Answer:
The correct option is A that is employees
Explanation:
Strategic analysis is the analysis which involves the process of researching the business environment of the firm or organization within that it operates. It is important for executing the strategic planning for the working as well as for decision making of the organization.
The factors considered are the competitors, regulatory agencies and the suppliers.
Active Feet, a small manufacturer of shoes, hired an additional vice-president and purchased a barrel of synthetic rubber used to make shoe soles. These two expenses should be considered a(n) ____ and a(n) ____, respectively.a.selling cost/cost of goods soldb.overhead cost/cost of goods soldc. selling cost/overhead costd. overhead cost/selling cost
Answer:
B) overhead cost/cost of goods sold
Explanation:
Overhead costs: all expenses not directly attributed to the production of a good or service (e.g. insurance, legal fees, administrative expenses, etc.)
Costs of goods sold: all costs directly attributed to the production of a good or service (e.g. direct labor, direct materials)
When firms seek to differentitate their product offerings by emphasizing different promotion techniques they are said to be employing ___________ . a) Price competition b) Monopolistic competition c) Non-price competition d) Promotion competition e) Competitive positioning.
Answer:
c) Non-price competition
Explanation:
Non-price competition is a marketing technique where a company seeks to improve its sales through separate means other than engaging in price wars. In non-price competition, companies intensify campaigns to highlight the quality and benefits of their products. They present their product as superior in comparison to their rivals.
Business in the non-price competition provides customers with better quality customer service. The company will pick a location that is convenient for the customer and will operate for longer hours. Companies redesign and improve the performance of the products to differentiate them from the rest.
A hunger-relief organization has earmarked between $2 million and $3.5 million (inclusive) for aid to two African countries, Country A and Country B. Country A is to receive between $1 million and $1.25 million (inclusive), and Country B is to receive at least $1 million. It has been estimated that each dollar spent in Country A will yield an effective return of $0.50, whereas a dollar spent in Country B will yield an effective return of $0.90. How should the aid be allocated if the money, in millions, is to be utilized most effectively according to these criteria?
Answer:
Explanation:
It is clear that the yield in country B is higher than that of country A, although country A could sometimes receive more money, since it moves in a range, while country B always receives the same amount, the key factor is to measure the cost of performance that each country has, that is, just knowing the performance is not enough to make a decision, it is necessary to make a social assessment of projects that although not financial should be evaluated from the costs of generating such profitability.
Samara interviewed for a management position and was just asked back for a second interview with the head of the department. If she does will in this second interview, she will move on to an interview with the company president. What type of interview format is this?
Answer: This interview is a Sequential interview because Sequential interviews are a series of interviews in which the candidate is evaluated by several supervisors. Sequential interviews are common in large companies and usually a Human Resources specialist, the department head and a senior supervisor are involved.
A calendar-year corporation has positive current E&P of $500 and accumulatednegative E&P of $1,200. The corporation makes a $400 distribution to its soleshareholder. Which of the following statements is true?
A)The distribution will be a dividend because current earnings and profits arepositive and exceed the distribution.
B)A distribution from a corporation to a shareholder is always a dividend, regardlessof the balance in earnings and profits.
C)The distribution may be a dividend, depending on whether total earnings andprofits at the date of the distribution is positive.
D)The distribution will not be a dividend because total earnings and profits is anegative $700.
Answer:
Correct option is (a)
Explanation:
Current earnings and profits represent current year's earnings and accumulated E&P represent earnings after making distributions in the form of dividends to the shareholders. The level of accumulated E&P shows the ability of organizations to make cash distributions to its shareholders.
A distribution made by the corporation is considered dividend if current year E&P is positive irrespective of whether accumulated E&P is positive or negative.
In this case, current E&P is $500, which is more than distribution of $400, so it is considered as dividends.
_______________________ involves all the following promotional tools: catalogs and brochures, mailings, telemarketing, electronic shopping, infomercials and home shopping networks, and e-mails and faxes.
