Hooper Printing Inc. has bonds outstanding with 9 years left to maturity. The bonds have a 8% annual coupon rate and were issued 1 year ago at their par value of $1,000. However, due to changes in interest rates, the bond's market price has fallen to $908.30. The capital gains yield last year was -9.17%. What is the yield to maturity?

Answers

Answer 1

Answer:

9.56

Explanation:

We will calcualte the YTM with an aprroximation method:

[tex]YTM = \frac{C + \frac{F-P}{n }}{\frac{F+P}{2}}[/tex]

Coupon payment= 80 (1,000 face value x 8% bond rate)

Face value= 1000 face value

Market Price= 908.3

n= 9

[tex]YTM = \frac{90 + \frac{1,000 - 908.3}{9}}{\frac{1,000 + 908.3}{2}}[/tex]

quotient 9.4522757%

This will be the aproximate YTM

Another way to solve it is with the Excel

we will write each cah flow and use the IRR function

-908.3

   80

   80

   80

   80

   80

   80

   80

   80

1080 (1,000 principal + 80 coupon payment)

now we write on any empy cell "=IRR(" and select the cells with the cashflow

The YTM will be 9.56%

Answer 2

Final answer:

To calculate the yield to maturity (YTM) for the bonds, the annual coupon payment is $80, and with a market price of $908.30, the current yield is approximately 8.81%. The YTM will include this current yield plus an adjustment for capital gains or losses, suggesting a rate slightly higher than the current yield due to the bond's decrease in value last year.

Explanation:

Calculating Yield to Maturity (YTM)

To calculate the yield to maturity (YTM) for Hooper Printing Inc.'s bonds, which have fallen to a market price of $908.30 due to changes in interest rates, the following information is used:

Annual coupon rate: 8%Par value: $1,000Years to maturity: 9 yearsCurrent market price: $908.30Capital gains yield last year: -9.17%

The bond's annual coupon payment is calculated as 8% of the $1,000 par value, which equals $80. Over the remaining 9 years, the investor will receive these annual payments, plus the par value at maturity.

The current yield is calculated as the annual coupon payment divided by the current market price, which yields:

Current Yield = Coupon Payment / Market Price

Current Yield = $80 / $908.30

Current Yield = 0.0881, or 8.81%

To obtain the YTM, which includes both the current yield and the capital gain or loss upon maturity, we typically use a financial calculator or software, as the calculation involves solving for the rate in the present value of a series of cash flows. But here, we know the bond was purchased at par and lost -9.17% last year. Given its long term to maturity, the YTM would likely be close to the current yield adjusted for this loss in value due to increasing interest rates, implying the YTM is slightly higher than the current yield.


Related Questions

The Manda Panda Company uses the allowance method to account for bad debts. At the beginning of 2018, the allowance account had a credit balance of $92,400. Credit sales for 2018 totaled $3,190,000 and the year-end accounts receivable balance was $507,500. During this year, $88,500 in receivables were determined to be uncollectible. Manda Panda anticipates that 3% of all credit sales will ultimately become uncollectible. The fiscal year ends on December 31. Required: 1. Does this situation describe a loss contingency? 2. What is the bad debt expense that Manda Panda should report in its 2018 income statement? 3. Prepare the appropriate journal entry to record the contingency. 4. Complete the table below to calculate the net realizable value Manda Panda should report in its 2018 balance sheet?

Answers

Final answer:

1. No, 2. The bad debt expense is $95,700. 3. The journal entry would be a debit to bad debt expense and a credit to allowance for doubtful accounts. 4. Net realizable value is $419,000.

Explanation:

1. No, this situation does not describe a loss contingency. A loss contingency is an uncertain event that may result in a loss for a company. In this case, the bad debts are already identified and can be estimated.

2. The bad debt expense that Manda Panda should report in its 2018 income statement can be calculated by multiplying the credit sales by the estimated percentage of uncollectible credit sales. So, the expense would be $3,190,000 * 0.03 = $95,700.

3. The appropriate journal entry to record the bad debt expense would be:

Debit Bad Debt Expense $95,700Credit Allowance for Doubtful Accounts $95,700

4. The net realizable value that Manda Panda should report in its 2018 balance sheet can be calculated by subtracting the allowance for doubtful accounts from the accounts receivable. So, the net realizable value would be $507,500 - $88,500 = $419,000.

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Below are the account balances for Cowboy Law Firm at the end of December. Accounts Balances Cash $ 3,600 Salaries expense 1,300 Accounts payable 1,600 Retained earnings 4,700 Utilities expense 1,100 Supplies 12,000 Service revenue 7,500 Common stock 4,200 Required: Use only the appropriate accounts to prepare an income statement.

Answers

Answer:

Income Statement  

Sales  $7.500  

Salaries expense -$1.300  

Utilities expense -$1.100  

Net Income  5.100  

Explanation:

Final answer:

To prepare an income statement for Cowboy Law Firm, you would need to include the accounts Salaries Expense, Utilities Expense, and Service Revenue. The income statement would show the firm's revenue and expenses for the given period, and calculate the net income.

Explanation:

To prepare an income statement, you would need to consider the accounts that are relevant to calculating the firm's revenue and expenses. In this case, the accounts that should be included in the income statement are Salaries Expense, Utilities Expense, and Service Revenue. These accounts represent the firm's expenses and revenue for the period.



Using the given information, the income statement would look like this:



Income Statement for Cowboy Law Firm (December)



Revenue:

     Service Revenue: $7,500



Expenses:

     Salaries Expense: $1,300

     Utilities Expense: $1,100



Net Income: $5,100

Match the word or phrase with the best description of it. a. select the correct word or phrase An expression about whether financial statements conform with generally accepted accounting principles. b. select the correct word or phrase A business that raises money by issuing shares of stock. c. select the correct word or phrase The portion of stockholders’ equity that results from receiving cash from investors. d. select the correct word or phrase Obligations to suppliers of goods. e. select the correct word or phrase Amounts due from customers. f. select the correct word or phrase A party to whom a business owes money. g. select the correct word or phrase A party that invests in common stock. h. select the correct word or phrase A business that is owned jointly by two or more individuals but does not issue stock.

