Fred wants to take out a loan. Suppose he can afford to make monthly payments of 200 dollars and the bank charges interest at an annual rate of 5 percent, compounded monthly. What is the maximum amount that Fred could afford to borrow if the loan is to be paid off eventually?

Answers

Answer 1
2520 he could borrow per year
Answer 2
Final answer:

The maximum amount Fred can borrow is approximately $3,754.64.

Explanation:

To find the maximum amount that Fred could afford to borrow, we need to calculate the present value of his monthly payments using the formula for the present value of an annuity:

PV = P * (1 - (1 + r)^(-n)) / r

Where PV is the present value, P is the monthly payment, r is the monthly interest rate, and n is the total number of payments. In this case, P is $200, r is 0.05/12, and n is the number of months Fred will be making payments. We can rearrange the formula to solve for the loan amount:

Loan amount = PV * r / (1 - (1 + r)^(-n))

Substituting the given values, the loan amount Fred could afford to borrow is approximately $3,754.64.

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Related Questions

A property is listed for sale at $235,000. A buyer's offer of $220,000 is rejected by the seller. Six months later, the seller reduces the price to $225,000. Another buyer offers $210,000, and the seller accepts because the seller has found another house to buy and needs to close quickly. The property is subsequently appraised at $215,000. Which of these figures MOST accurately represents the property's market price?A. 210,000B. 215,000C. 225,000D. 235,000

Answers

Ok, so not too sure if this will answer you’re question, but let’s give it a go anyway. Approach this question with logic, though the original asking price was 235k it sold for 210k. Subsequently this would make the market value of the property 210k.

I believe the answer is A or $210,000

210,000  figures MOST accurately represent the property's market price. Thus option A is correct.

Who is buyer?

A buyer, sometimes known as a purchasing agent, is in charge of buying products for a company. They are free to negotiate contracts with suppliers, looking into potential purchases, and taking inventory of the existing product line. 10

Consider this issue logically; even though the pricing was 235,000, it ultimately sold for 210000. As a result, the company's equity worth would increase to $200,000 Any enhanced property can be valued using the cost technique. It is the most trustworthy method for appraising special properties.

The projected land value, along with the sunk costs of the structure and other renovations, are added together using the cost model to offer a value indication. Therefore, option A is the correct option.

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Which of the following people is likely to benefit from inflation? A. A person with low income B. A person who has a large savings account C. A person who owes $200,000 on a loan D. A retired person on a fixed income

Answers

Answer: C. A person who owes $200,000

"on 19 In the economy of Wrexington in 2008, consumption was $3000, exports were $400, GDP was $5000, imports were $600, and investment was $1100. What were red Wrexington's government purchases in 2008?
a $700
b. $500
c $300
d. $1100 "

Answers

Answer:

Wrexington's government purchases in 2008 were $1100

Explanation:

GDP of an economy is measured as:

GDP = C + I + G + (X-M)

Where C is consumption, I is investment, G government purchases and X are exports and M imports. So if we simplify for G we have

GDP = C + I + G + (X-M)

GDP -C - I - (X-M ) =  G

G= GDP -C - I - (X-M ) =  5000-3000-1100-(400-600)

Replacing values gives us:

G= 900-(-200) = 1100

Justin is a sales executive at a manufacturing company. One of his clients who purchases products from him at a higher price than that quoted by competitors is facing financial problems. Since Justin's promotion depends on his achieving the sales target, he cannot decide whether he should inform his client about the lower prices its competitors are paying. Justin is facing a situation known as ________.
A. effectuation
B. social loafing
C. cognitive resonance
D. ethical dilemma.

Answers

Answer:

The correct answer is option D.

Explanation:

An ethical dilemma can be defined as a situation in the decision-making process in which whatever decision is chosen some ethical principle is being compromised.  

Out of two moral choices, neither one is unambiguously preferable or acceptable. The situation becomes complex as choosing one alternative will lead to transgression of another.

Final answer:

Justin is facing an ethical dilemma, which is a conflict between two moral principles that makes it difficult to decide on the right action. This concept extends to complex business situations like potential company mergers, where ethical considerations must be balanced against practical business concerns.

Explanation:

Justin is facing a situation known as an ethical dilemma. This occurs when an individual is required to choose between two conflicting moral principles, making it difficult to decide what is the right course of action. In business, ethical dilemmas often arise when personal goals, such as meeting sales targets, conflict with the interests of clients or the overall ethical standards of the industry.

