Another bank is also offering favorable terms, so Van decides to take a loan of $23,000 from this bank. He signs the loan contract at 13.00% compounded daily for four months. Based on a 365-day year, what is the total amount that Van owes the bank at the end of the loan’s term? (Hint: To calculate the number of days, divide the number of months by 12 and multiply by 365.) $24,017.91 $24,858.54 $24,978.63 $25,458.98

Answers

Answer 1

Answer:

Ans. The total amount that Van owes the bank at the end of the loan’s term is A) 24,017.91

Explanation:

Hi, first, let´s do what the hint of the problem says. Let´s find the number of days.

[tex]NumberDays=\frac{4}{12} *365=121.6667 Days[/tex]

Then, we have to turn that compounded daily rate to an effective daily rate, that is by dividing the rate by 365.

[tex]EffectiveDaily=\frac{0.13}{365} =0.000356164[/tex]

This means that 13% compounded daily is equal to 0.0356164%

Now, we can use the following equation to find the future value (in 4 months) of this obligation.

[tex]FutureValue=PresentValue(1+r)^{n}[/tex]

Where:

r= Effective rate of the loan (in our case, effective daily)

n= days to pay the loan (121.6667 days)

The math to this as follows.

[tex]FutureValue=23,000(1+0.000356164)^{121.6667}[/tex]

[tex]FutureValue=24,018.39[/tex]

Since I used the whole decimals to find the exact value, my result is close to answer A), therefore, total amount that Van owes the bank at the end of the loan’s term is $24,017.91.

Best of luck


Related Questions

Classify each of the following financial statement items taken from Ming Corporation’s balance sheet.

Classify each of the following financial statement Stockholders’ EquityLong-term InvestmentsCurrent AssetsIntangible AssetsLong-term LiabilitiesCurrent LiabilitiesProperty, Plant, and Equipment

Accounts payable
Classify each of the following financial statement Property, Plant, and EquipmentLong-term LiabilitiesStockholders’ EquityIntangible AssetsCurrent AssetsLong-term InvestmentsCurrent Liabilities

Accounts receivable
Classify each of the following financial statement Stockholders’ EquityCurrent AssetsProperty, Plant, and EquipmentLong-term LiabilitiesIntangible AssetsCurrent LiabilitiesLong-term Investments

Accumulated depreciation—equipment
Classify each of the following financial statement Intangible AssetsCurrent AssetsStockholders’ EquityLong-term LiabilitiesProperty, Plant, and EquipmentCurrent LiabilitiesLong-term Investments

Buildings
Classify each of the following financial statement Current AssetsCurrent LiabilitiesIntangible AssetsLong-term InvestmentsLong-term LiabilitiesProperty, Plant, and EquipmentStockholders’ Equity

Cash
Classify each of the following financial statement Intangible AssetsCurrent AssetsLong-term InvestmentsCurrent LiabilitiesProperty, Plant, and EquipmentLong-term LiabilitiesStockholders’ Equity

Interest payable
Classify each of the following financial statement Current AssetsCurrent LiabilitiesLong-term InvestmentsLong-term LiabilitiesProperty, Plant, and EquipmentStockholders’ EquityIntangible Assets

Goodwill
Classify each of the following financial statement Intangible AssetsCurrent AssetsCurrent LiabilitiesProperty, Plant, and EquipmentLong-term InvestmentsLong-term LiabilitiesStockholders’ Equity

Income taxes payable
Classify each of the following financial statement Intangible AssetsProperty, Plant, and EquipmentLong-term LiabilitiesCurrent AssetsLong-term InvestmentsCurrent LiabilitiesStockholders’ Equity

Inventory
Classify each of the following financial statement Current LiabilitiesStockholders’ EquityIntangible AssetsLong-term LiabilitiesCurrent AssetsLong-term InvestmentsProperty, Plant, and Equipment

Stock investments (to be sold in 7 months)
Classify each of the following financial statement Long-term LiabilitiesLong-term InvestmentsProperty, Plant, and EquipmentCurrent AssetsIntangible AssetsStockholders’ EquityCurrent Liabilities

Land (in use)
Classify each of the following financial statement Long-term InvestmentsCurrent AssetsIntangible AssetsStockholders’ EquityCurrent LiabilitiesLong-term LiabilitiesProperty, Plant, and Equipment

Mortgage payable
Classify each of the following financial statement Current LiabilitiesLong-term InvestmentsLong-term LiabilitiesProperty, Plant, and EquipmentStockholders’ EquityIntangible AssetsCurrent Assets

Supplies
Classify each of the following financial statement Property, Plant, and EquipmentLong-term InvestmentsStockholders’ EquityLong-term LiabilitiesIntangible AssetsCurrent AssetsCurrent Liabilities

Equipment
Classify each of the following financial statement Long-term InvestmentsProperty, Plant, and EquipmentCurrent LiabilitiesLong-term LiabilitiesStockholders’ EquityIntangible AssetsCurrent Assets

Prepaid rent

Answers

Answer:

Accounts payable - Current Liabilities

Accounts receivable- Current Assets

Accumulated depreciation—equipment - Property,Plant & Equipment

Buildings - Property,Plant & Equipment

Cash - Current Assets

Interest payable - Current liabilities

Goodwill - Intangible assets

Income taxes payable - Current liabilities

Inventory - Current Assets

Stock investments (to be sold in 7 months) - Current Assets

Land (in use) - Property,Plant & Equipment

Mortgage payable - long term liabilities

Supplies - Current Assets

Equipment - Property,Plant & Equipment

Prepaid rent - Current Assets

Financial statement items on Ming Corporation's balance sheet can be classified into specific categories such as Stockholders' Equity, Current Assets, Intangible Assets, Long-term Liabilities, Current Liabilities, and Property, Plant, and Equipment.

