Answer:
Buying stocks and bonds
Buying several properties
Buying the rights to loans
Explanation:
Edge 2020
Final answer:
Banks make profits through issuing loans, investing in stocks and bonds, and buying the rights to loans, utilizing these investment strategies to generate interest and higher returns.
Explanation:
Banks utilize a variety of investment strategies to make a profit. These strategies include issuing loans to customers, which transform deposits into long-term loans to companies and individuals, thereby earning interest. Additionally, banks may invest in stocks and bonds, seeking higher rates of return than those offered by traditional savings. They also buy the rights to loans, which can provide a steady income stream derived from the interest payments made by the borrowers. Banks do not typically start new businesses or buy properties as a primary way to make profits. Therefore, the correct types of investments that banks use to make a profit are: buying stocks and bonds, issuing loans to all customers, and buying the rights to loans.
What is the adjusting journal entry to update the Prepaid Insurance account?
A) Debit Insurance Expense
Credit Prepaid Insurance
B) Debit Prepaid insurance
Credit Insurance Expense
C) Debit prepaid Insurance
Credit Income Summary
D) Debit Income Summary
Credit Prepaid Insurance
Answer:
the correct journal entry to be recorded when the prepaid insurance payment is realized is,
A) Debit Insurance Expense
Credit Prepaid Insurance
Explanation:
prepaid insurance is an asset to the company, which means that we have paid in advance. because of this, when we pay it in advance, the entry will be
"prepaid insurance debit
money/bank credit"
this asset was created because the payment we made for the insurance does not belong to this accounting time period and it belongs to the next accounting period. matching concept is the underlying concept behind this.
once we reach the next time period, the prepaid expense becomes a actual cost and the asset is decreased.
The correct adjusting journal entry to update the Prepaid Insurance account is to debit Insurance Expense and credit Prepaid Insurance, reflecting the usage of the insurance over the period.
Explanation:The correct adjusting journal entry to update the Prepaid Insurance account is:
A) Debit Insurance Expense
Credit Prepaid Insurance
This entry reflects the amount of insurance that has expired during a specific accounting period. By debiting Insurance Expense, you are increasing the expense on the income statement for the amount of insurance that has been used up. By crediting Prepaid Insurance, you decrease the asset on the balance sheet, showing that less prepaid insurance is now available as it has been utilized.
The adjusting journal entry to update the Prepaid Insurance account would be:
A) Debit Insurance Expense, Credit Prepaid Insurance
When insurance is prepaid, it is initially recorded as an asset (Prepaid Insurance) on the balance sheet. As time passes and the insurance coverage is used up, it needs to be recognized as an expense (Insurance Expense) on the income statement. The adjusting journal entry reduces the Prepaid Insurance asset and increases the Insurance Expense, reflecting the portion of insurance that has been used during the accounting period.
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Which of the following best explains why a bondholder is similar to a bank?
O
A. Bondholders keep some of their assets in reserve just as banks
do.
O
B. Bondholders loan money to bond issuers just as banks loan
money to customers.
O
C. Bondholders take deposits and issue withdrawals just as banks
do.
O
D. Bondholders determine the risk level of bonds just as banks
determine the risk level of loans.
Answer:
B
Explanation:
BONDHOLDERS LOAN MONEY TO BOND ISSUERS JUST AS BANKS LOAN MONEY TO COSTUMERS.
The statement, ''Bondholders loan money to bond issuers just as banks loan money to customers.'', is the one that can be identified as the one that best explains why a bondholder is similar to a bank. Therefore, the option B holds true.
What is the significance of a bondholder?A bondholder can be referred to or considered as a person who is holding a bond certificate under his or her name that entitles the person to receive a fixed and predetermined rate of interest from the issuer of the bond at regular intervals.
The actual earning model of a commercial bank is similar in many senses to that of a bondholder. This is because both of them earn interest as their fixed source of income for the purpose of lending money for a particular period of time.
Therefore, the option B holds true and states regarding the significance of a bondholder.
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A customer paying $100 for a service with a credit card would be a debit to which account?
Cash
Service revenue
Accounts payable
Accounts receivable
Answer:
Accounts receivable
Explanation:
The $100 is a debit from the credit card of the customer and would be debited to accounts receivable.
