Answer:
Annual fee ( B )
Explanation:
The most important factor to consider when selecting a credit card if you pay your balance on time which means that you have a god credit score and you should be conscious of the Annual fees charged by the issuing bank
The APR ( annual percentage rate ): this is the annual rate charged or earned for either borrowing or investing it is applicable on loans and credit card. since you have a good credit record i.e you pay your monthly balance on time you shouldn't be bothered about that
Annual fees are charged automatically because of the benefits that comes with the use of credit card and this is regardless of your credit score
Late fees are charged for late payment made on credit card
Over-the-limit fee are fees charged once a cardholder makes purchases over the balance of their credit card
13 chocalate bars cost 21 dollars. How many candy bars can you get with 1 dollar?
Which type of investment is most likely to have the greatest long-term increase in value
The majority of appointed U.S. Treasury secretaries have been either former partners and/or managers of Goldman Sachs, a global investment management firm. Sociologists would argue that this overlap between private business and the federal government is an example of:
What is a reason that a person's personal life might not fit into the traditional nine-to-five work day?
1.A single mother may have a child to drop off and pick up from school each day.
2.A person may have a chronic illness that requires lots of daytime doctor visits.
3.An elderly parent who needs constant care might live with the person.
4.all of the above
To StaySafe around electricity, Ted needs to:
A.
Follow his gut instinct
B.
Follow procedures established by his co-workers
C.
Make sure electrical hazards are resolved immediately
D.
Practice electrical safety only when his employer is watching
Answer:
The correct answer is option C. Make sure electrical hazards are resolved immediately.
Explanation:
It is extremely important to exercise caution when handling electricity, as electrical hazards can cause serious injury and even death.
Never touch wires or electrical plugs if you are not a specialist.
If there is any problem with electricity, what needs to be done immediately is to solve them to prevent any person from suffering any damage.
Therefore, the correct answer is option C. Make sure electrical hazards are resolved immediately.
Lack of and poor layout or are some of the barriers to good communication.
Lack of clarity and poor organization in communication can hinder understanding, creating barriers to effective interaction and collaboration.
Effective communication is crucial for successful interactions in various aspects of life, and several barriers can impede its quality.
One significant barrier is the lack of clarity in communication.
When messages are vague or ambiguous, misunderstandings can arise, leading to confusion and potential conflicts.
Additionally, poor organization and structure in communication can hinder comprehension.
If information is not presented in a logical or coherent manner, recipients may struggle to grasp the intended meaning.
Another barrier is a lack of active listening.
When individuals fail to fully engage and attentively listen to others, they may miss important details, leading to incomplete understanding and ineffective communication.
Moreover, cultural differences and language barriers can impede communication, as diverse backgrounds may result in varying interpretations of messages.
Emotional barriers, such as stress, anxiety, or preconceived notions, can also hinder effective communication.
When individuals are emotionally distressed, they may struggle to express themselves clearly or may misinterpret others' messages.
Overcoming these barriers requires efforts to enhance clarity, active listening skills, cultural awareness, and emotional intelligence, fostering an environment conducive to open and effective communication.
Question
What are some of the barriers to good communication? Lack of and poor layout or are some of the barriers to good communication.
Communication barriers include lack of preparation, poor layout of ideas, and cultural differences. Ineffective written communication can involve too much informal language or a lack of clear transitions. Recognizing and addressing these barriers is essential for effective communication in business and education.
Explanation:Lack of communication skills and poor layout of ideas are notable barriers to effective communication in various settings, including business and education. Critical issues that contribute to communication barriers include lack of preparation, which may lead to conveying a lack of confidence and a negative attitude. Additionally, a speaker's messy appearance or arriving late can leave a poor impression, influencing how the message is received.
In written communication, using too much informal language or combining casual and formal language inappropriately can disrupt the clarity of the message. A logically unclear sequence of information, insufficient transitions, and excessive summarization rather than analysis can also be significant barriers. These aspects can lead to a loss of coherence and can make it difficult for the reader to follow the discussion.
Additionally, in classrooms and workplaces, cultural differences can influence communication styles. For example, different ethnic groups might communicate more assertively or passively than others. This can lead to miscommunication if not understood or respected by the other party. Adding to the classroom scenario, if educators are not aware of the cultural barriers affecting communication, it can be challenging to connect with and effectively teach students from diverse backgrounds.
