The formula to use to calculate the debt-to-income ratio is debt / income x 100.
Answer: Option C
Explanation:
To calculate the debt to income ratio, first of all, all the debt of the person should be added up in to a total, then that debt should be divided by the income of the person but which is the gross income that is the income before paying the tax.
Then what ever the answer comes, that number should be multiplied by the number hundred to form a percentage because the percentage could be better understood by the person.
Final answer:
To calculate the debt-to-income ratio, use the formula: debt / income x 100. This involves dividing total monthly debt by gross monthly income and then multiplying by 100 to get a percentage. Lenders often require this ratio to be below 43 percent for a Qualified Mortgage.
Explanation:
To calculate the debt-to-income ratio, you should use the formula debt / income x 100. This calculation involves taking all your monthly debt payments and dividing by your gross monthly income, then multiplying by 100 to get the percentage. For instance, if your monthly debts are $2,000 and your gross monthly income is $6,000, your debt-to-income ratio would be 33 percent.
It's important to remember that all monthly debts, including student loans, should be part of this calculation. A high debt-to-income ratio can make it difficult to qualify for a mortgage, with most lenders requiring a ratio below 43 percent for a Qualified Mortgage. This is because a lower ratio indicates a better balance between debt and income, and a lower risk for the lender.
please help me and give me a REAL answer
Answer:
They should interpret the 2nd Amendment in a different way with regards to the societal changes as there has been a significant increase in gun use in America. Gun use is rarely used for self-protection as it has been used for mass killing purposes as well as acts of vengeance. In the time of our Founding Fathers, violence was not as common or dangerous as it is in present day society.
Representative democracy in the United States seeks to maintain consent of the governed best by?
Answer:
By regular elections to choose the members of both houses of Congress -they represent the voters of their disctricts and states - and the president of the US.
Explanation:
Congress gives redistricting powers to which level of government?
Answer:
States enjoy large powers to decide on re-drawing congressional districts. Each US Congress representative represents one district.
Explanation:
Which would have been a common
life change in England during the
Industrial Revolution?
A farmer moves to an industrial area to work in a coal mine.
Explanation:
During the time of industrial revolution in England, the economy in that country moved from the primary to the secondary sector of the country. There were more people who were dependent on factories and industries for earning their livelihood as compared to be dependent on the agriculture for the same purpose. In this incident also, a farmer left his farm work and started to work in an industry and improved his standards of living.
Which form of government did many Native American nations establish? A) They established monarchies ruled by kings and queens. B) They were unable to form any sort of structured government. C) They established a republic governed by a Constitution similar to that of the United States. D) They established a dictatorship run by the strongest and bravest warriors.
Answer:
C
Explanation:
The correct answer is C) They established a republic governed by a Constitution similar to that of the United States.
The form of government that many Native American nations established were: "They established a republic governed by a Constitution similar to that of the United States."
Native American Indian tribes lived under a sovereign concept called "Tribal Governance." each tribe had its own form of government. They had their own set of laws and regulations and even some had a primitive concept of checks and balances, like the one later adopted by the founding fathers of the United States.
What was the approximate total population of Texas when it was established as the republic of texas?
A) 2,000
B) 20,000
C)35,000
D)215,000
Answer: A 2,000
Explanation: In Texas U.S. Texas U.S.
