please help 100pts!!!!!!!!!!!!!!!

1.
Your parents are discussing when they are eligible to take out money from their 401(k) plans. Based on current tax laws, what financial advice could you offer?

a.They can withdraw money beginning at the age of 59 ½, but will face penalties.

b.They have to wait until they are 62, before withdrawing any money in order to avoid penalties.

c.They can withdraw money beginning at the age of 59 ½, without receiving any penalties.

d.They can take out their money anytime, without facing penalties.
2.
In the future, you and your friends plan to receive Social Security after you retire. At what age can you currently plan to receive full benefits?

a.59 ½

b.62

c.65

d.67
3.
What should be included in your retirement plan?

a.The amount of social security you expect to earn

b.The amount of money you have in other accounts

c.Pension amounts from your former employers

d.All of the above
4.
Your spouse is a teacher at the local elementary school. Which retirement plan would she most likely have?

a.Roth IRA

b.Traditional IRA

c.401(k)

d.403(b)
5.
Your local minister has spoken to you about his retirement plans. Which account would he probably be discussing?

a.Roth IRA

b.Traditional IRA

c.401(k)

d.403(b)
6.
Your grandpa has an account in which he must make minimum withdrawals starting at 70 ½. Which account would you assume he has?

a.Roth IRA

b.Traditional IRA

c.401(k)

d.403(b)
7.
Which type of individual retirement account are you typically able to make withdrawals tax-free?

a.Roth IRA

b.Traditional IRA

c.401(k)

d.403(b)
8.
Social Security is supplemental retirement income and should not be the only thing a retiree relies on.

a.True

b.False
9.
IRA stands for Important Retirement Assets.

a.True

b.False
10.
A Roth IRA is beneficial because your withdrawals are tax-free.

a.True

b.False

Answers

Answer 1
1. B
2. C
3. D
4. C
5. A
6. D
7. B
8. A
9. B
10. B
Answer 2
  A
C
False
True
B
True
D
B
D

I had just took the test and got all these right.



Related Questions

The ability to manage ____ may be the most important skill a strategic leader must have.
a. financial resources
b. human capital
c. investment strategies
d. responses to competitors" actions

Answers

I would say B is the answer. :)

In a bottom-up estimate, the size of the individual work items is one of the factors that drives the accuracy of the estimates.
a. True
b. False

Answers

The answer to this question would be true

Under a partial release clause, a lender:
a. accelerates the loan if the security property is sold
b. declares the entire loan balance due in the event of default
c. imposes a penalty when part of the principal is repaid before it is due
d. removes the lien from part of the property when part of the debt has been paid

Answers

D. Removes the lien from part of the property when part of the debt has been paid. This clause is used in commercial loans to allow a developer to repay part of the debt to remove the lien on part of the property. It is negotiated for agreed-upon payments to free multiple parcels of property separately to encourage development. 

Constructive discharge exists when an: employee sees no alternative but to quit her or his position; that is, the act of leaving was not truly voluntary. employer terminates a group of employees together for a legitimate, non-discriminatory reason. employee is fired for engaging in constitutionally protected activities. employer terminates an employee after providing 90 days' advance notice.

Answers

okay. so what do I have to answer

what is one way to begin saving startup capital?

Answers

Answer:

Set aside a portion of your income.

Explanation:

Nowadays, many people are interesting in creating startups. This brings several benefits, such as increased income and control over your own time. However, in order to do so, it is important to save enough money to begin this project. One way in which startup capital can be saved is by setting aside a portion of your income each month. This will allow you, over time, to afford the necessities of a startup, such as supplies, marketing and legal services.

A senior center would like to add a new computer to their library so that members can check their email and read book reviews online; which computer will best suit their needs? a media production computer a laptop

Answers

a laptop would be better 

Answer:

D. a budget computer

Explanation:

Describe how the law of supply and demand works. use at least one example in your answer.

Answers

The law of supply and demand: If the supply of something is low but the demand is high, then the price will tend to increase. If the supply is high but the demand is low, the price will tend to decrease. An example of this would be fuel prices, when the demand for fuel is high (shortages, busy travel weekends etc) the price will typically increase and reflect the law of supply and demand. 

The law of supply and demand shows how the prices and quantities of goods and services in a country are decided.

What is the law of supply and demand?

It posits that when prices are high, suppliers will supply more goods and services to an economy in order to make more money.

When prices are high however, people will demand less goods and services because they can't afford as much.

