Simon templeton takes out $30,000 of a ten-year term life insurance when he is forty-five years old.
a. annual premium
b. quarterly premium

Answers

Answer 1

Explanation:

A. annual premium $334.80

B. quarterly premium $87.05

Answer 2

The annual premium on the term life policy equals $334.80 and the quarterly premium equals the $87.05.

What is a term life insurance?

This is a life insurance policy that covers the assured for a limited period of time. i.e. 5 years, 10 years etc.

Based on the calculation given, the annual premium on the term life policy equals $334.80 and the quarterly premium equals the $87.05.

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Related Questions

Budweiser may choose to segment its market based on heavy, moderate, and light drinkers of its alcoholic beverages. this is an example of market segmentation based on

Answers

When Budweiser chooses to segment its market based on heavy, moderate, and light drinkers of its alcoholic beverages they are doing this by segmenting them by behavioristic variables. In doing so, they are looking for user status and user rate of their beverages. 

Market segmentation involves dividing a market into distinct groups with different needs and characteristics. Budweiser opting to segment its market by drinker types showcases behavioral segmentation, enhancing marketing strategies to meet specific consumer needs.

Market segmentation is the practice of dividing a market into distinct groups of buyers who have different needs, characteristics, or behaviors.

Budweiser choosing to segment its market based on heavy, moderate, and light drinkers exemplifies behavioral segmentation, which categorizes consumers based on their behaviors toward a product or service.

By targeting these specific consumer behavior categories, Budweiser can tailor its marketing strategies to better meet the needs and preferences of each segment. This allows the company to create more effective marketing campaigns and build stronger relationships with its customers.

(99 points) Fill in the missing items in the description of renting an apartment.

Jose is considering renting an apartment. He will need to make a ______ , which the landlord will return 21 days after the end of the rental agreement. He will also need to fill out a _______ .

options for answer one - down payment
- deposit
- withdrawal
- paycheck

options for answer two - loan application
- mortgage document
- income disclosure form
- rental application

Answers

Answer:

The answer are:

depositrental application

Explanation:

Usually landlords require their tenants to make a security deposit which is refundable at the end of the contract. The purpose for this security deposit is to cover any possible damages that you cause to the place you rent (house, apartment, office, etc) or in case you don't pay your rent.

Rental applications are used to collect information about possible tenants and to check if they might qualify for renting. Usually landlords check your income, credit score, past evictions, etc.

You are employing two dish washers at $12 per hour with each working 10 hours per week.You learn about a new automatic dishwashing machine that will let you use half as many dish washers. The cost is $3,000. How long would it take to recoup the cost of the machine in saved wages?

Answers

Answer:

D) 25 weeks

Explanation:

According to the question, it would take to recoup the cost of the machine in saved wages is 25 weeks.

What do you mean by the wages?

Wages are one type of financial reward for workers. They are compensated in accordance with the employee's hours worked.

Wages are a component of the costs associated with operating a business. Regardless of the company's prosperity, it is a duty to the employee.

The wage is the financial amount that corresponds to the regular intervals of work time or to a regular quantity of completed work, as determined by a piece rate.

Here,

Dish washer = $ 12 per hour

Cost = $ 3000

Dish washer per week = $ 12 × 10

Dish washer per week = $ 120

So,

= 3000 / 120

= 25

Therefore, according to the question, it would take to recoup the cost of the machine in saved wages is 25 weeks.

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The use of communications and technologies such as videoconferencing and networks has enabled increased?
employee morale
attendance on the job
internal and external collaboration
use of conflict resolution techniques

A manager at a food production company, for example, could use ______ to check on the status of any customer order.
spyware
a decision support system (DSS)
groupware
enterprise resource planning (ERP)

Answers

1. The use of communications and technologies such as videoconferencing and networks has enabled the increased internal and external collaboration.
2. A manager at a food production company, for example, could use a decision support system to check on the status of any customer order.

the first is internal and external collaboration.

second is enterprise resource planning (ERP).

i got both right

Which are objects that fulfill the needs and wants of consumers?

Answers

The objects that fulfill the needs and wants of consumers are products.

Answer: Goods

Explanation:

those who do what they like and get paid well to do it are __ in their careers.
A lacking confidence
b fulfilled
c filled
d stuck

Answers

They are fulfilled in their careers because they like it and get paid

Employees who do what they like and get paid well to do it are fulfilled in their careers: option B.

Who is an employee?

