Answer: C. Farah wants to obtain her college degree in four years
A time bound goal has a specific, measurable time-frame within which a specific goal has to be achieved; it can also set as a specific target to be achieved at periodical intervals.
Amongst the options given, only option C has a specific, measurable and well-defined time frame within which a specific goal is set to realized.
Answer: The answer is C
Explanation:
Ricky, a contractor, was installing a new kitchen. One of his coworkers forgot to shut off the water, resulting in the flooding of the kitchen. The water also damaged a part of the finished basement. The homeowner sues Ricky for damaging his house. What type of insurance would help him with court costs and settlements?
A.
legal malpractice
B.
universal
C.
medical malpractice
D.
general liability
E.
catastrophic
D. general liability
The type of insurance that would help Ricky with court costs and settlements due to the accidental damage caused during his contracting work is D. general liability insurance. This kind of insurance covers third-party claims for damages that are typically the responsibility of the insured party. Therefore, Ricky should rely on general liability insurance to cover the damages and legal expenses from this incident.
General liability insurance is designed to provide protection against various legal liabilities, including bodily injury, property damage, and personal injury claims that can occur as a consequence of business operations. In the case described, the water damage to the homeowner's property resulting from Ricky's oversight falls under the category of property damage. This insurance would typically cover repair costs and legal expenses stemming from a lawsuit, up to the limits of the policy. Unlike legal or medical malpractice insurance, which is specific to professionals in legal and medical fields respectively, general liability insurance covers a broader range of businesses and scenarios. It's important for contractors like Ricky to carry general liability insurance to mitigate the financial impact of accidents and legal claims that can arise in the normal course of business.
The introduction (or opening) of a business report or proposal should always
The introduction of a business report should clearly state the subject, engage the audience, and include a thesis statement that outlines the main theme or claim. It can start with an overview and use various methods to draw the reader’s interest. The writer can decide the best time in the drafting process to write the introduction.
Explanation:The introduction of a business report or proposal is crucial as it sets the stage for the document. It should always open by clearly stating the subject of the proposal, drawing readers in, and making them want to learn more. One effective strategy for writing an introduction is to start with an overview which can include statistics, questions, or relevant anecdotes that connect with the reader. The introduction should also contain a definitive statement of the main theme or claim, which is often conveyed in the form of a thesis statement. This not only previews the main ideas but also establishes the framework for the arguments that will be detailed in the body of the report.
When crafting the introduction, consider what the readers need to know to appreciate your angle and include this context early on. Engage the audience right from the start using various methods such as sharing a relevant story, posing a thought-provoking question, or presenting key facts. The introduction also serves to establish the credibility of the writer and to map out the structure of the arguments to follow. It's important to note that the writer can choose to write the introduction at any stage of the drafting process, whether it be the beginning, middle, or end.
List and explain five different asset classes. What are some reasons individuals would invest in these types of asset classes?
Five different assets classes are:
1. Shares
A company’s capital is divided into shares. Each share forms a unit of ownership in a company. Shares can be classified as equity shares or preferences shares.
2. Bonds
A contract where a person borrows money, from a company or government for a period of time in return of interest payments. There are two types of bond coupon bonds and zero coupon bonds
3. Property
A person, government or a company acquiring a piece of land. Whether it be commercial or residential possession.
4. Commodities
Are a part of our everyday lives, Traditional commodities are raw materials that are further processed. Commodities like, cotton in form of shirts whilst we eat oats and cereal in breakfast are also commodities. You can invest directly in commodities or trade them.
5. Cash
Includes currency coins, hard cash, and the amount of cash deposited in the banks either in current account or savings account.
Individuals would invest in equity and bonds is because they want to enhance their returns and to smooth out any volatility in their portfolio. Investment in property, can be done to increase their return on investment over a period of time
The five asset classes include equities, bonds, real estate, commodities, and mutual funds. Investors choose these based on their goals, risk tolerance, and investment horizon. Diversification helps manage risk and balance between risk and return.
Explanation:Five different asset classes and reasons for individuals to invest in them can include:
Equities or stocks: These represent ownership in a company and offer higher potential returns than other asset classes, albeit with higher risk. Investors may want to grow their capital over the long term. Bonds: These are debt securities where the investor lends money to an entity (like a government or corporation) that borrows the funds for a defined period and interest rate. They are considered safer than stocks and offer regular income through interest payments. Real Estate: This can be commercial or residential property. Real estate can provide both income and capital appreciation, and it can serve as a hedge against inflation. Commodities: Commodities include physical assets like gold, oil, and agricultural products. They can be a hedge against inflation and a way to diversify portfolios. Mutual Funds: These are investments pooling money from many investors to purchase a diversified portfolio of bonds, stocks, or other securities. Mutual funds offer diversification and professional management.
