A borrower takes out a 30-year adjustable rate mortgage loan for $200,000 with monthly payments. The first two years of the loan have a "teaser" rate of 4%, after that, the rate can reset with a 5% annual payment cap. On the reset date, the composite rate is 6%. What would the Year 3 monthly payment be?
a. $955
b. $1,067
c. $1,003
d. $1,186
e. Because of the payment cap, the payment would not change.

Answers

Answer 1

Answer:

1003

Explanation:

Given:

Period= 30 years, Loan amount= $200,000,

Payments- Monthly,

Teaser rate for first 2 years = 4%,

Annual payment cap=5%, Composite rate on reset date= 6%

Annual rate for 2 years =4%

Monthly rate will be 4/12 = 0.3333% = 0.003333

n=30years=360 months

Monthly payment for first 2 years = [tex]Pr(1+r)^n/((1+r)^n-1)[/tex]

= [tex]200000\times0.0033\times1.033^{360}/(1.033^{360}-1)[/tex]

= 954.83

or by Excel function = PMT(0.003333,360,200000,0) = 954.83

Loan balance after 2 years = PV(0.003333,336,-954.83,0) = 192,812.36 or

Balance=[tex]A(1+r)^n-PMT\times(1+r)^n-1)/i[/tex]

=[tex]200000(1.0033)^{24}-954.83(1+0.003333)^{24}-1)/0.003333[/tex]

= 192,812.36

Composite rate is 6% but payment is capped at 5%. So new payment from year 3 is 954.83×1.05=1002.57=1003


Related Questions

The Carolina Christmas Tree Corporation grows and sells 500 Christmas trees. The average cost of production per tree is $50. Each tree sells for a price of $65. The Carolina Christmas Tree Corporation’s total revenues are?

Answers

Answer:

$7500

Explanation:

Cost of production of Carolina Christmas trees were $50 each, and 500 trees were commercialized.  Then, the Corporation invested $25000, and earned $32500 when sales were over.  The revenues were $7500; this comes from deducting $25000 from $32500

Final answer:

The Carolina Christmas Tree Corporation's total revenues are $32,500.

Explanation:

The Carolina Christmas Tree Corporation sells 500 Christmas trees at a price of $65 each.

The average cost of production per tree is $50.

To find the total revenues, we can multiply the number of trees sold by the sale price per tree.

Total Revenues = Number of Trees Sold x Sale Price Per Tree

Total Revenues = 500 trees x $65/tree

= $<<500*65=32500>>32,500

Let’s look at a company that is currently not paying dividends. You predict that in five years the company will pay a dividend for the first time. The dividend will be $0.50 per share. You expect the dividend to grow at an 8% rate per year indefinitely at that time. The required return on companies like this one is 15%. What is the price of the stock today?
a. $5.39
b. $7.14
c. $4.08
d. $3.45
e. $1.75

Answers

Final answer:

Using the Gordon Growth Model, starting with a future dividend of $0.50 with an 8% growth rate and a 15% required return, when discounted back to present value, the stock today is worth $3.45.

Explanation:

The price of the stock today can be calculated using the Gordon Growth Model formula for a stock that is expected to start paying dividends in the future. The formula PV = D / (k - g) is adjusted for the time value of money to account for the fact that the first dividend will be paid five years from now. In this scenario:

Dividend (D) in five years is $0.50.Constant growth rate (g) is 8% or 0.08.Required return (k) is 15% or 0.15.Price of stock today (PV) is calculated as the present value of the first dividend divided by the difference between the required return and growth rate, then discounted back five years.

Calculation:

Expected dividend after five years (D1) = $0.50
Expected growth rate (g) = 8% = 0.08
Required rate of return (k) = 15% = 0.15
The present value of a perpetuity is D1 / (k - g). First, calculate the price of the stock in year five, which is $0.50 / (0.15 - 0.08) = $7.14. Then, discount this back to the present value using the formula PV = FV / (1 + k)^n, where FV is the future value and n is the number of years.

Price of the stock today [tex](PV) = $7.14 / (1 + 0.15)^5 = $3.45[/tex]

Lena is a sole proprietor. In April of this year, she sold equipment purchased four years ago for $26,000 with an adjusted basis of $15,500 for $17,000. Later in the year, Lena sold another piece of equipment purchased two years ago with an adjusted basis of $8,200 for $5,500. What are the tax consequences of these tax transactions?

