What was the Community Reinvestment Act of 1977?

A law taxing communities and giving that money to banks
A law that gave money to people in low-income areas
A law that encouraged bank lending in low-income areas
A law taxing banks and lending that money to low-income people

Answers

Answer 1

Answer:

The answer from the choices is a law that encouraged bank lending in low-income areas.

Answer 2

Option C. The answer from the choices is a law that encouraged bank lending in low-income areas.

What was the Community Reinvestment Act of 1977?

The Community Reinvestment Act of 1977 (CRA) encourages certain insured depository institutions to help meet the credit needs of the communities in which they are chartered, including low- and moderate-income (LMI) neighborhoods, consistent with the safe and sound operation of such institutions.

Under the regulations that implement CRA, federal regulators grade large banks (those with at least $250 million in assets) on three measures of compliance: lending, investment, and service (see "The Grading System," p.

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Related Questions

In the mid-1930s, for the first time in American history, the left enjoyed a shaping influence on the nation’s politics and culture. Identify the statements that describe the communist movement in America.

Answers

Answer:

The communist party tried to form a popular Front in an attempt to ally themselves with socialist and followers of the New Deal in movements for social change.

The popular Front and its interest in civil liberties made the Communist Party look more respectful and also help to create pluralistic understanding for Americanism.

The communist party was against violence and wanted a reform in the capitalist system rather than a revolution in the 1930s.

Identify the statements that describe the communist movement in America?The Communist Party became a focal point for a broad social and intellectual impulse that helped to redraw the boundaries of American freedom. The Communist Party attempted to form a Popular Front in an attempt to all themselves with socialists and New Dealers in movements for social change. The Popular Front and its focus on civil liberties brought the Communist Party respectability, helping to create a more pluralistic understanding of Americanism.

What is the Communism Movement?Communism (from Latin communis, 'common, universal') is a far-left philosophical, social, political, and economic ideology and movement whose goal is the establishment of a communist society, namely a socioeconomic order based on the idea of common ownership of the means of production, distribution, and exchange.

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When did Christopher columbus lands in the new world

Answers

Answer:1492

Explanation:

Answer:

1492

Explanation:

a little poem to always remember

in 1492 when he sailed the ocean blue ;)

Under the leadership of Benedict Arnold, the continental army and the New England militia rallied together at in October 1777 and prevented British General Burgoyne’s troops from breaking through and forcing them to turn back; as a result of this victory, the French joined the colonists in the war against Britain.

Answers

Answer:

Under the leadership of Benedict Arnold, the continental army and the New England militia rallied together at Saratoga in October 1777 and prevented British General Burgoyne’s troops from breaking through and forcing them to turn back; as a result of this victory, the French joined the colonists in the war against Britain.

Explanation:

The outcome of the Saratoga battle left the Continental Army in a better position.

IMPORTANT PLEASE ANSWER ASAP
What was the impact of the Kent State shootings?
1. It promoted the need for higher campus security in Ohio
2. It led to the temporary closure of 500 colleges
3. It ended the need for using the National Guard to intervene at State Colleges
4. It ended protests on college campuses for the duration of the Vietnam War

Answers

Answer:2. It led to the temporary closure of 500 colleges

Explanation:--more than 500 American colleges & universities were closed by mid-May;

The idea that separation of powers would keep any individual or group from gaining total control of the government is now known as what? A. checks and balances B. division of power C. political branches D. political separation

Answers

Answer:

checks and balances

Explanation:

What determined alliances in Suez crisis?
A. Military strength
B. Nuclear abilities
C. Cold War alliances
D. United Nations debates

Answers

Answer:

C. COLD WAR ALLIANCES

Explanation:

The alliances in the Suez Crisis were determined by Cold War alliances. The correct option is C.

What is the Cold war?

The Cold War was a state of political and military tension between the Western Bloc, which was led by the United States, and the Eastern Bloc, which was led by the Soviet Union. The Suez Crisis occurred during the Cold War period and was a conflict between Egypt, Israel, and the United Kingdom over control of the Suez Canal.

The United Kingdom, France, and Israel formed an alliance to invade Egypt and take control of the Suez Canal, which had been nationalized by Egypt's leader, Gamal Abdel Nasser. However, the United States and the Soviet Union opposed this invasion and put pressure on the United Kingdom and France to withdraw their forces.

As a result, the United Kingdom and France withdrew their forces, and the Suez Canal remained under Egyptian control. Thus, the alliances in the Suez Crisis were determined by Cold War alliances.

