Answer:
Daily measurement of credit analyst production.
Explanation:
The financial institutions have a department that is in charge of deciding if a credit application is viable or not. Usually there is a great amount of credit applicants and the work load is high for the credit analyst that have to give a financial assessment of each customer asking for a loan.
In this context the measurement of the time that is spend by each credit analyst in order to successfully complete the analysis of one application is vital in order to decide what is going to be the number of credits that each analyst must process in a day.
Usually the Manager of this department measures the time spend by an analyst regarding the type of loan that the client is asking for. In this sense it will be faster to analyze an application that only ask for a credit card than an application that ask for a mortgage.
Upon the results they divide the quantity of hours available to work into the time spend to each analysis and finally decide what is going to be the final amount of credits that an analyst most process.
I believe that the results of this measurements are optimal if the sample that is used is broad and it takes into account days where the number of credits available to analyze are few and a lot.
Scientific management is a movement within management theory that sought to shape the management of business processes in the workplace in a scientific way.
Why scientific management is important?It helps organizations to allocate their resources more efficiently, thus allowing them to maximize their profits. It allows quality management, which helps businesses strengthen their relationships with employees.
In an organization, where employees are asked to finish the task within 24 hours of allotment of the task. It involves efforts from the employees' side to work on it and achieve the given target.
When it comes to the task, it is about solving the given number sums and clearing the doubts of the students. It requires time for each question to solve. Every question is different in terms of the nature of the question.
Therefore, Giving a deadline to an employee so that they achieve their assigned target for the day is good because there lies a sense of responsibility to finish the task in the given time and which ultimately results in optimal outcome.
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QUESTION 25
The CPI basket contains 400 oranges and 800 pens. In the base year, the price of an orange is $1.00 and the price of a pen is
$0.75. This year, urban consumers each buy 300 oranges at $2.00 each and 850 pens at $1.00 each. The CPI this year is
Answer:
160
Explanation:
Given: CPI basket contain 400 oranges and 800 pens.
In the base year, price of oranges is $1 and pen is $0.75.
This year urban customer buy oranges at $2 each and pens at $1 each.
To find consumer price index (CPI), we need to check price of basket in current year and base year.
∴ Current year´s price for 400 oranges and 800 pens = [tex]400\times 2= \$ 800\\800\times 1= \$ 800[/tex]
Now, adding the price to get cost of basket
Cost of basket in current year= [tex]800+800= \$ 1600[/tex]
Base year´s price for 400 oranges and 800 pens= [tex]400\times 1= \$ 400\\800\times 0.75= \$ 600[/tex]
Cost of basket in base year= [tex]400+600 = \$ 1000[/tex]
Next, calculating the CPI of this year
Formula; CPI= [tex]\frac{\textrm{ Cost of basket in current year}}{\textrm{ cost of basket in the base year}} \times 100[/tex]
CPI for the year = [tex]\frac{1600}{1000} \times 100 = 160[/tex]
∴ Consumer price index (CPI) = 160.
8. EX.07-168
Beginning inventory, purchases, and sales for an inventory item are
Beginning inventory 150 units @ $755
Sale
120 units
First purchase 400 units @ $785
Sale
200 units
Second purchase 300 units @ $805
Sale
290 units
8
The firm uses the perpetual inventory system and there are 240 ur
What is the total cost of ending inventory according to FIFO?
Answer:
The cost of ending inventory = $193,200.
Explanation:
First in First out (FIFO) inventory system refers to the system where the materials are issued when they have purchased in an orderly manner. See image below to get your answer with illustration.
PLEASE HELP ME ASAP PLEASE!!!!!
Which of the following would occur if businesses all over the nation began laying off
workers?
A. There would be a surge of new employment opportunities.
B. The government would enact new job legislation.
C. Consumer spending would decrease due to unemployment
rising.
D. Consumer spending would increase due to unemployment
rising.
Answer: I think it is C
Explanation:
A _____ a written promise by one party to pay money to another party ?
Answer:
Lease or contract
Explanation:
A lease is a promise to pay an owner for rent but a Contract is a Promise to pay another person.
