Each bank as similar ways when it comes to making an electronic payment. Once you are in your bank information on your phone or computer, you can set up a payment in the payments/bills section. You add the information to the bill you wish to pay and then you send the amount you want to pay ont he date you schedule it for.
Making an electronic payment typically involves the steps listed below
Description of electronic paymentChoose a payment method: Determine the electronic payment method you want to use, such as credit card, debit card.
Provide payment details: Depending on the payment method, you may need to provide specific details.
Select the recipient: Identify the recipient or the entity you want to make the payment to. This can be an individual, a business, an online retailer, or a service provider.
Enter the payment amount: Specify the amount you want to pay. Make sure to double-check the entered amount to avoid any errors.
Confirm the payment: Review the payment details for accuracy, including the recipient, payment amount, and any additional information required.
Authorize the payment: Depending on the payment method, you may need to authorize the payment by providing a digital signature, entering a one-time password (OTP), or using biometric authentication (e.g., fingerprint or face recognition).
Receive payment confirmation: Once the payment is successfully processed, you should receive a confirmation notification or receipt.
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The Federal Deposit Insurance Corporation (FDIC) insure account holder’s accounts for up to ___.
A. $100,000
B. $150,000
C. $200,000
D. $250,000
Ivan has purchased a home with an assessed value of $146,000. The property tax rate in his area is 1.6%. What is his monthly tax payment?
Answer: Ivan's monthly tax payment is $194.67.
The property tax rate is usually the property tax rate for an entire year.
We calculate the property tax in dollar terms as follows:
[tex]Property tax in dollars = Assessed value of the property * Property tax rate[/tex]
[tex]Property tax in dollars = 146000 * 0.016 = 2336[/tex]
Since $2336 is the property taxes for a whole year, we calculate monthly taxes as [tex]\frac{2336}{12} = 194.667[/tex]
Final answer:
Ivan's monthly property tax payment is $194.67, calculated by multiplying the home's assessed value ($146,000) by the property tax rate (1.6%) to find the annual tax, then dividing by 12.
Explanation:
The student's question is about calculating Ivan's monthly property tax payment. Given that Ivan's home has an assessed value of $146,000 and the property tax rate is 1.6%, we first find the annual property tax by multiplying the assessed value by the tax rate.
Annual property tax = $146,000 × 0.016 = $2,336
To find the monthly property tax payment, divide the annual property tax by 12 months.
Monthly property tax payment = $2,336 ÷ 12 = $194.67
Therefore, Ivan's monthly property tax payment is $194.67.
What does a mission statement typically describe?
A mission statement describes a company's purpose and identity, influencing employee behavior.
A mission statement typically describes the purpose and identity of a company. It outlines what the company does and its values. An effective mission statement influences employee behavior and is communicated to all staff members.
I feel no shame in saying that I believe in the idea of "blood for blood." In my opinion, death penalty should be made mandatory for all convicted of murder. I'm not alone in this opinion. A recent survey shows 74% of Americans agree with me.
Keeping them in prison for life would mean that they would require the basic Amenities for survival. The state would have to spend a lot of money on their upkeep. This can be avoided with the death penalty.
Read the excerpt from a persuasive essay,
"Blood for Blood."
Which of these logical fallacies is most evident in the excerpt?
A.
red herring
B.
ad hominem
C.
appeal to pity
D.
ad populum
D. ad populum
when he says, "I'm not alone in this opinion. ... 74% of Americans agree with me.", he's implying his opinion is right just because it's popular. that's what an ad hominem argument is.
Final answer:
The logical fallacy present in the essay 'Blood for Blood' is ad populum, which argues that the death penalty should be accepted simply because a majority of people support it, overlooking the moral and ethical implications.
Explanation:
The logical fallacy most evident in the excerpt from the persuasive essay Blood for Blood is D. ad populum. This fallacy occurs when someone argues that a proposition must be true because many or most people believe it, neglecting whether the proposition itself is substantiated by sound reasoning or evidence. In this case, the essay suggests that the death penalty is justified because a survey shows 74% of Americans agree with it, without addressing the moral or ethical considerations involved.
