How might a recent college graduate's investment portfolio differ from someone who is nearing retirement

Answers

Answer 1

A recent college graduate's investment portfolio will differ from someone who is nearing retirement due to the length of time someone who is at the end of their career has had to invest whereas someone who is a recent college graduate hasn't had the time/money to invest. Building an investment portfolio takes time and effort and a lot of learning during the beginning stages to help have a bigger, better portfolio at retirement time.

Answer 2

Recent college graduates and the person who is nearing retirement has a difference in the investment portfolio. This is because growth, time, and income the retiring person has invested in their whole career.

What is an Investment portfolio?

An investment portfolio is a collection of assets that include stocks, bonds, cash, and other financial instruments. A growth component should be included in the portfolio, especially at a young age.

An investment portfolio consists of all the investments person has in various accounts like 401(k)s and IRAs are examples of employer-sponsored programs, saving accounts, certificates of deposit, Brokerage accounts, Accounts for Robo-advisors, and many different accounts.

Thus, there is a huge difference in investments portfolio of people according to their ages.

For further details about investment portfolio refer to this link:

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Related Questions

For optimal conditioning, the minimum delay between the cs and us should be

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The answer is a half second to five seconds.

The brainest answer would be appreciated. 

Antonio is a 24-year-old professional tennis player. when he's not competing, he works as a coach at a local tennis club.

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The answer is that the status of Antonio is "employed".

it is given that he is a tennis player and when he is not competing he works as a coach at a local tennis club, means that he is employed and working as a tennis player or as a coach. so when a person is working, he is said to be employed and when he is not working he is called as unemployed.
Antonio is a 24-year-old professional tennis player. when he's not competing, he works as a coach at a local tennis club. True, most athletes that compete professionally at a young age, often work at the facility to coach young kids who have the same drive and passion. In this situation Antonio is employed by the tennis club where he competes and also teaches.

A main reason careers in Information Technology are growing faster than average is

A) the government has provided funding to boost educational programs.
B) it has a large customer base of people, businesses, and organizations.
C) large corporations have turned to computers to handle their business.
D) the Internet has led to more people and businesses needing computer experts

Answers

Answer:

The correct answer is letter "D": the Internet has led to more people and businesses needing computer experts.

Explanation:

The massive spread of the use of the internet has changed the way businessmen make investments. It is not necessary to look for customers on the other side of the world anymore since they can reach you on a web page from the comfort of home. This had led to some companies in relying on a computer-based market. For that reason, those organizations require every day more computer specialists so they can take advantage of the network as much as possible.

Answer:

The Answer Is D.) the Internet has led to more people and businesses needing computer experts.

Explanation:

Right On Edge

The cash account of randell corp. reported a balance of

Answers

The cash account of Randell Corp
Reported a balance of $2,400 at October 31

The accounting break-even production quantity for a project is 5,850 units. the fixed costs are $27,400 and the contribution margin is $7. what is the projected depreciation expense? $0 $12,836 $12,914 $13,224 $13,550

Answers

To find the projected depreciation:
Take the quantity for the project in units and multiple it by the contribution margin. After that you will subtract the fixed costs and you are left with the projected depreciation expense.

Projected depreciation = (5,850)(7) - 27,400
Projected depreciation = 40,950 - 27,400
Projected depreciation = 13,550

Which statement best describes an education at a vocational school?

Answers

what are the statements????
It usually takes two years to complete and tends to focus on technical training.

Presto company purchased equipment and these costs were incurred: cash price $65,000 sales taxes 3,600 insurance during transit 640 installation and testing 860 total costs $70,100 presto will record the acquisition cost of the equipment as

Answers

Given:
cash price $65,000
sales taxes 3,600
insurance during transit 640 i
nstallation and testing 860
total costs $70,100

Presto will record the acquisition cost of the equipment as $70,100.

Acquisition cost is the cost of buying an equipment as well as the cost paid in making sure that the equipment is in working order. A cost is recognized as a part of an acquisition cost when its absence is detrimental to the purchase of the item. 