Together the law says that when the supply of goods in the economy is low compared to demand, prices will rise which will then lead to less people buying, and more supply.

Find out more on the law of supply and demand at https://brainly.com/question/4803223.

What is the most frequent cause of stolen credit cards and card information today?
a. lost cards
b. the hacking and looting of corporate servers storing credit card information
c. sniffing programs
d. phishing attacks?

Answers

b. the hacking and looting cooperative servers..
Final answer:

The most frequent cause of stolen credit cards and card information is through data breaches, where hackers gain unauthorized access to corporate servers storing credit card information, although phishing, sniffing programs, and lost cards also contribute to this issue.

Explanation:

The most frequent cause of stolen credit cards and card information today is b. the hacking and looting of corporate servers storing credit card information. This is commonly referred to as a data breach. In a data breach, hackers intrude into a company's database and steal sensitive information such as credit card information of customers. The stolen credit card info is often sold in the black market and used for fraudulent activities. Examples of high-profile data breaches include the Target breach in 2013 and the Equifax breach in 2017 where millions of customers' data were compromised.

However, other methods such as phishing, sniffing programs, and lost or stolen cards contribute to stolen credit card information but are less frequent compared to data breaches.

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What is one reason employers appreciate employees that have high self esteem

Answers

Final answer:

Employers appreciate employees with high self-esteem because they project a positive attitude, work well with others, exhibit resilience, offer exceptional customer service, and are motivated and productive. They contribute to a positive work culture and can lead to increased job satisfaction and career success.

Explanation:

Employers appreciate employees with high self-esteem because they tend to project a positive attitude and work well with others. Having a positive attitude is valued in the hiring process and in assessing job performance. It contributes to a positive work culture and can lead to increased job satisfaction and career success.

Employees with high self-esteem also exhibit resilience and belief in their own capacity to deal with adverse situations, which is important for career success. Additionally, employers appreciate employees with high self-esteem because they are more likely to offer exceptional customer service and be professional and resourceful, which can open up opportunities and contribute to job satisfaction.

Furthermore, according to efficiency wage theory, employers may find it worthwhile to pay employees with high self-esteem more than market conditions may dictate. This is because these employees are more motivated, have higher productivity, and are more likely to stay with the current employer, minimizing training and hiring costs for employers.

what do economists mean when they use the term "actual demand"?

Answers

actual demand is a term used in supply chain synchronization, which implies that the companies make exact number of products suitable for meeting the customer demand. The organizations used to rely on historical statistics of purchase to forecast the number of goods required but these method does not take into account the external factors which can lead to a disturbance in the demands of the customer or the supply chain.

The correct option is A). When economists use the term "actual demand," they mean: The total quantity of a good or service that consumers are willing and able to buy at a given price during a specific time period.

When economists use the term "actual demand," they mean:

A) The total quantity of a good or service that consumers are willing and able to buy at a given price during a specific time period.

"Actual demand" refers to the real demand for a product or service in the market, which is measured by the quantity that consumers are both willing and able to purchase at a particular price point within a certain time frame. This concept is crucial for understanding market dynamics because it reflects the interaction of consumers' preferences and purchasing power, influenced by factors such as income, prices, tastes, and expectations.

Willing and Able to Buy:

Actual demand takes into account consumers' desire for a product and their financial ability to buy it.

Given Price:

The term specifies a price point at which the demand is measured.

Specific Time Period:

It is time-bound, reflecting demand over a particular period.

Why the Other Options Are Incorrect:

B) The quantity of a good or service that consumers desire to purchase regardless of price:

This describes a concept more aligned with "desire" or "latent demand," not actual demand. Actual demand always considers the price at which the good or service is offered.

C) The total quantity of goods or services produced by firms in response to changes in consumer preferences:

This is related to supply, not demand. It reflects the production side in response to market signals rather than the consumer side.

D) The quantity of a good or service that would be bought if the market were perfectly competitive:

This concept pertains to an idealized market scenario and theoretical demand under perfect competition, not the real, observed demand in actual market conditions.

The complete question is:

What do economists mean when they use the term "actual demand"?

A) The total quantity of a good or service that consumers are willing and able to buy at a given price during a specific time period.

B) The quantity of a good or service that consumers desire to purchase regardless of price.

C) The total quantity of goods or services produced by firms in response to changes in consumer preferences.

D) The quantity of a good or service that would be bought if the market were perfectly competitive.

