit and a recurring payment on one form. 

​The result of the data validation process is data quality. A combination check is a data validation rule that is performed on two or more fields to ensure that they are consistent or reasonable when considered together. This type of data validation verifies if the account combination entered is valid.

The human resources officer denied mrs. merkel employment because she believes that at 62 years of age, mrs. merkel is too old to start a new career. this is an example of

Answers

I believe this is an example of ageism.
Age Discrimination in the workforce


Some americans argue that _____ should be used to keep domestic wages high and unemployment low.

Answers

The answer is "tariffs".

If we define tariff in simple words, then we can say that tariff is a tax and it adds to the cost of imported merchandise and is one of a few exchange arrangements that a nation can authorize. 
Tariffs are regularly made to ensure newborn child ventures and creating economies but at the same time are utilized by further developed economies with created enterprises.

Which employers include not only private companies and nonprofit organizations, but also hospitals, department stores, and car manufacturers?


A) banking services

B) insurance services

C) financial and investment planning

D) business financial management

Answers

The answer is option D. Business financial management]

The job of Business Financial managers cut across many sectors; their job is to see to the financial health of an organization, by produce financial reports, directing investment activities, and developing strategies and plans for the long-term financial goals of their organization. As such, they are employed not only in private companies and non-profits, but also in such places as hospitals, department stores, and car manufacturring firms.

Answer:

D is the answer

Explanation:

If a contract term is ambiguous a court can consider extrinsic evidence
a. True
b. False

Answers

The correct answer is true. It is because if the contract term is likely ambiguous, the court will likely consider this as an extrinsic evidence or that the ambiguity is likely to be interpreted against the party who is responsible for drafting the term.

If a contract term is ambiguous a court can consider extrinsic evidence. True. If there is a contract drawn up, it is important to make sure the terms and in black and white and not ambiguous. Ambiguous means that there can be more than one interpretation of something or having a double meaning. This can be harmful in a court case because different people may understand the contract differently. Extrinsic evidence is outside, external evidence that is not usually used to make a determination of a situation. 

Many foragers like to get the "best bang for their buck", by focusing on resources (such as plant foods) that are easier to acquire, but don't necessarily provide as many calories per unit as other resources, such as big-game animals. this cliché is a good example of:

Answers

Final answer:

Foragers prioritize gathering and hunting strategies that optimize energy intake per unit of effort, a concept known as optimal foraging theory. Our ancestral food preferences influence modern behaviors, with a tendency towards energy-dense foods requiring minimal effort to acquire.

Explanation:

The phrase 'getting the best bang for their buck' in the context of foragers focusing on resources that are easier to acquire, though potentially less calorie-dense than others, exemplifies the concept of optimal foraging theory. This theory, derived from evolutionary biology and anthropology, suggests that organisms, including humans, are shaped to maximize their energy intake per unit of effort. Hence, foragers would prioritize gathering and hunting strategies that yield the most amount of energy for the least amount of effort and risk, taking into account factors such as the time and energy spent on processing and handling the food resources.

In the past, foragers had to depend on what was readily available in the environment, and their choices were further influenced by the nutritional payoff versus the energy expended in obtaining that food. This included considerations of abundance and distribution of food sources. For example, resources that could be acquired quickly and with less effort, such as plant foods, might be favored over those that required more energy to capture and prepare, such as big-game animals.

Modern humans still exhibit eating behaviors influenced by our foraging ancestors. Fast food, for instance, is highly attractive because it involves minimal effort for a high calorie return, echoing our ancestors' energy-efficient food choices. Our preferences for energy-dense foods with high fat, sugar, and carbohydrates are further reinforced by our evolutionary heritage, which optimized for survival in environments where food scarcity could be a real concern.

The phrase describes the principle of optimal foraging theory, which states that foragers aim to maximize energy intake while minimizing effort.

Many foragers like to get the "best bang for their buck" by focusing on resources (such as plant foods) that are easier to acquire, even if they don't provide as many calories per unit as other resources like big-game animals.

This cliché is a good example of the principle of optimal foraging theoryOptimal foraging theory suggests that foragers maximize their energy intake per unit of time spent foraging by considering the caloric value of food, the effort required to obtain it, and the processing and handling time. For instance, if cracking a nut consumes more energy than the nut provides, foragers will avoid it, just as they might choose to gather easily found plant foods over hunting small, elusive game.

