Identify the self-assessment test that each statement describes. Harry wants to save money in a bank account. He decides to open a ___________ account with a five-year maturity date because it offers _____________ than a savings account does.

1.) checking
2.) CD
3.) market market

A.) a higher interest rate
B.) more ATM withdrawals
C.) a lower maturity period

Answers

Answer 1
I believe the answer you are looking for is a CD and a higher interest rate
Answer 2

The answer is: CD/higher interest rate

CD stands for certificate of deposit. When you open a CD, you agree to store your money in the bank within a specified period of time and the bank would give you a specified interest rate in return.

CD has higher interest rate compared to normal account. But, within that specified period you can take the money that you invested in CD (unless you want to receive penalty) , while you can take your money whenever you like if you open a saving account.


Related Questions

"for which service characteristic do marketers need to pay close attention to fluctuations in​ demand?"

Answers

Perishability is a service characteristic that marketers need to pay attention to fluctuations in demand for. Perishability means that the item will not have a shelf life that's long lasting. If the market is creating/producing to many of one item or a service that is perishable and the demand is low, they will end up losing out on the service because it can not be stored for future use. 

Perishability is the service characteristic marketers need to pay close attention to fluctuations in​ demand.

What is the Market?

The trade of products or services can take place in a market, which is a gathering place for interested parties. Both purchasers and sellers are typically the stakeholders engaged. The market might be actual, like a real store where people interact in person, or it could be virtual, like an online market, where there is no face-to-face interaction among both purchasers and sellers. A market is characterized by a few basic elements, such as the presence of buyers and sellers, as well as a commodity that can be bought and sold.

Any location where two or more people may come together to conduct an economic transaction, even one that doesn't require legal cash, is referred to as a market. A market transaction can entail the transfer of commodities, services, information, money, or any combination of these to another party. Markets are places where buyers and sellers may come together and do business.

Typically, a transaction requires the participation of two parties. But to provide competition and restore equilibrium to the market, at the very least, a third party is needed. As a result, among other things, a market in a condition of perfect competition is characterized by a large number of active buyers and sellers.

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Contractionary monetary policy attempts to _____ aggregate demand by _____ interest rates.

Answers

1. Decrease
2. Increasing

What's the term for the profit made from selling a stock at a higher price than the price paid for the stock? A. Capital gain B. Depreciation C. Stock profit D. Dividend

Answers

I think the answer is capital gain

Answer:

A.) Capital Gain

Explanation:

Took the test and got it right! Good luck! God Bless you!

Which of these statements about life insurance benefits is false?

Answers

Employers normally require employees to pay a large portion of thecost of the life insurance benefit.

While ________ encourages free trade among canada, mexico and the united states, manufacturers and distributors must abide by local content requirements and rules of origin. can nafta cafta-dr lafta?

Answers

Nhshshhshshshhshshshshhs

In a competitive labor market, when the government increases the minimum wage, the result is a(n) __________ in the quantity of labor supplied and a(n) __________ in the quantity of labor demanded. increase, increase increase, decrease decrease, increase decrease, decrease

Answers

In a competitive labor market, when the government increases the minimum wage, the result is an increase in the quantity of labor supplied and a decrease in the quantity of labor demanded. More people want to work when there is an increase in what they will be paid for their work. As more jobs are filled and less vacant ones are available the quantity of labor demanded goes down because these people are filling the jobs. 

True or false: a country is possibly overinvesting in human capital if people are not educated enough to fill existing job openings.

Answers

A country is possibly over investing in human capital if people are not educated enough to fill existing job openings is false. A country would be over investing in human capital if people were overqualified for the jobs that were available. A good example of this would be a lawyer only able to get a job at a department store. The lawyer is well overqualified for the job however, that is all they can find available. 

Final answer:

The statement is false because a lack of qualified individuals for job vacancies indicates underinvestment in human capital. Human capital is key to economic growth, and while investment in education can lead to significant gains in workforce capabilities, the returns on such investments can vary depending on a country's current educational level.

Explanation:

True or false: a country is possibly overinvesting in human capital if people are not educated enough to fill existing job openings. This statement is false. When individuals in a country are not sufficiently educated to fill current job vacancies, it suggests that there is an underinvestment in human capital, not overinvestment. The human capital of a country, which includes the education, training, and skills of its workforce, is crucial for driving economic growth and productivity. In many low-income countries, the lack of funds and resources severely hampers the ability to invest in human capital, where even basic necessities such as proper classrooms and educational materials may be scarce, as indicated in multiple figures showing students in outdoor 'classrooms' without technology or standard school furniture.

