Answer:
Risk return you expect to pay high average return since it will give us better economic conditions.
Jared, the operations head at Cerise Confectionery, showed gratitude to his employees by hosting an employee appreciation day. In this scenario, Jared used the management function of _____ to boost the morale of his employees
Answer:
Leading is the correct answer.
Explanation:
Leading is a process of influencing, directing and guiding a people of an organization to show them a direction.
Leading is the function that is carried out in the management process to motivate the employees to reach the organizational objectives.
Thus leading create a positive attitude among the people working in the organization.
For many years, General Motors manufactured two versions of the same basic vehicle: the Humvee, used by the U.S. military, and the Hummer, available to the public. Because of this product, GM was part of both the ___ and ___ B2B markets.
Answer:
Government; Commercial
For many years, General Motors manufactured two versions of the same basic vehicle: the Humvee, used by the U.S. military, and the Hummer, available to the public. Because of this product, GM was part of both the government and commercial B2B markets.
Explanation:
Government and commercial Business to Business (B2B) markets both are categorized under B2B's larger umbrella. In B2B, organization sell their products and services only to the businesses (either large or small) who used their products as the raw materials for their finished products or either they use them for their own benefits. As it can be clearly seen in this case, where General Motors are selling their products to two categories, they are selling to the government which is termed as government B2B buyer and to other business as well which are categorized as commercial B2B buyers.
General Motors was part of both the commercial and government B2B markets through the manufacturing of the Hummer for public sale and the Humvee for the U.S. military respectively.
For many years, General Motors (GM) produced two versions of a vehicle: the Humvee, which was used by the U.S. military, and the Hummer, which was available to the public. As a result of producing the Humvee, GM was part of the government B2B market, as it involved business transactions with the government sector. Meanwhile, by producing the Hummer for public sale, GM operated in the commercial B2B market, selling to other businesses that would resell or utilize the vehicle.
Chau is going to rent a truck for one day. There are two companies he can choose from, and they have the following prices. Company A charges $135 and allows unlimited mileage. Company B has an initial fee of $75 and charges an additional $0.80 for every mile driven. For what mileages will Company A charge less than Company B?
Answer:
company A charge less than company B if y > 75 miles
Explanation:
given data
Company A charges = $135
Company B initial fee = $75
additional charge = $0.80
solution
we consider here driving = x mile
and mileages for company A charge less than company B = y
so
when Charges of company A = charges of company B than equation will be
$135 = $75 + $0.80 x ....................1
solve it we get x
x = 75
so here mileages for which company A charge less than company B is
y > 75
company B is better if the distance is < 75 miles
company A is better if the distance is > 75 miles
Final answer:
Company A is cheaper than Company B for any mileage over 75 miles. The decision is based on company rates, with Company A offering a flat rate and Company B charging per mile plus an initial fee.
Explanation:
Chau is deciding between two companies for truck rental services based on the mileage he plans to drive. To determine for what mileages Company A will charge less than Company B, we can set up an inequality where Company A's flat rate is less than Company B's mileage-based rate. We know Company A charges a flat rate of $135 for unlimited mileage, and Company B charges an initial fee of $75 plus $0.80 for every mile driven.
Let m represent the number of miles driven. Then we have the following inequality to find when Company A is cheaper:
135 < 75 + 0.80m
To solve for m, we subtract 75 from both sides and then divide by 0.80:
135 - 75 < 0.80m
60 < 0.80m
m > 60 / 0.80
m > 75 miles
Therefore, Company A will charge less than Company B for any mileage greater than 75 miles.
Suppose that Juan Carlos is filling out a survey that he received in the mail. The survey would do if the price of his favorite toothpaste increased. Juan Carlos reports that nee thpaste increased. Juan Carlos reports that he would switch to a different brand. The survey asks what he would do if the price of all toothpastes increased o if the price of all toothpastes increased. Juan Carlos reports that he must use toothpaste, so he would have to adiust his spending elsewhere. These examps illustrate the importance of:_________
a. the definition of a market in determining the price elasticity of demand.
b. a necessity versus a luxury in determining the price elasticity of demand.
c. changes in total revenue in determining the price elasticity of demand.
d. the time horizon in determining the price elasticity of demand.