Bette purchased a $10,000, 13-week Treasury bill that's paying 2.25%. What's the effective rate on this T-bill?
Answer is 2.26%
T-bill, also called 'Treasury Bill' is a short-term debt obligation issued by the U.S. government. When you buy one, you basically are lending money to the government which can be any medium used as investment such as bills, bonds or stocks.
Here, Bette purchased a $10,000 T-bill for 13 weeks that is paying 2.25%. So we can calculate the effective rate on this bill as shown below:
(2.25/100) x 10000 x (13/52) = $56.25
$10000 - $56.25 = $9943.75
9943.75 × 13/52 = $2,485.94
56.25/2,485.94 = 2.26%
Final answer:
To find the effective rate on a $10,000, 13-week Treasury bill paying 2.25%, divide the annualized interest rate by the number of compounding periods per year and use the formula to calculate it as 2.27%.
Explanation:
Effective rate on a Treasury bill is the rate that reflects compounding over a given period. To calculate the effective rate on a $10,000, 13-week Treasury bill paying 2.25%:
Divide the annualized interest rate by the number of compounding periods per year: 2.25%/4 = 0.5625%
Calculate the effective rate using the formula: (1 + 0.005625)⁴ - 1 = 2.27%
Therefore, the effective rate on this T-bill is 2.27%
Which investment has the least liquidity? mutual fund house checking account corporation Mark this and return Save and Exit Next Submit
The answer is "corporation".
Liquidity alludes to how effectively resources can be changed over into money. Resources like stocks and bonds are exceptionally fluid since they can be changed over to money inside days. However, vast resources, for example, property, plant, and gear are not as effectively changed over to money. For instance, your financial records is fluid, however on the off chance that you claimed land and expected to offer it, it might take weeks or months to sell it, making it less fluid.
Corporate finance is the zone of fund managing the wellsprings of subsidizing and the capital structure of enterprises, the moves that directors make to build the estimation of the firm to the investors, and the instruments and investigation used to designate money related assets.
The investment with the least liquidity is typically a house. Thus, option B is the correct option.
While a house can appreciate in value over time, it is considered a relatively illiquid investment due to the time, effort, and associated costs involved in selling or converting it into cash. Real estate transactions can take a significant amount of time to complete, requiring finding a buyer, negotiating a sale, and completing the necessary legal and financial processes.
In contrast, mutual funds (option a) can be easily bought or sold on the open market, checking accounts (option c) allow for quick and easy access to funds, and corporations (option d) involve ownership of shares that can be bought or sold in the stock market, providing liquidity to investors.
Thus, option B is the correct option.
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Small Businesses in America
Part 1 (1pt):
A small business is considered any business with fewer than __
_
__employees
Part 2 (1pt):
Explain why small businesses are an important part of the American economy?
2.
Entrepreneur vs Entrepreneurship: What are the differences between an “entrepreneur” and
“entrepreneurship”?
1.
An entrepreneur is
2.
Entrepreneurship is
3.
Types of Businesses: Sole Proprietorships
Part 1 (1pt
): Describe one advantage of a sole proprietorship.
1.
Advantage:
Part 2 (1pt):
List at least one disadvantage of a sole proprietorship.
1.
Disadvantage:
4.
Types of Businesses: LLC
Part 1 (1pt
): What does LLC stand for?
Part 2 (1pt):
Explain how an LLC is different from a sole proprietorship.
5.
Define “
risk management”
and identify key aspects.
Part 1 (1pt):
Define risk management:
Part 2 (1pt):
What are the 3 key aspects of good risk management and provide a short
description of each:
1.
2.
3.
6.
Even when economic indicators show that the economy is down, small businesses often thrive.
Think of a small business in your community that would do well, even if people did not have a
lot of extra money to spend and explain the advantages it has over larger businesses.
7.
Of the different reasons given that people choose to become entrepreneurs (following a
passion, filling a need, running a better business, and inventing a new product), which do you
think is most likely to lead to a successful business? Justify your choice.
8.
