when might be the best time to start saving for retirement?

A. after you’ve bought a house.

B. once you’ve paid off Student loans.

C. at the earliest possible date.

D. none of the above.

Answers

Answer 1
It would be d bc it not everyone does all of the things they are saying
Answer 2

The answer is: C. at the earliest possible date.

People have different situations, income level, and expenditures. So, it is extremely hard to put an exact criteria to start saving for retirement.

You need to start to save for retirement as soon as you achieve economic stability no matter when it is. As a general guideline, economic experts categorized you as financially stable if you can save up 20% of your income after paying all of your expenses.


Related Questions

An outbreak of civil war within a country is an example of political risk

Answers

This is supposed to be a question right? if it is, then you're correct.:)
yes? i think so..............

Reba dixon is a fifth-grade schoolteacher who earned a salary of $38,000 in 2017. she is 45 years old and has been divorced for four years. she receives $1,200 of alimony payments each month from her former husband. reba also rents out a small apartment building. this year reba received $30,000 of rental payments from tenants and she incurred $19,500 of expenses associated with the rental. reba and her daughter heather (20 years old at the end of the year) moved to georgia in january of this year. reba provides more than one-half of heather's support. they had been living in colorado for the past 15 years, but ever since her divorce, reba has been wanting to move back to georgia to be closer to her family. luckily, last december, a teaching position opened up and reba and heather decided to make the move. reba paid a moving company $2,010 to move their personal belongings, and she and heather spent two days driving the 1,426 miles to georgia. during the trip, reba paid $200 for lodging

Answers

Explanation

a.

Alimony received: $1,200 per month × 12 months = $14,400

Gift from mother = $3,000 gift excluded from income

Disability insurance payments: $800 of $2,000 (40%) of payment excluded because taxpayer paid 40% of premium on insurance policy = $1,200

Moving expenses: $2,010 (for moving company) + $200 (for lodging) + $242 for mileage (1,426 miles × .17 cents per mile) = $2,452

Medical expenses: $6,445 − $6,385 [10% × (3)] = $60

Casualty loss deduction: $900 − $100 = $800 − $6,385 [10% × (3)] = $0

Personal and dependency exemptions: One personal and one for Heather. See Note A. below (2 × $4,050) = $8,100

Tax on taxable income: See head of household tax rate schedule; $1,335 + $4,955.70 [15% × ($46,388 − $13,350)] = $6,291

Note A. The first question we have to answer to determine Reba’s filing status is whether she can claim Heather as a dependent. If so, she may qualify for head of household filing status. If not, she will file a single taxpayer.

Does Heather qualify as Reba’s dependent? Yes, as analyzed below.

 

TestIs Heather a qualifying child of Reba?RelationshipYes, daughterAgeYes, under age 24 and a full- time student (and younger than Reba).ResidenceYes, Heather had the same principal residence as Reba for the entire year.SupportYes. Heather did not provide more than half of her own support. Her scholarship does not count as support she provided for herself because she is Reba’s child.

Final answer:

The subject of this question is Mathematics. It involves calculating Reba Dixon's total income including her salary, alimony payments, and rental income, as well as deducting expenses associated with the rental property.

Explanation:

The subject of this question is Mathematics. The question provides information about Reba Dixon, a fifth-grade schoolteacher, and her financial situation. It involves calculating her total income for the year, including her salary, alimony payments, and rental income. It also includes deducting expenses associated with the rental property. The question does not require any complex mathematical calculations but does involve basic arithmetic and understanding of income and expenses.

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Veronica walked into cvs with a headache, and she knew she needed quick pain relief. in the past, she used advil, an ibuprofen product. although there are several other brands containing ibuprofen, she decides to purchase advil because it worked for her in the past. what kind of decision-making process did she most likely use when choosing her pain relief?

Answers

the answer is limited problem solving!

A country has a 2008 growth rate of 4.2 percent and a 2007 gdp of $8,222 (in billions). what was the gdp in 2008?
a. $7,876
b. $8,355
c. $8,567
d. $8,635

Answers

answer is the b hope this helps

A deleted file or folder is not permanently deleted from a computer until which event occurs? The computer is restarted. The Recycle Bin or Trash is emptied. The person who deleted it logs off. The Event Viewer is cleared.