Answer:
A. The definition of a market in determining the price elasticity of demand.
Explanation:
Price elasticity of demand is the height of responsiveness of demand or purchase to changes in price. It shows how consumers or buyers would react to the demand for a product when the price of their favourite brand increases.
Reaction of consumers in the market place is one of the determinants of price elasticity of demand. It tells how buyers will switch to different brand of products if the price of their favourite brand increases. It also shows how consumers will adjust their spending abilities if the price of all the brands are increased at the same time.
Alternatively, consumers would demand for the brand that falls within the limit of their spending.
Vikas earns too much for his own children to qualify for free school lunches, but he does not object to the state providing them for children from low income families even though this program increases the taxes he must pay. He recognizes that his and his children's life prospects are very different from those of the families receiving free lunches. He also knows that he would want his children to have free lunches if his family needed them. Vikas' thinking is most closely aligned with:_________.
Answer: Rawlsian Justice
Explanation:
The Rawlsian justice is one of the concept that helps in building the various types of social contract and also helps in describe about the legal. economical and the political system.
The Rawlsian theory is basically describe about the basic social structure and the political constitution and it is also know as the economics justice.
According to the given question, the Vikas's thinking is closely align with the Rawlsian justice as he always think that his life and also his children life are different from all the families who are receiving free lunch.
Therefore, Rawlsian Justice is the correct answer.
Vikas' viewpoint aligns with societal welfare and opportunity, as he supports state intervention for equitable chances for all children. This contrasts with libertarianism, as he believes in the importance of public policy in addressing educational inequality and investing in the future workforce.
Explanation:Vikas' willingness to support a state program that provides free lunches to children from low-income families despite it increasing his taxes is most closely aligned with a philosophy that endorses social welfare and equitable opportunity, rather than libertarianism. Libertarianism advocates for minimal state intervention and does not actively endorse policies aimed at redistributing resources to address inequality. Instead, Vikas' view aligns more with the idea that public policy should build a ladder of opportunities for all children, giving each child a chance to succeed based on their abilities, and to help the economy grow by developing skilled workers. This position appreciates the role of the state in levelling the playing field to some extent, recognizing that educational inequality can perpetuate class divides and obstruct fair economic outcomes. Programs such as free school lunches can be seen as an investment in the future workforce that could, in turn, benefit society as a whole by contributing to economic growth and increased tax revenues from a better-educated population.
Single Corp. is a company with three divisions that produce completely different products. These three divisions must seek funding from the head office for a capital expansion project. The relationship between these three divisions would be best described as ________ interdependence
Answer:
pooled interdependence.
Explanation:
The single crop is a company with three different division. Three division who work independently and do not interact with each other but work towards the betterment of the whole company can be described as pooled interdependence. Pooled interdependence is a way in which companies operated by designing different department that works independently towards a common goal.
Beth purchased a participating life insurance policy 6 years ago. Her life insurance needs have increased, but she has developed a medical condition that makes it impossible for her to purchase more life insurance at affordable premiums. Which dividend option makes sense for Beth to use given her medical condition
Answer:
paid-up additions
Explanation:
Paid-up additions refers to additional payment that insurance buyers can have above the initial required premiums agreed in initial contract, The additional payment will directly increase the amount of money given to the recipient after Beth died.
Typically, this type of insurance is bought by people who experience a sudden malicious illness with very low chance of survival.
Management set a production goal of 500 shippable parts per eight-hour shift. The scrap rate had been running at nine percent. The maximum speed of the machines was 60 parts per hour or one per minute. Which one of the goal-setting steps were missed?
a. evaluate available resource
b. review organization mission and employee key job task
c. determine goals individually
d. make sure goals communicated to all who need to know
e. link rewards to goal attainment
Answer: a. evaluate available resource
Explanation:
Management set a production goal of 500 shippable parts per eight-hour shift. The scrap rate had been running at nine percent. The maximum speed of the machines was 60 parts per hour or one per minute. Which one of the goal-setting steps were missed?
a. evaluate available resource this is the key aspect of production without which production can not kick start or hamper its speed.
