What advantage do federal loans have over private loans?
O A.
They have a low rate of interest.
OB. They offer a larger amount of money.
O c. They allow a longer repayment period.
OD.
They have an easier application process.

Answers

Answer 1

Answer:

The interest rate is fixed


Related Questions

What are the 3 functions of banks?

Answers

the 3 functions of banks are to accept deposits, granting loans and advances, and agency functions

A store that has very limited inventory commonly uses what type of inventory method ?

Answers

RETAIL INVENTORY METHOD SHOULD BE USED BY A STORE .

Explanation:

The retail inventory method is an accounting method used to estimate the value of a store's merchandise. The retail method provides the ending inventory balance for a store by measuring the cost of inventory relative to the price of the merchandise. Along with sales and inventory for a period, the retail inventory method uses the cost-to-retail ratio.

Periodic counts might be once every two months or every three weeks, depending on warehouse size and company needs. This will create better visibility than yearly or seasonal options but it also requires more time and manpower. Workers must ensure they are performing inventory consistently between each count.

Which of the following best describes the
process of determining the outcome of a
possible risk?
A. analyzing the risk
B. evaluating the effect of the risk
C. taking action to mitigate the risk

Answers

Evaluating the effect of the risk is it

Risk analysis involves quantifying risks and evaluating probabilities to address critical risks.

Risk analysis is a crucial part of decision-making processes, aiming to identify and assess potential risks involved in a situation. It involves quantifying risks and evaluating probabilities to determine the most critical risks that need immediate attention.

What should you do before you withdraw money from
the ATM?
1. Inspect the ATM to make sure it wasn't tampered
with.
2. Share your pin number with trusted friends so you
don't forget it.
3. Ask someone nearby for help using the ATM.
4. Find a hidden ATM so no one will see you withdraw
money.​

Answers

Answer: Inspect the ATM to make sure it wasn't tampered with.

Explanation:

The following step must be taken before one withdraws money from the ATM:

1. Inspect the ATM to make sure it wasn't tampered  with.

No one should share the pin of the debit card to be used to withdraw money from ATM with friends. As some friends dishonestly withdraw money. You should not ask someone nearby to help you using the ATM because the person can dishonestly collect the money from the ATM and can harm you to steal and run with money. You should not find any hidden ATM for withdrawal of the money because the hidden ATM can have manipulated device which can take the pin and help another person to transect the money dishonestly. You should inspect the ATM before withdrawing the money because if the tampered or miss handled ATM device is present it can restrict the transection process or may be dishonestly under the control of other person.

Hence, option 1 is correct.

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For the current year, Stone Company records $10,000 of depreciation on a piece of equipment. Which of the following statements is correct?

The equipment has gone down in market value by $10,000 during the year.
By recording depreciation, the company is matching the cost of using the equipment with the revenues the equipment generated.
The company is setting aside $10,000 of funds to be used to replace the equipment at the end of its useful life.
The company is following the lower of cost or market rule.

Answers

THE CORRECT ANSWER FOR THIS QUESTION IS BY RECORDING DEPRECIATION , THE COMPANY IS MATCHING THE COST OF USING THE EQUIPMENT WITH THE REVENUES THE EQUIPMENT GENERATED.

Explanation:

THE PURPOSE OF DEPRECIATION IS TO MATCH THE COST OF THE ASSET TO REVENUE DERIVED FROM USING THE ASSET OR TO THE PERIOD BENEFITING FROM ASSET.

THE AMOUNT NOT YET DEPRECIATED OR NET YET MATCHED TO REVENUE DOESN'T INDICATED THE  CURRENT VALUE OF ASSET.

NOTE: THE MATCHING PRINCIPLE IS APPLIED TO RECORD THE REVENUE AND EXPENSE RELATED TO THAT IN SAME REPORTING PERIOD.

Where can a health insurance policy be purchased? Select all that apply.

company where one works
school that one attends
online health insurance marketplace
local medical clinic
area hospital

Answers

Answer:

company where one works most of da time

Answer:

Company where one works

School that one attends

Online health insurance marketplace

Explanation:

What are financial obligations or money that a business needs to pay others in the future called? are financial obligations or money that businesses need to pay others in the future.

