Revenue & Sales Corporation and Software, Inc., enter into a contract for the design of custom software for which Revenue & Sales agrees to pay $64,500. Software transfers the right to payment under the contract to CreditLine LLC. This transfer is​:_____________

Answers

Answer 1

Answer:

This transfer is AN ASSIGNMENT.

The assignor transfers rights or benefits to another party, but duties and obligations are not transferable.

Revenue & Sales corporation is the assignor and Creditline LLC is the assignee. Revenue & Sales transferred the benefits of this contract, the $64,500, to CreditLine. But the assignor still has to design the software.


Related Questions

. Which resource management task establishes and maintains the readiness of resources and ensures providers are paid in a timely manner? A. Track and Report B. Reimburse and Restock C. Mobilize D. Order and Acquire

Answers

Answer: Option B

Explanation: In simple words, Reimburse refers to the group of activities that focuses on providing the return to the sources who are proving resources to the organisation.

While on the other hand, restocking refers to the futon under which the management of an organisation tries to keep recording of the funds needed so that payments to the resource providers can be made in a timely manner as it can harm the reputation of the firm and its relation with the suppliers.

Jacqui decides to open her own business and earns $50,000 in accounting profit the first year. When deciding to open her own business, she withdrew $20,000 from her savings, which earned 5 percent interest. She also turned down three separate job offers with annual salaries of $30,000, $40,000, and $45,000. What is Jacqui's economic profit from running her own business?

a.$-56,000
b.$-6,000
c.$4,000
d.$19,000

Answers

Answer:

C) $4,000

Explanation:

To determine Jacqui's economic profit we can use the following formula:

economic profit = accounting profit - implicit costs

implicit costs = opportunity costs, in Jacqui's case they include lost wages and lost interest

Jacqui's economic profit = $50,000 - [($20,000 x 5%) + $45,000] = $50,000 - $46,000 = $4,000

According to classical economics, a decrease in aggregate demand causes the price level to _____________ in the long run. On the other hand, an increase in aggregate demand causes the price level to _____________ in the long run. These changes occur because of _____________.
a. increase; decrease; government intervention
b. increase; decrease; price flexibility
c. decrease; increase; government intervention
d. decrease; increase; price flexibility

Answers

Answer: Decrease, Increase, Price flexibility.

Explanation: According to classical economics, a decrease in aggregate demand causes the price level to DECREASE in the long run. On the other hand, an increase in aggregate demand causes the price level to INCREASE in the long run. These changes occur because of PRICE FLEXIBILITY.

In a flexible market the forces of demand and supply determines the prices of commodities in the market.

As the demand Falls the prices also fall as the demand rises the prices of commodities also rises.

Find the accumulated value of an investment of $ 10 comma 000 for 3 years at an interest rate of 6 % if the money is a. compounded​ semiannually; b. compounded​ quarterly; c. compounded monthly d. compounded continuously.

Answers

Answer:

a) $11,940.52

b) $11,956.18

c) $11,966.81

d) $11,910.16

Explanation:

Given:

Investment amount = $10,000

Time = 3 years

Interest rate = 6%

Now,

Amount = [tex]P\times(1+\frac{r}{n})^{nt}[/tex]

A = total amount

P = principal or amount of money deposited,

r = annual interest rate

n = number of times compounded per year

t = time in years

Thus,

a) compounded​ semiannually

n = 2

[tex]Amount = \$10,000\times(1+\frac{0.06}{2})^{2\times3}[/tex]

Amount = $10000 × 1.03⁶

or

Amount = $11,940.52

b)  compounded​ quarterly

n = 4

[tex]Amount = \$10,000\times(1+\frac{0.06}{4})^{4\times3}[/tex]

Amount = $10000 × 1.015¹²

or

Amount = $11,956.18

c)  compounded​ monthly

n = 12

[tex]Amount = \$10,000\times(1+\frac{0.06}{12})^{12\times3}[/tex]

Amount = $10000 × 1.00536³⁶

or

Amount = $11,966.81

d) compounded​ continuously

n = 12

[tex]Amount = \$10,000\times(1+\frac{0.06}{1})^{1\times3}[/tex]

Amount = $10000 × 1.06³

or

Amount = $11,910.16

Which of the following applies to the "value of money"?
i) It is the inverse of the price level.
ii) The value of money falls during economic expansions.
iii) It is the quantity of goods and services that a unit of money will buy.