Management missed the step of 'evaluating available resources' in their goal-setting process, which is crucial for setting realistic production targets that account for machine capacity and scrap rates.
The goal-setting step that appears to have been missed by management when setting a production goal of 500 shippable parts per eight-hour shift is evaluating available resources. Considering the machines' maximum speed of 60 parts per hour and a scrap rate of nine percent, it is important to account for the productivity loss due to scrap. Without taking this into account, achieving the target may not be realistic. In an eight-hour shift, the total production without scrap would be 480 parts (60 parts/hour x 8 hours). However, with a nine percent scrap rate, the actual number of shippable parts would be lower than the target. Moreover, evaluation of resources is essential for setting achievable goals, streamlining production, and preventing waste of time and materials which are found through audits, such as the one Microsoft conducted according to Shaw (2004).
When the sequel to Star Wars: The Force Awakens eventually shows up on their regular television networks, this group might watch it. Group of answer choices
Answer:
Laggards
Explanation:
Base on the scenario been described in the question, the group might watching it are the laggards.
Laggards in marketing term, is made of a group of consumers who avoid change and may not want to take a new product until all other traditional alternatives are no longer present. The group is mostly deals with reliability and cost that is low and are 16% of the population of the consumer.
Answer:
The answer is Laggards.
Explanation:
Laggards is a term which is used to describe a group of individuals that try to avoid change. They will not be willing to adopt new technology and processes.
The Laggards are the last on the list of adopter categories, which are:
- innovators,
- early adopters,
- early majority,
- late majority, and
- laggards.
In the scenario presented above, we can see that the Laggards waited until the movie was shown on regular television networks, instead of going to watch it at the cinema, or buying a DVD to watch it at home. They are usually the last group of people to adopt a new change.
Which of the following is NOT an elected official position in the county government?
a. attorney
b. treasurer
c. mayor
d. constable
Answer:
mayor
Explanation:
I did the test ;) plz brainlist me thxxx :) :) :) :)
The mayor is not an elected position in the county system of government.
What is a county government?This is a term that refers to the administrative governments in a state that take care of the issues that concerns the local residents.
It can also be called the local government in some cases. In this type of goivernment, the mayor position is uncontested in the state.
Read more on county here: https://brainly.com/question/1124853
Heidi comes from an upper-middle-class family, and after high school she went through a period of exploration. She spent some time traveling around Asia, worked at Disneyland for a few summers, and then waited tables in a ski town while learning to snowboard. Now she is attending college and has made a clear commitment to go into business. According to Marcia, Heidi's current identity status would be described as:
a. identity achievement.b. foreclosure.c. role confusion.d. moratorium.
Answer:
a. identity achievement
Explanation:
According to Marcia's theory on identity status, "identity achievement" is the status that an adolescent chose and made a commitment to a sense of identity (which can be a role or a value, a job that they want) after he/ she has already gone through much experience, attempt and exploration, even crisis before.
In this case, Heidi despite being from the upper-middle-class, she has already spent time exploring the new environment, experienced jobs that is different from her social class and from these experiences, she understands herself and has clear objectives in the future.
Meanwhile:
+) foreclosure: they commit to a role but not having any experience, crisis, this is tend to comfort the other people's expectation
+) role confusion: have not had clear choice
+) moratorium: the status that still in crisis and exploration of role, value want to commit to
=> All these three are different from the case of Heidi.
