the name is mortgages
explanation=Mortgage Notes are promissory notes guaranteed with a document called a partnership that mortgages property rights as collateral for loans. ... However, if a "point" assessment is imposed by the lender, the total amount received by the borrower is less than the nominal value of the note.
QUESTION 3 of 10: What is the life cycle of an idea, from the original idea through, in some cases, its actual implementation?
a) Elaboration
b) Justification
The key to success for any business on social media is how it connects with their audience on an authentic level. True False
Answer:
true :) it is true because without connecting to your audience your business is not going to be very successful because if people dont like you as a person there not going to like doing business with you
Select the correct text in the passage.
Which phrase or part of the passage talks about the exit strategy in Ronald's
business plan?
Ronald plans to start a small service business. He is preparing a business plan to
attract investors. In the plan, he has discussed his business's core services and
features. He has provided a list of his employees, and their respective
qualifications. Further, he has stated how he plans to promote his service using the
funds that the investors provide the business. He has also briefly stated the plan of
selling the business's assets in case of failure so that the investors can get their
money back.
Answer:
He has also briefly stated the plan of
selling the business's assets in case of failure so that the investors can get their
money back.
Explanation:
Answer: what the other person said
Explanation: They are right
Other than being baked on a rock, how might bread have been baked
before ovens?
The bread might have been baked over a camp fire is might bread have been baked before ovens.
What is camp fire?Over the years, Camp Fire has appeared in a lot of young adult books. One of the earliest books to use the term "campfire" was How Ethel Hollister Became a Campfire Girl, written by Irene Ellion Benson and released in 1912.
They differ surprisingly in size and purpose. In a fire pit, campfires are often built in smaller, more controlled sizes. People use them for warmth, illumination, entertainment, and cooking. On the other hand, bonfires are substantial and are used for celebrations.
To earn one Camp Fire honour bead, a young person must achieve a specific goal or assignment.
Thus, The bread might have been baked over a camp fire.
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10 po
1. A: Look at the long line! Do you think we'll get in? B: I think so. Some of
these people already have tickets. A: How much are the tickets? B: Only
nine dollars for the first show. I'll pay. A: Thanks. I'll buy the popcorn. 1.
Where are these people? 2. What are they talking about? 3. Who are
these people?
Answer:
1. The movie theater
2. Getting into the movie theater
3. Friends
Explanation:
I'm not sure what kind of answer you're looking for..
During a time of inflation, the Federal Reserve would most likely do what?
Group of answer choices
Increase the money supply
Decrease income Tax
Increase Government Spending
Decrease the money supply
Answer:
I would say to decrease the money supply. This would help to combat inflation and bring more value back to the currency.
Explanation:
The Federal Reserve would most likely reduce the amount of money available during an inflationary period. Therefore, option (d) or (iv) is the correct decision.
How can cut back on the money supply combat inflation?Inflation control strategies that are more prevalent today include contractionary monetary policy.
By raising interest rates, a contractionary policy seeks to reduce the amount of money in an economy.
Credit becomes more expensive as a result, which lowers consumer and company expenditure and slows economic growth.
The Fed uses its resources to manage the money supply in order to support economic stability. The Fed boosts the money supply when the economy is in a slump to encourage growth.
On the other hand, when inflation is a risk, the Fed lowers the risk by reducing the supply.
Therefore. As a result, the Federal Reserve normally boosts interest rates to slow the economy and lower inflation when it is too high. Hence, option (d) is the right decision during inflation times.
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The difference between the revenues taken in by a business and the costs of operating the business is called
____________ are persons or institutions to whom money is owed.
Someone help me please.
Answer:
Creditor
Explanation:
The term for persons or institutions to whom money is owed is 'creditors'. This is a common term in finance and business. If you take a loan from a bank, the bank becomes your creditor.
Explanation:In the realm of finance and business, the persons or institutions to whom money is owed are referred to as creditors. This term is commonly used in various finance-related contexts and applies to situations where a person, company, or other entity has provided goods, services, or money to another party under an agreement that the other party will pay in the future.