Poor communication is not just limited to personal interactions but can extend into the design and planning processes. Poor decisions made early on can result in a design or plan that fails to meet the needs of the intended audience or customers. This is often seen when there's a lack of coherence in writing, which can be due to simplistic sentence structures, substantive errors, or poor organizational structure. Yet again, insufficient transitions or irrelevant visuals contribute to this communication breakdown.
In sum, effective communication is hampered by a variety of factors ranging from personal presentation and speech to writing style and design layout, underscoring the importance of preparing for and addressing these communication barriers proactively.
Communicating effectively, showing a sense of teamwork, and being a good negotiator are all ways to demonstrate which component of emotional intelligence? A. Social management B. Social awareness C. Self-management D. Self-awareness
Jack has a photography studio. He provides high-resolution images on a disc to all his clients. What step should Jack take before handing over the images?
provide a signed letter on the studio’s letterhead including phone number, address, and e-mail
provide a signed letter on the lab’s letter head including phone number, address, and e-mail
provide a signed letter on the studio’s letterhead including the copyright symbol
provide a signed letter on the lab’s letterhead including photographer’s name
Answer:
A.) provide a signed letter on the studio’s letterhead including phone number, address, and e-mail
Explanation:
Before handing over the images to his clients on a disc, Jack must provide a signed letter on the studio's letterhead, including the copyright symbol.
What is a copyright?When a person holds an intellectual property in his own name, such that the rights to usage are limited to such person, and binding upon his or her own will, the copyrights of such intellectual property are with such person.
Hence, option C states about copyright of images clicked by Jack.
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A Christian has a sin nature. true or false
If a passenger under 18 is not restrained by a seat belt or child safety seat, who is legally at fault? A. The driver B. The passenger's legal guardian C. The passenger D. All of the above
Nissan Appliances bought two dozen camcorders at a total cost of $5,760. The markup on the camcorders is 25% of the selling price. What was the original selling price of each camcorder?
Final answer:
The original selling price for each of the 24 camcorders bought by Nissan Appliances, with a markup of 25%, is $320.
Explanation:
Nissan Appliances purchased two dozen camcorders at a total cost of $5,760. To determine the original selling price of each camcorder, we first need to note that two dozen camcorders amount to 24 units. Then, we must understand that a markup of 25% on the selling price means that the cost is 75% of the selling price since cost plus a 25% markup equals the selling price (100%).
First, let's find the cost price of one camcorder: $5,760 / 24 = $240. Since $240 is 75% of the selling price, we can find the selling price by dividing the cost price by 75% (or 0.75). So the original selling price of each camcorder is $240 / 0.75, which equals $320.
how the radiations from space detected by Arno Penzias and Robert Wilson provides evidence for the Big Bang Theory.
Arno Penzias and Robert Wilson discovered cosmic microwave background radiation in 1964, which matched theoretical predictions of the Big Bang's afterglow and provided strong empirical evidence supporting the Big Bang theory. Their findings earned them the Nobel Prize in Physics in 1978.
How the Detection of Cosmic Microwave Background Radiation Supports the Big Bang Theory
In 1964, Arno Penzias and Robert Wilson, scientists working at Bell Laboratories, discovered an anomalous cosmic microwave background radiation (CMB) using a horn-shaped antenna designed for satellite communications. This discovery was serendipitous, as they initially could not attribute the persistent noise detected by their antenna to any specific Earth or space-based source. After eliminating potential terrestrial sources and even cleaning pigeon droppings from the antenna, they found that the radiation was isotropic—not coming from one specific place but uniformly from all directions.
Their research coincided with theoretical predictions made by physicist George Gamow and collaborators in the late 1940s, who hypothesized that the Big Bang would have left behind blackbody radiation, which would now be detectable as a cool afterglow stretched into the microwave region of the spectrum. After consulting with theorists at Princeton University, Penzias and Wilson realized that they had stumbled upon this cosmic afterglow. The uniformity and spectrum of the radiation matched the characteristics expected from the early, hot, dense state of the universe, providing significant empirical support for the Big Bang theory. Penzias and Wilson's findings were published and earned them the Nobel Prize in Physics in 1978.