How many of the products or foods you use daily come from asia’s many resources
Answer: I use an average of 4
Explanation:
I use this average because most of the products I consume in my country are been imported from that region.
assume a speculator purchased a call option on swiss francs for .02 per unit. the strike price was 0.45 and the spot rate at expiration was 0.48. assume there are 62,500 units in a swiss franc optiona. what was the net profit on this option to the speculator
Answer:
Net profit per unit = -0.1
Explanation:
given data
purchased a call option = .02 per unit
strike price = 0.45
spot rate = 0.48
swiss franc option = 62,500 units
solution
we get here Premium that is .02 of 62,500 is = 1250
so here Net profit per unit will be
Net profit per unit = strike price + Premium - Spot rate ......................1
put here value
Net profit per unit = 0.2 + 0.45 - 0.48
Net profit per unit = -0.1
Which of the following terms represents how quickly a third-party or vendor can change a system to ensure it meets user needs and the terms of any contracts including agreed levels of reliability, maintainability, or availability?serviceability business Impact analysis dynamic information
Answer:
serviceability
Explanation:
Im not 100% sure, but i hope this helps
Tortoise Inc. Had a cost of goods sold of $43,821. At the end of the year, accounts payable balance was $7,843 . How long on average did it take the company to pay off its suppliers during the year ? what might a large value for this ratio imply ?
Answer:
The turnover = Cost of goods sold / Account payable
= 43,821 / 7,843 = 5,59 times
Average suppliers pay off = 365/5,59 = 65,2 ~ 66 days
Explanation:
Roughly speaking, a large value for this ratio imply that T.I might take a lot of time to pay.
Final answer:
The average time it took for Tortoise Inc. to pay its suppliers cannot be calculated with only the end-of-year accounts payable and COGS provided. A complete calculation needs the accounts payable turnover ratio, which requires additional information on how often payments were made within the year.
Explanation:
To calculate the average time it took for Tortoise Inc. to pay off its suppliers during the year, you would typically use the accounts payable turnover ratio. However, since we only have the ending accounts payable balance and the cost of goods sold (COGS), we cannot determine the turnover ratio or the average payment period without knowing the frequency at which the accounts payable were paid off during the year.
To understand this better, let's take an example with all the necessary information: if a company had a COGS of $100,000 for the year and an average accounts payable balance of $20,000, you would calculate the accounts payable turnover ratio as COGS divided by average accounts payable, which would be 5 times per year. If there are 365 days in a year, you would then divide this number by the turnover ratio to find the average payment period, resulting in 73 days (365 / 5).
A large value for this ratio could imply that the company takes a longer time to pay its suppliers, which could mean it is managing its cash flow effectively or could signal potential cash flow issues, depending on the context and industry standards.
A third-degree price discriminating monopolist can sell its output either in the local market or on an internet auction site (or both). After selling all of its output, the firm discovers that the marginal revenue earned in the local market was $20 while its marginal revenue on the internet auction site was $30. To maximize profits the firm should:
Answer:
the firm should have sold less output in the local market, and more output on the internet auction site.
Explanation:
Based on the scenario being described within the question it can be said that in order to maximize profits the firm should have sold less output in the local market, and more output on the internet auction site. This is because marginal revenue indicates the additional revenue that will be generated by increasing product sales by one unit. Therefore since the internet auction site's marginal revenue is higher than the local store, it means that selling more units in the internet site will lead to more profit than the local market.
Options:
A) have sold more output in the local market and less at the internet auction site.
B) do nothing until it acquires more information on costs.
C) have sold less output in the local market and more on the internet auction site.
D) sell less in both markets until marginal revenue is zero.
E) sell more in both markets until marginal cost is zero
Answer:
C) have sold less output in the local market and more on the internet auction site.
Explanation:
Price discrimination is not something that most firms can do, since you need to be able to set different prices depending on your customer. Monopolies are generally able to set the price of their products, and many times they are also able to carry out third degree price discrimination (sell their products at different prices depending on the customer).
In this case, if the monopoly wanted to sell more units, then it would nee to lower its prices, but since this specific monopolist is selling all its output, then what it needs to do is shift its sales channel and continue to carry out price discrimination policies since they are very efficient at doing so. Eventually if they want to sell more on the internet, they will probably have to lower their prices a little to increase internet demand, but they have a lot of room to do so. The difference in marginal revenue is quite large (50%), so even if they lower their prices a little, their total revenue should still increase.
