A person who can afford a monthly payment of _____ and agreed to a monthly payment of _____ was most likely the victim of predatory lending
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Predatory lending includes any unscrupulous actions that benefits a lender at the expense of a borrower. Emphasizing the payment is one example of predatory lending.
A person who can afford a monthly payment of 1300$ and agreed to a monthly payment of 1400$ was most likely the victim of predatory lending. Correct answer:D
Related Questions
Marietta works in a production department alongside six other workers who do the same type of work. Each works independently but pool their output into the same bin. Marietta is part of a(n)
A. work team
B. work group
C. ad hoc group
D. cross functional team
E. problem solving group
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The correct option is B.
A work group is made up of members, who can represent one unit or department and these members work independently but at the end of the day they pool their outputs together. The characteristic feature of work groups include the following: individual accountability, focus is on individual goals, production of individual work product, defined individual roles, tasks and responsibilities, etc.
Describe at least two advantages a large company has over a smaller company
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Which of the following is a quality of critical thinkers?
A--able to make assumptions
B--an excellent memory
C--a stubborn personality
D--being analytical
HELP!!!! WILL GIVE BRAINLIEST!!!!!!!!!!!!!!
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Hope this helps
The beginning balance on the monthly bank statement for Ignatius's checking account was $124.82, and the ending balance was $659.27. What can be said about Ignatius's transactions for the month?
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Answer:
Ignatius had $534.45 more in credits than in debits. Since Ignatius had an initial balance of $124.82 at the beginning of the month and ended the month with $659.27 he was up money versus what he had in his account at the beginning of the month. During the month Ignatius made money that was credited to his account so that he ended it with a higher balance.
Explanation:
How can investors receive compounding returns
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A. By selecting a savings account that has a higher interest rate
B. By investing their earnings back into their original investment
C. By transferring their earnings back into high-risk investment
D. By diversifying their investment portfolio
Correct answer choice is:
By investing their earnings back into their original investment.
Compounding returns give investors a chance to set up assets so that they earn interest. They can receive compounding interest on a variety of instruments. But the problem is that the scope of return will vary from investor to investor.
about seven percen of those who try in any one year to quit cigarettes on their actually succeed
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7% succeed from people who tried to quit smoking. The percentage is low but it can be an evidence that a person can really change. This is because of the difficulty for the person to stop it. If a person stops smoking, their body gets weak and tired that makes them think that they want to smoke again. This is a common situation to smokers in their first months of depriving themselves from smoking
What kinds of questions do you ask during an interview
A) what are the day to day responsibilities of the job
B) what kinds of technology are used for the job
C) how is the department organized
D) all of the dove
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Answer:
A) what are the day to day responsibilities of the job
Explanation:
You need to know as much as possible of the position responsibilities but you dont know to know it all in the first interview.
5. Jerry lost her credit card and instead of reporting it right away, she decides to continue looking for it for a couple of days. On the second day, she makes the call and reports the card lost/stolen to the credit card company. She then logs into the account activity page of her credit card and sees a recent $500 purchase that was made by someone else. How much of this $500 charge will Jerry have to pay?
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Explanation:
Jerry will have to pay the whole amount. This is because she has not reported the theft of her card and the credit card company is not liable to pay anything or bear any loss until a report is logged. If she had filed the theft complaint and had blocked the credit card, then the credit card company was liable for the loss. But now in this scenario, she herself took longer to file a theft complaint and the thief made a purchase of $500 from her card, she is solely responsible for this charge.
Which are examples of a person changing careers? Check all that apply. a home insurance salesman decides to start selling home warranties instead a farmer decides to start practicing real estate and selling local land a biology teacher moves to teach the elective cooking classes for that school year a factory worker who manufactures linens moves to a new factory that manufactures pencils a crab fisherman decides to start a business maintaining local boats
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25 points!!!!!!!!
Steve wants to pursue a career in childcare. He attends training once a year as a refresher of everything that he has learned. What kind of training is Steve undergoing?
Steve is undergoing ____________training.
its probably a long word or two
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• Annual training: This training is set up for childcare professionals.This occurs once a year as a refresher of gained knowledge. It also helps professionals learn new skills and information.
Given below are lease terms at local dealership. What is the total cash due at signing? Terms : length of lease= 36 months MSRP of the car= $15,000 Purchase value of the car after lease =$9500 Down payment $2600 Monthly Payment =$425 Securitydeposit= $375 Acquisition= $300
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ANSWER: $3,275
EXPLANATION: At the time of signing, the total cash due at the local dealership is $3,275. The person buying the car needs to pay the down payment of the car, the security deposit and the cost of acquisition. So, the calculations adding up are $2,600 + $375 + $300 = $3,275
QUESTION 1 Jan pays $70 each month for her auto insurance policy. This regular payment is called a:
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Jan pays $70 each month for her auto insurance policy. This regular payment is called a premium.