Investors choose these asset classes based on their investment goals, risk tolerance, and time horizon. Diversification, or spreading investments across different asset classes, can help manage risk and achieve a balance between risk and return. Risk can be assessed by considering factors such as market volatility and economic conditions.
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penn foster says it has tracking cookies does that mean they can track my computer an see i be on here?
Most tracking cookies are used to see how often you visit the website and what you're main interest are in the website.
Schools use these to view all of their students websites but they can't see the exact thing you're doing, simply the website addresses.
Tracking cookies on Penn Foster collect some data about your browsing experience on their site only, but they can't track your personal computer or see what you're doing on the internet. They are meant to enhance user experience, remember your preferences and cannot access personal information unless provided on the website.
Explanation:When Penn Foster mentions that it has tracking cookies, it means that the platform utilizes small files known as cookies to collect some data about your browsing experience on their website. However, these tracking cookies do not give Penn Foster the ability to track your personal computer or see exactly what you are doing on the internet outside of their site.
Instead, cookies help Penn Foster to enhance the user experience on their site. For instance, they may remember your username for easy log-in, or remember your site preferences. The use of cookies is common practice on essentially all major websites.
While tracking cookies can collect data such as which pages on the website you visit and how long you spend on each, they cannot access personal data from your computer like private files or personal details unless you provide them on their site.
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T/F
Currently, the consumer’s role in the marketplace is viewed as being “buyer beware.”
True
False
While the 'buyer beware' concept used to predominate, today's marketplace includes strong consumer protections and a corporate emphasis on customer satisfaction. Hence, saying the consumer's role is limited to being 'buyer beware' is somewhat incorrect.
Explanation:This statement is somewhat false. The phrase “buyer beware” refers to a traditional approach in a business where the onus to ensure the good quality and value of a product rests entirely on the consumer.
However, in today's day and age, many jurisdictions have strong consumer protection laws, which aim to safeguard consumers against unfair business practices. Companies are also increasingly recognizing the importance of customer satisfaction and are taking measures, such as offering warranties, returns, and exchanges, to ensure it.
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Jill inherited 100 shares of gotech inc. Stock when her mother died on october 21, 2015; the fair market value of the stock was $20 per share. Her mother paid $200 per share when she purchased the stock march 1, 2006. If jill sells all 100 shares for $50 per share on july 3, 2018, how should she report the sale on her income tax return?
Answer: Jill earned a profit of $3000 on selling the shares she inherited. Since she sold the shares after holding it for more than one year (12 months), she should report the income as a long-term capital gain on her income tax return.
After her mother's death, Jill will inherit the 100 shares if Gotech inc at the fair market at the time of inheritance - 21st October 2015.
[tex]Fair Market value = 100 * 20 =2000[/tex]
Her gain upon selling the shares on June 3 2018 is
[tex]Gain on selling shares = (50-20)*100 = 3000[/tex]
Jill held on to shares for a little less than two years and eight months after inheriting them before she decided to sell.
Final answer:
Jill should report the sale of the inherited stock on her income tax return using the fair market value at the time of inheritance compared to the selling price.
Explanation:
Jill inherited 100 shares of GoTech Inc. stock with a fair market value of $20 per share on October 21, 2015. As the stocks were acquired through inheritance, the basis for these stocks is often stepped up to the fair market value at the date of the previous owner's death, rather than the previous owner's original cost.
When Jill sells all 100 shares for $50 per share on July 3, 2018, she must report this transaction on her income tax return. The total sale price would be 100 shares times $50, giving us a total of $5,000. Since the basis was $20 per share, her capital gains would be calculated as the sale price minus the stepped-up basis, giving us ($50 - $20) x 100 = $3,000 in total capital gains.This $3,000 represents the long-term capital gains since the shares were held for more than a year. Jill will need to report this amount on her tax return, subject to the long-term capital gains tax rate.
Reporting the sale on her income tax return:
1. Jill should report the sale of the 100 shares of gotech inc. stock on her income tax return using the difference between the fair market value at the time of inheritance and the selling price.