Answers

Answer:

The answer is iii. That is, value of money lies on the quantity of goods and services that a unit of money are able to exchange for

Explanation:

Money is valuable seemly because of its purchasing power. In other words, its value depends on how much goods and services a unit of currency may purchase. Subsequently, their purchasing power fluctuates following the variation in price level.

Once price level is going up, money has less value - that is a unit of money can purchase less products and services, or that currency is depreciated. Once price level is going down, money has more value - that is a unit of money can purchase more products and services, or that currency is appreciated.

Answer: The answer is i and iii

Explanation:

The value of money is whatever money can be exchanged for. This refers to the purchasing power of money, if there is a rise in prices, it means the value of money has fallen and a fall in prices means that the value of money has risen. Therefore, we can say that the value of money depends primarily on the general price level for goods and services. One of the qualities of money is that it has no intrinsic value, this means that money should have little or no value different from its value of exchange of goods and services. Therefore, money should be wanted not because of its value but because of its value as a medium of exchange.

The value of money is inversely proportional to the general price level for goods and services. The value of money is therefore measured by using the price index such as consumer price index, wholesale price index, cost of living index, and the GDP index.

Double Click, Inc. has a number of strategic business units. Their handheld computer unit has a large market share in this rapidly growing industry. According to the BCG matrix, their handheld computer business would be classified as_________.

Answers

Answer:

a star.

Explanation:

Based on the information provided within the question it seems that their handheld computer business would be classified as a star. This term refers to a product or service that a company offers which holds the most market shares and generates the most revenue for the company out of all the products and services that they provide. Such as is the case with Double Click's handheld computer units.

In a study on the effect of music on worker productivity, employees were told that a different genre of background music would be played each day and the corresponding production outputs noted. Every change in music resulted in an increase in production. This is an example of?

Answers

Answer:

Hawthorne effect

Explanation:

The Hawthorne effect refers to a reaction of the workers included in this experiment where their behavior will be modified (their productivity increased) simply because they know they are being observed. The study should be about how changes in the environment affect productivity, but what really affects productivity is the fact that the workers know they are being part of the study.

In the original Hawthorne experiments, if lighting was increased, productivity increased, but if lighting decreased, productivity also increased. So the changes in productivity had nothing to due with lightning conditions, but rather the fact that the workers were being part of an experiment.

In preparing a bank reconciliation, outstanding checks are__________.
Select one:
a. added to the balance per books
b. deducted from the balance per bank
c. added to the balance per bank
d. deducted from the balance per books

Answers

Answer:

The correct answer is (C)

Explanation:

During the preparation of bank reconciliation, outstanding share are added to the balance per bank. Balance per bank is the ending money balance showing up on a bank statement. A business will make changing sections to its own money book parity to accommodate the contrast between its own balance and the balance per bank

In a bank reconciliation process, outstanding checks are deducted from the balance per bank. This is done to accurately represent financial records by accounting for checks that have been issued but not yet cleared by the bank.

In preparing a bank reconciliation, outstanding checks are deducted from the balance per bank. This process is carried out to match the cash balance on cash account statement with that of the bank statement. Outstanding checks are checks written, or drawn, which have not been paid or cleared by the bank. They have been recorded by the company issuing them, but do not appear on the bank statement because they have not yet been cashed or deposited by the recipient. Thus, they are deducted from the bank's balance in the bank reconciliation process. For example, if your records show you having $5000, but your bank statement displays $6000 because a $1000 check hasn't cleared, you would subtract this outstanding check from the bank balance in your reconciliation.

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According to Laszlo Bock, Google believes in hiring the best talent from the start rather than hoping to develop mediocre talent over time. As such, Google's talent management strategy focuses more money on employee selection than _________ relative to most other companies.

