The answer is: B. sacrifice profits for less risk.
Interest rates influence the amount of money that the borrower had to give back to the bank and Higher interest rate would give higher profit for the bank.
When bank people give low interest rates for people with good credit, the number of revenue that bank would make from giving the loan would decrease. But people with good credit has high likelihood of returning the money they borrow, which mean that there is less risk for the bank.
Banks offering low interest rates to people with good credit 'sacrifice profits for less risk'. They lend to low-risk borrowers at lower returns to maintain steady repayments and long-term profitability.
Explanation:Banks that offer low interest rates to people with good credit generally fall under option B: sacrifice profits for less risk. This strategy involves lending to individuals with a high creditworthiness, implying a lower probability of default. Because these borrowers are less risky, banks are willing to accept a lower return in the form of lower interest rates.
From a business perspective, banks need to manage their liabilities (like customer deposits) and assets (like loans). The competition for attracting deposits can compel a bank to offer higher interest rates to depositors, potentially causing a mismatch between the rates paid to depositors and those received from borrowers. Banks generally try to balance this by charging an interest rate on loans that covers the cost of paying interest on deposits, ensuring profitability and mitigating risk.
Essentially, by offering lower interest rates to creditworthy individuals, banks strategize to maintain a stable flow of repayments and sustain their profitability over the long term.
Learn more about Bank Interest Rates here:Explain how your credit score can affect how much you pay for a loan.
Well if you have horrid credit then you pay fees for the loan as if it was not hard enough to pay it back if it is medium then you still face the same penalty but if your credit it stupendous then all you have to do is repay the money amount of the loan! i hope that this helps you!!!
Credit score is representative of an individual's credit score and shows the credibility of a person in the market. It is affected by a number of factors like history of repayments, legal status of activities from money, loans taken, etc.
Credit score is calculated by various credit rating agencies and are updated every month depending upon the credit history of such individual. It is calculated out of 900 where higher the score, higher is the credibility of that person.
Credit score is a visual representation of a credit history of a person which is affected by timely payments and whether the payments is done in full or not. The score is also affected by no. of loans distributed to such person and there is no default in repayment of such loan's every month.The principle amount along with interest must be paid in full. If there is a delay of even 1 day in repaying such payments the score is lowered. A credit score of below 650 is considered to be WEAK, 650- 780 is considered GOOD and anything above that is considered as an EXCELLENT credit score.Hence, credit score is affected by timely repayments, payments in full and whether there is any default in repayment over the past.
To know more about credit score, please refer to the links below.
https://brainly.com/question/14753741
Which helps enable an oligopoly to form within a market?
A) Costs of starting a competing business are too high.
B)The government restricts market entry.
C) The number of options in a market confuses consumers.
D) No competition exists between producers.
The answer is: A) Costs of starting a competing business are too high.
When the cost of starting a competing business is too high, the existing businesses that currently had the largest market share would work together to influence the price by their own. By doing this, they can keep the price of their products relatively high without having to compete with one another. This would enable oligopoly to form within the market.
Based on the concept of Oligopoly, and the available options, the statement that enables oligopoly to form within a market is All of the above.
What is Oligopoly?Oligopoly is a term that is used to describe a type of market structure that exists within an economy.
Generally, in an oligopoly, there is a small number of firms that control the market.
In this case, all of these factors listed can contribute to the formation of an oligopoly within a market, because of the following:
The costs of starting a competing business are too high as it becomes difficult for new entrants to effectively compete with established firms. Government restrictions on market entry can also limit competition causing barriers such as licenses permits or regulations that create high entry barriers for new competitors. The number of options in a market can confuse consumers and lead to a concentration of market power among a few dominant firms. When no competition exists between producers it allows a few dominant firms to control the market.Hence, in this case, it is concluded that the correct answer is All of the above.
Learn more about Oligopoly here: https://brainly.com/question/13635083
#SPJ6
Terrell has $300 to open a checking account. He plans to use the ATM four times per month at his local branch. He does not overdraft his account. Bank Account Terms and Conditions Which checking account would be best for Terrell? Account A Account B Account C Account D
B) Account B is the answer
Account B would be best for Terrell according to Bank Account Terms and Conditions.
What is a Bank Account?A bank account is a financial record of the financial transactions between a bank and a customer that is kept by a bank or other financial organization.
The terms and conditions for each form of account any financial institution offers are defined by the institution itself.
These accounts are categorized into categories that are easily understood, such as deposit accounts, credit card accounts, current accounts, loan accounts, or many other sorts of accounts.
