the bells obtain a 20-year, $90,000 conventional mortgage at a 8.5% rate on a house selling for $130,000. their monthly mortgage payment, including principal and interest, is $781.20. They also pay 3 points at closing.

a) determine the total amount the bells will pay for their house.
b) how much of the cost will be interest (including the 3 points)?
c) how much of the first payment on the mortgage is applied to the principal?

Answers

Answer 1
Final answer:

a) The total amount the Bells will pay for their house is $187,488. b) The interest paid, including the 3 points, is $97,488. c) The exact amount applied to the principal in the first payment is unknown without additional information.

Explanation:

a) To determine the total amount the Bells will pay for their house, we need to calculate the total amount paid over 20 years. The monthly mortgage payment is $781.20, so the annual payment would be $781.20 x 12 = $9374.40. Therefore, over 20 years, the Bells will pay $9374.40 x 20 = $187,488.

b) The interest paid over the 20-year mortgage period can be calculated by subtracting the total mortgage amount from the total amount paid. The total mortgage amount is $90,000, so the interest paid is $187,488 - $90,000 = $97,488, including the 3 points.

c) The first payment on the mortgage is typically applied mostly to the interest. However, to determine the exact amount applied to the principal, we need more information about the breakdown of the monthly mortgage payment between interest and principal.


Related Questions

-3(×+2)=12 what is x equal to

Answers

Answer:

x=-6

Step-by-step explanation:

Follow along:

1. Distribute the -3 to those within the parenthesis.

-3x-6=12

2. Move the whole numbers to one sides, isolate the variable.

-3x=18

3. Divide both sides by -3

x=-6

Solve x2 + 2x = 4 for x by completing the square. x equals plus or minus square root of 5 plus 1 x equals plus or minus square root of 5 minus 1 x = 1 x = 3

Answers

Answer:

x equals plus or minus square root of 5 minus 1

Step-by-step explanation:

we have

[tex]x^{2} +2x=4[/tex]

Divide by 2 the coefficient of the x-term

[tex]2/2=1[/tex]

squared the number

[tex]1^2=1[/tex]

Adds both sides

[tex]x^{2} +2x+1=4+1[/tex]

[tex]x^{2} +2x+1=5[/tex]

Rewrite as perfect squares

[tex](x+1)^{2}=5[/tex]

take the square root both sides

[tex]x+1=(+/-)\sqrt{5}[/tex]

[tex]x=(+/-)\sqrt{5}-1[/tex]

therefore

x equals plus or minus square root of 5 minus 1

Answer - B. x = ± [tex]\sqrt{5[/tex] - 1

Claire has a hot tub with a diameter of 7 feet. She wants to purchase a cover to protect the hot tub. What is the area
of the cover? Use pi = 3.14 and round the answer to the nearest square foot.

Answers

Answer:

The area  of the cover for the hot tub must be:

38 square feet.

Step-by-step explanation:

First, you must understand that since a hydromassage tub is mentioned and the diameter, it is assimilated that it is round in its upper part, which is why the formula is used to find the area of a circle:

Area of a circle = pi * radius ^ 2 (you must know that the radius is half the diameter)

Since the diameter is mentioned, it can be replaced in the formula:

Area of a circle = 3.14 * (3.5 feet) ^ 2 Area of a circle = 38,465 square feet. Approximately 38 square feet.

Answer:

I believe it is 38

Step-by-step explanation:

HAVE A GOOD DAY AND GOD BLESS YOU

solve quadratic equation using factoring

z^2-5z+4=0

Answers

Answer:

[tex]z^2-5z+4=(z-4)(z-1)[/tex]

Step-by-step explanation:

To factorize a cuadratic equation, one must use the well known formula to find the roots of the equation: [tex]\frac{-b(+-)\sqrt{b^2-4ac} }{2a}[/tex], where a (a=1) is the coefficient that accompanies the cuadratic term, b is the coefficient that accompanies the linear term (b=-5) and c is the constant (c=4).Then, applied to this specific case, the previous formula results: [tex]\frac{5(+-)\sqrt{(-5)^2-4\times{1}\times{4}} }{2\times1}[/tex]. Then, the two roots of the equation come from [tex]\frac{25(+-)\sqrt{9} }{2}[/tex].Consecuently, [tex]z_1=\frac{5+\sqrt{9}}{2} =4[/tex], and [tex]z_2=\frac{5-\sqrt{9}}{2} =1[/tex].Finally, the cuadratic function can be expressed like this: [tex](z-4)(z-1)[/tex] (which comes from the fact that any polynomial can be expressed as the product of [tex](x-x_i)[/tex], where i are the roots of the polynomial). To corroborate that the procedure is correct, you can resolve this product, and you will obtain the inicial expression.