An employee can be defined as an individual who is statutorily employed by an employer of labor in a business firm, so as to perform specific tasks, duties or functions on a daily basis for a certain agreed fee (salary), that is usually paid at the end of the month.

This ultimately implies that, a fulfilled employee refers to an individual who does a job that he or she likes and get paid well by the employer to do it.

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Which type of control is associated with making sure an organization's control environment is stable?

Answers

General controls are associated with making sure an organization's control environment is stable. General controls monitor the environment, infrastructure, power supply, heating and cooling, fire extinguishers, clean environment and much more. These are all standards set for which a company should be kept for their employees.   

Penelope wants to search a transaction database to find all customers who spent more than $500 in one day so that these people can receive a coupon. What is the best way for Penelope to find this information?
A. She could add search parameters to only find records that have transaction totals higher than $500.
B. She could update the query to only find transaction totals higher than $500.
C. She could create table relationships to link all transaction totals that are more than $500.
D. She could generate a report because it will automatically filter transactions by their totals.

Answers

Answer:

She could add search parameters to only find records that have transaction totals higher than $500.

Explanation:

Penelope wants to search a transaction database to find all customers who spent more than $500 in one day so that these people can receive a coupon. The best way for Penelope to find this information is that  She could add search parameters to only find records that have transaction totals higher than $500. Thus option (A) is correct.

What is  a transaction database ?

Transactional databases are optimized for running production systems—everything from websites to banks to retail stores. These databases excel at reading and writing individual rows of data very quickly while maintaining data integrity.

Transactional databases are row-stores, which means that data is stored on disk as rows, rather than columns. Row-stores are great when you need to know everything about one customer in the user table since you can grab only the data you need.

Transactional databases aren’t specifically built for analytics, but often become de facto analytic environments because they’re already in place as production databases. Because they’ve been around for decades, they’re familiar, accessible, and ubiquitous.

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According to the presentation, the first step in making a major purchase is:

A.choosing a salesperson
B.determining the features
C.you want to do your research
D. finding out what the taxes will be

Answers

Final answer:

The first step in making a major purchase is to do your research. Establishing a budget and understanding user costs are critical before listing potentials and test driving. Research should also include usage considerations and audience needs to inform purchase decisions.

Explanation:

According to the presentation, the first step in making a major purchase is to do your research. It is essential to establish a monthly budget and understand the user costs before proceeding. You should also make a list of the products, in this case, cars, that fit within this budget. After identifying a few options, test-driving these options will ensure that you make a choice that not only meets your budget but also your personal preferences.

Furthermore, during the research process, you should also consider how and when the product will be used, and which questions are important for the market research to reveal consumers' willingness to pay for the product. After the research, choose a product concept and begin drafting content that will address the audience needs and interests that you've identified. Understanding these aspects predisposes and enables the reader to take the desired action, in this case, making the purchase.

The owner of brainpower tutoring needs an application to calculate and print estimates to provide to potential clients for tutoring services. a tutoring session is a minimum of one hour, and the hourly rate varies based on the subject. the application should allow the owner to enter the client's name, subject, number of tutoring sessions, and hourly rate. the application will display the total fee and allow the owner to print the estimate. you should also provide the ability for the owner to clear the screen and exit the application.

Answers

dang long question..

Observation and assessment help you

A. gather information about their likes and dislikes.
B. figure out whether they should be in your class.
C. know how to talk to their parents.
D. understand what children can do, what they prefer, and how they approach learning

Answers

It is answer choice D

In a school context, observation and assessment are tools that educators can use to (D) understand what children can do, what they prefer, and how they approach learning.

Observation allows the educators to see how the children approach the stimuli presented in the classroom, thus allowing the educators to adjust the stimuli to get the best response. Assessments give educators additional data to plan the best learning approach for each student.

Tariffs, Quotas, and Boycotts are examples of

A.civil unrest
B.trade barriers
C.political unrest
D.licensing requirements

Answers

The answer is 
B) Trade Barriers





















Jon L. Stuart, CPA requires a 10% deposit from all new clients. The required deposit for one of Stuart's new clients is $1,200. The client pays the amount on March 31.
What is the entry to record the receipt on March 31?
Select one:
A. DR Accounts receivable 1,200; Credit Revenue 1,200
B. DR Cash 1,200; CR Accounts receivable 10,800; CR Unearned revenue 12,000
C. DR Cash 1,200, DR Accounts receivable 10,800; CR Revenue 12,000
D. DR Cash 1,200; CR Unearned revenue 1,200

Answers

I believe its A. DR Accounts receivable 1,200; Credit Revenue 1,200 \

The appropriate journal entry to record the receipt on march 31 is: D. DR Cash 1,200; CR Unearned revenue 1,200.