At a concession stand, Parker bought 3 hot dogs and 2 sodas for $12.15. Tax is included in the price. A hot dog cost $0.80 more than a soda. What is the cost of one hot dog and one soda?
A
$3.90
B
$4.70
C
$5.50
D
$7.30
What is the typical relationship between a persons network size and the number of jobs leads they have
Answer: B
Explanation:
It’s right
Grace wants to be an astronaut. Which of the following goals would be appropriate for her? I want to be an astronaut by age 30. I want to be an astronaut because it's what I have always dreamed about. I have always been interested in space. I will become an astronaut by completing an undergraduate degree in aerospace engineering and a doctoral degree in biology. I will attain this goal by age 30.
Answer:
I will become an astronaut by completing an undergraduate degree in aerospace engineering and a doctoral degree in biology. this is a very good goal that will motivate Grace to becoming an astronaut
Explanation:
Grace wanting to be an astronaut by age 30 is wish she would like to accomplish but mere wishes isn't enough goal.
Grace wanting to be an astronaut because she dreams about it is still not an actual goal because dreams without passion and plan can't be achieved.
completing an undergraduate degree in aerospace engineering and a doctoral degree in biology is a very good goal in her quest to becoming an astronaut. been interested in space in a step to studying for an undergraduate degree in aerospace engineering.
an investment of $1000 today invested at 10% for two years. what is the future value?
The future value of the investment after two years is $1210.
The future value of an investment of $1000 today invested at 10% for two years is calculated using the formula for compound interest:
FV = P x (1 + r)ⁿ
where (FV) is the future value, (P) is the principal amount, (r) is the annual interest rate, and (n) is the number of years the money is invested.
Given:
- Principal amount (P) = $1000
- Annual interest rate (r) = 10% or 0.10
- Number of years (n) = 2
Plugging these values into the formula:
FV = 1000 x (1 + 0.10)²
FV = 1000 x (1.10)²
FV = 1000 x 1.21
FV = 1210
Which type of financial institution typically has membership requirements?
The best place to search for free (and paid) software for customizing your Hootsuite dashboard to your exact business need is called the?
discuss methods of political science
what is a uncommoon credit card fee
You decide to invest in a period annuity that offers 4.5% APR compounded monthly for 20 years. How much money will you need to invest if your desired yearly income is $42,000?
To calculate the amount of money you will need to invest, use the formula for the future value of an annuity. Substituting the given values, you can find the amount to invest for the desired annual income.
Explanation:To calculate the amount of money you will need to invest, we can use the formula for the future value of an annuity:
FV = P * ((1 + r)^n - 1) / r
Where:
FV = Future value of the annuity
P = Periodic payment (yearly income)
r = Annual interest rate divided by the number of compounding periods per year
n = Number of compounding periods
Substituting the given values:
FV = 42000 * ((1 + 0.045/12)^(20*12) - 1) / (0.045/12)
After calculating the above expression, you will get the amount of money you need to invest to achieve your desired annual income.
Final answer:
To calculate the initial investment needed to achieve a yearly income of $42,000 from a period annuity offering 4.5% APR compounded monthly for 20 years, use the present value formula for an ordinary annuity with the given parameters.
Explanation:
To determine how much money needs to be invested to achieve a yearly income of $42,000 from an annuity that offers a 4.5% annual percentage rate (APR) compounded monthly for 20 years, we use the present value formula of an ordinary annuity. The formula is P = PMT * [(1 - (1 + r/n)^(-nt)) / (r/n)], where P is the present value of the annuity, PMT is the annual payment, r is the annual interest rate, n is the number of times the interest is compounded per year, and t is the number of years.
In this case, PMT is $42,000, r is 0.045 (4.5% expressed as a decimal), n is 12 (since the interest is compounded monthly), and t is 20.
So, the calculation would be:
P = $42,000 * [(1 - (1 + 0.045/12)^(12*-20)) / (0.045/12)]
Calculating this out will give the amount of money that needs to be invested initially to achieve the desired yearly income.
Popular author J. K. Rowling, who was once poor, has earned a fortune with her Harry Potter books. Rowling is now a member of the _______ class.
