Thurston wants to retire in Nevada when he is 80 years of age. Thurston, who is now 55, believes he'll need $400,000 to retire comfortably. To date, he has set aside no retirement money. To get an interest rate of 6% compounded annually, he'll have to invest today. Using the tables found in the textbook, determine how much he must invest.

Answers

Answer 1
Final answer:

To have $400,000 for retirement in 25 years with an annual interest rate of 6% compounded annually, Thurston must invest $93,171.77 today.

Explanation:

Thurston must calculate how much he needs to invest today to have $400,000 when he is 80 years old, given that he is currently 55 years old and the investment will yield 6% interest compounded annually. To find this amount, we use the formula for the present value of a lump sum, which takes into account the future value desired, the interest rate, and the number of compounding periods. The formula is:

PV = FV / (1+r)n

Where PV is the present value, FV is the future value, r is the annual interest rate, and n is the number of years until retirement.

In Thurston's case:

FV = $400,000 (the amount he needs for retirement)r = 0.06 (6% interest rate)n = 80 - 55 = 25 years (number of years until retirement)

Plugging these values into the formula gives us:

PV = $400,000 / (1+0.06)25

PV = $400,000 / (1.06)25

PV = $400,000 / 4.29187072

PV = $93,171.77 (rounded to two decimal places)

Thus, Thurston must invest $93,171.77 today to retire with $400,000 in 25 years at an annual interest rate of 6% compounded annually.


Related Questions

If 3n+m=14 and n+m=1, find the value of n-m.

Answers

Hey there! :D

We can subtract the two equations.

3n+m=14
n+m=1

3n-n=2n

m-m=0

14-1= 13

We are left with:

2n=13

Divide both sides by 2.

n=6.5

Plug that in to find m.

n+m=1

6.5+m=1

Subtract both sides by 6.5.

m=-5.5

Now, put the values for m and n into the last equation for the value.

n-m

6.5-(-5.5)

Two negatives make a positive.

6.5+5.5= 12

The value is 12.

I hope this helps!
~kaikers

128 POINTS IF YOU HELP
The Problem: Ms. Chen is planning to take her camp group on a field trip to Pottery Bayou where each person will create her own piece of art pottery

. The regular cost is $20 per person. There is a group special that costs $10 per person with an additional $50 fee for a private room.

Ms. Chen is trying to decide if she should use the regular price or the group special.
A) Write an equation to show the total cost of the regular price with x people. (2 points) B) Write an equation to show the total cost of the group special with x people. (2 points) C) Graph the equations using desmos.

(2 points) • Directions for using the site • Share the link to your graph by copying & pasting it here: D) When would the two admission prices be the same? Explain how you know this using 1-2 complete sentences.

(2 points) E) How much would it cost to bring 6 people on the field trip for the regular price, and how much for the group special? Explain how you know this using 1-2 complete sentences.

(2 points) F) When would it be better to go with the regular price and when would it be better to go with the group special? Explain how you know this using 1-2 complete sentences. (2 points) G) The director of the camp told Ms. Chen that she can have a budget of $150 to bring as many campers as she can.

What deal should Ms. Chen go with and what is the maximum number of people she can bring with $150? Support your answer by showing how many people can go with each deal using 2-3 complete sentences. (3 points)

Answers

Answer: The answer would be y=20x :)




if your going 20 miles per hour how long will it take you to reach 100 miles

Answers

It would take you around 5 hours to reach 100 miles going 20
It will take you 5 hours;
20 = 1
*5=*5
100=5 hours

What is estimate the sum or difference of 1 5/6 + 2 2/11

Answers

Add Estimate:4
Subtract Estimate:0
Step 1. Add the whole numbers first.

[tex]3+ \frac{5}{6} + \frac{2}{11} [/tex]

Step 2. Find the Least Common Denominator (LCD) of [tex] \frac{5}{6} [/tex] , [tex] \frac{2}{11} [/tex]

Method 1: By Listing MultiplesList out all multiples of each denominator, and find the first common one.

Multiples of 6 : 6, 12, 18 ... 54, 60, 66, ...
Multiples of 11 : 11, 22, 33, 44, 55, 66, ...

Therefore, the LCD is 66.

Method 2: By Prime FactorsList all prime factors of each denominator, and find the union of these
 primes.

Prime Factors of 6: 2,3

Prime Factors of 11: 11


Therefore, the LCD is 2 x 3 x 11 = 66.

