A credit report is a report which shows the credit history of the individual. The five kinds of information found on a credit report are personal information, accounts, public records, recent inquiries, and how many times the credit has been taken.
Further Explanation:
Credit report:
A credit report refers to a report which shows the credit history of the individual. The credit report shows the credit point which may be anexcellent or poor credit score. If a person has a high credit score report, he is eligible for taking more loans from the market. If a person has the lowest credit score report, he cannot be eligible for taking more loans from the market. Before giving the loans to the customer, the bank checks the credit report of the customer.
Five kinds of information found on the credit report:
Personal information: The credit report shows the personal information of the customer. It contains a name, phone number, addresses current and address post, and date of birth. Accounts: Credit report also includes the details of accounts, bank, and the detail of credit card from which loan had taken and short term credit. Public records: The credit report also contains a record of bankruptcy. It also contains how many times the individual may not able to repay his loan and credit. Recent inquiries: The credit report contains the recent inquires on how many numbers of times the credit report has been recently viewed. A number of times credit has been taken: Credit report includes the history of how many times the individual has made the credit.Learn more:
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Answer details:
Grade: Middle School
Subject: Banking
Chapter: Credit report
Keywords:a credit report, list five kinds, information, found, credit history, public records, accounts, recent inquiries, personal information, customer, credit point, and banking.
Answer:
A credit report is a detailed written document about a person’s credit history. The report contains personal information, anything found in public records, information from collection agencies, information about credit cards or loans, and a list of those who have requested a copy of the report.
Explanation:
Grace wants to be an astronaut. Which of the following goals would be appropriate for her? I want to be an astronaut by age 30. I want to be an astronaut because it's what I have always dreamed about. I have always been interested in space. I will become an astronaut by completing an undergraduate degree in aerospace engineering and a doctoral degree in biology. I will attain this goal by age 30.
Answer:
I will become an astronaut by completing an undergraduate degree in aerospace engineering and a doctoral degree in biology. this is a very good goal that will motivate Grace to becoming an astronaut
Explanation:
Grace wanting to be an astronaut by age 30 is wish she would like to accomplish but mere wishes isn't enough goal.
Grace wanting to be an astronaut because she dreams about it is still not an actual goal because dreams without passion and plan can't be achieved.
completing an undergraduate degree in aerospace engineering and a doctoral degree in biology is a very good goal in her quest to becoming an astronaut. been interested in space in a step to studying for an undergraduate degree in aerospace engineering.
It is a type of business that is recognized as a separate legal entity is called
a.law of supply
b.partnership
c. profit
d.corporation
The best place to search for free (and paid) software for customizing your Hootsuite dashboard to your exact business need is called the?
If government is increasing spending and decreasing taxes, what type of policy is it conducting? a. Expansionary monetary policy b. Contractionary monetary policy c. Contractionary fiscal policy d. Expansionary fiscal policy
Answer:
Contractionary monetary policy
Explanation:
The menu in a franchise restaurant differs from that of an independently owned restaurant in which of the following ways
Franchise restaurant menus prioritize efficiency, predictability, calculability, and control, resulting in a standardized, uniform offering across locations. Independently owned restaurants typically offer more variety and can adapt their menus to local preferences and seasonal ingredients.
Explanation:The menu in a franchise restaurant often differs from that of an independently owned restaurant by emphasizing efficiency, predictability, calculability, and control. Franchises like McDonald's create standardized experiences across all locations, including the items offered on their menu. This means that the food and services provided are uniform, making them reliable in the eyes of customers and efficient in terms of production and service. In contrast, independently owned restaurants generally have more freedom to customize their menus and provide a unique dining experience, often resulting in a wider variety of offerings that may change based on local tastes, seasonal ingredients, and the chef's creativity.
Which of the following typically has the lowest fees or cost to use?
A. Debit card
B. Credit card
C. Cash advance
D. Payday Loan
Answer: A. Debit card
Among Debit card, Credit card, Cash advance and Payday Loan, a debit card typically has the lowest fees or cost to use. A debit card is a plastic payment card used instead of cash when making purchases. Unlike in a credit card, the money comes directly from the user's bank account when performing a transaction.
