Answer:Increased size of financial institutions resulting from financial consolidation increases the to big to fail problem,
Explanation:
First challenge which the financial consolidation poses is that when the financial institutions size increases it brings the to big to fail problem. The systematic risk exposure increases as it has more large institutions in the financial system.
The other challenge here includes that is when the financial consolidation takes place between the banks and other financial service firms then the government safety net covers the new activities undertaken. Which can be securities underwriting, real estate or insurance activities. This is provided as an incentive for taking huge risks.
6. You own a company. You have identified a safety issue with one of your products. The company could
lose a large amount of money if customers find out about the problem. What should you do?
A. Ignore the problem until someone reports it.
B. immediately recall the product.
C. Try and find out who caused the problem.
Do a financial impact study before taking action
D. Do a financial impact study before taking action
Answer:
immediately recall the product ( B )
Explanation:
when a product has been identified to have a safety issue after been sold out to consumers the best next line of action to be taken by the company is to make a product recall ( this is a request from a manufacturer to consumers to return products on the discovery of a safety issue that might put the seller or the end user in danger )
and although this comes with a cost for the Manufacturer t is the best thing to do in order to maintain business reputation and also to avoid facing legal actions
When faced with a safety issue related to a product, businesses should act responsibly and immediately recall the product, putting public safety before profit (option b).
Explanation:In the realm of business practice and law, when a safety issue has been identified with a product, the most ethical and responsible action is to immediately recall the product. Ignoring the problem may lead to severe legal and reputational consequences, and trying to find out who caused the problem can be a later step when mitigating the issue internally.
Doing a financial impact study before taking any action may delay the process and can potentially cause harm to the customers using the product if the safety issue is severe. Therefore, a company has the responsibility to value public safety over profits.
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A personnel director at a large company studied the eating habits of employees by watching the movements of a selected group of employees at lunchtime. The purpose of the study was to determine the proportion of employees who buy lunch in the cafeteria, bring their own lunches, or go out to lunch. If the director selects 50 employees at random from throughout the company and categorizes their lunchtime practices by gender, she is:
Answer: blocking for gender
Explanation: Blocking refers to a experimental research procedure which involves splitting experimental variables into separate units. This speration is performed in other to avoid bias or effect this separately identified varibales may bring into our experiment if not tested separately. The blocks may be referred to as known categories upon which variables in an experiment may be divided such that treatment is applied to independently to the separate blocks or experimental unit. In the scenario above, the personnel director is blocking for gender by splitting the variables or participants based on gender.
A stock has a current annual dividend of $6.00 per year and it is expected to grow by 3% (0.03) a year. It is expected that two years from now the stock will sell for $90.00 a share. If the interest rate is 5% (0.05), the dividend-discount model predicts the stock's current price should be:
A) $94.90B) $93.29C) $101.30D) $94.30
Answer:
B) $93.29
Explanation:
Future value of stock $90
PV Factor 1/(1.03)^2
Present value of stock 90/1.03^2=$81.63
Present value of dividends =6+6/1.03=11.82
Total of present value of stock and dividend=$81.63+$11.62=$93.29
Final answer:
Using the Dividend-Discount Model with a discount rate of 5%, the present value of the expected dividends and sale price of a stock is calculated. This results in a current stock price of $93.29, which aligns with option B).
Explanation:
The Dividend-Discount Model (DDM) is used to estimate the present discounted value (PDV) of a stock based on its future dividend payments and expected sale price. In this case, a stock with a current annual dividend of $6.00 expected to grow by 3% per year, and a future sale price of $90.00 after two years, must be valued considering a discount rate of 5%. To find the current price, we calculate the present value of the dividends for the next two years plus the present value of the sale price expected after two years.