Answers

Answer:

Financial Obligation  

Explanation:

If company has borrowed money or services or product or has used the facility by forming a commercial agreement it means that company owes money to that party. Just like you eat food in the restaurant and at the end you owe money to the restaurant because you used their products and services. So company also make contracts with parties and as a result company owe money to the parties so we say that the company has a financial liability or it has financial obligation because the company now have to pay money. Just like after eating food from restaurant you have to pay to the restaurant. If you don't pay, you will end up in jail. So its company's obligation to pay money.

Answer:

Liabilities

Explanation:

Select the correct answer. In product costing, which component connects overhead costs to cost objects? A. direct cost B. overhead rate C. overhead cost D. cost allocation base

Answers

Final answer:

In product costing, the cost allocation base links overhead costs to cost objects. It serves as a measure of the level of activity or volume associated with overhead costs.

Explanation:

In product costing, it is the cost allocation base that serves the role of connecting overhead costs to cost objects. The cost allocation base provides the link by serving as the measure of activity or volume that is connected to overhead costs. Consider, for example, a manufacturing plant that uses machine hours as its cost allocation base. In such a scenario, the overhead costs, which could include aspects like plant maintenance or electricity, are distributed to each product unit based on how many machine hours were needed for its production.

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Which of the following is NOT a variety of insulation?
Bate and blanket
Flat
Loose-fill
Rigid

Answers

I’m not sure but I believe it’s flat (I haven’t heard of flat before)

The variety of insulation that is not a recognized type is 'Bate and blanket.' Insulation materials work by trapping air within a fiber matrix, and the performance of these materials is measured by their R value.

The type of insulation that is NOT a variety is 'Bate and blanket.' Insulation materials such as fiberglass, cellulose, foam, and certain structured panels are commonly used to reduce unwanted heat transfer. Most insulation strategies use a fiber matrix that traps air, taking advantage of air's low thermal conductivity to minimize heat transfer through conduction and natural convection. The effectiveness of insulation is commonly measured using the R value, which is a measure of the material's resistance to heat transfer. Common types of insulation include loose-fill, flat (often called blanket or batts), and rigid insulation.

The average cost to a 50-year-old male for a $100,000 term life policy is $14.34 per month. The same policy would cost a 70-year-old male $79.79 per month. How much more will the 70-year-old pay for a 20-year term?

Answers

Answer: $15, 708.

Explanation:

79.79 - 14.34 (12)(20)

Answer:

The excess amount reimbursed by a 70-year-old male in comparison to a 50-year-old male for the term life policy is $15,708.

Explanation:

What is a term life policy?

An agreement initiated by an insurance company with a policyholder where the policyholder agrees to reimburse a certain amount of premium monthly, quarterly, or yearly, and in return, the company promises to indemnify his/her beneficiary party at the demise of the policy owner.

Given values:

Monthly average cost (MAC) for a 70-year-old is $79.79

Monthly average cost (MAC) for a  50-year-old is $14.34

Computation of excess amount paid by 70-year-old for the term life policy:

[tex]\rm Excess \ Amount = \rm (MAC\ at\ 70\ years * 12 - \rm MAC\ at\ 50\ years\ * \ 12) * 20 \ years \ term\\\rm Excess \ Amount = (\$79.79 * 12 - \$14.34 * 12) * 20 \\ \rm Excess \ Amount =(\$957.48 - \$172.08)*20\\\rm Excess \ Amount =\$15,708[/tex]

Hence, the extra amount of $15,708 is paid by a 70-year-old male for the term life policy for 20 years.

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Match the definition to the term.
1. human population growth
2. sustainability
3. quality of life indicators
answers

a - measures of an individual's,
community's, or larger population's well-
being
b - the exponential increase in the
number of human beings on Earth
c- the capacity for a system to provide
for its inhabitants during the present and
into the future

Answers

Answer:

1. A 2. C 3. B

Explanation:

To obtain a Class E license, you must _____.
A. bring a note from your doctor about your vision
B. pass the vision exam at the FLHSMV
C. be at least 18 years old
D. provide a valid passport

Answers

Answer:

B

Explanation:

I got it right on the test

Oriole Company incurred the following costs for 62000 units:

Variable costs
$372000
Fixed costs
392000

Oriole has received a special order from a foreign company for 3000 units. There is sufficient capacity to fill the order without jeopardizing regular sales. Filling the order will require spending an additional $6000 for shipping.