Journal entry

Since the deposit for one of Stuart's new clients is the amount of $1,200. The correct journal entry to record this transaction is:

March 31

Debit Cash 1,200

Credit Unearned revenue 1,200

(To record receipt)

Inconclusion the appropriate journal entry to record the receipt on march 31 is: D. DR Cash 1,200; CR Unearned revenue 1,200.

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julie states that she wants to be her own boss. if she starts a business, it will be a proprietorship rather than a partnership or corporation

Answers

yes her  name is julie because that is what her  name is

Answer:

Sole proprietorship

Explanation:

If julie starts her own business without any partner, then it will be sole proprietorship which means business is owned by one person.  

An automotive technician has two job offers. shop a would pay him a straight salary of $720 per week. shop b would pay him $20 per hour to work flat rate, where his hours would vary according to how many jobs he completes. how many hours would he have to log during a week at shop b in order to match the salary at shop a?

Answers

He would have to long 36 hours in order to match the salary

Jefferson Franklin Long, a former tailor from Bibb County, was the first African American to be elected to the U.S. Congress. Which number represents the decade in which he served?
a.2
b.3
c.4

Answers

Answer THINK THE answer is D

Explanation:

The number that best represents the decade in which Jefferson Franklin Long served the country is 5. It was year 1870. Thus, the correct answer is option D.

Who was Jefferson Franklin Long?

After winning a special election, Jefferson Franklin Long became the state's first black congressman in December 1870. When he spoke out against an amnesty bill for former Confederates, he became the first African-American to speak on the House floor.

White supremacy put a stop to restoration and black political engagement. Georgia didn't have another black congressman until Andrew Young in 1972, after the pioneering former slave took the oath as the state's first on January 16, 1871.

Therefore, 5 represent the decade in which Jefferson Franklin Long served.

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Your question is incomplete, but most probably the full question was,

Jefferson Franklin Long, a former tailor from Bibb County, was the first African American to be elected to the U.S. Congress. Which number represents the decade in which he served?

A) 2

B) 3

C) 4

D) 5

Case-flow analysis, juror management and budget management are all duties typical of a:

Answers

Case-flow analysis, juror management and budget management are all duties typical of a "local court administrator".

Court administrator refers to an officer of the judicial system who performs authoritative and administrative obligations fundamental to the best possible activity of the matter of a court. The duties of the court administrator are to follow trial dates, to keep the records, to enter judgments, and in issuing process.

 State and country administrators do basically a similar activity. Not at all like those in past decades, about all administrators today are entitled by judges.

Final answer:

Case-flow analysis, juror management, and budget management are duties typically carried out by a Court Administrator. These professionals oversee daily court operations, including case-flow analysis, juror management, and budgeting.

Explanation:

Case-flow analysis, juror management, and budget management are duties typical of a Court Administrator. A Court Administrator is an essential professional in the legal system who is in charge of ensuring the judicial process runs smoothly. These duties typically involve the supervision of daily operations within the courts, including the detailed task of case-flow analysis, organizing and handling jurors (known as juror management), and overseeing the court's financial matters such as budget management.

For instance, in case-flow analysis, the Court Administrator helps understand the flow of cases through the judicial system and identifies areas where efficiency could be improved. When it comes to juror management, they organize and oversee the selection of potential jurors for trials. Budget management involves overseeing the court's spending and budgeting plans.

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which of the following is not a method for getting involved in global business?

A. joint venture
B.licensing
C.management contracting
D. all are methods

Answers

D. all are methods  pretty sure at least

Answer:

all are methods

Explanation:

Your company has chosen a third-party app analytics service and they happen to be a part of the app attribution partners program. in order to share data between adwords and your partner's platform, what do you need to do?

Answers

In order to share data between Adwords and your partner's platform you have several options how to do it:
- you can export and share the data as a CSV file.  (This is a secure option and there is no direct connection and online data sharing)
- you can establish a server-to-server connection using postback URLs. (This must be done very carefully and over secure connection).
- you can generate a link ID and share it with your partner. 

Universal Waste Disposal sold 1,350,000 shares of stock at $24.62 per share. The investment banker's commission was 5% of the value of the stock. Accounting fees were $450,000, legal fees were $1,225,000, printing costs were $275,000, and other selling expenses were estimated to be $300,000. To the nearest dollar, what net proceeds did Universal Waste Disposal receive?