Stockholders' Equity: Long-term Investments

Current Assets: Accounts Receivable, Cash, Inventory, Supplies, Prepaid Rent

Intangible Assets: Goodwill

Long-term Liabilities: Interest Payable, Mortgage Payable

Current Liabilities: Accounts Payable, Income Taxes Payable

Property, Plant, and Equipment: Accumulated Depreciation—Equipment, Buildings, Land (in use), Equipment

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Suppose Natasha currently makes $50,000 per year working as a manager at a cable TV company. She then develops two possible entrepreneurial business opportunities. In one, she will quit her job to start an organic soap company. In the other, she will try to develop an Internet-based competitor to the local cable company. For the soap-making opportunity, she anticipates annual revenue of $465,000 and costs for the necessary land, labor, and capital of $395,000 per year. For the Internet opportunity, she anticipates costs for land, labor, and capital of $3,250,000 per year as compared to revenues of $3,275,000 per year. What opportunity should she pursue?

Answers

Answer:

It will be better to pursue the soap business as it provide a 20,000 economic gain.

Explanation:

currently Natasha wages: $50,000

soap business:

sales revenue 465,000 - cost = 395,000 = 70,000 accounting profit

less 50,000 opportunity cost: 20,000 economic gain

Internet opportunity as it will compete with the local TV company shw currently works, most probably will be fired or quit the job.

3,275,000 revenues - 3,250,000 cost = 25,000 accounting profit

less 50,000 opportunity cost: (25,000) economic loss

It will be better to pursue the soap business as it provide a 20,000 economic gain.

Final answer:

Considering both accounting and implicit costs, the organic soap business offers Natasha an economic profit of $20,000, while the Internet business would result in a loss of $25,000. Hence, Natasha should pursue the organic soap business opportunity.

Explanation:

When evaluating which entrepreneurial opportunity to pursue, Natasha must consider not only the accounting profit but also the economic profit, which factors in both explicit and implicit costs. The organic soap business anticipates an annual revenue of $465,000 with expenses of $395,000, resulting in an accounting profit of $70,000. Meanwhile, the Internet-based business expects revenues of $3,275,000 against costs of $3,250,000, leaving an accounting profit of $25,000.

However, Natasha must also consider the loss of her current $50,000 salary as an implicit cost. The economic profit calculation would be the accounting profit minus the implicit cost. For the soap business, the economic profit would be $20,000 ($70,000 - $50,000), and for the Internet business, it would result in a loss of -$25,000 ($25,000 - $50,000). Thus, based on economic profit, Natasha should pursue the organic soap business opportunity.

In a supply chain, having a recognized leader exercising power leads to:
a. excessive bargaining between supply chain members.
b. facilitation of legitimacy in the supply chain.
c. reduction in the efficiency of the supply chain.
d. violation of trust between supply chain members.

Answers

Answer: In a supply chain, having a recognized leader exercising power leads to: "b. facilitation of legitimacy in the supply chain.".

Explanation: The role of a supply chain leader is much more than just having functional knowledge: supply chain leaders must have process experience. They are responsible for taking items from one end of the supply chain to the other, even if they have no total control over each step.

Having a recognized leader in a supply chain leads to the facilitation of legitimacy and the consolidation of legitimate power, which is derived from an officially recognized position. This can promote a more efficient and cooperative supply chain, assuming the leader is respected and has the ability to influence their employees positively.

The correct option is 'b'.

In a supply chain, having a recognized leader exercising power leads to the facilitation of legitimacy in the supply chain. This leadership role is associated with legitimate power, which flows from the officially recognized position, status, or title of a group member.

While having a title imparts this power, it's essential for leaders to also earn respect and recognition from group members, and leadership must go beyond mere designation.

The presence of a recognized leader is likely to consolidate this form of power within the supply chain, leading to increased recognition of their authority and potentially improved efficiency in decision-making and operations.

Therefore, an effective and recognized leader contributes positively to the supply chain by commanding legitimate power which can promote a more streamlined and cooperative atmosphere, as opposed to one of dissent or distrust among supply chain members.

It's important to note that the leader must be capable of influencing employees and respected within the organization to effectively leverage this power for the benefit of the overall supply chain.

In economics, what is meant by "optimal decisions are made at the margin?" The concept of the margin was initially developed in 2012 by Professor Marginus; research is still being done on how it can be used for decision-making. The idea of the margin does not help compare trade-offs and is not relevant to decision-making. The idea of the margin is related to making decisions while thinking about the benefits and costs of small changes in behavior. The idea of the margin is that all economic decisions are made at the very fringes of society.

Answers

Answer:

The idea of the margin is related to making decisions while thinking about the benefits and costs of small changes in behavior.

Explanation:

Economic theory suggests that economic agents (firms, consumers and government) think on the sidelines. This means that decisions are made taking into consideration the benefits and costs of each choice. For example, for a firm to increase a unit of production (marginal unit) it will calculate the cost of production of that unit (marginal cost) and the profit that additional unit will generate (marginal benefit).

Final answer:

Optimal decisions are made at the margin by considering the benefits and costs of small changes in behavior or production.

Explanation:

Optimal decisions are made at the margin means that decisions are made by considering the benefits and costs of small changes in behavior or production. It involves analyzing the additional benefits and costs of taking one more or one less unit of a resource or activity. For example, when deciding how long to sleep or how much time to allocate to exercise, thinking at the margin involves weighing the marginal benefit against the marginal cost to make the most productive or beneficial decision possible.

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The Finishing Department of Parker and King​, ​Inc., the last department in the manufacturing​ process, incurred production costs of $ 180 comma 000 during the month of June. If the June 1 balance in​ Work-in-Process Inventorylong dashFinishing is​ $0 and the June 30 balance is $ 45 comma 000​, what amount was transferred to Finished Goods​ Inventory

Answers

Answer:

transferred-out 135,000

Explanation:

We solve using the following identity:

beginning WIP + cost added during the period:

total cost to be accounted for.

