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What does your credit score tell lenders about you?
A.
How likely you are to pay them back
B.
How many jobs you have had
C.
Where you grew up
D.
How much money you paid in taxes



Answers

Answer 1
A.) How likely you are to pay them back
Answer 2

Answer:

a

Explanation:


Related Questions

If the coupon rate on an outstanding bond is lower than the relevant current interest rate, then the yield to maturity would be

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amoreandrusamoreandrus

Of all global environmental problems, the one which is most serious and rapidly accelerating is the loss of

Answers

Of all global environmental problems, the one which is most serious and rapidly accelerating is the loss of Biodiversity

Information that is collected for the first time from original sources is called ________.

Answers

Information that is collected for the first time from original sources is called primary research.

Primary research is research you contact yourself. A few examples of ways to collect primary research are through surveys, focus groups and observations.  

Secondary research is information collected from other sources that once was primary research. Although they are complete opposite to get the most accurate research data it is best to use both primary research and secondary research in your market research. 

what are some methods to deal with disappointment in the workplace

Answers

Manage your thoughts and emotions.
Dealing with any difficult situation can be tricky esp. when your judgement is clouded by strong emotions and unruly thoughts. Your strong emotional reaction can be disproportionate to the situation at hand so it is important to stop yourself from making any important decisions at that point or even to take action on your feelings.
Take a few hours or a few days before you reach a calmer state of mind; when you do, only then should you act.

Don’t take it as a personal attack.
Don’t take criticism on your work as a criticism on your capabilities and potential. When you work on something very closely you treat it like your baby and any comment or criticism is all too readily attributed as a personal attack. When you take something personally, it unnecessarily narrows your point of view and prevents you from thinking logically.
It is best to distance yourself from the stimulus for a while. Take a break; that way a real understanding of an event arises.

Re-evaluate and Re-adjust.
An objective evaluation of the situation sometimes makes you realize that your expectations may have been unrealistic. So, it is best to adjust your thinking and your expectations with the new reality. Don’t fall into the trap of regrets and guilt. See to the future and decide on an action plan.

Think of the big picture.
Distancing yourself from the situation that’s causing you trouble for a while can be healthy. It doesn’t mean you’re a coward or a quitter. It just means your wise enough to know when to stop and think. Upon thinking and taking some time off you’ll realize how to deal with the situation and secondly, a way to move forward and past the disappointment.



Try again or try another tactic.
Once you accept that whatever happened is done and it’s time to move ahead. You have two simple choices either to try again if you believe it’s possible to succeed by giving it another shot then go ahead and do it. But it is always wise to plan a new course of action by using a better tactic-learned from experience.

But the last most important thing is to not let your disappointments and failures get to your heart. Always use them as a step to climb higher and a motivation to try even harder to reach your goals.

Answer and Explanation: Deal with your contemplations and feelings. tending to any tough spot is much of the time interesting esp. whenever your judgment is obfuscated by compelling feelings and raucous contemplations. Your compelling enthusiastic response is unbalanced to issues nearby so it's critical to keep yourself from settling on any significant choices around then or perhaps to require activity on your sentiments. Require a few hours or every so often before you arrive at a more settled perspective; after you do, really at that time must you act. Try not to accept it as a private assault. Try not to accept the analysis of your work as an analysis of your abilities and potential. after you work on something intently you deal with it like your child and any remark or analysis is quite promptly ascribed as a private assault. when you think about something literally, it superfluously limits your perspective and keeps you from thinking coherently. separating yourself from the boost for ages is ideal. Enjoy some time off; that way a genuine comprehension of an event emerges. Reconsider and Yet again change. An objective assessment of things some of the time makes you understand that your assumptions might be unreasonable. Thus, directing your reasoning and your assumptions to the new reality is ideal. Try not to fall under the snare of disappointments and culpability. See to the more extended term and judge on an activity plan. think about the enormous picture. Separating yourself from genuine that is bringing you hardship for quite a while is solid. It doesn't mean you're a defeatist or a slacker. It simply implies you're adequately wise to grasp when to forestall and think. After thinking and taking some time off you'll understand the method for dealing with valid and also, the method for moving forward and past the dissatisfaction. Attempt once more or attempt another strategy. When you acknowledge that whatever happened is finished and now is the ideal time to move ahead. you have two straightforward options either to embrace once more in the event that you suspect it's feasible to prevail by offering it one more opportunity, furrow ahead and bang. However, it's generally educated to design a fresh out of the box new game-plan by utilizing a superior strategy gained as a matter of fact. Be that as it may, the last most critical thing is to not let your mistake and disappointments get to your heart. Continuously use them as a stage to move higher and an inspiration to do much harder to accomplish your objectives.