Windsor co. incurs $1,050,000 of overhead costs each year in its three main departments, machining ($600,000), inspections ($300,000) and packing ($150,000). the machining department works 4,000 hours per year, there are 600 inspections per year, and the packing department packs 1,000 orders per year. information about windsor's two products is as follows: product x product y machining hours 1,000 3,000 inspections 100 500 orders packed 350 650 direct labor hours 1,700 1,800 if traditional costing based on direct labor hours is used, how much overhead is assigned to product x this year?

Answers

Final answer:

Using traditional costing, Windsor Co. would assign $510,000 in overhead costs to Product X, based on its direct labor hours.

Explanation:

The question asks how much overhead Windsor Co. assigns to Product X for the year using a traditional costing system that allocates overhead based on direct labor hours. To determine this, we must first calculate the overhead allocation rate by dividing the total overhead costs by the total direct labor hours. Then, we multiply the allocation rate by the direct labor hours for Product X.

Total overhead costs = $1,050,000
Total direct labor hours for both products = Product X (1,700 hours) + Product Y (1,800 hours) = 3,500 hours
Overhead allocation rate per direct labor hour = $1,050,000 / 3,500 hours = $300 per hour
Direct labor hours for Product X = 1,700 hours
Overhead assigned to Product X = 1,700 hours x $300/hour = $510,000

Which type of global marketing strategy works best when consumers share the same desires, needs, and uses for a product across countries and cultures? multiple choice product invention communication adaptation promotion adaptation product extension promotion customization?

Answers

Product extension is a global marketing strategy that works best when consumers share the same desires, needs, and uses for a product across countries and cultures. 

They typically use a brand name that is familiar and launch a new product under a familiar brand to see their interest in the item. This could be a new flavor of a drink, color of hair dye, smaller package size, healthier ingredients and so on. 

There may be more than one critical path in a project network.
b. if one of the activities on the critical path is​ delayed, the entire project will be delayed.
c. the critical path is the sequence of activities between a​ project's start and finish that takes the shortest time to complete.
d. the activities along the critical path determine the completion time of the project.

Answers

The answer is c, the critical path is the sequence of activities between a projects start and finish that takes the shortest time to complete.

When money is used to express the value of goods and services, it is functioning as a?

Answers

The term money is used to describe anything that is regularly used in economic transactions or exchanges.
When money is used to express the value of goods and services, it is functioning as a unit of account.
This is the primary function of money, to be used a unit by which value of a thing is accounted and compared.
Unit of account. The unit of account is used in economics to measure currency that is being used to represent the real value or cost of an economic item. These items can be goods, services, assets, liabilities, income and/or expenses. Units of account is one of the three well-known functions of money.

John recently accepted a job in the marketing department with the burbank bagel boys. after just a few days on the job, john learned that the company has many layers of management, and seems to have a rule to cover almost every situation. these conditions suggest that burbank bagel boys is a(n):

Answers

Based on the scenario above, it suggest that the Burbank Bagel Boys is considered to be a bureaucratic organization of which it is defined as having many layers of management and as well as having extensive reliance in regards with rules and regulations.

Final answer:

Burbank Bagel Boys having many management layers and an abundance of rules suggests it is a bureaucratic organization, which is characterized by a strict hierarchy and numerous governing policies.

Explanation:

John recently learned that the Burbank Bagel Boys has many layers of management and numerous rules, suggesting that it is a bureaucratic organization.

A bureaucratic structure is characterized by a clear hierarchy, a well-defined division of labor, a set of policies and rules to govern operations, and procedures that employees must follow. This type of structure can often provide stability and predictability but might also result in a less flexible environment.

Giant robot magazine has embraced the use of​ __________ to reach its current and potential customers.

Answers

Giant Robot magazine is of Asian and Asian American popular culture.
Giant robot magazine has embraced the use of​ social networks to reach its current and potential customers.
Facebook and Twitter help the magazine to connect with current and potential customers and also builds its brand community.

Giant robot magazine has embraced the use of social networking to reach its current and potential customers.  

