A bank currently has $100,000 in checkable deposits and $15,000 in actual reserves. if the reserve ratio is 20 percent, the bank has ________ in money-creating potential. if the reserve ratio is 14 percent, the bank has __________ in money-creating potential. -$5,000; $1,000. $20,000; $14,000. $5,000; $1,000. $3,000; $2,100.

Answers

Answer 1
Reserve ratio is the ratio of balance held as cash to the depositors' balances. In other words,

Reserve ratio = Cash held as cash/Dopsits

In the current senario;
Deposits = $100,000
Actual reserve = $15,000

For 20% required reserve ratio,
Reserve required = 20/100*100,000 = $20,000. Therefore money creating potential = Actual reserve-Required reserve = 15000-20000 = -$5,000

For 14% required reserve ration,
Reserve required = 14/100*100000 = $14,000. And money-creating potential = 15,000 - 14,000 = $1,000.

The correct answer is the first option: -$5,000; $1,000
Answer 2
Final answer:

A bank with $100,000 in checkable deposits and $15,000 in actual reserves has a money-creating potential of -$5,000 at a 20% reserve ratio and $1,000 at a 14% reserve ratio.

Explanation:

To calculate a bank's money-creating potential, we must first determine the required reserves and compare it to the actual reserves. The difference will indicate the potential for additional loans (money creation). When the reserve ratio is 20%, the required reserves for $100,000 in checkable deposits would be 20% of $100,000, which is $20,000. Since the bank has actual reserves of $15,000, it has insufficient reserves and thus no money-creating potential; in fact, it is $5,000 short. If the reserve ratio is 14%, the required reserves would be 14% of $100,000, which is $14,000. With $15,000 in actual reserves, the bank exceeds the required amount by $1,000, representing its money-creating potential.


Related Questions

Hich of the factors listed below does not cause the demand curve for labor to​ shift?
a. a change in the wage
b. a change in human capital
c. a change in technology
d. a change in the price of the product as the wage​ increases,
a. the demand for labor curve does not​ shift, but the quantity demanded of labor increases.
b. the demand for labor curve does not​ shift, but the quantity demanded of labor decreases.
c. the demand for labor curve shifts to the right.
d. the demand for labor curve shifts to the left.

Answers

D. A change in the price of the product will lead to a movement along the curve and not a complete shift of the curve

In relation to other options, how liquid is a savings account?

Answers

Could you put the question in simpler form?

John noticed that Steve was fidgeting during their meeting. Because of this, John began to doubt Steven's interest in the information they discussed. What was John picking up on?
a. clarification
b. active listening
c. nonverbal communication
d. cultural communication customs

Answers

non-verbal communication

It is nonverbal communication

Devin, a junior sales coordinator, is resigning from his job. he writes an email to the top-level officials of his company and expresses his gratitude toward them for providing him with a fulfilling on-the-job experience. in this case, devin is engaging in _____. select one:
a. horizontal communication
b. upward communication
c. informal communication
d. downward communication

Answers

b upward communication

Answer:

Letter B is the correct answer.

Explanation:

Upward communication refers to the process of information flowing from the lower levels of hierarchy to the upper levels. In this case, the lower level is the one occupied by Devin, since he is a junior sales coordinator, while the upper levels are the top-level officials of his company. Due to this, it is the correct answer.

Stacy is a director of a senior center. every week she leads a group where the elders discuss past activities and experiences. the members of the group are encouraged to share anecdotes, old pictures, and other family memorabilia that remind them of significant events in their past. stacy's group is a form of:

Answers

For the answer to the question above,
stacy's group is a form of "reminiscence therapy"
This is an effective yet enjoyable way to connect with a person who's suffering from, dementia and to manage some of the distressing symptoms of dementia.
I hope this helps

Having struggled with panhandlers on the subway, hassles at the office, and telephone calls at dinner, allison retreats to her bedroom rather than noticing that her daughter needs help with a homework assignment. she is probably reacting to

Answers

For the answer to the question above,
she is probably reacting to "stimulus overload"

This occurs when one or more of the body's senses experience over-stimulation due to the environment like urbanization, crowding, noise etc.

I hope this helps. Have a nice day!

Allison's reaction to retreating to her bedroom instead of helping her daughter with a homework assignment is likely due to stress and overwhelm from dealing with various issues. It is important for her to find ways to manage her stress and create a balance in her life.