For example, if you take a loan from a bank to buy a house, the bank in this case would be your creditor because you owe the bank money.
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Highlight the role of accounting in business.
Answer: The Role of Accounting. A system for measuring and summarizing business activities, interpreting financial information, and communicating the results to management and other stakeholders to help them make better business decisions.
Accounting is fundamental in business, serving as a unit of account, measuring profits, and guiding growth strategies. It communicates financial health by differentiating between economic and accounting profit. Accounting also informs business growth through growth accounting studies.
Explanation:Accounting plays a crucial role in business by serving as a reliable means of measuring and communicating economic information about an organization. It acts as a unit of account which standardizes the monetary value of goods and services, simplifying trade-offs. Accounting records reveal the financial health and profitability of a business by keeping track of revenues and costs, demonstrating the difference between economic profit and accounting profit. Economic profit considers both implicit and explicit costs, while accounting profit only considers explicit costs.
Moreover, it informs decisions for business growth. This is evident in growth accounting studies, commonly used in the U.S. economy, where factors contributing to economic expansion are analyzed over specific time horizons.
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Which factor is a social force that influences the marketing environment?
Answer:
See answer below.
Explanation:
Social forces are demographic factors which influence the marketing environment. They include:
- Changing Cultural Norms and Societal Issues
- Customer Tastes and Preferences, - Demographics of Population
Cultural norms and societal issues refer to the changes that occur in the beliefs and values of people, which in turn, influence their behavior.
Customer taste and preferences refer to the changes in customer tastes and preferences and how the changes affect their product desirability.
Demographics of population refer to the changes that occur in the composition of a given population of consumers and how these changes affect the way a product is marketed.
The public's opinions about the environment represent the factor of the social force.
The information regarding the marketing environment is as follows;
It defines the internal and external factors that indirectly or directly impact the decision of the organization. The opinion of the public related to the environment represent the factor as a social force that impact the marketing environment.Learn more: brainly.com/question/17429689
Which of the following acronyms does not represent a managed care plan?
a. HMO
b. PPO
C.POS
d. SOR
A managed care plan is a type of insurance for health and there are three types of Care plans HMO, PPO, and POS.
What is HMO?A health maintenance organization (HMO) is a type of medical insurance organization that offers health services in the US for a set annual price.
Managed healthcare plans come in a variety of forms, including health maintenance organization (HMO), preferred provider organization (PPO), point of service (POS), and exclusive provider organization (EPO) plans.
The group model, individual practice association (IPA), network model, and staff model are the four fundamental types of HMOs.
One significant drawback is that it is challenging to obtain any specialist care because members must first obtain a referral. Any type of care that is required but isn't an emergency or a referral is not covered.
Therefore, Option (d) is correct.
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Sally is looking to purchase a life insurance policy that will not only provide her with coverage for her entire lifetime, but will allow her to decrease her premium payments over time. Which life insurance policy should Sally consider purchasing?
term life
whole life
universal life
specialty life
Answer:
The answer that you are looking for is universal life.
Explanation:
A universal life insurance policy would be best for Sally as it offers lifetime coverage, builds cash value, and allows for flexible premiums, thereby potentially enabling her to decrease her premium payments over time.
Explanation:Sally should consider purchasing a universal life insurance policy. This type of insurance provides a death benefit while also building cash value, which can increase based on interest rates. The unique feature of universal life is that it offers flexible premiums. This means that after a certain accumulation of cash value, Sally can use it to pay a portion of her premiums or even skip payments, effectively decreasing the amount she pays.
Other policies like term life or whole life insurance may not offer this flexibility. A term life policy only provides coverage for a specified 'term' and doesn't build cash value, and while a whole life policy also builds cash value, the premiums are usually fixed and not flexible.
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HIGH SCHOOL
Fixing Your Credit Math Quiz
QUESTION 5 of 10: Your credit card limit is $5,000, and your current balance is $4,500. Your credit score will increase by 10 points for every
$250 decrease in your balance. At the end of the year you have paid down your balance to $2,500. By how many points has your credit score
increased?
a) 10
Ob) 25
0000
Sub
Answer:
80 points
Explanation:
The credit score increases by 10 points for every $250 paid.