A florist who has been in business for several years finds himself facing several problems
simultaneously. First, he has a large order for a wedding in three days and just found out that,
due to an unexpected frost, the tulips the bride was adamant had to be in the bouquets are not
going to be available. Second, his top employee has informed him that she must schedule a
surgery in two weeks and has to take the following six weeks off. Then he heard a rumor that
the building where he rents his shop is for sale, meaning he may have a new landlord and higher
rent. Finally, the largest refrigerator in his store is making funny noises, and he suspects it will
soon stop working. If this happens, he may lose inventory.
Part 1 (1pt):
Prioritize the problems described by putting the most immediate problem first and
the least pressing last.
Part 2 (1pt):
Explain the order you chose. Then suggest actions that could be taken to address
the problems.
hy does Herold feel it is important that we should train people to be entrepreneurs?
10.
What are some ways that parents or society can nurture entrepreneurial skills in childre
Why would you like to work as KENNEL HELP?
KENNEL HELP = working with puppies
Fill in the blank label in the above figure.
A. Cleave
B. Gap
C. Margin
D. Bridge
who knows it???
Answer:
C. Margin
Explanation:
I just took the PF test.
Kyle runs a store that sells small and large space heaters. The large heaters sell for $250 each with unit variable costs of $120, while the small space heaters sell for $80 each with unit variable costs of $30. Currently, the small space heaters amount to 2,100 of the units sold, while the large heaters amount to 700 of the units sold. The fixed costs for the store are $126,000. What is the company-wide break-even point in units?
Answer: The company wide break even point in units is 1800.
We follow these steps in order to arrive at the answer:
First we find the Contribution for each product
Heater Selling Price Variable Cost Contribution
Large 250 120 [tex]250-120 =130[/tex]
Small 80 30 [tex]80-30 =50[/tex]
Then, we find the weighted average contribution of the products like this:
Heaters No. of units Contribution Weighted Average
Large 700 130 [tex]130 * \frac{700}{2800} = 32.5[/tex]
Small 2100 50 [tex]50 * \frac{2100}{2800} = 37.5[/tex] Total 2800 70
Finally we calculate the company wide break even point (BEP) as follows:
[tex]BEP_{units} = \frac{Fixed Costs}{Weighted Average Contribution}[/tex]
[tex]BEP_{units} = \frac{126000}{70}[/tex]
BEP in units is 1800 units.
The company-wide break-even points is 1800.
What is the break-even point?Breakeven quantity are the number of units produced and sold at which net income is zero.
Breakeven quantity = fixed cost / contribution margin
Contribution margin for the large heaters = $250 - $120 = $130
Weighted contribution margin for the large heaters = (700 / 2800) x $130 = $32.50
Contribution margin for the small heaters = $80 - $30 = $50
Weighted contribution margin for the small heaters = (2100 / 2800) x $50 = $37.50
Sum of contribution margins = 70
Break even point = $126,000 / 70 = 1800
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A farmer works primarily with ____.
A. Data
B. People
C. Things
D. None of the above
A farmer works primarily with none of the above. He would work with plants and animals, not people, things, and data.
Answer: D. None of the above
All I Do;live
Answer:
Things
Explanation:
Working with things describes tasks that require you to work with your hands and sometimes on your feet. Things refer to tools, equipment, materials, and an endless variety of objects. Examples of hands-on work include mechanics, assembly line workers, manufacturers, robotics developers, and farmers.
in his back to school speech what main argument does barack obama make?
The American people need you to take responsibility for your success, and you should do it for yourself, too.
The American people need you to take responsibility for your success, and you should do it for yourself, too - Apex
Martin puts his weekly paycheck into his checking account. In which column should he write the value of his paycheck?
a. Deposits
b. Balance
c. Debit
d. Check number
Answer
a. Deposits
Explanation
A checking account is a bank account where members can withdraw and deposit money with ease of access. It is mostly used for bill payments and for making personal financial transactions .A checking account allows for check deposits and debit card transactions
Answer:
deposits
Explanation:
Which activity is an example of a time-based goal?
A. Catherine plans to learn to play the guitar in the next few years.
B. David wants to pay off his student loan as soon as possible.
C. Farah wants to obtain her college degree in four years.
D. Richard has a dream to visit Australia after he retires.
The correct answer to this question is,
C.) Farah wants to obtain her college degree in four years.
