Answer is 46%.
Following are the calculations
Both cards have credit limits of $1000
First car has a balance of $410
So 1st card utilization is 410/1000= 0.41*100= 41%
2nd card balance is $510
So 2nd card utilization is 510/1000= 0.51= 51%
So total utilization of cards is (41% + 51%) / 2 = 46%
Which is the best reason for why companies use product advertising features?
a)to focus on a specific benefit
b)to advertise the entire line of products
c)to cross-promote another product
d)to barter with bulk retail stores
the answer that best fit it's a)to focus on a specific benefit
Answer:
The correct answer would be A, to focus on a specific benefit.
Explanation:
When companies make products, they need to advertise them. They want people to know about the features and the benefits of the products they are launching. They use the Advertisement media to let the people know about their product. Their advertisement may include the product features. This is because companies want the public to know about certain benefits of using their products. They try to focus on the features, they try to advertise the specifications of the products to give a better understanding of the benefits or the specific benefit of the products.
Which member of the restaurant and food/beverage service career is most likely to plan menus and direct workers?
A restaurant manager or head chef with managerial roles is most likely to plan menus and manage staff, especially in the high-turnover, fast-paced environment of a fast-food restaurant.
The member of the restaurant and food/beverage service career who is most likely to plan menus and direct workers is typically the restaurant manager or sometimes the head chef, if they also have managerial duties.
In a fast-food restaurant situation described, the manager would be responsible for a variety of tasks, including composing job descriptions, assigning staff, holding training sessions, and possibly introducing incentive programs and conducting regular staff meetings.
Given the high turnover rate and the fast-paced environment along with managing young employees with limited experience, effective management and leadership skills are crucial. Additionally, unionization limits the manager's ability to use pay raises or bonuses as incentives, requiring a focus on alternative staff retention strategies.
The amount you owe in state income tax is based on:
Frontier Airlines offers frequent fliers discounted rates on tickets to Denver, Colorado. The airline is attempting to build brand loyalty by _____ consumer habits.
Answer:
The correct answer is "Reinforcing".
Explanation:
Airlines sometimes offer frequent flyers discounts on tickets to destinations that are crowded, such as Denver or Colorado. In this way, consumers' habits are reinforced by encouraging them to continue traveling on that airline by offering them discounts on their travel and preventing them from choosing the competition.
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John buys a toy plane from a toy store. The money he pays the store blank the economy through blank and the taxes paid by the store.
Answer:
John buys a toy plane from a toy store. The money he pays the store is injected back into the economy through the employees' wages and the taxes paid by the store.
Explanation:
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People who have strong time-management skills have the ability to
A. Avoid distractions
B. Procrastinate when they want
C. Memorize everything they need to do
D. Do 10 things at once
Answer:
A. Avoid distractions
Explanation:
Time management is a set of principles, skills, practices, systems, and tools which work with each other to get more value out of our time to improve the quality of our life. Time management involves knowing our goals, deciding our prioritizes and anticipating future needs and making possible changed according to it. plus Time Management helps an individual to avoid distraction forces and keep our mind focused on our Goal.
People who have strong time-management skills have the ability to avoid distractions. Option (A) is correct.
Good-time managers are adept at moving quickly and completing tasks. However, they are also better at setting priorities, determining what actually needs to be done, and then letting the rest go. Because they are aware of the distinction between urgent and significant, they are capable of doing this.
You may do more and be more productive if you have good time management abilities. Your ability to prioritize your time and manage your stress is a great asset. Your goals will be made clear and your most crucial tasks will be given top priority with effective time management.
Therefore, Option (A) is correct.
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1. Describe a real or made up but realistic situation that could cause you or someone you know to have to use money from a financial reserve. (3-6 sentences)
2. How many months' worth of expenses do you think your financial reserve should include? Describe at least two reasons for this decision. (3-6 sentences)
3. Would you rather have a savings account that offered simple interest, or an account that offered compound interest? Why? (3-6 sentences)
To find : Situation needing utilisation of Financial Reserves, sufficient financial reserves in relation to Monthly Expenses ; Preference between Saving & Compound Interest
1] A situation that could lead to a person using financial reserves - is a period of low income growth accompanied by a family member or acquaintance suffering from catastrophic illness.