If Oriole wants to earn $6000 on the order, what should the unit price be?

Answers

Answer:

=$10

Explanation:

Since Oriole Company has enough capacity to produce the 3000 units without jeopardizing regular sales, only variable costs will change.

Variable cost per unit will be the total variable cost  divide by units

= variable costs/ total units

=$372,000/62,000

=$6 per unit

for 3000 units, variable cost

= $3000 x 6

=$18,000

the total cost involved will include variable costs + Shipping costs + desired income

=$18,000 + $6000 + $6000

=$30,000

for 3000 units the cost per unit should be $30,000/3000

=$10

1. Spending plans are decisions about how you spend your allowance. True / False

Answers

Answer:

True

Explanation:

When you have an amount of money allotted to you its good to come up with a plan on how to spend it efficiently.

True. When you are given any amount of money you can get a spending plan


Which of the following affects your values?
Your experiences,
Your beliefs
Your family and friends,
All of the above

Answers

All of the above would be my answer

3. Isaiah reads articles about the insufficient savings of those in retirement and decides he needs to start saving now, even though he's in
his 50s. He saves $500 per month for 15 years and earns 7% by investing in the stock market through an index fund. What is the value
of his retirement account after 15 years?

Answers

Value of investment after 15 years will be $159,405.62

(or) $159,405 (rounded off)

Explanation:

value of retirement account after 15 years

Given information's are

His monthly savings = $500

Interest rate = 7%

Period = 15 years

Value of investment = ((P×(1+i)^n) + P),

where P is the principal,

i is the annual interest rate, and

n is the number of periods

Total investment = $500×12×15 = 90,000

Interest earned

= ((P×(1+i)^n) + P) = (6000 × (1-0.07)15) - 6000) = $69,405.62

Value of investment = (6000 × (1-0.07)15) + 6000) = $159,405.62

[tex]Value of investment = (6000 × (1-0.07)15) + 6000) = $159,405.62[/tex]

Productivity (output per worker hour of a bicycle manufacturing plant with 600 employees
who work 40 hours a week for 50 weeks of the year and produce 2,400,000 bicycles during
the year is
a. 1
b. 2
c. 10
d. 20

Answers

Final answer:

The productivity of the bicycle manufacturing plant with 600 employees is 2 bicycles per worker hour.

Explanation:

To calculate the productivity of a bicycle manufacturing plant, we need to divide the total output (2,400,000 bicycles) by the total number of worker hours. The total number of worker hours can be calculated by multiplying the number of employees (600) by the number of hours worked per week (40) by the number of weeks worked in a year (50). So, the total worker hours = 600 * 40 * 50 = 1,200,000 hours.

Productivity = Total output / Total worker hours

Productivity = 2,400,000 bicycles / 1,200,000 hours = 2 bicycles per worker hour.

Therefore, the productivity of the bicycle manufacturing plant is 2 bicycles per worker hour.

Final answer:

The productivity of the bicycle manufacturing plant is 2 bicycles per worker hour, calculated by dividing the annual output of 2,400,000 bicycles by the total annual worker hours of 1,200,000.

Explanation:

To calculate the productivity (output per worker hour) of a bicycle manufacturing plant, we use the given data to determine the total number of worker hours in a year and then divide the total output by this number. The formula for productivity is:

Total Output / Total Worker Hours = Productivity

First, let's find the total worker hours:

Number of employees = 600Hours worked per week = 40Weeks worked per year = 50

Total Worker Hours = 600 employees * 40 hours/week * 50 weeks/year = 1,200,000 worker hours/year

Now, we divide the total annual output of bicycles by the total worker hours:

Productivity = 2,400,000 bicycles / 1,200,000 worker hours = 2 bicycles per worker hour

Therefore, the correct answer is b. 2 bicycles per worker hour.