2. The gain would be calculated as follows: 100 shares x ($50 selling price - $20 fair market value) = $3,000.
16. John Smith has been a bachelor for most of his life and has been very happy that way. He has spent the last seven years living in an apartment building on Center Street. One day, John Smith met the love of his life, Pocahontas, and they decided to get married. Five years later, the happy couple decided to sell a large parcel of land that Pocahontas received in fee simple absolute after an ugly divorce from her spouse before John Smith. Mickey Mouse is a ready, willing, and able buyer. Mickey would like a general warranty deed.
Which of the following correctly lists who must sign the deed?
a. Mickey Mouse because he is the Grantor
b. Pocahontas because she is the Grantor and her prior spouse to release
dower rights
c. Pocahontas because she is the Grantor and John Smith to release
dower
d. Pocahontas and John Smith because they each own the property as
co-tennants in common
17. Mickey Mouse and Minnie Mouse live on a very large farm. The farm is a parcel of land that contains roughly six acres of land with two acres abutting Magic Mountain Lane on the North side of the property. There are no other roads touching the property. Their house is located on the back two acres of land, furthest away from the road, on the south side of the property. Mickey and Minnie have used their driveway for the past ten years. Donald Duck purchased the northerly two acres of property and continued to allow Mickey and Minnie to use their driveway, which crosses his property, for twenty-one years. At the same time, Mickey and Minnie purchased the adjacent six acres that connects to both their existing property and Magic Mountain Lane. Mickey and Minnie have even enclosed their driveway with a fence. Donald Duck has had enough and filed suit against Mickey Mouse and Minnie Mouse to declare the driveway to be his. The Court finds that the Mouse’s use has been open, continual, exclusive, adverse, and notorious.
Which of the following correctly states what Mickey Mouse and Minnie Mouse own?
a. Easement by Prescription
b. Easement by Necessity
c. Merely a License
d. Easement in Gross
18. Same facts as in number 2, above. Assume that after the Court decision; Mickey and Minnie buy back the land that Donald Duck owns, giving them a total of 12 acres of land.
Which of the following correctly states what happens to the easement?
a. Donald Duck retains the right of way to use the driveway because he
never granted those rights to anyone.
b. Mickey and Minnie Mouse retain the easement by necessity that the
Court granted.
c. Mickey and Minnie Mouse retain the easement by prescription that the
Court granted
d. The rights in the easement become part and parcel to the current
ownership of the land through the doctrine of merger.
19. Goofy owns a large lake upon which he likes to go skiing for most of the year. He tends to prefer the cooler fall whether for skiing and doesn’t bother going during the summer. Instead of allowing the lake to sit vacant during the summer months, he decides to begin selling agreements to only twenty of his closest friends. The agreements are in writing and allow the holder of the agreement to use the lake for June, July, and August only. Since Goofy issued the first twenty agreements, their value has skyrocketed. Donald had purchased one of the agreements from Goofy. Daisy has offered to buy Donald’s agreement for $20,000.00.
Is Donald legally allowed to sell to Daisy?
a. No, Donald merely has a revocable license that Goofy could terminate.
b. Yes, Donald has an easement appurtenant that runs with the land.
c. Yes, Donald has an easement in gross that runs with the person.
d. No, Donald has an easement in gross that only runs with the land.
20. Aladdin has been renting a space in an apartment building from Jafar for two months. Aladdin and Jafar entered into a month to month tenancy requiring Aladdin to pay $500.00 per month. After the first two months, Aladdin stopped paying rent, but continued living in the space.
Which of the following is correct?
a. Aladdin is a periodic tenant and Jafar must give notice to terminate.
b. Aladdin is a tenant for years and Jafar must await the end date to sue.
c. Aladdin is a trespasser and must vacate immediately
d. Aladdin is a holdover tenant and Jafar can file for eviction today.
21. Jafar has decided to sue Aladdin for the back rent. Jafar files suit in the municipal court of Agrabah.
Which of the following correctly states the events that follow?
a. After Aladdin receives the complaint, he has 28 days to file an answer.
b. After Aladdin receives the complaint, he has 28 days to file a reply.
c. After Aladdin receives the reply, he has 28 days to file a counterclaim.
d. After Aladdin receives the answer, he must respond in 28 days.
The questions pertain to property law, covering topics like granting deeds, types of easements, rights regarding property usage, and issues associated with tenant agreements. It covers basic principles of transfer of property, use of property and tenancy laws.
