Correct answer choice is:
B. Cave-ins.
____________________________________________________________
Explanation:
Excavations and trenches are basically the man-made cuts inside the Earth's surface. These are made for multiple purposes such as mining or tunneling. One of the obvious risk while working in such excavations and trenches is cave-ins. It is basically collapse of that excavation or Trench. The roof of the mine collapses and people working under it get buried inside those excavations in trenches.
Explain what a credit report is and list five kinds of information found on a credit report.
A credit report is a report which shows the credit history of the individual. The five kinds of information found on a credit report are personal information, accounts, public records, recent inquiries, and how many times the credit has been taken.
Further Explanation:
Credit report:
A credit report refers to a report which shows the credit history of the individual. The credit report shows the credit point which may be anexcellent or poor credit score. If a person has a high credit score report, he is eligible for taking more loans from the market. If a person has the lowest credit score report, he cannot be eligible for taking more loans from the market. Before giving the loans to the customer, the bank checks the credit report of the customer.
Five kinds of information found on the credit report:
Personal information: The credit report shows the personal information of the customer. It contains a name, phone number, addresses current and address post, and date of birth. Accounts: Credit report also includes the details of accounts, bank, and the detail of credit card from which loan had taken and short term credit. Public records: The credit report also contains a record of bankruptcy. It also contains how many times the individual may not able to repay his loan and credit. Recent inquiries: The credit report contains the recent inquires on how many numbers of times the credit report has been recently viewed. A number of times credit has been taken: Credit report includes the history of how many times the individual has made the credit.Learn more:
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Answer details:
Grade: Middle School
Subject: Banking
Chapter: Credit report
Keywords:a credit report, list five kinds, information, found, credit history, public records, accounts, recent inquiries, personal information, customer, credit point, and banking.
Answer:
A credit report is a detailed written document about a person’s credit history. The report contains personal information, anything found in public records, information from collection agencies, information about credit cards or loans, and a list of those who have requested a copy of the report.
Explanation:
Administrative assistants are categorized in what occupational group?
Answer:
43-0000 Office and Administrative Support Occupations (Major Group)
Explanation:
Which type of account typically has very high liquidity, low or no intrest rate, and low minimum balance
The majority of appointed U.S. Treasury secretaries have been either former partners and/or managers of Goldman Sachs, a global investment management firm. Sociologists would argue that this overlap between private business and the federal government is an example of:
if a company revenue is 50 billion usd a year, how much money does it make per hour
Popular author J. K. Rowling, who was once poor, has earned a fortune with her Harry Potter books. Rowling is now a member of the _______ class.
A. middle
B. upper-upper
C. upper-middle
D. lower-upper
Open-market options are when the federal reserve buys and sells securities to influence the.
In the United States, a committee within the Federal Reserve is responsible for implementing monetary policy. The Federal Open Market Committee (FOMC) is comprised of the Board of Governors and five reserve-bank presidents, and it meets eight times throughout the year to set key interest rates and to determine whether to increase or decrease the money supply within the economy.
The FOMC buys and sells government securities to set the money supply. The is process is called open market operations. The government securities that are used in open market operations are Treasury bills, bonds and notes. If the FOMC wants to increase the money supply in the economy it will buy securities. Conversely, if the FOMC wants to decrease the money supply, it will sell securities.
Which of the following statements is NOT true about lockout/tagout?
A.
Lockout/Tagout involves placing a physical lock and a tag on electrical equipment B.
Lockout/Tagout is intended to ensure that electricity is not returned to the equipment by anyone until it is safe C.
Lockout/Tagout is necessary prior to working on electrical equipment D.
Lockout/Tagout is to be used only in extreme cases of potential electrical hazard
13 chocalate bars cost 21 dollars. How many candy bars can you get with 1 dollar?
The four levels of administration necessary to keep human services organization operating smoothly
Answer:
The answer is: 1.- Employment Department, 2.- Personnel Administration Department, 3.- Remuneration Department, 4.- Labor Relations Department, 5.- Social Services Department.
Explanation:
The human resources department has its origin in works of an administrative nature that are carried out in companies, such as the procedures for selecting workers, the realization of contracts, payroll and social insurance, etc.
In the human resources department there is usually a department director, on whom different sections depend, such as the Financial, Technical, Administrative, Commercial, and Human Resources Management.
Within the Human Resources are: 1.- Employment Department, 2.- Personnel Administration Department, 3.- Remuneration Department, 4.- Labor Relations Department, 5.- Social Services Department.
The answer is: 1.- Employment Department, 2.- Personnel Administration Department, 3.- Remuneration Department, 4.- Labor Relations Department, 5.- Social Services Department.