Such situation creates financial (medical) expenditure ie over burdened by mild economic growth. So, the person has to use financial reserves.
2] Well defined strategic measure of financial reserves should be maintained to overcome such situation. A person should have financial reserves of at least 6 - 9 months.
This would make him/ her self sufficient, would not arise need to borrow funds. This would ensure smooth standard of living maintainence in period of adversities.
3] Interest is the income on money deposited. Simple Interest is only on the principle amount, Compound Interest on principle as well as preceding periods' Interest amount.
So, Compound Interest is higher & should be preferred.
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Diplomats typically work overseas. true or false
Answer:
TRUE
Explanation:
Refers to the unauthorized and illegal duplication or sale of software.
Software piracy refers to the unauthorized and illegal duplication or sale of software.
Software piracy involves the illegal copying, distribution, or sale of copyrighted software. It is a form of theft similar to plagiarism, and despite existing copyright laws, it remains a global issue due to the potential for high profits.
The unauthorized and illegal duplication or sale of software refers to software piracy. This involves copying, distributing, using, or selling copyrighted software without the appropriate permissions or licenses. Such actions are comparable to plagiarism, in that they involve taking someone else's work and using it as your own without giving proper credit. Despite copyright laws intended to prevent this kind of theft, software piracy continues to be a significant issue globally due to the potential for higher profits, similar to firms illegally setting prices and dividing markets.
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Under which market structure does a firm have the most influence over product pricing?
Answer: Its monopoly
Which businesses make up the extractive industry
when might be the best time to start saving for retirement?
The optimal time to start saving for retirement is immediately upon commencing your employment career, to take full advantage of compound interest and tax benefits. Early savings help prepare for financial stability in retirement and mitigate the reliance on uncertain Social Security benefits.
The best time to start saving for retirement is as soon as possible, ideally at the beginning of your career. This allows you to maximize the benefits of compound interest over a longer period, which can significantly increase the amount of savings you accumulate by the time you retire. The money you contribute to a retirement fund is usually tax-free until you withdraw it, reducing your current tax burden and providing tax advantages over time.
When you plan for retirement early, you're also preparing for financial uncertainties that might arise later. Even though you're already contributing to Social Security through FICA taxes, relying solely on Social Security for retirement is risky as it may not provide sufficient funds for a comfortable lifestyle post-retirement.
Considering most people's income decreases after retirement, it's crucial to have a substantial retirement savings that can cover living expenses when you no longer have a regular income. Starting your savings plan earlier can alleviate the financial pressure during later stages of life when it might be more challenging to significantly contribute to your retirement funds.
Which of the following statements is a characteristic particular to the postindustrial economy?
A. Mechanical skills are replaced by literacy skills.
B. Specialization characterizes the division of labor.
C. New sources of energy are exploited.
D. Manufacturing and mass production proliferate.
Your state will require you to pass a vision test and a _____ test.
Your state will require you to pass a vision test and a knowledge test.
What is a knowledge test?
This is the test that is given to drivers by the license office before they can get licensed.
The goal of the test is to see their knowledge of safety rules, road regulations and how they adhere to road signs.
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It's easier to eliminate negative self talk when we: actually hear the negative thoughts we think, let it turn into imagined risks or ignore the fears that trigger it?
Question 3 of 10 (1 point)Jump to Question: 1 2 3 4 5 6 7 8 9 10 What is the minimum length ladder that a worker needs to access a landing nine feet above the adjacent floor?
Answer:
12 ft ladder
Explanation:
Generally, for every 4 units of height, a ladder should be a minimum of 1 unit away. Then, the distance from the base for a ladder of 9 ft height is:
4/9 = 1 /x
x = 9/4 = 2.5 ft
Using the Pythagorean Theorem:
length of the ladder ² = distance from the base ² + height of the ladder ²
length ² = 2.5² + 9 ²
length = √87.25 = 9.34 ft
The ladder should always extend at least a couple feet beyond the height your are trying to reach. Then:
9.34 ft + 2 ft = 11.34 ft
Rounding it to the nearest greater integer we get 12 ft
You own a coffee shop where a cup of coffee costs $2.10. Your cost on the cup of coffee is $0.30. Calculate the margin per cup of coffee.
