What does the Federal Unemployment Tax Act (FUTA) do?
A credit score tells a lender how
A credit score is a numerical rating that represents a person's creditworthiness. It informs lenders about the risk they might bear by lending to the individual, based on their past credit history.
Explanation:A credit score is a numerical expression that represents an individual's creditworthiness. It's primarily used by lenders to assess the risk they might be taking by lending money or providing credit to a particular individual. If a person has a high credit score, it indicates that they have a history of managing their debts well, making payments on time, and being responsible with credit; thus reducing the risk for the lender. Conversely, a low credit score may suggest that the individual has had difficulties managing their debts in the past, therefore posing a higher risk to the lender.
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Rosalind, a seventeen-year-old, signs a contract to sell her car to street fleet used cars. the next day, rosalind tells street fleet that she's decided not to sell the car. rosalind is liable to street fleet for
SWAG refers to _____. stuff we all get specific, worldly, attitude, and generosity a specific movement convention time schedule.
Caleb bought a car for $6,900. he agreed on a five- year loan at a 5.4% interest rate. calculate what caleb's monthly payments will be.
Which marketing strategies are appropriate for nominal decision making? maintenance strategy and disrupt strategy capture strategy and intercept strategy preference strategy and acceptance strategy capture strategy and acceptance strategy maintenance strategy and intercept strategy?
Maintenance strategy and disrupt strategy. When you have a maintenance strategy in place, the organization is wanting to maintain its current market share of a product or brand. Because they want to maintain they are less likely to invest a lot of money and time in marketing, especially in lower-consuming markets. Disrupt strategy in marketing describes researching consumer trends and habits within the marketplace. They also hold interviews and focus groups to make sure they are offering the right products and services to their consumer base.
Your class is selling boxes of flower seeds as a fundraiser. the total profit p depends on the amount x that your class charges for each box of seeds. the equation p equals negative 0.5 x squared plus 36 x minus 206 models the profit of the fundraiser. what's the smallest amount, in dollars, that you can charge and make a profit of at least $388?
The ohio state leadership studies tried to discover the effects of particular behaviors on subordinates. they found two underlying dimensions of leadership:
Discovering the effects of particular behaviors on subordinates, the Ohio State Studies identified that initiating structure and consideration are the two underlying dimensions of leadership. The Initiating structure is the degree in where the leaders are to be expected to outline and structure their employees and their parts to attain their goal. Consideration is the degree in where a leader's work relations are described by common trust, respect for the ideas of employees, and concern for their emotional state.
A bank currently has $100,000 in checkable deposits and $15,000 in actual reserves. if the reserve ratio is 20 percent, the bank has ________ in money-creating potential. if the reserve ratio is 14 percent, the bank has __________ in money-creating potential. -$5,000; $1,000. $20,000; $14,000. $5,000; $1,000. $3,000; $2,100.
A bank with $100,000 in checkable deposits and $15,000 in actual reserves has a money-creating potential of -$5,000 at a 20% reserve ratio and $1,000 at a 14% reserve ratio.
Explanation:To calculate a bank's money-creating potential, we must first determine the required reserves and compare it to the actual reserves. The difference will indicate the potential for additional loans (money creation). When the reserve ratio is 20%, the required reserves for $100,000 in checkable deposits would be 20% of $100,000, which is $20,000. Since the bank has actual reserves of $15,000, it has insufficient reserves and thus no money-creating potential; in fact, it is $5,000 short. If the reserve ratio is 14%, the required reserves would be 14% of $100,000, which is $14,000. With $15,000 in actual reserves, the bank exceeds the required amount by $1,000, representing its money-creating potential.
The upper class makes up about 25 percent of the population in the United States. True or False
The answer is actually False
During the recent economic crisis, many financial managers and corporate officers have been criticized for (a) poor decisions, (b) lack of ethical behavior, (c) large salaries, (d) lucrative severance packages worth millions of dollars, and (e) extravagant lifestyles. Is this criticism justified? Justify your opinion. Step-by-Step ...
In _______, data from transactions are collected over time and then processed all at once. multiple choice batch processing group processing real-time processing consignment processing
What is the role of the Federal Open Market Committee (FOMC)?
A. It makes key decisions about interest rates and the growth of the United States money supply.
B. It collects information on each Federal Reserve District and reports on economic conditions to the Board of Governors.
C. Composed of seven members appointed by the President, it oversees the Federal Reserve System.
D. It redraws the map of the 12 Federal Reserve Districts every ten years in response to economic changes.
Final answer:
The FOMC is responsible for making key decisions about interest rates and the growth of the U.S. money supply, consisting of twelve members including seven Board Governors and five regional Federal Reserve Bank presidents.