First, calculate the dividends for the next two years, accounting for growth:
Year 1 Dividend: $6.00 * (1 + 0.03) = $6.18
Year 2 Dividend: $6.18 * (1 + 0.03) = $6.37
These dividends are then discounted back to their present values:
Present Value of Year 1 Dividend: $6.18 / (1 + 0.05) = $5.89
Present Value of Year 2 Dividend: $6.37 / (1 + 0.05)^2 = $5.77
Next, calculate the present value of the sale price at the end of year two:
Present Value of Sale Price: $90.00 / (1 + 0.05)^2 = $81.63
Add these three present values to get the total current price of the stock:
Total Current Price: $5.89 + $5.77 + $81.63 = $93.29
Therefore, the current price of the stock using the dividend-discount model should be $93.29, which corresponds to option B).
In a product modification _______. an existing product s taste, texture, sound, smell, or appearance is usually altered the new product is in a different product category an existing product's dependability and durability is lowered the original product remains part of the product line the original product does not remain part of the product line
Answer:
The correct answer is that the existing product is altered or modified as per the texture, sound, taste and appearance.
Explanation:
Product Modification is the term which is defined as the attempt of the company to extend the length of the product life cycle through making large or small changes to the product in order to keep the customers interested in the product.
In short, it is the procedure to change the existing product as per the needs, taste of the customer. For example, change in the packaging of the product.
So, in the procedure of product modification, the existing product is altered or modified as per the texture, sound, taste and appearance.
In a product modification, an existing product's physical or intangible characteristics are usually altered to improve its appeal. Differentiation, which can occur on both tangible and intangible levels, is essential for attracting consumers and staying competitive in the market.
Explanation:In a product modification, an existing product's taste, texture, sound, smell, or appearance is usually altered, with the intention to make the product more attractive to consumers and potentially capture a wider market segment. Such modifications might also include intangible aspects like guarantees of satisfaction, reputation for high quality, or services such as free delivery, which can all serve as points of differentiation.
Product differentiation is key in capturing consumer interest and can happen both on tangible and intangible levels. For example, consumers develop preferences for certain brands of ketchup, beer, or cola not necessarily based on taste, which might be indistinguishable in blind tests, but rather due to factors like brand image, advertising, and past habits. These intangible aspects, such as a brand's reputation or advertising campaigns, can significantly influence consumer choices by shaping the perceived value of the product.
Variety is another aspect of differentiation, as seen in products like orange juice, which is offered with variations like pulp levels and nutrient fortifications to appeal to different consumer preferences. Companies frequently update or modify their products to stay competitive, which can sometimes frustrate consumers who prefer the original versions. Nonetheless, these adjustments are often essential for maintaining a brand's relevance in the market.
Ceres corporation acquired a mineral mine for $6,000,000 of which $600,000 was ascribed to land value after the mineral has been removed. geological surveys have indicated that 9 million units of the mineral could be extracted. during 2017, 1.8 million units were extracted and 1.2 million units were sold. what is the total amount of depletion recorded in inventory for 2017?
The total amount of depletion recorded in inventory for Ceres Corporation in 2017 for the mineral mine amounts to $720,000, which is calculated based on the depletion rate per unit and the number of units sold.
Explanation:The subject of this question deals with the calculation of depletion for a mineral mine. Depletion is the allocation of the cost of natural resources over time. In this case, Ceres Corporation must determine the depletion cost to include in the inventory for the mineral units extracted but not necessarily all sold in 2017. To calculate depletion, we must first find the depletion per unit, which is done by subtracting the value of the land after minerals are removed from the acquisition cost and then dividing by the total estimated units. The acquisition cost of the mineral mine is $6,000,000, and the value of the land after mineral removal is $600,000, giving us $5,400,000 for the total mineral value to be depleted. With an estimated 9 million units extractable, the depletion per unit is $0.60.
During 2017, 1.8 million units were extracted. However, since depletion is included in the inventory, only the depletion corresponding to the units sold is factored. Since 1.2 million units were sold, the depletion expense to be recorded in inventory is 1.2 million units multiplied by $0.60 per unit, which equals $720,000.
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Molly wants to clear her remaining stock in preparation for ordering a new line of products to sell. As a result, she's willing to increase her CPA (cost-per-acquisition) and investment, as long as it means generating more sales. Her current campaign has a total investment of $25,500, generates 1,500 conversions, and has a CPA of $17. Which plan, built in the Performance Planner, will help Molly with her marketing goal to generate more sales?