A) Advertising
B) Personal selling
C) Direct Marketing
D) Sales promotions
E) Public Relations
Answer:
C
Explanation:
The highest level of preparation of promotions and sales is the Direct marketing, that in addition to this includes campaigns, forecasts, budgets among others but the core of the department is really in these tools.
Answer:i think the answer is A
Explanation:AS ADVERTISING IS DONE BY USING THE ABOBE METHODS
Which of the following statements is FALSE? The variance increases with the magnitude of the deviations from the mean. The variance is the expected squared deviation from the mean. Two common measures of the risk of a probability distribution are its variance and standard deviation. If the return is riskless and never deviates from its mean, the variance is equal to one.
Answer:
FALSE: If the return is riskless and never deviates from its mean, the variance is equal to one.
Explanation:
If the return is riskless and never deviates from its mean, the variance is equal to ZERO.
Variance is calculated by taking the sum of square of deviations from the mean.
Deviations is calculated by subtracting the returns from their mean.
If the return is riskless and never deviates from its mean, the deviations would always be zero, hence the sum of square of them (variance) would also be zero.
The investing strategy where an investor buys a fixed dollar amount of stocks or mutual funds regularly over a period of time is called:_______.
Answer:
Dollar cost averaging
Explanation:
Dollar cost averaging refers to an investing strategy where an investor will invest a fixed amount of money in periodic stock purchases. The idea behind this type of strategy is to try to reduce volatility and therefore risk.
The main issue with this investing strategy is that is doesn't consider that stock prices fluctuate all the time but generally show an upward tendency in the long run.
In a fractional reserve banking systemLOADING..., what is the difference between a "bank run" and a "bank panic?" A. A bank run is a local issue; a bank panic is a national issue. B. A bank run involves one bank; a bank panic involves many banks. C. A bank run involves many banks; a bank panic involves one bank. D. A bank run is a U.S. issue; a bank panic is an international issue.
Answer: option b is correct
Explanation:
Bank run happen when a large group of customers withdraw all their money from a banking institution within a short period.
Bank panic happen when a group of customers withdraw all their money from multiple banking institution within a short period.
Sunshine's Organic Market sells organic produce. Assume that labor is the only input that varies for the firm. The store manager has determined that if she hires 12 workers, the store can sell 300 pounds of produce per day. If she hires 13 workers, the store can sell 370 pounds of produce per day. The store earns $4 for each pound of produce that it sells, and the manager pays each worker $80 per day. Assuming no changes in either the daily wages paid to store workers or the price at which the store sells its produce, what is the minimum number of sales that would allow the firm to increase its profits by hiring a 14th worker?
Answer:
The 14th worker will need to increase sales by 20 pounds for a total of 390 pounds
Explanation:
The worker cost is $80
To make a profit the company will need sales for at least that amount:
$80 wages per day / $4 earnings per pound = 20 pounds
in total sales would need to be 370 + 20 = 390 pounds
In a single year, the Netherlands can raise 100 tons of beef or produce 1,000 boxes of tulips. In the same growing season, Belgium can raise 50 tons of beef or produce 750 boxes of tulips. From this information, we know that:
1)Belgium has a comparative advantage in raising beef2)Belgium has an absolute advantage in raising beef3)the Netherlands has a comparative advantage in raising tulipes4)the Netherlands has a comparative advantage in raising beef
Answer:
The answer is : 4) The Netherlands has a comparative advantage in raising beef
Explanation:
First, it is clear to see Netherlands has an absolute advantage in raising beef ( 100 tons of beef for Netherlands in comparing to 50 tons of beef of Belgium)
For Netherlands, the opportunity cost to raising 1 ton of beef is 10 boxes of tulips; the opportunity cost to produce 1 box of tulip is 0.1 ton of beef. (1)
For Belgium, the opportunity cost to raising 1 ton of beef is 15 boxes of tulips; the opportunity cost to produce 1 box of tulip is 0.07 ton of beef. (2)
From (1) and (2) => Netherlands has comparative advantages in raising beef while Belgium has comparative advantages in producing boxes of tulips.
Thus, 4 is chosen.