Therefore, the correct option is C.

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Which two u.S. Presidents died on july 4 in the same year?

Answers

Answer:

Presidents John Adams and Thomas Jefferson both died on July 4, 1826, while President James Monroe died on the Fourth of July exactly five years later.

Explanation:

On July 4, 1826, America celebrated 50 years of independence as, just a few hours apart, two of its Presidents took their final breaths. At the time of his death, Thomas Jefferson was 83, while John Adams had turned 90 the year before.

thomas jefferson and john adams. thomas was 83 while john had turned 90 the year before.

Why was Portugal among the first of the European nations to begin exploring in the early 1400s? Portugal was landlocked. Portugal wanted access to resources. Portugal was engaged in a Crusade. Portugal was losing a war to Spain.

Answers

Portugal wanted access to resources

Answer:

Portugal wanted access to resources

Hope this Helps!! :))

Which of the following policies contradicts President Nixon’s desire to limit federal influence in the states?

the Clean Water Act
the abolition of the EOE
stagflation
nomination of Burger to the Supreme Court

Answers

Answer:

As President, Nixon was only as conservative as he could be and only as liberal as he had to be. He took credit for the creation of the Environmental Protection Agency while privately noting that if he had not taken this liberal step, the Democratic Congress would have forced more liberal environmental legislation on him. This was a President who could philosophically oppose wage and price controls and privately express the conviction that they would not work, while still implementing them for election-year effect. Still his tactical flexibility should not obscure his steadiness of political purpose. He meant to move the country to the right, and he did.

Explanation:

Answer:

the Clean Water Act

Explanation:

As Nixon wasn´t eventually fond of the law, and actually vetoed after the house and the senate had already approved it, eventually they overturned the veto and made it law, costing 24 billion dollars, Nixon hold half of the budget for that law, and kept the States from being able to access that money with no actual power to do so, he expanded his federal influence on the states by doing it.

explaining how you would like immigration policy to look from now on? would you allow all immigrants, no matter their status (legal or illegal), skill set, or familial ties? Do you think we should restrict it more? how would you like the media to portray immigration?

Answers

I would like to know first, whether or not they have commited any crimes, because if they are a criminal, they would onky cause crimes here and increase crime rate (not saying that every immigrant is a criminal) If they have a clean record, then I think it would be okay, people come to our country looking for a new life.

Final answer:

Balancing inclusivity and skill-based selection in immigration policy, gradual citizenship pathways for undocumented immigrants, and accurate media representation of immigration are very essential to be taken care of from now on.

Explanation:

Immigration Policy: Immigration policies should strike a balance between inclusivity and skill-based selection, like Canada and Australia. High-skilled immigrants could benefit the economy without negatively impacting low-skilled workers.

Path to Citizenship: Undocumented immigrants meeting certain criteria like background checks, fines, and waiting periods could be granted citizenship gradually, aiding in their integration.

Media Representation: The media should portray immigration issues accurately, highlighting both challenges and contributions made by immigrants to foster understanding and empathy.

Why was Newt Gingrich a significant political figure in the 1990s?
He and his supporters fought against the balanced budget amendment.
He was the first Republican to serve as Speaker of the House in forty years.
He challenged Bill Clinton for the Democratic presidential nomination.
He led a movement against tax cuts proposed in the Contract with America.

Answers

Answer:

He was the first Republican to serve as Speaker of the House in forty years.

Explanation:

What was the artist's goal with the piece above?


a to illustrate the power struggle between land and water


b to illustrate the battle between man and nature


c to illustrate the ongoing relationship in nature between constructive and destructive forces


d to create a piece that would be quickly destroyed by nature


Please select the best answer from the choices provided


Mark this and retum


Save and Exit


Next


Subu

Answers

Answer:

to illustrate the ongoing relationship in nature between constructive and destructive forces

Explanation:

Answer:

C

Explanation:

edg2022

URGENT ANSWER
Which statement best analyzes the way in which Nixon’s resignation shaped American’s views on the presidency?
A. American's believed that the Constitution needed to be rewritten to prevent leaders from committing crimes
B. American's believed that Nixon's resignation left a gov. of untrustworthy leaders
C. American's started grassroots efforts to decentralize federal power and place it at the local level

Answers

Answer:

b

Explanation:

I'm pretty sure that its b

Answer:

B. Americans believed that Nixon's resignation left a government of untrustworthy leaders.

Explanation:

Richard Nixon performed his resignation in 1974, after the Watergate scandal and the risk of legal accusation, being the first president to leave office in the history of the United States. Prior to his resignation, his public image had become really unfavorable, so him leaving office was the last factor to ruin his reputation and place the White House in a position of distrust.