The premium is the amount of money that an individual or business must pay for an insurance policy and it is usually paid at regular intervals by the owner of an insurance policy.
1. If you are asked back for a final job interview, the interviewer will most likely be concerned with
A. your previous job experience.
B. selling you on the benefits of joining the organization.
C. your educational background.
D. checking your references.
2.
An interview in which a job candidate is asked to explain how he/she would handle a specific set of circumstances is a type of
A. structured interview.
B. open-ended interview.
C. group interview.
D. situation interview.
3. You have an interview with your dream company. As you prepare for the interview, you should plan to do all but the following:
A. Bring a few copies of your résumé to hand out to interviewers.
B. Answer questions as quickly as possible, even if the interviewer hasn't finished asking them.
C. Plan to arrive early to the interview.
D. Tailor your answers to make a favorable impression.
4. Employers use preliminary screening interviews to
A. find out as much as possible about each job candidate.
B. give employment tests.
C. narrow the field of applicants.
D. offer jobs to the best candidates.
5. Sara had a final interview with a cosmetic company that she has dreamed of working for. She arrived 10 minutes early to the interview, brought extra résumés, and wore a professional suit. Sara had a list of questions to ask the interview panel including who she would report to if hired, the hours she would be asked to work, what a typical day looks like, and the starting salary. She thought the interview went very well and she was told that she would hear about next steps by the end of the week. The cosmetic company called Sara to let her know they were going to offer the position to a different candidate. What do you think went wrong?
A. Sara did not wear the right cosmetics to the interview.
B. Sara arrived too early to the interview.
C. Sara was dressed too professionally.
D. Sara asked how much the job would pay.
6. In order to obtain a job you may have to go through the typical sequence of interviews, which includes
A. preliminary screening stage, selection stage, and review stage.
B. submission of résumé, selection stage, final interviewing stage.
C. preliminary screening stage, selection stage, final interviewing stage.
D. preliminary screening state, review state, selection stage.
7. The purpose of sending a thank-you message after an interview is to
A. acknowledge the interviewer's time and courtesy.
B. accept a job offer.
C resign from an old job.
D. request a time extension to make a decision about the job offer.
8. Your goal in the initial screening interview is to
A. explain your greatest strengths in depth.
B. differentiate yourself from other candidates.
C. clinch the deal.
D. show the interviewer that your personality fits well with the job.
9. When preparing for an interview, be sure to do all of the following except
A. learn about the organization.
B. bolster your confidence by focusing on your strengths, not weaknesses.
C. dress casually; you don't want to look stuffy.
D. practice interview questions.
10. During a selection stage interview, you should
A. ask about salary.
B. relate your skills and experience to the organization's needs.
C. hand out thank you letters.
D. tell the interviewer whether or not you want the job.
Answers
ANSWER 1: D: Checking Your References
EXPLANATION: If the interviewer is asking back for a final job interview, then the interviewer is concerned with checking the candidates's reference. The candidate if selected for his position will be exposed with many internal secrets of the company. The interviewer needs to check that the secrets of the company are in safe hands, which is why he may recheck the references of the candidate.
ANSWER 2: D: Situation Interview
EXPLANATION: In an interview, the interviewer needs to be assured that the candidate is fit for the post. At times he puts the candidate in a situation which he might face during his job tenure. This is done to check that the candidate can actually handle a real-life situation apart from his educational qualifications. This type of interview is called Situation Interview.
ANSWER 3: B. Answer questions as quickly as possible, even if the interviewer hasn't finished asking them.
EXPLANATION: In an interview, it is generally advised to hear the question and let it complete before answering them. If the candidate tries to answer the question before it being completed by the interviewer, the interviewer may change the course of the question and may not even fit with the answer the candidate has given.
ANSWER 4: C. narrow the field of applicants.
EXPLANATION: Employers usually create a preliminary screening interview to narrow down the applicants. They choose the best candidates suitable for the post and line them up for the main rounds of the interview. This saves them time and effort which would have otherwise wasted for ineligible candidates.
ANSWER 5: D. Sara asked how much the job would pay.
EXPLANATION: It is generally advised not to ask about salary during the interview. This affects ones interview in a negative manner. It is said to discuss the salary after one has cleared the interview. It gives a positive review about the candidate that he/she is dedicated to the job and the role which he/she will be assigned without being affected by the monetary compensation.
ANSWER 6: D. preliminary screening state, review state, selection stage.