At which time did marketing emerge ? A)During the middle ages B) During the Industrial Revolution C)During World War I D) During the twentieth century

Answers

Answer:

C

Explanation:

A loan guaranteed with property is called?

Answers

the name is mortgages

explanation=Mortgage Notes are promissory notes guaranteed with a document called a partnership that mortgages property rights as collateral for loans. ... However, if a "point" assessment is imposed by the lender, the total amount received by the borrower is less than the nominal value of the note.

Business Intelligence tools, when used along with a data warehouse, present reports in a user-friendly interface called a (blank)

Answers

Answer:

dashboards

Explanation:

Answer:

dashboard

Explanation:

the other one was right just didnt need the "s"

________ is what the firm will pay the bondholder when redeeming the bond.

Answers

Final answer:

The Face Value or Par Value is what the firm will pay the bondholder when redeeming the bond. This term references the initial cost of the bond, which is returned to the bondholder upon maturity.

Explanation:

The amount a firm will pay the bondholder when redeeming the bond is known as the Face Value, also often referred to as the Par Value. This is typically the price at which the bond was initially sold, and is the amount that is returned to the bondholder when the bond reaches its maturity date.

For example, a bond with a face value of $1,000 would mean that the firm will give the bondholder $1,000 when it redeems (pays off) the bond.

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Final answer:

The term you are looking for is face value. In the financial world, the face value of a bond refers to the amount that the issuer of the bond promises to pay the bondholder at the bond's maturity date.

Explanation:

The term you are looking for is face value.

In the financial world, the face value of a bond refers to the amount that the issuer of the bond promises to pay the bondholder at the bond's maturity date. It is the principal amount that the bondholder will receive when redeeming the bond.

For example, if a bond has a face value of $1,000, then the bondholder will receive $1,000 when the bond matures, in addition to any interest payments received throughout the bond's term.

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What is the term for the distance between people?
Respiration
Proximity
Positioning
Screening

Answers

The answer for sure proximity !!

In the given case, The term for the distance between people is proximity. Option B is correct.

The term "proximity" refers to the state or quality of being near in space, time, or relationship. It is often used in various fields such as geography, psychology, and sociology to describe the closeness or distance between objects, individuals, or groups.

The term for the distance between people is proximity. Proximity refers to how close or far away something or someone is from another person or object. In social studies, proximity can be used to analyze the relationships and interactions between individuals or groups of people.

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Type the correct answer in the box. Spell all words correctly. What is the first step taken by the management team in any industry? The first step taken by the management team in any industry is to set .

Answers

Answer:

plan

Explanation:

planning is the first step,for every business to succeed there must be planning

Planning is the first step taken by the management team in any industry. The first step taken by the management team in any industry is to set plan.

What is Planning ?

Setting goals and choosing a course of action to achieve them are both part of the management task of planning. Managers must foresee future situations and be aware of the current environmental factors affecting their firm.

Planning entails examining and researching the goals as well as the strategy for achieving them. Making decisions about what to do and why is a method of action.

An organization can set realistic goals and give them a deadline with the aid of careful preparation. Long-term profitability is the result of this. Additionally, it enables a business to set the benchmarks and KPIs required to accomplish its objectives.

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Which is not an example of a risk management strategy

Answers

It’s b Buying a new car
Final answer:

Despite there being various risk management strategies such as risk avoidance, reduction, sharing, and retention, ignoring the risk is not considered a proper strategy. Ignoring risk can make its potential impact more severe.

Explanation:

Risk management strategies generally involve identification, assessment, and prioritization of risks followed by applying resources to minimize, monitor and control the impact of unfortunate events or occurrences. Examples of risk management strategies include risk avoidance, risk reduction, risk sharing, and risk retention. However, ignoring the risk is not a viable risk management strategy. This is because ignoring the risk does not lessen its potential impact, but can instead increase the likelihood of that risk materializing or exacerbating its effect when it does.

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What do community health centers do? What professions work there?

Answers

Community health centers are like hospitals

Answer:

Community health centers are like hospitals

and people like doctors work there.

Explanation:

How are direct lending and dealer financing similar? And which is the better option?

Answers

Answer:

See explanation below for answer.