Answers

It's when the Recycle Bin or Trash is emptied :3
Final answer:

A deleted file or folder isn't permanently removed until the Recycle Bin or Trash is emptied, not after restarting the computer or logging off. Clearing the Event Viewer doesn't result in permanent deletion either.

Explanation:

A deleted file or folder is not permanently deleted from a computer until the Recycle Bin or Trash is emptied. When you delete a file or folder, the item goes into the Recycle Bin or Trash (depending on your operating system), and it resides there until you choose to permanently delete it by emptying the Bin or Trash. Restarting the computer or logging off does not result in the permanent deletion of files or folders. Similarly, clearing the Event Viewer does not delete any files or folders.

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A _____ is a misunderstanding; a mistaken thought or idea.

Answers

Hello,

Here is your answer:

The proper answer to this question is "misconception".

If you need anymore help feel free to ask me!

Hope this helps!
A misconception is a misunderstanding; a mistaken thought or idea.

A misconception is not fully conceptualizing or understanding something.

Stephen used a reconciliation worksheet, but his checkbook balance does not match the final worksheet balance. Evaluate the following list of possible errors that he has made. Decide which items could potentially correct this problem if found and corrected. Item number Name of potential error Explanation of what to verify I Clearing the checkbook All the transactions on the statement that match transactions in the checkbook should be marked as cleared in the checkbook. II Correcting checkbook omissions All transactions on the statement that were not found in the checkbook should have been entered into the checkbook. III Outstanding credits and debits Verify that the sum of outstanding credits and the sum of outstanding debits are correct. IV Math Verify that all addition and subtraction has been done correctly and there are no transpositions of numbers. V Previous reconciliation Verify that the previous reconciliation was performed correctly, and that all cleared items are marked as such in the checkbook. Choose the option below that correctly describes the items that could have caused this problem with Stephen’s reconciliation. a. I, III, IV, and V could cause the problem, but not II. b. I, II, III, and V could cause the problem, but not IV. c. All five of the potential errors could cause this sort of problem. d. I and II could cause the problem since there are no math errors.

Answers

c. All five of the potential errors could cause this sort of problem.

Answer:

c. All five of the potential errors could cause this sort of problem.

Explanation:

just took the test

A company that acquires and purchases consumer and other data from public​ records, retailers, internet cookie​ vendors, social media​ trackers, and other sources and uses it to create business intelligence that it sells to companies and to the government is called a​ ________.
a. data wholesaler
b. data retailer
c. data broker
d. data analyst
e. data collector

Answers

the answer is data analyst

Final answer:

A company that gathers data from various sources and sells business intelligence is known as a data broker. They function within the data economy and engage in data sharing and data harvesting, which raises concerns about data privacy.

Explanation:

A company that acquires and purchases consumer and other data from public records, retailers, internet cookie vendors, social media trackers, and other sources and uses it to create business intelligence that it sells to companies and to the government is called a data broker. Similar to how a wholesaler buys products in bulk and sells them to retailers who then sell to the end consumer, a data broker acts as an intermediary, collecting large amounts of data and packaging it for use by various entities. This industry is part of what's known as the data economy, which is increasingly coming under scrutiny due to concerns surrounding data privacy and the ethical implications of data sharing and data harvesting.  

When shopping for their brother, jack and james are presented with a red shirt by the sales person. while jack likes the shirt, james dislikes the shirt. in this scenario, even though the color of the shirt is the same, jack and james disagree because of differences in their _____ of the shirt?

Answers

The correct answer is preference.  At any given time,   different people will have different likings and affections towards a certain product. This is influenced by many factors such as personal taste and previous experience with the same or related product.  This results to difference in alternatives when it comes to selections of goods and services from the customers’ point of view


Jack and James have different preferences for the red shirt because preferences are subjective and based on individual perception and judgment.

In the scenario where Jack and James are presented with a red shirt by a salesperson, and Jack likes the shirt while James dislikes it, they are showing that they have different preferences towards the shirt. These differences in perception result from a combination of factors like age, experiences, biases, cultural norms, and psychological factors that influence individual taste and subjective judgement. Each person interprets sensory information in their own unique way, which leads to varied preferential choices or dislikes.