Answers

Answer:

training

Explanation:

Based on the information provided within the question it can be said that Google's talent management strategy focuses more money on employee selection than training relative to most other companies. If they were to focus on training they would have to hire people with few experience and train them over time. This is exactly what Google wants to avoid since training does not guarantee that the individuals will become the best talent available and may still end up being mediocre.

1. Which of the following are the primary functions of all organizations? A) Production/Operations, Marketing, and Human Resources B) Marketing, Human Resources, and Finance/Accounting C) Sales, Quality Control, and Production/Operations D) Marketing, Production/Operations, and Finance/Accounting E) Research and Development, Finance/Accounting, and Purchasing

Answers

Answer:

D) Marketing, Production/Operations, and Finance/Accounting

In the context of supply chain management (SCM) technologies, _____ enables business partners to send and receive information on business transactions.
a. direct digital synthesis
b. a local positioning system
c. a global positioning system
d. electronic data interchange

Answers

Answer: (D) Electronic data interchange

Explanation:

The electronic data exchange is one of the technique that helps in interchanging the data and the business information from one organization to another in electronically form.

By using this concept we can easily and fastly share the information or data in an organization. The electronic data exchange method enables the business partners for sending ad receiving the data on the business transaction.    

 There are various types of benefits of using the electronic data exchange method are as follows:

By using the electron data exchange we fastly communicate and sharing the data or any type of business information from one organization to another fastly. It reduce the use of paper and also the expenses.It also improve the turn around time and provide the high quality of the information.

Ted was dissatisfied with his job. He said that the company policy, supervision, and working conditions were responsible for his dissatisfaction. According to Frederick Herzberg's theory, ________ are the extrinsic factors that create job dissatisfaction.

A. motivators
B. hygiene factors
C. affiliation factors
D. wellness factors
E. achievement factors

Answers

Answer: (B).

"Hygiene factors" are the extrinsic factors that create job dissatisfaction.

Explanation:

Frederick Herzberg's theory states that some factors in the organization lead to job satisfaction while others cause job dissatisfaction.

According to him, the presence of motivators (such as; recognition and employee involvement) in an organization lead to job satisfaction.

He also stated that when "hygiene factors" (such as conducive working conditions, good supervision and job security) are absent, it causes dissatisfaction in the workplace, even though their presence don't improve job satisfaction.

Laurel loves his job. It offers him the opportunity to meet lots of people, to work outdoors, and to do things his own way. Laurel often jokes that he would be glad to do his job even if he weren't given any pay. This sense of fulfillment is an example of
A. egocentrism.
B. extinction.
C. halo effect.
D. intrinsic reward.

Answers

Answer: Option D

Explanation: In simple words, intrinsic award refers to the satisfactions that an employee fells for himself and herself from his or her job. It refers to a situation when an employee thinks they are getting extra benefit from the job they are performing even though no such benefit is actually provided by the entity they are working for.

In the given case, laurel thinks the some of the characteristics of the job as the extra benefit she is getting. Hence from the above we can conclude that the correct option is D.

Final answer:

Laurel's enjoyment and sense of fulfillment from his job demonstrate D. intrinsic motivation, which is fueled by internal satisfaction rather than external rewards like pay.

Explanation:

Laurel's sense of fulfillment from his job, where he enjoys meeting people, working outdoors, and doing things his own way without needing pay, illustrates an intrinsic reward. Intrinsic motivation comes from within, deriving joy from the activity itself rather than external factors such as compensation. This concept is exemplified in scenarios where personal satisfaction and fulfillment are the main drivers for engaging in an activity.

The enjoyment of the process and self-determined nature of the pursuit are hallmarks of intrinsic motivation. Conversely, the overjustification effect can occur when extrinsic rewards overshadow the pleasure of intrinsically motivated behavior, potentially diminishing the initial joy and autonomy experienced.

Suppose that the CPI does indeed overstate the rate of inflation. When the CPI increases by 5%
and household incomes increase by 5%, we should conclude that the real incomes of
households:
A. increased.
B. stayed constant.
C. decreased.
D. increased more slowly than inflation.

Answers

Answer:

A) increased.