Then this value can be either ransferred-out r remain at the ending WIP

so we construct as follows:

beginning                     0

added                180,000

Total cost           180,000

ending              (45,000)  

transferred-out 135,000

Final answer:

The amount transferred to Finished Goods Inventory for Parker and King, Inc. during June is $135,000, computed by subtracting the ending Work-in-Process Inventory balance of $45,000 from the production costs incurred of $180,000.

Explanation:

The question involves calculating the cost of goods that were completed during the month and transferred from the Finishing Department's Work-in-Process Inventory to Finished Goods Inventory. The production cost incurred by the Finishing Department of Parker and King, Inc. was $180,000 for June. With a starting balance of $0 in Work-in-Process Inventory on June 1 and an ending balance of $45,000 on June 30, we can determine the cost of goods transferred to Finished Goods Inventory.

Calculation-

Cost of Goods Manufactured = Starting Work-in-Process + Production Costs Incurred - Ending Work-in-Process

Cost of Goods Manufactured = $0 + $180,000 - $45,000

Cost of Goods Manufactured = $180,000 - $45,000\

Cost of Goods Manufactured = $135,000

Therefore, $135,000 was transferred to Finished Goods Inventory during June.

The ABC Company is planning a new product line and a new plant to produce the parts for the line. The product line will include 8 different models. Annual production of each model is expected to be 900 units. Each product will be assembled of 180 components. All processing of parts will be accomplished in the new plant. On average, 6 processing operations are required to produce each component, and each operation takes an average of 1.0 min (including an allowance for setup time and part handling). All processing operations are performed at workstations, each of which includes a production machine and a human worker. The plant operates one shift. Determine the number of (a) components, (b) processing operations, and (c) workers that will be needed to accomplish the processing operations if each worker works 2000 hr/yr.

Answers

Answer:

1,296,000 components

7,776,000 operations

65 workers

Explanation:

Eight models 900 units each

Each product assembled of 180 component

Six operation to produce each component and each operation takes 1 minute.

All  operations is done with a machine and a human worker

The plan operates one shift (8 hours)

Total components needed

900 units x 8 models x 180 components = 1,296,000 components

Processing operations:

Components x  operation per components

1,296,000 x 6 = 7,776,000  operations

Worker needed:

7,776,000 x 1 minutes each / 60 minutes per hour / 2,000 hours per worker a year = 64.8 workers = 65  

ABC Company will need a total of 1,296,000 components, 7,776,000 processing operations, and 65 workers to meet their annual production goals for their new product line.

To determine the requirements for the ABC Company's new product line, we need to compute the number of components, processing operations, and workers needed.

(a) Number of Components

The product line includes 8 models with each model having an annual production of 900 units. Each product is assembled from 180 components. Therefore:

Total number of components per model per year = 900 units/model * 180 components/unit = 162,000 components/model/year

For 8 models, the total is:

Total components per year = 162,000 components/model/year * 8 models = 1,296,000 components/year

(b) Number of Processing Operations

On average, each component requires 6 processing operations. Therefore:

Total processing operations = 1,296,000 components/year * 6 operations/component = 7,776,000 operations/year

(c) Number of Workers

Each operation takes 1 minute. Converting this to hours and considering a worker works 2000 hours per year, we get:

Total hours needed = 7,776,000 operations/year * 1 minute/operation * 1 hour/60 minutes = 129,600 hours/year

Number of workers needed = 129,600 hours/year / 2000 hours/worker/year = 64.8 workers

As we need whole workers, we round up to:

64.8 workers → 65 workers

Coca-Cola's worldwide sales as of December 31, 2011, was 26.7 billion cases. Assume the following sales distribution:

Unit Case Volume
Eastern Europe 20%
Germany 16% in 14%
Great Britain 12%
Italy 9%
France 8%
Other 21%

If Coca-Cola's worldwide growth were to continue at the same growth rate as it did in Germany between 1939 and 2008, when sales grew at the rate of 10.26% , its hypothetical sales in Germany in 2053 (42 years from 2011) would be approximately_____ billion cases. (Note: For this question, ignore other factors that affect sales.)

Answers

Final answer:

To calculate the hypothetical sales in Germany in 2053, use the compound growth rate formula: A = P(1 + r)^t. Here the principal (P) is the initial sales volume in Germany in 2011 (4.27 billion cases), the growth rate (r) is 10.26%, and the time period (t) is 42 years.

Explanation:

In order to calculate the hypothetical sales in Germany in 2053, you need to understand that we're dealing with compounded growth. In this case, the initial amount (P - principal) is the Coca-Cola sales in Germany in 2011 (16% of 26.7 billion cases), the growth rate (r) is 10.26%, and the time period (t) is 42 years.

First, we need to find out the sales volume in Germany in 2011 by taking 16% of 26.7. That is (0.16 * 26.7) billion cases, or 4.27 billion cases.

Next, we apply the compound interest formula which is A = P(1 + r)^t. By replacing P with the sales volume in Germany in 2011 (4.27 billion cases), r with the growth rate (10.26% or 0.1026 as a decimal), and t with the number of years (42), we are able to calculate A which is the hypothetical sales in 2053.

This would give us A = 4.27(1 + 0.1026)^42. By calculating this expression, we will have the solution in billion cases.

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Nick's Enchiladas Incorporated has preferred stock outstanding that pays a dividend of $3 at the end of each year. The preferred sells for $35 a share. What is the stock's required rate of return? (Assume the market is in equilibrium with the required return equal to the expected return.) Round the answer to two decimal places.

Answers

Answer:

The stock's required rate of return is 8.57%

Explanation:

For computing the required rate of return for the stock, we need to apply the formula which is shown below:

The Required rate of return = (Dividend ÷ price) × 100

                                      = ($3 ÷ $35 per share) × 100

                                      = 8.57%

The find out the required rate of return, the dividend should be proportional to the price.