Answer:
An investment of $40,000 to generate 2,000 conversions and a CPA of $20
Explanation:
The plan built in the Performance Planner that will help Molly with her marketing goal to generate more sales is AN INVESTMENT OF $40,000 TO GENERATE 2,000 CONVERSIONS AND A CPA OF $20
Members of the buying center at Kid's World, a store for children's clothing, are drawing up a list of desired supplier attributes and their relative importance. Next, they intend to compare several suppliers' proposals to these attributes. In which step of the business buying process is the buying center at Kid's World involved in ________.
A) general needs descriptionB) proposal solicitationC) supplier selectionD) order-routine specificationE) performance review
Answer:
C) supplier selection
Explanation:
The five stages of the business buying decision process are:
Awareness and recognition: someone at the company identifies the need for a purchase. Specification and research: a detailed specification about what product is needed, quantity and technical requirements is elaborated. Using this information you start to search for potential vendors or suppliers that can offer the product. Request for proposals: vendors are contacted and you request them to send you their proposals regarding the products that you are looking for. Evaluation of proposals: the buying team must evaluate the proposals received form the potential vendors and select the most appropriate one. Order and review process: Price ans selling terms are negotiated, he order is placed and finally the products received are controlled to check that they meet the specifications.Consider the following five situations. In which situation would a borrower be best off and in which situation would a lender be best off? a. The nominal interest rate is 14 percent and the inflation rate is 17 percent. b. The nominal interest rate is 9 percent and the inflation rate is 5 percent. c. The nominal interest rate is 4 percent and the inflation rate is negative 2 percent. d. The real interest rate is 8 percent and the inflation rate is 3 percent. e. The real interest rate is 3 percent and the inflation rate is 9 percent. The borrower is best off in situation ▼ and the lender is best off in situation ▼ A B C D E .
Answer:
The borrower is best off in situation "a" and the lender is best off in situation ▼ "C" .
Explanation:
Considering all the situations given in the options, the borrower is best in situation a and lender is best off in situation in c.
Part a
Real Interest rate = Nominal Interest rate - Inflation rate = 14 - 17 = -3 per cent. Thus, the purchasing power of money has fallen and the person has to pay back money with little purchasing power as compared to the value of the purchasing power at the time he borrowed money. Thus, borrowers are best off.Thus, borrower is best off when the inflation rate is very high.
Part c
Inflation rate is negative, thus the purchasing power of money will increase and lenders will get back money with higher purchasing power as compared to the value of the purchasing power of money at the time he lend the money. Thus, lender is best off when inflation rate is lowest.
The borrower is best off in Scenario A (nominal interest rate of 14%, inflation 17%), as they pay back less in real terms due to high inflation. The lender is best off in Scenario C (nominal interest rate of 4%, inflation -2%), as the money they get back will have a higher purchasing power.
Explanation:This question essentially addresses the concept of interest rates and their relationship with inflation. Interest rates represent the cost of borrowing for borrowers and the return on lending for lenders. Inflation, on the other hand, represents the erosion of purchasing power over time. After factoring in inflation, the real interest rate provides a clearer view of the cost of borrowing or the return on lending.
The borrower is best off when the real interest rate is negative, which happens when inflation is higher than the nominal interest rate. This scenario is depicted in situation A where the nominal interest rate is 14 percent and the inflation rate is 17 percent. Here, the borrower's cost in real terms is lower because inflation erodes the value of the money they will have to pay back.
On the other hand, the lender is best off when the real interest rate is positive and as high as possible. This occurs when the nominal interest rate is higher than the inflation rate or when the inflation rate is negative. The best scenario for the lender is situation C where the nominal interest rate is 4 percent and the inflation rate is a negative 2 percent. Here, the lender's return in real terms is higher because the money they get back will have a higher purchasing power.