_____________, which can be approximated by the growth of gross domestic product, ultimately determines the prevailing standard of living in a country. trade balance inflation education economic growth

Answers

Economic growth, which can be approximated by the growth of gross domestic product, ultimately determines the prevailing standard of living in a country.
This parameter is measured by economists typically  by tracking real GDP per capital.
Economic growth hinges on the quality and type of investment, the human capital and improvements in technology.

The classical viewpoint of management emphasized ways to ___

Answers

manage work more efectively

The classical viewpoint of management emphasized ways to manage work more efficiently. Therefore, the correct option is B.

The early 20th century saw the emergence of the classical management perspective, which placed a strong emphasis on raising organizational productivity and efficiency. This viewpoint looked at how to manage work more effectively by looking at tasks, procedures, and organizational structures.

The key figures linked with the classical perspective are Max Weber, Henri Fayol, and Frederick Winslow Taylor. To attain corporate objectives, they put out guidelines and theories for boosting output and streamlining processes.

Thus, the ideal selection is option B.

Learn more about management here:

https://brainly.com/question/14420088

#SPJ6

The complete question might be:

The classical viewpoint of management emphasizes ways to ______.

A foster first-mover advantage

B manage work more efficiently

C achieve economies of scale

D enhance employee relations

Physical inventory counts:are not necessary under the perpetual system.are not necessary under the cost-to benefit constraint.are necessary to determine differences between actual inventory available and the inventory account balance.must be taken at least once a month.require the use of hand-held portable computers.

Answers

Physical inventory counts are necessary to determine differences between actual inventory available and the inventory account balance. Inventory counts help a business to keep track of the inventory. Physical inventory involves physical counting of the entire inventory, this ensures that the inventory on the organizations's or business financial book matches the amount in the inventory on the sales floor, stockroom or warehouse.

​walmart's practice of using a​ ________ strategy is designed to promise ultimate value to consumers.

Answers

Walmart's practice of using a​ price leadership strategy is designed to promise ultimate value to consumers. Price leadership is characterized with one dominant organization in the industry  which  is advantageous to other and this organization sets the price and others follow it.

If a radio station aired a personal attack against a candidate but refused to allow the same candidate the opportunity to respond to that attack on its station, the station would be violating the

Answers

The First amendment is the radio station aired a personal attack.

What is the First amendment?

No law may be passed by Congress that establishes a certain religion, forbids its practice, limits press or speech freedom, or restricts the ability of the public to peacefully assemble and petition the government for redress of grievances.

Under the First Amendment, you have the right to freedom of religion, expression, assembly, and petition. It forbids Congress from promoting one religion over another or from imposing restrictions on someone's right to follow their religion.

It protects the fundamental rights of conscience, including the freedom to have various beliefs and to express them in various ways. Thanks to the First Amendment, Americans are free to exercise their religion without interference from the government.

Thus, it is First amendment.

For more information about First amendment, click here:

https://brainly.com/question/1078243

#SPJ5

Juan is a top manager at i.f.l., a matrix organization. he oversees both the product and functional chains of command, and is responsible for maintaining a power balance between the two sides of the matrix. juan is a _____.

Answers

Juan is considered to be the top leader. The top leader is the leader of the topmost leader or the one who is considered to have the highest rank in a certain organization or group by means of leading the particular organization.

The term __________, used to describe the cloud, means that the computing resources leased can be increased or decreased dynamically and that organizations only pay for the resources they use.

Answers

The answer is:  "elastic" . 
____________________________________________________
       "The term  elastic  , used to describe the cloud, means that the computing resources leased can be increased or decreased dynamically and that organizations only pay for the resources they use."
____________________________________________________

PLEASE TRY

Why would a bank give you only 3% interest on money in your savings account while charging you 5% interest for a loan?

a.The focus of banks is making money, so they increase interest rates on loans to make more money.

b.Since interest on a deposit is compounded, banks are actually paying more in interest to the depositors.

c.Government regulations force banks to charge higher interest rates on loans than they do on savings

d.Banks are businesses and need to make money or cover overhead expenses.

Answers

D. Sounds like the most reasonable one

Answer:

Explanation:

banks’ need to cover expenses and make a profit

Which of the following business processes would most likely be fully manual?

A. Amazon.com tracking data on its best-selling book titles
B. Walmart deciding which items to put on sale
C. A local grocery store tracking its inventory
D. A new restaurant choosing its weekly specials,

Answers

The answer is D. A new restaurant choosing its weekly specials. This is because there is no need of any assisting technologies and it is all in the works of the hands. This will also help them lessen their expenses in their business.