Explanation:The answers to these property law related questions are as follows:
16. The correct answer is c. Pocahontas because she is the Grantor and John Smith to release dower. Pocahontas, as the Grantor, should sign it but so should John Smith, to release any possible claim on the property.
17. The correct answer is a. Easement by Prescription. Given the facts stated, it appears that Mickey and Minnie have established a right of way through use over time that is acknowledged by the court.
18. The correct answer is d. The rights in the easement become part and parcel to the current ownership of the land through the doctrine of merger. When Mickey and Minnie buy the land, any easements attached to the property merge with the title.
19. The correct answer is c. Yes, Donald has an easement in gross that runs with the person. Since Donald bought the agreement from Goofy, he has the right to use the lake as specified, and this right can potentially be sold.
20. The correct answer is d. Aladdin is a holdover tenant and Jafar can file for eviction today. Since Aladdin remains in the property without paying rent after his agreement ended, he has become a holdover tenant and can be evicted.
21. The correct answer is a. After Aladdin receives the complaint, he has 28 days to file an answer. A reply is not necessary in this case, and the complaint is the first paper filed in a lawsuit, to which a defendant should answer.
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Goods and services produced in one country that are then sold in other countries are called
The answer will be exports
Exports are goods and services produced in one country and sold in other countries. They indicate the interconnectedness of the global economy, with products often originating across various parts of the world. The ratio of exports to GDP measures the proportion of a country's total economic production sold internationally.
Explanation:Goods and services produced in one country and then sold in other countries are called exports. Export sales are a significant measure of a country's economic activity. For instance, your mobile phone made in Taiwan, the clothes you wear made in China, or the car you drive from Germany are all examples of exports in the global marketplace. This concept signifies the interconnectedness of our global economy, where the products we consume often originate from various parts of the world. Additionally, the ratio of exports to a country's Gross Domestic Product (GDP) provides an insight into what portion of a country's total economic production is sold to other countries.
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business math????? help
Business Mathematics is a subject typically taught in high school or college. It involves learning about profit and loss, simple and compound interest, banking, and various other monetary issues crucial in everyday life and managing businesses.
Explanation:Business mathematics is typically covered in high schools and colleges where students learn the necessary mathematical concepts that are used in businesses and everyday life. This includes topics such as profit and loss, simple and compound interest, statistics, banking, taxation, insurance, and cost analysis. These topics help prepare students for setting up their own businesses, building financial models, or even for personal financial management.
For example, understanding profit and loss is crucial in determining the success of a business. A lesson might involve learning about total cost and total revenue, then subtracting total cost from revenue to calculate profit. Or in terms of interest, students need to understand the difference between simple and compound interest, especially when it comes to savings or loans.
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Wilbur has $800 to open a checking account. He can maintain a minimum balance of at least $500. He plans to use the ATM twice a month and he maintains a savings account at the same bank. His employer has direct deposit and he sometimes overdrafts his account.Wilbur wants a checking account with the lowest fees. Which checking account would be best for Wilbur? Account AAccount BAccount CAccount D
The answer is A) Account A for the question with this picture...
Answer:
Account A
Explanation:
In account A you can observe that the charge for overdrafting is $0 if he has a savings account with the same bank which he does, so the best option, for Wilbur, since he can maintain a minimum balance of at least $500 dollars and the fact that the overdrafting is free of charge since he has an account with the same bank, the best option would be that cause he is saving the money on the overdrafting. It is also free to withdraw money from any ATM and it will not charge him for the deposits since his employer deposits directly to his account.
The best way for a franchisee and franchisor to evaluate each other is _____
The best way for a franchisee and franchisor to evaluate each other is "for the franchisee and franchisor to review the legal documents together".
Numerous franchisees and franchising specialists say there's no better method to top off your exploration than by investing energy in an establishment area to perceive what your life will resemble on the off chance that you purchase. Purchasers ought to spend somewhere around multi week working in a unit. This is the most ideal route for the franchisor and franchisee to assess one another. Offer to work for nothing. In the event that the franchisor doesn't need you to, you ought to be wary about the venture.
The best way to evaluate a franchisee-franchisor relationship is through clear communication, performance evaluations, and understanding each other's roles and expectations. Active participation from both sides and considering cultural differences in international settings are also key.