Credit cards, cash advance and a payday loan are the same in the sense that they extend a line of credit to their users. Users are then charged with an interest higher than the fee charged in using debit cards.
Which type of investment is most likely to have the greatest long-term increase in value
Given: m parrallel to n prove: angle 2 and 7 are supplementary
Which skill or ability is most important for employees in the business and financial operations occupational cluster?
Though @Felecityyy got the answer correct for those need to get straight to the point its A. attention to detail for plato
HELP PLEASE, 20 PTS!! Which statement is true about the measures taken by managers to monitor floor-selling activities?
Managers should not keep track of revenue and should delegate this work to accounting executives.
Managers need to keep track of various activities performed on the floor by employees.
Managers need to encourage short-term customer sales relationships.
Managers should not rely on automated systems because these cannot account for the human aspect.
Managers need to keep track of various activities performed on the floor by employees. This statement is true about the measures taken by managers to monitor floor-selling activities.
Who are Managers?Managers play an important role in the overall success of a company. They are responsible for leading a team of employees to meet goals and achieve performance metrics. A manager is a professional who takes a leadership role in an organization and manages a team of employees. Often, managers are responsible for managing a specific department in their company.
What are types of managers?There are many types of managers, but they usually have duties like conducting performance reviews and making decisions. Managers are often the line of communication between a company's employees and its high-level executives.
What are responsibilities of manager regarding employees?Leading a team- A key responsibility of a manager is leading their team. They give direction to their employees and answer their questions. They also divide tasks to specific employees and ensure that projects stay on track. Training employees- Managers are often responsible for training their employees to perform their job duties and learn new skills. They might also offer them professional development opportunities. Managing their department's budget- Managers sometimes take responsibility for their department's budget and using finance and accounting tools. They may meet with other professionals to create budgets. They can also determine how much funding their department needs to operate.
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What is one trait most entrepreneurs possess?
You have selected to place a direct mail piece with a local vendor that will include your message insert along with others. The vendor's mailing will reach 100,000 homes but only 50,000 are in your immediate marketing area. You would like to target only the 50,000 homes closest to your store, but would consider the full 100,000 home reach if it is cost effective. The cost for the production of the insert and mailing is $75 per 10,000 for the 50,000. There is also a $50 charge for using the 50,000 home reach. The cost for production of the insert and mailing is $55 per 10,000 for the 100,000. Calculate the total investment for this direct mail promotion for each option.
Final answer:
The cost for the direct mail promotion is $425 for 50,000 homes and $550 for 100,000 homes. Choosing the 50,000 home reach is less expensive, making it the more cost-effective option if targeting the immediate marketing area.
Explanation:
The total investment for the direct mail promotion can be calculated for each option. First, we'll calculate the cost for reaching 50,000 homes:
Cost for 50,000 homes = ($75 per 10,000 homes × 5) + $50 charge = ($375) + $50 = $425.Now we'll calculate the cost for reaching 100,000 homes:
Cost for 100,000 homes = $55 per 10,000 homes × 10 = $550.Comparing the two options:
The 50,000 home reach costs $425.The 100,000 home reach costs $550.Given the costs, targeting only the 50,000 homes is cheaper than the full 100,000 home reach. Therefore, if cost-effectiveness is the primary concern and the goal is to target the immediate marketing area, the 50,000 home reach is the better option.
The correct option is (d), "50,000 Reach: $425 100,000 Reach: $550", as for the 50,000 home reach option, the total cost is $425. For the 100,000 home reach option, the total cost is $550.
To calculate the total investment for this direct mail promotion, let's break down the costs for each option step by step.