Account receivable is basically the money owed to a seller by the buyer and they are created by the company when the credit purchase is made.
The company will receive their $100 owed to them from accounts receivable because it shows on the balance sheet the amount owed the company and can be retrieved on short term basis.
Answer:
Answer is Accounts receivable.
Explanation:
A customer paying $100 for a service with a credit card will be a debit to Accounts receivable.
What district is better LAUSD or GREENDOT?
Answer:
the answer is LAUSD
Explanation:
which of the following variables would be "X" in a short term aggregate supply curve?
A. real output
B. aggregate demand
C. real wages
D. interest rates
Answer:
A
Explanation:
Aggregate supply = total amount of real output produced in an economy in a year at different price levels
PLEASE HELP TO ADD THE MISSING BOX
Price skimming is suitable for products that have ???????? life cycles or which will face competition at some point in the future
Answer: Price skimming is suitable for products that have short life cycles.
Explanation:
Price skimming is a scenario where products are sold at very high prices to take the cream of the market and achieve break even. In the later stages the prices are reduced and the market is open for wider targets. The target customers are usually the early adopters. Most of electronic goods follow this type of pricing to take out the cost invested for their research purpose.
Only products which have short life cycle can have this type of pricing as the competition increases in the future. Or the replica of the products starts appearing in the market in later stages.
The typical measurement of hotel demand is the room night (RN). When we say that each room night is perishable , we mean that once each room goes unoccupied/unsold for any night, it cannot be "stored away" and then sold on another date.
Answer:
true
Explanation:
Services are different than products because they:
products can be stored for future use while services perish immediately after being performed or if they are not consumed, e.g. unsold spaces in a theater cannot be stored for later use ⇒ Perishabilityproducts are tangible, while services cannot be measured, weighted, etc. ⇒ Intangibilityproducts can be mass produced and can be homogeneous, while services are unique because every time they are consumed, the experience varies depending on the conditions and circumstances that surround it ⇒ HeterogeneityYou can own and transfer the title of a product, while you cannot transfer the title of services, e.g. you rent the room of a hotel for a night but that doesn't make you owner of the room ⇒ OwnershipProducts are independent and separate from the people or machines that produce them, while services cannot be separated from the people or things that provide them ⇒ Inseparability
30. Server virtualization involves:
Answer:
Partitioning a physical server into smaller virtual servers.
Explanation:
Basically, rather than having a physical hardware within the company to store information, server virtualization allow companies to store that information on a hosted offsite server
By doing this, company can obtain several benefits, such as:
- the companies could reduce cost by using less hardware.
- The company could recover data faster in case there is some sort of disaster that destroyed their office
- The server can be set up faster compared to physical server
What are two questions you ask before investing money
Answer:
By what method will the investment work for me? What amount do I hope to acquire on this investment?Explanation:
An investment is an advantage or thing gained with the objective of producing pay or appreciation. In a monetary sense, an investment is the acquisition of products that are not expended today yet are utilized later on to make riches. In fund, an investment is a money related resource bought with the possibility that the benefit will give salary later on or will later be sold at a more significant expense for a benefit. Putting away is giving cash something to do to begin or extend an undertaking - or to buy an advantage or premium - where those assets are then given something to do, with the objective to salary and expanded an incentive after some time. The expression "investment" can allude to any instrument utilized for creating future pay. In the monetary sense, this incorporates the acquisition of securities, stocks or land property among a few others. Furthermore, a built structure or other office used to deliver merchandise can be viewed as an investment. The creation of products required to deliver different merchandise may likewise be viewed as contributing.
Question 3 of 10
2 Points
Which of the following best describes the purpose of market research?
O
A. To help producers make more money.
B. To measure the overall health of the economy.
C. To make production more efficient.
D. To provide consumers with quality information.
Final answer:
Market research is conducted to guide businesses in selling, improving, and promoting products or services. It involves gathering data on consumer preferences, attitudes, and behaviors. Market research helps businesses make informed decisions based on consumer needs and preferences.
Explanation:
The purpose of market research is to guide businesses and organizations in making decisions about how to sell, improve, or promote a product or service. It involves gathering data from consumers, competitors, and the industry to understand preferences, attitudes, and behaviors.