Which of the following is a significant decline in general economic activity over an extended period that includes declining real income and rising unemployment? a. A business cycle b. A recession c. A bubble d. A transfer program
the answer is d hoped i helped
Gabriella's business hasn't been doing well. She has a retail store where she is selling dog treats, baby clothes, and high-end athletic shoes. When people walk by her store, they're unsure of what she is selling. Based on the information provided, why might Gabriella be having difficulty?
She hasn't developed a targeted niche.
Her products are of low quality.
She has too much inventory.
She isn't hitting the right price point.
Answer:
Gabriela is having difficulty because she hasn't developed a targeted niche
Explanation:
To be successful in a business you have to create a niche (services or goods that are for a special group of customers in large population of people) In Gabriela's business she try's to sell to the whole population by selling dog treats,baby cloths and high-end athletic shoes therefore making her prospective customer to be unsure of what kind of service she offers which in turn causes her to have difficulty in attracting and selling her products
what are the difference between cash advance and cash instalment?
A cash advance is a service provided by credit card companies where cardholders can withdraw cash, which is repaid in full with interest on the next billing cycle. A cash installment loan is a sum of money borrowed from a financial institution, repaid in set amounts over a specified period.
Explanation:The difference between a cash advance and a cash installment lies mainly in the mode of repayment and usage.
A cash advance typically refers to a service provided by credit card companies where cardholders can withdraw a specified amount of cash, which is typically a percentage of their total credit limit. This amount is usually repaid in full on the next credit card billing cycle, along with any interest incurred. It's handy when you need immediate cash but often comes with high interest rates.
On the other hand, a cash installment loan, also known as a personal loan, is a sum of money borrowed from a financial institution, repaid in set amounts (installments) over a specified period. Both principal and interest are spread over the tenure of the loan, making regular payments smaller and more manageable. However, you generally need a good credit score to qualify for these loans.
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According to the ADA if a mobility device cannot be secured to the floor of your vehicle it is ok to provide the ride. True False
That statement is True.
Mobility device refers to the equipment that is used by people with disabilities to move from one place to another. Even if such equipment cannot be secured to the floor of vehicles, you can still safely protect them by securely attached their body with the proper seat belts on the seat. Their safety would not be compromise during the ride
You decide to invest in a period annuity that offers 4.5% APR compounded monthly for 20 years. How much money will you need to invest if your desired yearly income is $42,000?
To calculate the amount of money you will need to invest, use the formula for the future value of an annuity. Substituting the given values, you can find the amount to invest for the desired annual income.
Explanation:To calculate the amount of money you will need to invest, we can use the formula for the future value of an annuity:
FV = P * ((1 + r)^n - 1) / r
Where:
FV = Future value of the annuity
P = Periodic payment (yearly income)
r = Annual interest rate divided by the number of compounding periods per year
n = Number of compounding periods
Substituting the given values:
FV = 42000 * ((1 + 0.045/12)^(20*12) - 1) / (0.045/12)
After calculating the above expression, you will get the amount of money you need to invest to achieve your desired annual income.
Final answer:
To calculate the initial investment needed to achieve a yearly income of $42,000 from a period annuity offering 4.5% APR compounded monthly for 20 years, use the present value formula for an ordinary annuity with the given parameters.
Explanation:
To determine how much money needs to be invested to achieve a yearly income of $42,000 from an annuity that offers a 4.5% annual percentage rate (APR) compounded monthly for 20 years, we use the present value formula of an ordinary annuity. The formula is P = PMT * [(1 - (1 + r/n)^(-nt)) / (r/n)], where P is the present value of the annuity, PMT is the annual payment, r is the annual interest rate, n is the number of times the interest is compounded per year, and t is the number of years.
In this case, PMT is $42,000, r is 0.045 (4.5% expressed as a decimal), n is 12 (since the interest is compounded monthly), and t is 20.
So, the calculation would be:
P = $42,000 * [(1 - (1 + 0.045/12)^(12*-20)) / (0.045/12)]
Calculating this out will give the amount of money that needs to be invested initially to achieve the desired yearly income.
If a passenger under 18 is not restrained by a seat belt or child safety seat, who is legally at fault? A. The driver B. The passenger's legal guardian C. The passenger D. All of the above
Which of the following is the best example of a good debt strengthening your financial security?
Answer:
Paying debt on time, to increase trust among the lender and borrower, investing in one self that would yield more positive result over time.
Explanation:
An example of good debt that an strengthening one's financial security is buying things that save you time and money, buying essential items, investing in yourself by borrowing for more education or to consolidate debt out a mortgage,
Another example of a good debt is sticking to your budget can contribute to payments paying off good and paying debt on time and. when you pay on time what you owe helps increase your credit score better over period of time, because it shows lenders you have the ability to pay back what you borrow on time.