For the ordered pair, give three other ordered pairs with θ between −360° and 360° that name the same point.
(−3, 330°)

Answers

Final answer:

Three other ordered pairs with θ between −360° and 360° that name the same point as (−3, 330°) are (−3, 30°), (−3, 690°), and (−3, -30°).

Explanation:

Given the ordered pair (−3, 330°), we can find three other ordered pairs that name the same point by adding or subtracting 360° from the given angle:

(−3, 30°)(−3, 690°)(−3, -30°)

These three ordered pairs have angles between −360° and 360° and represent the same point as the given ordered pair.

lets say you start with the equation 12b=24. what step should you take to find the quantity that equals 4b

Answers

Answer:

4b = 8

Step-by-step explanation:

Given 12b = 24

This is written as (4 X 3)b = 24

⇒ 4b X 3 = 24

Dividing by 3 throughout, we have

4b = [tex]$ \frac{24}{3} $[/tex] = 8.

Therefore, the value of 4b is 8.

Which expressions are equivalent to 6^-10 6^-8

Answers

Answer:

The equivalents are 1/6¹⁰ and  1/6⁸

Step-by-step explanation:

1. Let's recall the rule about the negative exponents to find the equivalents to the expressions provided:

The rule says that any number different than zero, raised to a negative power equals its reciprocal raised to the opposite positive power.

Thus, x ⁻ⁿ = 1/x ⁿ

2. Now, let's find the equivalents after following the rule:

6 ⁻ ¹⁰ = 1 ÷ 6 * 6 * 6 * 6 * 6 * 6 * 6 * 6 * 6 * 6 = 1/6 ¹⁰

6 ⁻ ⁸ = 1 ÷ 6 * 6 * 6 * 6 * 6 * 6 * 6 * 6  = 1/6 ⁸

Need help asap !!!!!

Answers

Answer:

The answer is x = 5.

Step-by-step explanation:

Given:

Δ ABC is an Isosceles triangle with AB = CA

   m∠ ABC = ( 6x + 4 )°

   m∠ BAC = 73°

   m∠ BCA = ( 8y - 7 )°

To Find:

x = ?

Solution:

Properties of an Isosceles Triangle.

Base angles or two angles are equal.Any two sides are equal.

Here , Δ ABC is an Isosceles triangle with AB = CA

∴  m∠ BAC = m∠ BCA

[tex]73= 8y-7\\8y=73+7\\8y=80\\y=\frac{80}{10} \\y=10[/tex]

∴      m∠ BCA = ( 8y - 7 )°

                       = 8 × 10 - 7

       m∠ BCA  = 73  Which is same as ∠ CAB

Property of a Triangle is Sum of the measures of the angle of a triangle is 180°.

[tex]\angle ACB + \angle CAB + \angle CBA = 180[/tex]

Substituting the values we get,

[tex]73 + 73 + (6x+4) = 180\\6x+4=180-146\\6x=34-4\\6x=30\\x=\frac{30}{6} \\x=5\\[/tex]

The answer is x = 5.

What is 62 divided by 5,841

Answers

Answer:

5,841 divided by 62 is 94.2

Mr. Milligan bought a puppy for $287 and
sold him for $324. Find his gross profit.​

Answers

How much money did he have

Answer:

His profit would be $37 of the money he got back.

Step-by-step explanation:

Please answer this correctly
Is the answer
10:07pm
12:32am
1:32am
11:32pm

Answers

Answer:

Step-by-step explanation:

12:32 am

Answer:

1:32 AM

Step-by-step explanation:

Arriving in Oklahoma City, the time is already 12:32 AM since it is past midnight. From Mountains to Central, time moves forward by 1 hour. 12:32 + 1 hour is 13:32 or 1:32 AM. Since the time is still past midnight, the time is AM.

HELP ASAP!!! A circle has a radius of 6 meters. What is the circumference of the circle?
A.12 Pi
B. 9 Pi
C.6 Pi
D.3 Pi

Answers

Answer:

12Pi

Step-by-step explanation:

circumference of a circle can be worked out as Pi x diameter

Diameter = 2 x radius, therefore here d = 12 and circumference = 12 Pi

The circumference of the circle is C = 12π meters

What is a Circle?

A circle is a closed figure in which the set of all the points in the plane is equidistant from a given point called “center”. Every line that passes through the circle forms the line of reflection symmetry. Also, the circle has rotational symmetry around the center for every angle

The circumference of circle = 2πr

The area of the circle = πr²

where r is the radius of the circle

The standard form of a circle is

( x - h )² + ( y - k )² = r²,

where r is the radius of the circle and (h,k) is the center of the circle.

