Answer:
a. Matching of assets and liabilities reduces risk
Explanation:
Working capital refers to the funds required by a firm to carry out it's routine and day to day operations. It is also expressed as,
[tex]Working\ Capital\ =\ Current Assets\ -\ Cuurent Liabilities[/tex]
Both current assets and current liabilities represent benfits and obligations with their respective durations being less than an year i.e short term.
When funding it's working capital requirements, a firm resorts to short term financing in the form of debt. The reason being, such funds are only required for short term i.e within an operating cycle.
Matching of assets and liabilities reduces liquidity risk in the sense that, when such short term debt matures and requires repayment, the short term assets financed by such debt also mature and the proceeds from such assets can be used to pay off such debt.
Secondly, the cost of short term debt, is usually lesser than the cost of availing long term debt since, debt issued for long term carries greater risk and thus requires higher interest rate as compensation.
Research a bank and find out what types of services they offer. Find out about the interest rates on its checking accounts and savings accounts. Also find out about what types of credit cards they offer and what interest rate they charge to the card holders.
Answer:
The Bank of America is one of the largest banks in the world, and offers a wide range of services. Among those we have:
Auto loansChecking and savings accountsCorporate bankingCredit cardsMortgage loansMedical bankingOnline bankingSmall business bankingThe annual percentage yield (APY) on both checking and savings accounts at the Bank of America is 0.01%. This is due to the low interest rates that the Fed has been implementing since the financial crisis of 2008-2009.
Three credit card options that the Bank of America offers:
Cash rewards credit card: with a variable annual percentage rate (APR) that ranges from 13.99% to 23.99%. Travel rewards credit card: with an APR that ranges from 14.99% to 22.99%Premium rewards credit card: with an APR that ranges from 15.99% to 22.99%
Which of the following statements is true? a An increase in the money supply lowers the equilibrium rate of interest. b The supply of money curve is downward sloping. c The supply of money curve is a horizontal line. d A decrease in the money supply lowers the equilibrium rate of interest. e The demand for money curve is a vertical line.
Answer:
a. An increase in the money supply lowers the equilibrium rate of interest.
Explanation:
An increase in the money supply lowers the equilibrium rate of interest therefore, making it less expensive for individuals to borrow according to the liquidity preference model developed by John Maynard Keynes.
Although not a goal of the unemployment insurance system, one effect is that the system reduces _________.
a. the rate of job finding.
b. frictional unemployment.
c. workers' uncertainty about their incomes.
d. the rate of job separation.
Answer:
a. the rate of job finding.
Explanation:
The unemployment insurance system is a program managed by the federal and state governments to provide unemployment benefits to individuals who are unemployed and meet certain eligibility criteria.
Although not a goal of the unemployment insurance system, one effect is that the system reduces the rate of job finding.
However, the main goal of the unemployment insurance system is to reduce workers' uncertainty about their incomes.
Who from among the following would be classified as out of the labor force? Brenda Smith, an 18 year old college student employed part-time at a fast food restaurant. Mario Faubert, a NHL hockey player at home sick with the flu. Jack Little, a 21 year old new college graduate actively looking for his first job. Amanda Pie, a full-time homemaker.
Answer:
Amanda Pie, a full- time homemaker
Explanation:
Based on the scenario been described in the question, we can see that the person that can be classified as out of labor force is Amanda Pie, a ful time homemaker
This is because, all the other people are working but Amanda Pie is out of labor force unlike the others because she is not employed, and also she is not looking for a job
Brenda Smith and Jack Little would be classified as in the labor force, while Mario Faubert and Amanda Pie would be considered out of the labor force.
Explanation:In the context of labor force classification, Brenda Smith, an 18-year-old college student employed part-time at a fast food restaurant, would be considered in the labor force. Mario Faubert, an NHL hockey player at home sick with the flu, would be classified as out of the labor force. Jack Little, a 21-year-old new college graduate actively looking for his first job, would be categorized as in the labor force. Amanda Pie, a full-time homemaker, would be considered out of the labor force.
When economists state that "money is neutral," they mean that the: money supply does not affect real GDP or unemployment. money supply does not affect inflation or nominal GDP. overall price level has no effect on consumers; only relative prices do. overall price level has no effect on people's inflation expectations.
Answer:
They mean that the money supply does not affect real GDP or unemployment.