Answer:
Promissory note
Explanation:
A promissory note is a written financial agreement to pay a specified party a certain amount of money, on-demand or at the stated date. The note is drafted by a borrower or the party that owes money to another person or an institution. A promissory note is an acknowledgement of debt and a commitment to pay.
A promissory note must provide details of the debts owed such as the total amount, interest payable and a schedule of payments if applicable. The maker must sign the promissory note. A promissory note can be used to finance business operations from institutions or individuals other than the banks.
Promissory notes are unconditional: they do not specify a recourse should the drafter fail to honor payments.
A textile factory in the United States pays 300 workers a total of $9 million each year to produce 4.5 million shirts. A foreign factory employs 225 workers at a total cost of $1,050,000 to produce 2,500,000 shirts. How do the labor costs per shirt of the American and foreign factories compare?
Answer:
$2 and $0.42 per shirt.
Explanation:
Given: US factory produce 4.5 million shirts.
Total cost of producing shirts is $9 million.
Foreign factory produce 2500000 shirts.
Total cost of producing shirts is $ 1050000.
As we know cost of producing 4.5 million shirts is $9 million
So, we will unitary method for finding cost of one shirt.
∴ Cost of 1 shirt produced = [tex]\frac{9}{4.5} = \$ 2\ per\ shirt[/tex]
∴Cost of producing 1 shirt by US´s textile factory is $2.
Similarly, as cost of producing 2500000 shirts by foreign factory is $1050000.
∴Cost of 1 shirt produced = [tex]\frac{1050000}{2500000} = \$ 0.42\ per\ shirt[/tex]
∴Cost of producing 1 shirt by foreign textile factory is $0.42.
The labour cost per shirt of America and foreign factory is [tex]\$ 2\ and\ \$ 0.42[/tex] respectively.
The American factory's labor cost per shirt is $2, and the foreign factory's labor cost per shirt is $0.42, indicating that labor costs per shirt are higher in the American factory. This can be attributed to differences in labor standards, wage rates, and levels of protectionism.
Explanation:To compare the labor costs per shirt of the American and foreign factories, we first need to find the labor cost per shirt for each factory. In the American factory, the labor cost per shirt is calculated by dividing the total cost by the total number of shirts, i.e., $9,000,000/4,500,000 shirts = $2 per shirt. Similarly, in a foreign factory, the labor cost per shirt is $1,050,000/2,500,000 shirts = $0.42 per shirt. This indicates that the American factory has a higher labor cost per shirt compared to the foreign factory.
Such differences in labor costs can be attributed to a variety of factors, including wage rates, labor standards, working conditions, and levels of protectionism in different countries. For instance, the labor costs in countries like China, Thailand, Brazil, South Africa, and Poland are often less than the United States minimum wage, which could explain the lower labor cost per shirt in foreign factories. It's also worth noting that protectionism, the policy of protecting domestic industries against foreign competition by means of tariffs, subsidies, etc., could lead to higher labor costs.
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The budget constraint framework, which assumes that decision-makers are rational and make decisions at the margin, assumes that ______________________.
Answer:
Assumes that the sunk cost is irrelevant to the decision and should be ignored.
Explanation:
Sunk Cost is the cost or the amount of money which is already been spent and cannot be recovered. In other words, it is that cost which is spent in the business and it is unrecoverable in the near future.
As per the framework of the business constraint, it assumes that the decision makers are rational and take decisions at the margin by assuming that the sunk cost is irrelevant to the decision because it do not affect the decision made at the margin rule.
Final answer:
The budget constraint framework assumes that decision-makers carry out marginal decision-making by comparing marginal benefits and costs. It focuses on the change in satisfaction or cost with each additional unit consumed or produced, rather than sunk costs or total costs and benefits.
Explanation:
The budget constraint framework, which assumes that decision-makers are rational and make decisions at the margin, assumes that individuals and firms assess the additional benefits (marginal benefits) and the additional costs (marginal costs) of consuming or producing a little more of a good or service. This concept is an application of marginal decision-making and reflects the diminishing marginal utility principle, wherein the utility or satisfaction gained from each additional unit of a good or service decreases as more is consumed. When faced with limited resources, decision-makers use marginal analysis to determine the optimal number of goods to consume or the optimal number of hours to work, always considering the trade-offs between different choices.
