Which statement best defines the term copayment? A) It is money a consumer receives after experiencing a loss. B) It is a payment made before a consumer can make a claim. C)It is money paid by a consumer to share the cost of a payout. D) It is a fee paid to an insurance company to purchase coverage.
The correct answer is C. It is money paid by a consumer to share the cost of a payout.
Copayment is termed as the amount which is fixed which covers a service or being paid by a patient to the provider before the service is being received.
Mostly copayment occurs in insurance companies whereby the insured pays some amount of money before accessing to medical service.
In order to prevent moral hazard bu insurance company they use copayment so as to share the costs of health care.
Answer:
it is money paid by a consumer to share the cost of a payout (c)
Explanation:
To use capm to calculate cost of equity you need to know
Final answer:
To calculate the cost of equity using CAPM, key inputs include the risk-free rate, expected market return, the beta of the investment, and expected dividends. The formula factors in compensation for risk over a risk-free investment and influences share pricing.
Explanation:
To use the Capital Asset Pricing Model (CAPM) to calculate the cost of equity, you need to gather several key pieces of information. These include the risk-free rate of return (often based on government bond yields), the expected market return (the return from the stock market as a whole), the beta of the investment (which measures the volatility of the investment relative to the market), and the expected dividend payments if applicable.
Once you have all these components, the CAPM formula is expressed as:
Cost of Equity = Risk-Free Rate + Beta * (Market Return - Risk-Free Rate)
This equation represents the return that investors expect for taking on the additional risk of investing in the equity over a risk-free investment. In real-world applications, factors such as expected profits and the interest rate used for discounting them can influence this calculation, which, in turn, affects investment decisions and the price per share.
an example of a spousal equivalent as defined in AICPA independence rules is
Answer:
Eligibility to take the Uniform CPA Exam is determined by individual State Boards of Accountancy. Typically, the application is a bachelor's degree from the American University that includes a minimum number of credits in accounting and business administration, plus 1 year of additional study. This 5-year study requirement is known as the “150 hour rule” and has been adopted by most state boards, although there are still some exceptions (eg, California). This requirement requiring 150 hours of study has been adopted by 45 states.
The Colorado State Board of Accountancy allows Chartered Certified Accountants (ACCA), along with Chartered Accountants from eligible jurisdictions (Australia, South Africa, Canada, Ireland, New Zealand) to automatically qualify for the Uniform CPA Exam as candidate in Colorado. Since December 9, 2009, ACCA members are not automatically eligible to take the Uniform CPA Exam.
Explanation:
Several years ago, 38% of parents who had children in grades k-12 were satisfied with the quality of education the students receive. a recent poll asked 1 comma 205 parents who have children in grades k-12 if they were satisfied with the quality of education the students receive. of the 1 comma 205 surveyed, 464 indicated that they were satisfied. construct a 90% confidence interval to assess whether this represents evidence that parents' attitudes toward the quality of education have changed.
K12 is working for pure greed.
I can't wait unitl I get rid of them
It has ruined ,my life and i wont do it for a second smester
I hope no one else signs up for it
the screen time is way too much
and the grading is unfair
the teachers have too many students
there are too many quizes
how are we supossed to learn all this stuff in one lesson
we arent allowed to talk in classs
if we dont reply to someone elses discussion well get docked on our grades
im sick of this
A firm has a fixed cost of $500 in its first year of operation. when the firm produces 100 units of output, its total costs are $3,500. when it produces 101 units of output, its total costs are $3,750. what is the marginal cost of producing the 101st unit of output?
a. $340.91
b. $250
c. $350
d. $275
When tariffs are imposed, the losers include domestic consumers and the domestic government. foreign consumers and domestic producers of import-competing goods. domestic consumers and domestic producers of import-competing goods. domestic consumers and foreign producers?
When tariffs are imposed, the losers include domestic consumers and foreign producers. Thus option D is correct.
What are tariffs?A tariff is a levy enforced on imported or exported of products by the administration of a territory or by an international union. Import tariffs can regulate international trade as serve as a means of supporting or defending home business in addition to providing the government with cash.
The tariff pushes domestic prices over those found abroad. Although they pay more and purchase more of the product, investors lose out. Domestic businesses improve their productivity and profit as a result of the internal pricing increase. When restrictions are implemented, both local products and foreign industries lose out.
Therefore, option D is the correct option.
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which process is a feature of webmail?
Webmail is a feature that runs from a server, allowing users to access their email through a web browser without downloading messages to their machine.
Explanation:The process that is a feature of webmail is running from a server. Webmail is an email system that allows users to access their email through a web browser. This means that the email service is hosted on a server, and users can access their email from any device with an internet connection and a web browser without needing to download the messages to their machine.
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Complete question
Which process is a feature of webmail?
A.)allows user collaboration when creating content
B.)downloads messages to the client’s machine
C.)helps to conduct meetings in real time
D.)runs from a server
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Tina's mother and father pay her car insurance as long as she makes good grades. This is an example of which economic concept? A) scarcity B) law of demand C) positive incentive D) negative incentive
the answer is C. positive incentive
Cala manufacturing purchases a large lot on which an old building is located as part of its plans to build a new plant. the negotiated purchase price is $264,000 for the lot plus $159,000 for the old building. the company pays $32,000 to tear down the old building and $47,304 to fill and level the lot. it also pays a total of $1,309,874 in construction costs—this amount consists of $1,232,100 for the new building and $77,774 for lighting and paving a parking area next to the building.
Althea, a brilliant new ph.d. in economics, has turned down many job offers because she hopes eventually to teach at one of the top 10 universities in her field. the type of unemployment she is experiencing is
Final answer:
Althea is experiencing frictional unemployment, a common and expected form of unemployment that occurs when individuals are in between jobs and seeking positions that are well-suited to their qualifications and career goals.
Explanation:
Althea is experiencing a type of unemployment known as frictional unemployment. This occurs when individuals take time to find a job that is a better fit for their skills and desires, as opposed to accepting the first offer that comes along. In Althea's case, she is specifically seeking opportunities at top universities, demonstrating a selective job search process. Frictional unemployment is typical for recent graduates or professionals looking for jobs that match their qualifications more closely. Although it may lead to periods without work, it's a normal part of the job-search process and reflects the time needed to ensure the best alignment between the employer's needs and the individual's qualifications and career goals.
Althea is experiencing frictional unemployment as she looks for a job that fits her qualifications and career goals.
Althea, a new Ph.D. in economics who has turned down job offers in hopes of teaching at a top university, is experiencing a type of unemployment known as frictional unemployment. This type of unemployment occurs when individuals are between jobs or are seeking their first jobs after completing education. It's often a temporary condition. In Althea's case, her unemployment is voluntary as she is choosing to wait for a position that matches her high qualifications and career aspirations.
Frictional unemployment is the type Althea is experiencing by turning down job offers to pursue a teaching position at a top university. Frictional unemployment occurs when individuals are temporarily between jobs while seeking better opportunities.
In the context of the labor market, this situation aligns with the concept of job search for college graduates, highlighting the transitional period before securing employment. The transition from graduating to finding the right job can create periods of frictional unemployment.
In which form of business is a single individual responsible for the repayment of any debts? proprietorship. corporation. partnership. family-run business?
A company buys a machine for $64,000 that has an expected life of 5 years and no salvage value. the company anticipates a yearly net income of $3,050 after taxes of 38%, with the cash flows to be received evenly throughout each year. what is the accounting rate of return?
If you are including a copy of your résumé with your cover letter, you should type _____ as the last word on your cover letter.
résumé
enclosure
included
p.s.
Answer:
Enclosure
Explanation:
I was FORCED to take 2 years of business, and they taught the same dam.n course twice. trust me, its right
(I didn't fail the course the first time, my school said my "typing was not fast enough, and i needed to take the course again" even though i could type at the required speed. its because only type with my two index fingers, not with eight fingers like most people. even after the second year, i learned how to type "the right way" and typed just fast enough to pass, and promptly went back to the old way. I promise it is an insightful response to your question and is the right answer. if it wasn't i wouldn't take the points)
If including a résumé with your cover letter, type "enclosure" as the last word to alert the recipient of additional documents, ensuring your application is organized and professional.
If you are including a copy of your résumé with your cover letter, you should type "enclosure" as the last word on your cover letter. When sending a cover letter, it's important to include any additional documents as enclosures. This practice alerts the recipient that there are other documents to review in addition to the cover letter itself. An enclosure can be anything from a résumé to a writing sample. Including the word "enclosure" at the bottom of your cover letter ensures that your résumé or any other enclosed documents are not overlooked by the hiring manager or admissions officer. Additionally, indicating enclosures in your cover letter helps to keep your application organized and professional.
failure to pay on a mortgage is called
Answer:
Defualt
Explanation:
a career pathway is:
Select the best answer choice
A. An occupational pursuit
B. The choice of a career option
C. The road to a given career
D. A set of standards to help an individual to pursue a specific career
Final answer:
A career pathway is the C. road to a given career including education, training, and relevant job roles towards a desired career goal. It assists in making informed decisions about the future by considering one's interests, skills, and the steps necessary to achieve career objectives.
Explanation:
A career pathway is generally considered to be The road to a given career. This encompasses the steps and stages an individual may take to grow in a particular profession, including education, training, and various job roles that lead to a desired career goal. Career pathways provide a sequence of education, training, and professional experiences that lead to an increasingly specific occupation.
When you are considering career paths or career options, it's important to identify your goals and the necessary steps towards achieving them. Taking into account educational attainment, occupational prestige, and the potential for job satisfaction, helps in making informed decisions about your future profession or vocation.
For those who feel unsure about their goals and the steps needed to achieve them, researching various career paths and understanding the nature of different jobs, like day-to-day responsibilities and job prospects, is crucial in guiding decision-making and helps in choosing a career that aligns with one's interests and skills.
The simplest remedy available to the ftc against firms charged with false, misleading, or deceptive advertising is __________ . cease and desist order consent decree corrective advertising fines
Because genetically modified seeds are _______, farmers cannot keep any of the seed themselves but must purchase seeds each year from companies such as monsanto.
Bernadette took out a loan for $1250 at a 10.8% APR, compounded monthly, to buy a refrigerator. If she will make monthly payments of $85.50 to pay off the loan, which of these expressions could be used to calculate the number of payments she will have to make?
Answer:
log(85.5/85.5-(1250)(0.009))/log(1+0.009)
Explanation:
exactly how it is. I got it correct
Final answer:
To calculate the number of payments Bernadette will have to make to pay off her loan, we can use the present value formula. By plugging in the values, we find that she will have to make approximately 17 payments.
Explanation:
To calculate the number of payments Bernadette will have to make to pay off her loan, we need to use the present value formula:
PV = PMT × (1 - (1 + r)⁻ⁿ) / r
Where:
PV is the present value of the loan, which is $1250
PMT is the monthly payment, which is $85.50
r is the monthly interest rate, which is 10.8% divided by 12 (0.108 / 12)
n is the number of payments
By rearranging the formula and solving for n, we can find the number of payments:
n = -log(1 - (PV × r) / PMT) / log(1 + r)
Plugging in the values, we get:
n = -log(1 - (1250 × (0.108 / 12)) / 85.50) / log(1 + (0.108 / 12))
Simplifying this equation gives us:
n ≈ 16.57
Therefore, Bernadette will have to make approximately 17 payments to pay off her loan.
The economy of a country was indicating negative earnings. Subsequently it recovers to display positive growth. What type of unemployment could be a part of this economy?
A )frictional unemployment
B )structural unemployment
C) seasonal unemployment
D) cyclical unemployment
Answer:
The answer to the question is (D).Cyclical unemployment
Explanation:
Cyclical unemployment is the summation of all unemployment that directly results from economic cycles that are either upturn and downturn.
The major cause of Unemployment is the rise of recessions and its declines during economic expansions. the factor responsible for major motivation behind the study of economics and the goal of the various policy tools that governments employ to stimulate the economy is called the Moderating.
Constantinos has a health insurance policy with a $1,000 deductible and 5% co-pay on the next $10,000. Which of the following actions would most likely decrease her premium?
A. Decreasing the co-pay to 2%
B. Increasing the co-pay to 10%
C. Decreasing the deductible to $500
D. Eliminating all of the co-pays
A lack of trust between two parties engaged in international trade is exacerbated by the narrowing distance between the two parties due to technological advances. saturation of the domestic market. possibility of doing business with someone with whom they have been associated for a long time. similar preferences of the parties regarding how a transaction should be configured. problems of using an underdev
The sahara company purchased equipment on january 1, 2015, for $100,000. the equipment had an estimated residual value of $10,000, an estimated useful life of five years, and estimated lifetime output of 18,000 units. in 2016, the company produced 4,400 units and recorded depreciation expense of $22,000. what depreciation method did the company use?