Further Explanation:

Current customer:

A current customer is a person who had made a purchase already. This customer already purchases the goods from the giant robot magazine. The company makes a strategy to maintain the existing customer.  

Potential customer

A potential customer is a person who may purchase the goods from the company. The company tries strategies to attract the potential customer. If the number of customers is more, the sale of the company will increase.  

Social networking:

Social networking is a type of marketing strategy which is used to attract the customer.  

Following are the advantages of social networking:

It can reach to a large number of the customer at one time.  It saves the cost of advertisement as the cost of social networking is less than direct marketing.  It reduces the time to reach current and potential customers. In this lots of information provides in a short time to a large number of the customer.  It reduces the price of the product as the cost od advertisement is less in this marketing strategy.  

Learn more:

1. Learn more about CRM system

https://brainly.com/question/6657146

2. Learn more about decision-making theory

https://brainly.com/question/6618895

3. Learn more about organizational structure

https://brainly.com/question/6256024

Answer details:

Grade: Middle School

Subject: Marketing

Chapter: Social networking

Keywords:

giant robot magazine, embraced, the use of, social networking, current customer, potential customer, purchase, cost of advertisement, lots of information, marketing strategy, attract, price of the product.  

Dry gulch farms hires elliot to repair its irrigation system on site on a certain date for $2,500, but elliot does not show up as agreed. dry gulch hires fernando to do the job for $2,000. dry gulch may recover from elliot

Answers

The answer is "nominal damages".

Nominal damages alludes to a harm or damage grant that is issued by a court when a legitimate wrong has happened, yet where there was no real budgetary misfortune because of that lawful wrong. Regularly, when an nominal damage grant is utilized, the offended party will be granted $1 or $2. This may appear to be senseless, however nominal damages fill an essential need.
Final answer:

In the context of breach of contract, Dry Gulch Farms does not incur additional costs when hiring Fernando for the irrigation system repairs, as Fernando's charge is less than Elliot's contracted amount. Therefore, Dry Gulch may not recover damages from Elliot based on the contract prices. This highlights the concepts of breach of contract and the mitigation of damages in contract law.

Explanation:

When Elliot fails to fulfil the irrigation system repair contract with Dry Gulch Farms, the farm hires Fernando to complete the job at a different price. This situation deals with a breach of contract and the potential damages Dry Gulch may recover from Elliot - notably the difference in contract prices if any, and possibly additional damages resulting from the breach.

However, in this scenario, Dry Gulch hires Fernando for $500 less than the amount agreed with Elliot. Therefore, in strict legal theory, Dry Gulch has mitigated its damages and may not recover the cost from Elliot, since they did not incur additional cost. This situation exemplifies the importance of understanding contract law and the consequences of not fulfilling contractual obligations.

what is 4 5/6 minus 5/6 minus 1 1/2 minus 2/3

Answers

Your answer would be 1 5/6

Deviating significantly from the standard business plan format is a mistake because:

Answers

The answer is that because "investors prefer to see a Format that is Familiar to them".


Each business should have an arrangement, yet only one out of every odd business needs a full formal arrangement with carefully created rundowns and depictions. On the off chance that you don't have a particular quick need to demonstrate a formal strategy for success to a broker or financial specialist, at that point you are most likely happier doing only a lean business strategy, for your internal utilization.
To establish the best connection on banks and speculators, your business plans ought to be displayed in the standard business plan format.

Ewing Marion Kauffman built his successful pharmaceutical company around targeting a _____ the larger pharmaceutical companies avoided because of its distance from their offices

company
country
market
product

Answers

the answer is market!!!


AND is a boolean operator that refines an internet search to include all items in the search field

Answers

Answer:

The correct answer is:  True.

Explanation:

Boolean operators are conjunctions such as and, or, not or and not that are used to include or exclude keywords in a web search in order to have more useful outcomes. This will only work if other words that may confuse the resulting search have been deleted.

"what do you think is more important for a good it professional: strong technical skills or strong people skills?"