50,000 Reach
Cost for the production of the insert and mailing: $75 per 10,000 for 50,000 homes. So, $75 x 5 = $375.Additional charge for 50,000 home reach = $50.Total cost = $375 + $50 = $425.100,000 Reach
Cost for the production of the insert and mailing: $55 per 10,000 for 100,000 homes. So, $55 x 10 = $550.Total cost = $550 (since there's no additional charge mentioned for this reach option).Thus, the total investment for the direct mail promotion is:
50,000 Reach: $425100,000 Reach: $550Full Question:
You have selected to place a direct mail piece with a local vendor that will include your message insert along with others. The vendor's mailing will reach 100,000 homes but only 50,000 are in your immediate marketing area. You would like to target only the 50,000 homes closest to your store, but would consider the full 100,000 home reach if it is cost effective. The cost for the production of the insert and mailing is $75 per 10,000 for the 50,000. There is also a $50 charge for using the 50,000 home reach. The cost for production of the insert and mailing is $55 per 10,000 for the 100,000. Calculate the total investment for this direct mail promotion for each option.
a) 50,000 Reach: $400 100,000 Reach: $700
b) 50,000 Reach: $360 100,000 Reach: $500
c) 50,000 Reach: $700 100,000 Reach: $900
d) 50,000 Reach: $425 100,000 Reach: $550
To StaySafe around electricity, Ted needs to:
A.
Follow his gut instinct
B.
Follow procedures established by his co-workers
C.
Make sure electrical hazards are resolved immediately
D.
Practice electrical safety only when his employer is watching
Answer:
The correct answer is option C. Make sure electrical hazards are resolved immediately.
Explanation:
It is extremely important to exercise caution when handling electricity, as electrical hazards can cause serious injury and even death.
Never touch wires or electrical plugs if you are not a specialist.
If there is any problem with electricity, what needs to be done immediately is to solve them to prevent any person from suffering any damage.
Therefore, the correct answer is option C. Make sure electrical hazards are resolved immediately.
Heeelp sos please....
Lack of and poor layout or are some of the barriers to good communication.
Lack of clarity and poor organization in communication can hinder understanding, creating barriers to effective interaction and collaboration.
Effective communication is crucial for successful interactions in various aspects of life, and several barriers can impede its quality.
One significant barrier is the lack of clarity in communication.
When messages are vague or ambiguous, misunderstandings can arise, leading to confusion and potential conflicts.
Additionally, poor organization and structure in communication can hinder comprehension.
If information is not presented in a logical or coherent manner, recipients may struggle to grasp the intended meaning.
Another barrier is a lack of active listening.
When individuals fail to fully engage and attentively listen to others, they may miss important details, leading to incomplete understanding and ineffective communication.
Moreover, cultural differences and language barriers can impede communication, as diverse backgrounds may result in varying interpretations of messages.
Emotional barriers, such as stress, anxiety, or preconceived notions, can also hinder effective communication.
When individuals are emotionally distressed, they may struggle to express themselves clearly or may misinterpret others' messages.
Overcoming these barriers requires efforts to enhance clarity, active listening skills, cultural awareness, and emotional intelligence, fostering an environment conducive to open and effective communication.
Question
What are some of the barriers to good communication? Lack of and poor layout or are some of the barriers to good communication.
Communication barriers include lack of preparation, poor layout of ideas, and cultural differences. Ineffective written communication can involve too much informal language or a lack of clear transitions. Recognizing and addressing these barriers is essential for effective communication in business and education.
Explanation:Lack of communication skills and poor layout of ideas are notable barriers to effective communication in various settings, including business and education. Critical issues that contribute to communication barriers include lack of preparation, which may lead to conveying a lack of confidence and a negative attitude. Additionally, a speaker's messy appearance or arriving late can leave a poor impression, influencing how the message is received.
In written communication, using too much informal language or combining casual and formal language inappropriately can disrupt the clarity of the message. A logically unclear sequence of information, insufficient transitions, and excessive summarization rather than analysis can also be significant barriers. These aspects can lead to a loss of coherence and can make it difficult for the reader to follow the discussion.
Additionally, in classrooms and workplaces, cultural differences can influence communication styles. For example, different ethnic groups might communicate more assertively or passively than others. This can lead to miscommunication if not understood or respected by the other party. Adding to the classroom scenario, if educators are not aware of the cultural barriers affecting communication, it can be challenging to connect with and effectively teach students from diverse backgrounds.
