Sheldon has a home valued at $108,000 with an outstanding mortgage of $70,000. if his lender is willing to provide a home equity loan of up to 80% of the market value of his home, how much can sheldon borrow using a home equity loan?
a. $86,400
b. $16,400
c. $38,000
d. $30,400
e. $80,000

Answers

Answer 1
b. $16,400........ would be your answer

Related Questions

Kuzu company discovers in 2015 that its ending inventory at december 31, 2014, was $7,000 understated. what effect will this error have on

Answers

The understatement of the ending inventory in 2014 will result to the overstatement of the cost of goods sold by $7,000 in 2014 as well as the understatement of the of the gross profit and net income. 

Aside from affecting the income statement, this understatement of the ending inventory will also affect the balance sheet. This error will understate the total assets and overstate the stockholder's equity.
Due to having an understated inventory at the end of 2014, there will be an overstated amount of the costs of good sold by $7,000. When the company said they had $7,000 less of inventory than they actually did, they then show they sold $7,000 more in inventory than they actually did. This error will change the amount of revenue the firm had and affect the share of stocks that the stockholder’s should be receiving.

A baseball player's son is quite talented; he has received lots of awards over the years. when he gets up to bat, he expects to get a hit, and when he is in the field, he expects to make every catch. according to bandura, what characteristic does this young man seem to have? self-regard self-centeredness self-efficacy self-actualization self-worth

Answers

self-efficacy

Albert Bandura defined this as the ability to succeed in specific situations or accomplish a task.

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_____ power is a function of the amount of knowledge one possesses relative to the rest of the members of a group

Answers

Expert power is a function of the amount of knowledge one possesses relative to the rest of the members of a group.

An expert power is regarded as a function of the amount of knowledge one possesses relative to the rest of the members of a group. Therefore, the option B holds true.

What is the significance of expert power?

Expert power can be referred to or considered as the amount of power held or possessed by an individual, which is significantly higher and greater than the other individual present in a close-knitted environment. Moreover, such power is having proficiency over others.

As mentioned above, it is rightly to be said expert power is not based upon strength, but upon the possession of knowledge in the hands of a person. This power is considered as the highest order of all the powers held by an individual.

Therefore, the option B holds true and states regarding the significance of expert power.

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The missing options to the incomplete question have been added below for better reference.

A. Coercive

B. Expert

C. Reward

D. Referent

As of 2011, about how large was the world's human population, and about how long will it take to add another billion

Answers

As of 2011, the world's population has reached 7 billion. The annual population growth rate is 1.2%, thereby there would be an additional 1 billion population growth at approximately 11 years or by 2021 the population would be 8 billion.
The annual population growth rate is a rate that is estimated based on past years and the expected rate for the future. To find out how long it will take to add another billion to the population, we must first know how large the world’s human population was in 2011. The annual percentage growth rate is normally between 1% and 2% but commonly stays under 1.2%.

A public agency needs specialized services that it does not normally provide. it will be more cost-effective for the agency to buy the service from a private agency. the private agency then assumes responsibility for developing and overseeing service provision. this type of transaction is called:

Answers

The type of transaction stated above is known as purchase-of-service contract. This contract governs the purchase of services of a public agency to the private agency. The contract is legally binding. It specifies the conditions and terms of the services that will be provided.

This contract governs the public agency's acquisition of services from the commercial agency. The agreement is legally binding. It describes the conditions and terms of the services provided.

What is private and public agency?The above-mentioned sort of transaction is referred to as a purchase-of-service contract. The public agency's acquisition of services from the commercial agency is governed by this contract. The agreement is enforceable in court. It outlines the conditions and terms of the offered services.A private corporation is typically owned by its founders, management, or a collection of individual investors. A corporation that has sold all or a portion of itself to the general public through an initial public offering is referred to as a public company. Any individual, partnership, association, business, or other organization that isn't a public agency and is permitted by law to condemn property is referred to as a private agency.

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________ in an organization is the division of labor. for example, in a publishing company, there are people who acquire manuscripts (sponsoring editors), people who edit manuscripts (developmental editors), and people who turn manuscripts into printed books (production editors).