The best way for a franchisee and franchisor to evaluate each other involves multiple methods aimed at establishing a successful partnership. This includes engaging in clear communication to understand each other's expectations, conducting performance evaluations, and ensuring both parties are committed to fulfilling their respective roles. The franchisor should offer continuous support in training, supply chain management, and operation setup. Meanwhile, the franchisee should ensure they are upholding the brand's standards and aligning with the franchisor's business model, while also paying the agreed franchise and royalty fees.
To enable a productive relationship, both parties must be active participants in the evaluation process, which may include self-appraisals from the franchisee, agreement on boundaries, and mutual understanding of the working relationship. When doing cross-cultural business, it is especially important to seek feedback and understand cultural differences that can affect business operations, as demonstrated by Convergys' experience in India.
Gary did not pay his past three payments on his mortgage. What is the possible consequence he is facing?
garnishment
foreclosure
a judgment
bankruptcy
Answer: Foreclosure
Foreclosure refers to a bank’s act of taking possession of a mortgaged property when the mortgage holder fails to make the monthly mortgage payments.
Foreclosure occurs when a home owner does not pay his monthly loan instalments for three consecutive months.
It is a legal process in which the home owner loses the ownership of the property and the banker gets the right to sell off the property in order to make up the loss on account of non payment.
Gary faces the risk of foreclosure for not paying his past three mortgage payments. Foreclosure involves the lender repossessing the home, which would result in losing the home and damaging credit. Other consequences such as garnishment and bankruptcy require legal proceedings and are not immediate outcomes of missed mortgage payments.
If Gary did not pay his past three payments on his mortgage, the possible consequence he is facing is likely foreclosure. When a homeowner fails to make mortgage payments, the lender may take legal action to repossess the home, a process known as foreclosure.
This can lead to the homeowner losing their home and seriously damaging their credit score. In the context of Gary's situation, where payments have been missed, foreclosure becomes a serious risk. This action is taken by lenders as a means to recover the balance of a loan from a borrower who has stopped making payments.
Other consequences like garnishment, which is the withholding of earnings to satisfy a debt, could occur if Gary had a judgment against him to pay back the debt. However, this typically requires a court decision. A judgment is a formal decision made by a court regarding the rights and liabilities of parties in a legal action.
Lastly, bankruptcy may occur when an individual cannot repay their debts in general and seeks relief through legal proceedings, but this is not directly a consequence of missing mortgage payments.
____ are particularly useful for individuals who need to scan barcodes while on the go.
"Portable barcode readers" are particularly useful for individuals who need to scan barcodes while on the go.
By utilizing barcode technology, a client can enter information extraordinarily quicker than manual information, and without about the quantity of mistakes. Be that as it may, as scanners turn out to be more adaptable, simple to-utilize, and received by organizations over all enterprises, expect even the littlest organizations to perceive the estimation of a barcode scanner/reader.
Depending upon the application, a scanner/reader can come in all shapes, sizes, hues and sorts. Portable barcode scanners specifically are incredible for those entrepreneurs hoping to increment both profitability and proficiency.
Barcode scanners are essential for on-the-go barcode scanning. Scannable résumés are tailored for digital conversion through scanners.
Barcode scanners are particularly useful for individuals who need to scan barcodes while on the go. These scanners utilize laser beams to interpret reflections from a surface, similar to how CDs are read. Additionally, a scannable résumé is specifically designed to be read by a scanner for digital conversion.
What is the accumulated net income of a corporation called?
Answer: retained earnings
Explanation:
plato
You want to buy a new sports coupe for $84,500, and the finance office at the dealership has quoted you an apr of 6.6 percent for a 48 month loan to buy the car. what will your monthly payments be?
Answer: The monthly payment will be $2007.81.
We have:
Cost of the sports coupe (PV) $84,500
Annual Percentage Rate (APR) 6.6%
Loan tenure in months (n) 48
We can find the monthly payment by using the Present value of an annuity formula:
[tex]\mathbf{PV_{Annuity}= PMT * \left ( \frac{1-(1+r)^{-n}}{r} \right )}[/tex]
Since APR is a yearly number, we need to convert it into a monthly rate.
So , [tex]r = \frac{0.066}{12} = 0.0055[/tex]
Plugging values in the PV formula above we get,
[tex]\mathbf{84500 = PMT * \left ( \frac{1-(1+0.0055)^{-48}}{0.0055} \right )}[/tex]
[tex]\mathbf{84500 = PMT * \left ( \frac{1-0.768529253}{0.0055} \right )}[/tex]
[tex]\mathbf{84500 = PMT * \left ( \frac{0.231470747}{0.0055} \right )}[/tex]
[tex]\mathbf{84500 = PMT * 42.08559028}[/tex]
[tex]\mathbf{\frac{84500}{42.08559028}= PMT}[/tex]
[tex]\mathbf{PMT = 2007.813112}[/tex]
Final answer:
To calculate the monthly payments for a car loan, one needs to use the amortizing loan payment formula incorporating the loan amount, APR converted to a monthly rate, and loan term. The exact monthly payment calculation requires a financial calculator or software due to the complexity of the formula involved.