Here are the calculations for computing the margin.
Price of the Coffee Cup= $2.10
Cost on the Coffe Cup= $0.30
Net Profit = $2.10 - $ 0.30 = $1.8
Now to Calculate the Margin we need to do the following calculation:
Profit/Price of the Coffee Cup= ($1.8 / $2.10) * 100= 85% Approximately.
why are small businesses an important part of the American economy
Small businesses are essential to the American economy, providing employment for 35% of workers in private firms and fostering local economic growth and community identity. They represent a diverse array of services and adapt quickly to market changes.
Explanation:Small businesses are a crucial part of the American economy. Despite the prominence of corporate giants, the landscape of American businesses is mostly composed of smaller firms with fewer than 20 employees.
As of 2010, there were 5.7 million firms with employees, and a significant number of these are categorized as small businesses.
These entities play a vital role in the economy by providing employment to 35% of workers in private firms, particularly those at firms with fewer than 100 workers.
Moreover, small-scale businesses encompass a diverse range of services and professions, from dentists and lawyers to those who mow lawns or clean houses.
There are also millions of small 'non-employer' businesses, run by individuals or partnerships, which directly contribute to the economy.
In addition to job creation, small businesses stimulate local economies, foster community identity, and enable individual entrepreneurship. They adapt quickly to changing market demands and bring innovation and competition into various sectors.
Despite not always yielding high economic profits, 'Mom and Pop' firms, such as inner city grocery stores, continue to exist as they fulfill essential community needs and often derive value through non-monetary means or long-term investment in their neighborhoods.
Final answer:
Small businesses are vital to the American economy because they provide a substantial share of employment, offer a diverse range of services, and contribute to economic innovation and local communities.
Explanation:
Small businesses are a crucial part of the American economy because they represent a significant portion of employment and enterprise. The vast majority of American firms are small, with fewer than 20 employees.
As of 2010, the U.S. Census Bureau reported 5.7 million firms with employees, and these firms play a key role in providing jobs and services.
Indeed, almost half of all workers in the private sector are employed at large firms, while another 35% work at firms with fewer than 100 employees, indicating that small businesses significantly contribute to employment.
Beyond providing employment, these small-scale businesses, which range from professional services like dentists and lawyers to essential local services like landscaping and house cleaning, form the backbone of community economies.
Furthermore, there are countless 'non-employer' businesses operated by individual proprietors or partnerships that contribute to the economy not through official wages but through the earnings they generate.
Thus, small businesses support economic diversity, foster entrepreneurship, and serve specific needs within their communities that may not attract larger corporations.
These businesses are entities separate from their owners, and the economic profits, which may at times be nominal, are often outweighed by the social and economic contributions they provide to the local economy and overall employment in the U.S.
What is hospitality? What is one career in hospitality?
Horticultural societies use animals to accelerate food production. Please select the best answer from the choices provided t or f
The answer is "false".
Horticultural societies are separated from hunting and gathering societies by the utilization of tamed plants as the significant reason for subsistence. Horticultural societies are actually separated from agrarian social orders by their absence of furrows and creature footing, and from peaceful social orders since they don't make tamed crowd creatures the fundamental premise of subsistence.
Horticultural societies have agricultural frameworks that are generally ineffective per unit of human work contrasted with furrow farming, and more beneficial per unit arrive zone than chasing and assembling.
Working for the internal Revenue service is a career in public safety. True or false?
in the heading of a cover letter, which of the following formats should be used for the date?
In the heading of a cover letter, November 10, 2015, out of the following formats should be used for the date. The correct option is C. Have a compelling opening statement that explains your motivation for applying for the position and your qualifications.
What is the importance of a cover letter?It gives the hiring manager more information about your qualifications for the job, your contributions to the team, and your motivation for the position. The hiring manager and recruiter can learn more about your qualifications for a position through your cover letter.