Explanation:
The role of the Federal Open Market Committee (FOMC) is to make key decisions regarding open market operations, which are an essential component of the United States monetary policy. The FOMC consists of twelve members: the seven members of the Federal Reserve's Board of Governors, the president of the New York Federal Reserve Bank who has a permanent voting membership, and four presidents from the remaining eleven regional Federal Reserve Banks who serve on a rotating basis. Option A
The committee is responsible for making decisions that influence the growth of the U.S. money supply and interest rates, aiming to foster economic growth and stability. The FOMC typically meets every six weeks, or more often if needed, and decisions are made by consensus with a significant role often played by the Federal Reserve's chairman in shaping that consensus.
In mutual v. ohio, the supreme court ruled that motion pictures were _____. inherently detrimental to society a business a form of art a type of news media immoral, but not illegal
Choose the best closing for a message requesting the receiver's support for a proposed change in a benefits plan.
a. please e-mail me at your earliest convenience with your decision.
b. contacting me by december 1 about your support of this new benefits plan will allow me to present this proposal at the next strategic planning session.
c. if you have any further questions about this new benefits plan, please do not hesitate to contact me.
d. we really need to implement this new benefits plan soon.
In a contract, what is consideration? A. Exchanging things of value B. Breaching the contract C. A business tort D. The minimum age for the contract Please select the best answer from the choices provided A B C D
Answer: A
Explanation:
Janice is in the middle of a distinct period of an abnormally and persistently elevated mood. in the last week she has cleaned her house from top to bottom (breaking windows and dishes in the process), bought a new car that she can't afford, and dug up most of her yard in case she might want a garden next year. janice is experiencing ________.
For Janice who is in the middle of a distinct period of an abnormally and persistently elevated mood and given the activities displayed by her, she can be said to be experiencing Mania.
What is Mania?Mania is a psychological condition that causes people to be in a state of euphoria, hyperactivity, delusions, and intense moods. Thus they are most likely going to act in an unreasonable manner.
All of these symptoms are seen in Janice who has a persistently elevated mood, euphoria, and hyperactivity.
Therefore Janice is experiencing Mania.
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Identify the benefits of budgeting. select all answers that apply
Budgeting aids in creating a concrete financial plan provides discipline in spending, and enhances understanding of budget constraints, thereby supporting informed financial decision-making.
Explanation:The benefits of budgeting are numerous. Firstly, budgeting creates a concrete financial plan by helping you determine your income and expenditures, such as Marie's weekly allowance of $24. This allows you to allocate your funds to necessary expenditures and save up for non-essential ones. It helps manage your money, ensuring that you're not overspending or under-spending in any area. Secondly, budgeting imposes a level of discipline, ensuring you stay within set monetary limits. Finally, budgeting is critical in understanding budget constraints which helps unveil our fiscal behavior and habits, and this understanding guides more informed decision-making with regards to spending and saving.
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Identify the type of communication illustrated in the quotation.
"Hmmm. Let's see. I know I've solved one of these before. To figure out this problem, I need to use the formula for the area of a circle."
A. intrapersonal
B. interpersonal
C. small group communication
D. public communication
E. mass media
If a borrower computed the interest charged for the previous month on a $260,000 loan balance as $1,300, what is the borrower's interest rate?
The borrower's monthly interest rate is 0.5%. This is found by dividing the interest charged ($1,300) by the product of the principal ($260,000) and the time period (1 month). If an annual rate is needed, it would be 6%, which is the monthly rate multiplied by 12.
To determine the borrower's interest rate from the given loan parameters, we need to use the formula for simple interest: Interest (I) = Principal (P) imes Rate (R) imes Time (T). In this scenario, the interest charged for the previous month is given as $1,300, and the principal loan balance is $260,000. We assume the time (T) to be 1 month. Since we are looking for the monthly interest rate and given that there are 12 months in a year, we'd need to adjust the rate accordingly to express it as an annual rate if needed.
To find the monthly rate, we would re-arrange the formula to solve for R, which gives us R = I / (P imes T). Plugging in the values, we have R = $1,300 / ($260,000 imes 1), which simplifies to R = 0.005 or 0.5% per month. If we wanted to express this as an annual rate, we would multiply by 12 (the number of months in a year), resulting in an annual rate of 6%.
Perfect price discrimination is
a. unlikely to occur because firms are typically able to keep consumers who buy a product at a low price from reselling it.
b. unlikely to occur because firms typically do not know how much each consumer is willing to pay.
c. likely to occur because it results in economic efficiency.
d. likely to occur because it results in higher profits.
e. both a and
b.
the annual percentage yield (apy) is the
Answer:
Interest rate avertised by borrowers
Explanation:
what do you need before you can define long-term goals?
Short-term goals
An Action plan
A vision
A self-assessment
Answer:
Beore thinking about a long-term goal we need A vision.
Explanation:
All right to understand this answer we need to analyze the context. If we need long term goals is to fulfill a vision. So that is how we need to act. First picture the scenario we want and then set long term goals. Then we create an action plan and set short term goals that are going to be decisive steps to achieve our vision. That way we structure the whole scheme with self-assessment. After explaining this process you may now understand the answer.
Which of the following would likely be covered under homeowners insurance but NOT by renter's insurance?
What is data mining? A. A promotion strategy B. Entering primary data into a CRM database software program C. Collecting primary and secondary data D. Analyzing data to detect patterns of shared characteristics Please select the best answer from the choices provided A B C D
Answer:
D. Analyzing data to detect patterns of shared characteristics
Explanation:
Data mining is a process that organizations use to find patterns in big amounts of data to learn about their customers to be able to predict possible behaviors and develop better marketing strategies that can help achieve the company's goals. According to this, data mining is analyzing data to detect patterns of shared characteristics.
Which person(s) should decide upon the problem statement the team will be working toward? The team’s leader
All group members
Company management
The team’s senior member
A tax on the total value of the money and property of a person who has died
Ken owns and operates living earth garden shop as a sole proprietorship. when ken dies, living earth will automatically
Sole proprietorships are the most basic form of business where there is only one owner. When the sole proprietor dies, say, for example, Ken who owns Living Earth Garden, the business technically dies or automatically cease to exist. There are options after death, however, if Ken has authorized a representative to care for the business upon his death, the operation may continue.
Ken, as a sole proprietor, would likely have to pay from his personal assets if Jamie wins the lawsuit, as personal and business assets are not legally distinct in a sole proprietorship. The correct option is b.
If Jamie prevails in court against Ken, who operates Living Earth Garden Shop as a sole proprietorship, and after she slipped and fell in the shop's parking lot, the most likely scenario is that Ken will have to pay the judgment from his personal assets. This is because in a sole proprietorship, there is no legal distinction between the owner and the business, meaning personal assets are at risk for business debts and liabilities. The options such as the award of treble damages would typically be for cases involving coercion, intimidation, threats, or similar harms, which does not appear relevant to this particular negligence case. Moreover, filing for bankruptcy is a complex process that may offer some protection, but it does not automatically absolve the responsibility of judgments, especially if certain legal standards or conditions are not met.
The complete question is- Ken owns and operates Living Earth Garden Shop as a sole proprietorship. Jamie, a customer, sues Living Earth Garden Shop in civil court after she slipped and fell in the shop's parking lot. If Jamie prevails in court,
a. the court will award her treble damages.
b. Ken will have to pay the judgment from his personal assets,
c. Ken will have to pay the judgment from Living Earth Garden Shop's assets only.
d. Ken can avoid liability by filing for bankruptcy.
If contracting a vendor for multiple locations, particularly over a wide geographic area, the most important factor would be
Criteria in contracting a vendor are:
Years in business Ability to constantly supply products. Ability to supply complete requirements. Flexibility to allow changes in orders or product lines. Substantial catalogue of products. Has staff that can answer questions you may have. Testimonials and references. Sustainability and financial stability. Prices. Delivery times. Terms of business. Customer service.The most important factor to consider in contracting a vendor for multiple locations would be delivery times. You need assurance that deliveries can be made where and when you want them.
Which of the following is not true of a budget
A. Once you finish making your budget, you should not change it.
B. Budgets help you plan how to spend your money
C. A budget can include donations
D. Budgets include birth expenses and income
Once you finish making your budget, you should not change it is not true of a budget. As one can change or modify the budget after the finishing of the budget as well.
What is budget?A budget is an estimate of revenue and expenses for a specific time period that is typically compiled and re-evaluated on a regular basis.
Budgets can be created for an individual, a group of people, a business, a government, or almost anything else that generates and spends money.
Thus, option A is correct.
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Option D is the answer. A budget is a flexible financial plan that helps track income and expenses. It can include donations but not birth expenses and income.
Explanation:A budget is a financial plan that helps you track and manage your income and expenses. It is not true that once you finish making your budget, you should not change it. In fact, budgets should be flexible and adjusted as needed to adapt to changes in income or expenses.
A budget helps you plan how to spend your money by allocating funds to different categories, such as groceries, bills, transportation, entertainment, and savings.
A budget can include donations if you choose to allocate a portion of your income towards charitable contributions. It is a personal choice and can help you prioritize giving back.
However, budgets typically do not include birth expenses and income, as those are more specific to personal financial planning and not part of a general budgeting process.
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