If the payment is not made on the credit card by the end of the grace period, which of the following will occur?
A. A penalty APR will be assessed
B. A late fee will be charged
C. Interest will be charged
D. A minimum monthly payment will increase

Answers

Answer 1

C. Interest will be charged - Apex


Related Questions

"how does an investor earn money by buying bonds at a discount"

Answers

your answer is from interest

To generate higher profit margins, producers must work to
increase their total supply.
increase their total expenses.
decrease their customer base.
decrease their production costs.

Answers

The option (d) is correct. In order to generate higher profit margins, producers must work to decrease their production cost.

Further Explanation:

Profit Margin is a measure of the profitability of the company. It is computed as the net profit as a percentage of the sales. The higher profit margin results from an increase in sales revenue or a decrease in production cost.

The increase in total supply does not result in the revenue of the company. It only means more products are available to the customers. So, it will not result in higher profit margins.

The increase in total expense and decrease in the customer base will reduce the net profit, thereby reducing the profit margin.

Therefore, Option (d) is correct because a decrease in production cost will increase the net profit, thereby generating a higher profit margin.

Learn more:

1.      Learn more about the total cost

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2.      Learn more about the variable cost

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3.      Learn more about the production of the goods

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Answer details:

Grade: Middle School

Subject: Accounting  

Chapter: Financial statement Analysis

Keywords: Profit Margin, total supply, production cost, total expense, customer base, producer, net profit, sales, to generate higher profit margins, decrease in production cost, increase in in total expense, decrease in customer base, increase in total supply.

The thing which a producer must do to generate higher profit margins is to:

D. Decrease their production costs.

 

According to the given question, we are asked to state the thing which a producer must do to generate higher profit margins

As a result of this, we can see that for a producer to generate higher profit margins, then he would have to decrease the production costs so that he would be able to use the opportunity cost gotten from the production costs to increase his profit margins.

Therefore, the correct answer is option D

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Imagine that you work at a store which sells components and you have been made the facilitator of a group whose long term goal is to increase overall sales of the store. What would you do?

Answers

In order to increase the overall sales of the store, I would boost the store's marketing efforts. This includes investing in digital marketing such as on social media and search engines. I would also review the store's pricing strategies. Lowering the prices would increase revenues to make up for lower margins.
Final answer:

To increase overall sales of the store, implement effective marketing strategies, provide exceptional customer service, diversify product offerings, offer sales promotions, and manage inventory effectively.

Explanation:

To increase overall sales of the store, there are several strategies you could implement:

Marketing and advertising: Develop effective marketing campaigns, utilize social media platforms, and promote special offers to attract more customers.Customer service: Provide outstanding customer service to enhance the shopping experience and build customer loyalty.Product variety and quality: Stock a wide range of components and ensure their quality to meet the diverse needs of customers.Sales promotions: Offer discounts, bundle deals, or loyalty programs to incentivize more purchases.Inventory management: Optimize inventory levels to avoid stock-outs and ensure availability of popular components.

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The embargo created an artificial drop in the supply of oil. how would a natural shortage differ from an embargo situation

Answers

The embargo created an artificial drop in the supply of oil. How would a natural shortage differ from an embargo situation? A natural shortage of oil may lead to more people being cautious of how they spend their energy. This may also drive new ways for us to obtain energy. An embargo is a ban on a trade or commercial activity within a specific country. Different countries can put an embargo on a product that another one needs and it can hurt their overall economy and living situations. 

Final answer:

An embargo is a politically induced reduction in supply, such as the 1970s Arab Oil Embargo, leading to higher prices, while a natural shortage is due to uncontrollable events affecting supply. Embargos may be lifted and prices stabilize, but natural shortages require more long-term changes or innovation in energy sourcing.

Explanation:

An embargo like the one during the Arab Oil Embargo of the 1970s creates an artificial drop in the supply of oil as a strategic, political maneuver, drastically increasing prices due to reduced availability. Contrastingly, a natural shortage of oil would occur due to unexpected events such as natural disasters or depletion of oil reserves, not because of a political decision. While the embargo leverages control over supply to influence political outcomes and can be resolved through diplomatic means, a natural shortage is usually beyond immediate human control and requires adjustments in industry practices or shifts in energy sources.