Answers

Answer Explanation

An expression about whether financial statements conform with generally accepted accounting principles

Audition. If the statement had been done conformed to GAAP it will be a positive audit.

business that raises money by issuing shares of stock:

Corporation, raise fund from issuance of stock

The portion of stockholders’ equity that results from receiving cash from investors

Capital or total paid-in capital

Obligations to suppliers of goods

Account Payable is the liability account to represent thedebt with suppliers

Amounts due from customers

Account receivable represent the amount to collect from customer

A party to whom a business owes money

It is a debtor to the company and will be state under:

Account Receivable or Note receivable accounts

A business that is owned jointly by two or more individuals but does not issue stock.

partnership are integrate by more than one party

Final answer:

The question asked to match terms with definitions related to business and accounting, such as Audit Opinion, Publicly-Traded Company, Paid-In Capital, Accounts Payable, Accounts Receivable, Creditor, Shareholder, and Partnership.

Explanation:

This question relates to various concepts in business and accounting. I'll match each term to the definition.

A - An expression about whether financial statements conform with generally accepted accounting principles: This refers to the Audit Opinion.B - A business that raises money by issuing shares of stock: This is a Publicly-Traded Company.C - The portion of stockholders' equity that results from receiving cash from investors: This is referred to as Paid-In Capital. D - Obligations to suppliers of goods: This is termed Accounts Payable. E - Amounts due from customers: This is Accounts Receivable.F - A party to whom a business owes money: This party is known as a Creditor.G - A party that invests in common stock: This is a Shareholder.H - A business that is owned jointly by two or more individuals but does not issue stock: This is a Partnership.

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In the JK partnership, Jacob's capital is $140,000, and Katy's is $40,000. They share income in a 3:2 ratio, respectively. They decide to admit Erin to the partnership. Each of the following questions is independent of the others.

Refer to the information provided above. Erin directly purchases a one-fifth interest by paying Jacob $33,000 and Katy $9,000. The land account is increased for its implied increase in value before Erin is admitted. By what amount is the land account increased?
A. $20,000
B. $24,000
C. $30,000
D. $36,000

Answers

Answer:

C. $ 30,000

Explanation:

The total amount Erin paid = $ 33000 + $ 9000

                                            = $ 42000

for a one-fifth stake in the partnership, the capital increases to:

5* 42000 = $ 210000

the land account increased by = final capital - initial capital

                                                   = $ 210000 - ($ 140000 + $ 40000)

                                                   = $ 30000

Therefore, the land account increased by $ 30000.

Orange Inc. issued 29,500 nonqualified stock options valued at $59,000 (in total). The options vest over two years—half in 2018 (the year of issue) and half in 2019. One thousand options are exercised in 2019 with a bargain element on each option of $5. What is the 2019 book-tax difference associated with the stock options?

Answers

Answer:

The 2019 book-tax difference associated with the stock options is $24,500 unfavorable

Explanation:

The steps to compute the book-tax difference is explained below:

Step 1: First we have to divide the total stock amount by two years so that we can find out the one year amount

Step 2: Then, compute the option amount for 2019, and subtract it from step 1

So, the total stock amount for year 1 equals to

= Issued non qualified stock options ÷ 2 years

= $59,000 ÷ 2

= $29,500

Now, the book difference would equal to

= $29,500 - (1,000 options × $5)

= $29,500 - $5,000

= $24,500 unfavorable

Final answer:

The 2019 book-tax difference for the exercised stock options is negative $24,500. This is calculated by subtracting the tax benefit of $5,000 (1,000 options with a $5 bargain element each) from the book expense of $29,500 recognized for the options that vested in 2019.

Explanation:

The question deals with the calculation of the book-tax difference related to nonqualified stock options exercised by employees of Orange Inc. In 2019, 1,000 options are exercised with a bargain element of $5 each. The bargain element represents the difference between the stock's market value at the time of exercise and the exercise price that employees pay to acquire the stock. To compute the book-tax difference for these exercised options, we need to consider the total taxable benefit received by the employees, which is the bargain element times the number of options exercised ($5 times 1,000 = $5,000). On the book side, if the expense recognized for accounting purposes over the vesting period matches the total value given, we would take half of the $59,000 value recognized in 2018 and the other half in 2019.

The book expense related to these options for 2019 is therefore $29,500 (half of the total $59,000 value). The book-tax difference for 2019 is the difference between the tax benefit and the book expense recognized, which would be the tax benefit of $5,000 subtracted from the book expense of $29,500, resulting in a negative book-tax difference of $24,500 for 2019. This figure represents the amount deducted for accounting purposes that exceeds the tax benefit realized by the employees for the options exercised in 2019.

Jean’s Vegetable Market had the following transactions during 2017: Issued $50,000 of par value common stock for cash. Repaid a 6-year note payable in the amount of $22,000. Acquired land by issuing common stock of par value $100,000. Declared and paid a cash dividend of $2,000. Sold a long-term investment (cost $3,000) for cash of $8,000. Acquired an investment in IBM stock for cash of $15,000. What is the net cash provided used by investing activities?

Answers

Answer:

net cash used by investing activities 7,000

Explanation:

investing activities:

proceeds from sale of investment       8,000

purchase of investment                      (15,000)

net cash used by investing activities 7,000

notes:

While the purhcase of land can be considered an investing activity notice it was paid with stocks not cash so it is ignored in the cash flow statement.

Same occurs with the gain on the investment as we have the atention on cash movement we record the cash inflow for 8,000 regardless of the amount loss or earned in the transaction.

The stock related transactions and the cash dividends are part of the financing activities.

Final answer:

In 2017, Jean’s Vegetable Market has a net cash of -$7,000 from investing activities. The transactions relating to investing activities include selling a long-term investment and acquiring an investment in IBM stock.

Explanation:

The concept of financial cash flows can be divided into three categories: operating, financing, and investing activities. To find the net cash provided by investing activities, we need to focus on the transactions that involve long-term assets.

Jean's Vegetable Market's investing activities are: Selling a long-term investment (cash gain $8,000), acquiring an investment in IBM stock (cash loss $15,000). So, Net cash = $8,000 - $15,000 = -$7,000. This means $7,000 cash was used or lost in investing activities during 2017.

Please note, the other transactions are not direct investing activities. For example, issuing common stock and dividends are financing activities, not investing ones. And the repayment of a note payable is also a financing activity.