Belgium has a comparative advantage in producing beef, while the Netherlands has a comparative advantage in producing tulips. So, the correct answer is option 4) The Netherlands has a comparative advantage in raising beef.
To determine who has a comparative advantage, we need to look at the opportunity costs involved for each country.
Firstly, let's define the opportunity cost for each good:
Netherlands:
- Opportunity cost of 1 ton of beef = 10 boxes of tulips (since 100 tons of beef = 1,000 boxes of tulips)- Opportunity cost of 1 box of tulips = 0.1 tons of beef (since 1,000 boxes of tulips = 100 tons of beef)Belgium:
- Opportunity cost of 1 ton of beef = 15 boxes of tulips (since 50 tons of beef = 750 boxes of tulips)- Opportunity cost of 1 box of tulips = 1/15th tons of beef (since 750 boxes of tulips = 50 tons of beef)Now, compare the opportunity costs:
Netherlands: 1 box of tulips costs 0.1 tons of beef (less than Belgium)Belgium: 1 ton of beef costs 15 boxes of tulips (less than Netherlands)From this comparison, we can conclude:
Belgium has a comparative advantage in producing beef.Netherlands has a comparative advantage in producing tulips.Which of the following statements regarding a SEP is true?
1. The maximum contribution to a SEP is the lesser of 100% of compensation or $53,000 for 2015.
2. A SEP is appropriate for an employer with many part-time employees who want to limit coverage under the SEP.
3. Contributions to a SEP must vest at least as rapidly as a 5 year cliff vesting schedule or 2 to 6 year graduated vesting schedule.
4. If a partnership makes a flat percentage contribution equal to 25% of all employees' salary for the year to a SEP, a partner earning $100,000 during the year would receive a $25,000 contribution.
Answer:
All the statements are false
Explanation:
A simplified employee pension (SEP) retirement plan can be set up by an employer or by someone that is self-employed. The employer benefits from the SEP because his contributions are tax deductible. The employer's contributions to SEP individual retirement accounts is completely discretionary, they don't have to follow a fixed rate or amount. The contributions must be equally proportional to all full time employees. The main advantage of a SEP plan is that it is very simple to set up.
Final answer:
The correct statement about a SEP is that it is suitable for an employer with many part-time employees who want to limit coverage. Contributions do not have to follow a vesting schedule and are immediately vested. The limit for contributions should be confirmed with the IRS as it may change.
Explanation:
Regarding the question on a Simplified Employee Pension (SEP) plan, the correct statement is that a SEP is suitable for an employer with many part-time employees who want to limit coverage under the SEP. This option allows for flexibility in determining which employees are covered under the SEP plan, as coverage requirements can be set to exclude those who work less than a specified number of hours, have not reached a certain age, or have not worked for the employer during a specified number of years.
The first statement about the maximum contribution to a SEP being the lesser of 100% of compensation or $53,000 for 2015 is incorrect, as the SEP contribution limits can change and need to be confirmed with the current IRS guidelines. Contributions to a SEP do not need to follow a vesting schedule and are immediately 100% vested, making the third statement incorrect. Lastly, the fourth statement is correct in that if a partnership contributes a flat percentage to a SEP, a partner with an earning of $100,000 would receive a $25,000 contribution if the percentage is set at 25%
Off-balance sheet activities involving guarantees of securities and back-up
a) credit lines have no impact on the risk a bank faces.
b) increase the risk a bank faces.
c) greatly reduce the risk a bank faces.
d) slightly reduce the risk a bank faces.
Answer:
B) increase the risk a bank faces.
Explanation:
Off-balance sheet activities include all the bank's activities regarding assets, debts or other financing activities that are not presented in the bank's balance sheet, e.g. issuance of guarantees, commitments to make loans, etc.
Banks incur in this type of activities because generally they charge fees for them (increase revenue) without affecting measures of indebtedness like debt to equity ratio.
A Condominium owner files a declaration with the county clerk which divides his individual ownership and ownership in common elements into time-share units. Each time-share owner will have individual ownership of the common elements for three weeks each year. The condominium owner may have created:
Answer:
subdivision
Explanation:
A real property subdivision takes place when a real property (parcel of land, house, etc.) is divided into smaller areas. The whole idea behind a subdivision is that it should be easier to sell the property in smaller parts.