Emma lives on a tight budget. She saves money and also makes intelligent choices when spending it. Which statements describe Emma’s financial skills? Check all that apply.

Emma is more prepared to meet her basic needs.
Emma is better prepared to avoid financial setbacks.
Emma is better able to accumulate assets.
Emma is more prepared to face emergencies.
Emma is better able to avoid financial decision-making.

Answers

Final answer:

Emma's careful budgeting and smart spending choices make her prepared to meet basic needs, avoid financial setbacks, and accumulate assets. The statement that Emma avoids financial decision-making is inaccurate, as being financially smart involves active and informed decision-making.

Explanation:

Emma's financial skills demonstrate her ability to effectively manage her resources to meet basic needs, avoid financial setbacks and accumulate assets. These statements are all indicative of sound financial skills. However, the statement that 'Emma is better able to avoid financial decision-making' is not accurate since it fails to recognize the importance of financial decision-making in effective money management.

1. Prepared to meet basic needs: By living on a tight budget, Emma ensures she has money for her basic needs such as food, shelter and clothing.
2. Financial setbacks: By making intelligent spending choices, Emma is able to avoid obstacles that can possibly derail her financial plans.
3. Asset accumulation: Besides managing her expenses, Emma is also saving money that can be used in the long run to accumulate assets.

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Strategic plans translate tactical plans into specific goals and actions for small units of the organization and focus on the near term.
a. True
b. False

Answers

False it’s operational plans
Final answer:

The statement is false as it incorrectly defines strategic plans. Strategic plans are long-term and broad, while tactical plans focus on the near term and involve specific actions for smaller units within an organization.

Explanation:

The statement 'Strategic plans translate tactical plans into specific goals and actions for small units of the organization and focus on the near term' is false. In fact, it's the tactical plans that translate strategic plans into specific, short-term actions and goals for smaller units within an organization.

Strategic plans

are generally longer-term and involve the broader objectives and goals of an organization. They are designed to guide the overall direction and priorities of the entity. These plans consider an extended time frame and involve top-level management decisions.

Tactical plans

, on the other hand, take these strategic plans and break them down into specific, short-term projects and initiatives that can be executed by different departments or teams within the organization. They are focused on the near term and on turning the broader strategies into actionable steps.

In 2009, __________ of all pedestrian fatalities were caused by impaired drivers.

Answers

Over 90 percent of the pedestrian fatalities occurred in single- vehicle crashes. In 2009, pedestrian deaths accounted for 12 percent of all traffic fatalities in motor vehicle traffic crashes. Since 2000, the number of pedestrian fatalities has decreased by 14 percent.

In 2009, 17% of all pedestrians fatalities were caused by impaired drivers.

Once every __________, the census bureau does a comprehensive survey of housing and residential finance. month 5 years 10 years 20 years

Answers

Hello,

Once every 10 years, the Census Bureau does a comprehensive survey of housing and residential finance.

Hope this helps! :)

The Census Bureau conducts a comprehensive survey of housing and residential finance once every ten years, providing key data for policy and resource allocation.