A consumer could have multiple accounts. When a customer opens an account, the money they deposit with the financial institution is recorded in the account they choose.
A bank statement provides the consumer with information about the financial transactions that have taken place on their account within a specific time period.
Learn more about Bank Account, here
https://brainly.com/question/28839734
#SPJ3
What is a federal court
The federal judiciary of the United States is one of the three branches of the federal government of the United States organized under the United States Constitution and laws of the federal government
If you’re already working, what led you to choose this job? Do you think it was a good choice?
Answer:
It depends on what you like to do. For example if you like working in quiet places you would work at a library, if you like being at stores and always moving then work retail. What you like to do can lead you to choose a job.
Explanation:
Currently you are the only gas stations for40 miles. The average price of gasoline in your state is 3.50 per gallon. How much should you charge for your gasoline
5 dollars and 50 cents.
To determine how much you should charge for your gasoline, consider factors such as the average price in your state, distance to the nearest gas stations, pricing power, customer demand, and affordability.
Explanation:To determine how much you should charge for your gasoline, you need to consider various factors such as the average price of gasoline in your state and the distance to the nearest gas stations. In this case, you are the only gas station within a 40-mile radius, which gives you some pricing power.
One approach is to set your price slightly higher than the average price in your state to take advantage of the lack of competition. For example, if the average price is $3.50 per gallon, you could set your price at $3.70 or $3.80 per gallon. This would allow you to earn a higher profit margin.
However, it's important to also consider customer demand and affordability. If the price you set is too high, customers may decide to drive further to find a cheaper option. On the other hand, if the price is too low, you may not cover your costs or make a reasonable profit.
Learn more about Pricing gasoline here:https://brainly.com/question/33910010
#SPJ2
A zoo animal with an infectious disease needs to be If there is no means to keep the animal in.
Answer:
Euthanized if not able to be quarentined.
Explanation:
4. Steel-frame construction relies on the creation of _______ to sustain the weight of the building. A. a steel cage B. mass produced nails C. an elevator D. a foundation
Steel-frame construction relies on the creation of a sound foundation to sustain the weight of the building, because without that all our buildings we have now would suffer from erosion causing the building to shift or even collapse.;
When using shared work areas, show consideration by:
keeping it clean is important, do not leave your work tools out when you are finished put your stuff in its proper place
Hello. This question is incomplete. The full question is:
"When using shared work areas, show consideration by:
-Notifying the proper person when supplies are needed
-Leaving empty coffee cups on the desk
-Returning equipment and tools to their proper place
-Keeping shared work areas neat"
Answer:
-Notifying the proper person when supplies are needed
-Returning equipment and tools to their proper place
-Keeping shared work areas neat
Explanation:
Working in a shared space is not only more economical. Many people prefer this type of configuration due to the possibility of interaction and exchange of ideas, since it is easier to communicate with several people when the work area is divided. In this type of space division, it is necessary that all people strive to make the environment pleasant for everyone. A clean, organized, lighted and quiet environment must be preserved by all individuals who are there.
In addition, when using shared desktops you can show consideration in the following ways:
Notifying the proper person when supplies are needed Returning equipment and tools to their proper place Keeping shared work areas neat100 POINTS WILL MARK BEST ANSWER!!!
Think of a company you know of that has been successful. discuss the 3 factors of success that you think were the most important to this company, and explain why these factors were important (must be 3-6 sentences. 3.0 Points)
Ewing Marion Kauffman was an entrepreneur who invented a number of new drugs for the healthcare industry.
TRUE
Ewing Marion Kauffman was an entrepreneur who invented a number of new drugs for the healthcare industry.
Ewing Marion Kauffman was a significant entrepreneur in the healthcare industry, similar to innovators today like Lee Cronin who use technology such as 3D printers to create customized drugs. Kauffman's entrepreneurial work helped shape the way prescription drugs are developed and distributed in the industry.
Explanation:Ewing Marion Kauffman was a noted entrepreneur who significantly impacted the healthcare industry. It is crucial to recognize that innovative approaches to the manufacturing and distribution of drugs have historically been central to advancements in healthcare, reflecting Kauffman's contributions.
One contemporary example of such innovation can be seen in a 2012 TED talk by Lee Cronin. Cronin detailed a pioneering technique that involved combining a variety of chemical 'inks' with a 3D printer. Leveraging this technology, Cronin and his team constructed a 'universal toolkit of chemistry' capable of producing customized drugs tailored to an individual's genetic makeup, environmental factors, and health status.
