Answer:
b. higher by 0.25%
Explanation:
The closing costs were higher because:
$312,500*4,25%= $13,281
The estimated closing costs were $12,500 and the actual value was $13,281.
Also, to determine the percent by which the costs were higher, we have to calculate what percentage of the home loan were the estimated closing costs of $12,500. So,
$12,500/$312,500= 0,04*100= 4%
The estimated costs were 4% of the loan amount and the actual closing costs represent 4,25%. According to this, the actual closing costs are higher by 0,25%.
sam, the owner of a small company, learned that a competitor was planning to spend $150,000 on promotion in the next financial year. as soon as he learned this, sam called his finance manager and said, "i want to spend $150,000 on promotion next year." in this case, which method of promotional budgeting does sam use
A trial balance can be incorrect even when the total balance true/false
A(n) ________ veto allows the governor to cross out budget lines in the legislature-approved budget, while signing the remainder of the budget into law.
A vote with a 2/3 majority is required to veto the government. The line-item veto allows governors to veto a line or certain clauses in a measure while allowing the rest of the bill to become law.
Line-item vetoes, also known as partial vetoes, are the ability of an executive branch member to veto certain elements of a bill, typically a budget appropriations bill, without blocking the entire legislative package.
Elazar argues that a traditionalistic political culture views the government as essential to preserving the current social order, or the status quo, given the significance of slavery in its construction.
A complete law passed by the legislature is subject to the governor's veto power under every state constitution. several constitutions broadenthe executive's veto authority by allowing veto mechanisms that allow specific provisions of a measure to be rejected or amended.
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Which statement applies to the commodities exchange
Explanation:
Commodities Exchange is a Market, either physical or virtual, where different commodities are being traded with different volumes. Most commonly traded commodities which are traded physically are agricultural commodities, which may include Rice, Wheat, Corns, nuts, seeds, etc. Most commonly traded commodities, which are traded virtually through a system or software with the help of internet, may include Oil, Gold, Stocks, Silver, other precious metals, Soy, etc.
A large number of buyers and sellers are present in commodities exchange market. People buy and sell different commodities, derivatives, stocks, options, futures, spots etc.
Answer:dear God, i think the answer might be it has a set of regulations that must be followed
Explanation:
A truck costs $303,000 and is expected to be driven 115,000 miles during its five minus −year life. residual value is expected to be zero. if the truck is driven 29,000 miles during the first year, how much depreciation should the business record under the units minus −of minus −production method? (round any intermediate calculations to two decimal places, and your final answer to the nearest dollar.)
In middle-income nations, average personal income is in the range of ________ $250 and $1,000. $1,000 and $3,500. $3,500 and $15,000. $15,000 and $25,000.
When evaluating ms. hanks' creditworthiness, can herman take into account that ms. hanks lives in bastrop valley, and generally people there are a credit risk?
In a company's SWOT analysis, which of the following is an example of a threat? A. The company makes a low quality product. B. The company's employees have bad morale. C. There are many competitors in the market. D. The market is not very saturated. Please select the best answer from the choices provided A B C D
The correct option is C. There are many competitors in the market.
The following information should be considered:
In the case of SWOT analysis of the company when there are various competitors in the market so it should be the threat example.Other examples are not considered as an threat.Learn more: https://brainly.com/question/9122916?referrer=searchResults
When tina stepped up to serve as the organizer for the sustainability committee's organizational meetings, she decided to get the group organized by having anyone who was interested join her for an open forum where they could help define the group's mission, identify problems, and brainstorm some actions they could take to help their campus go green. what leadership style was tina using?
8. Bottle-propping should be avoided because A. it prevents bonding between baby and caregiver. B. some babies don't like it. C. it can cause indigestion. D. it can lead to obesity.
An economic expansion leads to ________ needsminustested spending and ________ induced taxes.
An economic expansion leads to lower needs-tested spending and higher induced taxes. The spending on programs that returns advantage or benefits to people and business that are qualified is known as needs-tested spending. When the economy expanded the unemployment rate decreases so as the need-tested spending.
In the spring, james likes to spend afternoons at the park. what is his opportunity cost of him doing this? no opportunity cost since he is doing an activity he enjoys the opportunity cost is the value of the next best alternative of his time - how he would spend his afternoons if he wasn't at the park the opportunity cost is the value of the sum of all other things he could do instead of going to the park
Answer:
The correct answer is A, No opportunity cost since he is doing an activity he enjoys.