Explanation:
The neutrality of money is based on the idea that a change in the stock of money will only affect the nominal variables in the economy such as exchange rates, prices and wages, without affecting the real variables, which include; employment, real GDP, and real consumption. What this means is that the amount of money that is printed by the central banks can impact prices and wages but cannot impact the output or structure of the economy.
Sam is paying off his eight-year, $15,360 loan in semiannual installments. The loan has an interest rate of 9.58%, compounded semiannually, and a service charge of $1,294.64. Once the loan has been fully paid off, what percentage of the total finance charge will the service charge be
Answer:
Percentage of finance charge as service charge= 15.6%
Explanation:
Monthly installment = Loan amount /annuity factor
Annuity factor = (1- (1+r)^(-n))/r
r - semi-annul interest rate = 9.58%/2
n= number of period : 2×8 = 16
Annuity factor =( 1- (1.0479))^(-16)/0.0479
=11.0016
Monthly installment = 15,360 /11.00
=$1396.160
TotaL amount paid = 1396.160459× 16 =22,338.56
Interest charges = 22,338.56 - 15,360
= $6978.56
Percentage of total finance charge as service charge=
=1294.64/(1294.64+6978.567348)× 100
= 15.6%
Answer:
15.65%
Explanation:
we must determine the payment using the annuity formula:
present value = payment x {1 - (1 + r)⁻ⁿ / r]
present value = 15,360r = 9.58% / 2 = 4.79%n = 8 x 2 = 1615,360 = payment x {1 - (1 + 0.0479)⁻¹⁶ / 0.0479]
payment = 15,360 / {1 - 1.0479⁻¹⁶ / 0.0479] = 1,396.16
total payments = 1,396.16 x 16 = $22,338.56
interest charge = $22,338.56 - $15,360 = $6,978.56
total finance charge = $6,978.56 + $1,294.64 = $8,273.20
$1,294.64 / $8,273.20 = 0.1565 or 15.65%
Pakistan’s GDP in 2010, using the official exchange rate on 1/1/2010, is equal to $300 billion USD ($300,000,000,000). When 2010 GDP is converted using the PPP-implied exchange rate on 1/1/2010, the USD value of the GDP increases to $500 billion ($500,000,000,000). On 1/1/2010, is the Pakistani Rupee overvalued or undervalued against the USD? Explain your answer.
Answer:
Undervalued
Explanation:
The PPP exchange rate is the implicit exchange rate, so that everywhere, one dollar has the same purchasing power. In general, this exchange rate is different from the exchange rate on the market.
Because the same nominal GDP translates to a higher real GDP by using the PPP exchange rate, one Pakistan Rupee must be valued more in terms of U.S. dollars than in contexts of the market exchange rate under the PPP exchange rate. The Pakistan Rupee is therefore worth less than its true value in the economy, i.e., undervalued.
The Pakistani Rupee was undervalued against the USD on 1/1/2010, as shown by the increase in GDP value when converted using the PPP-implied exchange rate.
On 1/1/2010, the Pakistani Rupee is undervalued against the USD. This is indicated by Pakistan's GDP increasing in value from $300 billion to $500 billion when using the PPP-implied exchange rate instead of the official exchange rate. The PPP (Purchasing Power Parity) exchange rate provides a more accurate reflection of the true size of an economy compared to the official market exchange rate. This is because the PPP exchange rate considers the relative cost of local goods, services, and inflation within the country, rather than just the currency's value on the international exchange market.
Cyclical unemployment is closely associated with Select one: a. long-term economic growth. b. short-run ups and downs of the economy. c. fluctuations in the natural rate of unemployment. d. changes in the minimum wage.
Answer:
b. short-run ups and downs of the economy.
Explanation:
Cyclical unemployment is a form of employment that occurs as a result of fluctuations in the economy.
When there's a downturn in the economy, unemployment increases and It falls when there's a boom.
I hope my answer helps you
Answer:
B) short-run ups and downs of the economy.
Explanation:
Cyclical unemployment is a type of involuntary unemployment that occurs during economic recessions when the demand for goods and services decreases, decreasing the demand for employees. Cyclical unemployment is the worst type of unemployment since it results from economic contractions, unlike frictional and structural unemployment that also occur during times of economic growth.
During an exit interview, a manager discovers that the reason an employee is resigning is because of unlawful harassment from a co-worker. This is the first time the issue has been discussed; the employee did not file a complaint per the company policy before their resignation. The employee provides details of the harassment, including the names of witnesses, but requests that no action be taken. The employee just wants to move on and leave the entire situation behind. Now that you are aware of the alleged harassment, what should the manager do on behalf of the organization?