Lena has Selecta:
(capital gain, a capital loss, an ordinary gain, an ordinary loss) of $_______ from the sale of the first equipment.
Lena has Selecta:___________.

Answers

Answer:

Lena has a ORDINARY GAIN of $1,500 from the sale of the first equipment. Lena has a ORDINARY LOSS of $2,700 from the sale of the second equipment.

Explanation:

Lena sold the first equipment for $17,000, and that resulted in an ordinary gain = $17,000 - $15,500 = $1,500. This gain was due to a §1245 depreciation recapture.

Lena sold the second equipment for $5,500, and that resulted in an ordinary loss (§1231 loss) = $5,500 - $8,200 = $2,700.

Final answer:

Lena has a capital gain of $1,500 from the sale of the first equipment and a capital loss of $2,700 from the sale of the second equipment. Both transactions involve long-term capital gains and losses since the equipment was owned for more than one year.

Explanation:

Lena, as a sole proprietor, has two separate transactions to report for tax purposes. For the first equipment, she sold it at $17,000 which was purchased for $26,000 with an adjusted basis of $15,500. The tax consequence of this transaction is a capital gain since the selling price ($17,000) is above the adjusted basis ($15,500). Therefore, the capital gain Lena has is $17,000 - $15,500 = $1,500.

For the second piece of equipment, Lena sold it for $5,500 but it had an adjusted basis of $8,200. This transaction resulted in a capital loss, calculated as $8,200 (adjusted basis) - $5,500 (selling price), which equals $2,700.

Since Lena owned both pieces of equipment for more than one year, these are considered long-term capital gains and losses. The net effect on Lena's taxes will depend on reporting the gains and losses on her tax return and her total taxable income will determine the tax rate applicable to the long-term capital gain.

Sweet Acacia Industries had a beginning balance in accounts receivable of $75,360 and an ending balance of $91,160. Credit sales during the period were $645,360. Determine cash collections.

Answers

Answer:

Cash collections = $629560

Explanation:

given data

beginning balance = $75,360

ending balance = $91,160

Credit sales = $645,360

to find out

Determine cash collections

solution

we get here Cash collections as

Cash collections = Opening balance - Closing balance + credit sales    ....................1

put here value we get

Cash collections = $75,360 - $91,160 + $645,360

Cash collections = $629560

Which of the following price bases is mostly likely to be used for commercial construction projects or custom-made equipment?
a. Demand-based pricing
b. Yield management
c. Competition-based pricing
d. Cost-plus pricing
e. Markup pricing"

Answers

Answer:

b. cost-plus pricing

Explanation:

cost-plus pricing is a price base that involves a markup addition to the cost of services and goods to get to the final selling price. In this technique you compute all cost (material, labor, etc) and then add a percentage in order to obtain the product's price

Darlene is getting an FHA-insured loan to purchase a house. The purchase price is $278,000, and she’s paying 3.5% down. She will have to pay an upfront mortgage insurance premium of $4,865, which will be financed as part of the loan. What is the loan-to-value on this loan?

Answers

Answer:

96.5%

Explanation:

Data provided in the question:

Purchase price i.e the value = $278,000

Down payment paid = 3.5%

Upfront mortgage insurance premium = $4,865

Now,

Amount of down payment = 3.5% of loan value

= 0.035 × $278,000

= $9,730

Therefore,

The loan value = value - Amount of down payment

= $278,000 -  $9,730

= $268,270

Thus,

loan-to-value on the loan = [ loan value ÷ value ] × 100%

= [ $268,270 ÷ $278,000 ] × 100%

= 96.5%

___ Buyers and sellers entered into a contract for the sale of nuts. The usual route used the Suez Canal. Prior to shipment, a war closed the canal. Because the freight charges would be so high by another route, the seller refused to ship. The buyer had to buy at a higher price elsewhere and sued the seller. At triala.The seller will win based on the doctrine of frustration of purpose.b.The buyer will win since this is just a risk of doing business.c.The seller will win because of res ipsa loquitur.d.The buyer will lose because problems with shipment by sea are an excuse for nonperformance.

Answers

Answer:

b.The buyer will win since this is just a risk of doing business.

Explanation:

In a general agreement or contract between a seller and the buyer both the parties are liable to perform some duties binding the contract.

In case any of the parties fail to perform such duties then that party is liable to make good to other party which did not default.