D. A new restaurant choosing its weekly specials is a business process that would most likely be fully manual. The other choices are all related to data and tracking different inventory or data processing. Since picking weekly specials isn't something that needs to be tracked intially due to the restaurant being new, this would be the easiest process to be fully manual.

Traditionally, small businesses tended to be concentrated in the ________ industry.

Answers

Traditionally, small businesses tended to be concentrated in the retail or retailing industry.

The retail industry involves a business that sells good or services to a consumer. The sell these items based on the demand of the good or service. Even today, the retail industry is growing fast and still one of the main focuses of small businesses. 

Traditionally, small businesses tended to be concentrated in the retail or retailing industry.

What is retailing industry?

Retail businesses are those that engage in the sale of goods or services to consumers. They rely on consumer demand to drive the selling of these products or services. The retail industry is still growing significantly and is one of the main focus areas for small businesses.

The retail sector includes all companies that provide goods and services to customers. There are many different sorts of retail sales and stores, including grocery, convenience, discount, independent, department, DIY, electrical, and specialized stores, all around the world.

A retail business sells modest quantities of products and services to customers, either in-person or online. Retail examples include grocery, clothing, and drugstores.

Thus, it is retailing industry.

For more information about retailing industry, click here:

https://brainly.com/question/28886330

#SPJ2

Match the scenarios with the economic concepts they illustrate.

Answers

1.income
2.substitution
3.positive
4.negative

The 'why?' question of the three questions design framework is

Answers

Why is why do you do what you do? What's your purpose?
People buy why you do it. Not what you do.

If someone asks "What is you're why for having a job?" you may reply with something like this..
"My why is my family. I get up every morning and work to provide for my family. To put food on the table, clothes on their back and gas in our vehicles. Family is important to me and I want to see them happy. I work hard so I can provide the necessities and the fun things in life, for the people I love most!"

I believe the answer is: Why should I pick you?

This questions often asked by potential employer to give the candidate with the opportunities to showcase their own positive attributes. When being asked this question, you must confidently provide the talents or skill set that make you stand out compared to other candidates.

A company that makes fireplace mantles uses computer modeling in order to ensure that the process used makes the most efficient use of resources and effective design of their products. the company is equipped with ________ technology.

Answers

Your answer will be CAD/CAM hope this helped:)

Loretta lives in Virginia, which has a sales tax of 4%. She just bought a pair of binoculars whose full price was $280, but she presented the retailer with a coupon for $60, which the retailer accepted. What was the total amount that Loretta paid?

Answers

$231.20  is the answer i got

ANSWER: $231.20

EXPLANATION: Loretta will have to pay $231.20 as the final amount. The pair of binoculars were priced $280 and the sales tax was 4%, which adds up to $291.20 as the net price. But, Loretta presented a which was of $60.

So, subtracting $60 from $291.20, we get $231.20

"which type of debt is given preference in the event of default"

Answers

Senior debt is given preference in the event of debt default. 

The order in the hierarchy is:
Senior Debt
Subordinated Debt
Preferred Equity 
Common Equity

From top to bottom this order shows the lowest to highest risk but the highest priority of repayment to lowest priority of repayment. 

Ramon funds small businesses that he believes have the potential to grow large. when these companies are still in their initial stages and need investment, he buys their stocks at a low price and later sells them at higher prices when they are successful. thus, ramon is a

Answers

The fact that Ramon funds small businesses that he believes have the potential to grow large and when these companies are still in their initial stages and need investment, he buys their stocks at a low price and later sells them at higher prices when they are successful means that Ramon is a venture capitalist. The term venture capitalist in economics describes a person who invests in a business venture, providing capital for start-up or expansion. 
Thus, Ramon is a venture capitalist. A venture capitalist is someone who invests in small businesses when they are in their initial stage of startup. They will also support smaller companies that want to expand but need extra funds to do so. Ramon is a venture capitalist because he funds small businesses that he thinks will have the potential to grow, but they need start up funds or expansion funds to do so. 

PLEASE HELP!!!!! (20 POINTS) THERE IS MORE THAN ONE ANSWER! and the answer is not "all of them" I'll mark brainliest!

What are the critical questions that entrepreneurs need to ask themselves while starting a business?

a. Which location would be the most advantageous for my business?

b. What business structure would best suit my business?

c. Which recruitment agency should I use for hiring workers?

d. How many paid leaves can I give my employees in a year?

e. What is the total cost of ownership of my capital purchases?