The balance of Chiaki's average balance checking account at the beginning of the last cycle was $100, and the only transaction for the cycle was a check that Chiaki wrote for $20, which cleared exactly halfway through the cycle. On what amount did Chiaki's checking account pay interest last cycle?

Answers

The correct answer is $90
She had $100 for the first half through the cycle.

Chiaki wrote a cheque for $20.

Now she had $80 for the second half through the cycle.

Therefore:

Amount = (1/2) × 100 + (1/2) × 80 

Amount = 50 + 40 

Amount = $90

When a company decides it will start running a production shift on the weekends which stakeholders will be most directly impacted?

Answers

Final answer:

When a company decides to start running a production shift on weekends, the most directly impacted stakeholders are likely to be its employees, shareholders, and customers.

Explanation:

When a company decides to run a production shift on the weekends, several stakeholders are most directly impacted. Employees, who now may have to work on weekends, are a primary group. Trade unions may also be affected as this change could imply a shift in working hours.

Shareholders would also be impacted, given they are invested in the financial success of the company. A shift to weekends might impact profitability, either positively if it leads to higher income, or negatively if the cost of operating on weekends is not offset by revenue.

Lastly, customers could be affected by this change. If the increased production leads to more availability and faster delivery of products, customers may see a positive impact.

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Suppose you are on a committee seeking to increase revenue from your city's bus system. if demand is _______, you would recommend raising the fare.​

Answers

If demand is "inelastic", you would recommend raising the fare.

A demand is inelastic in such circumstance when the interest for an item does not show any increment or reduction correspondingly with a fall or ascend in its cost. From the provider's perspective, this is profoundly attractive on the grounds that cost and aggregate income are straightforwardly related; an expansion or increase in cost builds add up to income regardless of a fall in the amount requested.

Which region is most likely to export bananas to the United States?

Answers

Which region is most likely to export bananas to the United States ? Central America .
ANSWER:

Guatemala - 3,348.75 Million Pounds

EXPLANATION:

The US itself just creates 0.008 million metric huge amounts of bananas every year, and vigorously depends on bananas from different nations to help meet its requests for the natural product. These nations whereupon the United States depends are sketched out underneath.

10. Dominican Republic - 9.22 Million Pounds

9. Panama - 50.65 Million Pounds

8. Peru - 61.65 Million Pounds

7. Nicaragua - 87.88 Million Pounds

6. Mexico - 489.25 Million Pounds

5. Colombia - 912.04 Million Pounds

4. Honduras - 1,188.93 Million Pounds

3. Costa Rica - 1,824.69 Million Pounds

2. Ecuador - 1,730.32 Million Pounds I

1. Guatemala - 3,348.75 Million Pounds

The market for tablet computers contains only a few major producers. if more tablet computer producers enter the market, what will happen?

Answers

The market will become more competitive and the price will fall.

Answer:

In front of the entrance of new tablet computer producers in a market dominated by just a few, the price of the tablet computer per unit is likely to decrease since there will be more competition. Goods do not only differentiate one another for their features but also for the price since most consumer purchase decisions are price-driven.

Stacy has lost 10 of the 20 pounds she intended to lose. she has promised herself that if she loses another ten pounds, she will buy the pair of designer jeans she has wanted for over a year. according to the stages of change model, stacy is at the _____ stage.

Answers

Stacy is in the Action Stage of the stages of change model, actively working towards her weight loss goal and ready to reward herself after achieving it.

According to the stages of change model, Stacy is at the actionable or Action Stage. People in the action stage believe they can change and are actively changing their behaviors. Stacy has not only recognized that she wants to lose weight but has already lost 10 pounds and is determined to lose another 10 pounds. She has set a clear goal for herself and has promised to reward herself with a pair of designer jeans once she reaches her target. This indicates that she is past the Contemplation Stage, where individuals are intending to start the behavior change in the foreseeable future, and is now in the stage where the actual behavior change is occurring.

Describe an example of an asset that your company could link to a business loan as collateral. (2-4 sentences. 2.0 points)

Answers

your company could use your car as collateral. and they can also use your home (i think). or your paycheck



After creating an organizational strategy based on Porter’s models, a company can


A) create process models.