Answers

The proceeds that UWD received will be as follows:
Number of shares 1,350,000
share price $24.62
Amount realized from the shares:
1,350,000×24.62
=33,237,000

Total amount to be deducted will be:
(Commission+Accounting fees+legal fees+printing costs+selling expenses)
commission=$1,661,850
Accounting fees=$450,000
legal fees=$1,225, 000
printing cost=$275,000
selling expenses=$300,000

Total=(1,661,850+450,000+1,225,000+275,000+300,000)
=$3,911,850

The amount received will be:
33,237,000-3,911,850
=$29,325,150

What is a value that can be used to ensure that hashed plaintext will not consistently result in the same digest?

Answers

Salt is the term used in cryptography that defines a value that can be used to ensure that hashed plaintext will not consistently result in the same digest. The salt is  random data that is used  to  defend passwords against dictionary attacks or against its hashed equivalent.
For each password a new salt is generated randomly.

If mega corp. borrows $9,000 and agrees to pay the lender $10,500 in one year, the annual interest rate on this loan is approximately:

Answers

In simple interest, the interest rate is
i=(10500-9000)/9000=16.67%

In compound interest, compounded monthly,
10500=9000(1+i/12)^12
=>
APR=12(10500/9000)^(1/12)-1
=11.155%
(effective interest is still 16.67%)

The three broad categories of message strategies include​ ______________.

Answers

The three broad categories of message strategies include cognitive, affective and conative. Within these message strategies they are broken down into subcategories with their advertising strategies. Cognitive strategies are number based and solid informative advertisements to consumers. Affective strategies focused on developing brand name. Conative strategies are looking for consumer behavior/reactions such as giveaways, promotions and the like. 

Monica earned $20 doing chores she went to the movies and bought a ticket for $9 and popcorn for $7 how much

Answers

Your total is $16.00 dollars for ticket and popcorn
It cost $16.00 and you have $4 left

Before applying for a job, job seekers should...

A) ask friends if the job is a good fit
B) call around to local businesses
C) discover if they have the necessary skills
D) go ahead and apply

Answers

i think its c happy to help
B) call around to local businesses

Where a testator makes a specific bequest to his two children living at the time he executed the will, a child born after the will was executed who is not otherwise provided for by the testator is entitled to: an amount equal to one-third of the bequests to the other children to be paid out of those bequests. an amount equal to one-third of the bequest to the other children to be paid out of the residuary. an intestate share of the testator's estate to be paid from the residuary. no share of the testator's estate?

Answers

You should always _____ a horse with a flat palm so they don’t bite you.

have fedwill feedfeedfeeding


________ systems are designed to help firms manage their relationships with their customers.

Answers

CRM systems are designed to help firms manage their relationships with their customers. 

CRM - Customer relationship management allows a company to track and manage current and future customers. Through a CRM they can track their sales and even improve them, by focusing on their relationships with their customers. 

In 2006, 61.2 million adults volunteered throughout the United States for a total of?

A. Less than 1 million hours of service.
B. 2 billion hours of service.
C. 1 million hours of service.
D. 8.1 billion hours of service.

Answers

D. 8.1 billion hours of service. 

One reason carlos continues to work at his job is the check he receives every two weeks. carlos' paycheck is a(n) _________ reinforcer.

Answers

secondary reinforcer

Answer:

secondary reinforcer is the answer. Allymead is correct.

____________ is (are) at the center of the marketing environment.

Answers

Final answer:

The center of the marketing environment is the customer, who should be the primary focus of any marketing strategy. External factors like competition and regulation also play a part.

Explanation:

The customer is at the center of the marketing environment. The primary goal of any marketing strategy or approach should be to understand, satisfy, and retain customers. Businesses need to consider customer needs, wants, and demands when designing their products and services. The customer-focused approach ensures that the company's offerings are attractive, viable, and competitive in the marketplace. Marketers must also consider external environmental factors like competition, market trends, and legal regulations which might influence consumer behavior.

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Technology and globalization are at the center of the marketing environment, expanding the reach of businesses and increasing competition. They have driven significant shifts in how markets are defined.

The center of the marketing environment can be defined by the powerful twin factors of technology and globalization. These elements have revolutionized the marketing landscape. Technology, particularly communications technology including the internet, has expanded the reach of businesses, allowing products to be ordered from anywhere in the world. This can increase competition faced by businesses, especially local retail ones.