Answers

a, b, and e

Glad I could help!
e) What is the total cost of ownership of my capital purchases.

Hope this helped!

Kayla is a supervisor who manages a production line. she spends several hours each week developing specific employee work assignments and production schedules for the coming week so that the production department can meet its short-term production objectives. this suggests that a significant component of kayla's job involves

Answers

 The fact that Kayla spends several hours each week developing specific employee work assignments and production schedules for the coming week suggests that a significant component of Kayla's job involves operational planning, where operational planning is the process that includes preparing plans of an organization that clearly defines the actions that should be taken in order strategic goals to be achieved.

In a relationalâ database, the three basic operations used to develop useful sets of dataâ are:

a. âwho, what, and where.

b. âselect, from, and join.

c. âselect, join, and where.

d. âselect, project, and join.

e. âselect, project, and where.

Answers

e is the correct answer
Other Questions
what is the answer to 50% of 4= the function f(x)=a^x-4 will never cross the x-axis. true or false Which statement accurately describes the Hagia Sophia? A. It was an ornate shrine built on the spot where Muslims believe Muhammad ascended into heaven. B. It was a fabulous palace constructed by Emperor Justinian to honor his wife, Theodora. C. It was a formidable fortress built by the Byzantines to protect trade routes through the Bosporus. D. It was for many years the largest church in the world, filled with magnificent mosaics and frescoes. What do some opponents of the decision to drop the atomic bomb point to s evidence that Japan would have surrendered without the bombs being dropped?a]The surrender of Japanese forces at Iwo Jimab]The surrender of Nazi Germany to the Alliesc]The declaration of war on Japan by the Soviet Uniond]The declaration of war on Japan by China HELPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPP How do u solve this system with substitution? Suppose that after he makes his first shot, he shoots exactly 5 more shots. what is the probability that, out of these 5 attempts, he makes an even number of shots? Please help.What are the dimensions of the matrix? 1 0 9-2 3 55 4 -611 5 7 Enter your answers in the boxes. The matrix is a [_] [_] matrix. for which compound does 0.256 mole weigh 12.8 g?A) \(C_2 H_4 O\)B) \(CO_2\)C) \(CH_3 Cl\) Why did Dr luceros team use looters trenches rather than dig new ones it saved then time they wanted to protect the site from further damage the looters had already dug in the best spots the Belize equities officials would not give them permission to dig Primary consumers depend on energy from plants for survival. Higher consumers depend on energy from primary consumers for survival. Which of the following is also true about plants and consumers? A small cuckoo clock has a pendulum 25cm long with a mass of 10g and a period of 1s. the clock is powered by a 200gram weight which falls 2m between the daily windings. the amplitude of the swing is 0.2rad. what is the q value of the clock? In the tempest, how are views about colonial imperialism expressed? Whenever Richard Cory went down town,We people on the pavement looked at him:He was a gentleman from sole to crown,Clean favored, and imperially slim.And he was always quietly arrayed, 5And he was always human when he talked;But still he fluttered pulses when he said,"Good-morning," and he glittered when he walked.And he was rich, -- yes, richer than a king, --And admirably schooled in every grace: 10In fine, we thought that he was everything,To make us wish that we were in his place.So on we worked, and waited for the light,And went without the meat, and cursed the bread;And Richard Cory, one calm summer night, 15Went home and put a bullet through his head. What is the central irony of the poem? A) The people think Cory is just like them. B) The speaker uses the first person plural. C) The speaker works hard, but he achieves nothing. D) Richard Cory seems to have everything, but he kills himself. Simplify the expression so there is only one positive power for each base (3^-27^-5)^-4 when panama was created in 1903, why did president Theodore Roosevelt use his power to recognize the new nation so quickly? What was the unanimous ruling in Brown v. Board of Education that made it an important event in the civil rights movement?a. "Separate but equal" schools are fundamentally unequalb. The principle of "separate but equal" schools is acceptablec. Public school choice is legald. School curriculum should include information on the civil rights movement cris la forme correcte de il/rire One side of a triangle is increasing at a rate of 8 cm/s and a second side is decreasing at a rate of 3 cm/s. if the area of the triangle remains constant, at what rate does the angle between the sides change when the first side is 24 cm long, the second side is 35 cm, and the angle is /6? Hello! I need a bit of help with this one! Thanksof the calculators sold this week, 3/8 of them were blue and of those, 2/9 were broken. What fraction of the calculators were blue and broken?