The reasons behind the accelerating pace of globalization include:______________a. Lower barriers to international trade b. Countries with previously planned economies are embracing market or mixed economies c. Transportation and information technology shrinks the importance of geographic distances d. All of these
Answer: (D) All of these
Explanation:
Acceleration pace of globalization is one of the concept in which the different people are interconnecting with each other beyond all the boundaries and the physical barriers.
There are various types of reasons behind the rapidly growing of the accelerating pace of globalization across the world is due to the growth of the information technology and the development of the transportation links.
According to the given question, the all of the above answer are correct as all the main reasons of the growing accelerating pace of globalization. Therefore, Option (D) is correct answer.
The ________ lays out the target markets and the value proposition that will be offered, based on an analysis of the best market opportunities. A. strategic marketing plan B. corporate mission C. corporate tactical plan D. organizational plan
Answer:
D.
Explanation:
A strategic marketing plan outlines the target markets and value proposition a company offers based on market opportunities. It includes decisions on global market entry, tailoring the basic value proposition, and aligning with the business model. Hence, correct option A.
The document that lays out the target markets and the value proposition that will be offered, based on an analysis of the best market opportunities, is known as the strategic marketing plan. This document is crucial for businesses as it outlines how the company intends to bring its products or services to its consumers. It involves making key decisions about selecting global target markets and entry modes and determining the degree to which the company's basic value proposition should be adapted to fit different cultures and regions.
A strategic marketing plan includes decisions regarding which foreign markets to enter and why, when, and how to enter them. It also involves tailoring or standardizing the company's offerings to gain a competitive advantage globally while considering the localization preferences of the markets they enter. It is intimately linked to the company's core business model, and the extent of a company's capabilities in tailoring its offerings determines its ability to successfully enter and compete in new markets or cultural contexts.
Morton Company obtains a one-year loan of 2,000,000 Japanese yen at an interest rate of 6 percent. At the time the loan is extended, the spot rate of the yen is $.005. If the spot rate of the yen at maturity of the loan is $.0035, what is the effective financing rate of borrowing yen?
Answer:
The effective financing rate of borrowing yen is -25.8%
Explanation:
Amount borrowed in US = 2,000,00 * 0.005 = 10,000
amount paid back = 2,000,000 * 1.06 * 0.0035 = 7,420
effective cost of borrowing = (1.06 * 0.0035/0.005) - 1 = -25.8%
Answer:
Explanation:
depreciation of the yen = 100( ( $ 0.0035 / $ 0.005) - 1 ) = - 30%
the effective rate of borrowing = ( 1 + 0.06) ( 1 + ( -30%)) - 1 = -0.258 × 100 = - 25.8 %
Potential real GDP is A. the level of GDP attained when only some firms have excess capacity. B. the level of GDP attained when all firms are producing at capacity. C. the level of GDP attained when all firms have excess capacity. D. the level of GDP attained when most firms are producing at capacity and unemployment is low.
Answer: Option B
Explanation:
Potential real GDP is the level of output that comes due to the rising inflation. Potential GDP is significant as the people who frame the policies of the country utilize the differences that arrive between the potential GDP and the gaps to find what the economy requires whether reduced or increased money flow.
It is assumed that the potential real GDP can be attained when the level of GDP is attained it means that all the firms are producing at the same capacity.
The correct answer is B. Potential GDP is the level of GDP attained when all firms are producing at capacity, representing an economy's most efficient output level. This implies full utilization of resources and zero cyclical unemployment.
Potential GDP is the level of GDP achieved when all firms produce up to their potential, and this indicates the level of economic efficiency. This means efficient use of resources and zero unemployment. The correct answer is B. Potential GDP is a construct that represents the level of GDP that an economy could achieve if all resources (land, labour, capital and entrepreneurship) were used to their best advantage. This means that the economy is producing at a satisfactory level of output without overcapacity or underutilization of resources. In the long run, the potential GDP level determines the real GDP level. When economists talk about 'potential GDP', they mean the output that the economy could achieve in the event of zero unemployment, although there is both unemployment and structural unemployment. Gross domestic product can ensure that the economy maintains its normal level of unemployment..Which of the following statements about theoretical capacity is BEST? A. Theoretical capacity allows adjustments for preventive maintenance. B. Running a factory at this level for a short time is often better than permanently raising resource levels. C. Theoretical capacity levels are usually lower than rated capacity levels. D. Theoretical capacity levels take into account that machines occasionally break and that workers occasionally call in sick.
