________ data, or the facts and figures that have already been collected about coffee collective prior to the research at hand, might include previous years' budgets, old coffee collective marketing activities, internal sales figures, and customer emails.
Answer: secondary data
Secondary data or the facts and figures that have already been collected prior to the research at hand, might include previous years' budgets, old collective marketing activities, internal sales figures, and customer emails. All the data that was collected for any other purpose but is available for current use and is helpful in the research being done is secondary data. In contrast, primary data is the research done first hand and is up to date.
If you have a $150,000 30-year 5% mortgage, how much of your first monthly payment of $805.50 would go toward principal?
Answer:
$180.5
Explanation:
First, we would determine the amount that goes toward the interest by dividing the interest rate by 12 months to have the monthly interest rate and then, multiply that for the total amount of the loan:
$150,000 × (0,05/12) = $625
Now, that we have the amount that goes toward the interest, we subtract this from the first monthly payment to find the amount that goes toward the principal that is the quantity you borrowed:
$805.50-$625= $180.5
The amount of the first monthly payment of $805.50 that would go toward the principal is $180.5.
For a $150,000 30-year mortgage at a 5% interest rate, $625.00 of the first monthly payment of $805.50 covers the interest, and the remaining $180.50 goes toward the principal.
The question concerns the calculation of the principal contribution in the first monthly payment of a mortgage. When provided with a $150,000 30-year mortgage at a 5% interest rate and a monthly payment of $805.50, one must calculate the amount of the first payment that goes towards the principal.
To do this, we need to determine the monthly interest rate, which is 5% per year or 0.05/12 per month.
The interest for the first month is calculated on the total loan amount, hence it's $150,000 x 0.05/12 = $625.00.
Since the total monthly payment is $805.50, the amount going towards the principal is $805.50 (total monthly payment) - $625.00 (interest) = $180.50.
Dawn wang heads an ad agency in texas and regularly needs to work with copywriters, artists, and designers to come up with effective branding solutions for products. for one of the company's esteemed clients, wang and her team need to brainstorm ideas for a slogan for the client's new line of clothing. in such a situation, why is it particularly important for wang to keep her team happy?
As part of the decision-making process in positioning, marketers must define the competitive advantage, which means to __________.
A mentor is a person who is advised, trained, or counseled by a trusted mentee.
A) True
B) False
Answer:
False
Explanation:
You conducted a study on the efficacy of seatbelt use against the incidence of a skeletal fracture among persons involved in an automobile crash. the cases in each study were persons who sustained a fracture in a car crash. controls were persons in crashes who did not sustain a fracture (assume all other characteristics and exposures were identical). 1,000 cases and 1,000 controls were enrolled in this study; of the cases, 322 had worn seat belts whereas 500 of the controls had. what is the study design?
The term _____ refers to a variety of demographic, cultural, and personal differences among an organization's employees and customers.
It is best to receive a completed ________ before paying an invoice
Final answer:
Before paying an invoice, it is best to have a completed work order or service completion form as proof that the services or goods invoiced for have been delivered to satisfaction. Change orders should also be reviewed to ensure they align with the agreement. This step secures the payer against fraudulent or inaccurate charges.
Explanation:
It is best to receive a completed work order or service completion form before paying an invoice. This ensures that the services or goods you are being invoiced for have been fully delivered or completed to your satisfaction. In the context of contracts and business dealings, a work order or service completion form acts as a confirmation that the work agreed upon in the contract has been done, often necessary before the release of payment.
Additionally, it's important to review any change orders that may have affected the original agreement before proceeding with the payment. These change orders need to be documented and agreed upon by both parties; otherwise, you could risk paying for work that was not authorized or completed as per the original terms.
Last but not least, keep in mind the need to review the invoice for accuracy and to check it against your records, including any endorsements or transaction histories that might be applicable, especially in cases of bills or invoices pertaining to loans or financial instruments.
Overall, to protect oneself from erroneous or fraudulent charges, a business or individual should always ensure work completion and that all relevant contractual modifications are recorded before processing an invoice payment.
when a country has favorable trade balances, its currency is usually stable or rising
true or false
A greenfield investment is the best choice when:
a. government mandated benefits are high
b. the investor has a lack of capital
c. there's a lack of suitable potential employees
d. sustainability is at the core of the corporate mission
e. a suitable acquisition target doesn't exist
An offer to enter into a contract can be terminated by
Your automobile insurance includes premiums of $510 for liability, $220 for collision, and $130 for comprehensive. what is your total premium?
a. $510
b. $640
c. $860
d. $1,240
Based on the given data the total premium will be $860. Thus the correct option is C.