Explanation:
In springs, James like to spend his afternoons in the park. This is his routine and he goes to the park in his spare time to get some enjoyment and relaxation. So he is not leaving anything behind in order to get this relaxing time. Since this is his spare time, there is no opportunity cost involved in his this activity. Rather he is enjoying this time and getting relaxed.
Who sells the best pasteles online thats trust worthy and good reputation?
I have a Brainliest please help
Ross Bergen is considering a certain corner location for his sandwich shop. If he surveys people passing the corner at lunchtime, which of the following questions will give him the most useful information? A. Do you prefer turkey or ham on your sandwiches? B. Do you often walk by this corner? C. Wouldn't you prefer a fresh sandwich to fast food? D. Would you be interested in a new place to eat lunch?
What can happen to a business owner who has personal liability for their company?
The ____ is responsible for managing all communications among the cm team, management, employees, and the public, including the media and local and state governments.
The communications manager manages all communications within an organization, including those with media, employees, and governments. They maintain consistency, oversee message strategy, and ensure that all public messaging adheres to company policies. Significant roles include the White House's Office of Communications and private-sector equivalents.
The communications manager is responsible for managing all communications among the crisis management (cm) team, management, employees, and the public, including the media and local and state governments. This role involves overseeing the creation and distribution of messages through various channels, ensuring consistency and adherence to the organization's policies and brand image. The communications manager acts as a liaison between different stakeholders and manages media relations, internal communications, and any other public messaging to maintain the organization's reputation and convey information effectively.
In governmental organizations such as the White House, the Office of Communications is dedicated to long-term planning of communication strategies. This unit is typically headed by the director of communications, who oversees messaging and media relations, maintaining a consistent and strategic approach to the President's message. Similarly, in the private sector, positions like a corporation's chief communications officer undertake the task of approving communications plans before they are presented to top-level executives such as the CEO.
An effective team consists of people who tend to think alike so that they can quickly progress to their target. True False
Why does the government provide public goods and services, redistribute income, protect property rights, and resolve market failures in market economic systems?
The government provides public goods, protects property rights, redistributes income, and corrects market failures to ensure that essential services are available to all and to maintain a fair and secure economy. It balances the market's strengths and weaknesses with government action, recognizing both the necessity and imperfection of intervention.
Explanation:The government provides public goods and services, redistributes income, protects property rights, and resolves market failures in market economic systems for various reasons. Firstly, the free market does not always supply certain goods and services such as roads, national security, and education, which are essential for a functioning society; thus, the government steps in to provide these as public goods. Moreover, the government aims to create equity and security in the economy through redistribution of income, to ensure that even those in poverty have access to essential services and to mitigate the wealth gap.
Secondly, the government secures property rights which are fundamental to economic transactions and investments. Ensuring that individuals can claim ownership over their assets enables a more efficient and predictable market. Additionally, the government intervenes in cases of market failures, such as monopolies and negative externalities, by regulating industries and implementing policies to correct inefficiencies and protect the public interest.
It's acknowledged by economists that while government intervention is necessary for addressing market problems, such intervention is also imperfect and may not always align with majority preferences. Thus, an informed balance needs to be struck, recognizing both the abilities and limitations of markets and government in creating public policy. This understanding is crucial to managing a market economy effectively, without exclusively idealizing or demonizing one over the other.
The quantity of u.s. dollars demanded in the currency market depends in part on:
When employees confront information overload, they may resort to ________.
a. deleting old emails
b. filtering
c. delegating
d. mentally shutting down?
When you go on a hunting trip you should leave a hunting plan with someone you trust what infromation should the plan include?
In a hunting trip you should leave a hunting plan with someone a person are the trust there was the need to the information are the required to place, people, and the tools was the used to the hunting.
What is hunting?The term hunting refers to the killing of the wild animals and the birds. Hunting as the profession of the hunter. Hunting as they killed the animals as sale the skin of the countries as the making the products. The hunting is to balance the ecosystem.
The hunting are the shots to as the accurate range. The hunting is the profession of the hunter. A person was the go to the hunting place are the need to the information are how many people to the go for the hunting place and what are the tools are the requirement on this place. It was the basic information to require.