You are head of the Schwartz Family Endowment for the Arts. You have decided to fund an arts school in the San Francisco Bay area in perpetuity. Every 3 ​years, you will give the school $ 1 comma 000 comma 000. The first payment will occur 3 years from today. If the interest rate is 10.1 % per​ year, what is the present value of your​ gift?

Answers

Final answer:

The present value of a perpetuity where $1,000,000 is given every three years at a 10.1% interest rate is $9,900,990.10.

Explanation:

The question asks us to calculate the present value of a perpetual gift that involves payments every three years starting from three years from today, with an interest rate of 10.1% per year. This type of problem uses the present value formula for annuities to discount the value of future payments to determine their worth in today's dollars.



To find the present value (PV), we use the formula:

PV = P * (1 - (1 + r)^-n) / r



Where:

P is the payment amount ($1,000,000)

r is the interest rate per period (0.101)

n is the number of periods. Since the payments are perpetually made every three years, n approaches infinity.

In such a case, the formula simplifies to:

PV = P / r



Thus, the present value of the gift is:

PV = $1,000,000 / 0.101



Calculating this gives us:

PV = $9,900,990.10



This is the present value of the perpetual gift to be given to the arts school.

Bond Valuation and Changes in Maturity and Required Returns Suppose Hillard Manufacturing sold an issue of bonds with a 10-year maturity, a $1,000 par value, a 10% coupon rate, and semiannual interest payments. Two years after the bonds were issued, the going rate of interest on bonds such as these fell to 7%. At what price would the bonds sell? Round your answer to the nearest cent. $

Answers

Answer:

It will be sold at $1,186.71

Explanation:

We will calculate the present value of the cuopon payment and the maturity at the new market rate of 7%

The coupon payment will be calcualte as the PV of ordinary annuity

[tex]C \times \frac{1-(1+r)^{-time} }{rate} = PV\\[/tex]

C $50 (1,000 x 10%/2 as there are 2 payment per year)

time    16 (8 years x 2 payment per year)

rate     0.035 (7% rate / 2 payment per year)

[tex]50 \times \frac{1-(1+0.035)^{-16} }{0.035} = PV\\[/tex]

PV $604.7058

The maturity will be calculate as the PV of a lump sum

[tex]\frac{Maturity}{(1 + rate)^{time} } = PV[/tex]  

Maturity  1,000.00

time         8 years

rate  0.07

[tex]\frac{1000}{(1 + 0.07)^{8} } = PV[/tex]  

PV   582.01

The market price will be the sum of both:

PV cuopon $604.7058

PV maturity  $582.0091

Total $1,186.7149

Final answer:

The selling price of the bond, when market interest rate falls, can be calculated by determining the present value of its future cash flows, which would be higher than its par value due to its higher coupon rate compared to the new market rate.

Explanation:

You're asking to determine the price at which a bond would sell, given certain conditions. The bond in question was issued by Hillard Manufacturing, with a 10-year maturity, a $1,000 par (face) value, a 10% semiannual coupon rate, and was issued 2 years ago. Then the interest rate went down to 7%.

Let's understand the scenario: when the interest rate falls after a bond is issued, the old bonds that were issued with a higher coupon (interest) rate become more attractive. Therefore, they can be sold for a price higher than its par value. This is because investors are more willing to pay a premium to receive higher interest payments.

To calculate the current selling price of the bond, we need to calculate its present value. The present value of a bond is the total of the discounted values of its future cash flows, which are its semiannual coupon payments for the remaining years until maturity and its face value which it'll pay at the end of the maturity.

This calculation involves some complex financial mathematics to apply present value formula for bonds. It generally requires using the Present Value Interest Factor of Annuity (PVIFA) for determining the present value of interest payments and Present Value Interest Factor (PVIF) for the face value of the bond. It can be done using a financial calculator or a spreadsheet software that support financial calculations.

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Which of the following is not correct?

a. With a growth rate of about 2 percent per year, average income per person doubles about every 60 years.

b. In some countries real income per person has changed very little over many years.

c. Across countries there are large differences in the average income per person. These differences are reflected in large differences in the quality of life.

d. The ranking of countries by average income changes substantially over time.

Answers

I believe it is A because most people do not have changes in their income often

Superior Micro Products uses the weighted-average method in its process costing system. Data for the Assembly Department for May appear below: Materials Labor Overhead Work in process, May 1 $ 18,000 $ 5,500 $ 27,500 Cost added during May $ 238,900 $ 80,300 $ 401,500 Equivalent units of production 35,000 33,000 33,000 Required: Compute the cost per equivalent unit for materials, labor, overhead, and in total. (Round your answers to 2 decimal places.)

Answers

Answer:

EUC

Materials 7.34

Labor 2.60

Overhead 13

Explanation:

We will add for each category the beginning cost wth the cost added during the period:

Materials:

18,000 + 238,900 = 256,900

Labor:

5,500 +   80,300 =    85,800

Overhead:

27,500 + 401,500 =  429,000

Now we diivde by the equivalent units of each category:

Equivalent  unit cost:

Materials:

256,900 /35,000 = 7.34

Labor:

85,800 / 33,000 =  2.60

Overhead:

429,000 / 33,000 = 13

Equivalent unit cost is referred to as such cost, which is the outcome of the total units available divided from the total cost derived for such productions.

The correct statement is that the equivalent cost per unit of Superior Micro Products for materials is $7.34; for labor is $2.60 and for overheads is $13 using the weighted average method.

How to calculate equivalent cost per unit?

The computation for equivalent cost per unit will be calculated on adding both the costs of work in progress and that of further cost added during the month of May.

So, the costs of materials will be $256,900; cost of labors will be $85,800 and the overhead costs will be $429,000. It is given that units of production were 35,000, 33,000 and 33,000 for materials, labor and overheads respectively.