1850 212592 23191876
1860 604215 31443321
1870 818579 38558371
1880 1591749 50189209
1890 2235527 62979766
1900 3048710 76212168 3055000 76094000
1901 3132000 77585000
1902 3210000 79160000
1903 3291000 80632000
1904 3374000 82165000
1905 3459000 83820000
1906 3546000 85437000
1907 3636000 87000000
1908 3727000 88709000
1909 3821000 90492000
1910 3896542 92228496 3922000 92407000
1911 4016000 93868000
1912 4107000 95331000
1913 4207000 97227000
1914 4300000 99118000
1915 4368000 100549000
1916 4444000 101966000
1917 4563000 103266000
1918 4666000 103203000
1919 4631000 104512000
1920 4663228 106021537 4723000 106466000
1921 4853000 108541000
1922 4955000 110055000
1923 5077000 111950000
1924 5210000 114113000
1925 5332000 115832000
1926 5453000 117399000
1927 5577000 119038000
1928 5675000 120501000
1929 5762000 121770000
1930 5824715 123202624 5844000 123077000
1931 5907000 124040000
1932 5961000 124840000
1933 6014000 125579000
1934 6053000 126374000
1935 6123000 127250000
1936 6192000 128053000
1937 6250000 128825000
1938 6301000 129825000
1939 6360000 130880000
1940 6414824 132164569 6425000 131954000
1941 6585000 133121000
1942 6711000 133920000
1943 7012000 134245000
1944 6876000 132885000
1945 6826000 132481000
1946 7197000 140054000
1947 7388000 143446000
1948 7626000 146093000
1949 7623000 148665000
1950 7711194 151325798 7776000 151868000
1951 8111000 153982000
1952 8314000 156393000
1953 8336000 158956000
1954 8382000 161884000
1955 8660000 165069000
1956 8830000 168088000
1957 9070000 171187000
1958 9252000 174149000
1959 9405000 177135000
1960 9579677 179323175 9624000 179975000
1961 9820000 182973000
1962 10053000 185738000
1963 10159000 188438000
1964 10270000 191085000
1965 10378000 193460000
1966 10492000 195501000
1967 10599000 197374000
1968 10819000 199312000
1969 11045000 201306000
1970 11196730 203211926
1971 11509848 206827026
1972 11759148 209283905
1973 12019543 211357481
1974 12268629 213341554
1975 12568843 215465255
1976 12904089 217562735
1977 13193050 219759869
1978 13500429 222095080
1979 13888371 224567241
1980 14229191 226545805
1981 14746318 229465714
1982 15331415 231664458
1983 15751676 233791994
1984 16007086 235824902
1985 16272734 237923795
1986 16561113 240132887
1987 16621791 242288918
1988 16667022 244498982
1989 16806735 246819230
1990 16986335 248765170 17044714 249464396
1991 17339904 252153092
1992 17650479 255029699
1993 17996764 257782608
1994 18338319 260327021
1995 18679706 262803276
1996 19006240 265228572
1997 19355427 267783607
1998 19712389 270248003
1999 20044141 272690813
2000 20851820 281421906 20949316 282192162
2001 21334855 285102075
2002 21723220 287941220
2003 22103374 290788976
2004 22490022 293655404
2005 22928508 296507061
2006 23507783 299398484
2007 23904380 301621157
2008 24326974 304059724
2009 24782302 307006550
2010 25145561 308745538 25253466 309330219
2011 25674681 311591917
2012 26059203 313914040
2013 26448193 316128839
2014 26956958 318857056
2015 27469114 321418820
2016 27862596 323127513
2017 28304596 325719178
The total population of Texas when it was established as the Republic of texas was 215,000.
The Republic of texas was named after the Texans won its independence from the Mexicans who previously controlled their territory until 1836.
The Republic of texas has been existing from March 1836.
In conclusion, the total population of Texas when it was established as the Republic of texas was 215,000.
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Who is responsible for electing the president in South Africa?Immersive Reader a. Parliament b. Knesset c. Citizens d. Council of Elders
Answer:
I believe your answer is A. The Parliament
Explanation:
The President is elected by the National Assembly, the lower house of parliament, from among its members. The chief justice must oversee the election.
2 Points
Which of the following was true for African American soldiers during World
War II?
A. They played an important role in the North African campaign but
were not involved in Europe.
O
B. Some were not given awards until decades after the war because
of racial discrimination
O
C. They were not placed in combat areas and were used only as
laborers.
D. Very few African Americans joined the U.S. armed forces, so none
were honored during the war.
Answer:
The answer is C I m pretty sure
Hope this helps
Explanation:
Answer:
B. Some were not given awards until decades after the war because
of racial discrimination
Explanation:
rite the letter of the correct answer in the blank provided.
- 6. Which of the following is NOT a type of power that Congress derives from
the Constitution?
The correct answer is "divine right."
Further Explanation:
The Divine Right was used by kings in the monarchy. They ruled by this because they (the people) believed that God had given them the power to rule. In the monarchy, the rulers are set by birthright and must be born into the family of kings or queen and be the first born son and now daughter, in modern times. They are known as the "absolute ruler."
The types of power that Congress can derive from the Constitution are;
The authority to make laws.Regulate commerceDeclare warEstablish a Post OfficeRaise and maintain armed forces.The power to coin moneyLearn more about Congress at https://brainly.com/question/480150
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Should Americans approve the new constitution?
Answer:
This is your opinion not someone else's
Explanation:
Example1- I believe Americans should approve the new constitution because... your reasoning
Example2- I believe Americans should not aprove the new constitution because... your reasoning
If your teacher allows you too you can write you do and you don't it all depends on what you think and if your teacher aproves.
Instead of I believe you can also use I think etc.
Hope this helps :)
Answer:
Here is a summary of my points. The Constitution was not good at its inception because it lacked the bill of rights. Which are responsible for most all of the best things in the constitution in my opinion. If I was you I would speak on how horrible the government would operate if it had the constitution which allowed for at that time unprecedented government power.