Match the terms with their correct definitions. 1. courteous politeness and regard for others 2. maturity responding in an appropriate manner to situations 3. environment being in charge of yourself to know when you should act a certain way 4. self-control our surroundings that influence us
Final answer:
The student was tasked with matching terms to their correct definitions, which are 1. Courteous - politeness and regard for others, 2. Maturity - responding in an appropriate manner to situations, 3. Environment - our surroundings that influence us, and 4. Self-control - being in charge of oneself to know when to act a certain way.
Explanation:
The task of matching terms with their correct definitions involves understanding concepts related to behavior, self-management, and interaction with the environment and others. The terms and corresponding correct definitions can be matched as follows:
Courteous - politeness and regard for others.Maturity - responding in an appropriate manner to situations.Environment - our surroundings that influence us.Self-control - being in charge of yourself to know when you should act a certain way.Courtesy involves treating others with respect and utilizing manners that are appropriate for various situations. Maturity is not just an age but a level of emotional intelligence that dictates how appropriately one responds to different circumstances. The environment refers to the physical and social surroundings that impact our behavior and development. Self-control is the ability to regulate one's emotions and actions, which is important for ethical behavior and interpersonal interactions. Understanding and practicing these concepts contribute to personal and professional growth.
What involves the direct exchange of goods and services without the use of money as a medium of exchange ?
the answer would be the barter system
The barter system involves the exchange of goods for goods without the use of money
The following information Is given
Income before interest and tax
$20,000
Debt capital
$100,000
Interest on debt capital
5%
Tax rate
30%
What is the amount of tax paid for the year?
The amount of tax paid for the year is $___
Answer:
The tax paid for the year is $4,500
Explanation:
income before interest and tax = $20,000
less interest on debt:
5% of $100,000 = - $5,000
earnings after interest = $15,000
The amount of tax paid is 30% of $15,000 = $4,500
Final answer:
After deducting interest on debt capital from the income before interest and tax, the taxable income is calculated, on which a 30% tax rate is applied, resulting in a total tax paid of $4,500 for the year.
Explanation:
To calculate the amount of tax paid for the year based on the given information, we first need to account for the Interest on debt capital. The interest payment is 5% of $100,000, which is $5,000. This is deducted from the Income before interest and tax to determine the taxable income. Therefore, the taxable income is $20,000 - $5,000 = $15,000. We then apply the tax rate of 30% to this taxable income to find out the tax paid:
Tax paid = Taxable income × Tax rate = $15,000 × 30% = $4,500.
The amount of tax paid for the year is thus $4,500.
Describe a business situation where a professional would use Excel comments in cells.
You're boss can write comments on flow charts and data, to point out areas of improvement before you share this data or idea with everyone else in a meeting.
Administrative and managerial duties
One aspect of managerial duties is creating and outlining business processes. This aids in process optimization and is an effective tool for organizing procedures and scenarios. Excel offers tools that allow users to create flow charts, which can include text, pictures, and animations.
Reporting + Visualizations
Data from both raw data sets and Pivot tables can even be used create charts and graphs. Which can be used for formal reports, presentations, or aid in one’s data analysis. As they can provide another perspective on trends and performance. Excel again offers a variety of ready-made chart templates but also allows users to fine-tune details such as colors, axis values, and text comments. Visual reporting can be used in all sectors of business. For instance, marketing teams can use a column chart to report the efficacy of an ad campaign over time and compare it to previous campaigns.
A professional in a business situation might use Excel comments in cells to provide additional information about data points, note tasks that need to be done, or ask questions about the data. These comments can make the spreadsheet easier to understand and more informative, especially when used alongside tools like bullet points.
Explanation:A business situation where a professional might use Excel comments in cells could be when preparing a detailed sales report. For example, a sales manager compiles a monthly report tracking sales revenue by product and region.
The manager could use Excel comments to provide additional context for certain data points. For example, if there was an unusually high number of sales in a certain region, a comment might note a marketing campaign was run there.Bullet points could be used in these comments to cleanly list multiple pieces of relevant information. For example, in the comment about the marketing campaign, bullet points could break down the campaign's cost, duration, and other key features.The manager might also use comments to remind themselves of tasks that need to be done or questions they have about the data. For example, a comment on a cell with incomplete data might say 'Check with sales team for final numbers'.These comments can make the Excel spreadsheet more informative and easier for others to understand, while keeping the core cells clean and focused solely on the data.