Answer:
See explanation below for answer.
Explanation:
The manager should embark on an investigation, in order to get to the bottom of the matter. The accusation must be treated seriously in order to make sure that the root cause of the problem is established, this will be done with the details of the harassment that the employee provides.
Also, the witnesses that the employee has mentioned must be questioned in order to establish the facts of the issue. The matter must be treated with the utmost urgency, in order to stop the issue from repeating itself, because this will affect the productivity of the affected employees if left unchecked.
Answer:
Refer below.
Explanation:
Treat the matter seriously and conduct an investigation, including interviewing witnesses.
The decision to keep or drop products or services involves strategic consideration of all the following except: The desired inventory levels of the product. Potential impact of the decision on the demand for the remaining products or services. Potential impact of the decision on employee morale. Potential impact of the decision on pricing of other products offered by the firm. Growth potential of the firm.
Answer:
The desired inventory levels of the product.
Explanation:
The desired inventory levels doesn't have anything to do with the fact that a product should be discontinued or not since it doesn't have any impact on the demand or price for remaining products.
The inventory level of a product can be changed or adjusted several times during a year depending on the expected sales. Sometimes very successful products have very seasonal sales, e.g. toys that are sold more on Christmas than any other time of the year.
The purpose of a data warehouse is to ________. Select one: a. allow managers to run queries and reports themselves without having to know query languages or the structure of the underlying data b. increase the complexity of the data to be analyzed c. put key business information into the hands of more decision makers d. provide capabilities for discovering hidden predictive relationships in the data e. standardize the format of data retrieved from different systems
Answer: (C) Put key business information into the hands of more decision makers
Explanation:
The data warehouse is one of the type of data analysis system which is specifically used for analyzing purpose by collecting data from the different types of sources in an organization and then making a proper report for making various types of business related decisions.
The data warehouse is refers as the main core component or the element of the business intelligence The main purpose of the data warehouse is to making a important business information in the form of key to the decisions makers so that they can make various types of effective decisions.Therefore, Option (C) is correct answer.
The first facility consideration is to determine _______________________________. a. how close to source it should be. b. the size of each operation within the network. c. how close to the customer it should be. d. where competitors are located.
Answer:
Option B.
Explanation:
The first facility consideration is to determine the size of each operation within the network, this is to ensure that the facility where operations will be profitable to the business.
After determining the layout of the operations, attention is then shifted to the facility size of the operations within the distribution operation. Product handling functions include both receiving and shipping.
Answer:
B) the size of each operation within the network.
Explanation:
In facility management, the focus is set on improving the efficiency and effectiveness of the productive or support processes that are going to be carried out within a new facility. The demand and supply of the services or products offered by the facility must be analyzed in order to determine the optimal size of the facility.
For example, a company must determine the size of a new productive facility (factory) in order to meet the increase in demand of some product. If the factory is too large, there will be too much spare productive capacity, but if it is too small, it will not be able to meet the output demands.
This same concept applies to NIMS facility services, where the support facilities must have the right size to work properly, without being too large or too small. If it is too large, it will consume unnecessary resources, but if it's too small it will not be effective.
Park Co.'s wholly-owned subsidiary, Schnell Corp., maintains its accounting records in Pounds Sterling. Because all of Schnell's branch offices are in Germany, its functional currency is the Euro. Remeasurement of Schnell's 20X8 financial statements resulted in a $7,600 gain, and translation of its financial statements resulted in an $8,100 gain. What amount should Park report as a foreign exchange gain in its other comprehensive income for the year ended December 31, 20X8?A. $-0-
B. $7,600
C. $8,100
D. $15,700
Answer:
C) $8,100
Explanation:
A foreign exchange gain happens when one company engages in foreign trade or foreign direct investment and when they convert the foreign currency into domestic money, the final amount is larger than originally expected. This happens because the exchange rate is not fixed, and if the foreign currency appreciated, then a gain will result since more domestic money will be received. On the other hand, if the foreign currency depreciates, this will result in a loss.
Net credit sales for the month are $670000. The accounts receivable balance is $170000. The allowance is calculated as 10% of the receivables balance using the percentage-of-receivables basis. If the Allowance for Doubtful Accounts has a credit balance of $9800 before adjustment, what is the balance after adjustment
Answer:
$177,200
Explanation:
Net realizable value of the accounts receivable can be found by the following formula, which is:
Net Accounts receivables (Step3) = Closing Accounts receivables before adjustment (Step1) -/+ Increase or decrease in Allowance for doubtful debts (Step2)
Step 1: Closing Accounts receivables before adjustment
Closing Accounts receivables before adjustment is $170,000.