In the given case the buyer is in good health, it was because of the seller that the goods could not be delivered, and it was because of uncontrollable circumstances.

And that the seller is still liable because ultimately the goods could not be delivered.

Thus, the buyer shall stand to win the case against the seller.

A firms total cost function is: TC= 500 + 150q - 20q2 + q3 what is the dollar value at the minimum of the average variable cost (avc) curve? $50?

Answers

Answer:

the  correct answer is $150

Explanation:

TC=500 + 150q - 20q^2 + q^3

AVC=(150Q-20Q^2+Q^3)/Q

       =150-20Q+Q^2

When AVC is at  its minimum means that the marginal cost( CM) is igual to AVC, so we could consider this analysis:

CM= d(TC)/dq =150-40Q+3Q^2

CM=AVC

150-40Q+3Q^2=150-20Q+Q^2

Join similar terms:

150-150-40Q+20Q+3Q^2-Q^2=0

0-20Q+2Q^2=0

Q(-20+2Q)=0

Q_1=0   y  Q_2=20/2=10

with q_1                                               with q_2

150-40*0+3*0=150-20*0+0                 150-40*10+3*10^2=150-20*10+10^2

$150=$150                                                 150-400+300    =150-200+100

                                                                                  $50= $ 50

We have two solution  if we assume that q=0  like the  minimum then the results is $150.

f we assume that q=10  like the  minimum then the results is $50.

4. The three NIMS guiding principles are:
A. Unity of effort, preparedness, resource management.
B. Flexibility, standardization, unity of effort.
C. Resources, organization, standardization.
D. Planning, response, recovery

Answers

Answer: (B) Flexibility, standardization, unity of effort.

Explanation:

 The NIMS stand for the national incident management system and it basically provide the proactive and the systematic approach for guiding the all the level of organization such as government and the non-government department.

The main purpose of the NIMS is that it help in evaluate an approach by developing the command system and also minimize the impact of the business operation.

The three main NIMS principle are as follows:

Flexibility,StandardizationThe unity of efforts

Final answer:

The three NIMS guiding principles are unity of effort, preparedness, and resource management.

Explanation:

The three NIMS guiding principles are unity of effort, preparedness, and resource management. These principles provide a framework for effective emergency response and management. Unity of effort emphasizes collaboration and coordination among all levels of government, as well as with non-governmental organizations and private sector partners. Preparedness involves planning and training so that all response personnel are ready to handle emergencies. Resource management focuses on efficiently allocating and utilizing resources during response and recovery operations.

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A planned channel system designed to improve distribution efficiency and cost-effectiveness by integrating various functions throughout the distribution chain is called a(n) _____ marketing system.

Answers

Answer:

Vertical marketing system.

Explanation:

A vertical marketing system (VMS) occurs when two companies come together, usually a wholesaler and retailer, to gain greater benefits to efficiently meet consumer demands.

In this system of union of companies, there is usually a large company and power to coordinate the activities of other parts of the channel, although there is union of organizations each part continues to carry out its own activities.

The main benefit of a VMS is the ability of the organization to control the production and sale processes of a good, which makes the process of anticipation of problems, and correction and optimization to keep up with market trends more effective.

The public debt is__________.A. an excess of government spending over government revenues during a given time period.B. the total value of all outstanding federal government securities.C. a situation in which the​ government's spending is exactly equal to the total taxes and other revenues it collects during a given time period.D. all federal government debt irrespective of who owns it.

Answers

Answer:

The public debt is  D. all federal government debt irrespective of who owns it.

Explanation:

Public debt mainly defined as the total liabilities of federal government. This is called the government debt. It includes outside and inside debt as well. The government borrowes from international institutions like world bank for the development of the nation. This comes under external debt. The money which the government owes inside the nation comes under internal debt.

All other options are incorrect as first option relates with unfavourable balance of payments. Second one is related with government securities only and other one is the favourable balance of payments.

The unemployment rate in Economy X when it is growing normally is 5%. When Economy X is in a recession, the unemployment rate is 10%. Drag each word or phrase to the appropriate blank space in order to complete the paragraph correctly.

For Economy X, the natural rate of unemployment ________ 5%. This rate is not due to _______ factors. It applies _______.

Answers

Final answer:

For Economy X, the natural unemployment rate is 5%, which isn't affected by external factors like a recession. It's the standard unemployment rate under normal economic growth, attributable to regular job market activity.