The equation of circle is ( x - h )² + ( y - k )² = r²

For a unit circle , the radius r = 1

x² + y² = r² be equation (1)

Now , for a unit circle , the terminal side of angle θ is ( cos θ , sin θ )

Given data ,

Let the radius of the circle be r = 6 meters

Now , circumference of circle = 2πr

On simplifying , we get

C = 2π ( 6 )

C = 12π meters

Hence , the circumference is 12π meters

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Ms. Hartman’s class is going on a field trip to planetarium. There are 25 students in the class, and each students need to purchase a day pass to the planetarium and a lunch ticket. The day pass costs $10 and the lunch ticket costs t dollars
Pick all the expressions that represent the total costs for the field trip
250+10t
t(25+10)
250+25t
25(10+t)

Answers

the third and fourth one are correct

Please answer this correctly

Answers

Answer:

120 50 pound bags

Step-by-step explanation:

first you see how much 50 pounds is to one ton which one 50 pound bag is equal to .025 tons

then you multiply .025 by 120 to get 3 (tons)

that shows that the answer is correct

How are the graphs of the functions f(x) = 16and g(x) = 3/64"related?

Answers

Answer:

The graphs of the functions are both straight lines and parallel to x-axis

Step-by-step explanation:

The graph of f(x) is the line y = 16 which is parallel to x-axis.

This is because for every value of x the function f(x) only takes the value 16

Similarly the graph of g(x) is also a straight line but is characterized by y = 3/64. This line is also parallel to the x-axis.

For every value of x the function g(x) only takes the value 3/64

Darren has a piece of wood that is 7 in by 8 in. Explain how he could divide this large rectangle into smaller rectangles

Answers

The rectangle can be divided into  6 ways as, 1 × 56 or 56 × 1,  2 × 28 or 28 × 2, and 4 × 14 or 14 × 4.

What is rectangle?

An enclosed 2-D shape called a rectangle has four sides, four corners, and four right angles (90°). A rectangle has equal and parallel, opposite sides. Since a rectangle is a two-dimensional form, it has two dimensions: length and width. The rectangle's longer side is its length, while its shorter side is its breadth.

Given:

Darren has a piece of wood that is 7 in by 8 in

The area of the rectangle can be given by,

[tex]Area = Length\times width[/tex]

Area = 7 × 8

Area = 56

You can now divide the length and width as shown below,

Rectangle =   1 × 56 or 56 × 1

Rectangle =   2 × 28 or 28 × 2

Rectangle =   4 × 14 or 14 × 4

Therefore, the rectangle can be divided into  6 ways as   1 × 56 or 56 × 1,  2 × 28 or 28 × 2, and 4 × 14 or 14 × 4.

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What is the difference between an equation with a variable and an inequality with a variable?

Answers

Answer:

An equation is a statement that maintains the equal value of two mathematical expressions. If the statement is true for all variable values, it is called an identity. ... An equation shows the equality of two variables while an inequality shows the inequality of two variables

Final answer:

An equation with a variable expresses a precise equality between expressions, while an inequality with a variable represents a range of possible values expressing that one value is greater or less than another. Equations typically have a definitive set of solutions, whereas inequalities signify a continuum of solutions that satisfy the relational condition.

Explanation:

The difference between an equation with a variable and an inequality with a variable lies in the relationship they describe between the variables. An equation states that two expressions are equal by means of the equal sign (=), implying a specific value or set of values for the variables involved. For example, in the equation of a line y = mx + b, where x and y are the variables on the horizontal and vertical axis respectively, and b and m represent the y-intercept and the slope, we can see a direct relationship between x and y that determines the position of a point on a Cartesian plane. Conversely, an inequality such as x > y or x < 10 indicates a range of possible values rather than a single specific value, expressing a relationship where one value is either greater than or less than another value, but not equal to it.

In the context of a graph, the independent variable typically plotted on the x-axis is assumed to be the cause or input which then determines the value of the dependent variable, depicted on the y-axis. The dependent variable changes in response to the independent variable, thereby showing their relationship. This is often represented by inequalities when a range of outcomes is possible, extending beyond the linear relationship that might be depicted with an equation.

A function is shown f(x)=2/3x+3 what is the value of f(12)

Answers

Answer:

55/18

Step-by-step explanation:

f(x) = 2/3*12 +3

= 1/18 +3

=55/18

The value of f (12) will be;

⇒ f (12) = 11

What is substitution method?

To find the value of any one of the variables from one equation in terms of the other variable is called the substitution method.