Answers

The division of labor inside an organization is called process specialization. "Process Specialization" refers to the division of a community's complete work-in-progress into distinct processes and the assignment of distinct individuals to each process.

What is the division of labor?

The splitting of a work process into a set of tasks, each of which is carried out by a different person or group of people, is known as the division of labor. It is most commonly used in mass manufacturing processes and is one of the main organizational principles of the production line.

By dividing a complex production activity into many, or many, smaller ones, division of labor integrates specialization and subtask division. The importance of the division of labor in economics stems from the fact that it allows a given number of people to create significantly more output than they could if they were all working independently.

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The price elasticity of demand measures the​ ________ that results from a​ ________.

Answers

The price elasticity of a demand measures the percentage change in the quantity demanded that results from a  percentage change in price.

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What are three characteristics that may make a place well-suited, or poorly-suited, for industry?

Answers

The correct answer is land, labor and capital.

A specific place might be appropriate or inadequately suited for industry, contingent upon the unmistakable attributes of land, work, and capital. These three characteristics that is used to determine well-suited or poor-suited for an industry is also used in the factors of production, yet entrepreneurship is added.
Labor, land and capital are three characteristics that may make a place well-suited, or poorly-suited, for an industry. Land is defined as any part of Earth’s surface that is not covered by water. Labor is defined as the work that is put into creating a product or developing a service. Capital is used to describe the financial assets that are used to produce and manufacture goods.

A white woman goes into an upscale shop to look at clothes. she is excited to see that there is a sale and gathers a huge pile of clothes to take into the dressing room. an african american woman goes into the store and is also excited about the sale but hesitates to take too many clothes into the dressing room because she is afraid the staff will think she might shoplift. w.
e.
b. du bois would say that the african american woman has:

Answers

The African American women is afraid that she will be racially profiled by the workers/customers in the upscale shop.

The African American woman is concerned that the staff and customers in the fancy establishment would racially profile her.

What do you mean by African American woman?

Beyond Rosa Parks and Katherine Johnson, one of the NASA mathematicians who helped put Americans in orbit for the first time, the groundbreaking firsts go back centuries.

Throughout the year, not just during Black History Month, it's critical to keep in mind these women and how they contributed to the development of society.

In an interview with Teen Vogue, Nadia Valentine, a former Drake University broadcasting major, underlined the significance of recognizing notable Black historical people.

It is so vital to see these folks contribute to a developing society, she remarked. Nadia, a Black woman, claimed that during Black History Month, her white mother used to ask her to spend some time after school researching significant Black historical people.

Although Mary McLeod Bethune understood the need of education, she also understood that it was challenging for young Black children to succeed, particularly in the segregated South.

According to PBS, she struggled to finish school and worked on a plantation to support her family before she decided to pursue a career in education and started the Daytona Educational and Industrial Institute for Girls in 1904.

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Rick is looking to put some money in a savings account with a 3.8% interest rate. he currently has $4,780 saved, and he is trying to save $5,800. what else does rick need to know in order to determine which savings account to choose?

Answers

Interest rate is only sufficient if the time component is known, this means that for us to know the value of any particular amount, we need to know the time at which the rate of interest is applicable. In our case Rick has been given interest rate of 3.8% on a savings account, this will be of little help to him until he has been informed about the time line of the interest rate which help him calculate the time value of money.  The remaining information that Rick should ask is the interest rate applicable on quarterly basis, semi-annual or annual basis.

You bought a stock one year ago for $ 50.00 per share and sold it today for $ 55.00 per share. It paid a $ 1.00 per share dividend today. What was your realized​ return?

Answers

A realized return is the actual return on an investment including dividends, interest and other distributions. 

Bought = $50
Sold = $55
$5 = $55 - $50

Take the difference in profit and add $1 for the dividend pay out = $6 realized return.  


Kevin just deposited $13,000 into his savings account at traditions bank. the bank will pay .87 percent interest, compounded annually, on this account. how much interest on interest will he earn over the next 5 years?