In most sales, sellers warrant that they have good and valid title to the goods sold.
a. True
b. False

Answers

The statement that in most sales, sellers warrant that they have good and valid title to the goods sold is true. 
The buyer can sue the seller for breach of the warranty if he/she the buyer subsequently learns that the seller did not have good title to goods that were purchased.

Which of the following common kitchen items is a handy alternative to a melon baller? A. An ice cream scoop B. A knife C. A cutting board D. A zester

Answers

A) ice cream scoop would be it

a
you van also use a ice cream scooper in case you do not have a melon baller

_____ is a very short range wireless connectivity technology that enables consumers to swipe their credit cards or even cell phones within a few inches of a special point of sale terminal to pay for purchases.
a. ultra wideband
b. wi-fi
c. bluetooth
d. near field communications

Answers

I would say D, near field communications.

In a pert​ chart, the​ _______ path is the most​ time-consuming set of tasks in a project.

Answers

The PERT chart is As diagram that depicts the sequence of activities needed to complete a project. Also it represents the time or costs associated required for each project activity.
In a PERT chart, the​ critical path is the most​ time-consuming set of tasks in a project. The critical Path Analysis schedules and manages complex projects.

In a PERT chart, the critical path is the sequence of tasks that takes the longest to complete, determining the project's duration. It's crucial for project managers to monitor the critical path to avoid delays in the project schedule. PERT charts are ideal for large, complex projects, and are often used alongside Gantt charts.

In a PERT chart, the critical path is the most​ time-consuming set of tasks in a project. The critical path outlines the sequence of events or tasks that, if delayed, would result in a delay to the overall project completion. This path represents the longest duration through the network diagram and requires careful monitoring by the project manager to ensure the project stays on schedule.

Unlike Gantt charts, which are more suitable for smaller and linear projects, PERT charts are used for very large projects where timely completion is crucial. PERT charts focus on the sequencing of events rather than on specific start and completion dates, which is a key distinction from Gantt charts. Project managers often use both PERT and Gantt charts together to leverage the advantages of both methods in managing complex project schedules.

Jose is looking at a document that outlines the specific deliverables and sub-deliverables required to complete the writing of a technical support manual. he is most likely viewing the responsibility matrix. work breakdown structure. work package. priority matrix. organization breakdown structure.

Answers

Jose is most likely viewing the work breakdown structure (WBS).
The work breakdown structure is a document that outlines the specific deliverables and sub-deliverables required to complete the writing of a technical support manual. The WBS defines and tracks a project deliverable and all the small components needed to create it.

Sample accessibility is generally maximized by the use of what type of survey?

Answers

Hi,

The answer you're looking for is mail surveys.

Hope this helps!

Brandon wants to purchase new furniture for his home but does not want his purchases to put him into debt. brandon loves being social and has a talent for bartending, so he decides to take a second job bartending at night. he plans to save the money he receives from tips to purchase his new furniture. brandon is dollar cost averaging. augmenting his income. creating an investment account. downshifting.

Answers

creating an investment account

Which of the following is a depository financial institution?

Answers

the answer is "Online Bank"
Final answer:

A depository financial institution is a bank that accepts deposits from customers and makes loans using these deposits. Examples include commercial banks, credit unions, and savings banks.

Explanation:

A depository financial institution is a type of bank that accepts deposits from customers and uses these deposits to loan to others. Examples of depository institutions include commercial banks, credit unions, and savings banks. They play a vital role in the economy by facilitating the flow of cash and credit in the economy, and helping people to save and invest their money.

They are called 'depository' because they 'deposit' or hold money for their customers. By accepting these deposits, they have a secure source of funds that they can then use to make loans to other customers. This is the essential way that depository financial institutions operate.

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Which type of unemployment do economists primarily focus on curing? cyclical frictional structural pervasive?

Answers

Cyclical

Hope this helps!

Approximately how much of the world's output does china produce? rev: 08_27_2015_qc_cs-22627

Answers

China produces approximately 13% of the world's output. 

13% of the world's output.


How long would it take for the price level to double if inflation persisted at (a) 2 percent per year, (b) 5 percent per year, and (c) 10 percent per year?

Answers

To find how long it will take the price to double with any inflation rate you will follow the rule of 70. The rule of 70 is how you can estimate the amount of years it will take any variable to double. Following the rule of 70 you will divide 70 by the inflation rate. 