The current balance is $4500; the balance is down to $2500 by the end of the year.
It means a payment of $2000 had been made. ( $4500 - $2500)
$2000 has eight batches of $250 ( $2000/250)
A payment of $250 increase credit score by 10 points
$2000 payment is equivalent to 8 payments.
credit score will increase by 8 x 10 points
=80 points
The credit card balance dropped by $2000 over the year, which equates to an increase of 80 points in the credit score, because each $250 reduction in debt increases the credit score by 10 points.
Explanation:In order to find out by how many points your credit score has increased, you would first find out the decrease in credit card balance. In this case, the initial balance is $4500 and the final balance becomes $2500. Thus, the balance has decreased by $2000. According to the question, the credit score increases by 10 points for each $250 decrease.
Now, we divide the total decrease in balance $2000 by $250, which equals 8. This means your credit score has gone up by 8 * 10 = 80 points because your credit card debt has decreased.
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On January 1, 2020, Waterway Company purchased 10% bonds having a maturity value of $260,000, for $280,761.26. The bonds provide the bondholders with a 8% yield. They are dated January 1, 2020, and mature January 1, 2025, with interest received on January 1 of each year. Waterway Company uses the effective-interest method to allocate unamortized discount or premium. The bonds are classified in the held-to-maturity category.
A)Prepare the journal entry at the date of the bond purchase.
B)Prepare a bond amortization schedule.
C)Prepare the journal entry to record the interest revenue and the amortization at December 31, 2020.
D)Prepare the journal entry to record the interest revenue and the amortization at December 31, 2021.
Answer:
Please see the attached file for details
Face value< Market value
contractual interest rate> Market rate
----> Premium
Explanation:
The question pertains to the journal entries and bond amortization schedule related to a bond purchased by Waterway Company on Jan 1, 2020. The entries cover the bond purchase, yearly interest revenue, amortizations, and the bond schedule clearly shows the interest income, premium amortization, and carrying value.
Explanation:The subject of this question is classified under Business and is suitable for college students who are studying accounting or finance, specifically bonds and interest amortization. The question asks for multiple parts: A) preparing the journal entry for the bond purchase (on Jan 1, 2020), B) preparing a bond amortization schedule, C) preparing the journal entry for the interest revenue and amortization for Dec 31, 2020 and D) preparing the journal entry for the interest revenue and amortization for Dec 31, 2021.
A) When the bond was purchased the journal entry would be: Debit Investment in Bonds $280,761.26, Credit Cash $280,761.26.B) A bond amortization schedule would show the amount of interest income, the amount of premium amortization, and the carrying value of the bond for each period.C) The journal entry for recording the interest revenue and amortization for Dec 31, 2020 would look like this: Debit Cash $20,800 (8% of $260,000), Credit Investment in Bonds (for the premium amortization calculated using the effective-interest method), Credit Interest Revenue for the rest.D) The journal entry for recording the interest revenue and amortization for Dec 31, 2021 would be similar to 2020. The only difference is that the premium amortization and the carrying value would be based on the carrying value at the beginning of 2021 which takes into account the premium amortization in 2020.Learn more about Bonds and Amortization here:https://brainly.com/question/34170937
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Pretend you are Ray and write a letter to the company’s headquarters
The correct answer to this open question is the following.
Although the question does not include any type of information or references, we can say that Ray has been terminated by the company and he is about to write a letter to the headquarters.
April 2, 2020.
Dear Sirs,
I wanted to write this letter now that I am not part of the company. First I want to express my gratitude for the time I work for you. It was an interesting period in my life and I hope I was of service to you.
Conditions in life change and I, unfortunately, my boss and I did not have enough communication to get along well. I assume my part on the issue but I invite you to immerse a little bit more in what is happening in the Marketing Department to listen to what employees have to say regarding the relationship with the supervisor. Maybe you are going to learn a different perspective of what is happening in the department and how it is affecting the company.