Step 2: Increase or decrease in Allowance for doubtful debts
Opening Allowance for Accounts receivables is $9800
Change in Allowance for doubtful debts is the difference of the Closing Allowance calculated and Opening Allowance Value in the account.
Which means:
Allowance for the Year = Closing Allowance calculated - Opening Allowance Value
Allowance for the Year = 10% of $170,000 - $9,800
Allowance for the Year = $17,000 - $9,800 = $7,200
Step 3: Net Accounts receivables
By putting the values we have:
Net Accounts Receivables = $170,000 + $7,200 = $177,200
Functional obsolescence of a house may result from ____________.
a. construction of a super highway two blocks away.
b. a lack of bathroom fixtures(no bathtub) or non-insulated walls.
c. a property needing paint and a new roof.
d. zoning restrictions.
Answer:
b. a lack of bathroom fixtures(no bathtub) or non-insulated walls.
Explanation:
Functional obsolescence is in value of a building due to poor design or changes in building design standards.
construction of a super highway two blocks away is an example of locational obsolescence
a property needing paint and a new roof is an example physical deterioration.
I hope my answer helps you
When Whitlock Clothiers began overseas operations, top management had to learn to appreciate the _____ environments of other countries-that is, other people's systems of shared beliefs, values, customs, and behaviors.
A. social
B. legal
C. cultural
D. political
Answer:
C. cultural
Explanation:
Cultural environment is the environment which is different from country to country.
It is important for the business organization to manage the different cultures which are belongs from the people live in different countries and applied the same in the organization so that the employees, and other staffs could be motivated
Since in the given scenario, the Whitlock Clothiers began overseas operations and the top management learns and motivates the other countries environment that reflect the cultural environment in terms of shared beliefs, values, customs, and behaviors
Roger parked his car at a garage that has a large sign at the entrance saying, "This garage is not liable for items stolen from a car." This type of notice is referred to as an exculpatory clause. Group of answer choices
Answer: True
Explanation:
An exculpatory clause is a form of contract provision which relieves one party of liability when damages are caused while executing the contract. The party which ssues the exculpatory clause is the one that is seeking to be relieved of any potential liability incurred.
There has already been a notice that "the garage is not responsible for any item stolen from the car". Roger parking his car at the garage is at his own risk as the garage owners won't be responsible.
Hagger Sounds has accumulated the following cost and market data on March 31: Cost Data Market Data iPods $24,000 $20,400 Cell phones 18,000 19,000 DVDs 28,000 25,600 Using the lower-of-cost-or-market, how much is the value of the ending inventory? (Apply LCM to each category)
Answer:
$64,000
Explanation:
Hagger Sounds
Cost is been compared to market for each inventory category as follows:
iPods $20,400 + cell phones $18,000 +
DVDs $25,600
= $64,000.
Therefore using the lower-of-cost-or-market, the value of the ending will be $64,000
Consider this scenario: A major software company finds that code has been executed on an infected machine in its operating system. As a result, the company begins working to manage the risk and eliminates the vulnerability 12 days later. Which of the following statements best describes the companyâs approach? A. The company effectively implemented data classification. B. The company effectively implemented quality control. C. The company effectively implemented patch management. D. The company effectively implemented quality assurance.
Answer:
C. The company effectively implemented patch management.
Explanation:
The company's approach is an implemented patch management.
Patch management is the process of acquiring, testing, evaluating and installing code changes or patches on an existing software, in order to ensure that systems stay updated on existing patches and evaluating the appropriate patches across the network.
Basically, it helps to fix software bugs and vulnerabilities by upgrading applications so as to prevent hacking.
Answer: C. The company effectively implemented patch management.
Explanation: Patch management should be implemented, since it was the machine's operating system that was affected.
Patch management is a process done to help test, acquire and install multiple batches that is code changes on a software tools and on existing application on a computer, to enable it stay on existing patches and determine which patch is appropriate.
Patch management is important and patches are created when a company is experiencing data breach, it is done to ensure other business data remains safe and when patches are apply quickly it lessen the risk of affecting the business.