Given that;

The function is,

⇒ f (x) = 2/3x + 3

Now,

Since, The function is,

⇒ f (x) = 2/3x + 3

Substitute x = 12 in above equation, we get;

⇒ f (x) = 2/3x + 3

⇒ f (12) = 2/3 × 12 + 3

⇒ f (12) = 2 × 4 + 3

⇒ f (12) = 11

Thus, The value of f (12) will be;

⇒ f (12) = 11

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I don’t know where to start with this problem

Answers

Answer:

√(4/5)

Step-by-step explanation:

First, let's use reflection property to find tan θ.

tan(-θ) = 1/2

-tan θ = 1/2

tan θ = -1/2

Since tan θ < 0 and sec θ > 0, θ must be in the fourth quadrant.

Now let's look at the problem we need to solve:

sin(5π/2 + θ)

Use angle sum formula:

sin(5π/2) cos θ + sin θ cos(5π/2)

Sine and cosine have periods of 2π, so:

sin(π/2) cos θ + sin θ cos(π/2)

Evaluate:

(1) cos θ + sin θ (0)

cos θ

We need to write this in terms of tan θ.  We can use Pythagorean identity:

1 + tan² θ = sec² θ

1 + tan² θ = (1 / cos θ)²

±√(1 + tan² θ) = 1 / cos θ

cos θ = ±1 / √(1 + tan² θ)

Plugging in:

cos θ = ±1 / √(1 + (-1/2)²)

cos θ = ±1 / √(1 + 1/4)

cos θ = ±1 / √(5/4)

cos θ = ±√(4/5)

Since θ is in the fourth quadrant, cos θ > 0.  So:

cos θ = √(4/5)

Or, written in proper form:

cos θ = (2√5) / 5

Given the function y = 1/2x - 1
Find and plot the points for x = -4, X = 2, and x = 6
please show me the graph​

Answers

Answer:

Step-by-step explanation:

if y = 1/2x - 1 is the function

y = 1/2(-4) - 1

y = -2 - 1

y = -3

(-4, -3)

y = 1/2(2) -1

y = 1 - 1

y = 0

(2, 0)

y = 1/2(6) - 1

y = 3 - 1

y = 2

(6, 2)

the pictures should be in order

Answer:

[tex]\displaystyle 2 = f(6), 0 = f(2), -3 = f(-4)[/tex]

Step-by-step explanation:

[tex]\displaystyle \frac{1}{2}[6] - 1 = 3 - 1 = 2 \\ \\ \frac{1}{2}[2] = 1 - 1 = 0 \\ \\ \frac{1}{2}[-4] - 1 = -2 - 1 = -3[/tex]

I am joyous to assist you anytime.

the product of a 3x3 and a 6x6 matrix would be

Answers

54 54 54

54 54 54

54 54 54

Identify the vertex, the axis of syn
y = x2 + 8x + 16
The vertex is
. (Type an ordere
What is the min and max porabala

Answers

Good evening ,

Answer:

Vertex (-4 , 0)

axis x = -4

It’s a parabola.

Min = 0

Step-by-step explanation:

x2 + 8x + 16 = (x + 4)².

A school receives a shipment of books. There are 60 cartons, and each carton weighs 42 pounds. The school’s elevator can hold 2200 pounds. What is the greatest number of cartons that can be carried on the elevator at one time if no people ride with them? Show all of your work. Then, explain your solution.

Answers

Answer:

52

Step-by-step explanation:

2200 / 42 = 52.381

You cannot bring a section of a carton, and 53 cartons is too much

53 * 42 = 2226. This goes over the weight limit.

52 * 42 = 2184. 2184 is less than 2200, so 52 is the greatest number you can bring

Final answer:

By dividing the elevator's weight capacity of 2200 pounds by the weight of one 42-pound carton, we find it can carry a maximum of 52 whole cartons simultaneously without exceeding the weight limit.

Explanation:

To solve this problem, we can use simple mathematical analysis. We need to calculate how many 42-pound cartons can fit into an elevator that has a maximum capacity of 2200 pounds without exceeding this limit.

We start with the equation:

Divide the maximum weight the elevator can hold by the weight of one carton. 2200 pounds ÷ 42 pounds/carton = 52.38 cartons.Since you can't have a fraction of a carton, you need to round down to the nearest whole number. The greatest number of whole cartons is 52.

Therefore, the elevator can safely carry 52 cartons at once, without any people in it.