EXPLANATION: Interviews may have many rounds of interview but typically contains three rounds which includes preliminary screening state, review state and selection stage. The first eliminates the ineligible candidates who have attended the interview, the second round reviews the candidate whether he/she is fit for the job. The third stage is the final stage where the candidate is selected or rejected for the post. This stage of interview is generally done by the top managements of the company.
ANSWER 7: A. acknowledge the interviewer's time and courtesy.
EXPLANATION: While this gesture is completely voluntary and is not mandatory but it is appreciated if the candidate sends a thank you note to interviewer for their time. This shows the courtesy and the professionalism of the candidate which he/she can maintain even after he/she is not selected for the post.
ANSWER 8: B. differentiate yourself from other candidates.
EXPLANATION: The main aim in initial screening interview would be to differentiate yourself from other candidates. This is done to attract the eyes of the interviewer during an interview. This will help the candidate to mark his presence in the interview and will help a getting a job. Interviewers usually prefer to hire someone who is innovative and can contribute to the post. By differentiating yourself from other candidates, the chances of getting job increases by an significant amount.
ANSWER 9: C. dress casually; you don't want to look stuffy.
EXPLANATION: In a job interview, candidate should not dress casually unless the candidate is asked to, which may happen in some cases depending upon the job role. Usually companies prefer professional candidates and this can be portrayed by dressing professionally.
ANSWER 10: B. relate your skills and experience to the organization's needs.
EXPLANATION: A candidate should relate his/her skills and experience to the organization's needs so that the organization feels that the candidate is useful for the company and can be effectively utilized for their work. If the candidate has qualities which are not useful for the company, the company will hesitate and may even reject the candidate with a reason that he/she is not deemed to be fit for the job.
____________ is the combination of ways your company researches, plans for, and communicates with the market. A. Customer profiling B. Marketing C. Imaging D. Segmenting
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I just finished this quiz and the answer is "marketing"
Marketing is the combination of ways your company researches, plans for, and communicates with the market. Correct answer: B Marketing includes all activities (advertising, selling and delivering products to people) towards gaining customers and maintaining relationships with them. The goal of marketing is to match a company's products and services to the people who need and want them and by doing that to ensure profit.
Which statement describes how borrowers will most likely benefit when the Fed reduces reserve requirements?
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A. Loan requirements will likely be relaxed.
B. Interest rates will likely decrease.
C. Housing prices will likely decrease.
D. Investment opportunities will likely improve.
The correct option is B.
Reserve requirement refers to the amount of cash that the Federal board of governors requires the commercial banks to hold in reserve against deposits made by their customers. The amount of money hold in reserve determine the amount of cash that will be available to the banks to carry out their financial transactions. If the Federal reduces the reserve requirement for the commercial banks, then the bank will have more money to lend to the borrowers and this will reduce the interest rates on the loans given out by the banks.
The correct answer is B. Interest rates will likely decrease. The borrowers will most likely benefit when Interest rates will likely decrease.
When the Federal Reserve, often referred to as the Fed, reduces reserve requirements for banks, it means that banks are required to hold less money in reserve and can lend out a greater portion of their deposits. This action increases the supply of loanable funds in the market.
As the supply of loanable funds increases, the competition among lenders also increases. More available credit leads to lower interest rates, as banks lower the rates to attract more borrowers. Lower interest rates generally make borrowing cheaper and more accessible, which benefits borrowers.
Why does an oligopoly only work if there are high barriers to entry in a market?
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how to take a picture and get an answer
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Sherry works 40 hours a week as an office manager. If she made 48360 last year how much was she paid per hour?
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930 / 40 hours = $23.25 per hour
Which of the following should you do during an interview
A: tell stories of how worked with others to complete a project or solve problems
B: explain why your previous job was wrong for firing you
C : tell them you do not plan on learning any new technology skill
D: demand specific benefits
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The correct answer to your question is option A.
During an interview, you should tell stories of how worked with others to complete a project or solve problems.
This is because during an interview, you want whoever is interviewing you, to be comfortable with you and accept you! The other options won't make anyone want to accept you.
Hope this helps you.
Have a great day!
David is preparing a report to show the percentage increase in population in the United States in The Last 5 Years which feature of a word processing program should David use to present this data
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What is hospitality? What is one career in hospitality?
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I hope this helped! If you have any other questions feel free to ask! :-)
Hospitality is a service industry focused on guest care and comfort. A career example in this field is a Hotel Manager, who manages operations and guest experiences in a hotel.
Hospitality is a broad category within the service industry that includes lodging, food and drink service, event planning, theme parks, travel, and tourism. It involves making sure guests are cared for, comfortable, and provided with amenities and services that could make their stay or dining experience more enjoyable. One career in hospitality could be a Hotel Manager, who oversees all operations of a hotel, ensures guests have a positive experience, and handles the business aspects of the hotel such as budgeting, staffing, and marketing.
how many clusters do vocational counselor group career and occupational specialties into?