Allison's reaction of retreating to her bedroom instead of helping her daughter with a homework assignment is likely due to stress and overwhelm. She has been dealing with panhandlers on the subway, office hassles, and phone calls during dinner, which may have caused her to become emotionally drained and unable to focus on her daughter's needs. It is important for Allison to find ways to manage her stress and create a balance between her responsibilities and personal well-being.

Which of these sentences is correctly written and punctuated? Keeping his active mind challenging Roosevelt improved his stamp collection, and read books on American history, politics, and biography. To keep his active mind challenging, Roosevelt improved his stamp collection, reading books on American history politics and biography. Keeping his active mind challenged Roosevelt improved his stamp collection reading books on American history, politics, and biography. To keep his active mind challenged, Roosevelt improved his stamp collection and read books on American history, politics, and biography.

Answers

The seconds one is the correct answer

Answer:

B.  To keep his active mind challenging, Roosevelt improved his stamp collection, reading books on American history politics, and biography

Explanation:

Hope this helps :D

The ability to carry money around is what characteristic of money

Answers

It is the portability of money.

Andy, who is part of fritz's project team, has been making a mistake repeatedly. instead of submitting his work to fritz for review, as the project guidelines instruct him to do, he has been submitting his work directly to the client when he finishes working on it. this has been creating extra work for fritz. fritz finally says to andy, "i noticed that we've been submitting some work directly to the client before it has been reviewed internally by me. what i would prefer is for you submit your work to me first so that i can help ensure that all our deliverables are consistent."

Answers

The answer is A

A.Fritz describes what the problem is and what the new behavior should be (Apex)

Answer:

A) Fritz describes what the problem is and what the new behavior should be

Explanation:

In this question, Fritz is trying to make sure that Andy understands what wrong he has been doing and how can it be rectified, so that it doesn't affect their team in a negative way.

The fulfillment of contractual promises as agreed- 2. a notification given by a defaulting party prior to initiation of performance that he or she is not going to perform- 3. the intentional and explicit giving up of a contractual right - 4. a ready, willing, and able offer to perform contractual obligations - 5. one who owes a duty under a contract 6. the result of a court decree that the breaching party do exactly what was required under the contract - 7. a termination of duties that ordinarily occurs when the parties perform as promised - 8. the action or procedure followed to enforce a right or to get damages for an injury to a right - 9. the injured party takes reasonable steps to minimize the harm done-

Answers

Answer is
% 5one who owes a duty under a contract 6. the result of a court decree that the breaching party do exactly what was required under the contract

Which license is required to deal in commodity futures contracts?

Answers

commodity broker license or the CTA license

Answer: Series 3 exam is what they have to pass.

Explanation: fact checked it.

When you send a formal report, proposal, brochure, or other similar material, you should include a short message, often called a ______________ , iden?

Answers

The short message usually included in sending a formal report, proposal, brochure, or other similar material is called a letter of transmittal or a covering letter. Occasionally, it substitutes for a summary at the beginning of the report.

A letter of transmittal is given in a letter or memo form which provides extra personal touch to formal reports. It is brief and follows this pattern:

 • an opening statement, “transmitting” the report to the reader and stating its purpose

 • a brief outline of the major conclusions or recommendations

• a note of gratitude  for any special help received from other employees

• a goodwill close which looks forward to future discussion or opportunities 

A cover letter should accompany formal documents, clearly stating the purpose, and should be concise to respect the recipient's time. It can take the form of a memo, letter, or formal report, and in very brief interactions, an elevator pitch may be used.

When sending formal documents such as proposals or reports, it is standard practice to include an accompanying message, often known as a cover letter. This helps the recipient immediately understand the purpose of the message.

For example, a subject line of 'Proposal Attached' or 'Your question from 10/25' makes it clear what the recipient can expect when they open the document. In the workplace, it's particularly critical to be succinct, presenting proposals that are directly to the point, as decision-makers may not have the time to read through lengthy reports.

The cover letter should indicate that the enclosed material is a proposal for a specific project, and it must include at least one motivating statement to encourage the reader to consider the proposal seriously. The content should provide a concise overview of the proposal, capturing the essence without delving into extraneous details.

Formats for sending this information can vary from a memo for internal communication, a letter for external communication, to a formal report depending on the recipient and content. An elevator pitch may also be used when proposals need to be extremely brief, such as when trying to gain interest in a short time span.