Explanation:

If the CPI overstates the inflation rate, it means that the CPI is higher than the inflation rate. If the CPI = 5%, then the inflation rate must be lower than 5%. If the household incomes increased by 5%, then the real income (nominal income discounted by inflation rate) should have increased.

For example, the inflation rate is lower than 5%, so lets say it is 4%. Then the real income increased by: 5% / 4% = 1.25% - 1% = 0.25%

Gross Domestic Product equals $1.2 trillion. If consumption equals $690 billion, investment equals $200 billion, and government spending equals $260 billion, then:
A. exports exceed imports by $50 billion.
B. imports exceed exports by $50 billion.
C. imports exceed exports by $150 billion.
D. exports exceed imports by $150 billion.

Answers

Answer:

A. exports exceed imports by $50 billion.

Explanation:

GDP = Consumption spending + Investment + Government Spending + Net Export

Net Export = Export - Import

1.2 = 0.69 + 0.2 + 0.26 + Net Export

Net Export = $0.05 trillion

Net Export was $50 billion. Since net export is positive, exports exceeds import by $50 billion.

Pat gave 5,000 shares of stock in Coyote Corporation (a publicly traded corporation) to her church (a qualified charitable organization) in the current year. The stock was worth $180,000 and she had acquired it as an investment four years ago at a cost of $120,000. She reported AGI of $300,000 for the year. In completing her current income tax return, how much is her current-year charitable contribution deduction?a.$180,000

b.$150,000

c.$120,000

d.$90,000

Answers

Answer: a. $180,000

Explanation: Given that the fair market value of the 5000 shares of stock was $180,000 at that time; Pat should include this in information with proof of it's fair value at the time in schedule A of the form

Pat's current-year charitable contribution deduction for donating stock to her church is $120,000, limited to her basis in the property since it's lower than the 30% AGI limit. The correct answer is C. $120,000.

To determine Pat's current-year charitable contribution deduction for giving 5,000 shares of stock in Coyote Corporation to her church, we need to consider the fair market value of the stock and the limitations imposed by tax regulations.

Fair Market Value (FMV): The stock's FMV is $180,000 at the time of the donation.

Pat's Basis: Pat acquired the stock four years ago at a cost of $120,000.

Pat's AGI: Pat's reported AGI for the year is $300,000.

Now, let's calculate her deduction:

The deduction for donating appreciated property (like stock) to a qualified charitable organization is typically limited to 30% of the donor's AGI. In some cases, it may be further limited to 20% or 50% of AGI, depending on the type of organization and the property donated.

In this case, since Pat is donating the stock to a qualified charitable organization (her church), the deduction is generally limited to 30% of her AGI. Thus:

Deduction = FMV of donated property x Limitation Percentage

Deduction = $180,000 x 30%

Deduction = $54,000

However, the deduction cannot exceed her basis in the property. Since her basis in the stock is $120,000, the deductible amount is limited to that basis.

So, Pat's current-year charitable contribution deduction is:

c. $120,000

The correct answer is C. $120,000.

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A company conducted a marketing survey of college students and found that 185 own a bicycle and 68 owned a car. If 19 of those surveyed own both a car and a bicycle, how many interviewed have a car or a bicycle?

Answers

Answer:

The number of students who have both car and bicycle = 234

Explanation:

We have given that 185 students have bicycle so [tex]n(A)=185[/tex]

And the students who have car are 68

So [tex]n(B)=68[/tex]

Students who have both car and bicycle [tex]n(A\cap B)=19[/tex]

From set theory we know that [tex]n(A\cup B)=n(A)+n(B)-n(A\cap B)[/tex]

[tex]n(A\cup B)=185+68-19=234[/tex]

So the number of students who have both car and bicycle = 234

Richard goes on a vacation to Orlando, Florida and stays in a hotel there. While at the hotel, he accidentally leaves his guitar in his hotel room and checks out of the hotel. The guitar represents ________, and the hotel has a duty to return it to Richard, who is its rightful owner.

Answers

Answer:

mislaid property

Explanation:

Based on the information provided within the question it can be said that the guitar represents mislaid property. This term refers to something that was left in a specific place with the intention of retrieving it later but then forgotten. Which is exactly what happened with the guitar, as Richard left it in the hotel for safe keeping but forgot to take it when he left the hotel for good.