The Census Bureau conducts a comprehensive survey of housing and residential finance once every ten years. This decennial survey forms part of the government's efforts to gather detailed data on the living conditions and financial dynamics of households across the United States. Such surveys are critical for informing policy decisions, allocating resources, and understanding demographic changes over time. In addition to this decennial survey, the Census Bureau also performs other regular surveys including monthly retail sales surveys and a detailed census of businesses every five years. These efforts combined provide valuable insights into consumer behavior, housing trends, and business dynamics.

Timothy is a passionate speaker and has a political science degree. He is a natural leader and enjoys a challenge. Suzette also enjoys a challenge, but she prefers office work to public speaking. She is great at researching and solving problems and has an engineering degree. Which best describes the career pathways that Tim and Suzette are well suited for? Tim should be in Planning and Suzette should be in Governance. Tim should be in Governance and Suzette should be in Planning. Both Tim and Suzette should be in Governance. Both Tim and Suzette should be in Planning.

Answers

Tim should be in governance.
Suzette should be in planning

Tim should choose governance as his career and Suzette should be in Planning.

What is Governance ?

Governance is the process by which an organized society control the social system through the use of laws, norms, power, or language. It is carried out by a state's government, a market, or a network.

Timothy, a natural leader and having a passion for speaking should come into Governance and can address  and connect the concern of common people. His political science degree will also help him in governance.  Suzette who do not prefer public speaking will not be able to interact with people. So, Planning will be her career option because being an engineer, she must be creative and innovative and can make proper guidelines for a organization. Her problem solving and research skills will also be helpful.

Therefore, Tim is suited for Governance and Suzette for Planning.

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What is the disadvantage for companies in using a daily budget?

Answers

you will be unable to make adjustment

Mary kay, avon, and other cosmetic manufacturers produce and market their products on a worldwide basis including countries like the united states, australia, india, and china. thus, the cosmetics industry serves as an example of __________.

Answers

beauty and cosmetics

A ________ has been defined as "an association of two or more persons who carry on as co-owners of a business for profit."

Answers

partnership has been defined as "an association of two or more persons who carry on as co-owners of a business for a profit."


A partnership is a legal agreement/arrangement where people, known as partners, work together and are beneficial to one another in terms of business. A fun example of a partnership is Ben & Jerry's ice-cream. Founded by Ben & Jerry they were partners in their company and created a successful business though partnership. 

When computing the bank discount yield, you would use ____ days in the year?

Answers

When computing the bank discount yield, you would use 360 days in the year. Banks use this for loans to simplify the process assuming each month has 30 days. If you multiply 30 days by 12 months in a year you will have 360 days. 

The bank discount yield uses a 360-day year for simplification in finance. To compare investing in a discount bond or a bank account, calculate the yield to maturity and the future value with compound interest, respectively.

When computing the bank discount yield, you would use 360 days in the year. This is a convention in the financial industry for simplifying interest calculations on investments and is often used when calculating the yield on short-term money-market instruments such as Treasury bills. However, the calculation you have provided is incorrect due to a typo; it should be P(t) = P(0) * (1 + r/365)365t, which represents the balance after t years with an interest rate r, compounded daily.

You own a jewelry store, and sales last month were $19,000. you had $3,000 in discounts and $1,750 in returns. calculate your net sales for last month.

Answers

To find your net sales you will follow the equation:
Net sales = Gross sales - returns, allowances and discounts

Gross sales = $19,000
Returns = $1,750
Discounts = $3,000

Net sales = $19,000 - $1,750 - $3,000
Net sales = $14,250

Small businesses are required by the Small Business Administration to market hand goods only. true or false

Answers

hello
the answer would be true
have a nice day
/True/

Small businesses are the toddlers of the economy so only hand goods are common 

A local restaurant has prepared a new recipe for it's lunch menu which form of nonprice competition is this?