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What is Pangaea? Please explain!
A former “supercontinent” on the Earth. In the distant past a large landmass, Pangaea, included all the present continents, which broke up and drifted apart.
Hope this helps!
pangea is the whole mass of land that was once all of the continents combined together waaay back then before humans ever came along into the world. i hope this helps, and i hope you have a marvelous day!!
Over their whole lifetime, about how much can someone with a professional degree expect to earn compared to someone with a high school diploma who didn’t attend college? A- the same amount B- 2x C-3x D-4x
A professional degree hold maybe able to earn 3 or 4 times of a salary a high school diploma student. This salary may subjected to be so due to experiences and qualifications and his/her skills. A high school diploma student would only earn a small proportion of income as this may be his/her first job and qualifications aren't sufficient to be able to may a higher salary.
Answer:
3X
Explanation:
There is a lot of things to take into account when comparing degrees with diplomas. For example, if you get a degree in music, but live in an area where no one wants to learn music, then you will not earn a high income.
The general trend is that people who have professional degrees earn up to three times higher than people who have high school diplomas.
Which of the following is a goal of workers in the legal services and public safety field
they seek to protect people and their property
find the sales tax of 5% on a purchase of $156.34?
A)$7.82
B)$8.52
C)$9.33
D)$10.55
Hello!
To find the sales tax, multiply the amount of the purchase by the percentage of tax.
5% = 0.05
156.34 × 00.5 = 7.817
This can be rounded to 7.82.
The answer is A) $7.82.
Can gloves used for food be reused
No germs from raw chicken or any meat can be deadly and germs from other food.
What is the personal finance measure that compares the debt one owes to overall income?
Answer: In personal finance, the debt-to-income ratio (DTI) is a measure that compares personal debt to overall income.
The DIT is calculated by finding the total of an individual's monthly debt obligations. This includes mortgage payments, student loans, auto loans, credit card payments and child support.
This amount is then divided by an individual's gross monthly income. Gross Monthly Income refers to income before any taxes or other deductions are made.
The DTI is expressed as a percentage. The lower the value of an DTI, the higher are the chances that an individual gets the desired loan.
The personal finance measure that compares the debt one owes to overall income is called the debt-to-income ratio.
Explanation:The personal finance measure that compares the debt one owes to overall income is called the debt-to-income ratio. It is a financial calculation that expresses the amount of debt a person has relative to their income. To calculate the debt-to-income ratio, you divide the total monthly debt payments by the total monthly income, and then multiply the result by 100 to get a percentage.
For example, if someone has monthly debt payments of $1,000 and a monthly income of $4,000, the debt-to-income ratio would be 25% ($1,000 / $4,000 * 100 = 25%).
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Kathleen Dancewear Co. has bought some new machinery at a cost of $1,250,000. The impact of the new machinery will be felt in the additional annual cash flows of $375,000 over the next five years. The firm's cost of capital is 10 percent. What is the discounted payback period for this project? If its acceptance period is three years, will this project be accepted? (Do not round intermediate computations. Round your answer to one decimal place.)
The discounted payback period for the project is approximately 1.1 years, which is less than the acceptance period of three years. Therefore, the project will be accepted.
Explanation:To calculate the discounted payback period, we need to find the present value of the additional cash flows over the next five years. We can use the formula for the present value of an annuity:
Present Value = Cash Flow / (1 + Discount Rate)^n
In this case, the cash flow is $375,000, the discount rate is 10%, and n represents the year. So, for year 1, the present value is $375,000 / (1 + 0.10)^1 = $340,909.09. Similarly, for year 2, the present value is $375,000 / (1 + 0.10)^2 = $309,917.35, and so on.
Adding up the present values, we get:
$340,909.09 + $309,917.35 + $281,743.95 + $256,130.86 + $232,846.24 = $1,421,547.49
The discounted payback period is the number of years it takes for the present value of the cash flows to equal the cost of the machinery. In this case, the cost of the machinery is $1,250,000. Dividing the present value by the cost, we get:
$1,421,547.49 / $1,250,000 = 1.1372 years
Therefore, the discounted payback period is approximately 1.1 years.