Rayray Records' stock currently sells for $105.00 per share. The dividend is projected to increase at a constant rate of 5.00% per year. The required rate of return on the stock, rs, is 9.00%. What is the stock's expected price 3 years from today
Answer:
$121.55
Explanation:
Given;
Stock price per share = $105
Required rate of return = 9%
Constant rate of dividend growth = 5%
As per Gordon's Growth Model, the equation for count of the stock cost dependent on profit, cost of value capital (required pace of return) and consistent pace of profit development is:
Stock Price per share = D / (r-g)
where D = dividend
r = cost of equity capital (in this problem, we take the required rate of return)
g = growth rate of dividend
Substituting the values for Stock price per share = $105, r = 0.09, g = 0.05 we need to find dividend, D
105 = D / (0.09 - 0.05)
105 = D / 0.04
105 * 0.04 = D
D = $ 4.20
Now since dividend grows at a constant rate of 5%
Dividend at the end of 3rd year = Dividend * (1 + g)3
Dividend at the end of 3rd year = 4.20 * (1+0.05)3
= 4.20 * 1.053
= 4.862
Stock price per share at the end of the 3rd year = D / (r-g)
Stock price per share at the end of the 3rd year = 4.862 / (0.09 - 0.05) = 4.862 / 0.04 = $121.55
A portfolio optimization model used to construct a portfolio that minimizes risk subject to a constraint requiring a minimum level of return is known as a. the Hauck maximum variance portfolio model. b. a capital budgeting pricing model. c. the Markowitz mean-variance portfolio model. d. a market share optimization model.
Answer:
C. The Markowitz mean-variance portfolio model.
Explanation:
This theory was developed by Harry Markowitz; and it is also known as Modern Portfolio Theory (MPT) according to which we can balance our investment by combining different securities, illustrating how well selected shares portfolio can result in maximum profit with minimum risk. He proved that investors who take a higher risk can also achieve higher profit. The central measure of success or failure is the relative portfolio gain, i.e. gain compared to the selected benchmark.
Answer:
C. the Markowitz mean-variance portfolio model. d. a market share optimization
Explanation:
Modern portfolio theory (MPT) was propounded by Harry Markowitz in his paper "Portfolio Selection," published in 1952 by the Journal of Finance. It is a theory that argues that an investment's risk and return characteristics should not be viewed alone, but should be evaluated by how the investment affects the overall portfolio's risk and return.
The theory states that investors are mainly concerned with two properties of an asset which are:
• Risk
• Return
Assumptions of the model
1. The investors risk estimates are proportional to the variance of return they perceive for a security or portfolio.
2. Investors base their investment decisions on two criterias: expected return and variance of return.
3. Investors are risk averse.
4. Investors are rational.
5. The return on an investment adequately summarizes the outcome of the investment.
Red Bull enlisted college students as "Red Bull student brand managers" to distribute samples, research drinking trends, design on-campus product promotion activities, and write stories for student newspapers. From a marketing management perspective, which of the following brand equity drivers is most applicable in the given scenario?A) the profitability associated with brand developmentB) associations indirectly transferred to the brand by linking it to a personC) the product and all accompanying marketing activities and supporting marketing programsD) the initial choices for the brand elements or identities making up the brandE) associations indirectly transferred to the brand by linking it to a place
Answer: C. the product and all accompanying marketing activities and supporting marketing programs.
Explanation:
From a marketing management perspective, the activities carried out by the college students and the equity driver applicable here is that " the product and all accompanying marketing activities and supporting marketing programs".
Red bull enlisting college students as brand managers for its product sample distribution, research drinking trends and promotion is part of marketing.
Norris Co. has developed an improved version of its most popular product. To get this improvement to the market, will cost $48 million and will return an additional $13.5 million for 5 years in net cash flows. The firm’s debt-equity ratio is .25, the cost of equity is 13 percent, the pretax cost of debt is 9 percent, and the tax rate is 30 percent. What is the net present value of this proposed project?
Answer:
$1.0725 Million
Explanation:
So now
Net Present Value = Annuity value of the even cash inflow - Investment
Here
Investment is $48 Million
Annuity Value of $13.5 Million Cash Inflow = $13.5 Million * Annuity factor for 5 years at 11.66%
Annuity factor = (1 - (1 + r)^ -n) / r
Here
r is 11.66% (Step1) and n is 5 years
Annuity Factor = (1 - (1 + 11.66%)^-5) / 11.66%
Annuity Factor = 3.635
By putting values in the above equation, we have:
Net Present Value = $13.5 Million * 3.635 - $48 Million
NPV = $1.0725 Million
Step1: Find r which Weighted average cost of capital (WACC)
Weighted Average Cost of capital
= Value of Debt / (V of debt + V of equity) * After tax cost of debt PLUS
(Value of equity (Value of Debt / (V of debt + V of equity) * cost of equity
Here
Post tax cost of debt = Pre tax cost of debt * (1 + Tax rate)
Post tax cost of debt = 9% * (1- 30%) = 6.3%
The debt to equity ratio is 25% which means equity is 100% and debt is 25%.
