Answer:
Date Event
July 17, 1790 The Bank of Pennsylvania opens.
Philadelphia merchants open the Bank of Pennsylvania on July 17, 1790, in order to provide funds for the Continental Army in the fight against Britain. Prior to this opening, the colonies had no established banking system, instead depending on each colonial government to issue money and coins. Colonists relied on credit from local merchants or merchants and banks in Britain.
January 4, 1782 The Bank of North America opens.
The Continental Congress, which rules the fledgling nation while it continues to fight for independence from Britain, approves the Bank of North America. The BNA, which opens in Philadelphia on January 4, 1782, is the nation's first commercial bank. It loans money to federal and state governments as well as to Philadelphia businesses, and these actions encourage commerce between the colonies as well as between the U.S. and other countries.
February 25, 1791 Congress creates the Bank of the United States.
Secretary of the Treasury Alexander Hamilton asks Congress to set up a national bank for the new nation, and the Bank of the United States (BUS) is created on February 25, 1791. The government deposits tax money in the Bank. The Bank, in turn, issues paper money to pay the government's bills and make loans to farmers and businesses. The new Bank thus encourages economic growth.
1811 The charter for the BUS runs out.
Despite the Bank's help in developing the economy, Republicans oppose a national bank, and in 1811 the charter for the Bank of the United States runs out. Without a national bank, state banks must make loans and issue money, but with so much money in circulation, prices rise rapidly. As a result, the economy suffers.
April 10, 1816 A second national bank is chartered.
By 1816, Republicans realize that the nation needs a central bank to regulate the money supply, and they support a law to charter the second national bank. The second BUS restores order to the nation's money and helps American businesses grow.
March 6, 1819 The federal government prevents Maryland from taxing the Bank.
After the second Bank is chartered, Maryland attempts to tax the Bank in order to drive it out of the state. James McCulloch, the Bank cashier, refuses to pay the tax, and the conflict is resolved in the Supreme Court. In McCulloch v. Maryland (1819), the Court rules that states have no right to interfere with federal institutions within their borders. This ruling strengthens federal power and encourages the Bank to continue to grow.
1832 President Andrew Jackson forces the Bank to close.
Although the charter for the BUS is not up for renewal until 1836, President Andrew Jackson, who sees the Bank as undemocratic, vetoes a bill to renew the charter four years early. As a result, the Bank becomes a major issue in the 1832 election, and the popular vote rejects the Bank's renewal. To further cripple the bank, Jackson demands that federal money be deposited in state banks rather than the BUS.
1836 The BUS closes, leading to an economic depression.
Without a new charter or federal money, the BUS is forced to close in 1836. As state banks can now lend money without limit, they begin printing paper money that is not backed by gold or silver, and speculation runs wild. When speculators cannot exchange their paper money for gold and silver, many banks are forced to close. The nation plunges into an economic depression.
January 1, 1861 Jay Cooke launches an investment banking firm.
On January 1, 1861, the wealthy banker Jay Cooke launches the first investment banking firm in the U.S. Borrowing three million dollars from the Pennsylvania government, he sets up Jay Cooke & Company, which helps finance Northern efforts during the Civil War. The company negotiates loans for the government and sells government bonds.
February 25, 1863 Congress approves the National Bank Act.
As the Union battles the Confederacy in the Civil War, the war grows increasingly expensive, with no clear tax program in place to finance it. On February 25, 1863 Congress approves the National Bank Act, which is meant to establish a national banking system, make federal war loans, and create a national currency. Additional legislation converts state banks to national ones, but the currency supply remains precarious until 1913.
December 23, 1913 The Federal Reserve Act sets up a new system of federal banks.
Under President Woodrow Wilson, who hopes to restore the national economy, Congress passes the Federal Reserve Act in 1913. The Act sets up a new system of federal banks, the first since the BUS closed in 1836. The Act also gives the government the power to raise or lower interest rates and control the money supply.
October 24, 1929 The Great Depression begins in the U.S.
Explanation:
Which statement would not be a way for the government to reduce the national debt?