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Ted's Manufacturing makes two products, B and C. They each take 2 direct labor hours and 2 machine hours to produce. A batch of Product B, however, uses twice the number of machine set-ups and requires 3 times as many materials requisitions as does Product C. Which of the following is most likely true?
a. The product cost of Product B will be higher under ABC than under traditional costing.b. The product cost of Product C will be higher under ABC costing than under traditional costingc. Traditional costing assigns a product cost that is too low to Product C.d. Traditional costing assigns a product cost that is too high to Product B.
Answer:
a.
Explanation:
Based on the scenario being described within the question it can be said that the statement that is most likely true is that the product cost of product B will be higher under ABC than under traditional costing. This is because Activity-based costing (ABC) bases their overhead costs on the actual consumption by each while traditional costs overhead is applied based on the amount of machine hours consumed. Therefore since product B is characterized as having lots of consumption then it's product cost will be higher under ABC costing.
On July 1, the first day of its fiscal year, the Town of Eldon levied a $1,000,000 property tax which is payable in full on December 1 of the same year. On September 15, the town decided to borrow $200,000 in 90-day tax anticipation notes to cover operating expenditures until the tax revenues are collected. The journal entry on September 15 to record the issuance of tax anticipation notes will include:
Answer:
Tax Anticipation Note Payable
Explanation:
The journal entry to record the issuance of the tax anticipation note is shown below:
Cash Dr XXXXX
To Tax Anticipation Note Payable XXXXX
(Being the issuance of the tax anticipation note is recorded)
For recording this transaction, we debited the cash account and credited the tax anticipation note payable
To record the issuance of $200,000 in tax anticipation notes, the Town of Eldon would debit Cash and credit Tax Anticipation Notes Payable. This transaction helps bridge the gap until property tax revenues are collected.
Explanation:The journal entry on September 15 to record the issuance of tax anticipation notes by the Town of Eldon would include a debit to Cash and a credit to Tax Anticipation Notes Payable. This entry reflects the borrowing of $200,000 to cover operating expenditures until the property tax revenues are collected. This type of short-term financing is common for municipalities to manage cash flows, especially when there's a gap between the fiscal year start and the collection of significant revenues such as property taxes.
The vice president of operations of Recycling Industries is evaluating the performance of two divisions organized as investment centers. Invested assets and condensed income statement data for the past year for each division are as follows:
Business Division Consumer Division
Sales $42,800,000 $56,000,000
Cost of goods sold 23,500,000 30,500,000
Operating expenses 11,424,800 14,300,000
Invested assets 34,240,000 70,000,000
Required:
1. Prepare condensed divisional income statements for the year ended December 31, 20Y8, assuming that there were no service department charges.
2. Using the DuPont formula for return on investment, determine the profit margin, investment turnover, and return on investment for each division. If required, round your answers to two decimal places.
3. If management desires a minimum acceptable return on investment of 10%, determine the residual income for each division.
4. Discuss the evaluation of the two divisions, using the performance measures previously determined in parts (1), (2), and (3).
Divisional Income Statements
1. Prepare condensed divisional income statements for the year ended December 31, 20Y8, assuming that there were no service department charges.
Recycling Industries
Divisional Income Statements
For the Year Ended December 31, 20Y8
1
Business Division
Consumer Division
2
Sales
3
Cost of goods sold
4
Gross profit
5
Operating expenses
6
Income from operations
Final Questions
2. Using the DuPont formula for return on investment, determine the profit margin, investment turnover, and return on investment for each division. If required, round your answers to two decimal places.
Profit Margin Investment Turnover ROI
Business Division
Consumer Division
3. If management desires a minimum acceptable return of investment 10%, determine the residual income for each division.
Residual Income
Business Division $
Consumer Division $
4. Discuss the evaluation of the two divisions, using the performance measures previously determined in parts (1), (2), and (3).
On the basis of income from operations, the Division is more profitable. However, income from operations does not consider the amount of invested assets in each division. On the basis of the rate of return on investment, the Division is more profitable. Even though the Division has a higher profit margin, the Division has a higher investment turnover, which generates the higher rate of return on investment. On the basis of residual income, the Division is the more profitable of the two divisions.