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Mack's guitar fabrication shop produces low​ cost, highly durable guitars for beginners.​ Typically, out of the 100 guitars that begin production each​ month, only 82 percent are considered good enough to sell. The other 18 percent are scrapped due to quality problems that are identified after they have completed the production process. Each guitar sells for ​$260. Because some of the production process is​ automated, each guitar only requires 10 labor hours. Each employee works an average of 160 hours per month. Labor is paid at ​$11 per​ hour, materials cost is ​$40 per​ guitar, and overhead is ​$4 comma 2004,200.

a. The labor productivity ratio for​ Mack's guitar fabrication shop is ​$ nothing per hour. ​(Enter your response rounded to two decimal​ places.)

Answers

Answer: 21.32 per hour

Explanation:

Guitars produced each month = 100

considered good enough to sell = 82%

Remaining are scrapped = 18 %

Selling price of each guitar = $260

Each guitar requires = 10 labor hours

Each employee works an average = 160 hours per month

Labor is paid = ​$11 per​ hour

materials cost = ​$40 per​ guitar

overhead = $4,200

Therefore,

Number of guitars are good enough to sell = 82% of 100

                                                                   = 82 guitars

Value of output = Number of guitars sell × Selling price of each guitar

                        = 82 × $260

                        = $21,320

Input in labor hours = Guitars produced each month × Labor hour employed in each guitar

                               = 100 × 10

                               = 1,000 hours

Labor productivity =[tex]\frac{output}{input}[/tex]

                                =  [tex]\frac{21,320}{1,000}[/tex]

                                = 21.32 per hour

Which of the following factors does not contribute to the development of trust between negotiators? Select one: a. We are more likely to trust someone we perceive as similar to us or as holding a positive attitude toward us. b. We often mistrust people who are dependent upon us because we are in a position to help or hurt them. c. We are more likely to trust people who initiate cooperative, trusting behavior. d. We are more likely to trust negotiators who make concessions. e. All of the above contribute to the development of trust between negotiators.

Answers

Answer:

b. We often mistrust people who are dependent upon us because we are in a position to help or hurt them.

Explanation:

There is a normal tendency in humans, to respect someone and agree to the opinion of an individual, having more knowledge and have a positive outlook, towards us, and to normal life.

Whenever there is an individual who is junior to us, or in any manner moves under our leadership, and we have a strong influence on such person, then there are major chances that we will not build a strong trust with them.

As because that person is influenced by us and does not put his own opinion, and accordingly, it will negatively impact us, as no decision would be agreed based on his opinion.

A firm that has recently experienced an enormous growth rate is seeking to lease a small plant in Memphis, TN; Biloxi, MS; or Birmingham, AL. Prepare an economic analysis of the three locations given the following information: Annual costs for building, equipment, and administration would be $43,600 for Memphis, $60,000 for Biloxi, and $100,000 for Birmingham. Labor and materials are expected to be $8 per unit in Memphis, $4 per unit in Biloxi, and $5 per unit in Birmingham. The Memphis location would increase system transportation costs by $50,000 per year, the Biloxi location by $60,000 per year, and the Birmingham location by $25,800 per year. Expected annual volume is 13,000 units.Memphis: ___; Biloxi: ___; Birmingham: ___

Answers

Answer:

The annual costs for Memphis, Biloxi, and Birmingham is $197,600, $172,000 and $255,800 respectively

Explanation:

The computation of the total cost is shown below

For Memphis:

= Annual cost of fixed assets + (annual volume × Labor and materials per unit) + transportation cost

= $43,600 + (13,000 units × $8 per unit) + $50,000

= $197,600

For Biloxi:

= Annual cost of fixed assets + (annual volume × Labor and materials per unit) + transportation cost

= $60,000 + (13,000 units × $4 per unit) + $60,000

= $172,000

For Birmingham:

= Annual cost of fixed assets + (annual volume × Labor and materials per unit) + transportation cost

= $100,000 + (13,000 units × $5 per unit) + $25,800

= $255,800

Which of the following statements about the cost of capital is incorrect? Select one: a. A company's target capital structure affects its weighted average cost of capital. b. Weighted average cost of capital calculations should be based on the after-tax-costs of all the individual capital components. c. If a company's tax rate increases, then, all else equal, its weighted average cost of capital will increase. d. The cost of retained earnings is equal to the return stockholders could earn on alternative investments of equal risk. e. Flotation costs can increase the cost of preferred stock.

Answers

Answer:

c. If a company's tax rate increases, then, all else equal, its weighted average cost of capital will increase.

Explanation:

We will analize based on the WACC formula:

[tex]WACC = K_e(\frac{E}{E+D}) + K_d(1-t)(\frac{D}{E+D})[/tex]

(C) Incorrect, if the tax-rate increase, notice the cost of debt tax-shield will be higher, therefore it will generate a lower WACC

asumming a debt cost of 10%

if the tax-rate is 20%  10% ( 1 - 20%) = 8%

if the tax-rate is 50%  10% ( 1 - 50%) =5%

the cost of debt is lower, thus the WACC will be lower to.

Suppose the doll company American Girl has an inverse demand curve of P = 150 – 0.25Q, where Q measures the quantity of dolls per day and P is the price per doll. The marginal cost is given by MC = 10 + 0.50Q. What is the total surplus at the profit-maximizing output level? $12,250 $144,000 $4,500 $18,120

Answers

Answer:

$12,250

Explanation:

The profit-maximizing output is at MC = MR

We are given with Marginal Cost we need to find Marginal Revenue

MR = additional revenue for an additional unit

P = 150 – 0.25Q

Q = (150 - P)/0.25 = 600 - 4P

Total Revenue= P x Q = (150 - 0.25Q)Q

TR = 150Q-0.25Q^2

MR = will be the slope of the total revenue function:

dTR/dQ -0.5Q + 150

Now we equalize MR and MC

-0.5Q + 150 = 10 + 0.5Q

Q = 140

P when Q = 140

P = 150 - 0.25 Q = 150 - 0.25(140) = 150 - 35 = 115

Producer surplus:(using marginal cost)

[tex]\int\limits^{140}_0 {10 + 0.50q} \, dq[/tex]

(P(140) - P(0)) x Q140

(80 - 10 ) x 140 = 9,800

Consumer surplus:

(P0 - Pm ) x Qm /2

(150 - 115) x 140 / 2 = 2.450‬

Total Surplus:  9,800 + 2,450 = 12,250

Final answer:

The profit-maximizing quantity for the doll company American Girl can be found by setting marginal revenue equal to marginal cost. The total surplus at the profit-maximizing output level is $18,120.

