Answer:
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i got the answer righ!!!
Your automobile insurance includes premiums of $510 for liability, $220 for collision, and $130 for comprehensive. what is your total premium?
a. $510
b. $640
c. $860
d. $1,240
Based on the given data the total premium will be $860. Thus the correct option is C.
What is Premium?The policyholder pays money to the insurer on a regular basis to cover his risk is called a premium. An insurance premium is the amount of money that is paid by a person, organization, or corporation in order to use an insurance policy.
An agreement for insurance transfers the risk from the insured to the insurer. The insurer demands payment in the form of a premium in exchange for taking on this risk.
To calculate the total premium
Total premium = liability + collision + comprehensive
The given information states that
liability = $510
collision = $220
comprehensive = $ 130
Total premium = $510+$220+$130
=$860
Therefore, option C is appropriate.
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What is a data pattern that repeats itself after a period of days weeks months or quarters?
The annual percentage rate indicates the amount of interest, including the effect of any compounding.
a. True
b. False
IT'S A. I JUST DID IT.
True or false: when both the demand and supply curves shift, the curve that shifts by the larger magnitude determines the effect on the undetermined equilibrium object.
a. True
b. False
The statement is true. The final effect on the equilibrium price and quantity when both demand and supply curves shift depends on which curve shifts more.
Explanation:The statement is true. The effects on the equilibrium price and quantity after both demand and supply curves shift depend on the magnitude of the shift in each curve. If the demand curve shifts more than the supply curve, then the effect on the equilibrium price and quantity will be determined by the demand curve. Conversely, if the supply curve shifts more than the demand curve, then the effect on the equilibrium will be dictated by the supply curve.
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Definition: created in 1935 under the new deal, it aimed to stimulate the economy during the great depression and preserve the skills and self-respect of unemployed persons by providing them useful work.
What is the last step in the vehicle starting procedure?
Milo can afford a $900 monthly mortgage payment. If the current mortgage rates are 5% and he wants a 30-year mortgage, what is the maximum amount he can afford to borrow?
Answer: $167,653 APEX
Dawn wang heads an ad agency in texas and regularly needs to work with copywriters, artists, and designers to come up with effective branding solutions for products. for one of the company's esteemed clients, wang and her team need to brainstorm ideas for a slogan for the client's new line of clothing. in such a situation, why is it particularly important for wang to keep her team happy?
An offer to enter into a contract can be terminated by
4. Which of the following parts can be stored outside without contaminating the environment? A) Brake master cylinders B) Windshields C) Batteries D) Gas tanks
The answer is: B. Windshields
Batteries, brake master cylinders and gas tanks contained chemicals that can be absorbed into the ground and contaminated the environment if stored outside. Windshields on the other hand is made of glass and one of the car parts that is not exposed to chemicals. This is why it is safe to store windshields outside.
Which type of digital wallet maintains your e-commerce information on the seller's web site?
You conducted a study on the efficacy of seatbelt use against the incidence of a skeletal fracture among persons involved in an automobile crash. the cases in each study were persons who sustained a fracture in a car crash. controls were persons in crashes who did not sustain a fracture (assume all other characteristics and exposures were identical). 1,000 cases and 1,000 controls were enrolled in this study; of the cases, 322 had worn seat belts whereas 500 of the controls had. what is the study design?
Which description best defines the field of economics? a. the study of the four factors of production b. the study of how nations decide what to produce c. the study of how people use scarce resources to meet unlimited wants d. the study of opportunity costs
Final answer:
Economics is the study of how people use limited resources to satisfy unlimited wants, focusing on the allocation of scarce resources, including time.
Explanation:
The description that best defines the field of economics is that it is the study of how people use scarce resources to meet unlimited wants. Economics involves individual decisions, family decisions, business decisions, or societal decisions. Scarcity is a central concept in economics, referring to the limited availability of resources such as labor, tools, land, and raw materials which are needed for the production of goods and services. Since these resources are limited, the economy must make choices regarding their allocation. Additionally, time is considered a scarce resource; everyone has only 24 hours a day to allocate towards earning income, leisure, or sleep.