Explanation:
To calculate the monthly payment for a $84,500 new sports coupe with an Annual Percentage Rate (APR) of 6.6 percent over a 48-month loan period, we would use the formula for an amortizing loan payment. The formula incorporates the principal amount, the interest rate per period, and the number of periods to determine the payment.
However, an exact calculation without using a financial calculator or specialized software would be complex due to the need to incorporate the APR conversion to a monthly rate and the annuity formula. A simple estimate can be made by using an online loan calculator, but for the purpose of this explanation, a precise formula or tool is required to derive the accurate monthly payment.
Financing arrangements like these are critical in understanding the overall costs of purchasing a vehicle. The monthly payment is significantly affected by the applied interest rate and the term of the loan. It's essential to consider whether a lower monthly rate over a longer period is more beneficial than a higher rate over a shorter period, depending on the total interest paid over the lifespan of the loan.
Assuming you own a home, where would the amount for the mortgage owed to the bank go in a personal balance sheet? A. Within the equity total B. Under sub prime assets C. Under revenues D. Under liabilities
The answer to your question is,
D. Under liabilities
-Mabel <3
Answer:
The correct answer is letter "D": Under liabilities.
Explanation:
Interest that has accumulated since the last payment of a mortgage loan should be reported as a current liability. Principals payable within one year of the balance sheet date will be reported as an existing liability. The rest of the principal amount is reported as a long-term liability.
Fairfield company's raw materials inventory transactions for the most recent month are summarized here: beginning raw materials $ 20,000 purchases of raw materials 90,000 raw materials issued materials requisition 1445 25,000 for job 101 materials requisition 1446 35,000 for job 102 materials requisition 1447 30,000 used on multiple jobs 1. How much of the raw materials cost would be added to the work in process inventory account during the period
Calculation of raw materials cost added to the work in process inventory account during the period:
Raw materials issued using materials requisition 1445 for Job 101 = $25,000
Add: Raw materials issued using materials requisition 1446 for Job 102 = $35,000
Add: Materials requisition 1447 used on multiple jobs 1= $30,000
Total raw materials cost added to the work in process inventory account during the period = $90,000
This question relates to TRIBE
T: Tastes and Preferences
R: Related goods and services
I: Income
B: Buyers
E: Expectations of price
Q: A new toolset is released that has brand new technology used to make jobs much easier than they used to be, however you must purchase the tool set in order to receive these tools as they aren’t sold individually.
Does anyone know what part of TRIBE this question pertains to?
it pertains to r:related goods and serveries.
This is part of the B: Buyers
The economic insight in the text referred to “free” air. what was the point of the insight?
a. air is a free good.
b. there is no scarcity of air.
c. air is unlimited.
d. quality, breathable air is not free.
e. there is a cost to air.
Answer: A
Air is a free good
Imagine that you are considering moving to a new country and looking for a job there, but you first want to make sure the country has a strong economy. Describe at least three economic factors that you would want to research as evidence of the economy's strength or weakness, and explain how each factor would affect your decision to move there.
Look at the country’s GDP. The country’s unemployment rate. The spending power of each citizen livingin that country. Also the inflation of there money.
Suppose you are committed to owning a $215,000 ferrari. if you believe your mutual fund can achieve an annual return of 10.8 percent, and you want to buy the car in 9 years on the day you turn 30, how much must you invest today? (do not round intermediate calculations and round your answer to 2 decimal places,
e.g., 32.16.)
Answer: I must invest $85424.14 today in order to buy a Ferrari nine years from now on the day I turn 30.
We have
Price of the Ferrari nine years from now (Future Value - FV) $215000
Expected Rate of return on the mutual fund (r) 10.8%
Time until I turn 30 (n) 9 years
We can calculate the Present Value (PV) or the money to be invested today as
[tex]\mathbf{PV = \frac{FV}{(1+n)^{n}}}[/tex]
[tex]PV = \frac{215000}{(1+0.108)^{9}}[/tex]
[tex]\mathbf{PV = 85424.14022}[/tex]
An increase in U.S. federal government budget deficits that raises U.S. interest rates relative to the rest of the world should
A.
raise the trade balance.