Explanation:

The profit-maximizing quantity can be determined by finding the level of output at which marginal revenue equals marginal cost. In this case, we are given the inverse demand curve and the marginal cost curve.

To find the profit-maximizing quantity, we need to equate marginal revenue (MR) with marginal cost (MC). We can do this by setting the expressions for MR and MC equal to each other and solving for Q:

150 - 0.25Q = 10 + 0.50Q

By solving this equation, we find that Q = 80.

Once we have the profit-maximizing quantity, we can calculate the total surplus by subtracting the total cost from the total revenue:

Total revenue = price * quantity = (150 - 0.25Q) * Q

Total cost = variable cost + fixed cost = (10 + 0.50Q) + 0 (since there is no fixed cost mentioned)

The total surplus at the profit-maximizing output level is obtained by subtracting total cost from total revenue:

Total surplus = (150 - 0.25Q) * Q - (10 + 0.50Q)

Plugging in Q = 80 into the equation, we can calculate the total surplus.

The total surplus at the profit-maximizing output level is $18,120.

Race One Motors is an Indonesian car manufacturer. At its largest manufacturing​ facility, in​ Jakarta, the company produces subcomponents at a rate of 295 per​ day, and it uses these subcomponents at a rate of 12 comma 700 per year​ (of 250 working​ days). Holding costs are ​$2 per item per​ year, and ordering costs are ​$29 per order. ​a) What is the economic production​ quantity? nothing units ​(round your response to two decimal​ places).

Answers

Answer: 666.13 units

Explanation:

Given that,

Production Per day (P) = 295

Usage rate of sub-components (D) = 12,700 per year (250 working​ days)

Holding cost (H) = $2 per item

Ordering costs (S) = ​$29 per order

[tex]d = \frac{D}{250}[/tex]

[tex]d = \frac{12,700}{250}[/tex]

         = $50.8

[tex][1-\frac{d}{P}]=[1-\frac{50.8}{295}][/tex]

                          = 1 - 0.1722

                          = 0.8278

                          = 0.83

[tex]Economic\ production\​ Quantity=\sqrt{\frac{2\times D\times S}{H\times[1-\frac{d}{P}] }}[/tex]

[tex]Economic\ production\​ Quantity=\sqrt{\frac{2\times 12,700\times 29}{2\times 0.83 }}[/tex]    

[tex]=\sqrt{443,734.94}[/tex]

= 666.13 units

Final answer:

The Economic Production Quantity (EPQ) for Race One Motors, given the provided variables for demand rate, setup cost, annual holding cost, and production rate, is approximately 1517.87 units.

Explanation:

The economic production quantity (EPQ) is calculated to determine the quantity of an item that should be produced in a single batch. This allows manufacturers to minimize the total cost of production, which commonly includes holding and setup costs. In the case of Race One Motors, we will consider the demand rate (D) to be 12,700 units per year, the setup cost (S) as $29 per order, annual holding cost (H) as $2 per item, and production rate (P) as 295 per day multiplied by 250 working days.

The formula for EPQ is: √[(2DS/H)(P/(P-D))]. Inserting the provided variables, we get: √[(2*12700*29/2)*(295*250/(295*250-12700))] = 1517.87 units. Rounded to two decimal places, we find that the economic production quantity is 1517.87 units.

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Which of the following statements is true of the second tier of the global economy pyramid?
a. It consists of a billion people making $2,000 to $20,000 a year.
b. It mostly consists of people who live in the developed economies.
c. It mostly consists of people who live in North America, Western Europe, and Japan.
d. It consists of the vast majority of the people who make less than $2,000 a year.

Answers

Answer:

a. It consists of a billion people making $2,000 to $20,000 a year.

Explanation:

The global economy pyramid is divided into three levels, which are called three tiers.

Under tier 1 only people having income more than $20,000 are present, and generally they live in developed economies, like: Western Europe, Japan, etc:

Under tier 2 people having income more than $2,000 and less than $20,000 are found, these are around 1 billion in population.

Under tier 3 maximum population lives, which is approximately 4 billion people.

Therefore, the correct statement is :

a. It consists of a billion people making $2,000 to $20,000 a year.

Wildwood, an outdoors clothing store, reports the following information for June: Sales revenue $104,000 Income tax expense $11,000 Operating expenses 22,000 Cost of goods sold 65,000 Deferred revenues $15,000 Nonoperating revenues 12,000 What is Wildwood's gross profit for June?

Answers

Answer:

The gross profit is $39,000

Explanation:

The computation of the gross profit is shown below:

= Sales revenue - cost of goods sold

= $104,000 - $65,000

= $39,000

The gross profit always be computed by subtracting the cost of goods sold from the sales revenue. Therefore, we apply this formula to find out the gross profit.

All these items which is shown above will record in the income statement.

Blue Mountain Hardware is adding a new product line that will require an investment of $1,450,000. Managers estimate that this investment will have a​ 10-year life and generate net cash inflows of $305,000 the first​ year, $290,000 the second​ year, and $255,000 each year thereafter for eight years. The investment has no residual value. Compute the payback period.

Answers

Answer:

payback period: 5.35 years

Explanation:

the payback period will be the time at which the project pays itself

it disregard the time value of money

the formula is:

[tex]\frac{investment}{cash \: flow} = payback[/tex]

as the fist cashflow are not regular we subtract them

1,450,000 - 305,000 - 290,000 = 855,000

and now we apply the formula

855,000 / 255,000 = 3,35294

we currently are on year 2 and we need 3.35294 more years

so the payback will occur at:

2 + 3.35 = 5.35

A market comprised of a downward-sloping demand curve that intersects an upward-sloping supply curve is said to be stable because:

A. price will never change.

B. quantity will never change.

C. demand will never change.

D. at any price other than equilibrium, forces in the market move price towards the equilibrium.

Answers

D. at any price other than equilibrium, forces in the market move price towards the equilibrium.

A market comprised of a downward-sloping demand curve that intersects an upward-sloping supply curve is said to be stable because at any price other than equilibrium, forces in the market move price towards the equilibrium.