Different from an embargo that can be lifted, resulting in supply and prices eventually stabilizing, natural shortages might lead to longer-term challenges in supply and could spur innovation and exploration for alternative energy sources. The embargo during the 1970s also showcased how domestic oil production increased and other countries reconsidered their foreign policies due to the oil supply crisis. Both scenarios demonstrate the law of supply: higher prices incentivize suppliers to increase production or seek alternative solutions.

Which of the following is not a quality of a good employee? a. hardworking b. dishonest c. polite d. punctual

Answers

B. Dishonest u wouldn’t want to lie that’s not a good trait to a good employee
b. Dishonest

A hardworking employee completes the required tasks with energy and commitment. A polite employee can successfully trade and handle customers. A punctual employee completes tasks on time. 

Name and describe the type of economy a country will have when the central government makes all the economic decisions

Answers

central gov to produce and serve for others in an economically advancement to which all means are needed to improve others and prosper in control

What is the best option for your retirement plan when you leave a company?

Answers

u should start a 401{k} plan 

Answer: It depends on several factors

Explanation: There is no one best answer for this question. There are several factors that influence the correct answer. For example, a person's age, knowledge, education, and investment experience all contribute to the correct answer.

In the vast majority of situations, it is best to rollover a retirement plan into an IRA plan.

In a sale or return, title and risk of loss remain with the seller until the buyer accepts the goods.
a. true
b. false

Answers

True is correct answer.


Hope it helped you.

-Charlie

Lou and john work in the same department. they have different opinions about how to budget organization resources, so they often experience _____ conflict.

Answers

Lou and John work in the same department. They have different opinions about how to budget organization resources, so they often experience intragroup conflict. This means that the conflict arises among one or more members of a group or department.

When will diversity affect the workplace?


a.
In ten years
b.
In five years
c.
In one year
d.
It already does.

CAREER PLANNING AND DEVELOPMENT S1

Answers

It already does affect the workplace.

Answer:

d.  It already does.

Explanation:

Labor discrimination is present in many companies, but that does not mean that you cannot put a stop to these attitudes that affect people so much emotionally.

The work environment is a factor that we should take into account when forming a team or entering a company. Labor discrimination can significantly affect this, and influence the efficiency and productivity of employees.

There are different types of discrimination: by religion, gender, physical appearance, disabilities, among others. They can appear both in interviews and in your current job.

Labor discrimination can affect the person in your life, both personal and professional.

Most frequent types of job discrimination

- Female gender: they treat women as if they were not able to hold an important position in a company. They also often fire or not hire women for pregnancy.

- People with low resources: when people do not have a high socio-economic level, they do not even interview them.

- Elderly people: it is a problem for the elderly to find work, since employers prefer young people.

- Sexual diversity: sexual orientation is sometimes a reason why people at work exclude people.

- Disabled: people with disabilities find it difficult to get a job, since there are not many companies that accept people with disabilities.

These discriminated aspects do not occur in all companies. In the works that if these problems happen, they can be avoided by seeking help from a professional in the matter. Never let them mistreat you, there is always someone who can help you overcome such situations.

Which of the follow will happen if you miss a monthly credit card payment? everfy?

Answers

A late fee will happen

What is a credit limit?

Answers

when you cannot spend more on ur credit card

Each credit card has a credit limit. The limit is the greatest amount of money a person can spend using the card. Spending more than the card's limit can result in a penalty fee.

What is the subject of federal open market committee decisions?

Answers

What is the subject of federal open market committee decisions? Level of interest rates and growth of the money supply. The federal open market committee makes decisions that they think will growth the supply of money within our economy and keep interest rates at an affordable level. This committee is part of the Federal Reserve Board that meets often to set the monetary policy and interest rates charged to banks. 
Final answer:

The subject of Federal Open Market Committee (FOMC) decisions is monetary policy and open market operations.

Explanation:

The subject of Federal Open Market Committee (FOMC) decisions is monetary policy and open market operations. The FOMC, which is a part of the Federal Reserve System, is responsible for making decisions about buying and selling U.S. Treasury bonds in order to influence the quantity of bank reserves and the level of interest rates. The FOMC meets regularly to discuss and set policies related to monetary policy and its impact on the economy.