Market research methods include observing customers in a store, administering surveys, conducting focus groups, and analyzing data from social scientific research.
Ultimately, market research helps businesses make informed decisions based on consumer needs and preferences, leading to more effective marketing strategies and a better understanding of the target market.
If a country's GDP is $10 billion and its population is 250,000, what is
its per capita GDP?
Answer:
4000
Explanation:
If a country's GDP is $10 billion and its population is 250,000. It's per capita GDP 40, 000.
What is population?
The term population refers to the number of the people is too countable. The population of the global, country, state, city, village, or town and the area is to calculate. The population are the similar to each variable. The population part is the sample. The population are to calculate are helpful to the researcher.
The term GDP refers to the Gross domestic product. The population of the country.
Determine the per capita GDP:
Given the amount are:
The country's GDP is $10 billion (10, 000, 000, 000)
The population is 250,000
Per capita GDP = ?
Per capita GDP = country's GDP divided by population.
Per capita GDP = [tex]\frac{10, 000, 000, 000 }{250,000}[/tex]
Per capita GDP = 40, 000
Therefore, 40,000 is Per capita GDP.
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What is one way that the government cannot prevent a budget deficit?
O
A. issuing bonds
O
O
B. cutting spending
c. selling stocks
O
D. raising taxes
SUBMIT
Answer:
The answer is Selling Stocks
5. What is the purpose of a consumer cooperative?
a. to obtain lower prices for members
b. to work to improve the image of its members
c. to save income taxes for members
d. to sell goods and services produced by members
Which type of listening takes place when the listener tries to discern the deeper meaning of a speaker’s words?
_____listening takes place when the listener tries to discern the deeper meaning of a speaker’s words.
A.)Active
B.)efficient
C.)intuitive
D.)patient
Answer:
A.) Active
Explanation:
Active listening is the type that occurs when a listener discerns the deeper meaning of a speaker's words, involving focused and concentrated attention. Hence, correct option A.
The type of listening that takes place when the listener tries to discern the deeper meaning of a speaker's words is known as active listening. This form of listening is characterized by active, focused, concentrated attention for the purpose of understanding the meanings expressed by a speaker. It is a purposeful and focused effort that requires motivation and is considered at its best when it achieves a clear understanding of the speaker's message. Strategies to promote active listening include paying attention to the speaker's behavior and body language to develop a more accurate understanding of the message.
7. Which of the following is an economic bad? A. Candy B. Pollution C. Television D. Magazine
Explanation:
A. Candy: Candy will not create pollution. It is one of the food items and it will be created with certain standard defined by the Government.
B. Pollution: This is one of the economic problems for any country or the whole world.
Nutrient pollution affects tourism, loss for shipping and boating, affects badly recreational business.
C. Television: Though it creates little pollution, it does not affect the economic badly.
D. Magazines: It is to know the latest news and events. So it is a plus to the economic status.
4. You find out that your aunt works for a defense manufacturing company that has several defense
contracts with the government. She tells you that she works for a team that is producing a
communications satellite.
Help
Complete Question:
You find out that your aunt works for a defense manufactuing compnay that has several defense contracts with the government. she tells you that she works for a team that is producing a communications satellite. what kind of good is that; individual, merit, or public good?
Answer:
Public Good
Explanation:
It is public good as the contracts that the company has with the government is because that the government wants to invest in it as it is in the best interest of its people.
The central role of the government in any country is to bring prosperity and this is done by investing in infrastructure and meeting the expectations of its people by investing in different areas which includes defense, communication, transport, infrastucture development, education, health, etc. What we conculded is that the contract formed with the defense manufacturing company will be in the best interest of the people who have elected the government.
The company might be providing communication facilities associated with security to the natives which the government desires to achieve by contracting Defense Manufacturing company. So contract of the government with the defense manufacturing company is in the public good.
A communications satellite produced by a defense manufacturing company for government contracts would typically be classified as a public good. Public goods are goods or services that are non-excludable and non-rivalrous in consumption.
1. **Non-excludable:** Once the communications satellite is launched and operational, it is generally not feasible to exclude individuals or groups from benefiting from its services. The signals transmitted by the satellite can reach a wide audience without discrimination.