Final answer:

Richard's guitar left in the hotel represents personal property. The hotel is legally obligated to care for it and try to return it to Richard.

Explanation:

In the given situation, Richard's guitar left in the Orlando, Florida hotel while on vacation represents a form of personal property. The hotel now has a legal duty, known as bailment, to take care of the guitar and, if possible, return it to its rightful owner, who in this scenario is Richard. It's important to note that the hotel shouldn't use or damage the guitar as it doesn't belong to them. In case of any harm or loss, the hotel might be held responsible and required to compensate Richard for his personal property.

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Television is different from film in that
Group of answer choices
None of the answers are correct
film is viewed in large format,
creating a different aesthetic experience all answers correct television images are made up of pixels that are constantly changing television images contain less information than film (low definition)

Answers

Answer: The correct answer is "all answers correct".

Explanation: The television contains images of lower quality than the films since the films are made individually with the aim of creating an experience of cinematographic entertainment totally different from that offered by television.

In lecture, we noted that______.a. SCM replaces what we have previously learned about management, eliminating past practices.b. SCM both replaces what we have previously learned about management, and builds on our past practices.c. SCM does not replace what we have learned about management, but rather builds on our past practices.d. SCM does not replace what we have learned about management, but does eliminate our past practices.e. SCM is already going out of style in the world of marketing management.

Answers

Final answer:

Supply Chain Management (SCM) enhances and builds upon what has been previously learned in management, by providing insights and introducing new scenarios for applying past knowledge. Option A is correct.

Explanation:

Supply Chain Management (SCM) is not meant to replace what we’ve learned about management; rather it is designed to enrich and build upon those foundational concepts. According to the question, SCM incorporates insights from past management practices and introduces new scenarios which facilitate the application of previously learned knowledge. This evolution in management practices emphasizes the continuous growth and adaptation of strategies to meet the ever-changing dynamics of the business world. Therefore, the correct answer to the student's question is that SCM does not replace what we have learned about management, but rather builds on our past practices.

A company purchased land for $90,000 cash. Real estate brokers' commission was $5,000 and $7,000 was spent for demolishing an old building on the land before construction of a new building could start. Under the cost principle, the cost of land would be recorded atA. $102,000.B. $97,000.C. $90,000.D. $95,000.

Answers

Answer:

A. $102,000

Explanation:

The computation of the cost of land under the cost principle is shown below:

= Purchase value of land +  Real estate brokers' commission + demolishing an old building cost

= $90,000 + $5,000 + $7,000

= $102,000

Under the cost principle, the fixed should be recorded at cost. So, we consider the purchase value of land, commission and demolishing cost.

Dora Inc. reported the following on the company's cash flow statement: Sales $3,500,000 Net cash flow from operating activities 350,000 Net cash flow used for investing activities (100,000) Net cash flow used for financing activities (200,000) Free cash flow 290,000 What is the ratio of free cash flow to sales? a.8.3% b.1.4% c.10.0% d.12.0%

Answers

Answer:

option a. 8.3%

Explanation:

Data provided in the question:

Sales = $3,500,000

Net cash flow from operating activities = $350,000

Net cash flow used for investing activities = $100,000

Net cash flow used for financing activities = $200,000  

Free cash flow = $290,000

Now,

The Free Cash Flow to Sales Ratio = [ Free Cash Flow ÷ Sales ] × 100 %

= [ $290,000 ÷ $3,500,000 ] × 100 %

= 8.3%

Hence,

The correct answer is option a. 8.3%

Suppose that a price-discriminating firm divides its market into two segments. If the firm sells its product for a price of $22 in the market segment where demand is relatively less elastic, the price in the market segment whose customers' demand is more elastic will be

Answers

Answer:

The correct answer is: less than $22.

Explanation:

Price discrimination is a situation where a firm charges different prices for the same product. Different price is charged generally from consumers with different price elasticities.  

A firm charges a higher prices from the consumer with lower price elasticity because with a higher price there demand will decrease less than proportionate.