Again, thank you very much for these years and I wish you the best for the company and my fellow workers.
Best regards,
A piece of equipment was acquired on January 1, 2018, at a cost of $36,000, with an estimated residual value of $3,000 and an estimated useful life of six years. The company uses the double-declining-balance method. What is its book value at December 31, 2019?
Final answer:
The book value of the equipment on December 31, 2019, is calculated using the double-declining-balance method and is found to be $16,674 after applying two years of depreciation.
Explanation:
The question deals with calculating the book value of a piece of equipment after two years using the double-declining-balance method of depreciation. We start with the cost of the asset, which is $36,000, and subtract the estimated residual value of $3,000, leaving us with a depreciable base of $33,000. The depreciation rate is found by dividing 2 (from the double-declining method) by the estimated useful life of six years, resulting in a 33.33% annual depreciation rate.
For year one, we apply 33.33% to the $33,000 depreciable base, getting $10,989. This is subtracted from the $36,000 to find the end-of-year one book value: $36,000 - $10,989 = $25,011.
For year two, we apply the same 33.33% depreciation rate, but this time to the reduced book value of $25,011, getting $8,337 in depreciation for the second year. The book value at the end of year two is calculated as the end-of-year one book value minus second-year depreciation: $25,011 - $8,337 = $16,674.
Therefore, the book value of the equipment at December 31, 2019, is $16,674.
How do fries, a fast-food restaurant salad, and a baked potato compare to each other?
A-The salad and potato have the same amount of fat
.B- The potato has much less fat than the fries have.
C- The fries have less fat than the potato has
. D- The salad has more fat than the fries have.
Answer:
B the potato has much less fat than the fries have.
Explanation:
potato is healthier than salad and salad is more healthier than French fries. French fries take up 50% of your daily allowance of fat ,wheras, a potato only takes up 1%.
Final answer:
A baked potato has significantly less fat compared to fries. The fat content of a fast-food salad can vary, and detailed nutritional information should be checked. Fast-food fries are high in fat and calories, contributing to their high energy density.
Explanation:
Comparing fries, a fast-food restaurant salad, and a baked potato in terms of their fat content, the appropriate answer is B- The potato has much less fat than the fries have. A medium-sized, plain, baked potato contains no fat, while a medium order of McDonald's fries contains 16 grams of fat. The salad's fat content is not specified, but it can vary widely based on ingredients and dressings. Fast-food items like fries are high in fat, which makes them more energy-dense and higher in calories than lower-fat equivalents.
When making choices at fast-food restaurants or chain restaurants, it is important to consider not only the calories but also the fat content and the overall nutritional density of the food. Foods such as fries that are processed and contain added fat and salt, while being relatively cheap and convenient, are less nutritious and contribute to a higher risk of obesity and other health conditions. Conversely, options like a plain baked potato or carefully chosen salads can be part of a healthier diet. Always check the nutritional information before making food choices, especially when eating out.
Describe your ideal job by writing a narrative report. Make sure you include
all the areas listed below:
Career: _________________________________________________________
1. What type of work you would do all day?
2. Kind of work environment; indoors, outdoors, or both.
3. Working with people or alone
4. Working with your hands, head, or both.
5. Earnings potential.
6. Does the job include a set schedule or certain hours?
7. Do you want to supervise others? Would supervision be a possible position in this field?
8. What qualities do you have that would enable you to succeed in this career? What other
qualities or characteristics do you need to work on?
9. How do you know you could do this type of work?
Essay
I would love to be a musician or a singer , I would work wherever my studio are concert is, I might work in a band. The job would take a lot of my day and possibly tons of travel. I'm talented in music but sometimes to much pressure and work gets in my way. I may have a part time Carrier if I'm not greatly successful. I know I can do this kind of work because I've preformed before
Final answer:
The ideal job described is that of a data analyst, encompassing data analysis, collaboration, and a balance of independent and team work in an indoor environment. There's potential for high earnings, a set schedule with flexibility, and opportunities for supervision. It matches the narrator's skills and passion for analysis and is aligned with their career ambitions.