Answers

Non price competition is competing against others when price isn't the driving force of differentiation. If a local restaurant repairs a new recipe for it's lunch menu it is using the physical characteristic form of non price competition. The restaurant is hoping to differentiate based on the quality and taste of their new lunch item compared with another restaurants. 

Physical Characteristics

The difference between the value that an activity generates and the cost of the activity is called the ________.

Answers

The difference between the value that an activity generates and the cost of the activity is called the margin

The margin is the number you get if you subtract a companies selling price by the cost to make that product or service. Businesses have profit margins they they are expected to meet and maintain. 

Suppose you were the financial manager of a not-for-profit business what kind of goals

Answers

In business: the goal is to maintain in optimum balance between available assets and invested or growing assets.
In life: as a person, or just a human being, in general, the goal is to become a wonderful humanitarian and becoming a great asset for the community, working hard as a volunteer, for the greater good to those who are in need.

what is the difference between a debit card and a smart card?

Answers

They're pretty much the same thing, except a smart card uses a microchip embedded into the card that you would insert to make a quick and easy transaction, instead with just a normal debit card you would just swipe. I hope this helps :)

Debit cards are issued to consumers by their individual banks and have magnetic stripes and chips. A unique integrated microprocessor, often known as a computer processor or a microchip, is included in a smart card.

What is a smart card?

An embedded integrated circuit chip (ICC), which can be a memory chip alone, a secure microcontroller, or a similar piece of intelligence with internal memory, is what makes up a smart card. Direct physical contact or a distant contactless radio frequency interface are also options for connecting the card to a reader. Smart cards' inbuilt microcontrollers provide them with the special capacity to store a lot of data, perform on-card tasks (including encryption and mutual authentication) and communicate with smart card readers in a thoughtful way.

Smart card technology is available in a range of form factors, including plastic cards, fobs, subscriber identity modules (SIMs) used in GSM mobile phones, and USB-based tokens, and it complies with international standards. A contactless card merely has to be within close range of a reader.

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An organization that attempts to improve the image and working conditions of people in a particular occupation is a

Answers

the orginization is called a professional organization

the answers for the quick check are b,d,a,c,d

Which department is least likely to be involved in the revenue cycle?
a. shipping
b. accounts payable
c. credit
d. billing?

Answers

B. Accounts Payable. The accounts payable department is responsible for the money owed by the company to its creditors. The other departments are focused on making the company money during the revenue cycle, whereas the accounts payable is focused on how the company finances and pays its debts to perform its primary functions. 

Which type of good do people buy more of as their income rises?

Answers

As ones income rises people buy more normal goods. Normal goods are broken up into two categories: necessities and luxuries. When you have more money than before, you are able to purchase more items and are 'less' careful with what those items are. An example could be getting a raise at work and buying new furniture or purchasing pre-made meals versus the ingredients that are cheaper and making the meal yourself. 

People buy more of what are called normal goods, such as luxury cars, European vacations, and fine jewelry, as their income rises. Inferior goods, like generic brand groceries and used cars, see a decrease in demand as incomes increase.

The type of goods that people tend to buy more of as their income rises are known as normal goods. Examples of normal goods include luxury items such as luxury cars, European vacations, and fine jewelry. These goods are often associated with higher quality and status and thus see an increased demand as individuals have more discretionary income. On the other hand, goods that see a drop in demand as income rises are referred to as inferior goods. Such goods typically include generic brand groceries and used cars; as people earn more, they tend to prefer name brand items and new vehicles.

A bank makes a loan for one year. the nominal annual interest rate is 7.5%. the real rate is 4%. over the course of the year, overall prices increase by 4%. this rate of inflation hurt the _____ because the actual rate of inflation was _____ than the anticipated rate.

Answers

Answer: bank, higher

The real interest rate is 4%.

The bank's nominal interest rate is 7.5%

Since nominal interest rate is [tex]Real Rate + Expected inflation rate\\[/tex], we can find the expected inflation rate as 3.5% ([tex]7.5% - 4%[/tex].