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Vocational counselor group career and occupational specialties are divided into 16 clusters
Explanation:The 16 career clusters are: Marketing, Sales, and Service; Business, Management, and Administration; Information Technology; Finance; Agriculture, Food, and Natural Resources; Arts, Audio/Visual Technology, and Communications; Hospitality and Tourism; Law, Public Safety, and Security; Government and Public Administration; Education and Training; Human Services; Health Sciences; Transportation, Distribution, and Logistics; Manufacturing; Science, Technology,Engineering, and Mathematics; Architecture and Construction.
Answer:
Vocational counselor group career and occupational specialties are divided into 16 clusters.
Explanation:
what is the term for the price a dealer pays when purchasing a car from a manufacturer?
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Invoice price is the term for the price a dealer pays when purchasing a car from a manufacturer.
What is manufacturer?
The term manufacturer refers to the person who is work for manufacturing. A manufacturer is a person that raw material converted into finished goods. A manufacturer is produced product are some kind of tools, equipment, automobiles items, and glossier items. A manufacturer company is dealing with the retailer, consumer, wholesaler and also included the supplier.
The term invoice is also called dealer cost. That the price is related to the invoice for the at the time used to receive the car. The invoice price is direction provided for the dealer at the time of purchasing the vehicle or car. The invoice is part of negotiating tool because car is the long term investment not purchase to the daily.
Hence, the significance of the manufacturer is aforementioned.
Learn more about on manufacturer, here:
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Tim would like to use his income tax return to pay off one of his four credit cards. His previous plan was to pay off all four credit cards in the same timeline of 36 months. He wants to eliminate the card that is charging him the most interest on a monthly basis. The chart below outlines Tim's four credit cards, their balances, and their APRs. Which credit card should Tim use his tax return to pay off?
Credit Card
Balance
APR
A
$1,260.00
12%
B
$900.00
18%
C
$1,290.00
9%
D
$1,200.00
16%
a.
A
b.
B
c.
C
d.
D
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Answer:
THE ANSWER IS D
Explanation:
The credit card that charges the most interest per month is the D. The final balance will be $1392 as the interest rate of 16%would add up to the initial credit balance of $1.200 a Intertest of $192
Answer:
D
Explanation:
if you are in a car accident caused by someone else who also had insurance, which type of insurance plan will not require you to pay out of pocket costs?
A) high deductible plan
B) low deductible plan
C) either a or b
D) neither a or b
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Answer: as per me option A
Explanation:
A one page document that introduces you, your skills and background and asks for an interview is an example of what type of document?
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Answer:
A Cover Letter is a one page document that introduces you, your skills and background and asks for an interview.
Explanation: Looked it up on Google.
What happened to the savings and loan companies?
(inside job)
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Answer:The savings and loan crisis was a financial crisis that occurred in the United States in the 1980s and early 1990s.
Explanation:
What is the advantage to spending less money than is earned?
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When you're spending less money than what you've earned, you can save the extra money (that you could have spent) for later. You'll also have more money overall, and make a profit.
Hope this helps!
Abby Smallwood's jewelry store offers high-quality products and extensive services such as watch repair, jewelry cleaning, and pickup and delivery. This is part of Abby's plan for
A. price control.
B. business capacity.
C. product positioning.
D. performance measures.
Answers
The subject of this question is Business, and the grade level is High School. Abby Smallwood's jewelry store is implementing product positioning by offering high-quality products and extensive services to differentiate itself from competitors.
Explanation:The subject of this question is Business and the grade level is High School.
The part of Abby's plan being described here is product positioning. Product positioning is the way in which a business presents its products or services to the target market in order to differentiate itself from competitors. By offering high-quality products and extensive services such as watch repair, jewelry cleaning, and pickup and delivery, Abby Smallwood's jewelry store is positioning itself as a provider of not only jewelry but also value-added services.
This strategy helps Abby's store stand out from other jewelry stores and attract customers who value the convenience and additional services offered.
Abby's plan to offer high-quality products and services is a strategy for product positioning, aiming to differentiate her store in the market and attract a specific customer base.
Explanation:Abby Smallwood's inclusion of high-quality products and services such as watch repair, jewelry cleaning, and pickup and delivery is part of her plan for product positioning. Product positioning refers to the strategy of marketing a product or service in a way that distinguishes it from competitors, aiming to make it more attractive to a particular target market. By offering extensive services, Abby aims to create a unique position in the market that appeals to customers seeking a high level of care and convenience for their jewelry purchases and maintenance.
which of these is an example of ownership