In a similar scenario, as a manager knowing about a possible company merger, the ethical obligation to inform your employees versus the risk of creating uncertainty and potentially derailing the merger presents a significant ethical dilemma. Managing ethical dilemmas requires a careful balance between transparency and discretion, and often involves considering the well-being of individuals affected by the decision, the potential consequences for the company, and the principles of honesty and integrity.

It is crucial to address ethical dilemmas responsibly because failing to manage them appropriately can lead to a variety of negative outcomes both for the individuals involved and for the organization as a whole, as noted in academic research and observed in various business contexts.

Pat invested x dollars in a fund that paid 8 percent annual interest, compounded annually. Which of the following represents the value, in dollars, of Pat's investment plus interest at the end of 5 years?

Answers

Answer:

Pat would receive within 5 years $1.47 for each dollar invested.

Explanation:

Compounded interest is when the final capital is calculated with the interest that is paid at the end of each period over the capital plus the interest earned in the prior period.

CF=1(1+0.08)↑5

Academic book publishers hire​ editors, designers, and production and marketing managers who help prepare books for publication. Because these employees work on several books​ simultaneously, the number of people the company hires will not go up and down with the quantity of books the company publishes during any particular year. The salaries and benefits of people in these job categories will be included in A. fixed cost but not variable cost and total cost. B. marginal cost and total cost but not fixed cost. C. fixed cost and marginal cost but not variable cost. D. fixed cost and total cost but not variable cost.

Answers

Answer:

The correct answer is option D.

Explanation:

Academic book publishers hire​ editors, designers, and production and marketing managers who help prepare books for publication.

These employees work on several books​ simultaneously so a change in quantity demanded of books published in a year.

Since the number of people employed is fixed and does not change with the quantity of output. The cost incurred on these workers will be fixed cost. So the salaries and benefits of people in these people will be included in fixed costs and total costs. But since it does not change with change in the output it will not be included in variable costs.

A prevalence survey conducted from jan 1st through december 31st, 2005 identified 3,460 cases of asthma in a city of 50,000 persons. The incidence rate of asthma in this population is 8 per 10,000 persons each year. What percent of the 3,460 cases were newly diagnosed in 2005?

Answers

Answer:

Rate of ashma 2015 6,92%.  

it is reduced as estimated in  1,08% over population

Explanation:

City                               50.000,00

Cases of Ashma          3.460,00

Rate of ashma 2015      6,92%

 

Rate of ashma                    8%

Popultaion                  10.000,00

Estimate                               800,00

 

Estimate cases of ashma  4.000,00

Which of the following is an example of reverse distribution in a supply chain?
a. products moved between intermediaries before reaching the customer
b. products moved from the factory to resellers
c. products moved to the factory by suppliers
d. products that are to be disposed upon being returned by resellers
e. products moved directly from producer to customer

Answers

Answer:

c. products moved to the factory by suppliers

Explanation:

Reverse logistics in the supply chain encompasses a variety of activities that go against direct logistics that follows the usual sense of the supply chain which would be manufacturer -> customer, this being inverse as follows; consumer or customer -> manufacturer or supplier.

Final answer:

Reverse distribution is the process involving the movement of goods from their typical final destination back to the point of origin or disposal. The correct example of reverse distribution in the provided options is when products are returned by resellers for disposal.

Explanation:

The example of reverse distribution in a supply chain is d. products that are to be disposed upon being returned by resellers. Reverse distribution refers to the processes involved in moving goods from their typical final destination for the purpose of capturing value, or proper disposal. Unlike traditional distribution, which flows from producer to consumer, reverse distribution deals with the flow of goods from the point of consumption back to the point of origin or to a final disposal point.

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Deadweight loss occurs when

a) producer surplus is greater than consumer surplus.
b) consumer surplus is reduced.
c) an inferior good is consumed.
d) the maximum level of total welfare is not achieved.

Answers

Answer:

d) the maximum level of total welfare is not achieved.

Explanation:

When the economic efficiency bears a loss, it is termed to be a deadweight loss. This condition occurs in the situation when the free market equilibrium is not able to be achieved. It occurs in the economy when the supply and the demand for the goods and services start to fall from being in the state of equilibrium. The resources allocated experiences a deficiency, thereby causing a deadweight loss.