Answers

You multiple the number together and you’ll
Get your answer and then you divide it as well and that your final answer

The total output produced by a firm divided by the quantity of workers employed by the firm is the definition of

Answers

The total output produced by a firm divided by the quantity of workers employed by the firm is the definition of the average product of labor (APL) or only average product (AP). This parameter is used by economists to describe the relationship between inputs (i.e. factors of production) such as  labor and the quantity of output that a firm can produce.

Which agency is responsible for approving states' special education plans and releasing idea funds accordingly?

Answers

The Office of Special Education and Rehabilitative Services is the agency responsible for approving a state's special education plan and releasing the IDEA funds accordingly.  These offices also help schools understand the services and responsibilities. These services help with those who have a learning disability or need specialized attention/help in school. 

The United States Department of Education is responsible for approving state special education plans and releasing IDEA funds to State Educational Agencies, which then allocate to Local Education Agencies.

The agency responsible for approving states' special education plans and releasing IDEA funds is the United States Department of Education. This process is a part of the Individuals with Disabilities Education Act (IDEA) which ensures that children with disabilities are provided with Free Appropriate Public Education (FAPE) that is tailored to their individual needs. Once the states' plans are approved, the federal government provides funds to State Educational Agencies (SEAs), which are then responsible for distributing these funds to Local Education Agencies (LEAs). These agencies ensure that the funds are allocated to the schools in accordance with the specific formula designed to target assistance programs or school-wide improvements when necessary. IDEA funds are aimed at making educational resources more equitable across various schools. Additionally, school boards have several roles to play, including mandating instruction in key areas, approving state assessment pass scores, and overseeing investments in the Permanent School Fund, among others. Despite the federal contribution, it’s important to note that the majority of school funding, approximately 91 percent, comes from state and local sources.

An otr® asks a client with impaired balance to dust and polish a bookshelf in standing position without upper-extremity support. the otr® notes no loss of balance during reaching and bending tasks. how would the otr® appropriately grade the activity to provide the just-right challenge?

Answers

 Reduce the client's base of support.

if the supply of a pair of jeans is less than what would meet customer demand, what would likely happen to the average market price of the jeans?

A. the average market price is exactly the same as the equilibrium price.
B. the average market price is higher than the equilibrium point.
C. the average market price Is lower than the equilibrium point.
D. the spot price and the average market price are the same

Answers

Answer:

C

Explanation:

The average market price is lower than the equilibrium point

Final answer:

When supply cannot meet customer demand, it results in a shortage which typically causes the average market price of the item to increase, settling higher than the equilibrium price.

Explanation:

If the supply of a pair of jeans is less than what would meet customer demand, the likely outcome is that the average market price of the jeans would increase. When the quantity supplied is less than the quantity demanded, it creates excess demand or a shortage. According to basic economic principles, this shortage puts upward pressure on the price, causing it to rise above the equilibrium point until the quantity supplied and quantity demanded are equal again. Therefore, the correct answer is B: the average market price is higher than the equilibrium point.

Which level of scrutiny must affirmative action policies now meet?

Answers

Strict, which is the highest level of scrutiny is the level of scrutiny affirmation action policies must meet. 

There are 3 levels of scrutiny:
1) Strict (highest level)
2) Intermediate (a little less demanding)
3) Rational Basis Review (lowest level)

The level of scrutiny for affirmative action policies varies based on the jurisdiction and circumstances. In the United States, the Supreme Court has established three levels of scrutiny, which are strict scrutiny, intermediate scrutiny, and rational basis review.

What is affirmative action

Affirmative action is a set of policies and practices aimed at promoting equal opportunity and addressing historical discrimination. It involves taking proactive steps to increase representation and provide fair access to underrepresented or disadvantaged groups. The goal is to create a more inclusive society through measures like outreach programs, targeted recruitment, and preferential treatment.

Affirmative action is a debated topic, with critics raising concerns about reverse discrimination, while supporters argue it is necessary to address systemic inequalities. Implementation varies across countries and institutions.

When race based classifications are involved, strict scrutiny is typically applied. This means the government must show a compelling state interest and prove that the policy is narrowly tailored to achieve that interest.