Answer:
Recycling Inductries
1. Condensed Divisional Income Statement for the year ended Dec 31 20Y8
Business Division Consumer Division
$ $
sales 42,800,000 56,000,000
Cost of Goods Sold (23,500,000) (30,500,000)
Gross Profit 19,300,000 25,500,000
Operating expenses (11,424,800) (14,300,000)
Net Income 7,875,200 11,200,000
2. Using Duo point Analysis
Profit Margin = Net Income / sales
7,875,000 * 100% 11,200,000 * 100%
42,800,000 56,000,000
= 18.4% 20.0%
Investment Turnover = Sales / Invested asset
42,800,000 56,000,000
34,240,000 70,000,000
= 1.25 0.8
Return on Investment using Duo-point = Profit margin* Investment turnover
Business dividion = 18.4% *1.25 = 23%
Consumer division = 20% * 0.8 = 16%
3. Residual Income
Business dividion Consumer division
Net income $7,875,200 $11,200,000
Imputed cost* (3,424,000) (7,000,000)
Residual Income 4,451,200 4,200,000
4. Evaluation of performance of eaxh division
In term of profit, consumer division perform better than business division but in term of return on investment, business dividion has better performance. in term of residual income, business dividion is better in tem of performance than the consumer division.
Explanation:
Eddie is a factory worker who makes about $32,000 a year. Eddie’s husband, Dustin, works part time as a dental assistant and makes about $15,000. Their combined income is just enough to pay their mortgage and make ends meet. Eddie and Dustin are considered:
A) lower middle class.B) upper middle class.C) old middle class.D) working class.
Answer:
D). Working Class.
Explanation:
Working class citizens are said to earn from $15000 to $45000 per annum. Therefore Eddie and Dustin fall in this circle.
Social classes are hierarchical groupings of individuals that are usually based on wealth, educational attainment, occupation, income, or membership in a subculture or social network. Many Americans recognize a simple three tier model that includes the upper class, the middle class, and the lower or working class. Meanwhile, some scholars deny the very existence of discrete social classes in American society.
Specific instances of a category are represented at the _____ level of the concept hierarchy.
A) subordinate
B) basic
C) ordinate
D) superordinate
Answer:
A) subordinate
Explanation:
Nori can be purchased from international suppliers in Korea and China and from local suppliers. A number of factors must be considered when choosing a supplier, and often concessions must be made. In the selection of the nori supplier, which two factors should be prioritized?
Answer:
There are many factors which needs to be considered while selecting and choosing a supplier.
Cultural Fit: Supplier should understand your culture, norms and values so he/she can provide you the most suitable raw materials and products for your organization by considering your local needs and wants.
Cost: Cost should be as less as possible so you can remain competitive in your local market.
Flexibility : Supplier should be flexible for your changing needs and wants so he/she can respond quickly to your changing orders.
Quality: Supplier should provide you the quality raw material and products so you can provide the same quality to your customers.
Firms classified as being part of the sharing economy and collaborative consumption are still considered too risky to attract substantial venture capital investment. True or False
Answer:
False
Explanation:
The collaborative consumption of goods and services based on a peer to peer model. As its, a capitalist economy has many active producers, and sellers on one side and passive consumers on the other. The sharing economy is based on the access to the shared goods and services. Poses risks to the venture capital that have a high growth potential. As the startups face uncertainty the venture capital can lead to a high level of failure. Example of the merges and acquisitions and joint ventures.Any policy aimed at lowering the natural rate of unemployment must either ______ the rate of job separation or ______ the rate of job finding. Group of answer choices reduce; increase increase; reduce reduce; reduce increase; increase
Answer:
Reduce; Increase
Explanation:
Unemployment is a macroeconomic problem that affects individuals most directly and severely. The natural rate of unemployment is the average rate of unemployment in the economy. A policy that increases the job-finding rate will decrease the natural rate of unemployment. A policy that decreases the job separation rate will decrease the natural rate of unemployment.
Job separation is the rate at which an employee leaves the organization.