Answers

Strong people skills. You could have the greatest worker ever but if he can not work well with people. That person will never improve or help anyone.

___________ is a process used to test consumer reactions about a product among potential users.

Answers

Test marketing is a process used to test consumer reactions about a product among potential users. It is a test directed in a test market composing of actual situations and stores, with the buyers didn’t know that they are in the middle of an assessment test. It is used to check how a customer reacts to the product.

Test marketing is a process used to test consumer reactions about a product among potential users. When a business redevelops a product or develops a new product, they typically gather together a test market or audience to test the product with. They allow each consumer to use and try out the product and then receive feedback from them. Their overall goal is to make sure they are developing a sound product that meets the needs of their audience.

Which is not something found in a budget? A. the amount of money you saved last week B. the amount of money you earned babysitting. C. the amount of of money you spent on a gift D. the amount of money you spent on a new bat

Answers

Your answer will be either A or B hope this helps.

Companies competing with a blue ocean strategy can create an advantage because:

Answers

The answer is, "because they are able to define and set the rules for the new industry or business segment where they are working".


The blue ocean strategy refers to a theory related to a business that recommends organizations are in an ideal situation looking for approaches to increase "uncontested market space" than rivaling comparative organizations. The term is gotten from the book "Blue Ocean Strategy".

A neighbor asks charles how the family is doing. there have been some family problems. charles takes offense, thinking that the neighbor is prying into personal business. charles is engaging in

Answers

The fact that when asked how the family is doing Charles takes offense, because he thinks that the neighbor is prying into personal business means that  Charles is engaging in defensive listening. The defensive listening includes personalizing a general information. In this case the question is asked in general, but Charles has personal issues with it. 

One year ago, the jenkins family fun center deposited $3,700 in an investment account for the purpose of buying new equipment four years from today. today, they are adding another $5,500 to this account. they plan on making a final deposit of $7,700 to the account next year. how much will be available when they are ready to buy the equipment, assuming they earn a 9 percent rate of return?

Answers

If the interest rate is x% on the capital C, to calculate the total money after 1 year we have that we gain C*x and we need to add C. Hence, Money after 1 year= (1+x/100)*C
We have that today, the money in the account is 3700*(1.09)= 4033$. We then add 5500, hence we have that in total we have 4033+5500=9533$. After 1 year, the whole sum is getting multiplied by 1.09, hence we have that 1 year after today the total money is: 9533*1.09=10390.97$. We add a further 7700$ to this account, so at the start of the second year, the total sum will be 18090.97$. Then, we will wait for 3 years to get the money on this account. Hence, we have that since every year we need to multiply the sum by 1.09, after 3 years we need to multiply by [tex](1.09)^3[/tex]. So, the total sum available after with this plan is: 18090.97*(1.09)^3=23428.33$.

This is much more that the sum of the payments that is 16.900$ and it shows how important investing and banking your money is.

The Jenkins Family Fun Center will have the combined future values of three separate deposits earning a 9% annual rate of return when they are ready to buy new equipment. The amount for each deposit is calculated using the compound interest formula and summed for the total available funds.

The question asks how much money the Jenkins Family Fun Center will have available to buy equipment after making three separate deposits and earning a 9% annual rate of return. We calculate the future value of each deposit separately because they are made at different times and then sum them up for the total amount available.

The first deposit of $3,700 was made one year ago, so it compounds for 4 years. The second deposit is $5,500 today, which compounds for 3 years. Lastly, a deposit of $7,700 will be made next year, compounding for 2 years.

Using the formula for compound interest, we calculate:

FV = P(1 + r)^n

P is the principal amount (initial deposit), r is the annual interest rate (as a decimal), and n is the number of years the money is invested.
For the first deposit: FV = 3,700(1 + 0.09)^4

For the second deposit: FV = 5,500(1 + 0.09)^3

For the third deposit: FV = 7,700(1 + 0.09)^2

After solving each, we add all three amounts together to find the total money available to buy the equipment.

The type of engine that contains 2 camshafts mounted in its cylinder head is called a/an A. overhead valve engine. B. dual-overhead camshaft engine. C. overhead camshaft engine. D. push rod engine.