Poor communication is not just limited to personal interactions but can extend into the design and planning processes. Poor decisions made early on can result in a design or plan that fails to meet the needs of the intended audience or customers. This is often seen when there's a lack of coherence in writing, which can be due to simplistic sentence structures, substantive errors, or poor organizational structure. Yet again, insufficient transitions or irrelevant visuals contribute to this communication breakdown.
In sum, effective communication is hampered by a variety of factors ranging from personal presentation and speech to writing style and design layout, underscoring the importance of preparing for and addressing these communication barriers proactively.
Earned $100,000 selling ice cream and spent $75,000 on supplies what does the remaining $25,000 represent
Answer: it is the answer
profits
Explanation:
Stanley, a police officer, is investigating a crime scene. During the search, he comes across a murder weapon with fingerprints on it. Which type of evidence has Stanley discovered? A)direct evidence
B)testimonial evidence
C)real evidence
D)circumstantial evidence
Answer:
C
Explanation:
1. The Whitehall study found the following link between stress, our position on the social hierarchy, and how we put on weight:
a. Most people tend to lose weight when they are stressed.
b. Not only do we put on weight when we are stressed, our hair and nails
grow faster.
c. Stress influences where the fat distributes in our body.
d. Stress influences how much fat our bodies take in.
According to the Whitehall study, stress is linked to one's weight loss because most people experience weight loss when they are under stress. Stress also has an impact on where we stand in the social hierarchy. Hence, option A is correct.
What is a Whitehall study?
The Whitehall study demonstrates an inverse social gradient in coronary heart disease mortality among British public officials, i.e., greater rates were observed in males with lower occupational grades.
It is possible that coronary risk factors account for about 25% of this gradient. In particular, the incidence of cardiovascular disease and mortality rates among British civil officials were studied as social determinants of health in the Whitehall Studies.
The investigations, originally directed by Michael Marmot and named after the Whitehall neighborhood of London, discovered a substantial correlation between civil servant employment grade levels and mortality rates from a variety of causes: the lower the grade, the greater the mortality rate.
Therefore, Option A is correct.
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Which determinant MIGHT increase supply in the market?
A) an increase in the price of complementary goods
B) an increase in the number of sellers of a product
C) an increase in the number if consumers in the market
D) an increase in the price of inputs to make the product
B) an increase in the number of sellers of a product
Answer:
The Correct Answer is B.
Explanation:
There are various factors which help in the Increase supply in the market, these factors are such as:
An improvement in labor productivity which lowers unit labor costs.A Downward in the world price of products and raw materials that are imported.The entry of new sellers and products into the market.Indirect tax on producers is reduced in the large size. A government subsidy to cover some of the supply costs of firms.Which task would best be performed by a worker in Accounting? developing creative ideas to sell a product monitoring employees’ salary information recruiting new workers to fill jobs answering phone calls and e-mails
Answer:
monitoring employees’ salary information is the correct answer.
Explanation:
A person who works in Accounting does the following task such as preparation of financial reports, payments of employees, to maintaining funds.
The main task of accountants is to make and analyze financial records.
They make assured that reports are correct and taxes are given correctly and also on time.
Accountants summaries the financial operations of a company so that the company runs efficiently.
Thus, someone from Accounting is more likely to be (B) monitoring employees’ salary information.
what is a uncommoon credit card fee
if you were starting a a now business describe at least three departments to the company that you would need right away why are these departments so important
A new business must have core departments such as Finance and Accounting, Operations, and Marketing and Sales from the start, as they are essential for budgeting, operational efficiency, and revenue generation, respectively.
Key Departments for a New Business
When starting a new business, three essential departments that are necessary from the get-go include:
Finance and Accounting: This department is crucial for budgeting, tracking cash flow, and ensuring that you are making more money than you spend. It's also responsible for paying bills, collecting payments, and conducting the necessary financial analyses to keep the business on track.
Operations: The operations department is fundamental to ensure that everyday activities are carried out efficiently and effectively. This includes managing inventory, procurement of materials, maintaining equipment, and ensuring product or service delivery to customers is seamless.
Marketing and Sales: To generate revenue, you must attract customers and make sales. This department is responsible for understanding customer needs, creating marketing strategies, advertising, promoting the business, and ultimately driving sales.