Which of the following has/have only ambiguous value? (Choose all that apply.) A Wealth B Deficit net worth C Net worth D Poverty
Deficit net worth and Poverty have only ambiguous value.
Explanation:The values that have only ambiguous value are Deficit net worth and Poverty.
Wealth and Net worth can be objectively measured and have clear values. Net worth is the total assets minus liabilities of an individual or entity, while wealth refers to the accumulation of valuable resources and assets.
On the other hand, Deficit net worth refers to a negative net worth, where liabilities exceed assets. This can be ambiguous because it indicates a financial deficit, but the exact value of the deficit may vary. Poverty is also ambiguous as it can be defined differently in different contexts and can vary based on income levels and living standards.
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Final answer:
The C. Net worth is the variable with ambiguous value in this context, while wealth, poverty, and deficit net worth have clearer definitions.
Explanation:
The question pertains to the financial concepts of wealth and poverty, which have varying degrees of ambiguity. Wealth is often measured in terms of net worth, the sum of all assets minus liabilities, and has a definable value. However, terms like wealth and poverty can also be subjective, depending on the context and societal norms.
Deficit net worth and net worth have explicit monetary values and are not ambiguous. On the other hand, both wealth and poverty can be ambiguous as they may also incorporate subjective perceptions and social constructs, particularly when considering concepts like relative or subjective poverty.
Susan is searching for photographs on different websites for her school assignment titled ‘travel diaries’. She wants to use a photograph she found on a photographer’s private website. Which precept should she follow?
fair use
permission for use
copyright infringement
intellectual property rights
If the ‘travel diaries’ project will be posted as a personal blog online, Susan should follow the precept on copyright infringement. The subject at hand is personal, if it’s a travel diary, then that connotes that she is using content that she herself took in one of her travels. If the photographer --- who happens to own the copyright of the image being the creator himself --- sees his photo featured in her diary, then that’s tantamount to infringement.
Answer:
permission for use
Explanation:
I got this correct in on the test in Plato. Basically, you can get permission to use someone else intellectual property.
Which type of financial institution typically has membership requirements?
Historically foreclosure was a last resort for individuals that own homes. However, in some states people can voluntarily give up their home to their mortgage lender and escape from any further potential liability to continue to pay the mortgage. This in particular is common in situations where the home is worth significantly less than what is remaining on the mortgage. Should this be allowed or should people still have to pay the difference between what their lender is able to get for the home if they foreclose on it and what was remaining on the mortgage?
Which of the following is not one of the Fatal Four events that cause three out of five construction worker deaths?
A.
Caught in or caught between
B.
Electrocution
C.
Falls
D.
Struck down
The answer is Caught in or between, Electricution, Falls and Struck by NOT Struck down.
The answer is D - Struck down.
Your credit card history is tracked by all of the following except:
A. Equifax
B. Federal reserve
C. Experian
D. Trans union
Communicating effectively, showing a sense of teamwork, and being a good negotiator are all ways to demonstrate which component of emotional intelligence? A. Social management B. Social awareness C. Self-management D. Self-awareness
Whose responsibility is it to provide and pay for Personal Protective Equipment (PPE)?
Final answer:
Employers are primarily responsible for providing and paying for Personal Protective Equipment (PPE) for their employees, according to OSHA regulations. During public health emergencies like the COVID-19 pandemic, the U.S. government can also intervene, requiring companies to prioritize PPE production and distribution through mechanisms like the Defense Production Act (DPA).
Explanation:
The responsibility for providing and paying for Personal Protective Equipment (PPE) typically falls on employers. Under the Occupational Safety and Health Administration (OSHA) regulations, employers are required to provide their workers with a safe workplace. This involves providing PPE to protect against hazards that can't be eliminated or reduced enough by engineering controls or administrative actions. In the context of the COVID-19 pandemic, the federal government can also play a role through measures such as the Defense Production Act (DPA), which can compel private companies to prioritize production and distribution of PPE for national emergencies.
During the COVID-19 crisis, there were significant challenges with PPE availability. Despite investments, shortages occurred, and in response, there were calls for the federal government to leverage the DPA to address the issue. Ultimately, the government's role is to ensure that the use and maintenance of medical equipment and PPE are up to standards that safeguard healthcare workers and the public.
Healthcare providers must often navigate difficult situations, balancing following protocols with the challenges posed by limited resources. Decisions about liability, whether for hospitals following flawed procedures or manufacturers facing equipment failure, are complex and raise questions about the division of responsibility between the private sector and government during emergency responses.