When France fell to the Nazis in 1940, President Roosevelt issued the first ever ..... draft?
Answer:
C) peacetime
The complete options:
A. wartime
B. nationwide
C. peacetime
D. selective
Explanation:
Following the Nazi conquest of France in 1940, President Roosevelt instituted the first-ever peacetime draft. President Franklin D. Roosevelt signed the Selective Training and Service Act, or the draft, into law on September 16, 1940. Enlistment in the draft was mandatory for all males between the ages of 21 and 45.
During a time of relative calm, it served as the country's first draft. Because it went into force while the US was not actively fighting a war, this draft was significantly different from its predecessors. World War II's massive army mobilization could not have happened without the Selective Training and Service Act.
Creating solutions for local problems is an advantage of the
system of government.
A.
unitary
B.
federal
C.
authoritarian
D.
capitalist
Answer:
The answer is B. Federal .
Explanation:
Answer:
B. Federal
Explanation:
3) "This momentous question, like a firebell in the night, awakened and filled me with terror. I considered it at
once as the knell of the Union." Jefferson wrote this about the Missouri Compromise, what did he mean?
Thomas Jefferson was deeply concerned about the Missouri Compromise, viewing it as a temporary fix that failed to resolve the underlying conflict over slavery, which would continue to deepen divisions and threaten the Union.
Explanation:Thomas Jefferson's reaction to the Missouri Compromise was one of deep concern for the future unity of the United States. When he said the Compromise was "like a firebell in the night" that filled him with terror and considered it "the knell of the Union," he meant that the agreement was merely a temporary solution to the growing sectional conflict over slavery and not a lasting resolution.
The phrase "a reprieve only, not a final sentence" implies that Jefferson saw the Compromise as just a temporary delay of the inevitable conflict that the issue of slavery would continue to fuel, potentially leading to disunion. He recognized that the establishment of a geographical line for slavery might quiet the issue for a time but would also create a permanent divide that would be deepened with every subsequent controversy over slavery, eventually threatening the survival of the Union itself.
How has U.S, participation in international economic development efforts
affected other countries?
A. It has made some countries decide they no longer want close ties
with the United States,
O
B. It has caused the United States to intervene militarily to stop
human rights abuses
C
C. It has raised money to help poor nations grow their economies
O
D. It has ended diplomatic ties with countries that refuse to
participate
U.S has raised money to help poor nations grow their economies.
Answer: Option C
Explanation:
The United States of America has developed an agency which is known as the United States agency for international development. The major aim of this agency is to foster international development.
It wants to provide assistance to other countries of the world to develop economically and foster their economic growth. Foreign aid is provided by this agency to other countries. This agency has more than hundred countries in which this mission is going on which includes Africa, Latin America, Middle east.
Final answer:
The U.S. has historically sought to raise money to help poor nations grow their economies, with mixed outcomes influenced by geopolitical and corporate interests.
Explanation:
The question of how U.S. participation in international economic development efforts has affected other countries involves assessing the multifaceted impacts of American foreign policy and aid contributions throughout history. The United States' involvement through military intervention, corporate economic dominance, and financial aid initiatives aimed at fostering development, in theory, raises money to help poor nations grow their economies, aligning with option C.
However, it is important to understand that while the promotion of economic development and modernization of infrastructure in developing countries can contribute to the improvement of quality of life and political stability, the underlying motive may also include securing influence and fostering dependence on the U.S. Hence, the correct answer is C. It has raised money to help poor nations grow their economies.
13.What does it mean when it says, "It's too late to apologize"?
Answer:
It means that It's already been done, you can't fix this.
Explanation:
What are 4 reasons why the colonist should form a independent and free nation without Great Britain?
The main reason why the colonists wanted to break away from Great Britain was "taxation without representation." Great Britain were taxing the colonists, through things like the Stamp Act, and the colonists felt like this was unfair. They did not get a say in what they were being taxed on and how much it was. They had no representation in British Parliament and had no way to make these decisions, so they felt it was unfair to be taxed. This made the colonists end up boycotting the products that were being taxed, leaving Great Britain with not as much money to pay war debts. Another reason was Great Britain sometimes made large armies stay with the colonists, who were normally armed. Great Britain then made the colonists provide housing for them, along with cooking, and even paying for them.
The New Deal in part started a debate in the United States about the
stability of the US government.
influence of foreign-owned companies.
social responsibility of industry.
role of the federal government.
Answer:
The New Deal in part started a debate in the United States about the role of the federal government.