Make sure to style your cover letter appropriately if you still want to include the date. The date on your cover letter should be formatted as [Month] [Day], [Year].
Thus, the ideal selection is option C.
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Your Question seems incomplete, most probably your complete Question was:
In the heading of a cover letter, which of the following formats should be used for the date?
A.
11/10/15
B.
Nov. 10, 2015
C.
November 10, 2015
D.
11.10.15
Dina started swimming at 3 38. she swam until 4 15 p.m. how long did dina swim?
If Dina started swimming at 3 38 and she swam until 4 15 p.m, the total time she spent swimming is 1 hour 23 minutes.
What is the total time she spent swimming?The total time she spent swimming can be determined by subtracting the time she started swimming from the time she started swimming.
Total time = end time - start time
4: 15 - 3:38 = 1 hour 23 minutes
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what happens to recombinant DNA during a successful cell transformation
A short-term monetary policy action would MOST LIKELY
The answer is: Lower interest rates
Short-term monetary policy typically aimed to make economic change within i year or less.
Usually, this type of policy is made if the government wants to make a rapid expansion in the economy. By making the interest rate lower, many people would be interested to borrow money to expand their business and hire more employees. This would make the amount of Gross Domestic Products increased within a short period of time.
A short-term monetary policy action would MOST LIKELY lower interest rates
Further explanationMonetary policy is the central bank's actions and communications that manage the money supply. Monetary policy advantages is the liquidity to create economic growth increases and also it can decrease the liquidity to prevent inflation.
The Federal Reserve conducts the nation's monetary policy by managing the level of short-term interest rates. It also contributes to influence the overall availability and credit cost in the economy.
There are four tools to achieve its monetary policy goals such as the discount rate, reserve requirements, open market operations, and interest on reserves.
Monetary policy affects how much prices are rising and it is called the rate of inflation. Thus, a low interest rate tends to result in more inflation. In the short term of monetary policy action, we need to balance our target of low inflation by supporting economic growth and jobs. Therefore in a short-term monetary policy action would MOST LIKELY lower interest rates
Learn moreLearn more about monetary policy https://brainly.com/question/8920896Learn more about Fiscal Policy https://brainly.com/question/983923 Learn more about Monetary https://brainly.com/question/10670427Answer detailsGrade: 8
Subject: business
Chapter: Monetary & Fiscal Policy
Keywords: monetary policy, Monetary, Fiscal Policy, short-term, action
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George and Martha both have the choice to go to the movies. George decides to go, while Martha decides to stay home. The example illustrates _____ . individual preferences opportunity costs scarce resources
individual preferences is the answer
Answer:
Individual preferences
Explanation:
At which stage does the idea finally convert into a prototype product
Answer:
introduction
Explanation:
correct
The stage does the idea finally convert into a prototype product is called the Development stage.
What is a Product?A product is referred to as final or finished goods distributed in the market to serve the customers. This product can be both goods and services in which goods are tangible and services are intangible.
From the original concept to the final market launch, a product goes through a six-stage process known as product development. Tasks are divided up in this manner to facilitate cross-departmental cooperation and seek progress.
The step of the product design process known as development is where the idea on paper becomes a prototype. The fifth stage of the process, when the business chose to actually create a prototype out of the idea on paper.
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If a student identifies herself as having strong writing skills and an interest in working on her own, which of the following might be a suitable career for her research?
hey ! I just took a test on this and the right answer would be: historical researcher.
According to Hurka, which action would produce the greatest net gain of intrinsic good in the world?
Taking someone from +3 to +4
Taking someone from -9 to -8
Taking someone from +7 to +8
Taking someone from +1 to +2
Milk must be received 41 Fahrenheit or below and it must be?
Answer:
Cooled within 4 hours is the correct answer.
Explanation:
When receiving milk and other dairy products, it is necessary to take in consideration the temperature. These products must be received at 45 F or lower, where 41 F is the recommended temperature and they should be cooled within 4 hours. It is important to check the temperature and them put them in the refrigerator.