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Kym switched cell phone plans. she signed up for a new plan that will save her $3.50 per month compared to her old cell phone plan. the cost of the new phone plan for an entire year is $294. how much did kim pay per month under her old phone plan

Answers

New phone plan = $294
New phone plan compared to old phone plan (in savings) = $3.50 per month
12 months in a year, therefore multiply 12 with 3.50 and you get the total number of savings in the entire year

12 (months in a year) × $3.50 (savings per month) = $42 (per year in savings)
Since Kym saved $42 a year, and we know that Kym's new plan costs $294 a year, simply add $294 (new phone plan) and $42 (savings per year) to get the price of the old phone plan.

$294 (new phone plan) + $42 (savings a year) = $336 (old phone plan per year)

Now, since you want to find the monthly payment, simply divide $336 (old phone plan on a yearly payment) by 12 (months in a year).

$336 (old phone plan per year) ÷ 12 (months) = $28

Kym paid $28 per month under her old phone plan.

The supported commander's ____________ gives the service components, supporting commands, and agencies a detailed oplan, and it formally tasks those involved to prepare for the operation.

Answers

The correct answer is exord. An exord is being defined in military form by which this implies to having an order to be implemented or a specific order to be carried out in which is specified and detailed that are to be provided to the group.

The supported commander's exord gives the service components, supporting commands, and agencies a detailed plan, and it formally tasks those involved to prepare for the operation. An exord is used in the military world to describe an order that needs to be executed and implemented. By implementing the orders giving by the higher ups, there needs to be a plan in place so that it goes smoothly.

how many people lost their jobs when the minimum wage increased from $12 to $18

Answers

It would be 15 people

The correct answer should be 15 people. hope this helps! :)

How mcuh will a person pay for 6.8 pounds of bananas at a price of $1.19 per pound?

Answers

The answer will be $8.092.
You just need to multiply 6.8 pounds by $1.19, and the answer would be $8.092.
Or, if you want to have a long solution, you can multiply first 6 pound by $1.19, and it will give you an answer of 7.14. Next, multiply the .8 pounds by $1.19, which will give you an answer of 0.952. Then, add the two answers (7.14+0.952) which will give you $8.092.

6.8 pounds x $1.19 = $8.092
or
(6 pounds x $1.19) + (.8 pounds x $1.19) = $8.092

When the sales of a certain brand of diet soda slowed, a national grocery retailer decided to drop the price of that product, which resulted in a large increase in sales of the soda. this sales increase is a type of?

Answers

I don’t know ??vvvvv

Management by objective is part of which type of performance appraisal system?

Answers

Management by objective is part of the goal-oriented appraisal system.

Using the goal-oriented appraisal system managers and their staff is focused on their current task and the end result of completing it. The set goals (what the want to accomplish) and strive for the end result to be a direct reflection of that goal. 

Which of the following actions is a part of information management:
a. Creating technology
b. Observing competitors
c. Creating data
d. Disseminating information

Answers

Which of the following actions is a part of information management? disseminating information. Information management, also known as IM is a management process that collects and manages all information from the source it collects it from and distributes it to other sources and audiences. Disseminating information is the act of giving out information.

list the steps of the decision making process.

Answers

Step 1: Identify the decision. You realize that you need to make a decision.
Step 2: Gather relevant information.
Step 3: Identify the alternatives.
Step 4: Weigh the evidence.
Step 5: Choose among alternatives.
Step 6: Take action
Step 7: Review your decision & its consequences.

A course of action to solve a problem is to choose a(n) _____, a possible course of action.

Answers

A course of action to solve a problem is to choose the best possible way for the course of action.

What is course of action?

The best possible plan or way which is used or executed by an individual or a firm so that time and energy can be saved is course of action.

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The potential for your monthly living expenses to increase and the fact that your money is not being invested are both _____.
disadvantages to renting
disadvantages to buying a home
advantages to buying
advantages to renting

Answers

disadvantages to renting because buying is an investment the money is not being invested

Answer:

your monthly living expenses increasing and your money not being invested are both disadvantages to renting

Explanation:

Renting a house has a disadvantage because in renting a house your rent aren't fixed and can mostly likely be hiked monthly or even yearly and this contributes to increase in your living expenses without giving you any form of returns on investment. unlike with buying a home where you can claim deductions for mortgage interest and property taxes when you file your tax returns renting a home doesn't give you such

Arises when there are many firms each selling an identical​ product, many​ buyers, and no restrictions on the entry of new firms into the industry. ▼ oligopoly monopoly monopolistic competition perfect competition is a market structure in which a large number of firms compete by making similar but slightly different products. ▼ oligopoly monopoly monopolistic competition perfect competition is a market structure in which a small number of firms compete. ▼ oligopoly monopoly monopolistic competition perfect competition arises when there is one firm which produces a good or service that has no close​ substitutes, and the firm is protected by a barrier preventing the entry of new firms.

Answers

Final answer:

Perfect competition is a market with many firms selling identical products, monopolistic competition involves firms selling similar but differentiated products, oligopoly is when a few firms dominate the market, and monopoly is when there is only one firm with a unique product and barriers to entry.

Explanation:

The market structure characterized by many firms selling an identical product, with many buyers and no entry restrictions, is called perfect competition. A market with many firms selling similar but slightly different products and competing against each other is known as monopolistic competition. A structure where only a few firms exist and dominate the market, often selling identical or similar products, is termed an oligopoly. Finally, when a single firm produces a unique good or service with no close substitutes and is protected by barriers that prevent new firms from entering, the structure is known as a monopoly. In an oligopoly, firms may face the temptation to collaborate similarly to a monopoly or compete against each other, affecting market outcomes for prices and quantities. In monopolistic competition, firms seek to differentiate their products to stand out, which can lead to non-price competition, such as advertising, but also can result in inefficiencies as firms do not produce at the lowest point on their average cost curves.

Toybox, inc., manufactures the spintop, a toy that the company has discovered can cause harm. before anyone is injured, anne, a pediatric nurse who has not purchased a spintop, files a suit against toybox. in seeking to have the suit dismissed, toybox's best argument is that anne does not have:

Answers

Product liability, which is the area of law that states that whoever makes products available to the public hold responsibility for injuries caused by those products. Here products usually refer to tangible personal property. Hope this helps!

The ________ consists of the unofficial but influential means of communication, decision making, and control that are part of the habitual way things get done in an organization. grapevine informal organization information tunnel interpersonal channel

Answers

The informal communication also known as grapevine, consists of the unofficial but influential means of communication, decision marking, and control that are part of the habitual way things get done in an organization. This type of communication can take place with face-to-face communication, email, text messages and phone calls. Formal communication, is a more structured form of communicating in the work place. 

Based on organizational management, the "grapevine " consists of the unofficial but influential means of communication, decision making, and control that are part of the habitual way things get done in an organization.

This is because grapevine is sometimes referred to as informal communication.

It often consists of rumors and can move from top to bottom or bottom to top in an organization.

It is sometimes referred to as gossips in an organization and can be termed informal or unofficial conversation.

Hence, in this case, it is concluded that the correct answer is option A. "Grapevine."

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Your friend wants to borrow $1,137.45 from you to pay off a credit card that charges a 14.7% APR. You agree to the loan but require your friend to pay you interest of 3.6% APR on the loan and your friend agrees.Your friend pays you $200.00 at the end of the first month. How much goes toward the principal? What are two things that keyed the growth of religion during the 1950s? religious presidents the red scare advent of television rock 'n' roll music Video Presentation Permission Form Mary O'Dell Video Broadcast Permission FormWillow High SchoolTeachers Name: __________________________ Date: __________Name of Video:____________________________________________Video rating - G PG PG-13 R NR (not rated) Unknown(You must have signed parental permission slips for ratings above PG-13)What alternate activity will be provided for any students who do not have parental permission?How was the video acquired?_____ taped from TV/Cable date(_______________)_____ rented (I have permission to show it.)_____ owned by the school_____ teacher owned_____ other (explain) ____________________________________Length of video ____________ Date(s) to be shown ________ Blocks(s) you will be showing this video - 1st 2nd 3rd 4th (Circle all that apply)What essential question(s) are you studying and how will this video relate to them?What follow-up activities are planned for the video? 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