Answer:
Increasing government spending in the form of infrastructure and welfare
Explanation:
In order to reduce the national debt, the government need to take a conscious measure to use the government budget as little as possible.
Investment in infrastructures (such as military bases,. building new roads or parks) and government programs (such as expensive healthcare or government funded jobs) tend to take a large amount from the government budget. This will most likely resulted in the increase of national debt.
Which option is not available in the Presenter's view of a presentation?
Next Slide Preview
Pen/Laser Pointer tools
Open Slide Show
Navigation Controls
Answer:
Open Slide Show
Explanation:
excusemesiritsnotaquizitsatest
In the Presenter's view of a presentation, the one which is not available as an option is the “Open Slide Show”. Hence, Option C is correct.
What is a presentation?Whenever anything is put in front of people as served by another person, whether it be a file, a project, a model, or anything else, it comes under presentation.
Presentation is the term that is used to denote presenting anything in such a way that the central idea or the concept is the basis on which the presentation is prepared to be conveyed or understood by the one who is going to give the presentation.
One is the presenter, and another is that viewer. presenter will present these lights or the model in front of the viewer. While giving any kind of presentation, there are various kinds of options that are available for the help or support of the presenter.
Thus, Option C is correct.
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What is a smart way to capture the readers' attention in a personal essay?
"To capture the readers' attention in a personal essay, one should start with a hook that is engaging and relevant to the essay's theme.
This could be an intriguing question, a surprising fact, a vivid anecdote, or a powerful quote. The key is to pique curiosity and create a sense of anticipation, making the reader want to learn more. Additionally, it's important to establish a personal connection with the reader by sharing a unique perspective or experience that resonates on an emotional level. Crafting a compelling narrative with a clear voice and strong imagery can also help maintain the reader's interest throughout the essay.
For example, beginning the essay with a moment of conflict or a turning point can immediately draw readers into the action and provoke their curiosity about how the situation unfolds. Alternatively, setting a vivid scene or describing a significant moment in detail can immerse the reader in the writer's world from the outset. By starting with something memorable and pertinent to the overall message, the writer ensures that the essay stands out and leaves a lasting impression.
In summary, to effectively capture a reader's attention in a personal essay, one should:
1. Start with a compelling hook.
2. Establish a personal connection.
3. Use vivid imagery and a strong narrative voice.
4. Create anticipation and maintain curiosity.
5. Ensure relevance to the essay's theme.
By employing these strategies, a writer can engage their audience from the very beginning and encourage them to continue reading."
What is the name of the diagram that shows physical needs must be met befroe all other needs and wants?
Visual merchandising
Packaging
Quadratic equation
Maslow’s Hierachry of needs
The name of the diagram that illustrates the concept that physical needs must be met before all other needs and wants is Maslow's Hierarchy of Needs.
Maslow's Hierarchy of Needs is a psychological theory developed by Abraham Maslow in the mid-20th century. It is depicts five distinct levels of needs arranged in a hierarchical order.
At the base of the pyramid are the physiological needs such as food, water, shelter and sleep.
The hierarchy progresses upwards through the following levels safety needs, love and belongingness needs, esteem needs and self-actualization needs.
Therefore, the Option D is correct.
Select the correct text in the passage.
Which phrases/sentences correctly state the advantages of matrix organizational structure?
Sarah and her friend are discussing the advantages of the organizational structures their respective companies follow. Sarah says that her
organization has designated project managers, which makes it possible to focus on the coordination and integration between units. This
organizational structures foster efficient allocation of resources. Sarah's friend discusses that in her organization there is clear line of authority
for each division in the organization. Team members of respective divisions are familiar with one another. This familiarity results in good
communication
Answer:
The phrase indicating the advantage of matrix organizational structure is "makes it possible to focus on the coordination and integration between units".
The matrix structure is the structure in an organization in which relationships are not set up as hierarchy as traditional but in the form of a grid, which means that each employee would have dual responsibility as a functional and product development. Thanks for this structure, it could be possible for the company to integrate the objectives of the whole business with each functional department's objectives and within the internal system.