Explanation:

For Economy X, the natural rate of unemployment is 5%. This rate is not due to external factors such as a recession but is the average rate at which the economy operates when it's experiencing normal growth. This natural rate of unemployment represents the number of people who are unemployed not due to a lack of job opportunities, but due to regular labor market activity, such as job-switching or searching for a better position. This rate applies whether the economy is expanding or contracting.

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Jean, a geologic specialist, agreed to accept an overseas assignment for her company after the company agreed to store her yacht, provide security service 24X7, and arrange for Mimi, her cat, to go with her. What kind of pay factor was used?Base payDifferentialsBonusesIncentivesAssistance programs

Answers

Answer:

The answer is Assistance programs.

Explanation:

Because Assistance programs  are benefits that are offered to employees to helps manage several challenges they might have to accomplish the job. In this case, the company offered Jean several benefits such as bringing the pet, storing the yacht,  it is a way to motivate Jean to accept the offer and do the best she can.

A defendant set off fireworks at a fully-licensed Fourth of July show. The result of the activity caused harm to the plaintiff. In order for the plaintiff to win a case of negligence, he or she need only prove that it was foreseeable that the defendant's conduct might cause harm.
a. True.
b. False.

Answers

Answer:

False

Explanation:

In legal proceedings one need to publish that there are the facts that reveal that the circumstances on the factual basis are true.

Mere chances that it might have happen are not conclusive to declare that plaintiff is correct.

Thus, he needs to establish that there were damages caused and not only the possibility that the damages could occur.

In the given instance it assumes that the facts merely if establishes that there could be damages will not let the plaintiff win the case.

In the film (around 2:08-2:11) the people in the town of Arcata CA are discussing the role that corporations should play in a democratic society. Some of the people are concerned about the great influence that corporations play in our society, and want to make corporations more accountable to the people. One man who seems opposed to passing legislation that restricts the activities of the corporations suggests that we all have the power to vote with our wallets. He says that if you don't approve of what a corporation does, then you simply should not use its products or services. In his mind, this is sufficient for keeping corporations under the control of the people.
(a) Do you think about the people can make corporations act in an ethically responsible way by voting with their wallets?
(b) What are some of the benefits and problems with this idea of voting with your wallet? (hint: consider the idea that people who have bigger wallets get more votes)?
(c) Would it be fair to give people voting powers based on their wealth? For example, would it be fair for people who have between one and two million dollars get two votes instead of one vote (in an election), and people with between two and three million dollar get three votes etc...

Answers

Answer:

(a) Sure, the people can make corporations act in an ethically responsible way, in other words, Acting in ways consistent with what society and individuals typically think are good values.

(b) This speaks to corporate social responsibility, by voting the people are able to control  the corporations in a way that makes them more socially responsible. Voting could also give people with bigger wallets, higher levels of control.

(c) No, it will not be fair; there has to be a cordial relations between the corporations and the people, hence if the people are given voting power based on their wealth, it could create some level of disunity.

Explanation:

(a) Sure, the people can make corporations act in an ethically responsible way, in other words, Acting in ways consistent with what society and individuals typically think are good values.

(b) This speaks to corporate social responsibility, by voting the people are able to control  the corporations in a way that makes them more socially responsible. Voting could also give people with bigger wallets, higher levels of control.

(c) No, it will not be fair; there has to be a cordial relations between the corporations and the people, hence if the people are given voting power based on their wealth, it could create some level of disunity.

Sean is looking for a new job that will allow him the flexibility to work from home at least one day a week so he can care for his ailing parents. Some describe this as a boundaryless career pattern. Why?

Answers

Answer:

Boundaryless career pattern is similar as temporary workers.

Explanation:

“Boundaryless career” has been a new perspective in any organisation these days. This type of career pattern provides the employees flexibility in terms of working hours. They pay them high wages for their excellent skill set.  

A person works with several organisations at a single point of time and quickly develops his career. Knowledge of such people is quite high, and companies gain from their expertise. As given in the question, Sean is provided flexibility by allowing him to work from home so that he can take care of his parents. So, this is a boundaryless career pattern.

Hallie owns 20% of the common stock of the Bean Brothers Coffee Company. The company announced plans to offer an additional 10,000 shares of common stock for sale. If Hallie exercises her preemptive rights, Bean Brothers must offer her the opportunity to purchase?