Which of the following was the purpose of the Pendleton Act of 1883 that is also known as the Civil Service Act of 1883?

Answers

Where are the following? ;-;
It made it where people who wanted a federal government job had to take an exam and be selected by merit (making a good score) through these exams. It stopped people from being hired in federal offices just solely based on their connections (people they know) in politics.

The was the first document to establish the US government. The ineffectiveness of this document was demonstrated during .

Answers

The articles of confederation

The Articles of Confederation were the first document to establish the US government. The ineffectiveness of this document was demonstrated during the Civil War.

What is the significance of the Articles of Confederation?

The US government was officially formed when Thomas Jefferson signed the Articles of Confederation on November 15, 1777. George Washington became the first ever American President upon signing the Articles of Confederation.

However, the irregularities and inefficiency of the Articles of Confederation were demonstrated at the time of Civil War. This was also the time when Abraham Lincoln assumed the role of American President.

Hence, the significance of the Articles of Confederation is aforementioned.

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Which newspaper first printed the declaration of independence

Answers

Answer:

Benjamin Towe's: The Pennsylvania Evening Post was the first newspaper to print the Declaration of Independence. It was first printed on a Saturday, of July 6, 1776, Philadelphia: Benjamin Towne, 4 pages (8½ x 10 in.)

describe in a paragraph what life was like in the trenches in World War I.

Answers

Explanation: On the Western Front, the war was fought by soldiers in trenches. Trenches were long, narrow ditches dug into the ground where soldiers lived. They were very muddy, uncomfortable and the toilets overflowed. These conditions caused some soldiers to develop medical problems such as trench foot.

Soldiers in the First World War did not spend the whole of the time in the trenches. The British Army worked on a 16 day timetable. Each soldier usually spent eight days in the front line and four days in the reserve trench. Another four days were spent in a rest camp that was built a few miles away from the fighting.

Final answer:

Trench life in World War I brought relentless suffering with constant danger, mud, and cold. The powerful fortifications and deadly new technologies made offensive actions nearly impossible, leading to a static war of attrition with dire living conditions for soldiers.

Explanation:

Life in the trenches during World War I was characterized by extreme hardship and constant danger. Soldiers stood in mud, facing the cold and rain, while artillery shells roared overhead. The trench network was a formidable defensive system, making offensive actions like 'going over the top' extremely deadly and ineffective. New technologies such as machine guns and poison gas made advancements nearly impossible, leading to high casualties for minimal territorial gains. The trenches evolved into massive fortified networks, indicative of a static war that revolved around entrenchment rather than maneuver. Soldiers endured vermin, disease, and deprivation of basic needs, conquering the human spirit's limit for survival under the most deplorable conditions. The constant presence of death weighed heavily upon those who served, encapsulating the trench experience as one of relentless suffering.

Look at this photo of Alaskan seabirds covered in oil.
How did President Bush respond to the environmental disaster shown in the photo?

-He required cleaner-burning gasoline.
-He set stricter air-pollution standards for factories.
-He ordered the government to clean up the Exxon Valdez spill.

Answers

Answer:

-He ordered the government to clean up the Exxon Valdez spill.

Explanation:

President Bush responded to the environmental disaster shown in the photo by ordering the government to clean up the Exxon Valdez spill.

It took 4 years to clean it all up.

Many animals and people were in danger during the oil spill.

Answer:

-He ordered the government to clean up the Exxon Valdez spill.

Explanation:

do you feel that it is necessary to give up civil liberties to prevent terrorist attacks?

Answers

This theme is a very controversial one and there's lot of debate about it. Objectively, it is necessary that the people should give on some of their civil liberties, of course to a certain extent and to not be abused by the authorities, in order for the terrorist to be traced and stopped before they commit a terrorist attack. Lot of people are against this, as they are not very fond of having they privacy in the hands of the government, and that is understandable. Others are willing to give up full access to the government in order for the terrorist attacks to be prevented. The problem is that the terrorists are constantly using the newest methods to communicate, recruit, organize, so in order for the special services to be able to monitor things well, they have to intrude the privacy of the people to a certain degree, so unfortunately it seems to be a necessary method.

