Sean’s mother had to make an emergency purchase of a new tire because her tire went flat while she was traveling to the store. She is not sure how much money she has in her checking account. Which method of payment should she use to be financially responsible?

A. She should pay by telephone with her debit card.
B. She should pay with a debit card.
C. She should pay with a credit card.
D. She should pay with a check.

Discovering the effects of particular behaviors on subordinates, the Ohio State Studies identified that initiating structure and consideration are the two underlying dimensions of leadership. The Initiating structure is the degree in where the leaders are to be expected to outline and structure their employees and their parts to attain their goal. Consideration is the degree in where a leader's work relations are described by common trust, respect for the ideas of employees, and concern for their emotional state.

A credit score is a numerical rating that represents a person's creditworthiness. It informs lenders about the risk they might bear by lending to the individual, based on their past credit history.

A credit score is a numerical expression that represents an individual's creditworthiness. It's primarily used by lenders to assess the risk they might be taking by lending money or providing credit to a particular individual. If a person has a high credit score, it indicates that they have a history of managing their debts well, making payments on time, and being responsible with credit; thus reducing the risk for the lender. Conversely, a low credit score may suggest that the individual has had difficulties managing their debts in the past, therefore posing a higher risk to the lender.

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Answer:

Beore thinking about a long-term goal we need A vision.

Explanation:

All right to understand this answer we need to analyze the context. If we need long term goals is to fulfill a vision. So that is how we need to act. First picture the scenario we want and then set long term goals. Then we create an action plan and set short term goals that are going to be decisive steps to achieve our vision. That way we structure the whole scheme with self-assessment. After explaining this process you may now understand the answer.

For Janice who is in the middle of a distinct period of an abnormally and persistently elevated mood and given the activities displayed by her, she can be said to be experiencing Mania.

Mania is a psychological condition that causes people to be in a state of euphoria, hyperactivity, delusions, and intense moods. Thus they are most likely going to act in an unreasonable manner.

All of these symptoms are seen in Janice who has a persistently elevated mood, euphoria, and hyperactivity.

Therefore Janice is experiencing Mania.

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Maintenance strategy and disrupt strategy. When you have a maintenance strategy in place, the organization is wanting to maintain its current market share of a product or brand. Because they want to maintain they are less likely to invest a lot of money and time in marketing, especially in lower-consuming markets. Disrupt strategy in marketing describes researching consumer trends and habits within the marketplace. They also hold interviews and focus groups to make sure they are offering the right products and services to their consumer base.

Answer:

Interest rate avertised by borrowers

Explanation:

The borrower's monthly interest rate is 0.5%. This is found by dividing the interest charged ($1,300) by the product of the principal ($260,000) and the time period (1 month). If an annual rate is needed, it would be 6%, which is the monthly rate multiplied by 12.

To determine the borrower's interest rate from the given loan parameters, we need to use the formula for simple interest: Interest (I) = Principal (P)  imes Rate (R)  imes Time (T). In this scenario, the interest charged for the previous month is given as $1,300, and the principal loan balance is $260,000. We assume the time (T) to be 1 month. Since we are looking for the monthly interest rate and given that there are 12 months in a year, we'd need to adjust the rate accordingly to express it as an annual rate if needed.

To find the monthly rate, we would re-arrange the formula to solve for R, which gives us R = I / (P  imes T). Plugging in the values, we have R = $1,300 / ($260,000  imes 1), which simplifies to R = 0.005 or 0.5% per month. If we wanted to express this as an annual rate, we would multiply by 12 (the number of months in a year), resulting in an annual rate of 6%.

Once you finish making your budget, you should not change it is not true of a budget. As one can change or modify the budget after the finishing of the budget as well.

A budget is an estimate of revenue and expenses for a specific time period that is typically compiled and re-evaluated on a regular basis.

Budgets can be created for an individual, a group of people, a business, a government, or almost anything else that generates and spends money.

Thus, option A is correct.

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Option D is the answer. A budget is a flexible financial plan that helps track income and expenses. It can include donations but not birth expenses and income.

A budget is a financial plan that helps you track and manage your income and expenses. It is not true that once you finish making your budget, you should not change it. In fact, budgets should be flexible and adjusted as needed to adapt to changes in income or expenses.

A budget helps you plan how to spend your money by allocating funds to different categories, such as groceries, bills, transportation, entertainment, and savings.

A budget can include donations if you choose to allocate a portion of your income towards charitable contributions. It is a personal choice and can help you prioritize giving back.

However, budgets typically do not include birth expenses and income, as those are more specific to personal financial planning and not part of a general budgeting process.

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Criteria in contracting a vendor are:

The most important factor to consider in contracting a vendor for multiple locations would be delivery times. You need assurance that deliveries can be made where and when you want them.