Answers

Answer:

2,000 shares

Explanation:

Hallie's preemptive rights allow her to buy up to 20% of the new stocks issued, so 20% of 10,000 is 2,000.

Preemptive rights give a shareholder the right to purchase a proportionate number of shares of future shares issued, this way the investor may keep the same ownership proportion.

Which of the following statements about personal selling is​ correct?
A. Personal selling is the nonpersonal arm of the promotional mix.
B. Salespeople are often the only direct contact with a customer.
C. Salespeople represent the company to​ customers, but they do not represent customers to the company. D. The role of personal selling is very consistent from company to company.
E. Personal selling is a fairly new profession.

Answers

Final answer:

Option B is correct. Personal selling involves direct interaction between a salesperson and a potential customer, often face-to-face. The salesperson represents the company to the customer and relays customer feedback to the company. The role of personal selling can vary across companies, and it is not a new profession.

Explanation:

The correct statement about personal selling is that 'Salespeople are often the only direct contact with a customer.' (Option B). Personal selling is characterized by direct interaction between a salesperson and a potential customer, often face-to-face. The salesperson represents the company and its products or services to the customer, and also relays customer feedback, needs, and preferences back to the company. Therefore, they serve as representatives for both sides–the company and the customer. The role and nature of personal selling can vary from company to company depending on the specifics of their product, service, and market strategy. Personal selling as a concept has been around for a very long time, so it is not a new profession. Also, personal selling is a personal and not a nonpersonal arm of the promotional mix.

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Final answer:

The correct statement about personal selling is that salespeople are often the only direct contact with a customer. Personal selling involves one-on-one interactions between a salesperson and a prospective customer, which can establish strong customer relationships and boost sales. The role of personal selling varies from one company to another, it is not a new profession, and salespeople provide crucial feedback to the company about customers.

Explanation:

The correct statement about personal selling is B. 'Salespeople are often the only direct contact with a customer.' In the realm of business and marketing, personal selling entails one-on-one interaction between a salesperson and a prospective customer. This direct interface enables a salesperson to cater uniquely to each customer's needs, potentially fostering strong customer relationships and thereby driving sales. It's noteworthy to mention, the role and strategies of personal selling may vary significantly from one company to another (contrary to statement D). And, personal selling is not a new profession (contrary to statement E), it has been around since trade began (the classic buyer and seller interaction). Furthermore, it's not just a one-way relationship; salespeople not only represent the company to the customers, they also provide customer feedback to the company (contrary to statement C).

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Safety stock can be computed when using the fixed-order quantity inventory model by multiplying a "z" value representing the number of standard deviations to achieve a service level or probability by the standard deviation of periodic demand. True or false?

Answers

Answer:

TRUE

Explanation:

The Z value determinates the level of service at a normalize distribution of (0;1) We then convert this value to the deviation of our distribution by multiplying each other.

The Z value represent the the value at which a 99% or 95% or whatever percent of change of safety is achieve. We convert by our deviation to adapt the normalize distribution of (1;0) to our values.

There is always a chance for stock-out as we work with probabilities and at more higher safety level we require more units to make up for the change of a single customer from nowhere purchase an unexpected amount. As this person can appear anytime and purchase any amount there is always a level of uncertain (5% or  1% or less)

Project managers must often face the challenge of compressing the project schedule. All of the following actions can be taken to reduce the duration of the critical path EXCEPT: ​
a. Overlap sequential activities using finish-to-finish, start-to-start, or start-to-finish relationships.
b. Reduce the project scope and /or quality.
c. Use the float in critical path activities
d. Partially overlap sequential activities by using time leads.

Answers

Answer:

A) Overlap sequential activities using finish-to-finish, start-to-start, or start-to-finish relationships.

Explanation:

If the project manager uses finish to finish relationships, a successor activity cannot finish until the predecessor activity has not finished.  

If the project manager uses start to start relationships, a successor activity cannot start until the predecessor activity has not started.  

If the project manager uses start to finish relationships, a successor activity cannot finish until the predecessor activity has not started.

Answer:

Overlap sequential activities using finish-to-finish relationships

Explanation:

Overlap sequential activities using finish-to-finish relationships. This overlaping does not account for unexpected events and might not account possible relations between the legs or stages of a project

Lauren owns a bakery. She wants to increase her daily production of baked goods, so she knows she needs to acquire more resources. Which of the following actions would represent an increase in the human capital resource at her bakery?
a. repairing a broken delivery van
b. buying better-quality ingredients
c. increasing employee training
d. purchasing ingredients in bulk
e. moving into a larger space

Answers

Answer:

The correct answer is option c.