Final answer:
Matrix organizational structures enhance communication among departments, increase the frequency of interaction, and allow for quick responses to issues, under the guidance of focused project managers.
Explanation:
The advantages of a matrix organizational structure highlighted in the passage include the increase in communication and cooperation among departments due to the need for project managers to coordinate with department managers. It also mentions how such a structure increases the frequency of informal and formal communication within an organization. Furthermore, a matrix organizational structure allows for quick responses to technical problems and customer demands, aided by the presence of a project manager who maintains focus on the product or service.
If you are paid every 3 months, or 4 times a year, what is that called?
Answer:
that is called Investment & Finance Definition
Explanation:
Being paid every three months, or four times a year, is referred to as a 'quarterly' payment schedule, with the frequency being four times a year and the period being three months.
When you are paid every three months, or four times a year, this payment schedule is called quarterly. Understanding this concept involves both frequency and period. The frequency of your payments is four times a year, while the period between each payment is three months. This is an example of how these terms are used in everyday life.
I need help asap please I'm stuck on this question
Answer:
The 1st one is Infringement
The 2nd is fair use
The 3rd one is Copyright
1. Infringement
2. Fair use
3. Copyright
Infringement is another word for violation.
People are still allowed to use copyrighted material.
Ownership of a creative work is copyright.
A CSR should not use email, newsletters, managers and other
employees to stay current on information.
Explanation:
A CSR is equivalent to any other company but a difference is that a CSR work for Corporate Social Responsibility projects. The company get funds from other companies whose Annual turnover exceeds the limit specified by the Government.
CSR actually helps to eradicate to upgrade skills of under privileged youths, provide training to uncivilized women to enhance their skills and learn on their own, etc.
So CSR should use e-mail, newsletter and stay current on information to update themselves and to promote CSR further.
Answer:
False
Explanation:
you produce video games that cost you $35 to make each game you want to charge at least to cover your cost
This question is incomplete. Here is the complete question:
You produce video games. It costs you $35 to make each game. You want to charge at least _____ to cover your costs.
a. [$25.00]
b. [$45.00]
c. [$35.00]
Answer:
The correct answer is option c. [$35.00]
Explanation:
If what we want is to cover a cost, which is the purpose of the question, then we should only have the amount that it costs us to produce the video game.
If we put less money then we would be facing a loss, and if we put more money then we would have a profit, but it was not what we have been asked.
The cost is everything that we have invested to manufacture a product or service that a company is going to sell. What we spend on manufacturing this product will be related to the price at which we will sell the product and the profits that the company will have.
What is one way that the government cannot prevent a budget deficit?
O
A. issuing bonds
O
O
B. cutting spending
c. selling stocks
O
D. raising taxes
SUBMIT
Answer:
The answer is Selling Stocks
According to research conducted by collins and Porras, which of the following is a common practice that explains the success of visionary companies
According to research conducted by collins and Porras, the common practice that explains the success of visionary companies-Core Ideology
Explanation:
The core ideology defines the characteristic of an organization—like technological know how , management trends , and individual leaders.
For a firm it is more important to know who they are and how they will go ahead with the changes around them(futuristic vision). The Leaders will die, products will become obsolete, markets demand will change, new innovations will emerge, and management will change , but the core ideology of a company acts as a source of guidance and inspiration in hard times . Core ideology is the glue that holds an organization together when it undergoes the process of growth , decentralization, diversification and expansion
Core Ideology typically means the Vision,Mission & Values of an organization. The ideology acts as a source of communication to stakeholders (i.e. from employees to investors about what the company will stick to and the guidelines to which it will adhere in the future.)
What is a process of thinking about what you want to say , how to say it , and sending a message
The process is called elocution.
Explanation:
The process of elocution in general would involve a few of these things that are anticipated by the reasons one would have for communicating and the way it actually gets communicated to the people intended:
It is basically about
-- What you want to say
_ How you want to say what you want to say in that what medium and what manner to use
-- Sending a message in that how is it that one would want to get their message across.