A) 2% inflation; 70/2% = 35 years to double

B) 5% inflation; 70/5% = 14 years to double 

C) 10% inflation; 70/10% = 7 years to double 

Dusty is evaluating two bids to supply fence hardware for the 5 acres of pasture that need to be fenced. breezy submits a bid of​ $40 per unit with a defect rate of​ 3%, and lady's bid is​ $50 per unit with a defect rate of​ 0.5%. if a section of fence​ fails, it costs an average of​ $500 in losses and herding costs to round up all of the capybaras. dusty believes it will take 500 units to fence in this pasture​ configuration; which supplier should win the​ business?

Answers

Dusty believes it will take 500 units to fence in this pasture​ configuration; and the supplier that should win the​ business is the lady.
Let us see it from a cost-efficiency point of view. We have that every unit of the first selles costs 40$. But the total cost might be higher, since there is a chance for defect. On average, on 3% of the cases the defect will happen and it will cost him 500$. Hence, on average, a fence unit from producer a costs 40$ and has a repair cost of 3%*500$=15$. The total thus is 55$. For the second provider of fences, the standard cost is 50$. Similarly, the average repair cost is 0,5%*500$=2,5$. Hence, the total cost per unit is 52,5$ (total cost=upfront payment+repair costs). We see thus that the lady should win the bid; even if you pay more upfront, the difference in durability makes up the cost difference.

When you're approaching the scene of a collision on the side of the road, you should: A. Only glance at it long enough to avoid it B. Slow down while analyzing what happened C. Stop your car and volunteer to provide assistance

Answers

A. Hope it helps! :)
A. Only glance at it long enough to avoid it 

Hope I helped!
~ Zoe

How are manufacturing costs treated in process​ costing?

Answers

Hello there!

The manufacturing costs always follow the physical movement of the product

Manufacturing costs include the cost of the raw materials, the workers' wages, consumables like water and lubricants, machine depreciation, factory expenses... All costs necessary to get a finished product from raw materials. 

Depending on the physical movement of the product, the costs will change, because there will be different costs associated with consumables or specific machinery. 

The data dictionary serves as an important data management tool by

Answers

creating an inventory of data contained in the database.

A(n) __________ uses a standardized product and marketing strategy worldwide.

Answers

the answer is  global strategy

Traditionally, if sam, who is 17 years old, purchases a television from a store, signs a 11-month contract, and then drops it on the way home, sam could return the television and be entitled to the return of his down payment.

Answers

Well of this is true of false it would be false because you have to be 18 years old. This can’t happen in the first place because you have to be 18 years or older to purchase the television

In addition to facebook research, carmex uses retailer checkout scanner data to determine which formulations of carmex are most popular. this type of primary data gathered through the front-end checkout data is classified as ________ data.

Answers

it is classified as primary data

Final answer:

The type of data collected by Carmex using retailer checkout scanner data is classified as primary data and can further be classified as quantitative data since it is in numerical form that can be analysed using statistics.

Explanation:

In the case of Carmex using retailer checkout scanner data, this method of gathering data is classified as primary data. Primary data refers to data that is collected directly from firsthand experience. In the given scenario, Carmex is recording and analyzing data directly from customer purchases, which is a prime example of primary data collection.

The data obtained through front-end checkout systems is also a type of quantitative data. Quantitative data is data collected in numerical form that can be counted and as such, allows for analysis using statistics.

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The budgeted finished goods inventory and cost of goods sold for a manufacturing company for the year 2012 are as follows: january 1 finished goods, $765,000; december 31 finished goods, $640,000; cost of goods sold for the year, $2,560,000. the budgeted costs of goods manufactured for the year is?

Answers

The answer is $2,435,000

Answer:

Cost of Goods Manufactured is $2,435,000

Explanation:

To compute the costs of goods manufactured,

STEP 1, Compute the total goods available for sale. In order to get the total goods available for sale, we will add the costs of goods sold and the finished goods end (December 31)

Cost of goods sold                                 $2,560,000

Add: Finished goods (December 31)        $640,000

Total goods available for sale                $3,200,000

Finally, Compute the costs of goods manufactured for the year. To get the costs of goods manufactured, we simply deduct the finished goods beginning (January 1) from the total goods available for sale we computed above.

Total goods available for sale                         $3,200,000

Less: Finished goods beginning (January 1)        765,000

COST OF GOODS MANUFACTURE               $2,435,000

If you are marketing to high tech customers, which criteria are most important to them in order of importance?

Answers

the most important is positioning

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