What is an economic equilibrium?

Economic forces must be in balance for there to be economic equilibrium. Economic variables essentially hold true to their equilibrium values in the absence of outside influences. Market equilibrium is another name for economic equilibrium.

The set of economic factors (often price and quantity) that the economy is driven toward by supply and demand is known as its economic equilibrium.

Any number of elements, including interest rates or total consumer spending, can be included in the definition of the phrase "economic equilibrium."

The point of equilibrium denotes an idealized state of rest where all hypothetically necessary economic transactions have already taken place, given the initial conditions of all pertinent economic variables.

What is a market?

The trade of products and services can take place in a market, which is a gathering place for interested parties. Buyers and sellers are typically the parties engaged.

The market might be actual, like a physical store where people interact in person, or it could be virtual, like an online market, where there is no face-to-face interaction between buyers and sellers.

Markets might be real-world, like a physical store, or digital, like an online merchant. The black market, auction market, and financial market are more examples. Prices for products and services are set by markets based on supply and demand.

Hence, option D is the correct answer

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Wims, Inc., has sales of $15.2 million, total assets of $9.8 million, and total debt of $3.7 million. The profit margin is 6 percent. a. What is net income? (Do not round intermediate calculations and enter your answer in dollars, not millions, rounded to the nearest whole number, e.g., 1,234,567.) b. What is ROA? (Do not round intermediate calculations and enter your answer as a percent rounded to 2 decimal places, e.g., 32.16.) c. What is ROE?

Answers

a. The Net Income is $912,000.

b. The Return on Assets (ROA) is 9.31%.

c. The Return on Equity (ROE) is 14.98%.

a. Net Income: To determine the net income, we use the given sales and profit margin to find the amount after deducting expenses.

Net Income = Sales × Profit Margin

Net Income = $15,200,000 × 0.06

Net Income = $912,000

b. Return on Assets (ROA): ROA is computed by dividing net income by total assets, showcasing how efficiently assets generate earnings.

ROA = Net Income / Total Assets

ROA = $912,000 / $9,800,000

ROA = 0.0931 or 9.31%

c. Return on Equity (ROE): ROE is calculated by dividing net income by total equity, demonstrating the returns generated on shareholders' investments.

ROE = Net Income / Total Equity

Total Equity = Total Assets - Total Debt

Total Equity = $9,800,000 - $3,700,000

Total Equity = $6,100,000

ROE = $912,000 / $6,100,000

ROE = 0.1498 or 14.98%

Therefore, the answers are:

a. Net Income: $912,000

b. ROA: 9.31%

c. ROE: 14.98%

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Final answer:

Net income for Wims, Inc. is $912,000, ROA is approximately 9.31%, and ROE is approximately 14.95%.

Explanation:

To calculate various financial metrics for Wims, Inc., we will use the given figures:

Sales revenue: $15.2 millionTotal assets: $9.8 millionTotal debt: $3.7 millionProfit margin: 6%

a. To determine the net income, we multiply the sales revenue by the profit margin:

Net Income = Sales Revenue × Profit Margin = $15,200,000 × 0.06 = $912,000

b. The Return on Assets (ROA) is calculated by dividing the net income by the total assets:

ROA = Net Income / Total Assets = $912,000 / $9,800,000 ≈ 9.31%

c. To calculate the Return on Equity (ROE), we first need to determine the equity. Equity is calculated by subtracting total debt from total assets:

Equity = Total Assets - Total Debt = $9,800,000 - $3,700,000 = $6,100,000

Now, ROE = Net Income / Equity = $912,000 / $6,100,000 ≈ 14.95%

Bank 1 lends funds at a nominal rate of 8% with payments to be made semiannually. Bank 2 requires payments to be made quarterly. If Bank 2 would like to charge the same effective annual rate as Bank 1, what nominal annual rate will they charge their customers? Round your answer to three decimal places. Do not round intermediate calculations.

Answers

Answer: 7.922%

Explanation:

Bank 1 lends at nominal rate of 8% and payments made is semiannually,

So,

Semiannual rate of bank 1 = 4%

Effective annual rate of Bank 1:

[tex]EAR=(1+half\ yearly\ rate)^{2}-1[/tex]

[tex]EAR=(1+0.04)^{2}-1[/tex]

= 8.16%

If Bank 2 wants to maintain the same level of EAR at quarterly compounding:

[tex](1+quarterly\ rate)^{4} =EAR+1[/tex]

[tex](1+quarterly\ rate)^{4} =8.16\ percent+1[/tex]

[tex](1+quarterly\ rate)^{4} =1.0816[/tex]

[tex](1+quarterly\ rate) =(1.0816)^{\frac{1}{4} }[/tex]

[tex](1+quarterly\ rate) =1.01980390271[/tex]

Quarterly rate = 1.01980390271 - 1

                       = 1.980390%

Nominal annual rate for Bank 2 = Quarterly rate × 4

                                                       = 1.980390% × 4

                                                       = 7.9215% or 7.922%

Final answer:

To have the same effective annual rate as Bank 1, Bank 2 needs to charge a nominal annual rate of approximately 8.243% with quarterly compounding.

Explanation:

The question asks how to find the nominal annual rate that Bank 2 should charge to have the same effective annual rate as Bank 1, which lends funds at a nominal rate of 8% with semiannual compounding. First, we calculate the effective annual rate (EAR) for Bank 1 using the formula [tex]EAR = (1 + i/n)^n - 1[/tex], where i is the nominal interest rate and n is the number of compounding periods per year. For Bank 1, [tex]EAR = (1 + 0.08/2)^2 - 1 = 0.0816 or 8.16%.[/tex] To find the nominal annual rate for Bank 2 with quarterly compounding that results in the same EAR, we rearrange the EAR formula to solve for [tex]i: i = n*((EAR + 1)^{(1/n)} - 1)[/tex]. Substituting the values for Bank 2, we get [tex]i = 4*((1.0816 + 1)^{(1/4)} - 1),[/tex] which calculates to approximately 8.243% as the nominal annual rate Bank 2 should charge.

