A credit score is based in part on
employment and race.
income and location.
employment and trust.
payment history and total debt.
Answer
D. Payment history and total debt
Explanation
A statistical number that evaluates a person’s creditworthiness and is based on credit history is called credit score.Credit score numbers are used by lenders to check the probability that an individual will pay back his or her debts.The ranges of credit score are 300 to 850.The higher the credit score of a person, the more financially trustworthy that person is taken to be.
The option D is correct.
A credit score is based in part on the payment history and total debt.
Further Explanation:
Credit score refers to score which shows the credit history of the individual and tells us about how well an individual in paying his credit and loans. If an individual has a good credit score, he is able to take credit easily without any restrictions. But If an individual has a poor credit score, he is not able to take the credit in an easy way.
Justification for the correct and incorrect answer:
A.
Employment and race: This option is incorrect.
This is not the correct option. The credit score does not depend on individual employment and race.
B.
Income and location: This option is incorrect.
This also not the correct option. As the income of the individual does not have any relation with the credit score. The location of the individual also not a base of credit score.
C.
Employment and trust: This option is incorrect.
The bank provides a loan on the basis of collateral security, not on the basis of trust. This option is not correct.
D.
Payment history and total debts: This option is correct.
The credit score is given on the basis of payment history and total debts taken from the other banks. This statement is correct. On the basis of the credit score, the banks provide loans to the individual.
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Answer details:
Grade: Middle School
Subject: Accounting
Chapter: Money and Banking
Keywords:credit score, is based, employment and race, income and location, employment and trust, payment history, total debt, credit history, individual, income, total debts.
Many people over 50 join the aarp (american association of retired persons) in order to enjoy the discounts provided to its members. this is an example of which type of incentive?
The so-called "daisy spot" created by tony schwartz in 1964 was considered a success because it played a major role in a political advertising campaign to discredit the campaign's frontrunner. this commercial was only aired once but was highly suggestive, insinuating that republican presidential candidate barry goldwater was willing to __________.
Barry Goldwater is willing to get the U.S. involved with the nuclear warfare. Barry Goldwater is known to be an American politician and a businessman of which he had a five term of being a senator in the united states from Arizona.
A typical grace period for many credit card issuers is
Answer:
20 - 25 days
Explanation:
I just had this question
The percentage of the u.s. federal government's debt owned by foreign entities went – from – in 1990 to – in 2013. it is important to remember, however, that foreign supply in the loanable funds market helps keep interest rates –, which benefits domestic –. it is also worth noting that demand for u.s. treasuries is a sign that other economies beside the united states's are –.
Answer:
The answer is: "Up", 14%, 33%, "Down", "Borrowers", "Prospering".
Explanation:
The percentage of the u.s. federal government's debt owned by foreign entities went "Up" from 14% in 1990 to 33% in 2013. it is important to remember, however, that foreign supply in the loanable funds market helps keep interest rates "Down", which benefits domestic "Borrowers". it is also worth noting that demand for u.s. treasuries is a sign that other economies beside the united states's are "Prospering".
The answer is: "Up", 14%, 33%, "Down", "Borrowers", "Prospering".
Jim Walton perform services on credit for $2450 a debit for this transaction should be recorded to?
A. Accounts receivable
B. Cash
C. Revenue
D. Accounts payable
Need answer ASAP!!!
Flavio, ceo of fabulous frozen custard believes that alternate plans are almost as important as the primary operational plans because external circumstances such as the weather, competitor moves, and even economic conditions make it important to have a plan
b. flavio endorses:
The correct answer is that Flavio endorses the use of contingency planning.
Contingency planning is a strategy that involves developing alternative plans to address potential future situations that may affect the operation of a business. This approach is particularly important for managing risks associated with unpredictable events such as weather, competitor actions, and economic fluctuations. By having a plan B, a company can respond quickly and effectively to unexpected changes, minimizing disruptions and maintaining continuity of operations. Flavio's belief in the importance of alternate plans aligns with the principles of contingency planning. This type of planning allows Fabulous Frozen Custard to be agile and resilient in the face of external challenges. It ensures that the company is prepared for various scenarios and can adapt its strategies accordingly to sustain its competitive edge and ensure long-term success.In summary, contingency planning is crucial for businesses like Fabulous Frozen Custard to navigate the uncertainties of the external environment. It provides a structured approach to managing risks and ensures that the company can continue to operate smoothly even when the primary operational plans are disrupted."
Dividing a stock's current price per share by the issuing company's earnings per share results in
Transfer payments are not included in gdp calculations because
Transfer payments are not included in GDP calculations because they do not represent the production of goods or services, but are simply a redistribution of funds from one group to another. GDP is a measure of actual economic activity, not wealth redistribution.