Lower price is charged from consumers having a higher price elasticity of demand because these consumers will decrease their demand more than proportionate at a higher price.  

So if a firm charges $22 in the market segment with less elastic demand, the price in the more elastic market segment will be lower than $22.

In order to produce 100 pairs of oven gloves, Marcia incurs an average total cost of $2.50 per pair. Marcia’s marginal cost is constant at $10.00 for every pair of oven gloves produced. The total cost to produce 50 pairs of oven gloves is:

a. $250.00
b. $500.00
c. $300.00
d. $200.00

Answers

Answer:

option (d) $200.00

Explanation:

Average total cost for 100 pairs = $2.50

Marginal cost for every pair = $10.00

Now,

Total cost = Fixed cost + Variable cost

or

Fixed cost = Total cost - variable cost

or

Fixed cost = (Average total cost × 100) - (Marginal cost × 100)

= ($2.5 × 100) - ($1 × 100)  

= $250 - $100  

= $150

thus,

Total cost to produce 50 pairs of oven gloves

= fixed cost + variable cost

= $150 + (50 × $1)

= $150 + $50

= $200

Hence,

option (d) $200.00

Final answer:

The total cost to produce 50 pairs of oven gloves, given an average total cost of $2.50 per pair, is $125.00. The calculation involves multiplying the average total cost by the number of oven gloves produced.

Explanation:

To calculate the total cost to produce 50 pairs of oven gloves, we use the provided average total cost per pair which is given as $2.50. Average total cost is the total cost divided by the number of units produced. If the average total cost to produce oven gloves is $2.50 per pair:

Multiply the average total cost by the number of oven gloves Marcia produces.So, the calculation would be: 50 pairs * $2.50/pair = $125.00.

Therefore, Marcia’s total cost to produce 50 pairs of oven gloves is $125.00, which isn't an option in the provided choices. The provided marginal cost is not relevant to this particular calculation as it represents the cost to produce an additional unit, not the average cost per unit.

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A contractor estimated that his 10-men crew could complete the construction in 110 days if there was no rain. (Assume the crew does not work on any rainy day and rain is the only factor that can deter the crew from working). However, after 5 days of rain, on the 61-st day, he hired 6 more people to finish the project early. If the job was done in 100 days, on how many days after day 60 was it raining?(A) 4(B) 5(C) 6(D) 7(E) 8

Answers

Answer:

option (B) 5

Explanation:

Given:

Estimated number of men required if no rain = 10

Number of days required in there is no rain = 110

Number of days with rain = 5

Number of people hired after the 61st day = 6

Therefore,

Total man-days required = 10 × 110 = 1100

Total Man-days before 61st day

= (60 days - number of days with rain ) × Initial number of men

= ( 60 - 5 ) × 10

= 550

let the number of days it rained after day 60 be 'n'

Thus,

Man-days worked after 61st day

= Total number of men after 61st day × ( 100 days - 60 days - x )

=  16 × (40 - n)

also,

Total man-days required = Total Man-days before 61st day + Man-days worked after 61st day

or

1,100 = 550 + 16 × ( 40 - n )

or

550 = 640 - 16n

or

n = 5.625

therefore,

It rained for 5 days

option (B) 5

What are the three conditions for a market to be perfectly​ competitive? For a market to be perfectly​ competitive

Answers

Answer:

There are three conditions for an formation of a perfectly competitive market which are:

- There are many buyers and sellers participating in the market in the way that one buyer or seller or a group of buyers or sellers can not decide the price/ production level of a product or service in the market.

- All firms in the market produce and sell homogeneous product/service, that is, product/service sold in the market are non-differentiated.

- Firms should be able to get into or leaving the market easily if they want so. That is, there should be no barrier to enter or to exit the market.

Explanation:

There are three conditions for a market to be perfectly competitive, namely a large number of buyers and sellers, homogenous products, and perfect knowledge.

Perfect competition is a situation in which numerous small firms compete against each other in order to sell goods or services to many small buyers.

This situation can only occur if specific conditions are met, which are listed below:

Large number of buyers and sellers - the existence of a large number of sellers and buyers implies that no single buyer or seller may significantly influence the market's equilibrium price.