This method illustrates the kind of forward-thinking creativity that Kauffman embodied as an entrepreneur in the healthcare industry. His efforts in developing new treatments and revolutionizing health care are reflective of similar attempts to transform the discovery and distribution of prescription drugs, such as Cronin's 3D printed, personalized medicines.
Learn more about Ewing Marion Kauffman's Entrepreneurship here:https://brainly.com/question/32358738
#SPJ12
brian declares bankruptcy. what benefits can you obtain by declaring bankruptcy?
brian declares bankruptcy, which triggers a(n) ___. this blocks ___.
Declaring a bankruptcy will trigger automatic stay.
This blocs the countinue of lawsuit
If you have a year long or month long gaps in your employment history why do you think it’s important to explain those gaps to your potential employer ? Why would they want to know ?
When describing gaps in your career history to a potential employer, it's crucial to be truthful, open, and concise.
A sign of trustworthiness and integrity is being open about any gaps in your career history. These traits are valued by employers in their staff members.
You demonstrate your openness and transparency about your experiences by explaining any gaps in your career history. With your potential employer, this might help establish trust.
Your future employer will be better able to grasp your career path and the causes of any gaps in your employment history if you can explain them. This can make it easier for them to decide whether you are a suitable fit for the position.
Learn more about on potential employer, here:
https://brainly.com/question/12189440
#SPJ2
Which utility can improve the speed and efficiency of a hard disk
Answer:
Defragmentation
Explanation:
PLATO Correct answer
Select all that apply. The following careers spend a lot of time working with people: sales clerk
hotel hospitality
semitruck drivers
computer programmers
The correct answers are A. Sales clerk and B. Hotel hospitality
Explanation:
Career refers to a professional path that is related to specific positions and jobs. Additionally, careers differ in many aspects including educational requirements, occupations, skills or abilities and even the time working with people that includes working with co-workers or customers/clients. This last aspect is more common in careers related to sellings, tourism, education, medicine, among others.
In this way, the careers that imply spending a lot of time working with people are sales clerk because you will need to interact with possible clients all the time, and hotel hospitability because in this case, you will need to speak and interact with people that are staying in the hotel. Also, others such as semi-truck drivers or computer programmers are careers that do not necessarily require spending time with others.
Please help!!!
Identify the items as consumer programs or consumer information sources.
Consumer Information Sources:
consumer reports and state consumer protection offices
Consumer Programs
Local Chamber of Commerce and regulation offices for insurance
Hope this helps.
Debbie is a Financial Planner and charges her clients on a commission basis. For a particular month, Debbie makes three deals of $40,000. If she charges 1% commission for each deal, what will be her commission for the month?
Answer
$400
Step by step explanation
Step 1: Total of the three deal = $40,000
Commission = 1% = 1/100 = 0.01
Step 2: Find the commission for $40,000
Commission earned for the month = 0.01 *$40000
= $400
I hope you will understand this.
Thank you.
Answer : 1200
Ex: Three Deals each totaling 40k =120k . If each deal has 1 percent commission then Debbie receives 400 for each deal which equals 1200.
What is the name of the two year program that prepares high school students for jobs in the hotel industry
The name of the program may vary, but it is typically a part of a Career and Technical Education (CTE) pathway for high school students focusing on the hospitality and tourism industry, providing various vocational skills for hotel industry jobs.
The program you are referring to is likely part of a Career and Technical Education (CTE) pathway designed for high school students interested in the hospitality and tourism industry. While the exact name can vary by school or region, these programs often include coursework and practical experience that prepare students for careers in the hotel industry, such as lodging management, event planning, and customer service. Students in these programs might learn a range of skills, from front desk operations to managing reservations and housekeeping.
In California, the emphasis on job readiness is further supported by a new requirement that all high school students take a resume and cover letter writing workshop, which complements their technical training by ensuring they can effectively showcase their skills to potential employers. Additionally, high-achieving business students have opportunities such as a year-long professional development program, which further enhances their employability in the job market.
Im trying to help answer questions but when i click the answer button I dont see a text box. (btw im on computer
Answer:
It might be your computer or the Brainly app.
Explanation:
My computer acted the same way a few days ago, but when i changed the browser i was using the problem resolved itself.
I suggest you try changing your browser too and see what happens, or try logging onto Brainly using the browser version if you were previously using the app.
Barring any progress, i suggest you contact the Brainly team for additional support.
Rick needs to find the lowest number in a set of numbers that includes decimals. Which statistical function in a spreadsheet will help him do so?
A. Mode
B. Rank
C. Min
D. Average
the answer should be C.