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Question 1 (5 points)
What key lesson of Indian society does the Bhagavad Gita contain?
A.Separation from one's spouse is painful
B.A ruler must be wary of assassination plots
C.A wife's supreme duty is loyalty to her husband
D.In taking action, one must not worry about success or failure.​

Answers

I believe the answer may be D. In taking action, one must not worry about success or failure.

Answer:

D.In taking action, one must not worry about success or failure.​

Explanation:

The Bhagavad Gita is an epic poem, that is contained on the Mahabharata, which is the longest poem written in any language, the Bhagavad Gita has one of the most important lessons that the Indian society has, wich is when taking action one must not worry about succes or failure, you just have to worry about the morality of your decision and if it is good or bad.

Ford’s greatest achievement came in 1975 under the realm of foreign policy when the United States signed the Helsinki Accords. These gave North Vietnam complete control of Vietnam and surrendered the U.S. Mayaguez to the communist regime of Pol Pot. (True / False)

Answers

Answer:true

Explanation:

He was a nut case that had been in Congress for too long and had lost all considerations as being a conservative, for he had become a mild liberal in conservative clothing.

What newspaper started the tour de france

Answers

Answer:

L'Auto

Explanation:

The Tour de France . You should’ve just googled it that’s what I did and there was a whole documentary

What are three reasons why the glass-steagall act became less and less effective?

Answers

Answer: The Glass-Steagall Act was no longer preventing activities it was meant to prevent.

Explanation: 1. regulations covered fewer financial instruments as new financial instruments were developed. 2. Financial markets were becoming global, and U.S. regulations controlled only U.S. financial institutions. This reduced the ability of the United States to strictly regulate many financial institutions and 3. There was political pressure to reduce regulations, since people forgot that regulation had successfully controlled past banking problems.

Final answer:

The Glass-Steagall Act's effectiveness waned due to government deregulation allowing banks to engage in riskier activities, the emergence of complex financial products that the Act did not address, and changing bank and consumer behaviors seeking to circumvent regulations.

Explanation:

The Glass-Steagall Act became less effective over time due to a variety of factors. One of the reasons was the government's drive for deregulation, which eventually led to the repeal of key provisions in 1999. This allowed commercial banks, which take deposits and provide loans, to engage in securities dealing and speculative investments. The easing of restrictions between banks, investment companies, and insurance companies opened doors for riskier ventures.

Another reason for the diminishing effectiveness of the Glass-Steagall Act was the shift in the financial landscape. Over time, the economy witnessed an increase in complex financial products and activities that blurred the lines between different financial institutions. The original regulations of the Act could not adequately address these changes, leading to a loophole where investment banks, not subject to the same stringent regulations as commercial banks, could take on excessive risks without proper oversight.

Lastly, the Act became less effective due to the changing behaviors of banks and consumers. The increase in global financial integration and consumer demand for innovative financial services prompted banks to find ways around the regulations, often through the creation of new financial instruments or through operations in unregulated subsidiaries or affiliates.

Fiscal conservationism is the belief that government should not have large debts and that government programs should not be paid for on borrowed money. How could both Democrats and Republicans be considered fiscally conservative?

Answers

Answer:

The correct answer is Republicans—cutting government programs. Democrats—raising taxes on the wealthy

Explanation:

how could a nuclear weapon be used to stop your enemy from taking over other countries

Answers

They would be considered as a sign of war also be saying that this country is mine get away
Final answer:

The principle of using nuclear weapons to deter enemy nations from aggression is rooted in a Cold War-era policy called mutually assured destruction (MAD). The goal is to create a balance of terror wherein neither nation would risk a nuclear strike due to fear of equal or greater retaliation. Use of nuclear weapons today involves tremendous political, humanitarian and environmental concerns.

Explanation:

The principle idea behind using nuclear weapons to dissuade enemy nations from taking over other countries is steeped in a Cold War-era defense policy known as mutually assured destruction (MAD). The rationale behind MAD is the creation of a state of significant nuclear deterrence, wherein an attack by one would lead to a retaliatory nuclear response from the other, causing immense and unacceptable losses to both. Therefore, nations would be dissuaded from initiating nuclear aggression because of the inevitable devastation the conflict would bring to them.

In the Cold War, both the United States and the Soviet Union built up immense stockpiles of nuclear arsenals that served as deterrents against each other. Their goal was to create a power equilibrium where neither of them would dare to strike first due to fear of retaliation that could lead to their annihilation. The notion of 'first strike' is contradicted by the policy of MAD.