When a subdivision is carried out on a condominium, the physical space is not divided, rather the property time is divided into time share units. In this case, a person can purchase the right to use that condominium during 3 weeks each year.
Secondary markets help support primary markets because secondary markets
I. offer primary market purchasers liquidity for their holdings.
II. update the price or value of the primary market claims.
III. reduce the cost of trading the primary market claims
Answer:
All three options are correct.
Explanation:
Capital market is the financial market that trades in long term funds. It is divided into two divisions,
Primary market Secondary marketThe primary market holds initial public offerings. In other words, the stocks are initially sold in the primary market by the issuers directly. The secondary market deals with securities that have already been circulated in the primary market.
The secondary market provides liquidity to the investors both buyers and sellers. Stocks and shares bought from the primary market can be easily sold in the secondary market.
Prices in the secondary market are determined through the demand and supply of shares. In this way, the secondary market also updates the price of the stocks issued in the primary market.
There is a large number of buyers and sellers in the secondary market. These stocks are traded in the secondary market at a very low cost.
The Go Sports Company is a profit-maximizing firm with a monopoly in the production of school team pennants. The firm sells its pennants for $10 each. We can conclude that Go Sport is producing a level of output at which:_______a.) average total cost is greater than $10.b.) average total cost equals $10.c.) marginal revenue equals $10.d.) marginal cost equals marginal revenue.
Answer:
The answer is letter D
Explanation:
The marginal cost equals marginal revenue.
Final answer:
Go Sports Company, a monopolistic firm, produces at a level where marginal cost equals marginal revenue, selling its pennants for $10. Profit maximization for competitive firms like Doggies Paradise Inc. also occurs where marginal revenue equals marginal cost, with the market price constant for all units.
Explanation:
The Go Sports Company, being a monopoly, sets its price at $10 for each pennant. Since the firm is profit-maximizing, we can conclude that it is producing at a quantity where its marginal cost (MC) equals its marginal revenue (MR). The question asks us to determine the level of output based on the given price. The answer is (d) marginal cost equals marginal revenue because a profit-maximizing firm will produce up to the point where the cost of producing one more unit (marginal cost) is equal to the revenue gained from selling that additional unit (marginal revenue). In contrast, for a perfectly competitive firm like Doggies Paradise Inc., selling winter dog coats, total revenue and total cost will be calculated for different output levels, and the firm will maximize profits where marginal revenue equals marginal cost, and market price is constant for all units sold.
Frames, Inc. manufactures, produces, and sells picture frames. The frame sells for $25 and the variable operating costs per unit are $12. The managerial accountant reported fixed costs of $50,000 per month, which produces a sales volume of 25,000 frames. The manager needs to sell 26,000 frames to meet the sales quota and incur no more than $70,000 of fixed costs.
The flexible budget, with a sales volume of 30,000 frames, would show operating income of:
a.$32,000
b.$23,000
c.$230,000
d.$320,000
Answer:
D) $320,000
Explanation:
We are given the following information:
unit price = $25 per framevariable costs = $12 per framefixed costs = $50,000 for 25,000 frames or $2 per frameIf Frames is able to sell 30,000 frames in one month, their operating income should be:
Total sales revenue $750,000 (= $25 per frame x 30,000 frames)
COGS -$430,000 [= (30,000 x $12) + $70,000]
Gross operating profit $320,000
At the end of a company's first year of operations, 2,000 units of inventory are on hand. Variable costs are $100 per unit and fixed manufacturing costs are $30 per unit. The use of absorption costing, rather than variable costing, would result in a higher net income of what amount?