Explanation:

Resources are of several types. In economics, we classify resources into four types as land, labor, capital, and entrepreneurship. Capital is further classified as physical capital and human capital.  

Human capital is a nontangible, nonphysical asset that is not mentioned on a company's balance sheet.  It is the value of a worker's skills, education, training, experience, health, intelligence, etc.  

In the given example, providing employee training will increase human capital resources for Lauren and it will help her efficiently utilize physical capital.  

Final answer:

Increasing employee training at Lauren's bakery contributes to enhancing human capital, resulting in greater productivity and capacity for innovation.

Explanation:

Lauren's goal to increase the daily production of baked goods at her bakery necessitates the accumulation of more resources. Among the options provided, the action that would represent an increase in the human capital resource at her bakery would be c. increasing employee training. By improving employees' skills, knowledge, and abilities through training, Lauren enhances the human capital of her bakery. This investment in human capital is associated with increased productivity and better utilization of other resources such as physical capital and technology. As a result, workers are more likely to innovate and efficiently operate new equipment, contributing to the overall economic growth of the bakery.

Miller Corporation issued 7000 shares of its $5 par value common stock in payment for attorney services billed at $70,000. Miller Corporation's stock has been actively trading at $10 per share. The journal entry for this transaction would include a credit to: Select one:_______
A. Common Stock for $70,000
B. Paid-in Capital in Excess of Par-Common for $70,000.
C. Paid-in Capital in Excess of Par-Common for $35,000.
D. Legal Expense for $70,000.

Answers

Answer:

C. Paid-in Capital in Excess of Par-Common for $35,000.

Explanation:

The journal entry include

The common stock

= Number of shares × par value of share

= 7,000 shares × $5

= $35,000

Since the attorney services billed at $70,000 out of which the common stock value is $35,000 so the remaining balance $35,000 ($70,000 - $35,000) would be transferred to the Paid-in Capital in Excess of Par-Common

Accredited investors are_______a.investors with incomes of no less than $5,000 in each of the last two years.b.investors whose net worth is $500,000 or less.c.investors who purchase over $5,000 of the venture's securities.d.directors, executive officers, and general partners of the issuing company.

Answers

Final answer:

An accredited investor is an investor who meets certain financial criteria set by the SEC. They have incomes of no less than $5,000 in each of the last two years.

Explanation:

An accredited investor is an investor who meets certain financial criteria set by the Securities and Exchange Commission (SEC) in the United States. The correct option for this question is:

a. investors with incomes of no less than $5,000 in each of the last two years.

Caroline is emotional but self-centered. She desires to be the center of attention everywhere as evidenced by her theatrical, loud, and larger-than-life behavior. Based on the description of Caroline, it can be inferred that she has ______ personality disorder.A) borderlineB) antisocialC) histrionicD) narcissistic

Answers

Answer:

Letter D is correct. Narcissistic.

Explanation:

Narcissistic personality disorder occurs when an individual has a high sense of self-importance. The symptoms are related to the need to always be the center of attention, a great sense of entitlement, the need for admiration and difficulty dealing with criticism.

This disorder needs to be diagnosed by a professional who will indicate the best psychotherapeutic treatments for case improvement. The causes of narcissism are unknown, but it is believed that there are environmental and genetic influences on individuals with the disorder.

Coworkers Mindy and Jerome agree that Mindy will drive them to work every weekday for one month, and then Jerome will drive them both to work every weekday the following month. This arrangement is a(n) executory,______agreement.

Answers

Answer:

Bilateral agreement

Explanation:

Bilateral agreement -

It is also called side deal .

The bilateral agreement is used to define the agreements between two parties .

Therefore , from the question ,

As Mindy and Jerome agrees to work and Mindy will guide for a month for the work which need to be done , and ,

For the next month Jerome will guide for the working strategy  .

Hence Bilateral agreement is followed by both of them .

Which of the following items is mostly likely managed using a single-period order model? gas sold to a gas station automobiles at a dealership Christmas trees metal for a manufacturing process canned food at the grocery store

Answers

Answer:

The correct answer is Christmas trees.