Final answer:

Deadweight loss occurs when the maximum level of total welfare, which can be achieved through optimal production and consumption in a market, is not achieved due to disruptions to the equilibrium of supply and demand. It's not specifically about consumer or producer surplus being greater, or about the consumption of an inferior good.

Explanation:

Deadweight loss occurs when d) the maximum level of total welfare is not achieved. In essence, deadweight loss refers to the inefficiency in the market. It happens when the supply and demand equilibrium is disturbed, causing less than optimal production and consumption. Essentially, it represents the missed potential for total welfare in a market which can be caused by factors such as taxes, subsidies, price ceilings or floors, etc.

For instance, when a tax is imposed on a good, it increases the price paid by buyers (reducing the consumer surplus) and reduces the price received by sellers (reducing the producer surplus). This meddling with the free market equilibrium results in lesser units of the good being traded than would be in a free market, leading to a deadweight loss.

So, it's not necessarily about one surplus being greater than another (options a, b), or about the consumption of an inferior good (option c).

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The demand for labor depends primarily on the additional output produced as a result of hiring an additional worker and A. the additional revenue received from selling the output produced as a result of hiring an additional worker. B. the number of workers willing to produce the additional output. C. the payment made to the worker for producing the additional output. D. the elasticity of demand for the output produced by the worker.

Answers

Answer:

The correct answer is option A.

Explanation:

The demand for labor is said to be a derived demand as it is derived from the demand for products being produced using labor. It depends on the marginal productivity of labor and marginal revenue product of labor.

In other words, we can say that the demand for labor depends on the increase in the output produced due to hiring an additional unit of labor and the revenue earned from the sale of that additional output.

The demand curve of a firm is also called its marginal revenue product of labor curve. The marginal revenue product of labor is equal to the marginal product of labor times output price.

Seabuds Corp., a company that sells canned fish, was banned from selling its products after the Food and Drug Administration (FDA) found unacceptable ingredients used as preservatives in its products. In this scenario, Seabuds most likely violated

Answers

Answer:

Administrative Law

Explanation:

Administrative Law are the norms and rules that the government agencies and companies that interact with them  must follow

Peter must inform his employees that his company will need to let go of employees. Which word would be best for Peter to use when conveying this idea to his employees?

(a). Layoff
b) Streamlining
c) Downsizing
d) Rightsizing

Answers

Answer:

The answer is: D) Rightsizing

Explanation:

Although rightsizing and downsizing are synonyms, using the word rightsizing is seen as a more polite or less dramatic way of laying off workers.

The process of rightsizing usually involves laying off workers (reducing workforce), cutting costs and rearranging top management.  

The reason it sounds less dramatic and harsh is that sometimes (although very rarely) the total workforce of the company rises. The process might involve laying of people from sector A and hiring many more for sector B.

Technically this process adapts the company to new or changing market conditions.

Which fact-finding technique can be used to obtain information about a wide-range of topics, including workloads, reports received, job duties, difficulties, and opinions of how the job could be performed more efficiently?

Answers

Answer:

The correct answer is Questionnaries.

Explanation:

The questionnaires are a series of ordered questions, which seek to obtain information from the person who answers them, to serve the questioner or both parties.

The questionnaires are often used as an evaluation technique, or as a research guide, or also to carry out surveys, where questions are asked about certain “questions” that are to be found. They are widely used in education, in Psychology, in Sociology and in market studies.

The questions must be brief, open (free to express) closed (you must choose between preset alternatives) or by combining both; precise, numbered, unambiguous, unconditional, and written in terms of language and complexity, according to age and studies or knowledge that is supposed to have the questioned.

Taylor Company has current sales of 1,000 units, which generates sales revenue of $190,000, variable costs of $76,000 and fixed expenses of $96,000. The company believes sales will increase by 300 units, if advertising increases by $20,000. What is the change in net operating income after the changes?

Answers

Answer:

The change in net operating income after the changes by $14,200

Explanation:

For computing the change in net operating income, first, we have to compute the contribution per unit which is shown below:

Contribution per unit = Selling per unit - variable cost per unit

                                   = $190 per unit - $76 per unit

                                   =  $114 per unit

where,

The selling per unit = (Sales revenue ÷ number of units)

                                = ($190,000 ÷ 1,000 units)

                                = $190 per unit

The variable cost per unit = (variable cost ÷ number of units)

                                           = ($76,000 ÷ 1,000 units)

                                           = $76 per unit

Now the change in operating income equals to

= (increased sales units × contribution per unit) - advertising cost

= (300 units × $114 per unit) - $20,000

= $34,200 -$20,000

= $14,200 increase

Final answer:

With the increase in advertising costs of $20,000, and an expected 300 units increase in sales, Taylor Company's net operating income will increase by $14,200.