2. **Non-rivalrous:** The use of the communications satellite by one person or group does not reduce its availability or use by others. Multiple users can simultaneously benefit from the satellite's communication capabilities without diminishing its effectiveness for others.
Given these characteristics, a communications satellite produced for government contracts falls under the category of a public good because it provides benefits to society as a whole and is not easily privatized or restricted to specific individuals or groups.
complete question:-
You find out that your aunt works for a defense manufactuing compnay that has several defense contracts with the government. she tells you that she works for a team that is producing a communications satellite. what kind of good is that; individual, merit, or public good?
James overspent and will need to spend the next six months paying off his credit card bill. This money was supposed to have gone into his investment account, which earns 10 percent annually. What type of cost is this 10 percent? A. opportunity cost B. sunk cost C. variable cost D. credit cost
Answer: Sunk cost
Explanation:
Sunk cost is a cost that is incurred by an entity, which can not be recover. When making the decision on whether to continue investing in a project which is ongoing, the sunk costs should not be considered since these type of costs can't be recovered.
Sunk costs cannot be recovered or refunded. The 10 percent discussed in the question is a sunk cost as it can't be recovered.
Answer:
James overspent and will need to spend the next six months paying off his credit card bill. This money was supposed to have gone into his investment account, which earns 10 percent annually. What type of cost is this 10 percent?
A.
opportunity cost
B.
sunk cost
C.
variable cost
D.
credit cost
Explanation:
#Platofam
According to research conducted by collins and Porras, which of the following is a common practice that explains the success of visionary companies
According to research conducted by collins and Porras, the common practice that explains the success of visionary companies-Core Ideology
Explanation:
The core ideology defines the characteristic of an organization—like technological know how , management trends , and individual leaders.
For a firm it is more important to know who they are and how they will go ahead with the changes around them(futuristic vision). The Leaders will die, products will become obsolete, markets demand will change, new innovations will emerge, and management will change , but the core ideology of a company acts as a source of guidance and inspiration in hard times . Core ideology is the glue that holds an organization together when it undergoes the process of growth , decentralization, diversification and expansion
Core Ideology typically means the Vision,Mission & Values of an organization. The ideology acts as a source of communication to stakeholders (i.e. from employees to investors about what the company will stick to and the guidelines to which it will adhere in the future.)
Can someone please help me
Select an example of an internal source that you could seek input from to develop and refine new ideas and approaches
A Peak bodies
B Other organisations/businesses
C Colleagues
D Associations
Answer: Option C
Explanation:
The internal source in an organisation are the colleagues where numerous ideas can be generated through brain storming. Colleagues provide innovative ideas which also gives them the opportunity to do creative thinking. This also a quick way of generating the ideas and approaches. High performing employees have more knowledge on approaches.
Peak bodies, associations and other organisations are the external source for generating ideas. They do not form a part of the organisation. Generating ideas from external sources is a time consuming process.
Create a timeline outlining the banking institutions in America, including a short summary of their establishment and role
Answer:
Date Event
July 17, 1790 The Bank of Pennsylvania opens.
Philadelphia merchants open the Bank of Pennsylvania on July 17, 1790, in order to provide funds for the Continental Army in the fight against Britain. Prior to this opening, the colonies had no established banking system, instead depending on each colonial government to issue money and coins. Colonists relied on credit from local merchants or merchants and banks in Britain.
January 4, 1782 The Bank of North America opens.
The Continental Congress, which rules the fledgling nation while it continues to fight for independence from Britain, approves the Bank of North America. The BNA, which opens in Philadelphia on January 4, 1782, is the nation's first commercial bank. It loans money to federal and state governments as well as to Philadelphia businesses, and these actions encourage commerce between the colonies as well as between the U.S. and other countries.
February 25, 1791 Congress creates the Bank of the United States.
Secretary of the Treasury Alexander Hamilton asks Congress to set up a national bank for the new nation, and the Bank of the United States (BUS) is created on February 25, 1791. The government deposits tax money in the Bank. The Bank, in turn, issues paper money to pay the government's bills and make loans to farmers and businesses. The new Bank thus encourages economic growth.