Now, the formula for computation of equivalent costs is as given below,

[tex]\rm Equivalent\ Cost\ per\ Unit= \dfrac{Total\ Cost\ }{No.\ of\ Units}[/tex]

Now using the information given the costs for each of the factors will be calculated as,

For materials,

[tex]\rm Equivalent\ Cost\ per\ Unit\ for\ Materials = \dfrac{256,900}{35000}\\\\\rm Equivalent\ Cost\ per\ Unit\ for\ Materials =\$7.34[/tex]

For Labor,

[tex]\rm \rm Equivalent\ Cost\ per\ Unit\ for\ Labors =\dfrac{85800}{33000}\\\\ \rm Equivalent\ Cost\ per\ Unit\ for\ Labors= \$2.60[/tex]

For Overheads,

[tex]\rm Equivalent\ Cost\ per\ Unit\ for\ Overheads= \dfrac{429000}{33000}\\\\ \rm Equivalent\ Cost\ per\ Unit\ for\ Overheads= \$13[/tex]

Hence, the equivalent cost per unit for materials, labors and overheads for the month of May for Superior Micro Products are calculated as $7.34, $2.60 and $13 respectively.

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You invest all the money you earned during your summer sales job (a total of $45,000) into the stock of a company that produces fat and carb-free Cheetos. The company stock is expected to earn a 14% annual return; however, 5 years later it is only worth $20,000. Turns out there wasn't as much demand for fat and carb-free Cheetos as you had hoped. What is the annual rate of return on your investment?

Answers

Answer:

The annual rate of return of the invesment will be -14,97%

Explanation:

The initial investment is 45.000 and after 5 years the value of the investment is only 20.000. Here we can see a destruction of value (20.000 < 45.000). In finance, the time takes an essential part in calculation, so through the interest rate we calculated how bad was the investment in annual terms. The formula is as follows: Final investment value=(Initial investment*(1+interest rate)^(total years)) in our case would be: 20.000=(45.000*(1+interest rate)^(5)) From this formula we got -14,97%

Calculate the annual rate of return on an investment after 5 years when the final value is $20,000 and the initial investment was $45,000.

The annual rate of return on your investment can be calculated as follows:

Initial investment = $45,000Final value of investment after 5 years = $20,000Rate of return = [(Final value - Initial investment) / Initial investment] / Number of yearsRate of return = [($20,000 - $45,000) / $45,000] / 5 = -0.2 or -20%

The negative result indicates a loss of 20% annually on your investment in the stock of the fat and carb-free Cheetos company.

The balance in the equipment account is $4,900,000, and the balance in the accumulated depreciation—equipment account is $2,646,000. a. What is the book value of the equipment? $ b. Does the balance in the accumulated depreciation account mean that the equipment's loss of value is $2,646,000? , because depreciation is an allocation of the of the equipment to the periods benefiting from its use.

Answers

Answer:

A) Book value= $2254000

B) Yes, it is the theoretical loss on value due to use.

Explanation:

Giving the following information:

The balance in the equipment account is $4,900,000

Balance in the accumulated depreciation= $2,646,000

A) Book value= purchase price - book value= 4900000-2646000= $2254000

B) Accumulated depreciation is the cumulative depreciation of an asset up to a single point in its life. Through depreciation, a business will expense a portion of a capital asset's value over each year of its useful life. This means that each year, a capitalized asset is put to use and generates revenue, the cost associated with using up the asset is recorded. Accounting estimates the decrease in value using the information regarding the useful life of the asset.

1. Make the following statement True by filling in the blank from the choices below: Critical infrastructure owners and operators play an important partnership role in the critical infrastructure security and resilience community because they ____.

Answers

Answer:

The answer is "Develop and implement security and resilience programs for the critical infrastructure under their control, while taking into consideration the public good as well".

Explanation:

In the past, industrial control  systems were generally not connected to IT networks and did not contain complex computing  capabilities; therefore, they could be adequately protected using physical security measures like locks  and fences. However, as OT has become more integrated with IT, such physical measures are becoming  less adequate in securing the underlying critical assets.

Final answer:

To make the statement true, critical infrastructure owners and operators are important because they share responsibility and risk with partners, which includes leveraging complementary skills and making business decisions together.

Explanation:

The statement, “Critical infrastructure owners and operators play an important partnership role in the critical infrastructure security and resilience community because they share responsibility and risk with one or more partners,” becomes true when filled in with the concept of shared responsibility and risk. Partnerships in critical infrastructure sectors are vital as they often involve complementary skills that can significantly bolster the security and resilience of the infrastructures. Additionally, partners in these arrangements also have the capacity to make all business decisions jointly, which is an important aspect of managing shared infrastructure.

In 2018, Rachel received a $1,900 refund of state income taxes that she paid in 2017. In 2017, Rachel claimed itemized deductions of $6,900 and this total included $2,800 of state income taxes. How much of the refund, if any, must Rachel include in her 2018 gross income if the standard deduction for 2017 was $5,800?

Answers

Answer:

$1,100

Explanation:

The amount which Rachel must include in her 2018 gross income would be computed by applying an equation which is shown below:

= Itemized deductions - standard deductions

= $6,900 - $5,800

= $1,100

The $1,100 would be included in the $1,900 refund which is presented in her 2018 gross income.

The excess amount between itemized deductions and standard deductions would indicate the extra refund amount which is already included in its $1,900 refund amount

The capital budgeting method which calculates the expected monetary gain or loss from a project by discounting all expected future cash inflows and outflows to the present point in time using the required rate of return is the:
a. payback method
b. accrual accounting rate-of-return method
c. sensitivity method
d. net present value method

Answers

Answer:

d. net present value method

Explanation:

There are various methods in capital budgeting:

1. Payback period: It refers to the period in which the initial investment amount should be recovered. It is denoted in years

2. Accrual accounting rate-of-return method: In this method, the recording of the transactions should be done based on an accrual basis which means whether the amount is received or not but it is recorded in the books of accounts.