LCD = 66

Step 3. Make the denominators the same as the LCD

[tex]3+ \frac{5*11}{6*11} + \frac{2*6}{11*6} [/tex]

Step 4. Simplify. Denominators are now the same

[tex]3+ \frac{55}{66} + \frac{12}{66} [/tex]

Step 5. Join the denominators

[tex]3+ \frac{55+12}{66} [/tex]

Step 6. Simplify

[tex]3+ \frac{67}{66} [/tex]

Step 7. Convert [tex] \frac{67}{66} [/tex] into a mixed fraction

[tex]3+1 \frac{1}{66} [/tex]

Step 8. Simplify

[tex]4 \frac{1}{66} [/tex]

Done! :) Hope This Helps! :) ♥♥♥

Decimal Form If Needed: 4.015152

















Clearing fractions

SOLVE

Answers

You can multiply by -30 to clear fractions.
.. 47 ≤ 10x +60

Now, subtract 60 and divide by 10
.. -13 ≤ 10x
.. -1.3 ≤ x

what is 16×45÷2
[tex]12 \times 4 + 23 \div 2 + 13 \div 4[/tex]

Answers

16x45/2
720/2
360

12 x 4 + 23 / 2+13 / 4
48 + 23 / 2 + 3.25
48 + 11.5 + 3.25
62.75







Hello!

Use the Order of Operations to solve. PEMDAS:

Parentheses

Exponents

Multiplication

Division

Addition

Subtraction

EQUATION #1:

45 ÷ 2 = 22.5

16 × 22.5 = 360

ANSWER:

360

EQUATION #2:

12 × 4 = 48

23 ÷ 2 = 11.5

13 ÷ 4 = 3.25

Since there's no more division, we'll move onto addition.

48 + 11.5 + 3.25 = 62.75

ANSWER:

62.75

*Write down PEMDAS so you'll remember the order of operations!



Which BEST describes the speed and velocity of the graph?

A)
Both speed and velocity are changing.


B)
The speed and velocity remain constant.


C)
The speed is constant and velocity is changing.


D)
The velocity cannot be determined from the graph.


Answers

Answer:

A - Both speed and velocity are changing.

Step-by-step explanation:

Though the answer is option A but option D can also be true. The velocity cannot be completely determined from the graph.  This is because, velocity is based on the direction and motion and the graph is not completely justifying this.

Though velocity cannot be determined, but it is clear from the graph that velocity is changing, because the speed is changing.

Therefore, option A is completely true.

A)

According to the graph, speed is increasing. Velocity is speed plus direction, so velocity is also changing. And this is an acceleration graph, so you know since acceleration is a change in velocity, both speed and velocity are changing.

The area of a parallelogram is 375 centimeters the base is 25 centimeters find the height

Answers

The formula for finding the area of a parallelogram is the base*height.
By plugging in the information that you have already, we know that: 25*height=375
In other words:
25x=375
x=15

The height is 15cm.
To find the answer to the problem "The area of a parallelogram is 375 centimeters the base is 25 centimeters find the height." you must divide the area by the base.
375 divided by 25 equals 15

Suppose the probability that a randomly selected​ man, aged​ 55-59, will die of cancer during the course of the year is StartFraction 300 Over 100 comma 000 EndFraction . How would you find the probability that at least 1 man out of​ 1,000 of this age will die of cancer during the course of the​ year?

Answers

1000 randomly selected

The question is an example of binomial distribution.

P(x=r) = nCr* p^r* q^(n-r) ( nCr = n! / ( (n-r)!*r! )

p = probability of die = 300/100000 = .003

P ( at least one man would die) = 1-P(at most one man would die)

= 1 - [ P(X =0) + P(X= 1)

= 1- [ {1000C0(.003)^0 *(.997)^1000} + { 1000C1(.003)^1 *(.997)^999} ]

= .801

Margaret decided to invest $2,000 in a savings account for 18 months at a simple interest rate of 5% how much money will she have earned at the end of 18 months

Answers

She will have $1,800 after 18 months

How can a mixed number be written as a sum?

Answers

First, write the mixed number as a sum of a whole number and a proper fraction. Then write the two parts with common denominator , and add. Once you're used to this, you can use a shortcut method: 1) Multiply the whole part by the denominator of the fractional part, and add the numerator of the fractional part.

To write a mixed number as a sum, separate the whole number part and the fractional part, such as 3 1/2 as 3 + 1/2.