Marginal analysis is often described as 'change analysis' because it focuses on how increments to consumption or production affect overall satisfaction or cost. It is a fundamental principle used throughout economics to describe how individuals and businesses make decisions that maximize utility or profits under constraints. This decision-making process ignores sunk costs, which are costs that have been incurred in the past and cannot be recovered, and looks only at future benefits and costs.
What does professionalism mean to you.
Explanation:
Professionalism means a master in a quality or field. It means great knowledge all round in a specific field
Professionalism:
Professionalism means the skill or competence expected of a professional. In my own terms, I'd explain professionalism is the balance between your skills to achieve a specific outcome in your job and continuing to improve more.
To be a professional for me is to be enthusiastic about your job and show a clear enthusiasm for the mission, but also the way you express yourself in a workplace environment.
Each organization has its own product standards to be followed by workers and this reflects professionalism. It is important to respect the staff, the supervisors and the whole workforce.
which situation most likely results when the government lowers interest rates to banks
The government lowers interest rates to banks when they want to increase the supply of the money on the market and expecting that the actual economy is growing.
Further Explanation:There is two situation in monetary policy.
The contraction policy where government try to reduce the amount of money on the real market. The loosing policy where the government try to increase the amount of money in the market Learn more:Benefit adding personal loan : https://brainly.com/question/9329253Income distribution : https://brainly.com/question/13178581Buying an existing business may allow a new business owner to start making money right away.
A.
True
B. False
Answer:
I believe the Answer is true
At what point does corporation make money from stocks
Answer:
a corporation make money from stocks at the IPO. Initial Public Offering.
Explanation:
A corporation only makes money out of a stick when it is Issued for the first time. This operation is called IPO and it’s the primary market for a stock in the exchange market.
After the stock is sold to an investor the stock goes into the secondary market, In the secondary market the people that make a profit out of the sale of a stock are the stockholders but not the corporation.
A company set-up a petty cash fund with $800. The disbursements are as follows:
Office Supplies
$300
Shipping
50
Postage
30
Delivery Expense
$350
Answer the question below based on the above information.
To create the fund, which account should be credited?
Question 1 options:
Postage
Supplies
Petty Cash
Cash at Bank
Answer:
Petty Cash
Explanation:
The fundamental principle of accounting is credit the giver and debit the receiver. In this instance petty cash is giving out money to Office Supplies, Shipping, Postage and Delivery expense
The correct option is the last one, "Cash at Bank", as to create a petty cash fund, the Cash at Bank account should be credited. This accounting move transfers money from the primary cash reserves to the Petty Cash account.
When a company sets up a petty cash fund, it needs to move money from its primary cash account to the petty cash account.
Therefore, to create the petty cash fund with an initial amount of $800, the Cash at Bank account should be credited because this account reflects the company's main cash reserves.In accounting, when you establish a petty cash fund, you debit the Petty Cash account and credit the Cash at Bank account. This transaction reduces the Cash at Bank balance and increases the Petty Cash balance, making the funds available for small, miscellaneous expenses.Example: If a company decides to establish a $800 petty cash fund, the journal entry would be:
Debit Petty Cash $800Credit Cash at Bank $800This transaction correctly reflects the movement of money from the company's main cash account to the petty cash fund.If the number of lawyers graduating from law school increases, what might happen?
Lawyers’ fees would probably increase.
Law offices will hire fewer lawyers.
Law offices will hire more lawyers.
Lawyers’ fees would probably decrease.
Answer:
Lawyers fees would probably decrease
Explanation:
Gradpoint
If the number of lawyers graduating from law school increases, Lawyers’ fees would probably decrease. Thus, option D is correct.
Why lawyers are important in a society?Lawyers advise clients on their legal rights and obligations and suggest courses of action for both business and personal matters. Lawyers are in a unique position to assist individuals, communities, and organizations with their legal needs and to promote the general welfare.
A lawyer serves as a public servant with a special responsibility for upholding the rule of law as well as a client's or a third party's representative. You won't have someone to protect you from the abuse of the law if you don't have counsel. By representing people or companies in the public and private sectors across a range of industries, lawyers play a crucial role in Indian society. Additionally, they are essential in executing laws and delivering justice.
Therefore, we can conclude that option D is correct.
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write 15 sentences paragraph on yur favorite book,film or documentary
My favourite book is The Goblet of fire from Harry potter series .
Explanation:
Harry Potter was a collection of short stories by one of our decade's leading authors, J.K. Rowling.
She has managed to take an image of this world so powerful that this really feels so real. While there are seven books in the series I have one personal favourite. The fourth novel, the Goblet of fire is my all time favourite book.
Although the books deal with the atmosphere of magic and sorcery, there are many lessons to learn from the Harry Potter series for children. Secondly, it showed us what love is all about. I've been reading many novels but never saw Harry, Hermoine and Ron's friendship.
This Goblet of fire explores the significance of pushing for equality and tolerance. The impartial judge who chose students to represent their respective schools during the tasks of tournament is Goblet of Fire.
The three wizards walked all over the books together and never left them. This taught me a close friend's value. While the books created several films. The meaning and creativity of books are not defeated at all.
What makes your marketing more potent, allowing you to run an ad three times instead of nine, to get the same effect?
Question 2 options:
Connections
Branding
Promotion
Opportunity
Answer:
Branding makes your marketing more potent
Explanation:
Branding encompasses all the Marketing strategies which includes promotions,products prices, types of products and other necessary components. Branding is the identity of a company/firm. while promotions is the tactical ways of creating awareness for your products and they are contained in the marketing strategies of the company.
A company with a Good Brand i.e identity. doesn't require multiple ad times to get the same result with companies with upcoming brand.
Branding is the main key to getting very effective marketing result.
Which is the most expensive form of advertising blank is the costliest mode of advertising as it includes buying air time and shooting expenses.
Answer:
Television Advertising is the most expensive form of advertising.
Explanation:
Television Advertising still the most powerful advertising. Even though internet has a huge access to households. TV still the only Mass Media electronic that is possessed almost by all houses in the world.
The Advertising in TV reaches a greater number of users than any other media. Because of this advertising in TV is extremely costly when compared to other mass media.
Big events such as the super bowl have an expensive fee for the companies that want to air an add. The most expensive add ever is No. 5 the Film (2004) is a 180-second short film directed by Baz Luhrmann for the perfume company Channel, this advertising had a budget of $33 million dollars.
Answer: Television
Explanation: i got it correct on the test
This graph shows the equilibrium point at which price?
A. $6
B. $9
C. $12
D. $15
Answer:
$9
Explanation
From the given graph, the equilibrium price is $6
What is equilibrium price?The equilibrium price refers to the price at which the demand for a product or service equals the supply of that product or service. It represents the point where there is a balance between the quantity of a product or service that consumers are willing to buy and the quantity that producers are willing to sell.
Market clearing: The equilibrium price is also known as the market-clearing price because it ensures that there is neither a surplus nor a shortage of the product or service in the market. At the equilibrium price, the quantity demanded equals the quantity supplied, leading to market stability.
From the graph at 30 units of the product and reading from the graph, the price is at $6
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6. When Maura purchased a new car, she was able to get part of the
car's manufacturer. The car's manufacturer engaged in
(5 points)
a. price fixing
b. nonprice competition.
c. clearance sales.
d. offering rebates.
Answer:c
Explanation:AS THE CARS MANUFACTURER ENGAGED IN CLEARING SALES
Suppose that the market price for a bottle of vitamins is $2.50 and that at that price the total market quantity demanded is 75,000,000 bottles. How many firms will there be in this industry?
Answer:
there will be 187, 500, 000 firms in the industry.
Explanation:
just multiply 2.50 with 75, 000,000 and get the answer.
The number of firms that will be there in the industry is 1,000.
From the given information,
The market price is $2.50
The total market quantity demanded is 75,000,000 bottles.