Explanation:
Embarking on a journey to define my ideal job is an exciting endeavor. In my vision, I see myself excelling in a career as a data analyst, a role where my day-to-day tasks involve analyzing data, uncovering trends, and providing insights to drive business decisions. A balance between working independently and collaborating with a team would be my preferred work dynamic, allowing me to contribute my analytical skills while learning from others. Undoubtedly, a climate-controlled indoor environment embellishes this experience providing the concentration needed for meticulous statistical work.
I envisage an intellectual challenge where using both hands and head is routine, immersing myself in number crunching, and creating visualizations that tell the story behind the data. The earnings potential for such a position is promising, reflecting the specialized skills and increasing demand. A set schedule with flexibility in working hours suits my work-life balance aspirations. In time, stepping into a supervisory role seems like a natural progression, with my detail-oriented, problem-solving abilities paving the way. Honest self-assessment also urges me to continuously cultivate communication and leadership skills to excel even further.
Confidence in my ability stems from a solid educational foundation in quantitative subjects, ongoing learning, and a profound interest in data patterns. Engaging in narrative essays and personal narratives enhances my self-presentation skills, an essential aspect in today's data-driven environment. Therefore, such a career not only aligns with my skills but would also seem like a perfect match for my analytical passion and career ambitions.
Which of the following is a series of organized activities working towards a particular goal?
A)Nonprofit
B)Campaign
C)Public relations
D)Promotions
A campaign is a series of activities that are mesne to make a similar set of campaigns that are worked out towards a particular goal.
The entire process is called campaigning. Hence the option B. Campaign is correct.Learn more about the series of organized activities working.
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How much does a police officer makes??
Answer: The average salary for a Police Officer is $52,068 per year in the United States.
Explanation: this is a statistic
What function is money serving when you take it on a trip and keep it in your wallet or purse in case
you need it?
a. a flow of funds b. a unit of account c. a store of value d. a medium of exchange
Answer:
a or c
Explanatin:
it could be a flow of funds bc u take it places but it could also be a store of value bc u store it in ur wallet
A circular flow model is shown. A line is drawn from firms to households, and a line is drawn from households to firms. How does the circular flow model represent the interactions between households and firms? The model shows that households do not benefit from firms. The model shows that firms do not benefit from households. The model shows that firms and household benefit from one another. The model shows a lack of dependence within the economy.
Answer:
C.
Explanation:
C. The model shows that firms and household benefit from one another.
The Fed is concerned principally with the availability of money and credit for?
The Fed is concerned principally with the availability of money and credit for the entire economy.
Explanation:
The Federal Reserve System is the central bank of the United States. The Fed's main duties include conducting national monetary policy, supervising and regulating banks, maintaining financial stability, and providing banking services.The Fed is concerned principally with the availability of money and credit for the entire economy. It does not issue Treasury securities. It does not have an obligation to meet the financial needs of the federal government. Its responsibility is to provide a stable monetary framework for the economy.The goals of monetary policy are to promote maximum employment, stable prices and moderate long-term interest rates. By implementing effective monetary policy, the Fed can maintain stable prices, thereby supporting conditions for long-term economic growth and maximum employment.TR Trucking Company runs a fleet of long-haul trucks and has recently expanded into the Midwest, where it has decided to build a maintenance facility. This project will require an initial cash outlay of $ 18 million and will generate annual cash inflows of $4.8 million per year for Years 1 through 3. In Year 4, the project will provide a net negative cash flow of $4.8 million due to anticipated expansion of and repairs to the facility. During Years 5 through 10, the project will provide cash inflows of $ 1.4 million per year.
a. Calculate the project's NPV and IRR where the discount rate is 11.2 percent. Is the project a worthwhile investment based on these two measures? Why or why not?
b. Calculate the project's MIRR. Is the project a worthwhile investment based on this measure? Why or why not?
Answer:
a. Calculate the project's NPV and IRR where the discount rate is 11.2 percent. Is the project a worthwhile investment based on these two measures? Why or why not?