In practice, a common way to value a share of stock when a company pays dividends is to value the dividends over the next five years or so, then find the "terminal" stock price using a benchmark PE ratio. Suppose a company just paid a dividend of $1.17. The dividends are expected to grow at 12 percent over the next five years. The company has a payout ratio of 40 percent and a benchmark PE of 19. The required return is 12 percent. What is the target stock price in five years?

What is the stock price today?

Answers

Final answer:

The target stock price in five years is $51.11. The stock price today is $32.65.

Explanation:

To find the target stock price in five years, we need to calculate the future dividends and the terminal stock price. First, we calculate the future dividends using the formula:

Dn = D0(1+g)n, where D₀ is the current dividend, g is the growth rate, and n is the number of years.

Plugging in the values, we get: D₅= 1.17(1+0.12)5 = $2.69.

Next, we calculate the terminal stock price using the formula:

Pt = Dₙ(PE ratio), where Dₙ is the future dividend and the PE ratio is the benchmark.

Plugging in the values, we get Pt = 2.69(19) = $51.11. Therefore, the target stock price in five years is $51.11.

To find the stock price today, we need to discount the future dividends and the terminal stock price back to the present using the required return rate. First, we discount each future dividend using the formula: PV = D/(1+r)n, where PV is the present value, D is the future dividend, r is the required return rate, and n is the number of years. Plugging in the values, we get PV₅ = 2.69/(1+0.12)5 = $1.38.

Next, we discount the terminal stock price using the same formula: PVt = Pt/(1+r)n, where PVt is the present value of the terminal stock price.

Plugging in the values, we get: PVt = 51.11/(1+0.12)5 = $25.03.

Finally, we add up the present values of the dividends and the terminal stock price to get the stock price today: Stock Price Today = PV₁ + PV₂+ PV₃ + PV₄ + PV₅ + PVt = $1.17 + $1.25 + $1.34 + $1.43 + $1.53 + $25.03 = $32.65. Therefore, the stock price today is $32.65.

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Final answer:

To calculate the target stock price in five years, the expected dividends are grown at 12% annually over five years and then multiplied by the benchmark PE ratio of 19 to determine the terminal stock price. The stock price today is found by discounting these future dividends and the terminal price back to present value at the required return rate of 12%.

Explanation:

To determine the value of a share of stock when a company pays dividends, we use the Dividend Discount Model (DDM). Given a current dividend of $1.17 that grows at 12% for the next five years, we can calculate the expected dividends for the next five years. To find the terminal stock price, also known as the Price Next Year, we use the specified benchmark PE ratio.



The formula to estimate expected dividends at each year (D1, D2, D3, ..., D5) is:


 D1 = $1.17 * (1 + 0.12)
 D2 = D1 * (1 + 0.12)
 ...
 D5 = D4 * (1 + 0.12)



Once we have the expected dividend for the fifth year (D5), the terminal stock price (P5) is estimated by multiplying D5 by the benchmark PE ratio. Next, to bring these future cash flows back to the present value, we use the required return rate as the discount rate, which is given as 12%.



The present value of dividends (PV) is calculated as follows:


 PV(D1) = D1 / (1 + 0.12)
 PV(D2) = D2 / (1 + 0.12)^2
 ...
 PV(D5) = D5 / (1 + 0.12)^5



To find the stock price today, we sum the present values of the expected dividends for the next five years, and add to this sum the present value of the terminal stock price.

One day, a local theme park charges $40 per person for admission, and 10,000 people visit the park. On another day, the park charges $60 per person, and 20,000 people pay to enter the park. Which explanation best describes why the park sees an increase in attendance when the price is higher? Theme-park tickets are part of a rare class of goods which do not follow the Law of Demand. High prices signal a high quality park experience. The higher price gives the park an incentive to expand capacity and permit more visitors. The low-attendance day falls on an autumn Wednesday, while the high-attendance day falls on a summer Saturday.

Answers

Answer:

The low-attendance day falls on an autumn Wednesday, while the high-attendance day falls on a summer Saturday.

Explanation:

There are no rare class of goods which do not follow the Law of Demand

The most probable reason may be the dates are at different time period, when the demand is lower and therefore the price must be lower to generate  enought attendance  to make it profitable. While, the second date is onpeak demand.

Final answer:

The increase in attendance at the theme park when the price is higher can be explained by the concept of price elasticity of demand. When a good or service has elastic demand, a higher price can lead to an increase in revenue due to a greater increase in attendance. In this case, the higher price at the theme park results in more people attending, resulting in higher total revenue.

Explanation:

The concept at play here is called price elasticity of demand. The demand curve shows how the quantity demanded of a good or service changes in response to changes in its price. When a good or service is elastic, a small change in price leads to a large change in quantity demanded. Conversely, when a good or service is inelastic, a change in price has a relatively small impact on quantity demanded.

In this case, the theme park sees an increase in attendance when the price is higher because the demand for the park is elastic. This means that when the park increases its price, fewer people are willing to pay and attend. However, the higher price per person compensates for the decrease in attendance, resulting in higher total revenue for the park.

For example, on the day when the park charges $40 per person, 10,000 people visit, resulting in a total revenue of $400,000. On the day when the park charges $60 per person, 20,000 people visit, resulting in a total revenue of $1,200,000. Even though the price per person is higher, the park earns more revenue because the increase in attendance more than offsets the decrease in price.

Technician A says that a cylinder head may house many vital engine components, including the crankshaft, spark plug, connecting rods, and camshaft. Technician B says in an aluminum cylinder head, the valve seats and valve guides are separate steel parts that are pressed tightly into the head. Who is right?

A. Both A and B
B. Neither A nor B
C. B only
D. A only

Answers

Answer:

A. Both

Explanation:

Answer:

Your correct answer A. Both A and B

Explanation:

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Sally purchased a log-splitter five years ago. This year, she purchases some new parts, gasoline, oil, and spends 2 hours repairing the log-splitter. Which of the following is included in this year's GDP?
a. the amount she paid to buy the new parts
b. the amount she paid to buy new parts and gasoline
c. the amount she paid to buy new parts, gasoline, and oil.
d. the amount she paid to buy new parts, gasoline, oil, and the market value of the 2 hours spent to repair the log-splitter.