1811 The charter for the BUS runs out.
Despite the Bank's help in developing the economy, Republicans oppose a national bank, and in 1811 the charter for the Bank of the United States runs out. Without a national bank, state banks must make loans and issue money, but with so much money in circulation, prices rise rapidly. As a result, the economy suffers.
April 10, 1816 A second national bank is chartered.
By 1816, Republicans realize that the nation needs a central bank to regulate the money supply, and they support a law to charter the second national bank. The second BUS restores order to the nation's money and helps American businesses grow.
March 6, 1819 The federal government prevents Maryland from taxing the Bank.
After the second Bank is chartered, Maryland attempts to tax the Bank in order to drive it out of the state. James McCulloch, the Bank cashier, refuses to pay the tax, and the conflict is resolved in the Supreme Court. In McCulloch v. Maryland (1819), the Court rules that states have no right to interfere with federal institutions within their borders. This ruling strengthens federal power and encourages the Bank to continue to grow.
1832 President Andrew Jackson forces the Bank to close.
Although the charter for the BUS is not up for renewal until 1836, President Andrew Jackson, who sees the Bank as undemocratic, vetoes a bill to renew the charter four years early. As a result, the Bank becomes a major issue in the 1832 election, and the popular vote rejects the Bank's renewal. To further cripple the bank, Jackson demands that federal money be deposited in state banks rather than the BUS.
1836 The BUS closes, leading to an economic depression.
Without a new charter or federal money, the BUS is forced to close in 1836. As state banks can now lend money without limit, they begin printing paper money that is not backed by gold or silver, and speculation runs wild. When speculators cannot exchange their paper money for gold and silver, many banks are forced to close. The nation plunges into an economic depression.
January 1, 1861 Jay Cooke launches an investment banking firm.
On January 1, 1861, the wealthy banker Jay Cooke launches the first investment banking firm in the U.S. Borrowing three million dollars from the Pennsylvania government, he sets up Jay Cooke & Company, which helps finance Northern efforts during the Civil War. The company negotiates loans for the government and sells government bonds.
February 25, 1863 Congress approves the National Bank Act.
As the Union battles the Confederacy in the Civil War, the war grows increasingly expensive, with no clear tax program in place to finance it. On February 25, 1863 Congress approves the National Bank Act, which is meant to establish a national banking system, make federal war loans, and create a national currency. Additional legislation converts state banks to national ones, but the currency supply remains precarious until 1913.
December 23, 1913 The Federal Reserve Act sets up a new system of federal banks.
Under President Woodrow Wilson, who hopes to restore the national economy, Congress passes the Federal Reserve Act in 1913. The Act sets up a new system of federal banks, the first since the BUS closed in 1836. The Act also gives the government the power to raise or lower interest rates and control the money supply.
October 24, 1929 The Great Depression begins in the U.S.
Explanation:
Whether or not the product will be sold online is part of which function?
O price
O product
O promotion
O place
Answer:
Place
Explanation:
Where a product is sold has to do with the distribution of a product. Therefore this falls under place in the marketing mix
1. How do you know if someone has a heart of a teacher?
You'll see it in their passion
They'll have good reviews
You'll learn from them
They will be the most expensive
Answer:
Youll learn from them
Explanation: I mean i think all teacher suk and are evil old bats but since this question is teacher kids to be fake ima go with the simpliest one which is youll learn from them which is what a teacher is suppose to do.
We can know if someone has a heart of a teacher when you'll learn from them. The correct option is c.
Who is a teacher?A teacher, also called a schoolteacher or formally an educator, is a person who helps students to acquire knowledge, competence, or virtue, via the practice of teaching.
Informally the role of teacher may be taken on by anyone. In some countries, teaching young people of school age may be carried out in an informal setting, such as within the family, rather than in a formal setting such as a school or college. Some other professions may involve a significant amount of teaching. In most countries, the formal teaching of students is usually carried out by paid professional teachers.
This article focuses on those who are employed, as their main role, to teach others in a formal education context, such as at a school or other place of initial formal education or training.
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What are the steps to using a database template? Use the drop-down menus to complete them.