Governments play a significant role in fostering human capital through the education system. In countries with low human capital levels, small investments in education can yield large returns in the form of a more capable workforce. However, in wealthier economies with high levels of education, additional government spending on education often faces scrutiny about its effectiveness in actually improving education quality. Moreover, the economic impact of excluding certain groups, such as women, from education is profound, as this restricts the development of human capital at a national level.

The selling price of a television is​ $1,600 and the cost to the retailer is​ $225. what is the​ retailer's gross profit from the sale of the​ television?

Answers

Find the gross profit fro the sale of the television: 
Gross profit = Sales - Cost of goods sold 
Gross profit = $1,600 - $225
Gross profit = $1,375

The gross profit of a sale is the profit from sales minus the cost it took to produce/complete the item or service. 

Which of the following is a variable that could be used for demographic segmentation of consumer markets?

Answers

Demographic segmentation is a marketing strategy that identifies group or their target customers based on characteristics. Common variables they use are as follows:
- age
- gender
- income
- occupation
- family size
- economic status
- marital status
- education attainment
- ethnicity
- religion

After using multiple segmentation variables they will use advanced techniques to analyze the data they gathered.

​__________ retailing refers to the creation of a seamless​ cross-channel buying experience.

Answers

Omni-channel retailing refers to the creation of a seamless​ cross-channel buying experience. 

The omni-channel has a multichannel sales approach providing a customer with an in-depth customer experience. The customer is able to shop online using a computer or mobile device, phone service, and an in person store. The shopping experience would be amazing for the customer because they have a lot of options to chose from.

People who make money investing in the stock market

get certain tax breaks.
should sell quickly to avoid taxes.
have to pay a fee to keep a stock.
must pay taxes on profits.

Answers

"must pay taxes on profits." Profits from stocks are considered a form of income, therefore one must pay taxes on said profits.

When you make money from investing in the stock market, you must pay taxes on profits.

What are taxes?These are payments to the government from profits and salaries. They are used to fund the activities of government.

Cash from the stock market is profit which means that it is liable for taxation so those who make money in such ways need to pay taxes.

In conclusion, option D is correct.

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in a team, when you communicate good ideas without expecting credit, you are
a)participating
b)persuading
c)helping
d)sharing

Answers

d) you are sharing ideas

Answer:D

Explanation:

Apex

The transfer of live transactions in real time to an off-site facility is called

Answers

It is called "Remote Journaling."
 

Steven buys a pair of scissors instead of getting a haircut. He believes the scissors will last for a long time, while the haircut will only last a few weeks. In this case, scissors is a good, while the haircut is a service. Why is a haircut considered a service here?

Answers

Final answer:

A haircut is considered a service because it is an intangible act that is consumed at the point of sale and does not result in the ownership of a physical object. Services differ from goods, which are tangible items that can be used over time.

Explanation:

A haircut is considered a service because it is an intangible action performed by a hairstylist, barber, or cosmetologist that cannot be physically touched or stored. Unlike goods, services are consumed at the point of sale and do not result in the ownership of any physical object. Moreover, a haircut is a personalized transaction that often involves building a relationship between the stylist and the customer.

Consumers, Goods & Services

Economic products fall into two main categories: goods and services. Goods are tangible items, such as scissors, that a consumer can purchase and use repeatedly over time. These are categorized as either durable goods, like cars or kitchen appliances, which are intended to last for several years, or nondurable goods, like food or clothing, which have a shorter lifespan. Services, on the other hand, are intangible benefits bought from others, including haircuts, which are not lasting but provide immediate value at the time of the transaction.

_ occurs when a retail firm invests in and owns a retail operation in a foreign country

Answers

A direct investment, also known as a foreign direct investment occurs when a retail firm invest in and owns a retail operation in a foreign country. 

There are many benefits to a foreign direct investment and that's why a lot of retail firms go this route. A few advantages are: larger growth opportunities, goods sold and serviced around the world, benefits the global economy and the investors. 

What type of company is required to have a code of ethics available to all employees?

Answers

All public trade companies are required to have a code of ethics available to all employees. 

A public company is one that is listed and operates publicly. They have stock that is freely traded or exchanged on the stock market and the general public can purchase shares. 

99 points!!!The table summarizes the education of four applicants for positions in the STEM career cluster.


Which best describes the jobs each applicant could obtain with their educational background?

Eli can work as an Astronomer, Blake can work as an Agricultural Engineer, Fiona can work as a Mathematician, and Zoey can work as a Conservation Scientist.