Sole proprietorships are the most basic form of business where there is only one owner. When the sole proprietor dies, say, for example, Ken who owns Living Earth Garden, the business technically dies or automatically cease to exist. There are options after death, however, if Ken has authorized a representative to care for the business upon his death, the operation may continue. 

Ken, as a sole proprietor, would likely have to pay from his personal assets if Jamie wins the lawsuit, as personal and business assets are not legally distinct in a sole proprietorship. The correct option is b.

If Jamie prevails in court against Ken, who operates Living Earth Garden Shop as a sole proprietorship, and after she slipped and fell in the shop's parking lot, the most likely scenario is that Ken will have to pay the judgment from his personal assets. This is because in a sole proprietorship, there is no legal distinction between the owner and the business, meaning personal assets are at risk for business debts and liabilities. The options such as the award of treble damages would typically be for cases involving coercion, intimidation, threats, or similar harms, which does not appear relevant to this particular negligence case. Moreover, filing for bankruptcy is a complex process that may offer some protection, but it does not automatically absolve the responsibility of judgments, especially if certain legal standards or conditions are not met.

The complete question is- Ken owns and operates Living Earth Garden Shop as a sole proprietorship. Jamie, a customer, sues Living Earth Garden Shop in civil court after she slipped and fell in the shop's parking lot. If Jamie prevails in court,

a. the court will award her treble damages.

b. Ken will have to pay the judgment from his personal assets,

c. Ken will have to pay the judgment from Living Earth Garden Shop's assets only.

d. Ken can avoid liability by filing for bankruptcy.

A bank with $100,000 in checkable deposits and $15,000 in actual reserves has a money-creating potential of -$5,000 at a 20% reserve ratio and $1,000 at a 14% reserve ratio.

To calculate a bank's money-creating potential, we must first determine the required reserves and compare it to the actual reserves. The difference will indicate the potential for additional loans (money creation). When the reserve ratio is 20%, the required reserves for $100,000 in checkable deposits would be 20% of $100,000, which is $20,000. Since the bank has actual reserves of $15,000, it has insufficient reserves and thus no money-creating potential; in fact, it is $5,000 short. If the reserve ratio is 14%, the required reserves would be 14% of $100,000, which is $14,000. With $15,000 in actual reserves, the bank exceeds the required amount by $1,000, representing its money-creating potential.

Answer: A

Explanation:

Real GDP is indeed calculated using unchanging prices from a base year, which is true. This method measures the economic output adjusted for inflation and is called constant dollars. Nominal GDP, on the other hand, is affected by price changes and does not reflect the real economic growth.

The statement that real GDP is calculated using unchanging prices is true. Real GDP is the total value of all final goods and services produced within an economy during a specific period, measured using the prices from a base year. This base year remains constant to account for inflation; therefore, the prices used do not change from year to year.

When we calculate real GDP, we take the quantities of various goods and services produced each year and multiply them by their prices in the base year. This practice gives us a measure of GDP that allows us to compare economic productivity over time without the distortions caused by changes in the price level. This is why real GDP figures are often referred to as being in constant dollars (e.g., '2005 Dollars' if 2005 is the base year), indicating that the values are adjusted to account for inflation since the base year.

The method helps economists and policymakers gauge the true growth of an economy by looking at changes in real production and avoiding misleading changes that could be due to inflation or deflation. In contrast, nominal GDP reflects the current market value of goods and services, which can be affected by changes in price and does not provide an accurate representation of real economic growth.

The answer is actually False

Final answer:

The FOMC is responsible for making key decisions about interest rates and the growth of the U.S. money supply, consisting of twelve members including seven Board Governors and five regional Federal Reserve Bank presidents.

Explanation:

The role of the Federal Open Market Committee (FOMC) is to make key decisions regarding open market operations, which are an essential component of the United States monetary policy. The FOMC consists of twelve members: the seven members of the Federal Reserve's Board of Governors, the president of the New York Federal Reserve Bank who has a permanent voting membership, and four presidents from the remaining eleven regional Federal Reserve Banks who serve on a rotating basis. Option A

The committee is responsible for making decisions that influence the growth of the U.S. money supply and interest rates, aiming to foster economic growth and stability. The FOMC typically meets every six weeks, or more often if needed, and decisions are made by consensus with a significant role often played by the Federal Reserve's chairman in shaping that consensus.

Budgeting aids in creating a concrete financial plan provides discipline in spending, and enhances understanding of budget constraints, thereby supporting informed financial decision-making.

The benefits of budgeting are numerous. Firstly, budgeting creates a concrete financial plan by helping you determine your income and expenditures, such as Marie's weekly allowance of $24. This allows you to allocate your funds to necessary expenditures and save up for non-essential ones. It helps manage your money, ensuring that you're not overspending or under-spending in any area. Secondly, budgeting imposes a level of discipline, ensuring you stay within set monetary limits. Finally, budgeting is critical in understanding budget constraints which helps unveil our fiscal behavior and habits, and this understanding guides more informed decision-making with regards to spending and saving.

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