Explanation:

Direct lending is the provision of credit directly to small and middle market companies (SMEs) for growth or acquisitions.

Dealer financing refers to the type of loan which is originated by a retailer to its customers and then sold to a bank or other third-party financial institution. The bank will then purchase these loans at a discounted rate and then collect the principle and interest payments from the borrower. It is also known as indirect loan.

The similarity between both methods is the lendee agrees to repay the loan over a period of time plus a finance charge.

Direct lending is the better option when the dealership offers no incentive programs.

Final answer:

Direct lending and dealer financing are both methods of financing involving borrowing money and paying back with interest. The better option depends on the loan terms, interest rates, borrower's credit score, and personal preference. Imperfect information can be problematic when choosing the better option.

Explanation:

Both direct lending and dealer financing are means of obtaining funds. The similarity between these two methods of financing is that both involve borrowing money and paying interest on the amount borrowed. In direct lending, a loan is obtained directly from a bank, credit union, or online lender. The borrower pays back the loan over time, usually with interest. Meanwhile, dealer financing is when the borrower obtains a loan through the dealership where they are purchasing, for instance, a vehicle. Dealer financing typically involves a financial institution partnering with a dealership to offer loans to buyers. As for which option is better, it depends on various factors such as the interest rates offered, the borrower's credit score, loan terms, and the buyer's comfort level with the lender. While some people prefer the convenience of dealer financing, others prefer to shop around for direct loans to possibly get lower interest rates. Imperfect information can be a problem in making this decision.

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If, as the economic problem states, we have limited resources, but unlimited wants, what does this make individuals and societies do? For example, if you have saved $300 and there is a cell phone
you love for $250, but you also need to take a date to the prom, which will cost $300:

a. Can you do both? Why can you/why can't you?

b. What does this situation force you to do?

c. If you choose to purchase the cell phone, what must you give up (Remember, it is not just the money that you give up)?​

Answers

Answer:

B. what does this situation force u to do

Have labor laws since the 1930s strengthened or weakened the union movement, and why?

Answers

Answer:

yes it has strengthen the labour movement

Explanation:

because it did not gives room for idleness

Since the 1930s, labor laws in the United States have generally strengthened the union movement, particularly with the passage of the National Labor Relations Act (NLRA) of 1935, also known as the Wagner Act. The NLRA was a pivotal piece of legislation that explicitly recognized the right of workers to organize and bargain collectively. It also established the National Labor Relations Board (NLRB) to oversee and enforce these rights.

The Wagner Act provided a framework for collective bargaining and protected workers from unfair labor practices by employers, such as discrimination against union members or interference with efforts to form a union. This legislation was a significant victory for the labor movement, as it helped to level the playing field between workers and management, leading to increased union membership and influence in the decades that followed.

However, subsequent amendments and laws have had more mixed effects on unions. The Taft-Hartley Act of 1947, also known as the Labor Management Relations Act, restricted some union activities, such as certain types of strikes and boycotts, and allowed states to pass right-to-work laws, which weaken unions by allowing workers in a unionized workplace to opt out of paying union dues.

The Landrum-Griffin Act of 1959, also known as the Labor-Management Reporting and Disclosure Act, was passed to address corruption within unions and establish democratic standards for union elections and financial practices. While this act aimed to ensure fairness and transparency within unions, it also imposed additional regulations on union activities.

Overall, while the initial wave of labor laws in the 1930s significantly strengthened the union movement, subsequent legislation has introduced both protective measures and restrictions that have had a more complex impact on the strength and influence of labor unions. The long-term trend, especially in recent decades, has been a decline in union membership and density, which can be attributed to a combination of economic changes, political shifts, and the evolving legal landscape governing labor relations."

Would you hire yourself? Why yes, or no? What are some things you need to improve? Do you perceive yourself the way others perceive you? Explain (7- 10 sentences)

Answers

Answer:

I would hire myself because my mom is a virgin but the sheets are still cold so the mayonaise is probably adopted but thank you I have a cat

Which of the following is the primary cost object in most healthcare firmst?
A.) Specific DRG
B.) A covered life
C.) Episode of care
D.) Encounter of care

Answers

This is the primary cost object:

A.) Specific DRG

Explanation:

The firms that handle healthcare are focused on the specific DRG required by the person and not necessarily the number of time healthcare was needed or how many repeated episodes it will involve.