Explanation:

The question is about calculating the change in net operating income of Taylor Company, which will occur as a result of additional advertising expenses and an expected increase in sales. We first need to calculate the contribution margin per unit (sales revenue per unit - variable cost per unit), which is ($190,000 / 1,000 units - $76,000 / 1,000 units) = $114. Next, we forecast the change in total contribution margin (increase in units sold * contribution margin per unit), which is (300 units * $114) = $34,200. Finally, we subtract the increase in advertising cost from the increase in total contribution margin to find out the change in net operating income (increase in contribution margin - increase in advertising cost), resulting in ($34,200 - $20,000) = $14,200.

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A corporate manager chafes under red tape and bureaucratic regulations until finally deciding to start a separate business. The apparent reward he seeks is the satisfaction of working with people. a satisfying way of life. community service. independence.

Answers

Answer:

The correct answer is Independence.

Explanation:

The Accountant must have and demonstrate absolute mental independence of judgment with respect to any interest that could be considered incompatible with the principles of integrity and objectivity; if you are a member of a company of which you are a partner or shareholder, you will not express any opinion on financial statements in a way unless it and he are independent of said company, that is, there is no possibility of a conflict of interest that may Limit your independence.

It is understood that a person enjoys mental independence when their judgments are made based on the objective facts they examine. There is no mental independence when the opinion or judgment is influenced by subjective considerations, independent of the objective elements of the case.

In a​ poll, 1,003 men in a country were asked whether they favor or oppose the use of​ "federal tax dollars to fund medical research using stem cells obtained from human​ embryos." Among the​ respondents, 48​% said that they were in favor. Describe the statistical study.

Answers

Answer:

The population in the given statistical problem is all the men in the country and the sample selected for the given study is 1003 men. Out of these men, 48% of the men were in favor of this change and 52% of the men were against the use of federal tax dollars for funding medical research study. Hence, the response given by the men were taken as a base for this study.

Gabby and Gus Malloy recently got preapproved on a loan for their first house purchase. They are speculating on how much they should bid on their number one choice—a small, three-bedroom bungalow near a major college town. Which of the following indicators may be an important factor in whether they are able to successfully put in a low bid?

Answers

Answer:

The indicators may be an important factor will be the unemployment rate in the area

Explanation:

The federal tax rate in the that area, may no different that in other area and it can be pay if you have job, the other indicator could be is the producer price index but it can't tell you the economy as well just the productions and finally the CMI consume marginal index tell you more about life style in the zone, so that's why the indicator that is higgher influence is the unemployment rate because that determinate how many people around can pay and be able to grow economy way in the area, so t you can get return on investment

Equilibrium levels of income and interest rates are ______ related in the goods and services market, and equilibrium levels of income and interest rates are ______ related in the market for real money balances.

a. positively; positively
b. positively; negatively
c. negatively; negatively
d. negatively; positively

Answers

Answer:

D) negativity, positively

Explanation:

Equilibrium levels of income and interest rates are negatively related in the goods and services market because an equilibrium in interest and income will mean less goods and services and equilibrium levels of income and interest rates are positively related in the market for real money balances because an equilibrium in income and interest will lead to an increase in real money balances

A cartoon in the text shows two people watching television. On the screen are the words "Economic growth indicators are up, led by car repairs, divorce costs, open-heart surgeries, and toxic waste cleanups." The cartoon illustrates the:

a) Difficulty in measuring social welfare.
b) Difference between GDP and national income.
c) Problem of measuring the difference in wealth between the United States and other nations.
d) Difference between GDP and NDP.

Answers

Final answer:

The cartoon illustrates the difficulty in measuring social welfare by showing economic growth indicators that may not reflect an improvement in well-being. Relying on GDP alone can be misleading when assessing social welfare. The correct option is a.

Explanation:

The cartoon in the text illustrates the difficulty in measuring social welfare. The statement on the television screen highlights economic growth indicators that may not necessarily reflect an improvement in social welfare. Car repairs, divorce costs, open-heart surgeries, and toxic waste cleanups, while contributing to GDP, do not directly measure the well-being of individuals or the overall quality of life.