Orlando wants to become a Certified Public Accountant. Which career cluster is he interested in?

Answers

Business, Finance & Accounting. 

Answer:

c. Finance

Explanation:

plato users

When customers attempt to purchase alcoholic beverages who decides whether the sale is legal or not?

Answers

When customers attempt to purchase alcoholic beverages who decides whether the sale is legal or not? The seller/server. Though the customer needs to be honest about their age and ability to purchase the alcoholic beverages, it is the sellers responsibility to check that the person is actually eligible. The seller will check the buyers ID (identification card) and make sure they are hold enough to purchase alcohol. They have the right to deny the sale if the person is not legally allowed to purchase. 

The federal funds rate target is the most frequently used monetary policy tool.
a. True
b. False

Answers

False is correct answer.

Because the federal funds rate target is not the most frequently used their monetary policy tool.

Hope it helped you.

-Charlie

Decision support systems support optimization, satisficing, and heuristic approaches.
a. true
b. false

Answers

Decision support systems support optimization, satisficing, and heuristic approaches. True. A decision support system is made up of computer programs and data that help make analysis and decisions within an organization. This process helps make decisions for the company and supports their programs to make the best decisions overall. 

what are the four different types of trade barriers

Answers

Tariffs, non-tariffs, import quotas and voluntary export restraints

Kyla works for a small company that sells computer parts. She gets private information on a website from one of her suppliers. Why type of communication tool is used in this situation?

extranet
ethernet
internet
radio frequency indication

Answers

The answer is extranet.

Answer:

extranet

Explanation:

extranet is controlled private network that usually grants access to a special set of individuals usually vendors and customers to the organization who are supposed to get access to some certain information on the company network.

This is achieved by using the internet and public telecommunication system because it involves a website. extranet is similar to intranet but it is different in the sense that it shares the information with external bodies who are vendors or customers but are not direct workers of the organization unlike in the case of intranet which is used to share information within the workers of an organization.

James invested some money at 7% interest. james also invested $75 more than 2 times that amount at 13%. how much is invested at each rate if james receives $1105.35 in interest after one year? (round to two decimal places if necessary.)

Answers

Given: Let x be the investment
x at 7% interest --> (1+0.07)x = 1.07x
$(75+2x) at 13% interest = 1.13 (75+2x)
                                        = 84.75 + 2.26x
If James receives $1105.35 by the end of the year, then:
1.07x + 84.75 + 2.26x = 1105.35
             1.07x + 2.26x = 1105.35 - 84.75
                          3.33x = 1020.60
                  3.33x/3.33 = 1020.60/3.33
                                 x = 306.4864 or 306.49

Next is substitute the value of x.
For 7% interest: 1.07 (306.49) = $327.94
For 13% interest: 84.75 + 2.26 (306.49) = $777.42

Modern Investments is a small business that focuses primarily on securities trading in South America. The company wants to issue a securities offering to the public worth $500,000. Modern Investments is:

Answers

Modern Investments is not exempted from registration requirements under Rule 504. Rule 504 of Regulation D provides an exemption from the registration requirements of the federal securities as defined by the SEC government laws. These regulations are made under the Securities Act 1933. 

Identity 5 Environmental issues that Pick n Pay will be able to address and how Pick n Pay will be able to address each environmental issue

Answers

The five (5) Environmental issues that Pick n Pay will be able to address and how Pick n Pay addresses each environmental issue are:

a. Energy efficiency - Pick n Pay have replaced harmful ozone-depleting HCFC-based refrigeration with a more natural refrigerant technology. 

b. Green products - Pick n Pay green products range are 100% recyclable with the active components made from natural and sustainable ingredients. Under customary environments, such as household drainage, the products biodegrade within six (6) days. 

c. Climate change - Pick n Pay has partnered with schools to make students aware of the importance of climate change that includes providing educational materials.

d. Waste management - Pick n Pay has created three (3) tiers for effective waste management that include: management of their own waste; packaging reduction; and consumer recycling. They have converted from the use of cardboard sleeves to paper labels. They have also converted from the use of plastic sleeves to board sleeves for their convenience food product lines. 

e. Vehicle emission and noise pollution - Pick n Pay uses ozone-friendly lubrication oils and diesel with low sulfur content. A low-noise system has also been introduced in all their fleet vehicles used for products distribution. 

Retirement income for older women is about ______ percent of that for men.