Answer
C. Min
Explanation
In most spreadsheet programs including those in Microsoft Excel, min is a formula function applied to find the minimum value in a range of cells. The MIN function returns the lowest value from a set of values that are provided. The function ignores empty cells, the logical values and text values.
Anthony Clement is applying for a car loan. The lending institution requires a personal net worth statement. Anthony currently has $1,085.00 in cash, and his camera is worth $635.00. He also owes Vista Travel $305.00 and Kelley Electronics $83.00. Complete a net worth statement for Anthony Clement. Select Current Date in the appropriate field. In each section, enter items in descending order of amount.
Accounting 1
Answer: Anthony's net worth is $1322.
The personal net worth statement of Anthony Clement
Assets:
Cash 1085
Camera 635
Total Assets 1720 (1085+635)
Liabilities:
Owed to Vista Travel 305
Owed to Kelley Electronics 83
Total Liabilities 388 (305+83)ony's net wprth os
Net Worth [tex]1720 - 388 = 1332[/tex]
To calculate Anthony Clement's net worth, we subtract the total liabilities from the total assets. His net worth is $1,332.00.
Explanation:Net Worth Statement for Anthony Clement
Date: [Current Date]
AssetsCash: $1,085.00Camera: $635.00LiabilitiesVista Travel: $305.00Kelley Electronics: $83.00Calculation:
To calculate Anthony Clement's net worth, we need to subtract the total liabilities from the total assets:
Total Assets = Cash + Camera = $1,085.00 + $635.00 = $1,720.00
Total Liabilities = Vista Travel + Kelley Electronics = $305.00 + $83.00 = $388.00
Net Worth = Total Assets - Total Liabilities = $1,720.00 - $388.00 = $1,332.00
Therefore, Anthony Clement's net worth is $1,332.00.
Learn more about Net Worth Statement here:https://brainly.com/question/31885969
#SPJ12
How can producers make the most profit? Check all that apply.
A) They can work to increase their marginal cost.
B) They can work to decrease their marginal cost.
C) They can raise prices to increase marginal revenue.
D) They can lower prices to decrease marginal revenue.
E) They can keep marginal costs below marginal revenues.
F) They can keep marginal revenues below marginal costs.
Answer:
The answer is B, C, and E.
Explanation:
Saw this post and one other neither had the correct answer so i figured i would help anyone out that needs the correct answer.
Answer:
B) They can work to decrease their marginal cost.
C) They can raise prices to increase marginal revenue.
E) They can keep marginal costs below marginal revenues.
Explanation:
"Which Characteristic Does Not Belong In A Planned Economic System?"
a) Governments makes the law
b) Consumer decides the price
c) Government makes all the economic plans
d) Consumer decides what to produce
The Characteristic that Does Not Belong In A Planned Economic System is Consumer decides the price. Thus the correct answer is B.
What is a consumer?The consumer is refers to an end user of any product or service. The individuals who utilise the product is known as consumer whereas a person who buys the products is known as a customer.
An economy is one in which the government controls every sector of the economy is called a planned economy. In other words, the government can decide about things and services to produce, based on how those commodities will be produced and who will utilize them.
Therefore, option B Consumer decides the price feature does not belong to the Planned economy.
Learn more about Planned Economic System, here:
https://brainly.com/question/2193407
#SPJ2
Which of the following combinations include only services? a a health consult, prescription medication, and kickboxing lessons b a financial services consultation, books, and computers c a haircut, a cheeseburger, and access to an Internet connection d a computer training course, a concert, and a massage
d a computer training course, a concert, and a massage
Services cannot be produced but it is an intangible item provided to the public to use. Answer D would be appropriate as a computer training course is where a student is learning, a concert is where people go to entertain themselves singing songs and a massage is where people go to relax their mind, body and soul which makes it all known as a service provided to the customer.
what is 40+5+.6+.03 in word form
The completed table provides standard, word, and expanded forms for the given numbers. Additionally, the number 3.21 is correctly expressed in standard, word, and expanded forms.