Answers

Answer:

C

Explanation:

The GDP or gross domestic product measures the market value of all goods and services produced in country in a specific period of time. This year GDP should not include the log-splitter because Sally purchased it five years ago. We should include this year purchases: new parts, gasoline, oil. Also, we should include the market value of the 2 hours she spent repairing the log-splitter if she paid someone to do it or if someone paid her to do it, because this is a service. But the problem suggests that she repaired her own log-splitter, then we should not include it this year GDP.  

Final answer:

Option (d) is included in this year's GDP because it represents the market value of final goods and services. GDP measures the total value of all final goods and services produced within a country's borders during a specified period.

Explanation:

Option (d) is included in this year's GDP. GDP (Gross Domestic Product) measures the total value of all final goods and services produced within a country's borders during a specified period. The amount Sally paid to buy new parts, gasoline, oil, and the market value of the 2 hours spent repairing the log-splitter are considered as final goods and services, and therefore, included in GDP.

How will each of the following changes in demand and/or supply affect equilibrium price and equilibrium quantity in a competitive market; that is, do price and quantity increase or decrease, or are the answers indeterminate because they depend on the magnitudes of the shifts?
a. Supply decreases and demand is constant.


Price:
Quantity

b. Demand decreases and supply is constant.


Price:
Quantity:


c. Supply increases and demand is constant.


Price:
Quantity:

d. Demand increases and supply increases.


Price:
Quantity:


e. Demand increases and supply is constant.


Price:
Quantity:


f. Supply increases and demand decreases.


Price:
Quantity:


g. Demand increases and supply decreases.


Price:
Quantity:

h. Demand decreases and supply decreases.


Price:
Quantity:

Answers

Answer:

Explanation:

a. If supply decreases then the supply curve shifts to the left. If demand remains constant the equilibrium price increases and the equilibrium quantity decrease.  

b. If demand decreases then the demand curve shifts to the left. If supply remains constant the equilibrium price decreases and the equilibrium quantity decrease.

c. If supply increases then the supply curve shifts to the right If the demand remains constant the equilibrium price decreases and the equilibrium quantity increases.

d. If demand increases then the demand curve shifts to the right. If supply increases, then the supply curve shifts to the right. The equilibrium price is undetermined because it depends on the shift’s magnitude but in all cases the equilibrium quantity increases.

e. If demand increases then the demand curve shifts to the right. If supply remains constant the equilibrium price increases and the equilibrium quantity increase.

f. If supply increases then the supply curve shifts to the right. If demand decreases, then the demand curve shifts to the left. The equilibrium price is undetermined, and the equilibrium quantity always decreases.

g. If demand increases then the demand curve shifts to the right. If supply decreases, then the supply curve shifts to the left. The equilibrium price is undetermined because it depends on the shift’s magnitude but in all cases the equilibrium quantity increases.

h. If demand decreases (shift to the left) and supply decreases (shift to the left). The equilibrium price in all cases decreases and the equilibrium quantity is undetermined because it depends on the shift’s magnitude

A drop in supply causes the supply curve to move to the left. The equilibrium price rises and the equilibrium quantity declines if demand stays constant.  

b. The demand curve swings to the left if demand declines. The equilibrium price and equilibrium quantity both decline if supply stays constant.

c. The supply curve swings to the right as supply rises. The equilibrium price falls and the equilibrium quantity rises if the demand stays constant.

d. The demand curve moves to the right as demand rises. The supply curve moves to the right as supply grows. Because it depends on the size of the shift, the equilibrium price is unpredictable, but the equilibrium quantity always rises.

e. The demand curve moves to the right as demand rises. The equilibrium price rises and the equilibrium quantity rises if supply is constant.

b. The supply curve moves to the right as supply rises. The demand curve moves to the left if demand declines. The equilibrium quantity always drops, and the equilibrium price is unpredictable.

g. The demand curve moves to the right as demand rises. The supply curve moves to the left if supply declines. Because it depends on the size of the shift, the equilibrium price is unpredictable, but the equilibrium quantity always rises.

h. In the event that both supply and demand decline (move to the left). Every time, the equilibrium price declines and the equilibrium amount is unknown because it relies on the size of the shift.

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Carbondale Casting produces cast bronze valves on a 10-person assembly line. On a recent day, 160 valves were produced during an 8-hour shift. a) Calculate the labor productivity of the line. b) John Goodale, the manager at Carbondale, changed the layout and was able to increase production to 180 units per 8-hour shift. What is the new labor productivity per labor-hour? c) What is the percentage of productivity increase?

Answers

Answer:

A) labor productivity= 20 units per hours

B) labor productivity=  22.5 units per hours

C) %of productivity increase=  12.5%

Explanation:

Giving the following information:

Carbondale Casting produces cast bronze valves on a 10-person assembly line.

160 valves are produced during an 8-hour shift.

A) labor productivity= number of unit/number of hours= 160/8= 20 units per hours

B) labor productivity= number of unit/number of hours= 180/8= 22.5 units per hours

C) %of productivity increase= (22.5/20)-1= 0.125= 12.5%

a. The labor productivity of the line is 2 valve per hour shift.

b. The increase production to 180 units per 8-hour shift is 2.25 valve per hour shift.

c. The percentage of productivity increase is 12.5%.

Labor productivity

a. Labor productivity:

Labor productivity=16 valves/ 8 hour shift

Labor productivity=

b. New labor productivity:

New labor productivity=18 valves/ 8 hour shift

New labor productivity=2.25 valve per hour shift

c. Percentage of productivity increase:

Percentage of productivity increase=0.25/2

Percentage of productivity increase=12.5%

Inconclusion the labor productivity of the line is 2 valve per hour shift.

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A radio talk show host asked listeners to respond either yes or no to the question, "Is the candidate who spends the most on a campaign the most likely to win?" Fifteen people called in and nine said yes. What is the implied population?(A) all callers(B) all adults(C) all radio listener(D) all listeners of the radio talk show

Answers

Answer: All listeners of the radio talk show

Explanation: In simple words, the part of the population that could be used for the research conducted is called the implied population of such research.

In the given case, all the listeners were the implied population as every one had the chance to participate. The callers are the sample of the population. Sample refers to the part of population actually used in the conduct of research.

Hence from the above we can conclude that the correct option is D.

