Law High School

Which of the following outlines ways to protect credit card users’ rights and how their information is gathered and used?
Federal Trade Commission
Fair Credit Reporting Act
Credit Reporting Agencies
Bureau of Consumer Affairs

Answers

Answer 1

Fair Credit Reporting Act to protect credit card users’ rights and how their information is gathered and used.

Option b

Explanation:

The FCRA is a federal law passed in 1970 which process the credit infromation of consumers and also process the report credit of the consumer. It protect the consumer against the misinformation. It is used for addressing the fairness, accuracy and privacy of personal information in the files of the credit reporting systems.

It focus on three major credit reporting agencies Experian, Equifax and Transunion. The FCRA often make reports to media due to information accuracy questioned by group of advocates. This law is also applicable to banks and medical agencies that sell records and business which uses the credit information.

Related Questions

It is illegal for a company to hold a monopoly on a good or service.
True
False

Answers

It is illegal for a company to hold a monopoly on a good or service is false statement.

Explanation:

Monopoly is referred to as situation in the market where there is one and only one player of a particular/bunch of goods or services or both. In the situation of monopoly, the single player can charge the customers as per their wish, as there are no big players in current market. Sometimes, to avoid charging high, government bans company to hold a monopoly. Monopoly can be hold be a company either directly or indirectly.

Company can directly compete and try to take down the other competitors, if any, or directly acquire their company. Or company can indirectly build a very supreme product in such a way that no player is able to compete with them. In some cases, government can ban, but in some cases, even government cannot do anything to remove monopoly. Hence, it is not illegal for a company to hold a monopoly in every case, though it is illegal in few cases, but not in all the goods and services.

True or false Currently, individuals may give up to $7,500 per candidate in each primary and general election, but the total for each federal election year may NOT exceed $30,000.

Answers

Answer: the answer is true

Qualified individuals seeking to become judges can become so by partisan election, nonpartisan election, merit selection, gubernatorial appointment, or legislative selection. True or false?

Answers

The statement, "Qualified individuals seeking to become judges can become so by partisan election, nonpartisan election, merit selection, gubernatorial appointment, or legislative selection" is true .

Explanation:

The method of selecting the judges is called The Missouri Plan. In the year 1940 the selection judges are first initiated through this merit plan. This plan is initially called as Missouri Nonpartisan Court plan and it is also known as merit plan.

All the states of America started following this method since it encompass lot of transparency in the selection of judges. The President will nominate the federal judges as per the constitution and it will be confirmed by the senate members.  

Methods of judicial selection includes 5 main methods namely,

Partisan election Nonpartisan election Merit selectionGubernatorial appointmentLegislative selection

What did the Founding Fathers have in mind when they created a shared power system?

Answers

Answer:

Explanation:

Checks and Balances. The Founders were ever mindful of the dangers of tyrannical government. So they built a system in which the powers of each branch would be used to check the powers of the other two branches. Additionally, each house of the legislature could check one another.

Please Help


What is the difference between civil cases and criminal cases, and state court systems are usually divided into which four tiers?


In cases involving a jury, what is the difference between the role of the judge and the role of the jury?

Answers

1. Civil cases are usually about a business or agency sueing another because they sold a false product or made a false claim in marketing, though criminal cases are real issues, like murder or theft.
2. The 4 tiers of state court are lower courts, general trial courts, appeals courts, and state supreme courts.
3. A jury is a group of ordinary people who are supposed to listen to the evidence provided by the defendant and plaintiff, whereas a judge is an individual who understands both basic and complex principles of law to a certain degree in which he or she can make court decisions on a daily basis for he or she's job.

The Hague is located in Rome.
True or false?

Answers

Answer:

False.

Explanation: The Hague is located in the Netherlands.

Answer:

The Hague is located in Rome.

False.

The Hague is not located in Rome. It is located in the Netherlands.

Explanation:

The Hague is a city of around one million inhabitants on the west coast of the Netherlands. It is a municipality that belongs to the south holland province. It is the third-largest city in the Netherlands. It is the home of the cabinet, the states-general, the supreme court, and the council state o the Netherlands, as well as for the king of the Netherlands. Nevertheless, it's not the constitutional capital.

If the u.S. President is suspected of certain treasonous acts or other "high crimes", the House of Representatives may choose to indict them Or do which of the selections below to them

Answers

Final answer:

The U.S. President, if suspected of treason or other high crimes, may be impeached by the House of Representatives and put on trial in the Senate, requiring a two-thirds majority to remove the President from office.

Explanation:

If the U.S. President is suspected of certain treasonous acts or other "high crimes and misdemeanors," the House of Representatives has the authority to initiate impeachment proceedings. This process starts in the House where a bill to impeach the President is introduced. If the House Judiciary Committee, after holding hearings, decides to report out articles of impeachment to the full House, and the House votes in majority favor of at least one article, then the President is formally impeached.

The next phase of impeachment is the trial in the Senate, where the senators act as the jury. The Chief Justice of the Supreme Court presides over the Senate trial. To actually remove the President from office, a two-thirds majority in the Senate must vote to convict the President on the charges brought forward during impeachment.

Impeachment is a check on the executive branch, ensuring that no person, including the President, is above the law and can be held accountable for actions such as treason, bribery, or other high crimes and misdemeanors, as outlined in the U.S. Constitution.

Explain the steps of the GATHER method in your own words.

What are the three main ways a citizen can influence a law?

Why is historiography important for lawmakers to understand?

Answers

Answer:  (1. ) The GATHER approach to counseling--Greet, Ask, Tell, Help, Explain, and Return--has documented effectiveness in FP programs.

(2.) Three main ways a citizen can influence a law is by writing a letter to their congressmen and women, addressing congress directly, and instigating a lawsuit.

(3.)Historiography is important for all historians–regardless of the audience they are addressing—because it offers a level of transparency that allows others to see where you are getting your information from

Explanation:

Final answer:

Citizens can influence law by voting, joining interest groups, and participating in public forums. Historiography helps lawmakers understand the historical context of policies, aiding in informed decision-making.

Explanation:

The GATHER method could be a mnemonic device or problem-solving strategy that is not universally defined across disciplines, but since the question does not provide enough context about what GATHER refers to specifically, it is not possible to provide an accurate description in our own words. Therefore, we shall proceed with the other parts of the question.

There are three main ways a citizen can influence a law:

Voting in elections to choose representatives who support their viewpoints.Joining or forming interest groups that lobby government officials to enact or modify laws.Participating in public forums or using various platforms to express opinions and gather support for policy changes.

Historiography is important for lawmakers to understand because it provides insight into the historical context and evolution of policies and laws, allowing legislators to make better-informed decisions. An understanding of historiography helps ensure that new laws are built on the lessons of the past, possibly avoiding the repetition of previous mistakes.

All forms of speech are protected by the First Amendment.
True or false?

Answers

Answer:

no all forms of speech are not protected by first amendment

Final answer:

False, not all forms of speech are protected by the First Amendment, as exceptions include incitement, "fighting words," threats, defamation, and certain symbolic speech.

Explanation:

The statement that all forms of speech are protected by the First Amendment is false. While the First Amendment does protect a wide range of speech, particularly political speech, it does not shield all forms of expression. There are key restrictions on speech that do not fall under First Amendment protection. Notably, incitement of criminal activity, "fighting words," genuine threats, and defamation (which encompasses both libel and slander) are examples of speech that can legally be restricted. Symbolic speech, which includes actions like cross burnings, may also be regulated, especially when it involves actions that break other laws or ordinances. Overtly political or ideological speech typically receives the strictest scrutiny by courts to ensure any governmental restriction meets a compelling interest.

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