Eli can work as a Civil Engineer, Blake can work as an Aerospace Engineer, Fiona can work as a Park Naturalist, and Zoey can work as a Materials Scientist.

Eli can work as an Electro-Mechanical Technician, Blake can work as a Biochemist, Fiona can work as an Industrial Ecologist, and Zoey can work as an Archivist.

Eli can work as an Electronic Engineering Technician, Blake can work as a Museum Conservator, Fiona can work as a Robotics Engineer, and Zoey can work as a Mathematician.

Answers

It's for sure gotta be B, hope this helps, have an amazing day :)

Answer:

I think that it is B.

Explanation:

Suppose iron ore is an input in producing steel. how will a decrease in the price of iron ore affect the market for​ steel

Answers

direct relation. If iron is used to make steel, and iron is cheaper now, steel will also be cheaper. Decrease in price can mean they have a bunch of it, a surplus.
Supply and demand says if you got a lot of something prices go down. So if you have a lot of cheap iron, you can make a lot of cheap steel

Halima wants a Manufacturing career. She wants to be very successful and get paid well. Which career pays the highest salary?
Hand Packagers
Mechanical Engineer
Quality Control Inspectors
Environmental Engineering Technician

Answers

Answer:

B.  Mechanical Engineer.

Explanation:

Mean salary is around $87,000 in 2018

The career that pays the highest salary is Mechanical Engineer. Thus the correct option is B.

What is a Career?

A career is referred to what an individual chooses as a profession to earn something. A career of an individual is based on his talents, skills, and abilities which help him to seek growth and development and achive the goals of life.

The pay scale in a different industry is different from sector to sector and department to department. In order to seek higher pay in any profession one must carry desired skills and experience in order to utilize their abilities.

Among the given options, the mechanical engineer gets higher packages in a manufacturing career as it is associated with technical and machine work along with supervising and controlling.

Therefore, option B is appropriate.

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When shopping for their brother, jack and james are presented with a red shirt by the sales person. while jack likes the shirt, jaymes dislikes the shirt. in this scenario, even though the color of the shirt is the same, jack and james disagree because of differences in their _____ of the shirt?

Answers

Jack and James disagree over a red shirt due to differences in their perceptions, which are influenced by their unique biases, preferences, and experiences. These differences highlight the subjectivity of personal taste and the complexity of individual likes and dislikes.

When shopping for their brother, Jack and James are presented with a red shirt by the salesperson. While Jack likes the shirt, James dislikes the shirt. In this scenario, even though the color of the shirt is the same, Jack and James disagree because of differences in their perceptions of the shirt. Perceptions can be influenced by many factors, including individual biases, preferences, and past experiences.

Personal preferences are subjective and are shaped by a variety of elements such as cultural influences, personal associations, or even physiological differences, as in the case where color might appear more vivid to younger individuals. These preferences are not necessarily tied to any inherent quality of the shirt itself but are instead a reflection of the individuals' tastes and experiences. What might be a vibrant, attractive shirt to one person could be perceived as too bold or unappealing to another, highlighting the role of subjectivity in personal taste.

Habib is an arab prisoner being held in a u.s. prison. another prisoner, aham, attacks and seriously injures habib. habib's family in saudi arabia wants to file a lawsuit in a u.s. court against the american company that operates the prison, for negligently allowing habib to be injured. if habib's family wishes to file a lawsuit alleging a violation of a u.s. treaty, they may:

Answers

Alien Tort Claims Act.

Henry conducted a survey on an ad done by his company. In the survey, he asked people to evaluate the ad and state whether they found it extremely poor, poor, good, very good, or excellent. What kind of test is Henry conducting in this survey?

day-after recall test

interview test

rating scale test

open-ended test

Answers

c rating scale test

Answer:

c

Explanation:

The type of shipping paper used in highway transportation is called a:

Answers

The type of shipping paper used in highway transportation is called a "bill of landing".

A bill of landing refers to an authoritative archive or document between the shipper and bearer or carrier enumerating the sort, amount and goal of the merchandise being conveyed. The bill of landing likewise fills in as a receipt of shipment when the products are conveyed at the foreordained goal. This record must go with the dispatched merchandise paying little mind to the type of transportation and must be marked by an approved agent from the bearer, shipper and recipient.

What state led the country in total value of exports to other countries in 2013?

Answers

It was Texas. It had a record breaking $279.5 billion worth of goods abroad in 2013 according to the US Trade Representative, Michael Froman. Its largest trade partner was Mexico and during that time, it was recorded that the state's manufacturers earned $100.9 billion in merchandise sales in Mexico.