Homogeneous goods - it means the products are identical, meaning they are perfect substitutes for each other.Perfect knowledge - All the participants in the market should have perfect information about the products they are dealing with.

Perfect competition is a situation in which numerous small firms compete against each other in order to sell goods or services to many small buyers. This situation can only occur if specific conditions are met. There are three conditions for a market to be perfectly competitive, namely a large number of buyers and sellers, homogenous products, and perfect knowledge.

The first condition is a large number of buyers and sellers. The existence of a large number of sellers and buyers implies that no single buyer or seller may significantly influence the market's equilibrium price. This is because they are price takers, which means they have to accept the market price that is determined by supply and demand forces. The second condition is homogenous goods.

It means the products are identical, meaning they are perfect substitutes for each other. The consumers cannot differentiate between products based on their quality, brand, or any other feature, and are willing to pay the same price for the same product. The third condition is perfect knowledge.

All the participants in the market should have perfect information about the products they are dealing with. They should be aware of the quality, price, and availability of the product. This condition ensures that the market is transparent, and all participants are making informed decisions.

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The manager of the bank where you work tells you that the bank has $300 million in deposits and $255 million dollars in loans. If the reserve requirement is 8.5 percent, how much is the bank holding in excess reserves?

Answers

Answer:

The bank is holding $19.5 million in excess reserves.

Explanation:

If the bank has $300 million is deposits and the reserve ratio is 8.5% then the bank needs to have minimum reserves of 8.5% of 300 million so the minimum reserves are 0.085*300 million = 25.5 million

How ever the actual reserves of the bank is the difference between deposits and loans. The deposits are 300 million and loans are 255 million so the actual reserves are 300 million-255 million= $45 million

Excess reserves is the difference between the actual reserves and the minimum reserves so 45 million - 25.5 million = 19.5 million.

What is the effect of a federal budget​ surplus? As a result of the federal budget​ surplus, the A. supply curve for loanable funds will shift to the left. B. supply curve for loanable funds will shift to the right. C. demand curve for loanable funds will shift to the right. D. demand curve for loanable funds will shift to the left.

Answers

Answer:

The correct answer is option B.

Explanation:

A government budget surplus implies that the revenue to the government is greater than government spending. This difference between government revenue and spending can also be referred to as government saving.  

This government saving increases the supply of loanable funds. This increase in supply shifts the supply curve for loanable funds to the right. This rightward shift in the supply curve will cause the rate of interest to decrease.  

This decline in interest rate reduces the cost of borrowing, so investment will increase.

Bonita Industries planned to use 1 yard of plastic per unit budgeted at $101 a yard. However, the plastic actually cost $100 per yard. The company actually made 4600 units, although it had planned to make only 3800 units. Total yards used for production were 4660. How much is the total materials variance?

Answers

Answer:

total materials variance is  $1400 Unfavorable

Explanation:

given data

budgeted = $101

actually cost = $100 per yard

company actually made =  4600 units

planned to make = 3800 units

Total yards used for production =  4660

to find out

How much is the total materials variance

solution

we know that company made 4600 so 4600 yards should be use of material but here actually used 4660 yards

so materials quantity variance  is = 60 ×  $100 = $6000 Unfavorable

material more used

and

here materials bought less than standard price

so that we can say, materials price variance is favorable

so 4600 units should used materials costing =  4600 × $101

initial estimates materials costing = $464600

and

Actually 4600 use materials costing = 4600 ×100 = $460000

so

materials price variance = $464600 - $460000 = 4600 Favorable

and

total materials variance = $4600  - $6000  = -1400

so total materials variance is  $1400 Unfavorable

A resort manager leases condominiums to out-of-town guests for several months at a time. The resort is licensed under 509 FS. He advertised the condos in a magazine with national exposure. Does this manager need a Florida real estate license?

Answers

Answer:

If the company is licensed under the Florida Statute chapter 509 (Lodging and food service establishments), the manager does not need to get a real estate license himself in order to lease condominiums. He is already being employed by a licensed company, so that should be sufficient enough for him to work without any problems.

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