The number of suppliers that enter and leave the market has no effect on the number of goods or services supplied.
Please select the best answer from the choices provided
T
F
Answer:False
Explanation:
Answer:
False
False
False
Unusually sharp, a number in dice and giving direction or quoting a price. A decimal mark, deciding a game or a moment in time that's never the same. Pick out an object, one finger will do or mark it pertinent and relevant too. What am I?
Answer:yes
Explanation:
What is an example of a functional organizational structure?
1. a spa organized by divisions such as hair, nails, massage, etc.
2. a hospital organized by divisions such as pediatrics, inpatient, outpatient, etc.
3. a business with a CEO at the top and divisions below that are arranged by product
4. a business with a president at the top and departments below that perform various functions
Answer:
The correct answer is option 2. a hospital organized by divisions such as pediatrics, inpatient, outpatient, etc.
Explanation:
An organization that has a functional organizational structure can organize its employees in a better way.
Each of the employees will be dedicated to their specialty and will be located in their corresponding sector. Each sector will be a department, and will have a chief in charge. In turn, each department head will be headed by a general manager.
This is what happens in the hospital, there is a chief in charge of the entire hospital, which in turn is divided into sectors with each specialist. Each sector will have a chief specialist who will be in charge of said department.
Given this information we can say that the correct answer is option 2.
Answer:
1.) a spa organized by divisions such as hair, nails, massage, etc.
Explanation:
Retiring comfortably is most likely a long-term goal for a person of which of
these ages?
A.68 years old
B. 58 years old
c. 18 years old
D. 78 years old
:)
Answer:18 years old
Explanation:
Answer:
18 Years old
Explanation:
The question is asking about "long term goal". A long term goal would be someone who is young, such as a teenager or early 20's. All the other ages are someone is already retired.
All of the following food safety hazards can cause food to become unsafe for human consumption, except for:
Biological
Chemical
Metaphysical
Physical
Answer:
Metaphysical
Explanation:
The statement "All of the food safety hazards that could result in the food become non-safe for human consumption except for" metaphysical is correct
A food safety hazard means any type of agent that having the possibility to cause inverse health consequences for the consumers.
It is something that could result in contaminated food and result in illness or injury or can break the criteria of food safety program i.e. established in the case when it is non-controllable.
It can be in any of the following types:
BiologicalChemical.Physical.Allergenic.Nutritional and/ or related to biotechnology.Therefore we can conclude that The statement "All of the food safety hazards that could result in the food become non-safe for human consumption except for" metaphysical is correct
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What is an effective way of making new friends and connecting with people who share the
same interests as you?
Answer:
Honestly, just wander around, talking to differnt people. Have a good conversation. Take up a topic that you like. If they are interested in it, then they might have the potential to be your friend. If not, then you can keep looking.
Answer:
all of the above
Explanation:
Help!!
To do the wrong thing or to lack moral
principles
unethical behavior
a code
ethical behavior
business ethics
Answer:
Unethical behavior?
Explanation:
Ethics and morals are similar but aren't the same, but that's the closest answer I can give. Ethical decisions are made to get the best possible outcome. Which choice will lead to the best outcome? So whether or not it is a moral decision it is made to ensure the best result. To do the, "wrong thing" or to "lack morals" would most be compared to unethical behavior.
I hope this helped ^^
Imagine you were starting a sole proprietorship. Which disadvantage would concern you the most? Explain.
The most concerning disadvantages of starting a sole proprietorship may be financial losses and intense competition from established firms, which could potentially lead to reduced profits and personal liabilities.
Explanation:Starting a sole proprietorship can come with potential drawbacks. Arguably, one of the most concerning disadvantages would be the possibility of financial loss. When starting a new business the initial investment could possibly exceed the profit, and as embodied in the example of Fred or Eryn, they would be losing $10,000 per year. This means they might earn less than if they were employed within a corporate firm.
Another major concern can be increased competition from established firms that may have better or cheaper products. This competition may reduce a business's profits and can potentially lead to business closure. In connection to this, in a sole proprietorship, you alone absorb the risks, as any losses or debts become personal liabilities.