Answers

Retirement income for older women is about 55 percent of that for men. In the year 2009, 16 percent of single older men and 21 percent of single older women cut down under the poverty line. Among individuals aged 65, more than two times as many men as women have private pensions.

Identify the percent increase in total sales and the percent increase in sales of jackets. then find which percent of increase is greater and by how much greater it is than the other. (round your answer to the nearest tenth.)
a. sales of jackets increased 3.6 percentage points faster than total coat sales.
b. sales of jackets increased 18.8 percentage points faster than total coat sales.
c. total coat sales increased 8.1 percentage points faster than sales of jackets.
d. total coat sales increased 24.5 percentage points faster than sales of jackets.

Answers

The correct option is a. sales of jackets increased 3.6 percentage points faster than total coat sales, the percent increase in total sales and the percent increase in sales of jackets.

To solve this problem, we need to follow these steps:

1. Calculate the percent increase in total sales.

2. Calculate the percent increase in sales of jackets.

3. Determine the difference between the two percent increases.

4. Round the difference to the nearest tenth.

5. Compare the percent increases to find which is greater and by how much.

Let's assume the following hypothetical data for the purpose of illustration:

- Initial total sales: $100,000

- Final total sales: $120,000

- Initial sales of jackets: $20,000

- Final sales of jackets: $25,000

Now, let's calculate the percent increases:

Percent increase in total sales:

[tex]\[ \text{Percent increase} = \left( \frac{\text{Final sales} - \text{Initial sales}}{\text{Initial sales}} \right) \times 100\% \][/tex]

[tex]\[ \text{Percent increase in total sales} = \left( \frac{120,000 - 100,000}{100,000} \right) \times 100\% = 20\% \][/tex]

Percent increase in sales of jackets:

[tex]\[ \text{Percent increase in jacket sales} = \left( \frac{25,000 - 20,000}{20,000} \right) \times 100\% = 25\% \][/tex]

Now, we find the difference between the two percent increases:

[tex]\[ \text{Difference} = 25\% - 20\% = 5\% \][/tex]

Since we are looking for the option that tells us which percent of increase is greater and by how much, we compare the calculated difference with the options provided:

a. 3.6 percentage points faster for jackets

b. 18.8 percentage points faster for jackets

c. 8.1 percentage points faster for total sales

d. 24.5 percentage points faster for total sales

The calculated difference of 5% is closest to option a, which states that sales of jackets increased 3.6 percentage points faster than total coat sales. Therefore, the percent increase in sales of jackets is greater than the percent increase in total sales by 3.6 percentage points.

The final answer, rounded to the nearest tenth, is that sales of jackets increased 3.6 percentage points faster than total coat sales, making option a the correct choice.

Most managers get very little uninterrupted time to work on their priority tasks.
True or false

Answers

True because managers are in charge of everything that is under them.

Answer:

the answer 100% it's True

Explanation:

Which calculation helps determine which producer has the absolute advantage? Resources used multiplied by amount produced
Amount produced divided by resources used
Amount produced minus resources used
Resources used divided by amount produced

Answers

Answer

The calculation that helps to determine which producer has the absolute advantage is:

B. The amount produced divided by resources used

Explanation

Productivity is calculated by dividing the amount of output produced by the inputs used in its production process. The size of the output is divided by the resources used to produce the goods to determine the advantage/profit acquired in a business process.This will give the producers ultimate advantage as compared to number of time the bussiness will pay back.


Amount produced divided by the resources used, is the calculation that helps to determine which producer has the absolute advantage.

The performances of a company’s production process measures its productivity.

Further Explanation

Productivity of a company is calculated by dividing its output and the input that are used in the process of production. Common inputs in this case can be natural or capital resources and labor hour, while output are measured by the sales or amount of goods produced by the company.

Productivity can be calculated by the amount of unit produced by a company relative to its labor hour or by measuring the company’s revenue relative to employee labor hours.

However, the overall labor productivity can be calculated by dividing the goods and services a company produced by the employee total hour during a particular period of time.

In a situation where a company had an output of 4,000 units in a month and its input was 4,000 hours of labor, the productivity for such company is 10. This implies the output (40000) is divided by the labor input (4,000), which is equals to 10. This also means that the number of units produced by the employee per hour is 10 in the previous month.