Explanation:Transfer payments are not included in GDP calculations because they do not represent production of new goods or services. They are just re-allocations of money from one group (taxpayers) to another group (recipients). GDP, or Gross Domestic Product, is a measure of economic activity within a country. It includes all goods and services produced for market in an economy, including wages of workers and profits of businesses. However, transfer payments such as social security, unemployment benefits, and welfare payments are not included because they do not result from a new product being created or a service being performed.
For example, if a person receives $500 in unemployment benefits, this does not mean that the individual has produced $500 worth of goods or services. Rather, these benefits are a form of government redistribution, moving money from general taxes to individuals.
GDP is focused on tracking actual production and economic activity, not the redistribution of wealth or income. That is why transfer payments are not counted in GDP calculations.
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This is a process in which a company buys out or merged with competing companies.
Total cost of each activity divided by the total activity is the computation of
Employees who are paid a portion of the profit from the sale of a product or service are paid on a(n) _____ basis. salary commission hourly contract
Final answer:
Employees who are paid a portion of the profit from the sale of a product or service are paid on a commission basis, which differs from salary, hourly, or contract payment methods.
Explanation:
Employees who are paid a portion of the profit from the sale of a product or service are paid on a commission basis. This method is different from a fixed salary, hourly wages, or a contract payment structure.
For example, if an employee is working under a commission basis and the sale of a product or service generates a significant profit, the employee's income will increase in accordance with their sales performance. This payment structure is common in sales positions and industries where employees' efforts can directly influence the revenue generated by the business.
Answer:
commission
Explanation:
Employees who are paid a portion of the profit from the sale of a product or service are paid on a commission basis.
A _____________ allows a person to borrow on the paid-up value of a home. question 11 options:
a.conventional mortgage
b.vendor-take-back mortgage
c.home equity line of credit
d.split mortgage
________ is the centralized policy-based management of all information required for access to corporate systems by people, machines, programs, or other resources.
a. meta-directory service
b. identity management
c. meta-identity management
d. directory service
Answer:
The answer would be b) identity management
Explanation:
Identity management is used to authenticate users and to determine if they are authorized to access specific systems. Identity management operates by linking user rights and constraints with recognized identities. Identity management ensures that only authorized users can access to organizational systems while those without access are restricted.
Data gathered from trade journals, the census bureau, and specialized research firms is considered to be _____ data.
Answer:
The answer is Secondary Data.
Explanation:
Data gathered from the trade journals, the census bureau and specialized research firms is considered to be the Secondary Data.
There are two types of data that are used in any research project. One is Primary data and the other is Secondary data. The data that is collected for only for the current research purpose is know as the first or the primary data. The data used in the project which is gathered for some other research project but can be used in this project as well, is know as the Secondary Data.
How can the use of technology both help to preserve and destroy cultures?
The use of technology can help preserve and destroy culture in the sense that there are new technological systems used to restore and protect old elements, while the use of technology can institute new cultural values.
How does technology impact culture?Technology is capable of promoting new habits for individuals and societies, shaping behaviors and establishing new ways of acting and communicating, for example in the digital age.
Therefore, technology is a factor capable of protecting and replacing cultural habits, impacting people's lives as a whole.
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Firms pursuing a differentiation strategy primarily seek to
Firms pursuing a differentiation strategy primarily seek to create higher customer perceived value than the value competitors create. The correct answer is option D.
Differentiation strategy focuses on offering unique products or services that stand out from competitors, which can justify a premium price. This approach aims to meet specific customer needs better than competitors, enhancing customer loyalty and brand reputation.
Key Elements of Differentiation:
Unique Features: Products often include innovative features, superior quality, or exceptional service that competitors do not offer.Customer Experience: Emphasizes enhancing the overall customer experience, from the purchasing process to after-sales support, to create a distinct value proposition.The complete question is:
Firms pursuing a differentiation strategy primarily seek to:
A) Keep their cost structures lower than that of the cost leader.
B) Reduce the value gap to gain a competitive advantage.
C) Provide products that are a direct imitation of the competitors’ products
D) Create higher customer perceived value that the value competitors create.
At the end of a sprint a product backlog item worked on during the sprint does not meet the definition of "done". what two things should happen with the undone product backlog item?
The following are the two things should happen with the undone Product Backlog items at the end of a Sprint:
1. The item in the Increment this Sprint should not be included
2. Put the undone product backlog items on the Product Backlog for the Product owner to decide what to do with it
At the end of a sprint a product backlog item worked on during the sprint does not meet the definition of "done". The two things that should happen with the undone product backlog item include
Items not completed in a sprint should be returned to the product backlog. The return is necessary for re-prioritization by the product owner. “No partial credit” is the thumb rule when dealing with partially completed work in most agile methods. Undone work may ends up in the technical department because of its complexity.When teams meet up with all acceptance criteria for the backlog item, there is no need for the product owner to split the item and give partial credit to the part done. The product items must be updated so as to make the work done on them to be transparent.
Simply put, unfinished/undone product is returned back on the product backlog and the backlog is re-ordered by the product owner. Though, unfinished items end up at the top but not always. Items should not be resized to represent only the undone jobs that remain. Do not divide the story to indicate items that was worked on or items that was not worked on.