3. Sensitivity method is not covered under capital budgeting method

4. Net present value method: In this method, the initial investment is subtracted from the discounted present value cash inflows. If the amount comes in positive than the project is beneficial for the company otherwise not.

So, the option d is correct.

The method that calculates the expected monetary gain or loss by discounting all future cash inflows and outflows to the present point in time using the required rate of return is the Net Present Value method. It recognizes the time value of money, considering that a dollar in the future is worth less than a dollar today.

The capital budgeting method which calculates the expected monetary gain or loss from a project by discounting all expected future cash inflows and outflows to the present point in time using the required rate of return is the: d. net present value method. Specifically, the Net Present Value (NPV) method helps you to determine the value of a project in terms of today's dollars.

This method takes into account the time value of money, which is the principle that a dollar received in the future is worth less than a dollar received today because the dollar received today can be invested and earn interest. In other words, it recognizes that the purchasing power of money decreases over time due to inflation and other factors. The NPV method presents the difference between the present value of cash inflows and the present value of initial investment.

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Suppose an airline ticket from Charlotte to Dallas costs $525. A bus ticket is $325. Traveling by plane will take 5 hours, compared with 25 hours by bus. Thus, the plane costs $200 more but saves 20 hours of time (Hint: Note how we are "thinking at the margin" here by looking at the changes). Other things constant, an individual will gain by choosing air travel if, and only if, each hour of her time is valued at more than

Answers

Answer:

Unitary value of an hour= $10

Explanation:

Giving the following information:

An airline ticket from Charlotte to Dallas costs $525.

A bus ticket is $325.

Traveling by plane will take 5 hours.

Traveling by bus will take 25 hours.

The plane costs $200 more but saves 20 hours of time

What is the monetary value of a person to choose a plane over the bus?

In this exercise, to compensate for the 20 hours, the unitary value of an hour must be at least $10.

$10hour*20 hours= $200

Q#2 (Chapter 9). A diversified company has decided to use its overall firm WACC as a performance benchmark for rating its divisional managers and to decide whether new projects from its three divisions should be funded for investment capital. The firm WACC is 12%. The divisional WACCs for its high risk, average risk, and low risk divisions are 16%, 11.9%, and 8%, respectively. Please explain the pros and cons of using the firm WACC in evaluating its divisional managers and projects. Remember that WACC can be interpreted as a hurdle rate or the minimum acceptable return. Limit your answers to 10 sentences.

Answers

Answer:

Pros: Use of singe hurdle rate saves time in the evaluation of projects which results in prompt decision making.

Cons: Company may reject good projects and accept bad ones due to the assumptions underlying WACC use in capital budgeting.

Explanation:

Pros of using WACC: The use of WACC implies that the company  uses a single hurdle rate  for all projects, which simplifies the decision making and saves  time when evaluating projects

Cons of using WACC: Use of WACC assumes that  there is no change in capital structure i.e all projects are financed in exactly the same way and all projects have the same risk . These assumptions  may lead to the company rejecting good projects  and accepting bad ones. For example the company may accept a high risk project with a return of 14% when the minimum return that should be accepted according to the high risk divisional WACC is 16%. Likewise, the company may reject a low risk project with a return of 11%, when it is in fact a good project whose minimum return should be 8% as per the low risk divisional WACC.

Which of the following compensation proposals is most likely to be in the best interest of the company’s shareholders? A base salary of $500,000 plus a stock option package for 250,000 shares, with 20% of shares maturing at the end of each of the next five years A base salary of $500,000 plus perquisites worth $250,000 A base salary of $500,000 plus a stock option package for 250,000 shares that mature in six months

Answers

Answer:

A base salary of $500,000 plus a stock option package for 250,000 shares, with 20% of shares maturing at the end of each of the next five years

Explanation:

This options will force the employee to stay in the firm for at least 5 years

Also it will tie his contribution to the market share

So their interest will be alinged with the company's interest of increasing his value and project better earnings through the five years program.

Some persons are counted as out of the labor force because they have made no serious or recent effort to look for work. However, some of these individuals may want to work even though they are too discouraged to make a serious effort to look for work. If these individuals were counted as unemployed instead of out of the labor force, then...

a. both the unemployment rate and labor-force participation rate would be lower.

b. both the unemployment rate and labor-force participation rate would be higher.

c. the unemployment rate would be lower, and the labor-force participation rate would be higher.

d. the unemployment rate would be higher ,and the labor-force participation rate would be lower.

Answers

Answer:

D) the unemployment rate would be higher, and the labor-force participation rate would be lower.

The Allen Marble Company has a target current ratio of 2.0 but has experienced some difficulties financing its expanding sales in the past few months. At present the firm has current assets of ​$2.5 million and a current ratio of 2.5. If Allen expands its receivables and inventories using its​ short-term line of​ credit, how much additional​ short-term funding can it borrow before its current ratio standard is​ reached?

Answers

Answer:

The additional short-term funding that can be borrowed is 500,000

Explanation:

First the amount of current liabilities must be known:

Current Ratio = Current Asset / Current Liabilities  

2.5 = 2,500,000 / X  

X = 2,500,000 / 2.5

X= 1,000,000

To know how much to expand receivables and inventories in the formula of the current ratio, to the amount of current assets and current liabilities must add an amount such that the result is 2.0.  

(2,500,000 + x) / (1,000,000 + x) = 2.0

(2,500,000 + x) = 2.0 * (1,000,000 + x)

 2,500,000 + x = (2.0* 1,000,000) + (2.0 x)

 2,500,000 + x = 2,000,000 + 2.0 x

 2,500,000 - 2,000,000 = 2.0 x – x

   500,000 = x

 So the maximum that should be expand inventory and receivables is $500,000.

Final answer:

Allen Marble Company, with current assets of $2.5 million and a current ratio of 2.5, can borrow an additional $0.5 million to lower its current ratio to the target of 2.0.