Answer:
C
Explanation:
Theoretical capacity levels are usually lower than rated capacity levels
Which of the following statements are True?
1. The Wilshire 5000 is more broad based than the S&P 500.
2. The S&P 500 stock index is value-weighted.
3. The Russell 3000 is a broad-based measure of bond prices.
4. The Dow Jones industrial and utility averages include a relatively small number of stocks.
Answer:2. The S&P 500 stock index is value-weighted. True
4. The Dow Jones industrial and utility averages include a relatively small number of stocks.
True
Explanation: One of the most significant differences between these two indexes is the number and type of companies included in each. As its name suggests, the S&P 500 is made up of 500 of the largest publicly traded companies, while the Dow is a collection of 30 companies that are selected to represent their respective industries.
Answer:
1, 2 and 4.
Explanation:
The true and correct statements are;
1. The Wilshire 5000 is more broad based than the S&P 500.
2. The S&P 500 stock index is value-weighted.
4. The Dow Jones industrial and utility averages include a relatively small number of stocks.
Financial statements are optional accounting reports issued periodically by a firm which present information on the past performance of the firm, a summary of the firm's assets and the financing of those assets, and a prediction of the firm's future performance.
True / False.
Answer:
False
Explanation:
Financial statements are written records that convey the business activities and the financial performance of a company. Financial statements are often audited by government agencies, accountants, firms, etc. to ensure accuracy and for tax, financing, or investing purposes.
These documents play a pivotal role in a financial institution, thus, not optional.
Cheers
Answer:
False
Explanation:
Financial statements are not optional, several government entities require companies to present them, and if it is a traded company, then the requirements are even more, e.g. IRS, state and local taxing entities, SEC.
The next part of the statement was almost right:
financial statements are issued periodically (corporations issue them quarterly, other companies must issue yearly reports) the balance sheet is a summary of the firm's assets and how they are financedBut the last part was wrong: prediction of the firm's future performance. Accounting doesn't predict anything, it reports past transactions. My accounting professor always referred to accounting records as pictures of the company, they show you how the company was at a certain point in time. Financial statements can even change significantly from the moment that they are prepared (e.g. December 31) until the moment that they are finished (around February-March). No company presents their financial statements on January 2, even individuals are aloud to present their personal tax filing by April.
JVL Inc. sells its only product for $10 per unit. Variable costs are $4 per unit and total fixed costs are $40,000. The company is currently selling 10,000 units per year. By how much will profits increase if sales increase 1,500 units?
Answer:
$9,000
Explanation:
Profit = Total revenue - Total cost
Total cost = Total fixed cost + Total variable cost
Fixed cost = $40,000
Variable costs = variable cost per unit × total output = $4 × 10,000 = $40,000
Total cost = $40,000 + $40,000 = $80,000
Total revenue = price × output = $10 × 10,000 = $100,000
Profit = $100,000 - $80,000 = $20,000
If sales increases by 1500, output would be 11,500
Total variable cost = 11500 × $4 = $46,000
Total cost = $40,000 + $46,000 = $86,000
Revenue = $10 x 11500 = $115,000
Profit = $115,000 - $86,000 = $29,000
Increase in profit = $29,000 - $20,000 = $9,000
I hope my answer helps you
Answer:
$9,000
Explanation:
Current income statement:
total revenue = $10 per unit x 10,000 units = $100,000
total variable costs = $4 per unit x 10,000 units = (40,000)
total fixed costs = ($40,000)
net profits = $20,000
If sales increase by 1,500 units:
total revenue = $10 per unit x 11,500 units = $115,000
total variable costs = $4 per unit x 11,500 units = (46,000)
total fixed costs = ($40,000)
net profits = $29,000
net income increased by $29,000 - $20,000 = $9,000
you can also calculate this using the contribution margin per unit = selling price - variable cost per unit = $10 - $4 = $6 per unit
Since the company has already passed its break even point and was making a profit, every additional unit sold increases net profits = 1,500 units x $6 per unit = $9,000
How does Siroya use mobile data to create a financial identity?