The ______________ social network has more than 400 million members worldwide, about 10 percent of whom are college students or recent graduates.

Answers

The LinkedIn social network has more than 400 million members worldwide, about 10 percent of whom are college students or recent graduates.

LinkedIn is a network for people to show their job experience, skillset, and more. People use LinkedIn to explore different career paths, acquire jobs, and connect with their friends in a professional environment.

The spillover effect is best explained in terms of the ______.

Answers

The spillover effect is best explained in terms of the two-factor theory. Although psychology based, marketers use this in developing marketing plans for their product or service. The two-factor theory is based on psychological emotions and cognitive thinking. 

The spillover effect is best explained in terms of the impact or influence that an economic activity or event has on other related sectors, industries, or entities beyond its immediate scope.

The spillover effect, also known as spillover impact or externality, refers to the unintended consequences or effects that occur outside the primary focus or scope of an economic activity or event.

These effects can be positive or negative and often extend beyond the immediate participants or sectors involved.

Spillover effects can manifest in various ways, such as the impact of pollution from a factory on the surrounding environment, the knowledge and innovation diffusion resulting from research and development investments, or the economic ripple effects generated by a particular industry on related sectors.

Spillover effects highlight the interconnectedness and interdependencies within an economy.

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Tax refunds:
a.occur when a taxpayer's income tax withholding exceeds what they owe
b.come from extra money the federal government has left over at the end of the year, and are distributed around february 15
c.come to taxpayers regardless of whether they file an income tax return or not
d.include interest paid to the taxpayer by the federal government based on holding that money throughout the tax year submit

Answers

The answer is A, occur when a taxpayer's income tax withholding exceeds what they owe.

Michael has been saving his money and wants to invest it. after doing some research, he has decided to invest $20,000 into a certificate of deposit. the interest rate on the cd is 3% with a term of five years, and the interest is paid out annually. based on recent inflation, michael is planning on an annual inflation rate of 2%. how much interest will michael earn on this cd in the first year, based on the nominal interest rate?

Answers

Answer: Micheal will earn an interest of $600 in the first year based on  nominal interest rates.

Since we need to compute the interest paid out at the end of year 1, we use the following formula in order to find the interest

[tex]SI = P * N * R[/tex]

where

SI = Simple interest

P = Principal or initial amount invested

N = Number of years

R = Nominal interest rate

Nominal interest rate refers to the rate quoted on the CD or the rate agreed upon. In this question, the nominal interest rate is 3%.

Substituting the values in the formula above we get,

[tex]SI = 20000 * 1 * 0.03[/tex]

[tex]SI = 600[/tex]

Answer:

The nominal interest rate is 3 percent, while the real interest rate is 1 percent

Explanation:

Got it right on edge:)

Kieran wants to search a database quickly for information on the last time a patient came to his medical facility. This information is contained in one table. Which feature would make the most sense for him to use?

Answers

Short is the right answer

Final answer:

Kieran would most efficiently use a query to find information on a patient's last visit to a medical facility. Queries allow searching using primary keys or specific criteria to retrieve data quickly from a large table and can be saved for repeated use. An audit trail feature could also provide additional information about who accessed the records and any changes made.

Explanation:

Kieran can utilize several features to search a database quickly for information on a patient's last visit to a medical facility. The most efficient method would be to use a query. A query is designed to filter and retrieve data from a database efficiently, especially when dealing with large sets of records. Since databases often contain multiple tables, and each table can have thousands of records, queries are crucial for locating specific subsets of data without the need to scroll through all the records manually. For Kieran's needs, he could use a query to search the table using the primary key, which is usually the fastest way to find a specific record. In a medical database, the patient ID often serves as the primary key. Additionally, if the database were to employ an audit trail feature, he would also be able to see who accessed the patient's information, along with the changes made and the timestamps, thus maintaining a high standard of data integrity and security. The Find feature can also be practical when trying to locate a specific row in a large table without a complex query. Moreover, for repeated searches, saving the query allows for quick access in the future without having to recreate the conditions or instructions each time.

Salt is the only mineral that's harvested from the salar de uyuni.
a. True
b. False

Answers

For the answer to the question above, I believe Salar de Uyuni is in the Southwest of Bolivia. It is the largest salt flat in the world.
The answer for your question is false. Because there are other minerals that can be found there such as Gypsum, Halite, Malachite etc.

Answer: FALSE

Explanation:

There are other minerals that can be collected there

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