Explanation:

The question revolves around how much additional short-term funding Allen Marble Company can borrow before its current ratio reaches the target of 2.0. Given the company currently has a current ratio of 2.5, with current assets of $2.5 million, we calculate the current liabilities to understand the borrowing capacity.

With a current ratio of 2.5 and current assets of $2.5 million, the current liabilities are $1 million ($2.5 million / 2.5). To reach a current ratio of 2.0, the proportion of current assets to current liabilities must be 2:1. Hence, Allen Marble Company can increase its liabilities (borrow more) until its current assets are exactly twice its current liabilities. The current permissible borrowing before reaching the target ratio = Target current assets - Current assets = ($1 million * 2) - $2.5 million = $0.5 million.

In simpler terms, Allen Marble Company can borrow an additional $0.5 million before its current ratio decreases to the target of 2.0 from its present 2.5.

On May 1, Cullumber Company, a company that provides flying lessons, was started by issuing common stock in exchange for cash of $45,100. Following are the assets and liabilities of the company on May 31, 2019, and the revenues and expenses for the month of May. Cash $ 4,800 Notes Payable $28,000 Accounts Receivable 7,550 Rent Expense 1,150 Equipment 64,150 Maintenance and Repairs Expense 600 Service Revenue 6,950 Gasoline Expense 2,250 Advertising Expense 650 Utilities Expense 150 Accounts Payable 1,550 No additional investments were made in May, but the company paid dividends of $350 during the month. Prepare an income statement for the month of May.

Answers

Answer:

Explanation:

Before preparing the income statement, first, we have to compute the net income or net loss. So, the calculation is shown below:

In the simplest form, the net income = Total revenue - total expenses

= Service Revenue - Rent Expense - Maintenance and Repairs Expense - Gasoline Expense -  Advertising Expense - Utility Expense

= $6,950 - $1,150 - $600 - $2,250 - $650 - $150

= $2,150

The preparation of the income statement is presented in the spreadsheet. Kindly find the attachment below:

Evergreen Fertilizer Company produces fertilizer. The company’s fixed monthly cost is $35,000, and its variable costper pound of fertilizer is $0.33. Evergreen sells the fertilizer for $0.50 per pound.
(a) Determine the monthly break-even volume for the company.
(b) Graphically illustrate the break-even volume for the Evergreen Fertilizer Company.

Answers

Answer:

BEP units         205,882 pounds

BEP dollars     $102,941.17

Explanation:

[tex]\frac{Fixed\:Cost}{Contribution \:Margin} = Break\: Even\: Point_{units}[/tex]

[tex]Sales \: Revenue - Variable \: Cost = Contribution \: Margin[/tex]

0.50 - 0.33 = 0.17 contribution per pound

This means each pound generates 0.17 of contribution.

Now, we can calculate the pounds needed to afford the fixed cost.

35,000/0.17 = 205,882.35 pounds

for the BEP we will multiply by the sales price:

205,882.35 pounds x $0.5 = $102,941.17

Details on determining the break-even volume for a company like Evergreen Fertilizer Company and graphically illustrating it.

The break-even point is the point at which total revenue equals total costs, resulting in zero profit. In this case, Evergreen Fertilizer Company's fixed monthly cost is $35,000, and its variable cost per pound is $0.33, while it sells the fertilizer for $0.50 per pound. Therefore, the break-even volume can be calculated using the formula:

Break-even volume = Fixed costs / (Selling price per unit - Variable cost per unit)

Substitute the values to find the break-even volume.

Graphically illustrating the break-even volume involves plotting the total revenue and total cost functions on a graph, identifying the point at which these two intersect, which represents the break-even volume.

Leary Manufacturing Corporation purchased 5,000 shares of its own previously issued $10 par common stock for $115,000. As a result of this event,a. Leary's Common Stock account decreased $50,000.b. Leary's total stockholders' equity decreased $115,000.c. Leary's Paid-in Capital in Excess of Par Value account decreased $65,000.d. All of these answer choices are correct.

Answers

Answer:

B. Leary's total stockholders' equity decreased $115,000.

Explanation:

When a company purchases its previously issued stocks, this is called Treasury Stocks. These becomes stocks issued but not part of the outstanding stocks and are not included in the computation of Earnings Per Share. When Treasury Stock is presented in the Stockholder's Section of the Balance Sheet, this is deducted from the total Stockholder's Equity, notwithstanding the par value of the common stock.

Advertising 2,800 Beginning of year inventory 37,800 Depreciation 1,300 End of year inventory 38,200 General and administrative expenses 5,100 Gross sales 145,600 Interest expense 5,000 Lease payments 2,600 Management salaries 39,500 Purchases 41,600 Research and development 7,800 Returns and allowances 8,100 Taxes 16,200. What was gross profit from income statement for the year ending December 31, 2017? 2. What was operating profit (i.e., EBIT) from Delicious Dishes income statement for the year ending December 31, 2017?

Answers

Answer:

Gross Profit: $136.200

Operating Profit: $ 78.400

Explanation:

Gross Margin income statement  

Sales $ 145.600 Return & Allowance -$ 8.100 Depreciation -$ 1.300

Gross Profit $ 136.200

GAV Expenses -$ 5.100 Lease Expenses -$ 2.600 Management Expenses -$ 39.500 R&D Expenses -$ 7.800 Advertising Expenses -$ 2.800

EBIT $ 78.400

Interest Expenses -$ 5.000

EBT $ 73.400

Taxes Expenses -$ 16.200

Net Income $ 57.200

Yolo Windows, a manufacturer of windows for commercial buildings, reports the following account information for last year (all costs are in thousands of dollars):


Information on January 1 (Beginning):
Direct materials inventory $ 88
Work-in-process inventory 111
Finished goods inventory 1,650
Information for the year:
Administrative costs $ 3,620
Direct labor 12,700
Direct materials purchases 8,210
Factory and machine depreciation 11,740
Factory supervision 734
Factory utilities 965
Indirect factory labor 2,860
Indirect materials and supplies 684
Marketing costs 1,490
Property taxes on factory 281
Sales revenue 45,800
Information on December 31 (Ending):
Direct materials inventory $ 92
Work-in-process inventory 126
Finished goods inventory 1,430
Required:

Prepare an income statement with a supporting cost of goods sold statement. (Enter your answers in thousands of dollars (i.e., 234,000 should be entered as 234).)