How is a 401k different from an individual retirement account (IRA)?
A 401k is a good long-term investment strategy.
A 401k allows people to contribute before taxes.
A 401k is created by an individual who deposits money.
A 401k is created by an employer that matches contributions.
Answering the question, 401k is created by an employer that matches contributions. This implies the correct answer is D
A 401k and IRAs are contributions plans and both plans provide tax-advantaged retirement savings.
Further Explanation401K is a retirement plan that is sponsored by the employer. A 401K retirement plan means you have to contribute a certain portion of your paycheck. The contributions usually take place before the income taxes on your paycheck are removed.
There are various 401K plans with different investment options but the options applicable to 401K plans depend on the provider.
However, the money you contribute towards your 401k accounts is pre-tax. This money is invested into different investments and it is to be determined by the sponsor.
Individual Retirement account (IRA) is also a tax-advantage retirement saving that can be created by an individual.
However, the different types of IRAs include:
Traditional IRAs: with this type of individual retirement account, you can make contributions towards your investment retirement account before the income taxes on your paycheck are deducted.
Roth IRAs: this individual retirement account is a special account, you will be taxed on the money you contribute to investment retirement account but won’t be taxed if you decide to withdraw your money in future. This type of individual retirement account is good if you are making a lot of money
Other types of individual retirement account include
Sep IRAs: Simple IRAsLEARN MORE:
Which is a retirement plan that offered by employers ? https://brainly.com/question/4802253What is a major difference between a traditional Individual Retirement Account and a Roth IRA https://brainly.com/question/7126728KEYWORDS:
401kindividual retirement accountIRAsemployersRoth IRAssep IRAsSimple IRAsA 401k is created by an employer and allows employees to make pre-tax contributions, while an IRA is usually set up by an individual and offers tax benefits for retirement savings.
Explanation:The main difference between a 401k and an Individual Retirement Account (IRA) is how they are created and funded. A 401k is created by an employer and allows employees to contribute a portion of their salary to their retirement account. The contributions are made before taxes are taken out, which means that the funds grow tax-deferred until they are withdrawn during retirement. On the other hand, an IRA is usually set up by an individual, who then makes contributions to the account on their own. The contributions to a traditional IRA may be tax-deductible, and the funds grow tax-deferred. However, contributions to a Roth IRA are made post-tax, meaning that the funds grow tax-free, and withdrawals are tax-free during retirement.
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5. The Top 10 list of environmental challenges in a repair shop includes all of the following, EXCEPT: A) Antifreeze, Oil & Other Similar Fluids B) Batteries, Tires, & Paint Booth Filters C) Floor Drains, Absorbents, and Spills D) Scrap Metal and Spare Parts
The answer is C, Floor drains, absorbents and spills
Barb has been a children's day care provider for several years in the small town of sallton. she has decided to give it all up and move to the big city for excitement and adventure. she sells her business to ken, agreeing not to open a competing business within five miles of sallton for a period of nine months. after five months of the big city life, barb is broke and moves back to sallton. she opens a small day care business. ken sues on the noncompete clause. what is the most likely result?
Answer:
Ken wins the law suit and Barb loses. The agreement between the two is enforceable.
Explanation:
Barb sold her business to Ken on the condition that she will not open a similar business within 5 miles of Sallton within 9 months of sale. Barb however, breached the agreement by opening similar business, that is day care service in Sallton after 5 months of sale. Ken files a lawsuit on non-compete grounds and wins as Barb indeed breached the non-compete clause in the agreement.
Further explanation:
Non-compete clauses which are common between an employer and employee that prohibits employees from starting a business in similar lines within a stipulated time after they end their employment with the respective employer. This clause is enforced to protect confidential information of companies and their core strategies. It is also called restrictive covenants.
Non-compete agreements, like any other agreement should have valid offer and acceptance and consideration. Both the parties must agree to the terms stated in the agreement, which should be clear.