However, it's crucial to recognize that the use of nuclear weapons to deter other countries is fraught with ethical, political and humanitarian concerns, including the risk of nuclear proliferation, accidental use, and devastating long-term environmental consequences. In the present world, diplomacy, economic sanctions, alliances, and conventional military capabilities tend to be preferred tools of influence and dissuasion.

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Which is the best definition of the term outsource?

an economic activity without major restrictions

the use of foreign resources instead of domestic resources

a hiring process by a company that does business in two or more nations

the trend toward a world that is more interconnected by technology, trade, and travel

Answers

Answer:

The use of foreign resources instead of domestic resources.

Explanation:

Outsource is using resources bought and imported from other countries, usually because they have lower cost or are higher quality, instead of using native resources (or resources made within the country).

~

The correct answer is B. The use of foreign resources instead of domestic resources.

Explanation

The term outsource is a word that expresses the process in which a company, institution or corporation delegates to a foreign company part of their tasks or services, which means a company uses foreign sources instead or domestic. This relationship between companies is given due to international standards that can guarantee the quality that the company is providing. Another of the characteristics of the outsource is the recruitment of specialized companies in some matter. Finally, this process also allows savings for companies and greater profitability. So, the correct answer is B. The use of foreign resources instead of domestic resources.

Which of these conditions helped to make Carter an unpopular president?
Check any of the boxes that apply.

lower taxes
energy crisis
high government debt
Iran hostage crisis
high inflation

Answers

Final answer:

option D.) The conditions that made Carter an unpopular president include the energy crisis, high government debt, and the Iran hostage crisis.

Explanation:

The conditions that helped contribute to Jimmy Carter's unpopularity as president include the energy crisis, high government debt, and the Iran hostage crisis. Carter faced challenges in managing the energy crisis, which led to fuel shortages and increased prices. The high government debt and economic issues, such as inflation, also contributed to his unpopularity. Additionally, the Iran hostage crisis, where Americans were held captive for 444 days, further diminished Carter's popularity.

Nixon refers to “seeing the constitutional process through to its conclusion.”

What does this phrase mean?

the process of granting executive privilege
the process of removing a president from office through impeachment
the process of investigating Watergate

This is the passage:

In all the decisions I have made in my public life, I have always tried to do what was best for the Nation. Throughout the long and difficult period of Watergate, I have felt it was my duty to persevere, to make every possible effort to complete the term of office to which you elected me.

In the past few days, however, it has become evident to me that I no longer have a strong enough political base in the Congress to justify continuing that effort. As long as there was such a base, I felt strongly that it was necessary to see the constitutional process through to its conclusion, that to do otherwise would be unfaithful to the spirit of that deliberately difficult process and a dangerously destabilizing precedent for the future.

But with the disappearance of that base, I now believe that the constitutional purpose has been served, and there is no longer a need for the process to be prolonged.

–President Richard Nixon
August 8, 1974

Answers

The process of seeing the constutional process through the conclusion would be the the process of removing a president from office through impeachment.

Why was Nixon to be impeached?

This was due to the dealings that he had which concerned the watergate incidence.

The incidence was due to the fact that members of his government had broken into the headquarters of the democratic party to tampers with sensitive materials.

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Answer:

b

Explanation:

edge

QUESTION 24

What role did Stephen Austin play in the settlement of Texas by American colonists?

He received a large land grant and brought in 300 American families to settle in the region.


He convinced American colonists in Texas to declare their independence from Mexico.


He helped the Mexican government win their independence from Spain.


He defeated Santa Anna's army, making it safe for colonists in the region.

Answers

Answer:

answer A i correct

Explanation:

The correct answer is A) he received a large land grant and brought in 300 American families to settle in the region.

The role that Stephen Austin played in the settlement of Texas by American colonists was that he received a large land grant and brought in 300 American families to settle in the region.

Without a doubt, Stephen F. Austin was an important figure in the settlement of the Texas territory and is considered by many as the leader of the independence of Texas. Stephen F. Austin (1793-1836) took hundreds of American families to Texas on behalf of the federal government of Mexico to inhabit a territory that was so isolated. In 1830, due to his efforts, Austin had a decent number of people living in and working for Texas.

The Fourteenth Amendment:
a. passed despite the opposition of Charles Sumner.
b. specifically defined suffrage as one of the civil rights to which free people were entitled.
c. represented a compromise between the moderate and conservative positions on race.
d. placed into the U.S. Constitution an essential holding of the Dred Scott decision.
e. marked the most important change in the U.S. Constitution since the Bill of Rights.

Answers

E. marked the most important change in the US. Constitution since the bill of rights
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