As long as the inflation remains below 3.5%, the bank will not feel the negative impact of inflation.

If it rises more than 3.5%, the bank will be negatively impacted since the value of the loan paid back to the bank will be lesser than the loan value when it was made.

In this case, inflation at 4% was greater than the anticipated inflation.

During a business cycle expansion, total production ________ and total employment ________. increases; increases increases; decreases decreases; decreases decreases; increases

Answers

the logical answer to me is Increases and Increases

Xcel maria would like an annuity that provides a guaranteed accumulation or payout. the type of annuity she is seeking is called

Answers

Nsnnssnnsnsnnsnsnsns nsnsnjsjs

Xcel maria would like an annuity that provides a guaranteed accumulation or payout. the type of annuity she is seeking is called immediate annuity.

What is annuity?

The term annuity refers to provides a guaranteed income of the individual. It was the return of the in the time of the retirement. It was the pay on the specific period of the time as the throughout their retirement. It was the investment strategy. It was the provides guaranteed income.

According to the case was the based on the provides a guaranteed accumulation or payout are the also known as the immediate annuity. It was the financial security it was the lump sum of money immediately receive income for the rest of the life.

As a result, the significance of the annuity are the aforementioned.

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Janet reasons, "it is wrong to lie. however, it is okay to overstate my expense account on my recent business trip because i need the money, and my company has not given me a raise in the past year." in this scenario, janet is an employee who views ethics as _____.

Answers

The above scenario is an example of an employee who applies RELATIVE ETHICAL STANDARDS to fit the situation at hand.

It is absolutely true that what she is doing is wrong. However, she justified her wrongdoing to make it right into her way of thinking. Instead of thinking that she is stealing from the company, she justifies it as an increase in her pay though not given willingly.

What percentage of expensive bottled water is actually bottled tap water? select one:
a. 30%
b. 10%
c. 5%
d. 40%
e. 20%?

Answers

What percentage of expensive bottled water is actually bottled tap water?
D.40% 

A ________ corporation is an enterprise made up of entities in more than one nation, operating under a decision-making system that allows a common strategy and coherent policies.

Answers

Transnational
Hope that works

A transnational corporation is an enterprise made up of entities in more than one nation, operating under a decision-making system that allows a common strategy and coherent policies.

What is a transnational corporation?

A transnational corporation is an enterprise that is involved with the international production of goods or services, foreign investments, or income and asset management in more than one country. It sets up factories in developing countries as land and labour are cheaper there.

Transnational corporations share many qualities with multinational corporations, with the subtle difference being that multinational corporations consist of a centralized management structure, whereas transnational corporations generally are decentralized, with many bases in various countries where the corporation operates. While traditional multinational corporations are national companies with foreign subsidiaries, transnational corporations spread out their operations in many countries to sustain high levels of local responsiveness.

Transnationality also refers to the extent to which a firm engages in value-creating activities across national borders.

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. Which of the following is NOT a good way to recycle used tires? A) Starting controlled fires B) Burning them with coal at very low emissions level as an energy source C) Making new tires D) Using them for road repaving material

Answers

A -starting a controlled fire 

The answer is:  A) Starting controlled fires

When the tire is burned, it could release  carbon monoxide, sulfur dioxide, or cyanide from its compound. This means that if you burn it, you could cause a lot of risks for the people who live in your proximity such as various lung diseases, difficulty breathing, eye infections, or even cancer since the compound is considered to be carcinogenic.

Which economic player is most closely associated with the dual role of consumer and producer?
Question 3 options:

entrepreneur

factory owner

worker

shopper

Answers

worker

The economic player that is most closely associated with the dual role of consumer and producer is the worker because he produces goods with his work, and so a worker is a producer, but he also consumes other goods, so the worker is also a consumer.

Answer:worker

Explanation:

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