A mixed number can be written as a sum by separating the whole number part and the fractional part. For example, 3 1/2 can be written as 3 + 1/2. This means 3 plus one-half.

Which word best describes the degree of overlap between the two data sets?

A none

B high

C moderate

D low

Answers

I think high

Sorry if I'm wrong

I didn't get ur question that much

Answer:

The Answer Is *HIGH*

Step-by-step explanation:

[tex]\beta \alpha \lim_{n \to \infty} a_n[/tex] :)

Explain how two angles can be complementary angles.

Answers

two angles can be complementary angles add up to 90. So if you have a angle that is 30 and another one that is 60 those would be complementary because if you add them up they add up to 90.

What are three rational numbers that are between 1/3 and 1/2?

Answers

5/12 , 4/12 , and 6/12
1/3 becomes 4/12 and 1/2 becomes 6/12, so 5/12 would be inbetween. Check with others just to make sure :)

Julia is the president of the technology Club at school she has $568 to buy as many DVD players as she can for $75 each how many DVD players does Julia by and how much money does she have left over explain why and show your work

Answers

You need to divide the total amount by $75, to see how many DVD players she could buy with the $568.
568÷75= 7 remaining 43 
This means that Julia can buy 7 DVD players, and will have $43 extra dollars left over.

Answer number one asap this is not a joke so please not random cmts thx will report if u do!

Answers

1. The area of one face of the bar is
.. face area = (50 mm)*(90 mm) = 4500 mm^2
The area of two sides of the bar is
.. side area = (50 mm +90 mm)*(3.5 mm) = 490 mm^2

Together, those areas cover half the bar, so the total paper required is
.. 2*(4500 mm^2 +490 mm^2) = 9980 mm^2 . . . . . . 3rd selection

2. The length of the central rectangle is
.. 8 ft + 6 ft + 10 ft = 24 ft
Its width is 7 ft, so its area is
.. Arect = (7 ft)*(24 ft) = 168 ft^2

Each of the two triangles has a base of 8 ft and a height of 6 ft, so together, they have an area of
.. Atriangles = (8 ft)*(6 ft) = 48 ft^2

Then the total area of the prism is
.. Atotal = Arect +Atriangles
.. = (168 ft^2) +(48 ft^2)
.. = 216 ft^2

What is the answer to this problem

Answers

A possible coordinate pair could be (7, 11) or (64, 68).

Kate drives 234 miles in 5 hours Felix only has to drive one half of the distance that kate does how many miles does Felix has to drive?

Answers

117 because it is only 234 divided by 2.
The answer would be 117 I think

The population of Adamsville grew from 7,000 to 12,000 in 5 years. Assuming uninhibited exponential growth, what is the expected population in an additional 5 years?

Answers

Final answer:

The expected population of Adamsville in an additional 5 years, assuming uninhibited exponential growth, is approximately 21,803 individuals.

Explanation:

The question is based on exponential growth, a fundamental concept in mathematics. To solve for the population of Adamsville in the next 5 years, we need to know the growth rate. The formula for exponential growth is P = P0 * e^(rt), where:

P is the future populationP0 is the initial populationr is the exponential growth rate (as a decimal)t is time (in years)

Given that the population grew from 7,000 to 12,000 in 5 years, it follows that 12,000 = 7,000 * e^(5r). Solving for r, we find that the annual growth rate is approximately 0.14496. Therefore, the estimated population in another 5 years would be P = 12,000 * e^(5 * 0.14496), which yields approximately 21,803. This suggests that if Adamsville's population continues to grow at an uninhibited exponential rate, in the next 5 years, it will reach roughly 21,803 individuals.

Learn more about Exponential Growth here:

https://brainly.com/question/12490064

#SPJ12

Gail has eight united states coins. Their total value is 93 cents. What coins does she have?

Answers

8 coins = $0.93

3 quarters = $0.75
1 dime = $0.10
1 nickel = $0.05
3 pennies = $0.03

3 + 1 + 1 + 3 = 8 coins

$0.75 + $0.10 + $0.05 + $0.03 = $0.93

Will mark brainliest. HELP PLEASE. QUICK

Answers

the answeeeer is B. Mark brainly

Tasha claims that her skateboard weighs about 3 pounds. is Tasha's claim reasonable? Explain

Answers

Yes, It would be reasonable since thats about the weight of a skateboard.
However, the average skateboard is closer to 6 pounds. So, the skateboard in the question is very possible- but it would be really low quality.