B.
lead to a current account deficit.
C.
increase net exports.
D.
decrease foreign portfolio investment.
Answer: B. lead to a current account deficit.
A US Federal government budget deficit indicates that the planned expenditure by the government exceeds the revenues received by the government. The government needs to look for additional sources of funds to fuel the planned expenditure.
When this happens the U.S government can rise interest rates relative to the rest of the world. When interest rates rise, international investors will prefer to invest in the U.S on account of the higher interest rates. This inflow from international investors fund the budget deficit.
As foreign investors queue up to invest in the U.S, the demand for U.S. Dollar increases in the foreign exchange market. This results in an appreciation of the USD, i.e it costs more to buy one USD after the increase in interest rates than before.
A strong dollar in turn results in reduced exports and cheaper imports that result in a trade deficit.
The trade deficit forms the biggest component of the current account deficit.
True False: In the questions below, circle the correct answer (or highlight in yellow if doing via Edmodo)
11. True False Understanding how the product gets to the customer helps define the business.
12. True False Most wholesalers sell directly to the public.
13. True False A retailer might sell products at a store or over the internet.
True False Large manufacturing companies typically sell products to wholesalers.
True False Most service businesses are also manufacturers.
True False Manufacturing is the dominant business type in America today.
True False Most business start-ups in recent years have been service businesses.
True False McDonalds restaurants are manufacturing businesses.
True False The price of a product decreases as it goes along the distribution chain.
True False An FOB location identifier is always the name of a city.
11. True
12. False
13. True
True
False
False
what is total taxable income
Taxable income, generally speaking, is the gross income of an individual or corporation, less any allowable tax deductions. Your taxable income is, in other words, the amount of your income that is subject to income tax.
Let's help Andrew make a career decision. He's a freshman in college and struggling to decide on a career path. The first three steps of the PACED decision–making process have been completed for you. Complete the last two steps in the text box below. Step 1: Define the problem. Decide which career path is best. Step 2: List alternatives. Career options include loan officer, real estate agent, and pharmacist. Step 3: List Criteria. Compare salary, work environment, education, work hours, and location. Step 4: Evaluate alternatives based on the criteria. Criteria Alternatives Salary Environment Education Work Hours Location Loan Officer Real Estate Agent Pharmacist Step 5: Make a decision.
Step 1: deciding which job.
Step 2: loan officer, real estate agent, pharmacist
Step 3: salary, environment, education, work hours, location
Step 4: loan officer: salary is 63, 430. loan officer environment is an office. loan officer education is bachelors degree. loan officers work hours are full time and extensive hours. loan officers location is all over US.
real estate agent: salary is 45, 610. environment is frantic and fast paced. education is high school diploma, work hours are 40 hours but can also work on weekends. location is all over US.
pharmacist salary: is 121,500, environment is pharmacist or heal care place, education is doctoral or professional degree, work hours are 40 a week and sometimes holidays, location is all over US.
Step 5: pharmacist because you get payed a way lot more then you do than another job.
- Loan Officer
- Salary- $63,430
- Environment- offices
- Education- Bachelor's degree
- Work Hours- More than 40 hours per week
- Location- Banks
- Real Estate Agent
- Salary- $45,610
- Environment- Commissions on sales
- Education- High school diploma or equivalent
- Work Hours- 40 hours per week
- Location- sale homes
- Pharmacist
- Salary- $121,500
- Environment- retail stores
- Education- Doctoral or professional degree
- Work Hours- 40 hours a week
- Location- pharmacies
5. Make the decision. Andrew decided to select pharmacist as his career path. He didn't want to work more than 40 hours per week if he end up being a loan officer and doesn't want to work for real estate agent because it pays less money than the pharmacist.
Hope I helped!
When a potential business owner asks, "How can I improve on this?" it is an example of _________
i think it is Marketing?
Asking 'How can I improve on this?' involves critical self-reflection for a potential business owner, leading to the enhancement of business aspects. This mindset encourages the development of solutions-oriented proposals and the leveraging of feedback for product design improvements, in order to address market needs more effectively.