Jennifer has offered to sell her laptop computer for $750 to Jack. She tells Jack that the computer is only six months old but, in fact, it is three years old, and Jennifer wants to unload the lemon. Jack agrees to buy the computer based on Jennifer's representations. This contract is _________.
a. a void agreement because of the fraud involved.b. a voidable contract, one that Jack can void.c. a voidable contract, because it is unilateral.d. a void contract because of the UCC.
Answer:
B) a voidable contract, one that Jack can void.
Explanation:
A voidable contract is valid until one of the parts decides to void it. In this case, if Jack decides to purchase Jennifer's computer and later discovers that she lied about how old it was, he can void the contract and return the computer to get his money back.
What Jennifer is doing is basically lying about the material facts of the product that they are bargaining and it represents a valid reason for voiding the contract.
Delaney makes $7.85 per hour She worked 20 hours last week Delaney had payroll deductions for $32 for federal state and local taxes and Social Security what was the ladies take home pay
Answer:
$125
Explanation:
Take home pay is the amount of earning that a person receives after making all the adjustment and deductions. Taxes and other deduction are made in the gross pay to calculate the net pay or take home pay.
Gross pay = Numbers of hours x Hourly rate = 20 hours x $7.85 = $157 for the week
Net Pay / Take home pay = Gross pay - Tax deduction = $157 - $32 = $125
Answer:
$125
Explanation:
Given that
Delaney makes $7.85 per hour
Delaney works for 20 hours
Thus,
Gross pay = amount per hour × number of hours worked
= 7.85 × 20
= $ 157.
She earns $157 in a week.
However,
Take home salary/Net pay = Gross income - deductibles
Where
Deductibles in form of taxes = $32
Therefore,
Take home = 157 - 32
= $125
Note that, take home pay refers to the remaining amount of an individual's pay or income after deductions (taxes, benefits etc.)
Rhodes Company reports the following information for the Year 1 fiscal year: Sales on account$650,000 Accounts receivable$70,000 Allowance for doubtful accounts$4,000 Determine the average number of days it takes Rhodes to collect its accounts receivable. (Round intermediate calculations to 2 decimal places.)
Final answer:
The average number of days it takes Rhodes Company to collect its accounts receivable is approximately 39 days, calculated by dividing annual sales on account by the average accounts receivable and then dividing the number of days in a year by the turnover ratio.
Explanation:
To determine the average number of days it takes Rhodes Company to collect its accounts receivable, we use the accounts receivable turnover ratio. This ratio is calculated by dividing total sales on account by the average accounts receivable. Then we use the turnover ratio to calculate the average collection period.
The accounts receivable turnover ratio is calculated as follows:
Sales on Account: $650,000Average Accounts Receivable: $70,000Accounts Receivable Turnover Ratio: $650,000 / $70,000 = 9.29 (rounded to two decimal places)To find the average number of days to collect accounts receivable, we divide the number of days in a year by the turnover ratio:
Days in a Year: 365 daysAverage Collection Period: 365 days / 9.29 = 39.29 days (rounded to two decimal places)Therefore, it takes Rhodes Company approximately 39 days on average to collect its accounts receivable.
A rumor starts that says a bank has suffered significant losses and may not be able to honor its promises to depositors. This causes most of the depositors to line up in front of the bank the next morning wanting to withdraw their deposits. This is an example of:
A. Liquidity riskB. Operational riskC. Interest rate riskD. Credit risk
Answer:
A. Liquidity risk
Explanation:
Since in the question it is mentioned that the rumor has started stated that the bank has suffered significant losses due to which they are unable to honor their promises to depositors with resulted that the depositors withdraw their deposit in the next morning.
This situation represents the liquidity risk as the bank is not able to repay its short term obligations or debt due to which they have been suffered from the losses as it is a situation when the current assets are not converted into the cash within 12 months.
A computer company had $3,000,000 in research and development costs. Before recording these costs, the net income of the company was $3,400,000. What is the net income or loss after these costs have been properly accounted for
Answer:
Net income of the company accounted for $400,000
Explanation:
Net income is the income or the amount of residual income from the earnings after deducting all the expense or cost from the sales.