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In the macroeconomic long run 2) _______
a.output always is above potential output.
b.real output is always below potential output.
c.there is full employment with no unemployment.
d.there is full employment, and real output is equal to potential output.

Answers

a.output always is above potential output.

What is a reason many advertisers end up undervaluing mobile's contribution to conversions?

Answers

A reason many advertisers end up undervaluing mobile's contribution to conversions is that the advertisers are using a last-click attribution model that purposely measures the performance. By that reason, it takes aside and ignores the earlier clicks found in the conversion line that is brought by another device.

This is an exit strategy when an entrepreneur sells his or her company to its managers

Answers

This is an exit strategy when an entrepreneur sells his or her company to its managers a management buyout. Management buyout, MBO, is defined as a transaction where a company's management team will purchase assets and operations within the business that they manage. The can purchase from within their organization or from other parent company's. This technique gives the person/company a shortcut to having more financial freedom. 

Answer:

The statement is True.

Explanation:

Entrepreneurs are the highly motivated, innovative, great minds with new and fresh ideas, who set up their own business. They usually start their business at a small level and gradually increase it with the passage of time. They are responsible for the profits and losses of the business that they have established. If their business is not doing according to their expectations, then they sell their running business to the managers or other members of their company. This is considered to be the exit strategy for them to minimize the possible losses. This is again a wise decision indeed.

Which of the following statements reflects behavior that is most likely to derail efforts in making progress towards the goal as a team? a. “Sorry, I was late. I hope I didn’t miss too much.”, b.“I figured out how to solve the problem so I’ll speak first.”, c.“I came up with some ideas, but I’m not sure they will work.”, D. “I looked at the data, but haven’t had time to really analyze it yet.”

Answers

Final answer:

The most disruptive behavior statement is the one that implies a single-handed approach to problem-solving, "I figured out how to solve the problem so I’ll speak first," as it negates the collaborative process and may create conflict within the team.

Explanation:

The statement most likely to derail efforts in making progress towards the goal as a team is "I figured out how to solve the problem so I’ll speak first." This attitude can be disruptive because it disregards the collaborative effort and insights of other team members. It prioritizes one individual’s solution over a group discussion, potentially stifling the contribution of other ideas and undermining the collective decision-making process. Alternatively, statements such as being sorry for being late or being unsure about one's ideas invite further discussion without imposing authority. Recognizing the lack of time for proper analysis also does not shut down the potential for team progress, as it can lead to scheduling another meeting where everyone is better prepared. In contrast, unilateral decisions without regard for group consensus can lead to conflict and hinder progress.

It is crucial for a team to navigate through diverse opinions and find a way to negotiate a compromise that respects the contributions of all members. It is equally important to avoid polarizing the conversation or creating an environment where some members might feel their input is unwelcome or ignored. Being conscious of group dynamics and effective communication strategies can play a significant role in reaching a successful outcome for team goals.

Cancelling a dance class after several students hurt themselves is an example of which risk management strategy?

Answers

Avoid - switch the plans to circumvent problem 
Mitigate - Reduces impact or likelihood 
Accept - Take the chance of bad impact 
Transfer - Outsource Risk (Insurance etc) 

In this case, the risk was avoided since the classes were cancelled.

Avoid strategy as the threat risk is directly related to identified threats or these sources of threats are cancelled

which risk management strategy?

Develop the contingency plan ("fall back, plan B") for the high risk . Are cues or triggers identified to activate contingency plans and risk reviewsEvaluate the status of the each action.Integrate plans into IMS or program management baselinesRisk managements are defined as:

The identification , analysis, or control or possibly elimination of any undesired hazards and risks arising from the certain situation and activity

There are four risk management strategies which are:

Avoid: To eliminate a risk by totally avoiding the situation or the activityMitigate: try to reduce the expected hazards of any situation or activityAccept: To accept the hazards or take your chancesTransfer: To outsource the risk (as  case of insurance)

In case of cancelling the dance class, we could note that the risks is directly related to the identified threats or the threats is totally cancelled in the order to avoid those risks. Therefore, the best strategy describing it situation is "avoid strategy"

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Suppose the fed sells​ $100 of government securities. if the desired reserve ratio is 20 percent and there is no currency​ drain, then the quantity of money

Answers

The reserve ratio is the part of a depositor ’s balances that banks must have on hand as cash.