So
Value of debt is 25%
value of equity is 100%
and total value of capital structure is 125%
This means
WACC = (25% / 125% * 6.3%) + (100% / 125% * 13%)
= 1.26% + 10.4% = 11.66%
The NPV of Norris Co.'s proposed project is $1.09 million, indicating it is a worthwhile investment.
Net Present Value Calculation for Norris Co.'s Project-
To calculate the net present value (NPV) for the proposed project by Norris Co., we will follow these steps:
Determine the weighted average cost of capital (WACC).Calculate the present value of the future cash flows.Subtract the initial investment from the present value of the cash flows to find the NPV.Step 1: Calculate WACC-
We need to find the WACC using the given information:
Debt-Equity Ratio (D/E) = 0.25Cost of Equity (Re) = 13%Pretax Cost of Debt (Rd) = 9%Tax Rate (T) = 30%We start by finding the proportion of debt and equity in the capital structure:
Debt proportion (D/V) = D / (D + E) = 0.25 / (1 + 0.25) = 0.2
Equity proportion (E/V) = 1 - D/V = 1 - 0.2 = 0.8
Next, we calculate the after-tax cost of debt:
After-tax Cost of Debt = Rd * (1 - T) = 9% * (1 - 0.3) = 6.3%
Now we calculate the WACC:
WACC = (E/V * Re) + (D/V * Rd * (1 - T))
WACC = (0.8 * 13%) + (0.2 * 6.3%)
WACC = 10.4% + 1.26%
WACC = 11.66%
Step 2: Calculate the Present Value of Cash Flows-
The project will generate additional cash flows of $13.5 million for 5 years. We will discount these cash flows using the WACC:
PV of Cash Flows = $13.5M / (1 + 0.1166) + $13.5M / (1 + 0.1166)² + $13.5M / (1 + 0.1166)³ + $13.5M / (1 + 0.1166)⁴ + $13.5M / (1 + 0.1166)⁵
Calculating each term individually:
Year 1: $13.5M / 1.1166 = $12.09M
Year 2: $13.5M / (1.1166)² = $10.83M
Year 3: $13.5M / (1.1166)³ = $9.70M
Year 4: $13.5M / (1.1166)⁴ = $8.69M
Year 5: $13.5M / (1.1166)⁵ = $7.78M
Total PV of Cash Flows = $12.09M + $10.83M + $9.70M + $8.69M + $7.78M = $49.09M
Step 3: Calculate NPV-
The initial investment required for the project is $48 million.
NPV = Total PV of Cash Flows - Initial Investment
NPV = $49.09M - $48M
NPV = $1.09M
Since the NPV is positive, this indicates that the project is expected to generate value for Norris Co.
The brakes on Ned's Overland truck malfunction, but he continues to drive it. Unable to slow down, he crashes through a guardrail and careens off the road. In Ned's suit against Overland, the truck maker can raise the defense ofA. commonly known dangers.B. assumption of risk.C. inadequate warning.D. product misuse.
Answer:
B. assumption of risk
Explanation:
Assumption of risk is a doctrine in business law that a defendant can use in defense against a lawsuit filed by a plaintiff who is suing for damages. According to this doctrine, the plaintiff cannot hold the defendant liable for damages sustained in an activity or event in which the plaintiff voluntary took part in, knowing quite well the risk involved. If the defendant can prove that the plaintiff voluntarily assumed the risk, the plaintiff would be barred from recovering any damage sustained from such situation or accident.
Therefore, in Ned's suit against Overland, the truck maker can raise the defense of assumption of risk, in order not to be held liable for any damage sustained in the accident.
A human resource inventory of an organization's employees would include all of the following EXCEPT Multiple Choice specialized skills of employees. names and ages of employees. education and training of employees. salary levels of employees.
The human resource inventory includes information about the specialized skills, names and ages, and education and training of employees, but it does not include salary levels of employees.