B) calculate inputs and outputs.


C) examine market structure.


D) develop information systems.


please only answer if you're positive! thank you!

Answers

calculate inputs and outputs

Answer:

Develop information systems ( D )

Explanation:

The use of porter models to develop an organizational strategy will help in the alignment of a company or organization decisions,planning and actions to enable the company achieve its goals and mission successfully.

In the organizational strategy process the process of creating models, calculating inputs and outputs, examining market structure are all embedded in the organizational strategy based on porter's model so the next action is to develop information systems to monitor the progress of your strategy .

You produce clothing, and the price of cotton just increased by a lot. As a result, you will most likely _____ your prices.

a.) raise
b.) lower
c.) not change

Answers

a.) raise. it will raise  the cost because they have to make a profit 
Hello there,

Your answer is option A.


You produce clothing, and the price of cotton just increased by a lot. As a result, you will most likely rise your prices.
If you are paying more money for your clothing, you are going to want to receive more money from your buyers.

Hope this helps you.
Have a great day! (:

An approach of open communication and collaborative decision making suggests which type of leadership

Answers

An approach of open communication and collaborative decision making suggests which the democratic type of leadership. This type of leadership which includes  participative role of the members in the decision-making process is also called participative leadership or shared leadership.
Mutual respect and understanding is crucial in order this type of leadership to be successful. 

Verizon develops and deploys low-altitude telecommunications systems. this is an example of . when a company purchases another business that does something different from what the purchasing company does, the purchasing company is using a strategy of . pretend that you own a small coffee shop. you have decided that this year is a good time to grow your business, and you have chosen to do so by acquiring a coffee cup manufacturer across town. this is an example of . managers often consider a strategy when deciding whether diversification is the right approach for their company.

Answers

The correct answer is related diversification. related diversification refers to the company which purchases another company, which is related to what the purchasing company is already doing. In this situation, Verizon is develops and deploys low-altitude telecommunication systems, wherein Verizon is the purchasing company wherein it purchases another company that plays the same role as Verizon already does.

When a business owner of a coffee shop decides to purchase a a coffee cup manufacturer, he or she is using the strategy of Vertical Integration. Vertical Integration refers to the strategy wherein a company or group of people purchases a customer or a supplier for his or her own company use.

1. I believe the answer is: related diversification.

Related diversification refers to the every efforts that company do to expand their consumer base from the market that they are currently in. This could be done by either developing a new product, or by acquiring another companies that operate in different market.

2. I believe the answer is: Vertical integration

Vertigal integration refers to a join operation made by parent companies and its subsidiaries, to combine specific aspect of operation in order to produce one same products or services. This strategy is preferred by companies who want to ensure the supply of materials for their product without having to be depended on other companies.

3. I believe the answer is: Related diversification

Related diversification refers to the efforts that companies do to expand their operations that being done by obtaining different companies that is different from the current one, but still closely related with one another. (in the example above, both companies still target the coffee market.)

4. I believe the answer is: Portofolio Strategy

Portofolio strategy is the strategy that being done by separating their investments in order to obtain their financial goals. This strategy is being done to minimize the risk of investments (if the investments are separated/diversified, the investors would not go bankrupt if one of the investment is failing)


Simon doesn't understand why sara continually submits her assigned monthly reports late and with key information missing. he has even empowered sara to complete her reports in the manner she deems best, but something is obviously missing because the mistakes continue.

Answers

In order to improve this situation Simon should create accountability. This means that Simon should take responsibility, set expectations, make success attainable and achieve higher performance in the company.

In this case, Simon should Creates accountability.

Creates accountability refers to making someone responsible to finish a certain task form the group. When accountability is created, the person would most likely subjected to a certain punishment in case that person fail to fulfil the obligation that the organisation hoped for.

After focusing for so long on total quality management, mobley industries found that while their product defects decreased by 18%, their product costs increased by 42%. what can they do to bring down their costs?