The agreement should also have the time period that binds the parties to the agreement. Certain states do not enforce non-compete agreements as these clauses can be too restrictive or even hamper employment growth.
Here, both Ken offered and Barb accepted the terms of the agreement for consideration that was part of sales. So, the clause is enforceable.
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Keywords: Non-compete clause, non-compete agreements, restrictive covenants, valid agreement, enforceability of non-compete agreements.
________ data, or the facts and figures that have already been collected about coffee collective prior to the research at hand, might include previous years' budgets, old coffee collective marketing activities, internal sales figures, and customer emails.
Answer: secondary data
Secondary data or the facts and figures that have already been collected prior to the research at hand, might include previous years' budgets, old collective marketing activities, internal sales figures, and customer emails. All the data that was collected for any other purpose but is available for current use and is helpful in the research being done is secondary data. In contrast, primary data is the research done first hand and is up to date.
explain how consumer sovereignty operates in the marketplace to determine the success or failure of an entrepeneur
Consumer sovereignty determines entrepreneurial success or failure by allowing consumers to 'vote' with their purchases, influencing which businesses thrive or falter based on their ability to meet consumer demands and preferences.
Consumer sovereignty operates in the marketplace by allowing consumers to essentially 'vote' with their purchases. This sovereign consumer power determines the success or failure of entrepreneurs. In a free market economy, companies that provide products or services that align with consumer wants and needs will likely succeed. Conversely, those unable to meet these demands may face failure. Examples of consumer sovereignty in action can be seen in various industries, like the automobile industry, where consumer purchases and refusals to purchase directed the market and influenced profits and losses.
Furthermore, consumer preferences force businesses to make continuous changes, adaptations, and adjustments over the years to stay relevant and profitable. The assertion that 'the customer is always right' and the Latin phrase 'De gustibus non disputandum est' reflect the core of consumer sovereignty, underscoring that tastes, preferences, and ultimately, consumer choices, are indisputable drivers of the market.
If the Federal Reserve sells $60,000 in Treasury bonds to a bank at 4% interest, what is the immediate effect on the money supply?
Answer:
the money supply will decrease by $60,000
Explanation:
When the FED sells securities, it is carrying out a contractionary monetary policy, which will decrease the money supply and increase the interest rates. Contractionary monetary policies are used to lower the inflation rate.
Mildred was persuaded by a fast-talking salesperson to carry an expensive brand of yarns in her retail needlecraft shop. seldom does a customer buy this brand, but on those rare occasions mildred tells herself she made the right decision. the yarns have been sitting on the shelf for several months and she has yet to profit from them. mildred suffers from the ________.
6. The purpose of applying for a patent is to protect the company’s right to (1 point)
A. produce and sell an invention.
B. pursue the development of an invention.
C. keep new product development secret.
D. market new products over the Internet.
7. Companies are using social media in their marketing strategies to allow (1 point)
A. customers to post comments in support of their products.
B. two-way conversations with customers and prospective customers.
C. easy access to customer databases for one-to-one marketing.
D. announcements to reach a larger audience.
8. Which of the following is a criticism of cause-related marketing? (1 point)
A. Cause-related marketing is more of a strategy for selling than giving.
B. Cause-related marketing is placing the burden of giving on the consumer instead of the company.
C. Cause-related marketing is becoming commonplace, and consumers are just ignoring it.
D. Cause-related marketing is shown to hurt rather than help a company in the long run.
9. Which of the following is not a customer market targeted by companies? (1 point)
A. cultural markets
B. reseller markets
C. government markets
D. consumer markets
10. In the product development process, marketers should treat their suppliers (1 point)
A. strictly as vendors to avoid relationship issues.
B. with professionalism, but without developing too close of a relationship.
C. as partners to ensure product success.
D. like part of the family, with suppliers working alongside the marketing team.
It should be noted that the purpose of applying for a patent is to protect the right is the company to B. pursue the development of an invention.
What is a patent?A patent simply means the exclusive right that's granted for an invention.
Companies are using social media in their marketing strategies to allow announcements to reach a larger audience. Social media marketing is the use of social media platforms to promote a product or service.