Answer:
absorption income higher by $60000
Explanation:
given data
inventory on hand = 2,000 units
Variable costs = $100 per unit
fixed manufacturing costs = $30 per unit
to find out
higher net income of what amount
solution
we know that Absorption cost and variable cost are different in their treatment of the fixed manufacturing costing
so we use of absorption cost that carry over in fix cost into ending inventory is here
absorption cost that carry over = fixed manufacturing costs × inventory on hand
absorption cost that carry over = $30 × 2000
absorption cost that carry over = $60000
so that here this amount is use for variable costing and absorption income higher by $60000
To encourage audience members to listen to his speech on saving for retirement, Colin explained to his audience he could teach them how to become millionaires. Which technique for encouraging effective listening was he using?
Answer: Make your listeners care
Explanation: In simple words, "make your listeners care" refers to the strategy under which the speaker tries to get the attention of the audience by giving them bait of some factor that is commonly needed by them all.
This strategy involves taking attention by greed of the audience. It can be done by various methods like making them emotionally involved, or by relating the speech to a problem that they can relate to but still the most useful method is using the greed of money, popularity etc.
An auto analyst is conducting a satisfaction survey, sampling from a list of 10,000 new car buyers. The list includes 2,500 Ford buyers, 2,500 GM buyers, 2,500 Honda buyers, and 2,500 Toyota buyers. The analyst selects a sample of 400 car buyers, by randomly sampling 100 buyers of each brand. Is this an example of a simple random sample?
Answer:
No
Explanation:
Simple random sampling gives each member in the entire population an equal opportunity to be included in the sample. The technique removes bias in the selection procedure. It applies where a small number would adequately represent the entire population.
The procedure described in this case is a deviation of simple random sampling. It is stratified random sampling.
In stratified random sampling, the population is first divided into subgroups based on shared characteristics. The researcher uses simple random sampling to select representatives of each group in the sample population. The techniques ensure each group is fairly represented in the research.
Subdividing vehicles by their make is creating strata or subgroups.
At the sales presentation for EFTPS (a type of software for making the payment of all federal taxes secure, easy, and fast), it would be most logical for which member of the sales staff to demonstrate how payments can be set up 12 months in advance and how easy it is to view payment history?
Answer:
a technical specialist in computer software
Explanation:
In this case a technical specialist would be someone that provides expert consultancy on computer software, more specifically tax software. A salesperson is probably very good at getting the attention of the customers and setting the proper mood for a sale, but when you need someone who can answer very technical questions, then you need a technical specialist.
Unless of course the salesperson was a technical specialist in computer software, although the careers are not that compatible. The ability to be able to sell high tech products and know the technical specifications was something that made Steve Jobs unique. But there are not very many Steve Jobs around.
A Product Demonstrator or Sales Engineer, who has an in-depth understanding of the product, would be the most suitable to demonstrate the features of the EFTPS software at a sales presentation.
Explanation:In the context of a sales presentation for the EFTPS software, the most logical member of the sales staff to demonstrate how payments can be set up 12 months in advance and how easy it is to view payment history would likely be the Product Demonstrator or a Sales Engineer. These individuals typically have deep knowledge of the product's functionalities and can effectively showcase its features and benefits. The Product Demonstrator or Sales Engineer would take the audience through a step-by-step process of setting up payments and explain the ease of viewing payment history in the system - all the while highlighting the software's secure and user-friendly design.
Learn more about Sales Presentation here:https://brainly.com/question/6902477
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Harrison is self-employed. He sells advertising specialty items like calendars, pens, etc., imprinted with the name and advertising message of local businesses who give the items to customers and prospects. He has set for himself a goal of earning $180,000 in sales for this year. Harrison's revenue goal is an example of a(n) _____ goal.
Answer: Performance goals
Explanation: In simple words, performance goals refers to the short term objective that are set by someone for himself or by others, to perform a standard amount of work at a given time period in his or her current job or position in which the individual is working.
It can be seen as the expectations for performance of the work to be done in relation to quality or volume. These standards are based on various factors such as past performances, future trends and image or qualities of the individuals who is going to perform the duties.
Hence the goal of Harrison to make a certain amount of profit at a specified time period is an example of performance goals.