Explanation:
The New Deal was a series of legislative reforms implemented by President Franklin D. Roosevelt between 1933 and 1937 to save the United States and its economy from the grip of the Great Depression of the late 1920s. The reforms were designed to alleviate the plight of the unemployed and the poor, to consolidate a depressed society and to reform the economy to avoid further economic downturns.
In practice, the New Deal meant Keynesian economic policy, in which the federal government sought to create economic growth by supporting employment through public investment. The investments were mainly financed by debt. The federal government provided $ 500 million (about $ 9.25 billion in current funding) for state and city employment programs. To avoid further depressions, the Roosevelt administration significantly increased economic regulation, especially for the banking sector. The most famous of these was the Glass-Steagall Act, which prohibited banks from risking customer deposits on the stock exchange.
With the New Deal, the US economy recovered and unemployment began to decline. For Roosevelt, the New Deal was a well-established popular affair, and he remained president until his death. Roosevelt was elected president a record four times.
There is a minority of economists who believe that stimulus measures exacerbated the recession. Poor and long-lasting economic recovery is seen as the result of government action. Some economists believe that without the New Deal government measures such as social security, unemployment insurance, compulsory minimum wages and special government privileges for trade unions, businesses would have been able to employ more workers.
Answer:
d. role of the federal government.
Explanation:
What was Benjamin Franklin trying to say with the “join or die” cartoon he published in 1754?
A. that all of the colonies should unify in order to fight the French and the Indians
B. that all of the colonies should declare their independence from Great Britain
C. that all of the colonies should agree to be ruled by a proxy monarch who lived in the colonies
D. that all of the colonies should realize they are more economically powerful than Great Britain
Answer:
a
Explanation:
Answer:
A
Explanation:
It was made by Franklin to convince the colonies to unite together to fight against the French right?
Which of these BEST explains why many Anti-Federalists finally agreed to the approve the U.S. Constitution?
A) George Washington favored it
B) the Bill of Rights was added
C) they wanted to have a better relationship with the Federalists
D) they feared a civil war would break out if the dispute continued
why, according to Professor Schick, is budgeting a difficult process
Budgeting is complicated due to factors like budget constraints, difficulties in long-term planning, and the need to understand economic principles and mathematics, according to Professor Schick.
Explanation:According to Professor Schick, budgeting is a difficult process for a number of reasons. Firstly, budget constraints make it challenging to allocate resources effectively. This is particularly clear in the field of education where increased financial resources have not necessarily led to improvement in measurable student performance. Some experts suggest the issue may originate from structural problems, not just the amount of resources spent.
Secondly, the issue of long-term planning adds another layer of complication to the budgeting process. In particular, inflation can make the task of planning for the future extremely arduous as it is unknown how much value money will hold in the decades to come. Therefore, the unknown rate of future inflation poses significant difficulty in long-term budgeting and saving for large expenses, such as retirement.
Finally, the requirement to understand economic principles and mathematics to comprehend and manage budget constraints can be a hurdle for some individuals.
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which act stated that parliament did have the right to tax colonists?
Answer: Declaratory Act,
Explanation:
list and explain the sociological and psychological factors that go into voting.explain who votes and who doesn't. explain why people don't vote
Answer:
The sociological factors that go into voting are: income, occupation, education, age etc.
The psychological factors that affect voting are: political party identification, and key issues.
Explanation:
The voting population is influenced by certain sociological and psychological factors which makes them go and vote for their preferred candidate.
The sociological factors that affect voting are: the income of the voter, their occupation, educational qualifications, gender, age, religion, background.
The psychological factors affecting voting are: the political party identification, some specific candidates and other key issues. Many people cannot vote legally due to certain conditions like their age: a minor cannot vote, people with mental conditions and people in prison.
Then again there are certain people who choose not to vote because of different reasons including religious beliefs, or they may be disabled, or maybe due to discrimination aimed at them. The people who do not vote despite being given their right are called nonvoting voters.
Under what government was United States when the Spanish American war
Answer:
The US president was then William McKinley, the 25th president in American republican history. He was a member of the Republican Party.
Explanation:
Answer: William McKinley (1897-1901)
Explanation: 25th president of the USA
England's colonies in Africa stretched from:
Explanation:
From 1880-1900 Britain gained control over or occupied what are now known as Egypt, Sudan, Kenya, Uganda, South Africa, Gambia, Sierra Leone, northwestern Somalia, Zimbabwe, Zambia, Botswana, Nigeria, Ghana, and Malawi.
Which is a step in writing an argumentative speech?
O Select only the evidence that supports the claim.
O Address the cons against the claim in a single paragraph at the end.
Establish a position and focus solely on evidence that supports the claim.
O Make a list of pros and cons regarding the claim.