The net income or loss of the company accounted for is computed as:
Net Income or Loss = Net Income - Research and Development cost
where
Net Income amounts to $3,400,000
Research and Development cost amounts to $3,000,000
So, putting the values above:
Net Income or loss = $3,400,000 - $3,000,000
Net Income = $400,000
What makes buying a foreclosed property risky select two
Buying a foreclosed property is risky due to potential property devaluation and inheriting undisclosed issues, including liens and debts. The possibility of a depressed market and history of subprime loans adds further unpredictability and volatility to the investment.
Buying a foreclosed property is risky for several reasons, two of which are the potential for property devaluation and inheriting undisclosed property issues. A property may be foreclosed on when the owner defaults on their loan, which can generate a negative stigma around the property, potentially reducing its value. Furthermore, during the foreclosure process, maintenance may be neglected, leading to significant reparations that the new owner will need to address. These factors are exacerbated in a weak local economy where the general real estate market may be depressed, further risking the investment in a foreclosed home.
Additionally, acquiring a foreclosed property often means that one also acquires any liens or other unknown debts tied to the property, substantially increasing the risk. Another factor is the history of subprime loans, which were given to borrowers with poor credit history and which contributed significantly to the 2008 financial crisis. These risky loans and subsequent foreclosures can lead to a more volatile and unpredictable real estate market, especially concerning foreclosed homes.
If your nominal wage rises faster than the price level, we can say your real wage has ________ and the purchasing power of your income has ________. A. risen; risen B. fallen; risen C. fallen; fallen D. risen; fallen
Answer:
A. risen; risen
Explanation:
This is true because you are able to purchase more with the same amount of money
If nominal wages rise faster than the price level, both real wages and purchasing power of income have risen.
Explanation:If your nominal wage rises faster than the price level, we can say your real wage has risen and the purchasing power of your income has risen. Therefore, the correct answer is A. risen; risen. A real wage increase implies that workers can afford to purchase more goods and services than before, indicating an improvement in their standard of living.
Moe's Restaurant recently advertised that it offered unlimited pasta and burritos for $15 on Friday nights. However, when customers tried to avail the offer, they were told that enrolling for a membership was mandatory for the offer. The membership fee turned out to be $10. The membership condition was not mentioned in Moe's advertisement. Which form of service gap can be seen in the given example?
A. Market gap
B. Communications gap
C. Knowledge gap
D. Delivery gap
E. Research gap
Answer: B. Communications gap
Explanation: Communication gap could be said to exist when there is misinterpretation of messages or information between the speaker and receiver or complete failure to disseminate certain information between the communicating parties. In the context above, communication gap exists once Moe's restaurant had failed to mention the importance or compulsion of being a member as part of the terms required in other to be eligible for it's campaigned offer.
Determine which shipping alternative would be most economical to ship 80 boxes of parts when each box has a price of $200 and holding costs are 30 percent of price, given this shipping information: overnight, $300, two-day, $260, six-day, $180. (round your intermediate calculations to 2 decimal places.) overnight two-day six-day
The most economical shipping option to ship 80 boxes of parts is the six-day option, with a total cost of $14,400.
Explanation:To determine which shipping alternative would be most economical to ship 80 boxes of parts, we need to calculate the total cost for each option.
For the overnight option, the cost per box is $300. So, the total cost to ship 80 boxes overnight would be 80 x $300 = $24,000.
Similarly, for the two-day option, the cost per box is $260. So, the total cost to ship 80 boxes in two days would be 80 x $260 = $20,800.
Finally, for the six-day option, the cost per box is $180. So, the total cost to ship 80 boxes six-day would be 80 x $180 = $14,400.
Based on these calculations, the most economical shipping alternative would be the six-day option, with a total cost of $14,400.
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1. Why is it extremely important to read the fine print of your W-4 form?
Give some details
I
Answer:
The reason that makes the read of the W-4 extremely important is that:
It determines how much tax your employer will withhold from your check. Explanation:
The reason behind this answer is that in the first place the W-4 format is a required format of the tax return process. It allows you to understand the amount of money that your employer withholds so you can figure out how much money you can deduct and what will be your possible return if you read it well.