Explanation:

A single period inventory model is a business scenario aimed at companies that place seasonal or one-time orders. There is only one possibility to get the right amount when you place the order, since the product has no value after the time it is necessary. There are costs for asking too much and too little, and company managers should try to get the right order the first time to minimize the chances of having losses.

When sales are made in a local walmart, the sales data is sent to walmart headquarters where the data are used to build a picture of the buying habits of people who shop at individual walmarts across the nation.the use of makes this possible
A) POS systemsB) social shoppingC) e-commerceD) e-menusE) direct selling

Answers

Answer: POS system

Explanation: POS is an acronym for point of sale. The POS system is used mainly in retail stores to: check the prices of items through the scanner and calculating the total amount for goods bought and then generating receipts for goods bought.

The POS system keeps record of item sold on the system records and its records can be referenced to, to know customers buying behavior to know which items sell more and the items less desirable.

In the long run, assuming that the owner of a firm in a competitive industry has positive opportunity costs, she a. should exit the industry unless her economic profits are positive. b. will earn zero accounting profits but positive economic profits. c. will earn zero economic profits but positive accounting profits. d. should ignore opportunity costs because they are a type of sunk cost that disappears in the long run.

Answers

Answer:

c. will earn zero economic profits but positive accounting profits

Explanation:

A competitive industry is characterised by many buyers and sellers of homogenous goods and services.

There are no barriers to entry and exit of firms. If firms in a competitive industry earn economic profit in the short run, firms enter into the industry in the long run and economic profit falls to zero.

A competitive firm earns accounting profit but doesn't earn economic profit.

Accounting profit = Revenue - Cost

Economic profit = Accounting profit - Opportunity cost

I hope my answer helps you.

Which of the following could result in the termination and liquidation of a partnership?1) Partners are incompatible and choose to cease operations.2) There are excessive losses that are expected to continue.3) Retirement of a partner.A. 1 onlyB. 1 and 2 onlyC. 2 and 3 onlyD. 3 onlyE. 1, 2, and 3

Answers

Answer:

E) 1, 2, and 3

Explanation:

A partnership is a very flexible business which is very easy to set up but has some disadvantages also and they include:

partners have unlimited liability.- if losses are expected to continue, then the partners will probably decide to liquidate the partnership.risks of disagreements between the partners.- if the partners are incompatible and cannot agree upon the decisions that need to be made, the partnership will probably be liquidatedif the partners decide to leave because they retire then the partnership will probably have to be liquidated unless a new partner replaces the one that leaves or the other partners buy his/her share of the partnership.
Final answer:

All three scenarios mentioned, including partner incompatibility, continued losses, and the retirement of a partner, can lead to the termination and liquidation of a partnership.

Explanation:

The question asks which circumstances could lead to the termination and liquidation of a partnership. Each of the situations presented could indeed result in the end of a partnership. Specifically:

Partners who are incompatible and choose to cease operations may decide to terminate the partnership voluntarily.Excessive losses that are expected to continue could make the continuation of the business untenable, leading to its liquidation.Although less straightforward, the retirement of a partner could lead to a dissolution or reorganization of the partnership, especially if the departing partner is essential to the business or if the partnership agreement stipulates dissolution upon the retirement of any partners.

Therefore, all three scenarios presented could lead to a partnership ending and its business being liquidated.

It tastes better than candy!" is an advertising slogan for a new probiotic gummy. The manufacturer claims that their probiotics is of a higher quality and tastes better than any competing brand. These claims are part of the firm's strategy to achieve
A) deceptive marketing recognition.
B) the creation of knockoff products.
C) new-product development.
D) product differentiation.

Answers

Answer:

The correct answer is D) product differentiation.

Explanation:

Product differentiation is a competitive strategy that aims to allow the consumer to perceive differently the product or service offered by a company, with respect to those of the competition.

Product differentiation can be based mainly on various attributes such as quality, color, size, after-sales service, specialized attention, location, brand recognition or luxury. But any attribute makes perceive a product or service differently is considered product differentiation.

It should be noted that the differentiation also has a subjective element since consumers can perceive that a certain brand is different from another based not on the comparison of objective characteristics but on the idea that they have made of the company and its image.

The manufacturer is using product differentiation to stand out in the market by claiming their product is superior to competitors.

Product Differentiation is the strategy the manufacturer is using by claiming their product is of higher quality and tastes better than competitors to achieve a competitive edge in the market. This approach aims to highlight the unique features and benefits of their probiotic gummy compared to other brands.

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