The following is selected information from Windsor, Inc. for the fiscal year ending October 31, 2017.


Cash received from customers $258000
Revenue recognized 378400
Cash paid for expenses 146200
Cash paid for computers on November 1, 2016 that will be used for 3 years 41280
Expenses incurred including any depreciation 185760
Proceeds from a bank loan, part of which was used to pay for the computers 86000

Based on the accrual basis of accounting, what is Windsor's net income for the year ending October 31, 2017?

Answers

Answer:

Net Income         192,640‬

Explanation:

For the accrual basis, we will consider the revenue ercognized and the expenses incurred regardless, of the payment date or collection date.

This means we will not focus on cash, we will focus in the accrued revenues and expenses for the period:

Revenues                                 378,400

Expenses with deprecation    (185,760)  

                     Net Income         192,640‬

The cash payment on the computer and the loan are not revenues or expenses, are considered for the cash flow statement.

A company issued 6%, 10-year bonds with a face amount of $90 million. The market yield for bonds of similar risk and maturity is 7%. Interest is paid semiannually. At what price did the bonds sell? (FV of $1, PV of $1, FVA of $1, PVA of $1, FVAD of $1 and PVAD of $1) (Use appropriate factor(s) from the tables provided. Enter your answers in whole dollars. Round final answers to the nearest whole dollar.)

Answers

Final answer:

To determine the selling price of the 6%, 10-year bonds with a face value of $90 million and a market yield of 7%, calculate the present value of the semiannual interest payments and the principal payment using the PVA and PV formulas respectively.

Explanation:

To calculate the selling price of the bonds, we need to find the present value of the interest payments and the principal payment. The company issued 6%, 10-year bonds with a face amount of $90 million, and the market yield is 7% with interest paid semiannually. Therefore, the semiannual interest rate is 3.5% (half of 7%), and there are 20 periods (2 per year for 10 years).

The semiannual interest payment is $2.7 million ($90 million * 6% / 2). We use the Present Value of An Annuity (PVA) formula for calculating the present value of the interest payments, and the Present Value (PV) formula for the principal amount. Notably, the interest payments are an annuity since they are equal payments made at regular intervals.

Price of Bonds = PV of interest payments + PV of principal = PVA of $2.7 million payments for 20 periods at 3.5% + PV of $90 million at the end of 20 periods at 3.5%.

This calculation requires using the PVA and PV tables or formulas: PVA = PMT * [(1 - (1 + r)^-n) / r] and PV = FV / (1+r)^n. The specific numerical values from the tables were not provided, but these formulas help us understand the relationship between the bond's cash flows, market interest rates, and the bond's price.

Time value An Iowa state savings bond can be converted to ​$750 at maturity 5 years from purchase. If the state bonds are to be competitive with U.S. savings​ bonds, which pay 5​% annual interest​ (compounded annually), at what price must the state sell its​ bonds? Assume no cash payments on savings bonds prior to redemption. Ignore taxes.

Answers

Answer:

$78.35

Explanation:

Given:

Future value = $750

Maturity time = 5 years

Annual rate = 5%

Now,

Future value = P × ( 1 + r )ⁿ

Where, P is the present value of the bonds

r is the rate of interest

n is number of periods

on substituting the values, we get

$100 = P × ( 1 + 5% )⁵

or

$100 = P × ( 1.05 )⁵

or

P = $78.35

Hence, the state should sell its bond at a price of $78.35

Use the information below to answer the following questions: Common Stock: $17,000 Service Revenue: $20,000 Notes Payable: $5,000 Salaries Expense: $10,000 Accounts Receivable: $7,000 Ending Retained Earnings: $26,000 Supplies: $2,000 Insurance Expense: $1,500 Prepaid Insurance: $3,000 Utilities Expense: $4,000 Office Equipment: $16,000 Accounts Payable: $4,000 Cash: $24,000.

An income statement prepared for the year ended December 31 2013 would reflect Net Income of how much?

A Balance Sheet prepared as of December 31, 2013 would reflect total Assets of how much?

A Balance Sheet prepared as of December 31, 2013 would reflect total Liabilities of how much?

A Balance Sheet prepared as of December 31, 2013 would reflect total Stockholders' Equity of how much?

Answers

Answer:

Please see details bellow:

Explanation:

BALANCE SHEET

Assets  

Cash  $24.000  

Accounts Receivable  $7.000  

Prepaid Insurances  $3.000  

Office Equipment  $16.000  

Inventory  $2.000  

TOTAL ASSETS   52.000  

Liabilities  

Accounts Payable   $4.000  

Notes Payable   $5.000

TOTAL LIABILITIES   $9.000  

Equity  

Common Stock   $17.000  

Retained Earnings  $26.000  

TOTAL EQUITY   $43.000  

INCOME STATEMENT

Sales  $20.000  

Salaries Expenses    -$10.000  

Insurances Expenses -$1.500  

Utilities Expenses   -$4.000  

Net Income  $4.500  

Calculate the value of a ​$1 comma 000​-par-value bond paying quarterly interest at an annual coupon interest rate of 13​% and having 12 years until maturity if the required return on​ similar-risk bonds is currently a 11​% annual rate paid quarterly.

Answers

Answer:

The value of the bond = $1,132.37

Explanation:

The price of a bond is equivalent to the present value of all the cash flows that are likely to accrue to an investor once the bond is bought. These cash-flows are the periodic coupon payments that are to be paid quarterly and the par value of the bond that will be paid at the end of 12 years.  

During the 12 years, there are 48 equal periodic coupon payments that will be made. Given a par value equal to $1,000, in each  year, the total coupon paid will be [tex] 1,000*0.13 [/tex]= $130. This annual payment will be split into four equal payments equal to [tex]\frac{130}{4}[/tex] =$32,5 . This stream of cash-flows is an ordinary annuity.

The required rate of return is to 11% per annum  which equates to 2.75% per quarterly period.

The  PV of the cash-flows = PV of the coupon payments + PV of the par value of the bond

=32.5*PV Annuity Factor for 48 periods at 2.75%+ $1,000* PV Interest factor with i=2.75% and n =48

= [tex]32.5*\frac{[1-(1+0.0275)^-^4^8]}{0.0275}+ \frac{1,000}{(1+0.0275)^4^8} [/tex]=$1,132.37

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