A human resource inventory of an organization's employees would include a wide range of information that encompasses the skills, experiences, and various attributes of its workforce. However, it does not include salary levels of employees. This type of inventory is meant to track aspects such as specialized skills of employees, their names and ages, and their education and training.
The purpose is to manage and understand the human capital, which refers to the skills and training embodied in the workforce, and to ensure optimal matching of job descriptions and hiring practices. Additionally, such inventories assist in managing employee training, and ensure compliance with occupational health and safety regulations as well as maintaining high standards of customer service. Typically, salary levels, while important, are managed within different HR systems that deal with payroll and compensation.
Which method of setting advertising objectives specifies that all objectives should precisely define the target audience, the desired percentage change (in some specified measure of effectiveness), and the time frame in which that change is to occur?
Answer: DAGMAR
Explanation:
The DAGMAR is stand for the defining advertising goals for the measured advertising results and it is one of the type of business marketing framework which is typically used for establishing the main objective of the advertising.
According to the given question, the DAGMAR is one of the method that is used for specify the main aim of the advertising more precisely and this concept also used to defining the main target to the audience and the customer for the purpose of advertising the main products and brands in the market.
Therefore, DAGMAR is the correct answer.
The short run is defined as A. a period of time of five years or less. B. the period of time in which all factors of production are variable. C. the period of time in which at least one factor of production is fixed. D. the period of time it takes the firm to make its first economic profit.]
Answer:
C. the period of time in which at least one factor of production is fixed.
Explanation:
The short-run is a condition, were some controls and market are not in fair equilibrium, some factors like the variables and other that are foxed have limited entry or exit to the industry. In the macroeconomics a long run is a time when the general price, and contractual wage rates, along with the expectations are adjusted entirely to the states of the economy. and this contrast to the short-run where the variable is not fully fixed or adjusted. The short-run for a firm will increase the production of the marginal costs is less than the marginal revenue. The transition from the short to the long-run market equilibrium may be done on considering the supply and demands.Presented below is the stockholders' equity section of Mead Corporation at December 31, 2006: Common stock, par value $20; authorized 75,000 shares; issued and outstanding 45,000 shares $ 900,000 Paid-in capital in excess of par value 250,000 Retained earnings 500,000 $1,650,000 During 2007, the following transactions occurred relating to stockholders' equity: 3,000 shares were reacquired at $28 per share. 3,000 shares were reacquired at $35 per share. 1,800 shares of treasury stock were sold at $30 per share. For the year ended December 31, 2007, Mead reported net income of $450,000. Assuming Mead accounts for treasury stock under the cost method, what should it report as total stockholders' equity on its December 31, 2007, balance sheet? a. $1,965,000. b. $1,961,400. c. $1,957,800. d. $1,515,000.
Answer:
a. $1,965,000
Explanation:
The computation of total stockholders' equity is shown below:-
Paid-in capital from Treasury Stock = 1,800 × ($30 - $28)
= 1,800 × $2
= $3,600
Retained earning = $500,000 + $450,000
= $950,000
Treasury stock = ((3,000 - 1,800) × $28) + (3000 × 35)
= (1,200 × $28) + (3000 × 35)
= $33,600 + $105,000
= $138,600
Total stockholders' equity on December 31, 2007 = Common stock + Paid-in capital in excess of par value + Paid-in capital from Treasury Stock + Retained earnings - Treasury stock
= $900,000 + 250,000 + $3,600 + $950,000 - $138,600
= $2,103,600 - $138,600
= $1,965,000
So, we have applied the above formula.
A company sent a trained observer to watch and interact with consumers in their natural environments in order to gain deeper insights on consumer needs. This is an example of ________. A. ethnographic research B. niche marketing C. experimental research D. viral marketing E. survey research 2 points
Answer:
A. ethnographic research
Explanation:
Ethnographic research: In psychological research, the term "ethnographic research" is described as one of the different qualitative methods in which an investigator or researcher tend to interact or/and observe with different participants associated with a specific study or research in their real or actual life or environmental surroundings. In anthropology, ethnographic research is considered as one of the famous research yet it is being used in a variety of aspects related to social sciences.
The company's method of studying consumers in their natural environments is known as ethnographic research. In a business context, this research allows firms to gain real-world insights into consumer behavior.
Explanation:The scenario you provided is a classic example of ethnographic research. Ethnographic research involves observing and/or interacting with a study’s participants in their real-life environment. This type of study is often done in the field of anthropology but has applications in many disciplines related to social and behavioral sciences. In the context of business, ethnographic research can provide valuable insights into how consumers interact with products or services in their natural settings, revealing their true needs and behaviors, which can be different from what they articulate in survey responses or focus group discussions.