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Which of these is a sign of inflation?
A. A negative number for the Consumer Price Index shows prices are falling.
B. A negative number for the Consumer Price Index shows prices are rising.
C. A positive number for the Consumer Price Index shows prices are falling.
D. A positive number for the Consumer Price Index shows prices are rising.
The U.S. government wants to restrict Nation A's access to weapons-making materials. Which of the following actions will it most likely take?
A. Establish a free-trade zone with Nation A
B.Impose t
What insurance protects the value of your belongings
Answer:
property
Explanation:
Having a well-ordered day is not very important for you. Agree or disagree with this trying to get a job don't know what's the best answer
The answer is: Agree
In the job interview, this type of question is used to measure whether you are an organized person or not.
Organized person tend to like their days to be well-ordered so they can keep up with their schedule. If you answer disagree it would indicates that you do not plan your activities properly and this behavior is seen as unfavorable by most employers.
Unlike the marketing concept, the sustainable marketing concept focuses on ________.
The sustainable marketing concept focuses on : The future best interests of customers and the business.
What is sustainable marketing concept?
Sustainable marketing concept refers to the promotion of environmental and socially responsible products, practices, and brand values.
Sustainability marketing is a way to build relationships with consumers while letting them know that they are important and so are future generations.
Businesses can use sustainable marketing for the following:
Specific productTime-sensitive causeGrowth of their businesses.Hence, unlike the marketing concept, the sustainable marketing concept focuses on the future best interests of customers and the business.
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An all-in-one security appliance is best suited for which type of implementation
Which of the following indicates areas where heat is lost in a building’s envelope?
cracks and doors
walls and molding
windows and walls
windows and doors
The adversarial system is said to have developed from the trial by ordeal wherein disputes were settled by having the parties fight each other. the winner was presumed to have "truth" on his side. in a sense, swords were used to oppose testimony. today, ______ has taken the place of swords to challenge testimony.
The correct answer is cross-examination. Cross examination is being defined as an interrogation in which being asked to a witness that is being called out by the opponent in which this is being preceded by the direct examination which is followed by a redirect examination.
Which of the following forms of business organization is likely to suffer most from the principal agent problem between the owners and managers of the business:
A. Partnerships
B. Corporations
C. Proprietorships
D. All are equally likely to suffer from the principal-agent problem
PLEASE HELP! thank you!,
Which team role is the person on call who first notices or is alerted to a problem ?
The person who first notices or is alerted to a problem is often referred to as the 'First Responder' or 'Issue Spotter'. Their role is to detect issues and alert the relevant parties, but often people avoid taking on this responsibility due to lack of confidence or 'bystander effect'. Encouraging proactive behavior in teams is crucial for prompt and efficient problem-solving.
Explanation:In most team structures, the person on call who first notices or is alerted to a problem, is often referred to as the 'First Responder' or 'Issue Spotter'. This person's role is critical as they serve as the initial point of detection for issues, ensuring that they are quickly addressed and therefore limiting any potential negative impact on the team or project. Their role is not just to notice the problem, but also to alert the appropriate people or parties that can offer a solution.
Researchers have found, however, that often people avoid this responsibility due to reasons such as a lack of confidence in their judgment, or a belief that someone else will take care of it, a phenomenon often referred to as the 'bystander effect' (Cherry 2020). It's crucial, therefore, to encourage a proactive approach among team members to ensure that issues are addressed promptly and efficiently.
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You are the county commissioner of hazard county. jeb brings a complaint before you that dwight's hog farm is creating a terrible odor. your first instinct is to tell the neighbors to work it out among themselves. the
The Coase Theorem supports private bargaining for externalities if property rights are clear. However, as more neighbors join, successful negotiation becomes harder due to increased transaction costs, often requiring government intervention for collective concerns.
The Coase Theorem supports the idea that private bargaining can resolve externalities, like the odor from Dwight's hog farm. It suggests that if property rights are well-defined, bargaining among affected parties can lead to an efficient outcome.
In this case, if Jeb has a recognized right to clean air, he could negotiate with Dwight to mitigate the odor issue. However, as more neighbors express similar complaints, private bargaining becomes challenging.
The theorem highlights that while private bargaining can solve issues when property rights are clear and parties are few, it becomes less effective when multiple stakeholders are affected, often necessitating government intervention.
complete the question
You are the County Commissioner of Hazard County. Jeb brings a complaint before you that Dwight's hog farm is creating a terrible odor.
Your first instinct is to tell the neighbors to work it out among themselves. The ______ (coase theorem or laffer curve or ricardo conjecture))provides theoretical support for private bargaining as an effective approach to______(externalize the surplus or internalize the exernality or treat all parties fairly with surplus).
A specific job title would be an example of a keyword
Answer:
T
Explanation:
Labor force is the total number of workers both the employed and the unemployed
a. True
b. False