To find the quantity supplied, one can look at the ATC column of the cost structure table.
The ATC (average total cost) represents the cost per bottle at different levels of output.
At an output of 75,000 bottles (which is the same as the total market quantity demanded), the ATC is 2.5 (as given in the table).
Thus, the quantity supplied at the market price is 75,000 bottles.
To calculate the number of firms, one can divide the total market quantity demanded by the quantity supplied:
Number of firms = Total market quantity demanded / Quantity supplied
Number of firms = 75,000,000 / 75,000
Number of firms = 1,000
Therefore, there will be 1,000 firms in this industry.
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Assume that the most efficient production technology available for making vitamin pills has the cost structure given in the following table. Note that output is measured as the number of bottles of vitamins produced per day and that costs include a normal profit.
OUTPUT TC MC ATC
25,000 1,00,000 0.5 4.0
50,000 1,50,000 1.0 3.0
75,000 1,87,500 2.5 2.5
1,00,000 2,75,500 3.0 2.75
Suppose that the market price for a bottle of vitamins is $2.50 and that at that price the total market quantity demanded is 75,000,000 bottles. How many firms will there be in this industry?
Use the information below to determine the amount saved if each invoice is paid in time to take advantage of the trade credit discount
Invoice amount trade credit terms amount saved
$1,300 2/10, n/30
$10,000 3/15, n/90
$22,460 2/10, n20
$645 1/15, n/30
Total
Answer:
1274+9700+22010.80+638.55=33,623.35 Total
Explanation:
1300*.02=26
1300-26=$1274
10000*.03=300
10000-300=9700
22460*.02=449.20
22460-449.20=22010.80
645*.01=6.45
645-6.45=638.55
Onslow Co. purchased a used machine for $178,000 cash on January 2. On January 3, Onslow paid $2,840 to wire electricity to the machine and an additional $1,160 to secure it in place. The machine will be used for six years and have a $14,000 salvage value. Straight-line depreciation is used. On December 31, at the end of its fifth year in operations, it is disposed of.
Prepare journal entries to record the machine’s disposal under each separate situation: (a) it is sold for $15,000 cash; (b) it is sold for $50,000 cash; and (c) it is destroyed in a fire and the insurance company pays $30,000 cash to settle the loss claim.
Answer:
A. Loss - $27,153
B. Gain - $7,847
C. Loss - $12,153
Explanation:
Machine’s value = $(178,000+2,840+1,160)
= 182,000
Since the machine is placed on January 3, depreciation of first year will be of 363 days.
Depreciation at the end of 1st year = ((182,000-14,000)/6) × (363/365) = $27,847
Depreciation of each following Year= (182,000-14,000)/6 = $28,000
Total Depreciation at the end of fifth year= $27,847+(28,000×4) = $139,847
Therefore, Book Value of machine at the end of fifth year = $(182,000-139,847) = $42,153
REQUIREMENT - A:
Loss due to disposal of machine
= $(42,153-15,000) = $27,153
Journal entry:
Cash Dr 15,000
Loss Dr 27,153
Accumulated Depreciation Dr 139,847
Machine Cr 182,000
Loss from the sale of non-current asset is alwyas debit.
Requirement - B
Gain from the sale of machines = $(50,000-42,153) = $7,847
Journal Entry:
Cash Dr 50,000
Accumulated Depreciation Dr 139,847
Gain Cr 7,847
Machine Cr 182,000
Gain from the disposal of assets is an income, therefore it is credit. It is an other income. As the disposal occurs at a good cash value, there is a gain.
Requirement C:
Again, Book Value = $42,153,
Cash = $30,000
Loss from proceed from the sale of machine = $(42,153 - 30,000) = $12,153
Cash Dr 30,000
Loss Dr 12,153
Accumulated Depreciation Dr 139,847
Machine Cr 182,000
Loss from the sale of non-current asset is alwyas debit.
The journal entries will be different based on whether Onslow Co. makes a gain or a loss from the disposal of the machine. The factors considered include the total cost, the accumulated depreciation, the book value at the end of year 5, and the comparison of the book value with the selling price or insurance settlement.