Since the acceptance period for the project is three years, and the discounted payback period is less than three years, the project will be accepted.
when you want to start a business, what is the first step
You have to figure out your plan , what type of business you want
Figure out what you want to do
Define “philanthropist” and discuss the philanthropic actions of the Bill and Melinda Gates Foundation.
PLEASE HELP
A philanthropist is someone who engages in humanitarian deeds to advance humanity. The Bill & Melinda Gates Foundation to fund worldwide health and development initiatives. The group works both internationally and domestically to study, treat, and end poverty and sickness.
What do you mean by the “philanthropist” ?
A philanthropist is someone who engages in humanitarian deeds to advance humanity. Money is not always necessary for philanthropy.
The advantages of generosity extend beyond people. Companies that promote charitable giving benefit greatly from improved public perception, increased brand awareness, and the recruitment of new partners and talent who may be drawn to a company that supports charities.
On its website, the organization claims to have donated about $54 billion to charity since the year 2000.
Therefore, the Bill & Melinda Gates Foundation to fund worldwide health and development initiatives. The group works both internationally and domestically to study, treat, and end poverty and sickness.
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Final answer:
A philanthropist is someone who donates time, money, or effort to charitable causes. The Bill and Melinda Gates Foundation, led by prominent philanthropists Bill and Melinda Gates, focuses on global health, poverty reduction, and education, working to improve the quality of life for people worldwide.
Explanation:
A philanthropist is an individual who seeks to promote the welfare of others, especially through the generous donation of money to good causes. Philanthropic efforts are driven by a desire to make a positive impact on society and often target issues such as health, education, and poverty.
The Bill and Melinda Gates Foundation exemplifies philanthropic efforts on a significant scale, having been established to solve critical global health issues collaboratively with governments. With an expansion of focus in 2020, the foundation named three major action areas: improving global health with vaccines and life-saving tools, reducing hunger and extreme poverty in developing countries, and enhancing education in the United States. Under the leadership of Bill and Melinda Gates, the foundation strives to help all people lead healthy, productive lives, supporting the belief that every life has equal value.
which of these emotions is not a personal benefit of work?
A. accomplishment
B. stress
C. appreciation
D. satisfaction
Stress would not benefit you at work.
Benefits of a better education include all of the following EXCEPT:
A. Workers with higher levels of education are less likely to experience unemployment.
B. A college graduate is more likely to work for an employer who offers a pension plan.
C. In most cases, a high school dropout makes more than a high school graduate.
D. On average, a high school graduate lives nine years longer than a high school dropout.
The benefit of a better education can lead to unemployment and a better future security plan which ultimately leads to a longer life. Therefore, here the correct option is c.
What are the benefits of education?Education is a key part of a person's progress in life and it can help an individual to contribute himself as well as to society.
Nowadays, we can see that finding a job which can give a person's stable income is not easy. Thousands and thousands of people apply for various jobs yet only a few get the job. With so much competition and an increase in population, proper education is only the base for a person so that the person can use his skills to earn a decent income.
Education also helps in connecting people across the globe and bridge borders. It helps in the communication of different cultures and social values.
Therefore many may think that giving time to education is a waste of time, but we must remember the more knowledge we gain the more we become enlightened.
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Which of the following is the most common trait of entrepreneurs?
dedication
independence
energy
honesty
Answer:
independence
Explanation:
The following most common trait of entrepreneurs is independence. Thus the correct answer is B.
What is traits?Traits refer to any feature or Characteristic of any object which provides any information about the concept. These are unique in nature and makes difference with one another.
Entrepreneurship refers to the act of creating something new within the system with the help of an innovative approach and creative mindset which aims to earn a profit and makes the life of individuals easier.
An entrepreneur has a positive mindset along with a risk-taking attitude which always encourages them to go beyond the boundaries and achieve something new.
They are owners of their businesses having high independence in the decision-making without any interference from external forces.
Therefore, option B independence is the appropriate answer.
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