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In 500 words, describe a major financial decision you've made. Describe the decision-making process you went through when making this
financial choice. Describe the opportunity costs you incurred.
Answer:
Plato Answer
Explanation:
The decision-making process consists of the following:
1. Identify the problem.
2. Gather information.
3. Analyze the situation.
4. Develop options.
5. Evaluate alternatives.
6. Select an alternative.
7. Act on the decision.
Recently, I bought a new computer. My decision-making process was as follows:
1. Identify the problem: The computer I used to do homework had broken down. The processor was inoperable. The problem was that I could not effectively do my schoolwork, including doing research, writing papers, and doing math homework that required Excel.
2. Gather information: I found out that a laptop that could handle basic functions and had a wireless network card (for internet access via Wi-Fi) would cost $200. A more sophisticated computer system with a faster processor and software included would cost up to $800.
3. Analyze the situation: The situation was that I had no way of doing my homework without the use of a computer. While I could write papers by hand and do research at the library, these were not viable because I had no way of getting to the library. In addition, my teachers would not accept handwritten papers.
4. Develop options: My options consisted of the following:
Buy a basic laptop for $200.
Buy a nicer computer for $800.
Go to the library to use the computers.
Stay after school to use the computers.
Write papers by hand and find other means of doing research and math complex problems.
6. Select a preferred alternative: I quickly eliminated the alternatives of going to the library and staying after school. I do not have transportation that would allow me to go or stay at these places (I take the bus to school and have an after-school job). Also, I already noted that teachers will not accept handwritten work. I spoke to my math teacher, and she explained that a computer is a necessity for our homework. So, I am left with buying a basic laptop or buying a nicer computer. Buying a basic laptop would be a quick fix, and it would be portable. However, I want this computer to last at least five years. I plan to major in engineering in college, and I know the laptop would not have the kind of power I’d need. A nicer computer with a faster processor would last through my high school years and for at least the first two years of college. With some modifications, I could make it last through college. I decide to spend the $800 on a nicer computer.
7. Act on the decision: I don’t have $800 at the moment, so I’ll need to make arrangements with my teachers to borrow a laptop. I will work overtime at the coffee shop, where I work after school each day. After a month, I should have enough money to buy the computer. In the meantime, I’ve arranged with a teacher to use my study hall period and basketball practice time to use the computers at school. This means I’ll sacrifice some playing time, but will get my homework done and keep my grades up.
1. Identify the problem: The computer I used to do homework had broken down. The processor was inoperable. The problem was that I could not effectively do my schoolwork, including doing research, writing papers, and doing math homework that required Excel.
2. Gather information: I found out that a laptop that could handle basic functions and had a wireless network card (for internet access via Wi-Fi) would cost $200. A more sophisticated computer system with a faster processor and software included would cost up to $800.
3. Analyze the situation: The situation was that I had no way of doing my homework without the use of a computer. While I could write papers by hand and do research at the library, these were not viable because I had no way of getting to the library. In addition, my teachers would not accept handwritten papers.
4. Develop options: My options consisted of the following:
Buy a basic laptop for $200. Buy a nicer computer for $800. Go to the library to use the computers. Stay after school to use the computers. Write papers by hand and find other means of doing research and math complex problems.6. Select a preferred alternative: I quickly eliminated the alternatives of going to the library and staying after school. I do not have transportation that would allow me to go or stay at these places (I take the bus to school and have an after-school job). Also, I already noted that teachers will not accept handwritten work. I spoke to my math teacher, and she explained that a computer is a necessity for our homework. So, I am left with buying a basic laptop or buying a nicer computer. Buying a basic laptop would be a quick fix, and it would be portable. However, I want this computer to last at least five years. I plan to major in engineering in college, and I know the laptop would not have the kind of power I’d need. A nicer computer with a faster processor would last through my high school years and for at least the first two years of college. With some modifications, I could make it last through college. I decide to spend the $800 on a nicer computer.
7. Act on the decision: I don’t have $800 at the moment, so I’ll need to make arrangements with my teachers to borrow a laptop. I will work overtime at the coffee shop, where I work after school each day. After a month, I should have enough money to buy the computer. In the meantime, I’ve arranged with a teacher to use my study hall period and basketball practice time to use the computers at school. This means I’ll sacrifice some playing time, but will get my homework done and keep my grades up.