As a result, the basic information was the required.
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The organizational unit that is responsible for the sale and distribution of goods and services is the
Hollis industries produces flash drives for computers, which it sells for $20 each. each flash drive costs $13 of variable costs to make. during april, 1000 drives were sold. fixed costs for march were $2 per unit for a total of $1000 for the month. how much is the contribution margin ratio?
The contribution margin ratio for Hollis Industries is calculated by subtracting the variable cost of making each flash drive from the sales price and then dividing the result by the sales price. It amounts to 35% for Hollis Industries.
Explanation:The question asks how to calculate the contribution margin ratio for Hollis Industries, which sells flash drives. The contribution margin ratio is calculated by subtracting the variable cost per unit from the sales price per unit and then dividing that number by the sales price per unit.
The sales price per flash drive is $20, and the variable cost per unit is $13. Therefore, the contribution margin per unit is $20 - $13 = $7. To calculate the contribution margin ratio, you divide the contribution margin per unit by the sales price per unit, which would be $7 / $20 = 0.35 or 35%.
Note that the fixed costs mentioned in the question are not used in calculating the contribution margin ratio. Fixed costs are relevant for other analyses, such as determining break-even points or net profit, but not for the ratio itself.
Which of the following federal agencies prohibited advertisers from broadcasting commercials at a higher volume than the televised program during which they appear?
Jane is 22 years old. for her job, she needs to take an intelligence test. which would be the most appropriate test for her age group? (1 point)
Erp is software designed for _____ and ______ business processes.
ERP is software designed for integrating and optimizing business processes.
ERP, or Enterprise Resource Planning, is software designed for integrating and optimizing business processes across various departments within an organization. It enables seamless communication and data flow between different functions such as finance, human resources, supply chain, and manufacturing. By providing a unified system, ERP enhances efficiency, reduces redundancies, and ensures that all departments have access to real-time information. This integration facilitates better decision-making, improves overall productivity, and streamlines operations. Additionally, ERP systems can be customized to meet the specific needs of different industries, making them versatile tools for both large enterprises and small to medium-sized businesses.A process cost system would most likely be used by a company that makes select one:
a. motion pictures.
b. repairs to automobiles.
c. breakfast cereal.
d. college graduation announcements.
Gabrielle daily borrows $1,000 at a 6 percent add-on rate for one year.what is the finance charge?answers
Final answer:
Gabrielle's finance charge for borrowing $1,000 at a 6% add-on rate for one year is $60, calculated by multiplying the principal by the interest rate and the time period.
Explanation:
The question concerns calculating the finance charge on a loan with an add-on interest rate. In this scenario, Gabrielle borrows $1,000 at a 6 percent add-on rate for one year. To determine the finance charge, we multiply the amount borrowed by the the interest rate and the time period in years.
The calculation would be: Finance Charge = Principal × Interest Rate × Time
Thus, Finance Charge = $1,000 × 6% × 1
When converted to decimals, the interest rate of 6% becomes 0.06. So, Finance Charge = $1,000 × 0.06 × 1
Finance Charge = $60
Therefore, Gabrielle's finance charge for borrowing $1,000 at a 6% add-on rate for one year would be $60.
In a speech delivered at the grocery manufacturers association conference, michelle obama made this claim: "and we need you not just to tweak around the edges, but to entirely rethink the products that you're offering, the information that you provide about these products, and how you market those products to our children. that starts with revamping or ramping up your efforts to reformulate your products, particularly those aimed at kids, so that they have less fat, salt, and sugar, and more of the nutrients that our kids need." which of these statements shows an acknowledgement of a counterclaim to her position?
These statements shows an acknowledgement of a counterclaim to the position of Michelle Obama is her attempt to encourage the producers on capitalizing their policy on such unhealthy food products which are richer, sweeter, and saltier than ever.
What are unhealthy food products?The term "junk food" is used to characterize unhealthy foods products that are high in calories from sugar and/or fat, as well as sodium, but low in protein, dietary fiber, vitamins, and other essential nutrients.
In short foods with a high calorie count but no nutritional value. Some of the examples are burger, pizza, hot dog, doughnut fast foods, chocolate and sweets, sugary drinks etc.
Therefore the core intention of Michelle Obama behind these statement to encourage & promote healthy food items production for the kids by the food processing industry giants which has more nutrient value.
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