This is a requirement determined by Federal Reserve and this affects the money supply in a country at any given time.

If the desired reserve ratio is 20%, and the FED sold $100 of government and there is no currency drain, then the quantity or supply of money will decrease. 

In a contract, what is consideration? A. Exchanging things of value B. Breaching the contract C. A business tort D. The minimum age for the contract Please select the best answer from the choices provided A B C D

Answers

Exchanging things of value is what consideration is in a contract.

An important factor in a contract exchanging valuable items Thus option (A)  is correct.

What is the contract?

A contract is an enforceable legal arrangement that establishes, details, and regulates the rights and duties of the parties. The transfer of commodities, services, money, or a promise to transfer any of those at a later time is a common component of contracts.

The simplest definition of a contract is a commitment that is legally binding. The commitment could be to carry out or abstain from a certain action. A contract must be made by two or more parties who must agree to it, with one of them typically making an offer and the other accepting it.

Therefore, Thus option (A)  is correct.

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​after compiling a list of potential customers, a salesperson must

Answers

assit the new potential customers and discuss more
Final answer:

After a salesperson compiles a list of potential customers, they need to qualify these leads. Qualifying leads involves analyzing if potential customers are a good fit for the product or service based on factors such as their need for the product, financial capability, decision-making power, and the likelihood to make a purchase.

Explanation:

After compiling a list of potential customers, a salesperson must next qualify the leads. This involves analyzing the potentials to decide if they are a good fit for the product or service they are selling. Qualification can be based on various factors like the customer's need for the product, their financial capability, decision-making power, and their likelihood to make a purchase.

For instance, if a salesperson was selling high-end office furniture, they might qualify leads based on company size, budget, and current office set-up to assess if there is a genuine need and financial capability for their product.

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Herbie and irene have been married for almost 55 years. through it all they have remained committed to each other and have been as close as two people can be. over the years, the passion has waned and is pretty much non-existent, but they still stayed together. sternberg would call this type of love ________________.

Answers

companionate love 

hope this helps :))

The correct answer is Compassionate love.

Explanation

The triangular theory of love is a theory developed by the American psychologist Robert Sternberg, who classified love-mediated relationships based on three factors that are intimacy, passion, and commitment. It defines each of the three factors: commitment, passion, and intimacy. The commitment is what gives fidelity to a relationship, the passion the desire to be with the other person including sexual desire, and the intimacy that is the feeling of confidence or friendship and affection between two people. From this, it also relates these factors to define some types of love.

In the case of Compassionate love, this is characterized by the absence of passion; however, there is a great feeling of intimacy and commitment. This type of love can be seen in the relationship between Herbie and Irene because there are love and commitment between them having spent 55 years of marriage together; however, their passion and desire have been extinguished. So, the correct answer is Compassionate love.

The global positioning system is a network of 21 ________ plus 3 working spares.

Answers

The Global Positioning System is a network of 21 satellites plus 3 working spares. The Global Positioning System is also known as GPS which is a satellite-based radio navigation system that the United States government owns and the Air Force operates. This system provides information about geolocation and time information to anyone who has a receiver on Earth. 

"The correct answer is 24 satellites.

The global positioning system (GPS) consists of a constellation of satellites that orbit the Earth. Initially, the question states that there are 21 satellites plus 3 working spares, which sums up to 24 satellites. These satellites are crucial for providing the signals required for GPS devices to determine their location on Earth with high precision. The 24 satellites are distributed among six orbital planes, with typically four satellites in each plane, ensuring that at least four satellites are visible from any point on Earth at any given time, which is the minimum number needed for accurate trilateration of a user's position."

Because farm products have a low elasticity of demand a small change in output will have

Answers

Because farm products have a low elasticity of demand a small change in output will have a similar effect on the price. Since the low elasticity of demand directly relates to pricing, when the smaller change in output happens, a smaller drop in profits does as well. The price of the item will decrease to compensate for less products selling. 

Which type of decision by U.S. companies often involves setting up operations in another, lower-wage country and hiring employees there?

Answers

Which type of decision by U.S. companies often involves setting up operations in another, lower-wage country and hiring employees there? Outsourcing a function. When a company outsources they find work abroad, outside of their home country, to complete the work for them. When companies outsource it's because it either speeds up their work processes, is cheaper labor, or both. Outsourcing is a very popular process used by companies in the United States.