The cartoon demonstrates that relying on GDP alone can be misleading when assessing social welfare. It implies that economic growth, as measured by GDP, may not always translate into an improved standard of living or overall societal well-being. Other factors like health, education, and environmental quality, which are not accounted for in GDP, should also be considered when evaluating social welfare.

Louise McIntyre’s monthly gross income is $3,500. Her employer withholds $820 in federal, state, and local income taxes and $370 in Social Security taxes per month. Louise contributes $220 each month for her IRA. Her monthly credit payments for VISA and MasterCard are $125 and $120, respectively. Her monthly payment on an automobile loan is $315.
a. What is Louise's debt payments-to-income ratio? (Enter your answer as a percent rounded to 2 decimal places.)
b. Is Louise living within her means?

Answers

Answer:

1. 26.79%

2. No

Explanation:

a. The computation of debt payment to income ratio is shown below:

The income would be equal to

= Monthly gross income - federal, state, and local income tax - social security taxes - IRA

= $3,500 - $820 - $370 - $220

= $2,090

And, the debt payments equal to

= Visa card + master card + automobile loan

= $125 + $120 + $315

= $560

So, the debt payment to income ratio would equal to

= $560 ÷ $2,090

= 26.79%

b. we conclude that debt percentage is more than the monthly payments.

Final answer:

Louise's debt payments-to-income ratio is 16.00%. After taxation and contributions, she has $2,090 net income and $1,530 disposable income post debt payments. If this covers her monthly living costs, she is living within her means.

Explanation:

To calculate Louise's debt payments-to-income ratio, we need to sum up her monthly debt payments and divide by her gross monthly income, then convert it to a percentage.

Louise's monthly debt payments include:

Credit card payments: $125 for VISA + $120 for MasterCard = $245Automobile loan payment: $315

Total monthly debt payments = $245 + $315 = $560

Gross monthly income = $3,500

To find the debt payments-to-income ratio:

(Debt Payments / Gross Income) × 100 = ($560 / $3,500) × 100 = 16%

Louise's debt payments-to-income ratio is 16.00%.

Regarding whether Louise is living within her means, after removing federal, state, local income, and Social Security taxes, as well as her IRA contribution:

Total monthly deductions = $820 + $370 + $220 = $1,410

Net income = Gross income - Total monthly deductions = $3,500 - $1,410 = $2,090

Louise has a net income of $2,090. After making her debt payments:

Disposable income = Net income - Debt payments = $2,090 - $560 = $1,530

Louise has $1,530 left for other living expenses. If this covers her monthly living costs, then she is living within her means.

Product costs:
- "attach" to units of product as they are purchased for resale or produced
- are always expensed in the same period in which the related products are produced
- include all costs involved in making and selling a product
- are also called inventoriable costs

Answers

Answer: Option (a) is correct.

Explanation:

Product costs are the costs that are associated with the production of a product. This is a cost that is incurred in making a product. Product cost includes direct labor cost, direct material cost, consumable supplies and manufacturing overhead. Product costs are also related to the cost of a worker or labor needed to rendered a service to a consumer.

Does it make sense? Is it reasonable? Is it something consumers will get excited about? Does it take advantage of an environmental trend, solve a problem, or fill a gap in the marketplace? These are the types of questions asked during the ________ feasibility component of a complete feasibility analysis. concept organizational financial industry/target market product/service

Answers

Answer:

product/service

Explanation:

According to my research on the feasibility analysis, I can say that based on the information provided within the question these re types of questions that are asked during the product/service feasibility component. These questions need to be asked and answered in order to determine whether is a certain product is right for the company and if it will sell, which allows the company to decide whether or not to proceed to mass production.

I hope this answered your question. If you have any more questions feel free to ask away at Brainly.

Final answer:

The questions posed are part of the product/service component of a feasibility analysis, focusing on the viability of a new product in the market, including assessing demand, competition, and target audience. The feasibility study incorporates other aspects such as technological, economic, legal, and operational considerations to gauge the overall project viability.

Explanation:

The types of questions asked during the product/service feasibility component of a complete feasibility analysis are concerned with whether a new product or service will sell and if it will be profitable for the company. This involves assessing if there is a demand for the new product in the market, determining if there is a target audience that will prefer this product over the competition, and ensuring that it is visible and available for purchase by the consumer. Factors such as market size, growth, trends, and saturation, as well as product differentiation and target audience identification, are crucial components of this component of the feasibility study.