Explanation:Firstly, to calculate the depreciation, we need to understand that the cost of the machine is not just the purchase price but also the cost to bring it to its working condition which includes the cost of wiring electricity to the machine and securing it in place. So, the total cost of the machine is $178,000 + $2,840 + $1,160 = $181,000. Then using the straight-line method of depreciation, we subtract the salvage value from the cost and divide the result by the useful life of the machine. This gives us (181,000 - 14,000) / 6 = $27,833.33. This is the annual depreciation expenses.
The machine is at the end of its fifth year, so has accumulated a total depreciation of 5 * $27,833.33 = $139,166.67. Therefore, the book value at the end of year 5 is $181,000 - $139,166.67 = $41,833.33.
For situation (a), sold for $15,000, the loss on sale of machinery = book value - sale price = $41,833.33 - $15,000 = $26,833.33. (b) When sold for $50,000, there is gain on sale of machine = sale price - book value = $50,000 - $41,833.33 = $8,166.67. For (c), if the machine was destroyed in fire and insurance company pays $30,000, then the loss = book value - insurance settlement = $41,833.33 - $30,000 = $11,833.33.
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There are four steps in solving one's personal financial challenges:
1. considering opportunity costs
2. assessing risks and returns
3. setting short- and long-term goals
4. assessing needs and wants
Which of these is the correct order of these steps?
2.3, 1, 4
1, 2, 3, 4
4.1. 23
3, 1, 4,2
Answer:
Answer: C. 4, 1, 2, 3.
Explanation:
A down payment is usually what percentage of the asking price of a home?
O 0-5 percent
5-20 percent
20-50 percent
050-75 percent
Answer:
5-20 percent
Explanation:
A down payment is an upfront payment made due to the purchase of a house. The down payment amount may vary, but it is usually in the named range.
Lenders usually take 20%, however, if someone buys a house or an apartment for the first time, he/she can go through with a smaller percentage for a down payment.
Usually, the more we increase the down payment percentage, interest rates become better.
A down payment is usually 20-50% percent of the asking price of the home, hence option C is correct.
What is a Down payment?This can also be called an advance payment or upfront payment, it is an amount of the total cost of a product or service a client pays.
It should be noted that until the payment is made in full, the buyer has no right over the property.
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are good places to look to find your current
expenses when building your budget.
Answer: Your bank statements
Explanation:
To find your current expenses when building your budget, look at your bank statements, credit card statements, and bills. Also, consider using a budgeting app to track your expenses more accurately.
Explanation:When building a budget, good places to look to find your current expenses include your bank statements, credit card statements, and bills. Your bank statements will show what money is going out of your account, including regular payments for things like utilities, rent, or mortgage. Credit card statements can also be a good place to look to see what you're spending on discretionary expenses like entertainment or dining out. Don't forget about small expenses, they can add up quickly.
Also, consider using a budgeting app. These can categorize expenses for you, making it easy to see where your money is going. Remember, the more accurate you are at tracking your expenses, the more effective your budget will be in helping control your spending and save money.
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Which of the following can contribute to increased shrink?
Answer:
The correct answer is "Forgetting to check on BOB and LISA".
Explanation:
If we forget to look at the bottom of containers or receptacles (BOB) and do not look inside when a container is received (LISA) then we will be contributing to the increase in losses due to human error factors. These techniques help to prevent losses as they improve inspection and control from all aspects.
Have a nice day!
The correct answer is d) Employee theft. Shrinkage in retail refers to the loss of inventory between point of manufacture and point of sale, typically caused by various factors.
How to explain
Employee theft is a significant contributor to increased shrink. It involves dishonest employees stealing merchandise, money, or supplies, which can lead to substantial losses for retailers.
Choices a, b, and c are incorrect as they do not directly contribute to increased shrink. High customer satisfaction, increased advertising efforts, and effective inventory management are positive aspects of retail operations that do not necessarily contribute to inventory shrinkage, unlike the negative impact of employee theft on a retailer's inventory and bottom line.