However- given that you are in middle school- I would say yes, it is reasonable.
yes but it is kinda small but i guess if she is younger the it would be ok. and also the material because wood would most likely break well at least if she was heavy.

The underlying rock ledge of Canada's horseshoe falls is cut back about 2 feet each year by erosion. Calculate how much the rock ledge will erode over a 7 year period of time

Answers

Hi There!

So the rock edge is cut back 2 feet each year by erosion and we have to figure out how much it will be cut back by 7 years using this knowledge so.

2 feet each year

2 + 2 + 2 + 2 + 2 + 2 + 2

or

7 x 2

=

14 so:

The Rock Ledge will have eroded 14 feet at the end of 7 years
Over a period of 7 years the rock ledge will erode 14 feet depending on the increase of erosion. 
Hope this helps!!!  :)  ;)

Eighteen more than twice a number is 8.Solve for the variable

Answers

The answer is (18+2)x8
To find the answer you make it into an equation and then try to get x alone
2x+18=8
     -18 -18      (subtract 18 from both sides)

     2x=-10      (divide by 2)
     2      2

        x=-5

The answer is -5

the bakery sold 65 cheesecakes. 3/5 of the cakes were chocolate. how many chocolate cheesecakes did they sell?

Answers

The answer is 39 of the cheesecakes are chocolate.

Convert 0.656 to a fraction. A. 21⁄32 B. 22⁄30 C. 20⁄33 D. 23⁄12

Answers

The answer is A. 21/32
none of these options. .656 simplifies down to 82/125

Help with 4 and 5 please!!

Answers

Question 4
The magnitude;
Using Pythagoras theorem,
 (-200)² + (-530)² = 320900
                 Length = √320900
                              =  566.5 mi
To get the angle
Tan θ = opposite/adjacent
          = 200/530
          =  0.3774
       θ = tan^-1 (0.3774)
          =  20.67
          ≈ 21°
The direction from the Cartesian plane is south of west.
Therefore, the magnitude and the direction will be;
 About 566.5 mi, 21° south of west

Question 5.
To get the resultant of two vectors we just add the two vectors given.
This involves adding the corresponding values.
Thus, for <-6,5> and <6,-5>
Resultant vector = <(-6+6),(5+-5>
                           = <0,0>
 

−(4+h)=3h - what does H equal?

Answers

H = -1 I believe. Hope this helped. 
-(4+h)=3h
-4-h=3h
-4=2h
-2=h

What is the surface area of the rectangular prism below?

A. 823 u
B. 740
C. 700
D. 1260

Answers

C: 700 units squared

Answer:

C) 700 unit².

Step-by-step explanation:

Given : A rectangular prism .

To find : What is the surface area of the rectangular prism below.

Solution : We have given that  a rectangular prism with

Length = 14 units,

Width = 12 units

Height = 7 units.

Surface area of rectangular prism = [tex]2(length* width\ +\ height*width\ +\ height*length})[/tex].

Plugging the values

Surface area of rectangular prism = 2 ( 14* 12 + 7 *12 + 7 *14)

Surface area of rectangular prism = 2 ( 168 + 84 + 98)

Surface area of rectangular prism = 2 ( 350).

Surface area of rectangular prism = 700 unit².

Therefore, C) 700 unit².

-(18+4x)=8 hope you can help

Answers

-1(18+4x)=8
Then you distribute
-18-4x=8
-4x=26
X= -6.5
Because there is a negative sign in front of the parentheses, you have to make all the signs in the parentheses the opposite:
-18 - 4x = 8   Then you can add -4x to the other side to make it positive and then subtract 8 to the other side to work on getting x all by itself. 
-18 - 8 = 4x   Then add your two negatives (because you add negatives when you have two of them because you are kind of making the answer more negative in a way :/ ) to get -26:
-26 = 4x   Then divide by 4 to simplify and get x all by itself which leaves you with:
-6.5 = x (because when you divide a negative by a positive the quotient is negative) Check your answer by substituting -6.5 in for x in the original equation:
-[18 + 4(-6.5)] = 8   Multiply 4 times -6.5 (because you always start with the innermost parentheses) to get -26:
-(18 - 26) = 8   Change the signs because of the negative in the front:
-18 + 26 = 8    Subtract -18 from 26 to get 8
8 = 8  Correct!    So your answer is x = -6.5!
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