This is because they are concerned with the cost.

There is a world's difference between the regular cost of a regular checkup and a serious ailment but booth are factored in pretty much the same by the healthcare system.

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A reduction in sea ice due to climate change has negatively affected the food abundance of _______.A. FrigatesB. AlbatrossesC. PenguinsD. PloversE. Pelicans What is the value of x in the problem attached? An economist claims that average weekly food expenditure of households in city 1 is more than that of households in city 2. she surveys 35 households in city 1 and obtains an average weekly food expenditure of $164. a sample of 30 households in city 2 yields an average weekly expenditure of $159. historical data reveals that the population standard deviation for city 1 and city 2 are $12.50 and $9.25, respectively. to test the economist's claim, the competing hypotheses should be formulated as 2) What is 8% of 24.52? Round your answer to the nearest hundredth. How do the writers of the Foreword and the Introduction hope to influence the way readers read Wheels of Change: How Women Rode the Bicycle to Freedom? Think authors purpose in your assertion. Geologists discovered a layer of rock formed millions of years ago. How do you tell the environment it was from In a wave is generated in a slinky and the wave is transmitted to a string that is less dense then the Slinky the Transmitted wave will be Mark sold 445 tickets for the school play. Student tickets cost $3 and adult ticketscost $5. Mark's total income for the event was $1871. How any adult tickets did hesell? Firms usually offer their customers some form of trade credit. This allowance comes with certain terms of credit, which affect the cost of asset of sale for the buyer as well as the seller. Consider this case: Purple Turtle Group buys on terms of 3.5/15, net 60 from its chief supplier. If Purple Turtle receives an invoice for $2,100.98, what would be the true price of this invoice? How did World War I hurt businesses in Europe even after the war ? Delta Technologies, Inc., operates in a perfectly competitive market and has experienced economies of scale because of advanced technologies that have allowed it to make production more efficient. Delta Technologies, Inc., is in which type of industry Complete the statements to apply the triangle inequality rule to the given triangle. QS + QR > QR + RS > RS + QS > Which verb form correctly completes this sentence?Cuando Gloria___en los Estados Unidos, trabaj en un canal de televisin.A. viveB. vivaC. vivisteD. vivieron Seven-year-old George, who possesses average academic ability, is a problematic student. He continuously disrupts the classroom decorum and talks to other children while they are working. He shows no interest in activities that require his attention for a length of time and usually acts on his impulses. In this scenario, George is most likely suffering from ____. Barry's Sport Shop calls Champs Tee Shirt Company to order 200 designer tee shirts at $2 per shirt. The next day, Barry decides he can easily sell 100 more. Before the order is filled, he calls to change the order to 300 tee shirts. Champs sends 200. Can Barry force Champs to send the additional 100? Solid NaCl is added slowly to a solution containing 0.10M AgNO3 and 0.20M Pb(NO3)2. Ksp AgCl = 1.8 E-10 Ksp PbCl2 = 1.6 E-5 Write a net ionic equation and corresponding Ksp expression for the dissolution of solid i. Silver Chloride (AgCl) ii. lead (II) chloride (PbCl2) How do I do this? Patricia needs 10 yards of fabric to make curtains for her bedroom she also needs 3 yards of fabric to make a cover for her storage bench Patricia has 15 feet of fabric how many more feet of fabric does she need A traveling wave on a string can be described by the equation : y = (5.26 ~\text{m}) \cdot \sin \big( (1.65 ~\frac{\text{rad}}{\text{m}})x - (4.64 ~\frac{\text{rad}}{\text{sec}})t +(1.33 ~\text{rad}) \big)y=(5.26 m)sin((1.65 m rad )x(4.64 sec rad )t+(1.33 rad)) How much time will it take for a peak on this traveling wave to propagate a distance of 5.00 meters along the length of the string? The South was fighting a ___ war.passivepleasantdefensiveforeigndeceptive 1. What is the author's purpose in writing this biography of Lois Lowry?