It is extremely important to read the fine print of your W-4 form as it enables you to have the full understanding and knowledge of what the document entails.
Fine prints is a smaller type words which contain important information that was excluded in a document .
This information may include the following:
•Limitation
•Disclosure
•Terms
•Policy
• Restriction etc
Inconclusion It is important to read the fine print of your W-4 form as it helps you to know and understand some important information of what the document entails before you enter into any contract agreement.
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Agile project management is an approach to _______________product development time while _____________ risk through continuous interaction between the customer and small self-organizing teams that produce increments of working product
Answer:
Reduce, Minimizing
Explanation:
As per the given scenario Agile product, management wants to reduce the time for making the product on the other hand Agile minimizing the risk by making interaction from the customers and self-organizing team by taking care of quality, price, quantity, etc.
Since the company wants to reduce its product development time with the motive to produce more and more products in lesser time so that it delivers the product to the customer within the prescribed time.
The HR department at Bailey Services is considering offering telecommuting as an option to some experienced employees. At a meeting to formalize the move, the heads of the different departments met with Laura Watson, the HR manager. Laura, who thought this meeting would be a short one, was proven wrong when all the members, who had previously agreed that telecommuting would work in their company, began coming up with divergent views. By the end, two divisions claimed having major concerns about allowing employees to telecommute, and those in favor of it were equally vocal. This scenario depicts the operation of: ________.
A) conformity
B) groupshift
C) role conflict
D) groupthinkE) social loafing
Answer: B - Groupshift.
Explanation:
When any group comes together and has different views it can cause a groupshift. This is different than having a discussion, conformity, role conflicts, etc. The groupshift will usually go for the most extreme ideas out of all others and go with that instead. It only takes one vocal person in the group to shift the ways the others think and change the views they had before the meeting.
The most dominant speaker in the group will be the one to persuade the others to join in their views and therefore making it a groupshift.
Reyes Corporation applies overhead using a normal costing approach based upon machine-hours. Budgeted factory overhead was $289,920, budgeted machine-hours were 19,200. Actual factory overhead was $294,920, actual machine-hours were 19,750. How much overhead would be applied to production?
Answer:
Allocated MOH= $297,435
Explanation:
Giving the following information:
Budgeted factory overhead was $289,920
budgeted machine-hours were 19,200.
Actual machine-hours were 19,750
First, we need to calculate the estimated overhead rate.
To calculate the estimated manufacturing overhead rate we need to use the following formula:
Estimated manufacturing overhead rate= total estimated overhead costs for the period/ total amount of allocation base
Estimated manufacturing overhead rate= 289,920/19,200= $15.06 per machine hour.
Now, we can allocate overhead:
Allocated MOH= Estimated manufacturing overhead rate* Actual amount of allocation base
Allocated MOH= 15.06*19,750= $297,435
Answer:
Applied Overhead $ 298225
Explanation:
Reyes Corporation
Budgeted factory overhead $289,920,
Budgeted machine-hours 19,200
Actual factory overhead $294,920,
Actual machine-hours were 19,750
Overhead Rate = Budgeted factory overhead/Budgeted machine-hours
Overhead Rate = $289,920/ 19,200= 15.1
Applied Overhead = Overhead rate * actual machine hours
Applied Overhead = 15.1 * 19750= $ 298225
A bank has an allowance for loan loss of $4.5m at the beginning of the year and $4.2m at the end of the year, non performing loans of $6.2m at the beginning of the year and $5.8m at the end of the year, and has net charge offs of $2.7m in bad loans. what was the bank’s provision for loan loss for the year?
Answer:
0.259
Explanation:
difference in loan loss allowance in the year= 4.5-4.2= 0.3m
difference in non performing loans in the year= 6.2-5.8= 0.4m
Provision for loan loss= (difference in loan loss allowance + difference in non performing loans)/ net charge offs
provision for loan loss= (0.3+0.4)/2.7=0.259