Explanation:When a potential business owner asks, "How can I improve on this?", they are engaging in self-reflection and seeking to enhance or optimize a particular aspect of their business approach or idea. This process is an intrinsic part of entrepreneurial development and can be applied to various components of a business, from product design to service delivery. To answer this question, one can think critically about the current state of affairs by asking probing questions such as:
What problem am I interested in learning about?How do I know this is a problem?What are some realistic solutions to the problem?This act of questioning forms the foundation of a problem-solving mindset which is essential in the world of business. Furthermore, this line of inquiry can lead to the creation of proposals, where the goal is to solve a straightforward or complex problem for a client.
Moreover, a potential business owner should utilize feedback, as illustrated by the scenario of designing a new product and asking others to review the design. Feedback can reveal insights that may lead to iterations and improvements, thereby ensuring the end product better fits the market's needs or consumer's desires.
Lastly, to be truly reflective and growth-oriented, a business owner might consider how he will use his learning experiences to shape his future approaches, continuously aligning business practice with the evolving demands of the market and personal growth objectives.
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David ungar holds a dunkin' donuts franchise. The terms of his franchise agreement require him to use only those ingredients furnished by dunkin' donuts. He is also required to buy its napkins, cups, and so on, with the dunkin' donuts trademark on them. Is this an illegal tying arrangement? What if dunkin' donuts maintains that it needs these requirements to maintain its quality levels on a nationwide basis? [ungar v. Dunkin' donuts of america, inc., 429 u.S. 823]
In a franchise, the franchisor allows the franchisee to trade under its name and see its products for a fee The franchisee pays an original fee to franchisor and a percentage of its profit for the privilege.So,since, Dunkin' Doughnuts is sharing its' brand name and image with David Ungar(his franchisee) it would definately want to improve it...at the least maintain it...David too is right on the other hand as there can be a possibility that he wants to use ingredients of a much higher quality than that provided.But dunkin' doughnuts can't still allow to do that as it has other franchisees to look after.Imagine that=>all the franchisees of dunkin' doughnuts use different ingredients with different quality..wouldn't this affects the image of the franchisor...also all the food items they sell will have a different taste depending on the ingredients.And if one of the franchisee buys cheap ingredients... thereby producing low quality out put ..the customers will not be satisfied...this will not only affect that franchisee but also the Brand image of the whole business worldwide.
To conclude,David may not be wrong with his idea but since dunkin' doughnuts is a big business with a good brand image...it has its' terms and requirements.
In a franchise, the franchisor charges the franchisee a fee in exchange for letting them use its brand and sell its goods. In exchange for the right, the franchisee pays the franchisor an initial fee as well as a portion of its profits.
How do they maintain their quality levels on a nationwide basis?As a result, Dunkin' Doughnuts would undoubtedly want to enhance its brand name and image—or at the very least, keep it—since David Ungar, his franchisee shares them. On the other hand, David is also correct because it's possible that he would want to utilize ingredients of considerably higher quality than those offered. However, Dunkin' Doughnuts is unable to continue allowing this since it has other franchisees to take care of.
Imagine if each Dunkin' Donuts franchisee uses a distinct set of high-quality ingredients. Wouldn't this have an impact on the franchisor's reputation? Additionally, each food item they sell would have a varied flavor based on the ingredients. Customers won't be happy if a franchisee purchases inexpensive ingredients, which results in low-quality output.
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A group health plan that saves you money on health insurance is an example of a/an _____.
A. Tax
B. Payment
C. employee benefit
D. Bonus
The answer is C. it helps with medical, disability, life insurance.
Hope this helps!
~LENA~
Answer:
The correct answer is letter "C": employee benefit.
Explanation:
In addition to salary, employees receive some other benefits as part of the compensation for being part of a company. Those benefits include but are not limited to medical, disability and life insurance, and retirement benefits. In the case of the health insurance, the employer hires an insurance company that is paid by the employer -usually in the monthly basis, so in the case the employee requires medical assistance the insurance may cover the expenses for the doctor's office visits, emergency room assistances, admissions, surgeries, or medicines according to the policy hired.
When you want to start a business, what is the first step?
Question 11 options:
Figure out what you want to do.
Get a loan.
Seek counseling.
Find out which business make the most money.
Why does the 3-x-3 writing process help people create messages in less time?
The Three-Step Writing Process includes the following steps: Plan , Write and Complete. This method helps business communicate on a business level. The 3-x-3 writing process help people create messages in less time because it is very simple and straightforward and easy to follow so that anyone could use it to compose a written material. As a result this process creates efficient communication that leads to increased productivity, faster problem solving and stronger decision-making.