You've bought lottery tickets every week for the past four years.
That's an average spending of $10 per week.
After four years, you finally win $1,000.
i won $_____
i lost $______

Answers

After four years of weekly lottery ticket purchases, the student has a net loss of $1080, despite winning $1000.

The student has been buying lottery tickets for four years with an average spending of $10 per week. Over these four years, this amounts to 4 years  imes 52 weeks/year  imes $10/week = $2080 total spent. The student has won $1,000, which means we need to calculate net loss.

To determine the net gain or loss, we subtract the total expenditure from the winning amount. First, let's calculate your total expense:

Total weeks = 4 years  imes 52 weeks/year = 208 weeksTotal spent = 208 weeks  imes $10/week = $2080

Since the student won $1,000, we subtract this from the total spent:

Net loss = Total spent - Winning amountNet loss = $2080 - $1000Net loss = $1080

Therefore, the student won $1,000 but lost $1080 overall.

Mopsun, a garment store, sells customized hoodies at $7 per unit. the total fixed costs add up to $8000 per year, and the variable costs add up to $3 per unit. how many hoodies should mopsun sell every year in order to cover all costs?

Answers

In the situation given above, it becomes mandatory for Mopsun to sell at least 2000 hoodies each year in order to cover all the costs associated in selling the hoodies at his garment store.

What is the significance of costs?

Costs can be referred to or considered as the total amount incurred in doing a business activity related to the organizational functions, either directly or indirectly. Some costs are fixed, while some costs associated with these activities are variable.

The point of equilibrium, i.e., the amount of production costs is nullified, can be calculated as,

Equilibrium Point = Total Fixed Costs / Total Variable Cost

Equilibrium Point = 8000 / (7-3)

Equilibrium Point = 2000 units of hoodies.

Therefore, the significance regarding costs has been aforementioned.

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A lender estimates that the closing costs on a $312,500 home loan will be $12,500. the actual closing costs were 4.25% of the loan amount. determine if the closing costs were higher or lower than the estimate and by what percent.

a. higher by 0.125%

b. higher by 0.25%

c. lower by 0.125%

d. lower by 0.25%

Answers

The answer is B. higher by 0.25%.

Answer:

b. higher by 0.25%

Explanation:

The closing costs were higher because:

$312,500*4,25%= $13,281

The estimated closing costs were $12,500 and the actual value was $13,281.

Also, to determine the percent by which the costs were higher, we have to calculate what percentage of the home loan were the estimated closing costs of $12,500. So,

$12,500/$312,500= 0,04*100= 4%

The estimated costs were 4% of the loan amount and the actual closing costs represent 4,25%. According to this, the actual closing costs are higher by 0,25%.

The two basic sources of​ stockholders' equity are​ ________.
a. ​paid-in capital and retained earnings
b. common stock and preferred stock
c. common stock and bonds
d. ​no-par and stated value stock

Answers

The two basic sources of​ stockholders' equity are​ paid-in capital and retained earnings. Stockholders' equity is represented by the equity stake that is held on the books by a firm's equity investors. Paid-in capital is the amount of money (capital) that is paid in by the investors when common or preferred stock being issued. Retained earnings are shown as a percentage of the net earnings that are not paid out as dividends but kept in the corny to be reinvested. 
Final answer:

The fundamental sources of stockholders' equity are paid-in capital and retained earnings. Paid-in capital includes the funds received from selling shares, while retained earnings are net profits kept within the company.

Explanation:

The two basic sources of stockholders' equity are paid-in capital and retained earnings. This means that option 'a' is the correct answer. Paid-in capital is the amount of money that the company has received from the issuance of its shares. Retained earnings, on the other hand, are the profits that the company has earned over time and decided to keep within the business rather than distribute them as dividends. Both of these constitute the equity that stockholders have in the company.

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" stan loves collecting stamps. he receives an email that appears to come from a well-known stamp auction site asking him to reset his username and password. he clicks on the link and it takes him to a site that looks similar to the auction site, but the web address is "scrambled" and unreadable. he emailed the customer service desk at the auction site and discovers they never sent the email. this scenario is an example of attempted"

Answers

This scenario is an example of attempted "phishing"

Your answer is phishing
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