LEARN MORE:

more on productivity https://brainly.com/question/12157373how to calculate productivity https://brainly.com/question/13011275

KEYWORDS:

productivitycompany's output and inputlaborgoods and servicesemployee

What best describes the difference between the great leap forward in china and industrialization in europe? workers in the great leap made steel, while european workers were given steel during industrialization. the great leap featured communes without machines, while european industrialization included factories. workers in the great leap forward were given steel, while european workers made steel during industrialization. the great leap forward featured factories, while european industrialization included communes without machines?

Answers

The difference between the great leap forward in China and industrialization in Europe is described as the great leap featured communes without machines, while European industrialization included factories. Thus the correct answer is B.

What is industrialization?

When an economy transforms from being agricultural to being based on the production of goods, this process is known as industrialization. A lot of times, assembly lines take the place of artists and mechanical mass production replaces individual manual labor.

While European industrialization contained factories, the big leap included communes without machines. A quick shift from an agrarian to an industrial society was the goal of China's economic and social campaign known as the Great Leap Forward.

Therefore, option B is appropriate.

Learn more about the great leap forward, here:

https://brainly.com/question/15320661

#SPJ2

The best description of the difference between the Great Leap Forward in China and industrialization in Europe is:
Workers in the Great Leap Forward were given steel, while European workers made steel during industrialization.

1. In the Great Leap Forward in China, workers were provided with steel by the government to meet production targets set by the communist party.
2. On the other hand, during industrialization in Europe, workers were involved in the process of making steel in factories using advanced machinery and techniques.
3. This difference highlights the contrasting approaches to industrial development in China and Europe during these historical periods.

_____ allow you to save money by having others prepay for your expense.

Answers

Prepaid cards/gift cards allow you to save money by having others prepay for your expense. Gift cards and repaid cards serve the same purpose essentially. Both are prepaid and preloaded by someone else (or you) and given to you so that your expenses are covered. This helps people save money since they aren't using their own funds. 

Prepaid cards and gift cards are both plastic pieces that can be used for purchase. Prepaid cards and gift cards allow saving money by having others prepay for your expense.

What are Prepaid cards or gift cards?

A flexible way to give the recipient money to buy whatever he or she likes seems more secure and touchable than the amount of money, and much easier than a personal check is called prepaid cards/gift cards.

Prepaid cards and gift cards are preloaded by someone else (or you) and given to you so that your expenses are covered. This helps people save money since they aren't using their own funds.

Thus, Prepaid cards and gift cards allow saving money by having others prepay for your expense.

To learn more about Prepaid cards, refer to the link:

https://brainly.com/question/11482534

Which examples would a student of macroeconomics study? check all that apply. the impact of competition on a bakery the effects of a tax increase on the gross domestic product the influence of economic challenges, such as inflation and unemployment the effect of rising interest rates on the purchasing decisions of individuals the result of a major government spending program on the national unemployment rate?

Answers

Answer:

2,3,5

Explanation:

Answer:

Explanation:

x the impact of competition on a bakery

* the effects of a tax increase on the gross domestic product

*the influence of economic challenges, such as inflation and unemployment

x the effect of rising interest rates on the purchasing decisions of individuals

*the result of a major government spending program on the national unemployment rate

What is the term for when congress passes a budget that spends more money than the government is projected to collect in taxes?

Answers

The term used is deficit.

In the past, there were 20 times more children than older people. then there were 7 times more people under age 15 than over age 64. currently, there are 3 times as many children as there are elders. these changes in the age make-up of the population are referred to as a(n) "_____."

Answers

For the answer to the question above,
these changes in the age make-up of the population are referred to as a "DEMOGRAPHIC SHIFT"

Demographic Shift is the transition from high birth and death rates to lower birth and death rates as a country or region develops from a pre-industrial to an industrialized economic system.
Final answer:

Changes in the population age structure, with fewer children and more older adults, are known as demographic transition, which illustrates a society's development and shifting population dynamics.

Explanation:

The changes in the age makeup of the population with a decrease in the proportion of children and an increase in older adults are referred to as demographic transition. This term reflects shifts in a society's population structure, often from high birth and death rates to lower rates as a country develops economically and socially. For instance, the U.S. population has seen a significant aging trend with the proportion of seniors tripling over the past century while the proportion of children has decreased. The historical data, like in Figure A6, shows this transition, with an increasing share of the population being categorized in the 65 and older age group, which is represented by the orange tier in the graph that increases in size over time. Demographic transition impacts various facets of society, including labor markets, healthcare, and social security systems.

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