In addition to product/service feasibility, a comprehensive feasibility study will also consider technological, economic, legal, operational, and schedule feasibilities to ensure the holistic viability of the project. Clearly, the feasibility study should not overlook the time and resources necessary to successfully launch the product in adherence to the technological capabilities, market trends, and organizational readiness.

A certain business produced x rakes each month form November through February and shipped x/2 rakes at the beginning of each month from March through October. The business paid no storage costs for the rakes from November through February, but it paid storage costs of $0.10 per rake each month from March through October for the rakes that had not been shipped. In terms of x, what was the total storage cost, in dollars, that the business paid for the rakes for the 12 months form November through October?
A. 0.40x
B. 1.20x
C. 1.40x
D. 1.60x
E. 3.20x

Answers

Answer:

C. 1.40x

Explanation:

1. Production:

November through February: x rakes/month* 4 months = 4x rakes.

2. Shipping and storage costs

March= 4x (initial stock) - x/2 (shipped) = 3.5 x (in stock) * 0.1$ = $0.35

April = 3.5x (stock at end of March) - x/2 (shipped) = 3x*0.1$ =  $0.30

May = 3x (stock at the end of April) - x/2 (shipped) = 2.5x*0.1$ = $0.25

June= 2.5x (stock at the end of May) - x/2 (shipped) = 2x (in stock) * $0.1 = 0.2$

July = 2x (stock at end of June) - x/2 (shipped) = 1.5x*0.1$ =  $0.15

August = 1.5x (stock at the end of July) - x/2 (shipped) = 1x*0.1$ = $0.1

Sept= 1x (stock at the end of August.) - x/2 (shipped) = 0.5 x  (in stock) * $0.1 = $0.05

October = 0.5x (stock at end of sept.) - x/2 (shipped) = 0*$0.1 =  $0

Total storage cost= $0.35x+$0.30x+$0.25x+$0.20x+$0.15x+$0.10x+$0.05x+$0x

Total storage cost = $1.40X

A copy machine cost $ 36 comma 000$36,000 when new and has accumulated depreciation of $ 34 comma 000$34,000. Suppose Sun Graphics and Designs CenterSun Graphics and Designs Center junks this​ machine, receiving nothing in return. What is the result of the disposal​ transaction?

Answers

Answer:

Loss of $2,000

Explanation:

As provided,

Cost of machine in both cases = $36,000

Accumulated depreciation = $34,000

Therefore, carrying value = Cost - Accumulated depreciation = $36,000 - $34,000 = $2,000

Now, since this asset is discarded as junk for $0, there will be a loss on such transaction to be recorded = $2,000

This loss shall be reported in income statement as Debit.

Further, after this transaction machine value in books shall be $0.

Journal Entry for this will be:

Loss on sale of Machinery A/c Dr.   $2,000

Accumulated Depreciation A/c Dr.    $34,000

                    To Machinery A/c                              $36,000

Bart tries to concentrate during a particularly difficult lecture, but finds that he is more focused on the instructor’s unique dialect and delivery style. This is an example of __________.

Answers

Answer:

Noise

Explanation:

Bart tries to concentrate during a particularly difficult lecture, but finds that he is more focused on the instructor’s unique dialect and delivery style. This is an example of _noise_.

Noise refers to anything that interferes the communication between the speaker and the audience. It can be both external as well as internal. It can disrupt the communication process at any instant.

Final answer:

Bart's difficulty in concentrating during a lecture due to the instructor's unique delivery style is a reflection of nonverbal communication affecting his ability to listen effectively. This underscores the importance of not only the message itself but also the manner in which it is delivered, which has a significant influence on student engagement and understanding.

Explanation:

Bart tries to concentrate during a particularly difficult lecture but finds that he is more focused on the instructor’s unique dialect and delivery style. This is an example of nonverbal communication affecting learning and listening. Nonverbal communication includes the various elements of speech delivery such as tone, pacing, and emphasis, which can significantly impact how the message is received and understood. It is crucial to consider not only what is being said but also how it is said. When the style of presentation or the delivery of content does not effectively engage us, our ability to listen and concentrate can be compromised, as seen through Bart's experience.