984÷x=3 remainder:84

Answers

The value of x in 984 ÷ x = 3 remainder: 84 is 300

Step-by-step explanation:

In the division problem A ÷ B = Q [tex]\frac{R}{B}[/tex], where

A is the dividendB is the divisorQ is the quotientR is the remainder

If A is divisible by B, then R = 0

Examples:

23 ÷ 5 = 4 [tex]\frac{3}{5}[/tex] , The dividend is 23, the divisor is 5, the quotient is 4, and the remainder is 354 ÷ 6 = 9, 54 is divisible by 6 , then the remainder = 0

The rule of the dividend is ⇒dividend = (divisor × quotient) + reminder

Let us use this rule to find x

984 ÷ x = 4, remainder 84

∵ Dividend = 984

∵ Divisor = x

∵ Quotient is 3

∵ Remainder = 84

- Substitute these values in the rule of dividend above

∵ 984 = (x × 3) + 84

∴ 984 = 3x + 84

- Subtract 84 from both sides

∴ 900 = 3x

- Divide both sides by 3

∴ 300 = x

∴ The value of x = 300

The value of x in 984 ÷ x = 3 remainder: 84 is 300

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the sum of two numbers is 32. the sum of 3 times the larger and 7 times the smaller is 128

Answers

Answer:

Smaller number = 8 (x)

Larger number = 24  (y)

Step-by-step explanation:

x+y=32

7x+3y=128

Solving by Elimination

-3x-3y= -96

7x+3y=128

4x=32

4x/4=32/4

x=8

-7x-7y= -224

7x+3y=128

-4y= -96

-4y/-4= -96/-4

y=24

Check answer

x+y=32

8+24=32

7x+3y=128

7(8)=3(24)=138

56+72=128

128=128

Two hundred thousand twenty five

Answers

confused as to what you want but if you want to see the number then its 200,025

Answer:

200,025

Step-by-step explanation:

200 1000s so 200,0000 and add 25

the child weighs 55 lbs. Calculate the child’s weight in pounds to kilograms

Answers

25 kg is the answer to this thing

A linear function has an x-intercept of 12 and a slope of 3/8. How does this function compare to the linear function that is represented by the table?

Answers

Answer:

We rewrite the statement correctly:

 "A linear function has an y-intercept of 12 and a slope of 3/8"

 Therefore, the linear function is:

 y = (3/8) x + 12

 We look for the linear function of the table:

 y-yo = m (x-xo)

 Where,

 m = (y2-y1) / (x2-x1)

 m = ((- 3/8) - (- 3/4)) / ((1/3) - (- 2/3))

 m = ((- 3/8) - (- 6/8)) / (3/3)

 m = ((- 3 + 6) / 8) / (1)

 m = 3/8

 (xo, yo) = (- 2/3, -3/4)

 Substituting:

 y + 3/4 = (3/8) (x + 2/3)

 y = (3/8) x + 2/8 - 3/4

 y = (3/8) x + 1/4 - 3/4

 y = (3/8) x + -2/4

 y = (3/8) x + -1/2

 The lines are:

 y = (3/8) x + 12

 y = (3/8) x + -1/2

 Answer:

 It has the same slope and a different y-intercept

Step-by-step explanation:

Answer:

B same slope but different y intercept

Step-by-step explanation:

What is the slope of the line?

Answers

Answer:

[tex]\displaystyle 2[/tex]

Step-by-step explanation:

Starting from the y-intercept of [tex]\displaystyle [1, 1],[/tex]you do [tex]\displaystyle \frac{rise}{run}[/tex]by either moving two blocks south over one block west or two blocks north over one block east [west and south are negatives]. Doing this will give you the equation below:

[tex]\displaystyle y = 2x + 1[/tex]

I am joyous to assist you anytime.

need help asap thank you..​

Answers

Answer:

r = 0.93

Step-by-step explanation:

The correlation coefficient gives us the "strongness" of two variables associated.

This is the value "r".

It is positive if there is strong relationship (one goes up, another goes up and vice versa)

It is negative, if one goes up and another goes down (inverse relationship)

First of all, from the scatter points, we see that as x increases, y also tend to increase. And if we were to draw a line of best fit that goes through max points, we would see the line slopes UPWARD (means as x increases, y also increase).

Thus, the value of "r" will be positive. So we can eliminate first and second choice. Now remains the other two choices

0.64

0.93

The closer the value to 1, the more that line is slopier, and less that value from 1, the line will be less "slopy".

A perfect one would be a line with slope 1, as 1 unit increase in x, the y increases 1 unit as well.

So, if we were to draw a line, we would see that it will be very close to a value of 1. The value of 0.64 can be eliminated because the points are not much "relaxed" as it should be for 0.64.

So, the correct choice is the 4th choice, r = 0.93

Other Questions
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