Answers

Answer:

Overhead Camshaft Engine

The type of engine with 2 camshafts mounted in the cylinder head is a dual-overhead camshaft engine, which allows for more precise valve timing and improved engine performance compared to overhead valve or push rod engines. The correct option is B.

The engine type that contains 2 camshafts mounted in its cylinder head is referred to as a  dual-overhead camshaft engine. This design typically features one camshaft to operate the intake valves and another to operate the exhaust valves. This arrangement allows for more precise control over valve timing, which can lead to improvements in engine power and efficiency compared to single camshaft designs.

In contrast, an overhead valve engine generally has a single camshaft located in the engine block, with pushrods and rocker arms to operate valves located in the cylinder head. A push rod engine is another term for this kind of design. Lastly, an overhead camshaft engine might sometimes be confused with dual-overhead camshaft engines, but the former can refer to engines with either single or double camshafts.

Which of the following is generally not part of overall risk management

Answers

A. Choosing a project manager

Suppose you are in charge of sales at a pharmaceutical company, and your firm has a new drug that causes bald men to grow hair. assume that the company wants to earn as much revenue as possible from this drug. if the elasticity of demand for your company's product at the current price is 1.4, would you advise the company to raise the price, lower the price, or to keep the price the same? what if the elasticity were 0.6? what if it were 1? explain your answer.

Answers

i will get banned for doing this but i will kep on making accounts until i get what i wnt from brainly somfor now im causes trouble

In what types of stores would you expect to find (a) convenience products, (b) shopping products, (c) specialty products, and (d) unsought products?

Answers

d.unsought products.

a) Convenience products are typically found in stores like convenience stores and supermarkets near the checkout area for impulse buys. b) Shopping products are available in department stores where customers can compare similar items. c) Specialty products are found in specialty stores or high-end department stores and feature unique characteristics or brand identification. d) Unsought products are sold through direct marketing or specialized stores.

Products in stores can generally be classified into four categories: convenience products, shopping products, specialty products, and unsought products. Each type of product is typically found in different locations within various retail environments due to their differing nature and consumer buying habits.

a) Convenience Products

Convenience products are those that are bought often, immediately, and with minimal comparison and buying effort. These items are usually found in convenience stores, supermarkets, drug stores, and gas stations. Examples include snacks, beverages, and toiletries. Because they are often impulse buys, they might be placed near the checkout area or in locations that are easily accessible and highly visible to the customers.

b) Shopping Products

Shopping products are less frequently purchased and customers often compare them on suitability, quality, price, and style. These items can be found in department stores, specialty chains, and electronics retailers. Stores may organize shopping products by category, such as apparel, electronics, or home furnishings, allowing customers to compare similar items.

c) Specialty Products

Specialty products are unique and consumers will make a special effort to search for and buy these products. These items typically have brand identification or unique features and are found in specialty stores or high-end department stores. The stores that carry specialty products might customize their inventories to match regional tastes or offer a broad range of products to cater to the specific desires of their customers.

d) Unsought Products

Unsought products are not well known to consumers or are products that consumers do not normally think of buying, such as life insurance or funeral services. These products can be sold through direct mail, sales visits, or specialty stores that focus on particular unsought products.

A(n) _____ organization can be best defined as one in which there is very little hierarchy; each employee is multi-talented and has the diverse skills and flexibility to perform a variety of tasks.

Answers

The correct answer is:  "organic" .
______________________________________________

In spite of definite customer demand, new products often fail due to:

Answers

one of the reasons for the failure of a product is due to poor commercialization. It is important for a certain product to be introduced to the consumers or in the general market.
In spite of definite customer demand, new products often fail due to poor commercialization. Commercialization is the act of a company marketing and launching a new product to consumers or new method into commerce to make the product available. In this situation, products often fail because the company’s are not doing their job in launching the product and consumers knowing it is available. Instead, their customers are waiting for them to launch something even though they did, they just didn’t know about it.
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