Which of the following can contribute to increased shrink?
a) High customer satisfaction
b) Increased advertising efforts
c) Effective inventory management
d) Employee theft
Phytoplankton feed on nutrients brought up by this type of deep cold water current
a.circum polar
b.gulf stream
c.gyre
d.upwelling
Answer:
Phytoplankton feed on nutrients brought up by upwelling.
Hence, option D is the right answer.
Explanation:
Phytoplankton are microscopic marine plants, i.e they live in water bodies. They are autotrophic, i.e they prepare their own food. They are called phytoplankton because they absorb photo energy i.e sunlight. They absorb carbon dioxide and release oxygen. As they need to absorb sunlight, they are present near the surface of the water.
Upwellings are ocean currents which bring nutrients from deep cold water to the surface. Upwellings happen because of the rotation of the Earth and winds. The phytoplankton depend on the nutrients brought by the upwellings to prepare their food using sunlight and they form the food for various sea animals.
Answer:
upwelling
Explanation:
4. George makes 2.9% commission. Last week, George sold 4 cars at the following prices:
$22,595
$26,800
$15,675
$29,800
What was George's NET PAY?
Answer: 2751.23
Explanation:
Which of the following has the greatest impact on your cash flow?
Answer:
But what do you mean by 'the following'?
Nothing's mentioned..... :(
Explanation:
Answer:
Low-priced inventory with high turnover
Explanation:
I just did the quiz and got this right
hope this helps
Which of the following has a strong possibility of not being protected in a homeowner insurance policy?
A. Children
B. Spouse
C. Jack Russell Terrier
D. Ex-spouse that is visiting the home by invitation
Answer:
The answer is B. Spouse.
Explanation:
This is because its not A because random kids cant just come into ur house.
Its not C. Jack Russell Terrier because who the heck is this guy? WHo knows if you can trust him.
And finally, its not D. because this parent can be harmful to children. (probably why shes an EX spouse.)
Which of the following is considered a "diversified" investment?
A. Mutual Fund
B. Index Fund
C. Both of these
D. Neither of these
Answer:
C. Both of these( index and mutual funds)
Explanation:
Index funds and mutual funds are examples of diversified investments. In other words, there are portfolio investments. They combine stocks of different companies to form one unit of an investment basket. By purchasing one unit of a diversified portfolio, the investor buys a basket of shares with a single transaction.
Mutual funds are actively managed, whereas Index funds are passively managed. It means mutual funds have a fund manager who manually selects the stocks that will go into the portfolio. An index fund is a portfolio of securities designed to track the price movement of a financial market index. Index funds are less expensive investments than mutual funds because they do not require the services of a professional fund manager.
The principle of diversification is applied in both Mutual Funds and Index Funds, making them diversified investments. They spread risk across a variety of assets thereby reducing the impact of any single asset's performance on the overall portfolio.
Explanation:Both a Mutual Fund and an Index Fund are examples of diversified investments. Diversified investments are structured in a way to spread the risk across a variety of different assets. This is achieved by using a process known as diversification, which aims to maximize returns by investing in different areas that would each react differently to the same event.
In a Mutual Fund, the fund's money is invested in a variety of different securities like stocks, bonds, and other assets. Each investor in the fund owns shares, which represent a portion of the holdings of the fund. The risk in investing in a single security is minimized because the mutual fund is diversified across several different securities.
An Index Fund mimics the portfolio of a specific index, such as the S&P 500. The index fund holds the securities in the same proportion as they exist in the index. Hence, an index fund is also deemed diversified as it represents a broad cross-section of the market.
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What is a common mistake made in budgeting?
OA Over-estimating expenses
O B. Budgeting for financial goals or savings last
Oc. Writing the budget down
OD. All of the above
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Answer:
B. Budgeting for financial goals or savings last
Explanation:
While preparing a budget, someone makes mistakes. The standard errors include but not limited to-
1. leaving things (gifts, haircut);
2. Not tracking the spending category (underestimating expenses);
3. Not preparing the budget in writing (guessing the costs);
4. Budgeting for financial goals or savings last (After spending throughout the month, thinking about the savings).
Therefore, options A and C are not the correct choices. B is the right option.