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PLEASE ADD THE MISSING WORD
Penetration pricing is suitable for products with ??????? anticipated lifecycle
Answer:Penetration pricing is suitable for products with Long anticipated lifecycle
Explanation:
Penetration pricing is done at the introductory life cycle of the product. Penetration pricing is suitable only if the product is expected to have a long product lifecycle. When the price of the product is set at lower rates then it would result in high volumes of sales.
This pricing is suitable for attaining economies of scale. This is useful to launch new product in the market. This pricing prevails in the market for a short period to gain the market share.
Definition: This type of investment account has a specific fixed term/length, fixed interest rate, is insured
by the FDIC, and is very low risk to consumers.
Answer:
The answer is Certificate Of Deposit.
Explanation:
A certificate of deposit (CD) refers to a product which is usually offered by banks and credit unions and which provides an interest rate premium based on the condition that the customer agrees to leave a lump-sum deposit untouched for a particular length of time.
Almost all consumer financial institutions offer certificates of deposit, but each bank can set its own peculiar certificate of deposit terms and conditions.
Final answer:
A certificate of deposit (CD) is a type of investment account with a fixed term/length, fixed interest rate, insured by the FDIC, and low risk to consumers.
Explanation:
A certificate of deposit (CD) is a type of investment account with specific characteristics:
Fixed term/length: It has a set duration, such as 6 months or 1 year, during which the funds are locked in and cannot be accessed without incurring penalties.Fixed interest rate: The CD earns interest at a predetermined rate, which remains constant throughout the term.Insured by the FDIC: The Federal Deposit Insurance Corporation (FDIC) provides insurance to protect the funds in the CD in case the bank fails.Low risk: CDs are considered low-risk investments because of their fixed term and FDIC insurance.Overall, CDs offer a safe investment option with predictable returns and are suitable for individuals seeking stability and guaranteed income.
A direct mailer falls under the category of sales, not marketing.
1
True
False
1
READ NEXT SECTION
CON CUIVO
Answer:
False
Explanation:
A direct mailer is marketing strategy of delivering promotional materials such as newsletters,brochures,catalogs directly to target audience mail addresses.
As a result,direct mailer falls under marketing category not sales,however they are related in that marketing efforts sometimes come before sales and vice versa such as a case where a customer needs to be followed up for possibility of buying other items.
a woman likes to draw she is very good at but also like photography and she is looking for a stable career which one should she do
How do i find someone loyal?
Answer:
honestly, just dont date. there going to break you sooner or later.
Answer:
Notice if the person is reliable and honest. For example, you may notice that the person shows up when they say they are going to and does not flake out at the last minute on plans you have together.Consider if the person is supportive of you.You may also note that the person tells you directly, “I support you and think what you are doing is great,” or, “I believe in you and your abilities. I want to support you in every way I can.”Determine if the person is emotionally mature. An emotionally mature person will also be able to make their own decisions and choices without the influence of others. This is a good trait to have as it shows that they can be accountable for their own choices and be responsible with their decisions.Determine what "loyalty" means to you. Take some time to think about what loyalty looks like to you; look at the obvious things as well as more subtle situations. Does loyalty mean not cheating (emotionally/ physically/both)? Not talking about private matters with others? Showing up to company events? Collaborating on financial decisions prior to purchases? Checking in before committing to plans? What exactly are you expecting from a partner when you use the term "loyal"? You need to have a clear idea of what these behaviors are in order to look for them in others and have a conversation about them.Anyone know this
What organisational polices and procedures do you need to follow when communicating orally or in written format?
Answer:
Bosses give representatives handbooks, organizational policies and procedures which control work environment matters as regards:
Work well-being and security. Anti-separation and equivalent work opportunity. Occupational Well-being and Security. Use of organization property. Use of web-based social networking. Drug and liquor use. Employee execution the board and control.