What were Jenipher’s options for getting a loan?
What is one data point that shows a good propensity to pay a loan back?
How has Jenipher’s life improved as a result of the loan using Siroya’s technology?
Answer:
The benefit of using mobile financial investment
see below
Explanation:
How does Siroya use mobile data to create a financial identity?
Siroya explains that a they have created a mobile application that can establish credit card scores utilizing mobile data after making an in route in establishing trust and open up financial access for those without credit card scores. Thru data captures of financial transactions on mobile devices, they were able to create financial identities for two billion five hundred million people .
What were Jenipher’s options for getting a loan
Jenipher will explore the option of micro loans Jenipher will have to form a group or an association to access the micro loans to stand as a guarantor for her Loan proportion will be too small to impact positively on her businessLoan sharks is another option but the risks are too weightyWhat is one data point that shows a good propensity to pay a loan back?
In Jenipher situation the mobile app was able to pinpoint a good potential of credit historyHow has Jenipher’s life improved as a result of the loan using Siroya’s technology?
Jenipher recorded savings of 6% after using the mobile app and her business improved tremendouslyShe added food stall and restaurant1. What is the traditional method of assessing trust to pay a loan? What is the problem with this method?
A traditional method of assessing a trust to pay a loan is assessing your current assets. The problem with this method is someone might declare their assets not just to assess their trust to pay a loan.2. How does Siroya use mobile data to create a financial identity?
Siroya uses mobile data to create a financial identity by explaining that mobile data has created a mobile application that can establish credit card scores being utilized.3. What were Jenipher’s options for getting a loan?
Jenipher's option for getting a loan is exploring the option of microloans, having to form a group or an association to access the micro loans to stand as a guarantor for her, and the loan proportion will be too small to impact positively on her business.4. What is one data point that shows a good propensity to pay a loan back?
One data point that shows a good propensity to pay a loan back is that the mobile app was able to pinpoint a good potential of credit history.5. How has Jenipher’s life improved as a result of the loan using Siroya’s technology?
Jenipher's life was improved as a result of the loan using Siroya's technology by her savings being recorded up to 6% after using the mobile app and her business improving tremendously.Sadie runs a local ice cream stand and is developing a new type of ice cream sundae. She just sent a press release to the local newspaper and updated her website with information about the new sundae. Based on this information, Sadie is most likely in the _____ stage of the new-product development cycle.
Answer:
commercialization
Explanation:
The new product development cycle often includes:
+) New product strategy: The objectives and goals of the new products should be researched and determined clearly.
+) Idea: The ideas should be generated and collected from brainstorms or opinions from internal and external environment.
+) Screening: All ideas collected should be condensed to figure most appropriate and feasible ones.
+) Testing: develop the idea into a structural and detailed concepts
+) Business Analysis: Evaluate if the new products are suitable with the market demand and the company's objectives, image or not.
+) Development: Enhance the products to meet the requirements of the company and of the market
+)Market testing: Implement a trial run of the product to test if the marketing mix strategy is appropriate and effective or not.
+) Commercialization: Officially introduce the final products to the market, the public.
As given, Sadie has already sent a press to newspaper and updated information to announce about the new products - introduce with the public.
Taxon Corp. granted restricted stock units (RSUs) representing 50 million of its $1 par common shares to executives, subject to forfeiture if employment is terminated within five years. After the recipients of the RSUs satisfy the vesting requirement, the company will distribute the shares. The common shares had a market price of $10 per share on the grant date. Ignoring taxes, what is the effect on earnings in the year after the shares are granted to executives?