Suppose a price-taking firm produces 400 units at its optimal output level. At that output rate, marginal cost is $200, average total cost is $240, and average variable cost is $170. The firm will be forced to go out of business in the short run if:Select one:a. the market price is between $200 per unit and $240 per unit.b. the market price is between $170 per unit and $240 per unit.c. the market price falls below $170 per unit.d. the market price equals $240 per unit.e. the market price equals $200 per unit.
Answer:
C) the market price falls below $170 per unit.
Explanation:
If this firm is a price taker, it means that it is operating in a perfect competition market. In such markets, since the entry and exit barriers are very low or nonexistent, if the equilibrium price falls below the variable cost, the firms should halt production in the short run until the equilibrium price rises again. The firm should resume production only after the equilibrium price exceeds the variable costs.
This situation is only applicable on the short run. On the long run the firm should only produce if the equilibrium price is greater or equal to its marginal cost.
At 9,000 direct labor hours, the flexible budget for indirect materials is $27,000. If $28,000 of indirect materials costs are incurred at 9,200 direct labor hours, the flexible budget report should show the following difference for indirect materials_______.
Answer:
Variance will be $400
Explanation:
We have given number of labor hour = 9000
Budget for indirect material = $27000
Indirect material cost [tex]=\frac{27000}{9000}=3\ per\ direct\ labor\ hour[/tex]
We have given that there are 9200 direct labor hours
So budgeted cost = 9200×3 = $27600
We have given indirect material cost = $28000
So variance = $28000-$27600 = $400
For indirect materials, the flexible budget report should show an unfavorable variance of $400 since actual costs ($28,000) exceeded the flexible budgeted costs ($27,600) at 9,200 direct labor hours.
Explanation:The question pertains to the calculation of a variance in a flexible budget report for indirect materials. When actual hours worked (9,200) exceed the hours in the flexible budget (9,000), we need to adjust the budget to reflect what the indirect materials cost should have been at that level of activity. The flexible budget for indirect materials was $27,000 at 9,000 hours, which gives us a rate of $3 per hour ($27,000 / 9,000 hours). At 9,200 hours, the adjusted flexible budget for indirect materials would be 9,200 hours x $3 per hour = $27,600. With the actual cost being $28,000, the variance is $28,000 - $27,600 = $400 unfavorable, because the actual cost exceeded the flexible budget amount.
Wanda, Derek, and Mitchell formed B. Flowers, LLP three years ago. A year ago, Derek and Mitchell decided that the company was ready to open a new location and had B. Flowers take out a loan from a bank for the extra capital needed to expand. The new location has not performed well, and B. Flowers is unable to pay the remaining $50,000 owed to the bank. Is Wanda liable to the bank for the debt?
a. Yes, because she is a partner.
b. No, unless the partners have not complied with the LLP statutory filing requirements.
c. Yes, if she authorized the loan.
d. No, because partners in an LLP are never liable for the debts of the partnership.
Answer:
B) No, unless the partners have not complied with the LLP statutory filing requirements.
Explanation:
When partners form a limited liability partnership (LLP), each partner's liability is limited to the total amount invested in the business, unlike regular partnerships were liability is unlimited.
Since this business didn't perform well, the bank can try to collect the money owned from the partnership only, it cannot go after the partners' personal assets.
Of course, the partnership must have completed all the necessary legal requirements and paperwork.
When previously declared cash dividends on common stock are paid which account would the corporation debit?
a. Dividends Payable - Preferred Stock
b. Cash
c. Dividends Payable - Common Stock
d. Cash Dividends
Answer:
C.
Explanation:
Financial Statements depicts the financial position of a firm at a particular point of time or specified date. The users of financial statements use various types of analysis to understand or compare the current financial statements of the company to prior years or with those of the competitors.
The journal entry on declaration of dividend would lead to a debit to retained earnings and credit to dividends payable.
No journal entry is passed on the date of recording dividend.
Later, on the date of payment of dividend would lead to a debit to dividends payable and credit to cash account.