Explanation:
All associations who utilize staff ought to have all around recorded organizational policies and procedures, in any event, for the accompanying reasons:
Policies and procedures can satisfy bosses' commitments and duties under certain enactment, for example, work well-being and security and segregation enactment. Policies and procedures give workers an away from of what is anticipated from them. Policies and procedures give a reasonable, unsurprising and reliable way to deal with dealing with the working environment and work environment issues. Maintaining a strategic distance from the need make it up as you go which in practically all cases will bring about an issue. Being ready to allude to a lot of policies and procedures can spare time while drafting new workers and for preparing purposes. Policies and procedures and a composed business understanding are significant reference devices in overseeing working environment issues emerging from representative offense or unseemly conduct.
Explain Bank reconciliation and bank statement.
Answer:
A bank statement is the document sent by a bank at the end of each month showing the balance of our bank account and the transactions that had take place during the time.
A bank reconciliation statement is a document we prepare to identify and present the reasons for the difference between the bank statement's balance and the bank accounts balance we keep in our ledger!
Explanation:
A bank reconciliation is a process that compares and matches the account balances in a company's accounting records for a cash account to the corresponding information on a bank statement.
A bank statement is a document issued by a bank, typically on a monthly basis, summarizing all transactions in an account over a specified period.
Steps in Bank Reconciliation:
Retrieve the company's cash account ledger and the bank statement for the month being reconciled.
Compare each transaction recorded in the company's ledger with those listed in the bank statement.
Identify any discrepancies, such as outstanding checks (checks issued by the company but not yet cleared by the bank) or deposits in transit (deposits made but not yet credited by the bank).
Adjust the company's cash account ledger for any bank fees, interest earned, or errors identified during reconciliation.
Ensure the adjusted cash account balance matches the ending balance reported in the bank statement.
By regularly performing bank reconciliations, companies can maintain accurate financial records, identify any suspicious transactions early, and prevent potential issues related to cash management.
Please Help (10 points!!!) Susan is a 5th grade teacher and loves getting up every day and going to work to teach her students. This is an example of what?
A) extrinsic value
B) interests
C) intrinsic value
D) external value
Answer:
C. intrinsic value
Explanation:
Instrinsic = belonging naturallyValue = Importance'belonging naturally importance' = it is important and you belong there...(sorry if i'm late, just started this quiz today)A _____ ______ _______ is the ability to stay positive and focused on
finding a solution that satisfies the customer. Enter the answer
I took the test answers are Customer, Service Mindset
Answer: Customer service mindset
Explanation:
Customer service mindset is an outlook which focuses on creating customer loyalty, value, and trust. An organization with this outlook doesn't just want to provide a good or service, they want to do more.
Customer service mindset is about creating an inedible and positive imprint in the customer. The customer service mindset is not only about solving problems for the customers but about creating an experience which is delightful and one develops long-term relationship and loyalty. By doing so, there will be customer success and high retention rates.
Final answer:
A customer service mindset is key for success in customer-facing roles, encompassing a positive attitude, problem-solving skills, and the ability to manage emotions.
Explanation:
A customer service mindset is the ability to stay positive and focused on finding a solution that satisfies the customer. It is crucial for anyone in a customer-facing role, and it can make a significant difference in the success of a business. Key aspects of this mindset include a positive attitude, communication and problem-solving skills, and the ability to manage strong feelings and emotions under pressure.
Developing such a mindset involves learning from respected individuals in your work environment, reflecting their attitude, and adapting it to fit your own style. By projecting positivity, offering solutions in place of complaints, and producing customer-focused service, you create customer satisfaction and loyalty, which are pivotal to a company's success. Furthermore, embracing a continuous improvement philosophy, which focuses on improving processes to satisfy customers on the first attempt, reflects a customer service mindset.
Ervey's wallet with his driver's license, a debit card and his credit card has been stolen.
Which of the following is NOT something an identity thief might realistically do with this
information?
O A. Rent an apartment under Ervey's name.
O
B. Use Ervey's name during an arrest.
O
c. Make purchases with Ervey's credit card.
O
D. Take a college admissions exam in Ervey's name,