Moreover, the rise of “business-to-business” websites have facilitated global buying and selling, which may have a profound impact in the market for business supplies. This underscores the role of technology and globalization in shaping the modern marketing environment.

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Which statement best expresses one theme of "Departure"?a. As each day unavoidably ends, often so does love.b. Like natures fleeting beauty, nothing lasts forever.c. Natures magnificence is incomparable.d. Nothing is as beautiful as ones native land. Read the excerpt from Hamlet. Hamlet: Follow him, friends: well hear a play to-morrow. [Exit POLONIUS, with all the Players but the First.] Dost thou hear me, old friend; can you play the Murder of Gonzago? First Player: Ay, my lord. Hamlet: Well ha t to-morrow night. You could, for a need, study a speech of some dozen or sixteen lines, which I would set down and insert in t, could you not? First Player: Ay, my lord. To make the First Player a complex character, Shakespeare would need to make him represent a single idea. have few emotions. change over time. have a simple personality. A projectile is fired over level ground with an initial velocity that has a vertical component of 20 m/s and a horizontal component of 30 m/s. using g = 9.8 m/s2 , the distance from launching to landing points is: What process forms high non-volcanic mountain ranges?A. One tectonic plate is splitting apart into two plates.B. Two tectonic plates are colliding and pushing together.C.One tectonic plate is sliding past another tectonic plate.D. Two tectonic plates are colliding and one is sliding under the other. How can you express (15 + 30) as a multiple of a sum of whole numbers with no common factor? 2 (7.5 + 15) 3 (5 + 10) 5 (3 + 6) 15 (1 + 2) In "The Adventure of the Blue Carbuncle," which best describes John Horner? A. a logical and intelligent person who is impressed by Sherlock Holmes's powers of deduction B. a poor man who tries to do something nice for his wife, but ends up being robbed C. a plumber who has been convicted of robbery before but who is innocent in this case D. a wealthy man who loses a very valuable item to a cunning thief Consider melting ice cream. When it melts, it takes heat away from the environment and so the reaction is endothermic. When you freeze ice cream, the heat is being removed from what? The vertices of triangle ABC are A(2,3), B(1,2), and C(3,1). If DEF ABC and DE = 4AB, what is the length of EF? 10 Karlie is trying to understand why her sister snapped at her for no reason at breakfast. She then remembers her sister did the same thing the last time she and her boyfriend had an argument. Karlie decides her sister must have had an argument with her boyfriend again. What is Karlie doing in this example?*memorizing information*assessing information*recalling information*organizing information I can't fund this any where in my textbook plz halp What forms of energy are being transferred during the water cycle? Gluten is best described as ________. a carbohydrate found in wheat and related grains a medication used to treat celiac disease a protein found in wheat and related grains a substance found in wheat and related grains that causes irritable bowel disease q Select all that apply. Select the items that describe how business investments can cause economic growth. Investments increase GDP. Investments create more jobs. Investments cause less spending. Investments can lead to more demand for goods. A tree 24 feet tall casts a shadow 12 feet long.Brad is 6 feet tall. How long is Brads shadow The width of a rectangular prism is w centimeters. the height is 2 centimeters less than the width. the length is 4 centimeters more than the width. of the volume of the prism is 8 times the measure of the length, find the dimensions of the prism When were market days in the Middle Ages?a) Dailyb) Monthlyc) Yearlyd) Weekly Which number can each term of the equation be multiplied by to eliminate the fractions before solving? -0.75m-0.5=2+0.25m-2-3-4-5 PLEASE HELP DUE TODAY!Question 13)Which of the following examples cites evidence of the fact Napoleon achieved great things as a leader? You will choose more than one answer.[]Napoleon made religion legal and saved the Notre Dame Cathedral[]Napoleon developed a law code, called the Napoleonic code, which reformed France's legal system and applied to all citizens[]Napoleon successfully invaded Russia for failure to comply with the continental System, and made Russia a French Colony[]Napoleon was a champion of public education, establishing schools and scholarships to educate French children[]Napoleon placed relatives in high positions to effectively administrate his empireQuestion 15)Father Hidalgo led a struggle for Independence in which country?A)ColombiaB)PeruC)ArgentinaD)MexicoQuestion 22)Which issue was resolved by the U.S. Civil War?A)Regional differencesB)SlaveryC)PovertyD)Racism 50 students live in a dormitory. the parking lot has the capacity for 30 cars. if each student has a car with probability 12 (independently from other students), what is the probability that there won't be enough parking spaces for all the cars? How was the response of the seminoles different from that of the cherokee when they were removed from their lands?