The journal entries have been shown below:
Elegance Bath Products, Inc. (EBP) makes a variety of ceramic sinks and tubs. EBP has just developed a line of sinks and tubs made from a mixture of glass and ceramic. The sinks sell for $150 each and have variable costs of $80. The tubs sell for $600 and have variable cost of $450. The glass and ceramic sinks and tubs require the use of specialized molding equipment. The specialized molding equipment has 4,050 hours of capacity per year. A sink uses an average of 2 hours of specialized molding equipment time; a tub uses an average of 5 hours of specialized molding equipment time.Assume that EBP can sell as many as 1,000 sinks and 500 tubs per year. How many tubs should EBP produce?a.1,000b.500c.410d.675e.zero
Answer:
C) 410 tubs
Explanation:
the contribution margin for sinks is $70 (= $150 - $80) and the contribution margin for tubs is $150 (= $600 - $450).
the molding equipment has 4,050 hours of capacity per year, so it can produce either 2,025 sinks or 810 tubs.
we can determine what product is more profitable if we determine a contribution margin per molding equipment usage ratio:
sink = $70 / 2 hours = $35 per hourtub = $150 / 5 hours = $30 per hourIt is more profitable to produce sinks than tubs, but we can sell only 1,000 sinks per year, so even after we product the 1,000 sinks we will have spare molding equipment capacity which we can use to produce tubs.
The spare molding equipment capacity after producing sinks = 4,050 total hours - 2,000 hours used to produce sinks = 2,050 spare molding hours
We can produce 410 tubs (= 2,050 molding hours / 5 hours per tub)
A commercial building worth $400,000 is insured under a Commercial Property policy for $240,000, and an 80% coinsurance clause applies. A $20,000 loss to the building has occurred. How much will the insured receive when a claim is filed?
Answer: $15,000
Explanation: The 80% coinsurance clause on the property means that the insurance policy holder is agreeing to contribute up to 80% of the property's worth. Hence in the event of a loss to the building worth $20,000; the insures policyholder would receive :
(Actual contribution/expected contribution) x value of loss to the property
Where : Expected contribution = 80% of property's worth
ie (80/100) x $400,000 = $320,000
then the insured is to receive: ($240,000/$320,000) x $20,000 = $15,000
The insured will receive the full amount of the $20,000 loss, because the loss does not exceed the minimum coverage required by the 80% coinsurance clause.
To calculate how much the insured will receive for a $20,000 loss on a commercial building worth $400,000, insured for $240,000 with an 80% coinsurance clause, we must first figure out the minimum insurance required to meet the coinsurance clause, which is 80% of the building's value (0.80 x $400,000 = $320,000). Then we calculate the proportion of the insurance carried to the insurance required ($240,000 / $320,000 = 0.75). This proportion is then applied to the loss, so the insured will receive 75% of the $20,000 loss, which amounts to $15,000. However, since the loss is less than the minimum required coverage, the insured will get the full amount of the loss, which is $20,000.
Gold Coast Health System just paid an annual dividend of $1.50, which is expected to grow at a constant rate of 5 percent per year. If the current required rate of return is 15 percent, what is the value of Gold Coast’s stock?
A) $15.75
B) $15.50
C) $15.25
D) $15.00
E) $14.75
Answer: Po = Do(1+g )/ke-g
Po = $1.50(1+0.05)/0.15-0.05
Po = $1.50(1.05)/0.10
Po = $1.575/0.10
Po = $ 15.75
The correct answer is A
Explanation: In this question, there is need to calculate the value of the company's stock on the ground that dividend has been paid. The value of the stock is a function of current divided paid, growth rate and the required rate of return on the stock.
All of the following are main processes of knowledge management EXCEPT: Group of answer choices A. The generation of knowledge B. The capturing of knowledge C. The absorption of knowledge D. The codification of knowledge E. The transfer of knowledge
Answer:
Letter C is correct. The absorption of knowledge.
Explanation:
Knowledge management is a multifaceted concept that is a set of processes that aims to generate, capture, transfer and apply knowledge in organizations. These are processes that benefit organizations in organizing the individual knowledge of each employee in order to achieve the best performance of activities and processes. It is multifaceted because it encompasses several variables that exceed the information obtained through technology, is related to strategic management, innovation, marketing, economics, psychology, sociology and several other factors that make up the organizational environment.