Click the File tab, and click .
new
options
open
save
2. Choose a template category, and click a template.
3. Specify a name and for the database.
entity
location
field
style
4. Click to begin working.
create
OK
enter
set up
Answer:
1) New 2) Location 3) Create
Explanation:
Edg 2020
The steps to using a database template are as follows respectively; 1)New 3) Location 4) Create.
What are the steps to using a database template?In a bid to use database templates, the following steps are ordered accordingly.
Click the File tab, and click New.Choose a template category, and click a template.Specify a name and location for the database.Click Create to begin working.Read more on database template;
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Property taxes are based on
Final answer:
Property taxes are taxes imposed on assets, such as homes, land, and businesses. They are collected by local governments and based on the value of real estate. Property tax can vary and some properties may be tax-exempt, leading to disparities in amounts paid by neighbors.
Explanation:
Property taxes are taxes imposed on assets, such as homes, land, and businesses. The value of the property is determined by a government official, and a proportional tax rate is applied. Property taxes are collected by local governments to raise revenue and are based on the value of real estate held by individuals or corporations.
One drawback to the reliance on property taxes is that property values can vary with the economic health of an area, the quality of school districts, and overall desirability. Additionally, significant parcels of land, like those occupied by colleges or churches, may be tax-exempt. Some states have also placed limits on regional governments' ability to raise property taxes.
Overall, property taxes are an example of a local tax and are considered progressive since property ownership tends to be concentrated among higher income groups.
Help
If a business is ready to deal with competition, then the ___
risk has been avoided.
compliance
financial
operational
strategic
Answer:
financial
Explanation:
Answer:
Strategic
Explanation:
that's what it is. 4sure
Kenyi is writing a research paper comparing health care in the United States and Canada. What type of resource will most
likely help him find information about the current quality of health care in Canada?
A O a website run by the Canadian government's ministry of health
B O an encyclopedia entry about the history of health care in Canada
C O a blog post explaining how health care is funded by the US government
D O a fact sheet from the US government explaining how to sign up for health care
Please help me ASAP
These resources will be helpful:
A O a website run by the Canadian government's ministry of health
Explanation:
Out of all the given resources the website run by the Canadian government will be the most useful and accurate to know about the official programmed run by the government in terms of healthcare.
This is because the government is directly responsible for these things in the nation of Canada so they have a reason to put up accurate information regarding that.
This is the reason that the website must be preferred over other resources.
How does a consumers right to be heard affect the producers of the goods they buy? List some examples.
Answer:
It allows producer to collect data to understand consumers demand.
Explanation:
The right to be heard allow consumers to give their opinion about various features that they like or dislikes.
By gathering this information , the producers of the good can make adjustment in order to make their product become more desirable within their consumer base.
Examples:
- Let's say that customers bought a certain game. They want additional gameplay to be added within the game in order to make the game more fun. The developer could add that in their next update in order to enhance their customers' experience.
- Or Let's say that the producers sells various types of instant noodles. The data from the customers showed that a certain type of flavour tend to be dislike an unpopular among customers. the producer could stop the production of that flavour and cut off their cost of production.
Why do you analyze requirements before finalizing them?
Answer:
the answer is simple.
How can you finalize anything without identifying the themes, patters and trends of data and information 1st?
in any given scenario, once you have the data with you, you have to investigate and identify pattern and recurring trends in that data. only after such an analysis you will be able to accurately and properly come in to logical and scientific conclusions to finalize.
Explanation:
What happens to the price and the number of goods and services sold when a store runs a sale? How do these factors relate to the downward -sloping curve?
Answer:
Price decreases and demand increases
Explanation:
After achieving a required profit, stores usually start to sell their products on sale. A sale is an opportunity for the buyers to buy goods and services at low prices. Price and demand have an inverse relationship, that is why, on sale, the price decreases and moves the point down, whereas, the increase in the demand moves the point up.
Select the correct answer.
Which task does a busser generally perform?
A. serving dishes
B. presenting the bill
C. refilling water
D. taking the order
Answer:
By definition a busser is a person who clears tables in a restaurant or cafeteria. But since that is not listed i would go with A probably.
Explanation:
Answer:
Its C: Refilling the water. I was a busser!
Correct on Plato
Explanation: