Answer: B. Consumer Financial Protection Bureau
Explanation:
The Consumer Financial Protection Bureau was authorized by the Dodd-Frank Wall Street Reform and Consumer Protection Act in 2010 and was a response to the 2007-2008 financial crisis which was followed by great recession. They are responsible for consumer protection in the finance sector and their functions include; writing and enforcing rules and regulations covering consumer financial products and services including mortgages, credit cards, payday loans, loan servicing, check cashing, debt collection etc.
Par value a.is the monetary value assigned per share in the corporate charter b.is established for a share of stock after it is issued c.represents what a share of stock is worth d.represents the original selling price for a share of stock
Answer:
c.represents what a share of stock is worth
Explanation:
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Par value is the nominal value set for a share of stock in the corporate charter; it is distinct from the market value determined by demand and supply and investor expectations.
Par value is a. the monetary value assigned per share in the corporate charter. This value is typically set at a minimal amount and is not reflective of the current market value or the price at which shares trade on the stock market. It is more of a legal accounting value assigned when the corporation is established and appears on the face of the stock certificate.
Stock prices are influenced by many factors, including a company's profitability and investor expectations about future profits. Market capitalization, which represents the total value of all a firm's outstanding shares, is derived from these prices. Demand and supply, along with investors' expectations of receiving dividends or capital gains, play a crucial role in setting a stock's price.
Sandra, a manager at Evolve Corp, frequently engages her team in recreational activities. Every employee is friendly with one another. For Sandra, building a healthy work environment is the primary concern and employee performance is secondary. In the context of the Blake/Mouton leadership grid, which of the following leadership styles is Sandra using in this scenario?A) The middle-of-the-road styleB) The country club styleC) The authority-compliance styleD) The impoverished style
Answer:
B) The country club style
Explanation:
The Blake Mouton Managerial Grid tries to balance two important aspects of management: concern for your employees and concern for your company's results. Usually management theories focus on one aspect over the other but Blake and Mouton tried to develop a style where both could be achieved.
They defined five leadership styles:
Impoverished Management – Low Results/Low People Produce-or-Perish Management – High Results/Low PeopleMiddle-of-the-Road Management – Medium Results/Medium People Country Club Management – High People/Low Results: This management style focuses more on the well being of the employees, believes that happy employees work harder. In productive terms, this style is not very efficient because it lacks direction and control.Team Management – High Production/High PeopleDuring which stage of team development do members accept that they are part of a project group but resist the constraints that the project and the group put on their individuality? ch11 Select one: a. Storming b. Performing c. Forming d. Adjourning e. Norming
Answer: Forming
Explanation: There are five stages of team development, the stages includes the: Forming, storming, norming, performing and the adjourning.
Each stage is a phase each team passes when they come together to achieve a common purpose.
The stage where team members accept their responsibility as a group but still have some individualistic frictions is the storming stage. This stage can either grow or scatter a team, therefore it needs to be handled carefully.
An investor purchased 100 shares of MJS on June 19, 2015 at a price of $40 per share. On June 1, 2016, MJS declared a 25% stock dividend. On July 1, 2016, the investor sold 50 shares of the MJS at $50 per share.
Which of the following statements are correct?
I. The adjusted cost basis of the shares is $30
II. The adjusted cost basis of the shares is $32
III. There is a short-term capital gain on 25 shares, long-term gain on the other 25 shares
IV. There is a long-term capital gain on all of the shares sold
Answer:
IV) There is a long-term capital gain on all of the shares sold
Explanation:
Long term capital gains refers to a profit made on an asset that an individual or business has held for more than a year. In this case, the investor had a long term capital gain when he sold 50 shares at $50 per share, since their cost basis was $40 per share ($10 per share as long term capital gains). He bought the shares on June 19, 2015 and sold them on July 1, 2016.
He also had some short term capital gains, since he received 25% stock dividends on June 1, 2016.
Long-term capital gains are those you earn on assets you've held for more than a year. ... The long-term capital gains tax rates are 0%, 15% and 20%, and they're typically much lower than the ordinary income tax rate
Economic growth in the country of Southville has slowed down in the last few months. Following a collapse in housing prices, several homeowners have defaulted on their mortgages. Given that this sector accounts for a sizeable portion of the GDP. many commentators believe that this will prompt a 'domino effect' in the economy. On a TV chat show: three industry experts are discussing the crisis and its possible impacts. Megan Greenboe is of the opinion that housing prices were driven up by speculation prior to the crisis. According to her, this crisis will eventually reduce liquidity in the economy and lead to a credit crunch. Bob Sacberg, however, does not agree with Megan. Bob feels that the increase in housing prices can be explained by the steady growth in population and were therefore driven by fundamentals. Samantha Morris meanwhile is not very convinced that the housing sector is solely responsible for the economic slowdown. She argues that a twelve percent fall in housing prices is unlikely to have a very widespread impact. Which of the following, if true, will weaken Bob's argument that fundamental factors in the housing market led to the increase in housing prices?
a. According to census data, the percentage of Southville's population that lives in rural areas has gradually been shrinking
b. The standards for obtaining a mortgage loan in Southville have been more stringent compared to many other countries
c. Prior to the crisis, the prices of existing homes also increased in proportion to the prices of new homes in Southville
d. A large proportion of home buyers in Southville were individuals who already owned one or more houses
e. The inflation-adjusted real wage in the construction industry increased by 10 percent prior to the crisis
Answer:
D) A large proportion of home buyers in Southville were individuals who already owned one or more houses
Explanation:
Bob argues that the price of houses in Southville increased because more the population, so more people equals more demand for houses, and more demand equals higher prices. But if many of the new houses were not primary residencies, then Bob's argument collapses. This would mean that the higher price for houses was not caused by fundamental factors, but is probably due to speculation.
If a company's social media followers exhibit greater purchase frequency than non-followers, this could be a sign that the company's social media efforts are producing good results. Alternately, it may only reflect the fact that_______.
A. the indirect effect of social media is more dramatic than the direct effect
B. more loyal customers are more likely to follow the company on social media
C. the social media platform is exaggerating its own performance
D. the company's analytics are not properly installed
Answer:
The correct answer is B. more loyal customers are more likely to follow the company on social media.
Explanation:
Customer loyalty has a direct impact on financial results, as well as prestige and brand image. The influence of a satisfied customer can be more decisive than any marketing strategy, since:
A loyal customer consumes more. A study on American companies found that 40% of online shopping revenue comes from regular customers, who represent only 8% of ecommerce visitors (Adobe). The satisfied customer shares their positive experience in networks and through word of mouth. It is one of the most effective forms of marketing that exists. All your clients can become great clients. After purchasing the first product, a customer has a 27% chance of buying back at the same place. If you get that customer back and make a second purchase, the chances of returning increase up to 45% and, in the case of a third purchase, that percentage rises to 54% chance of making another purchase.When using various forms of promotion to carry the promotion message, it is important that the recipients of the message interpret it in the same way. Creating a unified promotional message, where potential customers perceive the same message, whether it is in a TV commercial, or on a billboard, or in a blog, is called ____________.
A. personalized sellingB. integrated marketing communicationC. delivery cue analysisD. branding assimilation
Answer:
B. integrated marketing communication
Explanation:
Based on the information provided within the question it seems that this is called integrated marketing communication. This term refers to making sure that all promotional communications and messages are meticulously linked together when advertising a product or service, in order for the recipients of the message to interpret it in the same way regardless of the platform. Which is what is being described in this scenario.
Gina hired Frank, an attorney, to handle her divorce. If, during face-to-face negotiations, Frank strikes the opposing attorney, Gina will be liable because Frank was her agent employee.
Answer:
false
Explanation:
An employer could be responsible for an injury caused by his/her employee only if the employee is acting within the scope of employment. Striking the opposing attorney cannot be considered acting under the scope of being an attorney representing a client, unless you are a mobster.
For example, if you are driving your company's car while shopping for Christmas and you hit a pedestrian, your company is not liable for the accident since you were not involved in any activity related to your normal work.
Final answer:
Gina is typically not liable for Frank's action of striking the opposing attorney as it falls outside the scope of his professional duties. Agency law requires the agent's acts to be within the employment scope for principal liability to arise.
Explanation:
The question relates to the legal concept of principal-agent liability, specifically within the context of an attorney (agent) acting on behalf of a client (principal). It's important to note that in most cases, a principal is not liable for the intentional torts of an agent that are outside of the scope of agency. Agency law dictates that for a principal to be held liable for the acts of an agent, the agent's acts must be within the course and scope of employment. In the scenario provided, because Frank's actions (striking the opposing attorney) would likely be considered outside the scope of his professional responsibilities as an attorney handling divorce proceedings, Gina would typically not be liable for Frank's conduct. The right to an attorney and standards of representation are addressed in cases such as Glasser v. United States, which discusses conflicts of interest, but this is distinct from the question of physical acts committed by an attorney.
A firms total cost function is: TC= 500 + 150q - 20q2 + q3 what is the dollar value at the minimum of the average variable cost (avc) curve? $50?
Answer:
the correct answer is $150
Explanation:
TC=500 + 150q - 20q^2 + q^3
AVC=(150Q-20Q^2+Q^3)/Q
=150-20Q+Q^2
When AVC is at its minimum means that the marginal cost( CM) is igual to AVC, so we could consider this analysis:
CM= d(TC)/dq =150-40Q+3Q^2
CM=AVC
150-40Q+3Q^2=150-20Q+Q^2
Join similar terms:
150-150-40Q+20Q+3Q^2-Q^2=0
0-20Q+2Q^2=0
Q(-20+2Q)=0
Q_1=0 y Q_2=20/2=10
with q_1 with q_2
150-40*0+3*0=150-20*0+0 150-40*10+3*10^2=150-20*10+10^2
$150=$150 150-400+300 =150-200+100
$50= $ 50
We have two solution if we assume that q=0 like the minimum then the results is $150.
f we assume that q=10 like the minimum then the results is $50.
Consumption spending is $16 million, planned investment spending is $4 million, unplanned investment spending is $2 million, government purchases are $6 million, and net export spending is $1 million. What is aggregate expenditure?
Answer:
The aggregate expenditure is $27 million.
Explanation:
The consumption spending is $16 million.
Planned investment spending is $4 million.
Unplanned investment spending is $2 million.
The government purchases are $6 million.
The net export spending is $1 million.
The aggregate expenditure is
= Consumption spending + Planned Investment + Government spending + Net export
= $(16 + 4 + 6 + 1) million
= $27 million
Consider the market for electronics. Patents are granted to investors of a product or process for a certain number of years. The reason for this is to encourage innovation in the economy, without the existence of patents; it is argued that research and development for improved electronics is unlikely to take place, since there's nothing preventing another firm from stealing the idea, copying the product, and producing it.Which of the following best explains the barriers to entry that exist in this scenario?a. Legal barriersb. Exclusive ownership of a necessary resourcec. Economies of scale
Answer:
The answer is a. Legal barriers.
Explanation:
As government granted patent, copyright, trademark for a player in electronics market, they legally protect the intellectual right of that player. As a result, the government also have set up a legal barrier for any potential new players who want to join the market from taking the existing best ideas/ innovation from their starting, instead, they will have to either purchase the patent or invest in R&D for keeping up with the market most modern technology; both at a very high cost.
Ultimately, this type of legal protection will create a barrier to enter for any new player as they will have to prepare for huge expenditure for getting the best technologies at the time.
The unemployment rate in Economy X when it is growing normally is 5%. When Economy X is in a recession, the unemployment rate is 10%. Drag each word or phrase to the appropriate blank space in order to complete the paragraph correctly.
For Economy X, the natural rate of unemployment ________ 5%. This rate is not due to _______ factors. It applies _______.
For Economy X, the natural unemployment rate is 5%, which isn't affected by external factors like a recession. It's the standard unemployment rate under normal economic growth, attributable to regular job market activity.
Explanation:For Economy X, the natural rate of unemployment is 5%. This rate is not due to external factors such as a recession but is the average rate at which the economy operates when it's experiencing normal growth. This natural rate of unemployment represents the number of people who are unemployed not due to a lack of job opportunities, but due to regular labor market activity, such as job-switching or searching for a better position. This rate applies whether the economy is expanding or contracting.
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Evaluate the following two statements:_________
I. Interest on bonds must be paid in full even when the corporation operates at a loss.
II. When bonds are issued at a premium, the annual interest expense reported will be greater than.
Answer:
I. True. Bond is an corporate's liabilities rather than an equity. Thus, the bond issuance is liable to its bond's holders to pay the promised interest expense on-time and in full amount being promised at the time of issuance regardless of their business's performances.
II. False. When the bonds are issued at a premium, annual interest expense will be lower. The Premium amount will be credited at first and then being allocated through out the bond's life time ( debited). This will reduce the amount of interest expense being recorded during the year of bond's life time.
Explanation:
Assume that last year, Isaac earned 13.6 percent on his investments while U.S. Treasury bills yielded 2.7 percent, and the inflation rate was 2.2 percent. What real rate of return did he earn on his investments last year?
A) 10.39 percent
B) 11.63 percent
C) 12.24 percent
D) 13.56 percent
E) 11.15 percent
Final answer:
Isaac's real rate of return on investments, adjusted for the inflation rate of 2.2 percent, is approximately 11.4 percent. However, when considering the excess return over the risk-free Treasury bill yield of 2.7 percent, the closest answer is 10.39 percent (Option A).
Explanation:
To calculate Isaac's real rate of return on his investments, we must consider the effects of both the inflation rate and the yield of risk-free assets such as U.S. Treasury bills. The Fisher equation, which subtracts the inflation rate from the nominal interest rate, can be used in this case to find the real rate of return. The nominal rate of return Isaac earned on his investments is 13.6 percent. To find the real rate of return, we subtract the inflation rate, which was 2.2 percent.
Therefore, the real rate of return = (Nominal rate of return) - (Inflation rate) = 13.6% - 2.2% = 11.4%.
However, this doesn't take into account the yield on U.S. Treasury bills. To adjust for the risk-free return, we need to consider the excess return Isaac earned over the Treasury bills, which is (13.6% - 2.7%). The excess return over the risk-free rate is 10.9%. Therefore, the correct answer, closest to our calculation, is Option A) 10.39 percent.
Jayden is a project manager in a multinational company and is currently managing a complicated project. This has affected his mental as well as physical health. He is going through a rough phase where he is neither able to do his regular job properly nor interact with his clients cordially. Which of the following "4 Ds" of determining whether something is a mental disorder does Jayden's condition reflect?
A. Dysfunction
B. Deviance
C. Distress
D. Disturbance
Answer:
Dysfunction
Explanation:
A dysfunctional mental disorder occurs when an individual starts to behave in an unusual and abnormal way as a result of stress or mental impairment. The pattern of thought ,emotion and behavior will no longer be in line with his normal way of life as deviation from normal social life and ideal mental health becomes obvious.
Jayden's failure to do his regular job again and even cordially interact with his clients are evidences that he is going through a dysfunctional mental disorder as a result of the complicated project he is handling.
Beginning with __________, a body of law has grown that requires organizations to provide employees with nonhazardous working conditions.
A.)the Occupational Safety and Health Act (OSHA) of 1970
B.) the Taft-Hartley Act
C.) establishment of the National Labor Relations Board
D.) Title VII of the Civil Rights Act of 1964
E.) the Fair Labor Standards Act of 1938
Answer:
A.) the Occupational Safety and Health Act (OSHA) of 1970
Maria, an active partner in the Grifton/Blum CPA firm partnership, receives an annual bonus of 10% of partnership net income after deducting the bonus. For the year ended 2017, partnership income before the bonus was $220,000. Maria should receive a bonus of_________.
Answer: $19,800
Explanation: Annual Bonus is 10% of 220,000= 22,000
Net income of partnership = 220,000- 22,000= 198,000
Bonus due to maria is 198,000*10%= 19,800
Project managers must often face the challenge of compressing the project schedule. All of the following actions can be taken to reduce the duration of the critical path EXCEPT:
a. Overlap sequential activities using finish-to-finish, start-to-start, or start-to-finish relationships.
b. Reduce the project scope and /or quality.
c. Use the float in critical path activities
d. Partially overlap sequential activities by using time leads.
Answer:
A) Overlap sequential activities using finish-to-finish, start-to-start, or start-to-finish relationships.
Explanation:
If the project manager uses finish to finish relationships, a successor activity cannot finish until the predecessor activity has not finished.
If the project manager uses start to start relationships, a successor activity cannot start until the predecessor activity has not started.
If the project manager uses start to finish relationships, a successor activity cannot finish until the predecessor activity has not started.
Answer:
Overlap sequential activities using finish-to-finish relationships
Explanation:
Overlap sequential activities using finish-to-finish relationships. This overlaping does not account for unexpected events and might not account possible relations between the legs or stages of a project
Sean is looking for a new job that will allow him the flexibility to work from home at least one day a week so he can care for his ailing parents. Some describe this as a boundaryless career pattern. Why?
Answer:
Boundaryless career pattern is similar as temporary workers.
Explanation:
“Boundaryless career” has been a new perspective in any organisation these days. This type of career pattern provides the employees flexibility in terms of working hours. They pay them high wages for their excellent skill set.
A person works with several organisations at a single point of time and quickly develops his career. Knowledge of such people is quite high, and companies gain from their expertise. As given in the question, Sean is provided flexibility by allowing him to work from home so that he can take care of his parents. So, this is a boundaryless career pattern.
A product has a contribution margin per unit of $17 and sells at $25 per unit. If the break-even point is 82,000 units, calculate
a. the variable costs per unit and
b. the total fixed costs.
Answer:
a. $8 b. $1,394,000
Explanation:
The contribution margin per unit of a product is $17.
The price per unit is $25.
The break-even point is 82,000 units.
a. Contribution margin per unit = Sales per unit - AVC
$17 = $25 - AVC
AVC = $25 - $17
AVC = $8
So, the variable cost per unit is $8.
b. Fixed costs
= [tex]Breakeven\ in\ units\times Contribution\ margin\ in\ units[/tex]
= [tex]82,000\times 17[/tex]
= $1,394,000
Lauren owns a bakery. She wants to increase her daily production of baked goods, so she knows she needs to acquire more resources. Which of the following actions would represent an increase in the human capital resource at her bakery?
a. repairing a broken delivery van
b. buying better-quality ingredients
c. increasing employee training
d. purchasing ingredients in bulk
e. moving into a larger space
Answer:
The correct answer is option c.
Explanation:
Resources are of several types. In economics, we classify resources into four types as land, labor, capital, and entrepreneurship. Capital is further classified as physical capital and human capital.
Human capital is a nontangible, nonphysical asset that is not mentioned on a company's balance sheet. It is the value of a worker's skills, education, training, experience, health, intelligence, etc.
In the given example, providing employee training will increase human capital resources for Lauren and it will help her efficiently utilize physical capital.
Final answer:
Increasing employee training at Lauren's bakery contributes to enhancing human capital, resulting in greater productivity and capacity for innovation.
Explanation:
Lauren's goal to increase the daily production of baked goods at her bakery necessitates the accumulation of more resources. Among the options provided, the action that would represent an increase in the human capital resource at her bakery would be c. increasing employee training. By improving employees' skills, knowledge, and abilities through training, Lauren enhances the human capital of her bakery. This investment in human capital is associated with increased productivity and better utilization of other resources such as physical capital and technology. As a result, workers are more likely to innovate and efficiently operate new equipment, contributing to the overall economic growth of the bakery.
he following information relates to current production of outdoor chaise lounges at Backyard Posh: Variable manufacturing costs per unit $ 105 Total fixed manufacturing costs $525,000 Variable marketing and administrative costs per unit $ 33 Total fixed marketing and administrative costs $250,000 The regular selling price per chaise lounge is $ 350. The company is analyzing the opportunity to accept a special sales order for 400 chaise lounges at a price of $ 200 per unit. Variable marketing and administrative costs would be $ 15 per unit lower than on regular sales. Fixed costs would increase by $ 13 comma 000. The company has the capacity to produce 35 comma 000 chaise lounges per year, but is currently producing and selling 9 comma 000 chaise lounges per year. Regular sales will not be affected by the special order. If the company were to accept this special order, how would operating income be affected? A. Decrease by $ 30 comma 800 B. Decrease by $ 17 comma 800 C. Increase by $ 30 comma 800 D. Increase by $ 17 comma 800
Answer:
Increase by $17,800
Explanation:
If the company accepts the special order for 200 chaise lounges, its profit will be:
Sales revenue = 400 x $200 = $80,000
variable production costs = 400 x $105 = ($42,000)
variable marketing and administrative costs = 400 x $18 = ($7,200)
increase in fixed costs = ($13,000)
profit resulting from the special order = $17,800
Last year, Big W Company reported earnings per share of $2.50 when its stock was selling for $50.00. If its earnings this year increase by 10 percent and the P/E ratio remains constant, what will be the price of its stock?
Answer:
The price of the stock is $55
Explanation:
Computing the present EPS (Earnings per share) as:
EPS (Earnings per share) = Last year earnings per share × Increase in EPS by 10%
where
Increase in EPS by 10% = 1 + Growth rate
= 1 + 0.1
= 1.1
= $2.5 × 1.1
= $2.75
Previous P/E ratio is computed as:
P/E ratio = Selling Price / Last year EPS
= $50 / $2.5
= $20
Now,
Computing the current stock price as:
P/E = Market Price per share/ Current EPS
$20 = Market Price per share / $2.75
$20 × $2.75
= $55
Based on the given P/E ratio and the 10 percent increase in earnings, the price of the stock is expected to be $55.00.
Explanation:If the Big W Company reported earnings per share of $2.50 last year when its stock was selling for $50.00, this indicates that the Price to Earnings (P/E) ratio was 20 (since $50.00/$2.50 = 20).
Now the question states that earnings have increased by 10 percent this year. So, the new earnings per share would be $2.75 because 10% of $2.50 is $0.25, and $2.50 + $0.25 = $2.75.
If the P/E ratio is supposed to stay constant at 20, then you would multiply the new earnings per share ($2.75) by the P/E ratio (20).
So, $2.75 x 20 = $55.00 would be the new price of the stock, assuming the P/E ratio remains constant.
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In the traditional labor model, the amount that an additional worker hired adds to the revenues of the firm is called the _____ of labor. Question 4 options: maximum revenue price marginal factor cost marginal product marginal fractional cost
Answer:
The correct answer is marginal product.
Explanation:
The marginal product of labor is the change in the output or total product because of hiring an additional unit of labor. In other words, the amount that an additional worker adds to the revenue is its marginal product.
It can be expressed as,
[tex]MP_{L} \ =\ \frac{\Delta Y}{\Delta L}[/tex]
The marginal product of labor depends on the quantity of capital and labor already employed.
What name is given to the index based on the prices of exported or imported merchandise?
Answer: Option C - International Price Index
Explanation:
International price index, is the index based for both imported and exported marchandise. IPI would effectively endorse the use in the U.S. of discriminatory cost-effectiveness standards used by foreign governments. Many countries, like U.K., Canada, and Greece, make drug reimbursement and coverage decisions based on cost-effectiveness assessments tied to the quality-adjusted life year (QALY).
In the context of adopters who participate in the diffusion process, which of the following statements is true of the late majority?a. They are characterized as being venturesome.b. They are more worldly and more active outside their community than noninnovators.c. Their opinions heavily influence their friends and neighbors.d. Their adoption of a new product stems from pressure to conform to group norms.
Answer:
The answer is letter D.
Explanation:
Their adoption of a new product stems from pressure to conform to group norms.
Fierra Inc. is a German automobile manufacturer that has a 5 percent market share in the United States' automobile market. The company has a unit in North Carolina that imports Fierra automobiles from its parent company in Germany and assembles them. Which of the following measures is in accordance with U.S.A.'s Foreign Commerce Clause?
A) The government of North Carolina imposes an additional 10% tax on Fierra cars.
B) The government of Georgia bans the sale of Fierra cars.
C) The government of North Carolina asks Fierra Inc. to shut down its import unit in the state.
D) The federal government imposes an additional 100 percent tax only on Fierra cars being sold in North Carolina.
Answer:
A) The government of North carolina imposes an additional 10% tax on Fierra cars.
Explanation:
The above mentioned is in accordance with the USA's foreign Commerce Clause.
Final answer:
Measures by U.S.A.'s Foreign Commerce Clause cannot involve individual states imposing taxes or restrictions on foreign commerce, as this is the prerogative of the federal government.
Explanation:
The question centers on which measures are by the U.S.A.'s Foreign Commerce Clause. According to the U.S. Constitution, individual states cannot impose taxes or tariffs on imports as they are not allowed to act like independent countries—only the federal government has this power. The correct measure that aligns with the Foreign Commerce Clause would be an action taken by the federal government rather than individual states.
Therefore, options such as the government of North Carolina imposing an additional 10% tax on Fierra cars, the government of Georgia banning the sale of Fierra cars, and the government of North Carolina asking Fierra Inc. to shut down its import unit in the state would violate the Foreign Commerce Clause. An additional tax imposed by the federal government, however, should apply uniformly and not be discriminatory against a particular foreign company or state.
Suppose that the Bank of Apples has excess reserves of $450,000 and checkable deposits of $30,000,000. If the bank has a reserve requirement of 30 percent, what is its total amount of reserves?
Answer:
$9,450,000
Explanation:
To determine the amount of reserves that the Bank of Apples has, we first have to multiply the total amount of checkable deposits by the reserve requirement, and then add the excess reserves.
($30,000,000 x 30%) + $450,000 = $9,000,000 + $450,000 = $9,450,000
The World Bank is a vital source of financial and technical assistance to developing countries around the world. It is not a bank in the common sense. It plays a different but supportive role in its mission of global poverty reduction and the improvement of living standards. It provides low-interest loans, interest-free credit, and grants to developing countries for education, health, infrastructure, communications, and many other purposes. According to the excerpt, what is the organization’s primary purpose?
a) to serve as a banking institution for countries that do not have banking systems
b) to provide loans directly to people living in poverty
c) to reduce global poverty and improve the standard of living
d) in developing countries to provide technical assistance to developed countries
Answer:
C
Explanation:
According to the excerpt, reducing global poverty and improving the standard of living is the organization’s primary purpose. Thus, option C is correct.
What is an organization?An Organisation can be defined as an entity that is made up of an individual or a group of individuals who come together for a single purpose. Then the organization can be a profitable and nonprofitable one.
According to the world when there are various sources that are being used by the bank to clear global interest. This is to reduce global poverty and as well as by providing them with money and giving them loans they are also increasing their organization's primary purpose of increasing the standard of living among the people.
Therefore, option C is the correct option.
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The 2005 Boston Globe article discussing ticket scalping points out that the price people will pay for tickets will rise when a. supply and demand are both limited. b. supply is limited and demand is not limited. c. supply is limited and demand is not limited. d. supply and demand are both not limited.
Answer:
Supply is limited and demand is not limited.
Explanation:
According to the law of demand, there is a inverse relationship between the price of the goods and the demand for the goods. On the other hand, law of supply says that there is a direct relationship between the price of the good and supply of the good. If there is a shortage of goods in the market then this will result in a higher price for a good because of the higher demand for the product. The producers try to make more profits by charging higher prices because of the shortage in the economy.
Hence, the price people will pay for tickets will rise when the supply of tickets is limited and demand for tickets is not limited.