Let's complete the table with the standard form, word form, and expanded form for the given numbers:
12.38
Standard form: 12.38
Word form: Twelve and thirty-eight hundredths
Expanded form: 10 + 2 + 0.3 + 0.08
40 + 5 + 6 + 0.3
Standard form: 51.3
Word form: Fifty-one and three tenths
Expanded form: 40 + 5 + 6 + 0.3
8.97
Standard form: 8.97
Word form: Eight and ninety-seven hundredths
Expanded form: 8 + 0.9 + 0.07
60 + 9 + 0.07
Standard form: 69.07
Word form: Sixty-nine and seven hundredths
Expanded form: 60 + 9 + 0.07
5.77
Standard form: 5.77
Word form: Five and seventy-seven hundredths
Expanded form: 5 + 0.7 + 0.07
Four and nine tenths
Standard form: 4.9
Word form: Four and nine tenths
Expanded form: 4 + 0.9
Now, let's determine whether the number 3.21 is written in standard form, word form, or expanded form:
3.21
Standard form: 3.21
Word form: Three and twenty-one hundredths
Expanded form: 3 + 0.2 + 0.01
In summary, the completed table includes standard, word, and expanded forms for the specified numbers, and the number 3.21 is written in standard form, word form, and expanded form.
Plz Help will vote brainliest if u give the right answer...
Lupe wants an account into which she can deposit her paychecks. She also wants to use the money in her account to pay for her expenses. Which type of account is most likely best for her? CD checking account savings account money market account
The account that is best for her is a checking account
A checking account is an account with a financial institution that allows the holder to deposit and withdraw money without limit. A checking account can be used for daily expenses.
Benefits of a checking account
Holders can receive direct deposit Holders have easy access to their moniesA money market account is an account used when people want to save their money for a longer period.
A savings account allows customers of a bank to save their money or withdraw it.
To learn more about a current account, please check: https://brainly.com/question/24029724?referrer=searchResults
Answer:
checking account
Explanation:
Checking account is most likely best for her.
Which career would be most suitable for someone with a strong extraversion preference in MBTI chart
A) landscaper
B) freelance writer
C) politician
D) research librarian
A career as a politician is likely most suitable for someone with a strong extraversion preference according to the MBTI chart, due to the nature of public interaction and socialization required in politics.
Explanation:Among the options given, a career as a politician would most likely be the most suitable for someone with a strong extraversion preference according to the MBTI (Myers–Briggs Type Indicator) chart. Extraverts are typically outgoing, enjoy socializing, and feel energized by interaction with others. Being a politician often requires networking, public speaking and working closely with different groups of people, therefore correlating well with the extroverted personality type.
https://brainly.com/question/12772949
#SPJ2
Select the correct answer. Which pre-test method involves asking the people being surveyed to rank the different ad concepts they see? A. interview test B. order of merit test C. consumer jury test D. advertising concept test
The pre-test method that asks participants to rank different ad concepts is the 'order of merit test.' This tool is used in market research and advertising to measure the relative efficacy and appeal of various ad concepts by getting consumer preference and opinions.
Explanation:The pre-test method in question, which involves asking surveyed individuals to rank different ad concepts, is known as the order of merit test. This test is utilized in market research and advertising to measure the relative efficacy and appeal of various ad concepts.
Compared to other pre-test methods, the order of merit test can offer tangible, ranked feedback to companies looking to assess potential advertising strategies. As an illustration, a company looking to launch a new product may use this test to present focus group members with a series of ad concepts. Participants could then be asked to rank these concepts in order of preference or effectiveness, providing the company with valuable information about how well each ad could perform with their target audience.
Thus, the order of merit test is a tool in advertising to get a sense of consumer preference and opinion on different advertising concepts before they are fully implemented.
Learn more about order of merit test here:https://brainly.com/question/2225281
#SPJ12
The correct answer is B. Order of Merit test which requires survey respondents to rank different ad concepts.
Explanation:The correct answer to the question is B. Order of Merit test. An Order of Merit test involves asking the people being surveyed to rank the different ad concepts they see. This method is widely used in advertising research and relies heavily on the respondents' opinions and preferences. Meanwhile, the interview test involves direct one-on-one questioning, the Consumer Jury test employs a select group of customers to judge the merits of an advertising concept, and the Advertising Concept test is a broader term for any evaluation method used to determine the effectiveness of an advertisement.
Learn more about Order of Merit test here:https://brainly.com/question/2225281
#SPJ12
principal 1750 interest rate 2% for 20 years
Using the compound interest formula, we calculate that an investment of $1,750 at an interest rate of 2% over 20 years will grow to approximately $2,595.41.
To find the future value of an investment with a principal of $1,750, an interest rate of 2%, over 20 years, we use the compound interest formula:
Future Value (FV) = Principal (P) × (1 + Interest Rate (r))^Time (t)Substitute the given values:Principal (P) = $1,750Interest Rate (r) = 2% or 0.02Time (t) = 20 yearsCalculation:
FV = $1,750 × (1 + 0.02)^20FV = $1,750 × (1.02)^20 ≈ $1,750 × 1.485947 ≈ $2,595.41So, the future value of the investment is approximately $2,595.41