Answer:
$100
Explanation:
Market price of common shares = $10 per share
Number of common shares granted by RSUs = 50 million
Total market value of common stock issued = Number of Common shares granted by RSUs × Market price of common shares
Total Market value of common stock issued = 50 million × $10 = $500
Vesting Period = 5 years
The effect on earnings in the year after the shares are granted to executives = Total market value of common stock issued / Vesting Period
The effect on earnings in the year after the shares are granted to executives = $500 / 5 years
The effect on earnings in the year after the shares are granted to executives = $100
Answer:
$ 100,000,000
Explanation:
The firm grant potential for 50 million shares with a market price of $10
The par value is disregard from calculation as the firm will issue at market value to avoid dilution.
This represent 500 millions. As the firm has a vesting period of 5 years it will accue over time this amount instead of directly reduced when the stock are excerise:
500 million / 5 years = 100 million per year
A job ________ involves determining, through observation and study, the specific tasks that comprise a job; the knowledge, skills, and abilities necessary to perform the job; and the environment in which the job will be performed.
A. design
B. appraisal
C. specification
D. analysis
E. description
A job analysis involves determining the specific tasks, necessary knowledge, skills, and abilities, and the work environment of a job, with the correct answer being D. analysis.
A job analysis involves determining, through observation and study, the specific tasks that comprise a job; the knowledge, skills, and abilities necessary to perform the job; and the environment in which the job will be performed. The correct answer is D. analysis. Job analysis is a key function within the industrial-organizational psychology and is critical for preparing job descriptions and specifications. It involves both task-oriented and worker-oriented approaches. In the task-oriented approach, each task is rated on various scales including frequency, difficulty, and importance.
The worker-oriented approach, often referred to as job specification, focuses on identifying the knowledge, skills, and abilities (KSAs) required to perform the job. Methods such as observation, surveys, and interviews are used to collect information which is then used in job analysis. This process not only shapes job descriptions but also serves as a foundation for many other HR functions such as selection and training.
The amount of revenue required to earn a targeted profit is equal to a.total fixed cost divided by contribution margin. b.total fixed cost divided by the contribution margin ratio. c.targeted profit divided by the contribution margin ratio. d.total fixed cost plus targeted profit divided by contribution margin ratio. e.targeted profit divided by the variable cost ratio.
Answer:
d.total fixed cost plus targeted profit divided by contribution margin ratio.
Explanation:
At the break-even point, a business does not make any profits or incur losses. Using the cost-volume-profit analysis concept CVP, break-even is calculated by dividing fixed cost by the contribution margin per unit. The contribution margin per unit is the price minus variable costs.
Sales made after the break-even point will add to the operating income of the business. At the break-even, both fixed and variable costs have been met. Operating income is calculated by subtracting the break-even level in dollars from the sales revenue. Therefore, operating income can be computed by adding the target sales to the break-even, then dividing by contribution margin per unit.
It should be noted that amount of revenue required to earn a targeted profit is equal to d.total fixed cost plus targeted profit divided by contribution margin ratio.
What is revenue?Revenue serves as the money generated by government from the public such as tax.
Therefore, amount of revenue required to earn a targeted profit is equal to d.total fixed cost.
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Mr. Pierpont has wealth of $200,000. He wants to keep at least $80,000 in bonds at all times, and will shift $10,000 into bonds from his checking account for each percentage point that the interest rate on bonds exceeds the interest rate on his checking account. If the interest rate on checking accounts is 4% and the interest rate on bonds is 9%, how much does Mr. Pierpont keep in his checking account?
Answer:
Mr Pierpont should keep 70,000 in his checking account
Explanation:
Given that:
The total wealth is = $200,000
He wants to keep at least $80,000 in bonds, so he can keep a maximum of $120,000 in checking accounts.
The the interest rate on checking accounts is 4% and the interest rate on bonds is 9%. a difference of 5.1 is known between this two interest rate
The interest rate in checking accounts is lower than interest rate of bond
4% is lesser than 9% in vice versa it is higher by 5%
A 5% difference will shift the 50,000 into bonds, because the need to shift 10,000 for every 1% that is taking from the checking account and then put in the bond.
Therefore, 120,000-50,000 = 70,000