A. middle
B. upper-upper
C. upper-middle
D. lower-upper
Gabriella's business hasn't been doing well. She has a retail store where she is selling dog treats, baby clothes, and high-end athletic shoes. When people walk by her store, they're unsure of what she is selling. Based on the information provided, why might Gabriella be having difficulty?
She hasn't developed a targeted niche.
Her products are of low quality.
She has too much inventory.
She isn't hitting the right price point.
Answer:
Gabriela is having difficulty because she hasn't developed a targeted niche
Explanation:
To be successful in a business you have to create a niche (services or goods that are for a special group of customers in large population of people) In Gabriela's business she try's to sell to the whole population by selling dog treats,baby cloths and high-end athletic shoes therefore making her prospective customer to be unsure of what kind of service she offers which in turn causes her to have difficulty in attracting and selling her products
Historically foreclosure was a last resort for individuals that own homes. However, in some states people can voluntarily give up their home to their mortgage lender and escape from any further potential liability to continue to pay the mortgage. This in particular is common in situations where the home is worth significantly less than what is remaining on the mortgage. Should this be allowed or should people still have to pay the difference between what their lender is able to get for the home if they foreclose on it and what was remaining on the mortgage?
Your credit card history is tracked by all of the following except:
A. Equifax
B. Federal reserve
C. Experian
D. Trans union
Which of the following is a significant decline in general economic activity over an extended period that includes declining real income and rising unemployment? a. A business cycle b. A recession c. A bubble d. A transfer program
the answer is d hoped i helped
If government is increasing spending and decreasing taxes, what type of policy is it conducting? a. Expansionary monetary policy b. Contractionary monetary policy c. Contractionary fiscal policy d. Expansionary fiscal policy
Answer:
Contractionary monetary policy
Explanation:
what are the difference between cash advance and cash instalment?
A cash advance is a service provided by credit card companies where cardholders can withdraw cash, which is repaid in full with interest on the next billing cycle. A cash installment loan is a sum of money borrowed from a financial institution, repaid in set amounts over a specified period.
Explanation:The difference between a cash advance and a cash installment lies mainly in the mode of repayment and usage.
A cash advance typically refers to a service provided by credit card companies where cardholders can withdraw a specified amount of cash, which is typically a percentage of their total credit limit. This amount is usually repaid in full on the next credit card billing cycle, along with any interest incurred. It's handy when you need immediate cash but often comes with high interest rates.
On the other hand, a cash installment loan, also known as a personal loan, is a sum of money borrowed from a financial institution, repaid in set amounts (installments) over a specified period. Both principal and interest are spread over the tenure of the loan, making regular payments smaller and more manageable. However, you generally need a good credit score to qualify for these loans.
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Whose responsibility is it to provide and pay for Personal Protective Equipment (PPE)?
Final answer:
Employers are primarily responsible for providing and paying for Personal Protective Equipment (PPE) for their employees, according to OSHA regulations. During public health emergencies like the COVID-19 pandemic, the U.S. government can also intervene, requiring companies to prioritize PPE production and distribution through mechanisms like the Defense Production Act (DPA).
Explanation:
The responsibility for providing and paying for Personal Protective Equipment (PPE) typically falls on employers. Under the Occupational Safety and Health Administration (OSHA) regulations, employers are required to provide their workers with a safe workplace. This involves providing PPE to protect against hazards that can't be eliminated or reduced enough by engineering controls or administrative actions. In the context of the COVID-19 pandemic, the federal government can also play a role through measures such as the Defense Production Act (DPA), which can compel private companies to prioritize production and distribution of PPE for national emergencies.
During the COVID-19 crisis, there were significant challenges with PPE availability. Despite investments, shortages occurred, and in response, there were calls for the federal government to leverage the DPA to address the issue. Ultimately, the government's role is to ensure that the use and maintenance of medical equipment and PPE are up to standards that safeguard healthcare workers and the public.
Healthcare providers must often navigate difficult situations, balancing following protocols with the challenges posed by limited resources. Decisions about liability, whether for hospitals following flawed procedures or manufacturers facing equipment failure, are complex and raise questions about the division of responsibility between the private sector and government during emergency responses.
Which type of account typically has very high liquidity, low or no intrest rate, and low minimum balance