What is Premium?The policyholder pays money to the insurer on a regular basis to cover his risk is called a premium. An insurance premium is the amount of money that is paid by a person, organization, or corporation in order to use an insurance policy.
An agreement for insurance transfers the risk from the insured to the insurer. The insurer demands payment in the form of a premium in exchange for taking on this risk.
To calculate the total premium
Total premium = liability + collision + comprehensive
The given information states that
liability = $510
collision = $220
comprehensive = $ 130
Total premium = $510+$220+$130
=$860
Therefore, option C is appropriate.
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Harold, president of a national stationery store, believes that the business has a responsibility not only to stockholders but also to customers, employees, suppliers, and the general public. harold subscribes to the ____________ of social responsibility.
Harold, president of a national stationery store, believes that the business has a responsibility not only to stockholders but also to customers, employees, suppliers, and the general public. harold subscribes to the socio-economic model of social responsibility.
Why is social responsibility important?Companies and consumers may both use social responsibility as a platform to positively influence local and international societies. Businesses that launch a social responsibility program consistent with their principles stand to gain more loyal and devoted customers.
According to the ethical principle of social responsibility, each person is responsible for carrying out their civic responsibilities, and their deeds must benefit society as a whole. The welfare of society and the environment must coexist in harmony with economic growth in this manner.
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What is a data pattern that repeats itself after a period of days weeks months or quarters?
6. The purpose of applying for a patent is to protect the company’s right to (1 point)
A. produce and sell an invention.
B. pursue the development of an invention.
C. keep new product development secret.
D. market new products over the Internet.
7. Companies are using social media in their marketing strategies to allow (1 point)
A. customers to post comments in support of their products.
B. two-way conversations with customers and prospective customers.
C. easy access to customer databases for one-to-one marketing.
D. announcements to reach a larger audience.
8. Which of the following is a criticism of cause-related marketing? (1 point)
A. Cause-related marketing is more of a strategy for selling than giving.
B. Cause-related marketing is placing the burden of giving on the consumer instead of the company.
C. Cause-related marketing is becoming commonplace, and consumers are just ignoring it.
D. Cause-related marketing is shown to hurt rather than help a company in the long run.
9. Which of the following is not a customer market targeted by companies? (1 point)
A. cultural markets
B. reseller markets
C. government markets
D. consumer markets
10. In the product development process, marketers should treat their suppliers (1 point)
A. strictly as vendors to avoid relationship issues.
B. with professionalism, but without developing too close of a relationship.
C. as partners to ensure product success.
D. like part of the family, with suppliers working alongside the marketing team.
It should be noted that the purpose of applying for a patent is to protect the right is the company to B. pursue the development of an invention.
What is a patent?A patent simply means the exclusive right that's granted for an invention.
Companies are using social media in their marketing strategies to allow announcements to reach a larger audience. Social media marketing is the use of social media platforms to promote a product or service.
A criticism of cause-related marketing is that cause-related marketing is more of a strategy for selling than giving. Cause marketing simply means a collaboration between a for-profit business and a nonprofit organization which is done for a common benefit.
The option that is not a customer market targeted by companies is cultural markets. It should be noted that market culture emphasizes competitiveness between the organization, market competitors, and employees.
In the product development process, marketers should treat their suppliers with professionalism, but without developing too close of a relationship.
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The annual percentage rate indicates the amount of interest, including the effect of any compounding.
a. True
b. False
IT'S A. I JUST DID IT.
A Roth IRA and a Tax Deferred investment plan are just two of many ways you can invest into for your retirement. If you wanted to contribute amounts greater than $5,000 a year, which of the two investment plans would you consider and why?
If an amount greater than $5,000 is made on an annual bases, then the Tax Deferred Annuity will be the best investment plan. A Roth IRA will only allow a maximum of $5,000 to be deposited annually, where as the Tax Deferred Annuity has no contribution limit.
In the olympic organizational structure national governing bodies (ngbs) report directly to
If a reader asks "who originally collected the data being reanalyzed?" or "when were the data collected?" that reader is most clearly examining issues that focus on
That reader is most clearly examining issues that focus on the analysis of existing statistics.
What do you understand by the word statistics?Statistics is the discipline that concerns the collection, organization, analysis, interpretation, and presentation of data. In applying statistics to a scientific, industrial, or social problem, it is conventional, to begin with, a statistical population or a statistical model to be studied. Populations can be diverse groups of people or objects such as all people living in a country or every atom composing a crystal. Statistics deals with every aspect of data, including the planning of data collection in terms of the design of surveys and experiments.