These departments are integral to the success of the business because they help maintain financial health, ensure the business runs smoothly, and drive revenue generation. All these functions are necessary to sustain and grow a new business.
What is the most important factor to consider when selecting a credit card if you pay the balance every month on time
A) APR
B) annual fee
C) late fee
D) Over-the-limit fee
Answer:
Annual fee ( B )
Explanation:
The most important factor to consider when selecting a credit card if you pay your balance on time which means that you have a god credit score and you should be conscious of the Annual fees charged by the issuing bank
The APR ( annual percentage rate ): this is the annual rate charged or earned for either borrowing or investing it is applicable on loans and credit card. since you have a good credit record i.e you pay your monthly balance on time you shouldn't be bothered about that
Annual fees are charged automatically because of the benefits that comes with the use of credit card and this is regardless of your credit score
Late fees are charged for late payment made on credit card
Over-the-limit fee are fees charged once a cardholder makes purchases over the balance of their credit card
discuss methods of political science
Jack has a photography studio. He provides high-resolution images on a disc to all his clients. What step should Jack take before handing over the images?
provide a signed letter on the studio’s letterhead including phone number, address, and e-mail
provide a signed letter on the lab’s letter head including phone number, address, and e-mail
provide a signed letter on the studio’s letterhead including the copyright symbol
provide a signed letter on the lab’s letterhead including photographer’s name
Answer:
A.) provide a signed letter on the studio’s letterhead including phone number, address, and e-mail
Explanation:
Before handing over the images to his clients on a disc, Jack must provide a signed letter on the studio's letterhead, including the copyright symbol.
What is a copyright?When a person holds an intellectual property in his own name, such that the rights to usage are limited to such person, and binding upon his or her own will, the copyrights of such intellectual property are with such person.
Hence, option C states about copyright of images clicked by Jack.
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To which category of promotional activity does a television commercial belong?
A) advertising
B) personal selling
C) public relations
D) sales promotion
E) telemarketing
Answer:
A. Advertising
Explanation:
Correct for plato
At a concession stand, Parker bought 3 hot dogs and 2 sodas for $12.15. Tax is included in the price. A hot dog cost $0.80 more than a soda. What is the cost of one hot dog and one soda?
A
$3.90
B
$4.70
C
$5.50
D
$7.30
A photograph of a person picking up a baby from a stroller to soothe her is printed next to an article about the abduction of babies. What type of ethical violation is this?
using a copyrighted photograph
hurting the cultural sensitivity of the person being photographed
portraying the picture in the wrong context
infringing on a photograph
Answer:
C. portraying the picture in the wrong context
Explanation:
Portraying the picture in the wrong context is the type of ethical violation is this by using a copyrighted photograph. Hence, option C is correct.
What is copyright?The legal term copyright is used to refer to the ownership rights that authors and other artists have over their creative works.
The types of works protected by copyright include computer programs, databases, ads, maps, and technical drawings in addition to books, music, paintings, sculptures, and films.
Thus, option C is correct.
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Which of the following budgets would be considered balanced?
Answer:
A budget where the amount you spend is equal or less than the amount you earn.
A balanced budget implies either equilibrium or a surplus between income and expenditure. In the given options, D) A budget where the amount you spend is equal or less than the amount you earn, represents a balanced budget.
Based on the options provided in your question, a balanced budget would be D) A budget where the amount you spend is equal or less than the amount you earn. This indicates that income is either equal to or more than your expenditure, showing equilibrium or a surplus. This is a secure financial position to maintain and is considered balanced. It's important to remember that in real-world economics, budgets fluctuate with economic conditions. Take households for example, they often have years where they significantly borrow (such as for a house or car), and other years where they save or repay. Similarly, governments too have fluctuating budgets depending on various factors, including economic conditions.Learn more about Balanced Budget here:
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Questions:
Which of the following budgets would be considered balanced?
A) A budget where the amount you spend is greater than the amount you
earn.
B) A budget where the amount you earn is equal or less than to the amount
you spend.
C) A budget where the amount you save is less than the amount you spend.
D) A budget where the amount you spend is equal or less than the amount
you earn.
A Christian has a sin nature. true or false