Furthermore, this situation illustrates the attention paid to speech, which can be a barrier to effective listening. The lecturer's unique dialect and delivery style have captured Bart's focus, distracting him from the core material being presented. In such cases, Bart's selective attention is directed more towards the manner of speech than the actual content, which may lead to a less than optimal educational experience.

Ottercut Tech, a software start-up, is putting together a new team to work on the marketing strategies for their expansion project. In the context of using the "Big Five" personality traits for effective team building, which of the following employees would be a good addition to a team that encourages a strong and harmonious culture and is most likely to give the best results?
A. Jamie is very organized; Stella is very cooperative.
B. Mary is not achievement-oriented; Issac is laid-back.
C. Both John and Adam are domineering.
D. Both Miriam and Ann are aggressive and unforgiving.
E. George is emotionally unstable; Bianca is constantly depressed

Answers

Answer:

The answer is: A) Jamie is very organized; Stella is very cooperative.

Explanation:

The Big 5 personality traits is a model used by psychologists to try to describe a person´s personality and how it affects their working behavior.

The five traits (or factors) used in this model are:

Openness: is a person curious or cautious Conscientiousness: is a person organized or careless Extroversion: is a person outgoing or prefers solitude Agreeableness: is he friendly or takes little interest on others Neuroticism: is a person emotionally unstable or secure

If you follow through this model, Jamie and Stella would be the best possible candidates for a software start-up. They show high conscientiousness, extroversion and agreeableness.

No one has all the right possible combinations of good personality traits, but with this model you try to avoid problems and facilitate team work.

Suppose that a worker in Country A can produce either 25 bananas or 5 tomatoes cach year. Country A has 200 workers. Suppose a worker in Country B can produce either 18 bananas or 6 tomatocs each year. Country B has 400 workers. The opportunity cost of one tomato in Country B is: Multiple Choice 18 bananas. 3 bananas. 108 bananas. 6 bananas

Answers

Answer:

The opportunity cost of one tomato in Country B is 3 Bananas

Explanation:

Banana Tomato Workers Oportunitty Cost

25          5          200 5

18          6          400 3

Final answer:

The opportunity cost of producing a single tomato in Country B is 3 bananas, as by producing a tomato, a worker forgoes the production of 3 bananas.

Explanation:

The opportunity cost in terms of economics refers to the cost of forgoing the next best alternative when making a decision. In this case, you are looking for the opportunity cost of producing one tomato in Country B. As per the information given, one worker in Country B can produce either 18 bananas or 6 tomatoes. Therefore, for every tomato produced, they could have produced 3 bananas. So, the opportunity cost of producing one tomato in Country B is 3 bananas.

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Retail giant Target has an internal creative department that handles the design of its weekly circulars, direct-mail pieces, in-store displays, promotions, and other marketing materials. This is an example of an in-house agency. True or false?

Answers

Answer:

True

Explanation:

In House agency: The agency in the work is done in a house, not outside the housing agency. The outsourcing of the work is also not considered in the in house agency, as the work is done at the outside of the house, not at the inside of the house.  

In the given situation, the internal creative department handles its work internally, So it is an example of an in house agency

Malory is the new marketing manager for the footwear division of her company and is currently planning next season’s product lines. She needs to gain access to data about recent purchasing patterns in the industry but has a limited budget and time. Which type of data would be the best choice for Malory to use in this situation?

Answers

Answer:

Secondary data

Explanation:

secondary data is information which has been collected in the past by someone else. For example, researching the internet, newspaper articles and company reports.

Merideth Harper has invested​ $25,000 in Southwest Development Company. The firm has recently declared bankruptcy and has​ $60,000 in unpaid debts. Explain the nature of​ payments, if​ any, by Ms. Harper in the following situation.

a) Southwest Development Company is a sole proprietorship owned by Ms. Harper.
b) Southwest Development Company is a 50–50 partnership of Ms. Harper and Christopher Black.
c) Southwest Development Company is a corporation.

Answers

Answer:

Explanation:

1) If Southwest Development Company is a sole proprietorship owned by Ms.​ Harper then Ms. Harper has unlimited​ liability in the business which means that creditors can claim against her personal assets.

2) If Southwest Development Company is a​ 50-50 partnership of Ms. Harper and Christopher​ Black then Ms. Harper has unlimited​ liability in the business which means creditors can claim against her personal assets.(same like number 1)

3) If Southwest Development Company is a​ corporation then Ms. Harper has limited liability in the business which guarantees that Ms. Harper cannot lose more than the $25,000 she invested.

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