Answers

Answer:

Instructions are listed below

Explanation:

To determine the cost of sold goods, first, we need to calculate the cost of production for the period.

To calculate the cost of manufactured goods we need to use the following formula:

Cost of good manufactured= Beginning work in progress+ direct materials of the period + direct labor + manufactured overhead - ending work in progress

Beginning work in progress= $111

Direct materials = beginning inventory + purchase - ending= 88 + 8210 - 92= $8206

Direct labor= 12700

Manufactured overhead=Factory and machine depreciation + Factory supervision + Factory utilities + Indirect factory labor +

Indirect materials and supplies + Property taxes on factory= 11740+734+965+2860+684+281= $17264

Ending work in progress= 126

Cost of good manufactured= 111 + 8206 + 12700 + 17264 - 126 = $38155

Cost of goods sold=Beginning Inventory+Production during period−Ending Inventory= 1650 + 38155  - 1430= $38375

The general structure of an income statement proceeds as follow:

Revenue/Sales (+)

Cost of Goods Sold (COGS) (-)

=Gross Profit

Marketing, Advertising, and Promotion Expenses (-)

General and Administrative (G&A) Expenses (-)

=EBITDA

Depreciation & Amortization Expense (-)

=Operating Income or EBIT

Interest (-)

Other Expenses (-)

=EBT (Pre-Tax Income)

Income Taxes (-)

=Net Income

Sales revenue= 45800

Cost of Goods Sold = 38375 (-)

Gross profit= $7425

Administrative costs $ 3,620 (-)

Marketing costs 1,490 (-)

EBITDA= $2315

Michigan Cranberry Company sold $10 million worth of cranberries it produced. In producing cranberries, it purchased $1 million dollars worth of supplies from foreign countries and paid workers who reside in Canada but commute to the U.S. $1 million. How much did these transactions add to U.S. GDP?
a. $12 million
b. $11 million
c. $10 million
d. $9 million

Answers

The mixed economy of the United States is highly sophisticated and developed. By nominal GDP, it has the largest economy in the world, and by purchasing power parity (PPP), it is second only to China in size. The transaction of $9 million is added to U.S. GDP. Thus, the correct option is (d).

United States GDP is calculated on the basis of transactions completed within the nation when you produce 10 million worth of cranberries. High levels of production, a well-developed transportation system, and abundant natural resources all contribute to the American economy.

It is added to the GDP but the cost is subtracted, which is completed internally, and here supplies from other countries are not but money given to the people who decide in Canada but,Work in the United States is subtracted, which is also 1 million dollars in, that is why the net amount added to GDP is.=$10 million - $1 million= $9 million

Therefore, The transaction of $9 million is added to U.S. GDP. Thus, the correct option is (d).

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A partial listing of costs incurred during March at Febbo Corporation appears below: Factory supplies $ 9,000 Administrative wages and salaries $ 85,000 Direct materials $ 126,000 Sales staff salaries $ 30,000 Factory depreciation $ 33,000 Corporate headquarters building rent $ 43,000 Indirect labor $ 26,000 Marketing $ 65,000 Direct labor $ 99,000 "The total of the product costs listed above for March is": Multiple Choice $516,000 $68,000 $293,000 $223,000

Answers

Final answer:

The total product costs for Febbo Corporation in March is calculated by adding up direct materials, direct labor, and factory overheads (includes factory supplies, factory depreciation, indirect labor), which equals $293,000.

Explanation:

The total product costs would be the addition of direct materials, direct labor, and factory overheads. Here, 'Factory supplies', 'Factory depreciation', and 'Indirect labor' fall under factory overheads. So you simply need to add up those costs.

Adding these amounts together results in: Direct materials ($126,000) + Direct labor ($99,000) + Factory supplies ($9,000) + Factory depreciation ($33,000) + Indirect labor ($26,000) = $293,000.

So, the total of the product costs listed above for March is $293,000.

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Which of the following statements is true of semiglobalization?
a. It is more complex than extremes of total isolation and total globalization.
b. It is a measure used for assessing and classifying risks.
c. It is about limiting oneself to one's home country.
d. It is recent and one-directional.

Answers

Answer:

a.

Explanation:

The definition of Semi-Globalization is:

Semi-globalization covers the range of situations in which neither the barriers nor the links among markets in different countries can be neglected.

Now let's analize the statements.

a- True, It is more complex than total isolation and total globalization, as those barriers can't be taken off the equation.

b. It is not used for assessing and classifying risks.

c. No, that would be isolation. In here we are talking about an incomplete cross-border integration.

d. It is not one-directional. The borders and links are multi-directional.

Final answer:

The true statement about semi globalization is that it is more complex than total isolation or total globalization, as the world operates in a state between interconnectedness and independence. The correct answer is: a. It is more complex than extremes of total isolation and total globalization.

Explanation:

Semi globalization acknowledges that while countries are increasingly interconnected and interdependent through trade, investment, and information technology, the world is not entirely globalized. Factors such as regulations, cultural differences, and political boundaries still play a significant role in shaping global interactions.

In a semi globalized world, nations are neither fully isolated nor entirely integrated, and companies must navigate between adapting their practices to local conditions and harmonizing them across borders to exploit global efficiencies. This middle ground is indeed more complex than dealing with either total isolation or total globalization.

Among the given statements, the true one regarding semi globalization is: It is more complex than extremes of total isolation and total globalization.

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