NPV = -$4.5 millionIRR = 2.97%The project should be rejected because the NPV is negative.
b. Calculate the project's MIRR. Is the project a worthwhile investment based on this measure? Why or why not?
MIRR = 8.57%The project should be rejected because the NPV is negative. The IRR or MIRR do not matter at all if the NPV is negative.
Explanation:
the net cash flows are:
year 0 = -$18 millionyear 1 = $4.8 millionyear 2 = $4.8 millionyear 3 = $4.8 millionyear 4 = -$4.8 millionyear 5 = $1.4 millionyear 6 = $1.4 millionyear 7 = $1.4 millionyear 8 = $1.4 millionyear 9 = $1.4 millionyear 10 = $1.4 millionUsing an excel spreadsheet we can determine the project's NPV and IRR:
NPV = $13.5 million - $18 million = -$4.5 million
IRR = 2.97%
We can also calculate MIRR using excel. We can use 11,2% finance rate and reinvestment rate:
MIRR = 8.57%
Which statement best describes the role of a credit agency?
It tracks the use of credit for lenders.
It predicts future earning potential for lenders.
It teaches how to make smart financial decisions.
It shows how saving money makes financial sense.
Answer:
It predicts future earning potential for lenders.
The statement best describes the role of a credit agency is it tracks the use of credit for lenders.
What is the role of a credit agency?Credit agencies help lenders to determine if a potential borrower would be able to repay the money borrowed based on their past credit histories. Individuals who repay loans quickly would most likely have a positive rating.
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Which of the following is an example of party retailing?
Mary-Kay Cosmetics
Wal-Mart
Target
Miss Me Jeans
Answer:
It would be Mary-Kay Cosmetics
Explanation:
If the government and Central Bank don't use economic policy, what could happen?
This would leave the economy in the laizzes fairie position and it will cause malpractices.
Explanation:
Laizzes fairie is the concept that the market should be left on its own without any government influence or meddling with he rules and let the market rules define themselves.
This is not a good strategy as the malpractices of the market will take over and this makes the poor disadvantaged as they are wont to be taken advantage of by those who own the means of production in the state.
This is why the government's policies are needed as well as the Central bank.
Which payment option can offer additional security like
fraud protection?
Answer:
Credit Card
Explanation:
Most credit card company created a multiple steps verification for each transactions from your credit card as a form of fraud protection.
For example,
Most credit card companies will send a set of codes to your mobile phone every time an online transaction was made. The transaction wouldn't be approved unless you managed to input those codes. So, if your credit card is stolen, the people who stole it wouldn't be able to make online purchase unless they steal your phone along with it.
Another example. Most credit card companies can block the card if they detected a suspicious activity. (for example, when it's used in multiple different cities compared to your usual city. )
Credit cards are the payment option that offers additional security like fraud protection.
Explanation:The payment option that can offer additional security like fraud protection is credit card.
Credit cards are equipped with advanced security features such as chip technology and encryption, which makes it difficult for fraudsters to steal and misuse cardholder information. Furthermore, most credit card companies offer zero liability protection, which means that customers are not held responsible for unauthorized transactions.
For example, if a person's credit card is stolen and unauthorized charges are made, the credit card company will investigate and remove the fraudulent charges from the person's account.
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Identify the three parts of the financial system.
Your friend really likes a t-shirt that you purchased last week at a concert by your mutually favorite musician group. You purchased the very last shirt in your size and there are no more available. She asks you of there were any way she might obtain the shirt from you. Although a bit reluctant, you might be willing to do so.
What are at least three ways that you could solve this problem in a way that both of you will be happy?
Three ways to solve the problem of obtaining the desired t-shirt.
Explanation:Three ways to solve this problem:Offer to help your friend find a similar t-shirt from another concert or online store that sells band merchandise.Propose sharing the t-shirt by taking turns wearing it on different days or for special occasions.Suggest finding a different item related to the favorite band that your friend can enjoy, such as a poster or a signed CD.Learn more about Finding a solution here:https://brainly.com/question/33403546
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