Answer:
The second option address the cons against the claim in a single paragraph at the end.
Explanation:
In a good argumentative speech you have to anticipate the oppositions arguments and refute them this is done best in a paragraph at the end but you can do this throughout the entire speech if you want to.
In writing an argumentative speech, it is important to establish a position, gather and present supporting evidence, and also address and refute counterarguments. The process includes listing the pros and cons, not just the evidence that supports the claim.
Explanation:Writing an argumentative speech involves a step-by-step process. Establishing a position and focusing solely on evidence that supports your claim is one such key step. However, a thorough argumentative speech not only should present and explain relevant supporting evidence, but also needs to acknowledge and refute counter-arguments. This means not only listing pros and cons regarding the claim but also providing explanations against the cons. Contrary to primarily selecting the evidence that supports your claim, consider all parts of the argument to create a strong, well-rounded presentation.
Learn more about argumentative speechWhat’s the 13th amendment
Answer:
Abolition of Slavery
Explanation:
Neither slavery nor involuntary servitude, except as a punishment for crime whereof the party shall have been duly convicted, shall exist within the United States, or any place subject to their jurisdiction.
The Thirteenth Amendment to the US Constitution abolished slavery and involuntary servitude.
Explanation:The Thirteenth Amendment to the US Constitution was the first new amendment after the Civil War and it made slavery and involuntary servitude unconstitutional.
The absence of a system of government and law
The absence of a system of government and law is defined as anarchy in political theory. It describes a society without a central governing body, where each individual has absolute liberty. Anarchy can still involve community standards and rules, but they're not enforced by a central authority.
Explanation:The absence of a system of government and law refers to the state of anarchy. Anarchy is a condition where no central authority or established order exists. This concept is often used in political theory to describe a society that operates without a governing body, where each individual has absolute liberty. For example, some indigenous communities around the world traditionally operate on principles of shared responsibility and consensus, avoiding hierarchical power structures. It's important to note that anarchical societies can still have rules and community standards, they're just not enforced by a central governmental institution. Keep in mind that anarchy, as conceived in political theory, is different from the chaotic or violent conditions often associated with the word in day-to-day usage.
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The absence of a system of government and law is typically described as a state of anarchy. Anarchy, in this context, sees individuals as capable of governing themselves, and acknowledges that societies and international systems for that matter, can achieve order without a centralized authority or enforcement measures. The idea favors resolutions of societal issues such as violence through socioeconomic equalities rather than government structures.
Explanation:The absence of a system of government and law refers to a state of anarchy. In this context, anarchy doesn't mean chaos, but "no ruler" or "no government." This concept perceives people as capable of self-governance without a centralized authority. For instance, small communities without a formal leadership and law, as discovered by anthropologists, function well without these systems.
In the case of the international system, anarchy refers to the lack of a general sense of order due to the absence of overarching governing authority. This lack of a global government and enforcement mechanisms, however, does not necessarily lead to disorder, as states are often driven to protect their sovereignty as much as possible.
Despite the common perception that a society without formal structures of governance would descend into violence and disorder, anarchists believe that most incidents of violence are the result of socioeconomic imbalances which would be resolved if the government were to be dismantled. Furthermore, they believe that oppressive government structures often provoke conflict and disorder, rather than prevent them.
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Which of the following suggests that the second great awakening caused American Southerners to defend slavery more strongly during the 19th century?
A. Many Southern Baptists were poor white famrers who could not afford slaves of their own.
B. Many southern methodist preachers promoted biblical defenses for racial hierarchies.
C. Many supporters of the Underground railroad were initially inspired by the second great awakening
D. The second great awakening led many Christians to oppose traditional social institutions
Answer:
The answer is B, Many southern methodist preachers promoted biblical defenses for racial hierarchies.
Explanation:
APEX
What is the purpose of this cartoon?
-to show the United States’ popularity in foreign territories
-to show that US intervention is needed in foreign territories
-to show the US perspective on imperialism and intervention in foreign territories
-to show how diplomacy can influence US interests in foreign territories
Answer:
C. to show the US perspective on imperialism and intervention in foreign territories
Explanation:
thank you
who was the 35th president of brazil
Answer:
Luiz Inácio Lula da Silva
Answer:
Luiz Inácio Lula da Silva
Explanation:
Luiz Inácio Lula da Silva (Portuguese pronunciation: [luˈiz iˈnasju ˈlulɐ dɐ ˈsiwvɐ] ( listen); born 27 October 1945), popularly known simply as Lula, is a Brazilian politician and former union leader who served as the 35th President of Brazil from 1 January 2003 to 31 December 2010.