Nissan Appliances bought two dozen camcorders at a total cost of $5,760. The markup on the camcorders is 25% of the selling price. What was the original selling price of each camcorder?
Final answer:
The original selling price for each of the 24 camcorders bought by Nissan Appliances, with a markup of 25%, is $320.
Explanation:
Nissan Appliances purchased two dozen camcorders at a total cost of $5,760. To determine the original selling price of each camcorder, we first need to note that two dozen camcorders amount to 24 units. Then, we must understand that a markup of 25% on the selling price means that the cost is 75% of the selling price since cost plus a 25% markup equals the selling price (100%).
First, let's find the cost price of one camcorder: $5,760 / 24 = $240. Since $240 is 75% of the selling price, we can find the selling price by dividing the cost price by 75% (or 0.75). So the original selling price of each camcorder is $240 / 0.75, which equals $320.
3 ways to help low or control the cost of of stock purchased for a flower shop
Final answer:
To control stock costs for a flower shop, one can buy in bulk, opt for seasonal flowers, and establish strong relationships with suppliers. Other cost-saving measures include maintaining equipment and monitoring market rates.
Explanation:
To help control or lower the cost of stock purchased for a flower shop, one can consider the following three strategies:
Buy in Bulk: Purchasing flowers and supplies in larger quantities can lead to discounts and save on packaging costs, passing on savings to the flower shop. This approach is particularly effective when the shop has enough storage space and a high turnover rate for flowers to avoid waste.Choose Seasonal Flowers: Opting for flowers that are in season can significantly reduce costs as they are more readily available and therefore, cheaper. This method also ensures a higher quality of fresh stock, which can translate to more satisfied customers and potentially higher sales.Establish Relationships with Suppliers: Building strong relationships with wholesalers and growers can lead to better deals, discounts for loyalty, and more room for negotiation on prices. Additionally, good relationships can result in better payment terms, which can help with cash flow management for the flower shop.Beyond these strategies, maintaining and repairing tools and equipment, as well as considering the resale market for non-perishable items, can contribute to cost savings. Lastly, keeping an eye on the market rates for flowers ensures the shop remains competitive without compromising on profit margins.
an investment of $1000 today invested at 10% for two years. what is the future value?
The future value of the investment after two years is $1210.
The future value of an investment of $1000 today invested at 10% for two years is calculated using the formula for compound interest:
FV = P x (1 + r)ⁿ
where (FV) is the future value, (P) is the principal amount, (r) is the annual interest rate, and (n) is the number of years the money is invested.
Given:
- Principal amount (P) = $1000
- Annual interest rate (r) = 10% or 0.10
- Number of years (n) = 2
Plugging these values into the formula:
FV = 1000 x (1 + 0.10)²
FV = 1000 x (1.10)²
FV = 1000 x 1.21
FV = 1210
how the radiations from space detected by Arno Penzias and Robert Wilson provides evidence for the Big Bang Theory.
Arno Penzias and Robert Wilson discovered cosmic microwave background radiation in 1964, which matched theoretical predictions of the Big Bang's afterglow and provided strong empirical evidence supporting the Big Bang theory. Their findings earned them the Nobel Prize in Physics in 1978.
How the Detection of Cosmic Microwave Background Radiation Supports the Big Bang Theory
In 1964, Arno Penzias and Robert Wilson, scientists working at Bell Laboratories, discovered an anomalous cosmic microwave background radiation (CMB) using a horn-shaped antenna designed for satellite communications. This discovery was serendipitous, as they initially could not attribute the persistent noise detected by their antenna to any specific Earth or space-based source. After eliminating potential terrestrial sources and even cleaning pigeon droppings from the antenna, they found that the radiation was isotropic—not coming from one specific place but uniformly from all directions.
Their research coincided with theoretical predictions made by physicist George Gamow and collaborators in the late 1940s, who hypothesized that the Big Bang would have left behind blackbody radiation, which would now be detectable as a cool afterglow stretched into the microwave region of the spectrum. After consulting with theorists at Princeton University, Penzias and Wilson realized that they had stumbled upon this cosmic afterglow. The uniformity and spectrum of the radiation matched the characteristics expected from the early, hot, dense state of the universe, providing significant empirical support for the Big Bang theory. Penzias and Wilson's findings were published and earned them the Nobel Prize in Physics in 1978.
What is a reason that a person's personal life might not fit into the traditional nine-to-five work day?
1.A single mother may have a child to drop off and pick up from school each day.
2.A person may have a chronic illness that requires lots of daytime doctor visits.
3.An elderly parent who needs constant care might live with the person.
4.all of the above