Answers

Mobley Industries can do the following to bring down their cost:


1. Implementation of an Enterprise Resource Planning (ERP) system

2. They can focus on corporate social responsibility

3. Implementation of a balanced scorecard approach

4. Use an activity-based costing


When mobley industries introduced total quality management, they saw that their defects decreased but their product cost increased.

There are different approaches that can help them to reduce the cost of production.

The first one is by introducing lean production method, this will eliminate wastage and lower product cost

mobley industries can also lower the inventory levels and reduce the cost of storing the product, these methods will reduce cost whilst maintaining quality.


The english parliament sought to extract money from their american colonies to pay for debts incurred from:

Answers

the Navigation Acts that is the answer
Final answer:

The English Parliament sought to extract money from American colonies to pay debts from the French and Indian War. They enforced taxation policies like the Stamp Act and the Townshend Acts, which led to the American Revolution.

Explanation:

The English Parliament sought to extract money from their American colonies to pay for debts incurred from the French and Indian War (also known as the Seven Years' War). The war was expensive, and it took place largely in North America. Consequently, the British government felt the American colonies should contribute to the cost. This led to the implementation of several taxation policies, such as the Stamp Act and the Townshend Acts, which were deeply unpopular and led to growing tension between the colonies and Great Britain eventually leading to the American Revolution.

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Generally, transaction structures on a structure chart will have

Answers

Many afferent processes.

A bond is a​ ________ instrument by which a borrower of funds agrees to pay back the funds with interest on specific dates in the future.

Answers

I dont know but good luck figuring it out.

____ focuses on using information about customers to create marketing strategies that develop and sustain desirable customer relationships

Answers

This is the answer⬇️
customer relationship management (CRM). Hope is helpful. Peace✌️

According to the question, Customer relationship management focuses on using information about customers to create marketing strategies that develop and sustain desirable customer relationships.

Customer relationship management (CRM) is a set of practises, strategies, and technology that businesses employ to manage and analyse customer interactions and data across the customer lifecycle.

The goal is to improve customer service relationships and assist in customer retention and drive sales growth.

CRM systems may also provide extensive information on consumers' personal information, purchase history, purchasing preferences, and issues to customer-facing staff members.

Therefore, customer relationship management is concerned with using information about customers to build and preserve good customer relationships.

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A public policy underlying the imposition of strict product liability is that consumers should be protected against unsafe products.
a. True
b. False

Answers

yes, that is true. :)

Regarding the economy, what are the terms expand and contract generally used to describe?

a.changes in monetary and fiscal policy
b. rising and falling levels of budget deficits and debt
c. fluctuations in economy
d. changes in tax revenue

Answers

C. Fluctuations in the economy. An economy can be expanding when it is coming out of a trough and proceeding towards a peak in its economic activity and business cycle, or contracting when it is declining from a peak to a trough.

The answer is: C.Fluctuations in the economy

Each countries would experience different periods when they are economically productive and when they aren't.

During productive period, the country is experiencing economic expansion (which is marked by an increase in infrastructure and standard of living). During non-productive period, the country is experiencing economic contraction (which is marked by high unemployment and lower standard of living).  The terms 'fluctuations' define the changes between one economic condition to another.

Which are types of income tax that people pay? Check all that apply.
federal
local
progressive
state
sales
flat

Answers

People pay Federal, Local, and State tax.


Hope this helped!

Which of the following reasons does not contribute to a higher level of unemployment?

a)

a lack of labor mobility as people choose to remain in their hometown

b)

a reduction in union bargaining activities

c)

a reduction in economic activity due to a recession

d)

the existence of efficiency wages

Answers

Hi there!

The answer is A) A lack of labor mobility as people choose to remain in their hometown. 

Unemployment is a complex issue, here are the reasons why the other options increase unemployment:

-Reduction in Union bargaining activities would increase unemployment because employers wouldn't have as many restrictions to reduce their workforce. 

-Reduction in economic activity due to a recession would increase unemployment as the demand for products, and for workers too, will decrease.

-The existence of efficiency wages causes unemployment because the demand for labor will decrease, as employees get more and more efficient. 

A lack of labor mobility as people choose to remain in their hometown will not contribute to a higher level of unemployment. Instead, labor mobility can increase unemployment because there would be an oversupply of labor in a specific region. 
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