When census data cannot be collected, statisticians collect data by developing specific experiment designs and survey samples. Representative sampling assures that inferences and conclusions can reasonably extend from the sample to the population as a whole. An experimental study involves taking measurements of the system under study, manipulating the system, and then taking additional measurements using the same procedure to determine if the manipulation has modified the values of the measurements.
In contrast, an observational study does not involve experimental manipulation.
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What is an incentive
In broad terms, incentives are anything that persuades someone to change their conduct in the desired direction.
An incentive is a potent tool used by governments and corporations to influence desired behaviors or actions. Incentives are widely classified into two types: intrinsic incentives & extrinsic incentives. In general, both sorts of incentives can be effective instruments for increasing effort and performance following the "law of behavior."
The basic law of economics and the rules of behavior underline the importance of incentives, which indicate that larger incentives result in greater levels of effort and thus higher levels of performance.
Incentives can be used both for monetary as well nonmonetary purposes but the main objective is persuasion.
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Milo can afford a $900 monthly mortgage payment. If the current mortgage rates are 5% and he wants a 30-year mortgage, what is the maximum amount he can afford to borrow?
Answer: $167,653 APEX
A __________ is a business message that suggests a solution to a business problem.
The minutes of the Safety Team's April meeting including a header with the meeting name and date. They also include an opening, a list of actions taken, a closing, and a signature. What is missing from the minutes?
A. A persuasive conclusion
B. A list of who attended
C. A list of costs
D. Criteria for decision making
The correct answer is B. A list of who attended
Explanation:
Minutes are documents written to register important details during meetings or similar events. These documents often include different sections, in the first section it is common to find a header with the meeting name and date, the names of the people who are in the meeting, the hour and place of the meeting, this is followed by details related to the meeting itself such as the actions that occur during it, and finally there is a closing and signature of the participants. This means, in the case of Saftey Team's April meeting the minute is missing the list of who attended as this is an essential element in this type of documents that should be included in the first section.
True or false: when both the demand and supply curves shift, the curve that shifts by the larger magnitude determines the effect on the undetermined equilibrium object.
a. True
b. False
The statement is true. The final effect on the equilibrium price and quantity when both demand and supply curves shift depends on which curve shifts more.
Explanation:The statement is true. The effects on the equilibrium price and quantity after both demand and supply curves shift depend on the magnitude of the shift in each curve. If the demand curve shifts more than the supply curve, then the effect on the equilibrium price and quantity will be determined by the demand curve. Conversely, if the supply curve shifts more than the demand curve, then the effect on the equilibrium will be dictated by the supply curve.
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4. Which of the following parts can be stored outside without contaminating the environment? A) Brake master cylinders B) Windshields C) Batteries D) Gas tanks
The answer is: B. Windshields
Batteries, brake master cylinders and gas tanks contained chemicals that can be absorbed into the ground and contaminated the environment if stored outside. Windshields on the other hand is made of glass and one of the car parts that is not exposed to chemicals. This is why it is safe to store windshields outside.
Which description best defines the field of economics? a. the study of the four factors of production b. the study of how nations decide what to produce c. the study of how people use scarce resources to meet unlimited wants d. the study of opportunity costs
Final answer:
Economics is the study of how people use limited resources to satisfy unlimited wants, focusing on the allocation of scarce resources, including time.
Explanation:
The description that best defines the field of economics is that it is the study of how people use scarce resources to meet unlimited wants. Economics involves individual decisions, family decisions, business decisions, or societal decisions. Scarcity is a central concept in economics, referring to the limited availability of resources such as labor, tools, land, and raw materials which are needed for the production of goods and services. Since these resources are limited, the economy must make choices regarding their allocation. Additionally, time is considered a scarce resource; everyone has only 24 hours a day to allocate towards earning income, leisure, or sleep.
Definition: created in 1935 under the new deal, it aimed to stimulate the economy during the great depression and preserve the skills and self-respect of unemployed persons by providing them useful work.
In which situation would a savings bond be the best investment to earn interest?
if you need access to your cash quickly
if you are saving each month for a new car
if you are putting aside a chunk of money to purchase a house in five years
if you have a large amount of money to save at one time
If the Federal Reserve sells $60,000 in Treasury bonds to a bank at 4% interest, what is the immediate effect on the money supply?
Answer:
the money supply will decrease by $60,000
Explanation:
When the FED sells securities, it is carrying out a contractionary monetary policy, which will decrease the money supply and increase the interest rates. Contractionary monetary policies are used to lower the inflation rate.
Which type of digital wallet maintains your e-commerce information on the seller's web site?