Final answer:
The Sahara Company used the units-of-production method for calculating depreciation on their equipment, with a calculated depreciation rate of $5 per unit, resulting in a $22,000 expense for the 4,400 units produced in 2016.
Explanation:
The Sahara Company seems to have used the units-of-production depreciation method when recording the depreciation expense for their equipment. This method allocates the cost of an asset over its useful life based on the number of units it produces. The calculation would involve subtracting the residual value ($10,000) from the cost of the equipment ($100,000) to determine the depreciable base ($90,000), then dividing by the estimated total units of production (18,000 units) to get the depreciation rate per unit.
In 2016, Sahara produced 4,400 units. Using the units-of-production depreciation method, the depreciation expense for that year would be the depreciation rate per unit multiplied by the number of units produced.
If the recorded depreciation expense is $22,000, we can infer that this method was indeed used.
As a confirmation, we can calculate the rate per unit: $90,000 / 18,000 units = $5 per unit.
By multiplying $5 per unit by the number of units produced in 2016 (4,400 units), we get $22,000, which matches the recorded depreciation expense.
The free movement of capital around the world is also known as ________.
Of the five primary accounting concepts, which one assumes an indefinite future?
Answer: Going concern concept
Explanation: The going concern concept illustrates that every business entity has a continuity of life and so would unlikely to be dissolved in the future. It is the accounting concept that business firm will continue to carry on its activities for an indefinite period of time. As an important assumption of accounting, it provides a basis for
facilitating financial statements. It has immense significance in accounting in that it is of great help to the investors, as it assures them that they will continue to get return on their investments as well as helping judge businesses for their capacity to earn profits in future.
The laffer curve makes the point that cutting a very high marginal tax rate can __________ the tax base enough so that tax revenues actually __________.
What is the law of comparative advantage?
A country is better off producing the goods and services that it has a comparative advantage supplying.
And indeed there will be timefor the yellow smoke that slides along the street,rubbing its back upon the window panes;there will be time, there will be timeto prepare a face to meet the faces that you meet;there will be time to murder and create,and time for all the works and days of handsthat lift and drop a question on your plate;which phrase from the excerpt most clearly conveys the speaker's leisurely tone?
Answer:
The correct answer is: "...there will be time to murder and create, and time for all the works and days of hands that lift and drop a question on your plate..."
Explanation:
A leisurely tone is used when expressed ideas without haste in an unhurried way. There are different forms to identify how an author uses a leisurely tone in his or her speech. The easiest to do is to take a look at the grammatical structure in his or her statements. The most complex it is, the more requires thinking over that topic. That is usually carried out when the author is calm.
In that case:
"...there will be time to murder and create, and time for all the works and days of hands that lift and drop a question on your plate...";
rhymes create and plate which mostly shows the author is speaking in a leisurely tone.
Why is it not useful to look around the room when listening to a speech ?
Answer:
Looking at other things can cause your mind to make connections leading to another train of thought
Explanation:
1. What is the term used to describe a check that has been outstanding for more than six months? (1 point)
A.postdated
B.stale
C.certified
D.current
2. At your part-time job in a famous cheesesteak restaurant, you are asked to sign an agreement not to compete if you decide to leave your position there, meaning you will not leave and open up a competing cheesesteak restaurant. Why would a company ask you to sign such an agreement? (1 point)
A. so that you do not leave your current position
B. so that you do not take any trade secrets like recipes from the company if you leave
C. so that you do not talk to your friends about your duties and responsibilities at the restaurant
D. so that you do not go to culinary school to become a chef
3. Under the __________ Clause of the U.S. Constitution, treaties become part of the law of the land. (1 point)
A. Commerce
B. Supremacy
C. Executive
D. Treaty
In an eight-hour day bob can catch 24 pounds of fish or he can repair 15 cars. in an eight-hour day fred can catch 27 pounds of fish or he can repair 18 cars. if both men decide to follow their comparative advantage then bob will gain from trade if he can sell 100 units of the good he is specializing in for at least ____ units of the other good. enter a number rounded to two decimal places.