A criticism of cause-related marketing is that cause-related marketing is more of a strategy for selling than giving. Cause marketing simply means a collaboration between a for-profit business and a nonprofit organization which is done for a common benefit.
The option that is not a customer market targeted by companies is cultural markets. It should be noted that market culture emphasizes competitiveness between the organization, market competitors, and employees.
In the product development process, marketers should treat their suppliers with professionalism, but without developing too close of a relationship.
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when a country has favorable trade balances, its currency is usually stable or rising
true or false
If you have a $150,000 30-year 5% mortgage, how much of your first monthly payment of $805.50 would go toward principal?
Answer:
$180.5
Explanation:
First, we would determine the amount that goes toward the interest by dividing the interest rate by 12 months to have the monthly interest rate and then, multiply that for the total amount of the loan:
$150,000 × (0,05/12) = $625
Now, that we have the amount that goes toward the interest, we subtract this from the first monthly payment to find the amount that goes toward the principal that is the quantity you borrowed:
$805.50-$625= $180.5
The amount of the first monthly payment of $805.50 that would go toward the principal is $180.5.
For a $150,000 30-year mortgage at a 5% interest rate, $625.00 of the first monthly payment of $805.50 covers the interest, and the remaining $180.50 goes toward the principal.
The question concerns the calculation of the principal contribution in the first monthly payment of a mortgage. When provided with a $150,000 30-year mortgage at a 5% interest rate and a monthly payment of $805.50, one must calculate the amount of the first payment that goes towards the principal.
To do this, we need to determine the monthly interest rate, which is 5% per year or 0.05/12 per month.
The interest for the first month is calculated on the total loan amount, hence it's $150,000 x 0.05/12 = $625.00.
Since the total monthly payment is $805.50, the amount going towards the principal is $805.50 (total monthly payment) - $625.00 (interest) = $180.50.
A Roth IRA and a Tax Deferred investment plan are just two of many ways you can invest into for your retirement. If you wanted to contribute amounts greater than $5,000 a year, which of the two investment plans would you consider and why?
If an amount greater than $5,000 is made on an annual bases, then the Tax Deferred Annuity will be the best investment plan. A Roth IRA will only allow a maximum of $5,000 to be deposited annually, where as the Tax Deferred Annuity has no contribution limit.
A __________ is a business message that suggests a solution to a business problem.
In the olympic organizational structure national governing bodies (ngbs) report directly to
A mentor is a person who is advised, trained, or counseled by a trusted mentee.
A) True
B) False
Answer:
False
Explanation:
As part of the decision-making process in positioning, marketers must define the competitive advantage, which means to __________.
In which situation would a savings bond be the best investment to earn interest?
if you need access to your cash quickly
if you are saving each month for a new car
if you are putting aside a chunk of money to purchase a house in five years
if you have a large amount of money to save at one time
It is best to receive a completed ________ before paying an invoice
Final answer:
Before paying an invoice, it is best to have a completed work order or service completion form as proof that the services or goods invoiced for have been delivered to satisfaction. Change orders should also be reviewed to ensure they align with the agreement. This step secures the payer against fraudulent or inaccurate charges.
Explanation:
It is best to receive a completed work order or service completion form before paying an invoice. This ensures that the services or goods you are being invoiced for have been fully delivered or completed to your satisfaction. In the context of contracts and business dealings, a work order or service completion form acts as a confirmation that the work agreed upon in the contract has been done, often necessary before the release of payment.
Additionally, it's important to review any change orders that may have affected the original agreement before proceeding with the payment. These change orders need to be documented and agreed upon by both parties; otherwise, you could risk paying for work that was not authorized or completed as per the original terms.
Last but not least, keep in mind the need to review the invoice for accuracy and to check it against your records, including any endorsements or transaction histories that might be applicable, especially in cases of bills or invoices pertaining to loans or financial instruments.
Overall, to protect oneself from erroneous or fraudulent charges, a business or individual should always ensure work completion and that all relevant contractual modifications are recorded before processing an invoice payment.