The monthly payment for Kramer will be $4,540.75
What is periodic payment?
Periodic payment refers to an investment plan where an individual makes save little payments over time in order to invest them.
We know that the present value is $450,000 and we have 4% annual interest over 10 years.
Since we are looking at monthly payments, we will divide the 10 years into 120 months.
The monthly interest is calculated as:
(1.04) = (1+i)^12
i = 0.003274
Then using the formula for periodic payments:
PP = PV*i*(1+i)^n / [(1+i)^n - 1]
PP = (450,000)*0.03274*(1.03274)^120 / (1.03274^120 - 1)
PP = $4540.75
Hence, the monthly payment is $4,540.75
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a(n) _____ is a data validation rule that is performed on two or more fields to ensure that they are consistent or reasonable when considered together.
The result of the data validation process is data quality. A combination check is a data validation rule that is performed on two or more fields to ensure that they are consistent or reasonable when considered together. This type of data validation verifies if the account combination entered is valid.
Some americans argue that _____ should be used to keep domestic wages high and unemployment low.
Kym switched cell phone plans. she signed up for a new plan that will save her $3.50 per month compared to her old cell phone plan. the cost of the new phone plan for an entire year is $294. how much did kim pay per month under her old phone plan
What is montag willing to do to convince faber to help carry out the plan? farenhiet 451?
The total output produced by a firm divided by the quantity of workers employed by the firm is the definition of
The ________ consists of the unofficial but influential means of communication, decision making, and control that are part of the habitual way things get done in an organization. grapevine informal organization information tunnel interpersonal channel
Based on organizational management, the "grapevine " consists of the unofficial but influential means of communication, decision making, and control that are part of the habitual way things get done in an organization.
This is because grapevine is sometimes referred to as informal communication.
It often consists of rumors and can move from top to bottom or bottom to top in an organization.
It is sometimes referred to as gossips in an organization and can be termed informal or unofficial conversation.
Hence, in this case, it is concluded that the correct answer is option A. "Grapevine."
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Juan is a top manager at i.f.l., a matrix organization. he oversees both the product and functional chains of command, and is responsible for maintaining a power balance between the two sides of the matrix. juan is a _____.
Juan is considered to be the top leader. The top leader is the leader of the topmost leader or the one who is considered to have the highest rank in a certain organization or group by means of leading the particular organization.
If a contract term is ambiguous a court can consider extrinsic evidence
a. True
b. False
The correct answer is true. It is because if the contract term is likely ambiguous, the court will likely consider this as an extrinsic evidence or that the ambiguity is likely to be interpreted against the party who is responsible for drafting the term.
Physical inventory counts:are not necessary under the perpetual system.are not necessary under the cost-to benefit constraint.are necessary to determine differences between actual inventory available and the inventory account balance.must be taken at least once a month.require the use of hand-held portable computers.
PLEASE HELP!!!!! (20 POINTS) THERE IS MORE THAN ONE ANSWER! and the answer is not "all of them" I'll mark brainliest!
What are the critical questions that entrepreneurs need to ask themselves while starting a business?
a. Which location would be the most advantageous for my business?
b. What business structure would best suit my business?
c. Which recruitment agency should I use for hiring workers?
d. How many paid leaves can I give my employees in a year?
e. What is the total cost of ownership of my capital purchases?
Ramon funds small businesses that he believes have the potential to grow large. when these companies are still in their initial stages and need investment, he buys their stocks at a low price and later sells them at higher prices when they are successful. thus, ramon is a
The human resources officer denied mrs. merkel employment because she believes that at 62 years of age, mrs. merkel is too old to start a new career. this is an example of
The term __________, used to describe the cloud, means that the computing resources leased can be increased or decreased dynamically and that organizations only pay for the resources they use.
The price elasticity of demand measures the ________ that results from a ________.
Traditionally, small businesses tended to be concentrated in the ________ industry.
Traditionally, small businesses tended to be concentrated in the retail or retailing industry.
What is retailing industry?
Retail businesses are those that engage in the sale of goods or services to consumers. They rely on consumer demand to drive the selling of these products or services. The retail industry is still growing significantly and is one of the main focus areas for small businesses.
The retail sector includes all companies that provide goods and services to customers. There are many different sorts of retail sales and stores, including grocery, convenience, discount, independent, department, DIY, electrical, and specialized stores, all around the world.
A retail business sells modest quantities of products and services to customers, either in-person or online. Retail examples include grocery, clothing, and drugstores.
Thus, it is retailing industry.
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If a radio station aired a personal attack against a candidate but refused to allow the same candidate the opportunity to respond to that attack on its station, the station would be violating the
The First amendment is the radio station aired a personal attack.
What is the First amendment?No law may be passed by Congress that establishes a certain religion, forbids its practice, limits press or speech freedom, or restricts the ability of the public to peacefully assemble and petition the government for redress of grievances.
Under the First Amendment, you have the right to freedom of religion, expression, assembly, and petition. It forbids Congress from promoting one religion over another or from imposing restrictions on someone's right to follow their religion.
It protects the fundamental rights of conscience, including the freedom to have various beliefs and to express them in various ways. Thanks to the First Amendment, Americans are free to exercise their religion without interference from the government.
Thus, it is First amendment.
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In a relationalâ database, the three basic operations used to develop useful sets of dataâ are:
a. âwho, what, and where.
b. âselect, from, and join.
c. âselect, join, and where.
d. âselect, project, and join.
e. âselect, project, and where.
walmart's practice of using a ________ strategy is designed to promise ultimate value to consumers.
_____ power is a function of the amount of knowledge one possesses relative to the rest of the members of a group
An expert power is regarded as a function of the amount of knowledge one possesses relative to the rest of the members of a group. Therefore, the option B holds true.
What is the significance of expert power?Expert power can be referred to or considered as the amount of power held or possessed by an individual, which is significantly higher and greater than the other individual present in a close-knitted environment. Moreover, such power is having proficiency over others.
As mentioned above, it is rightly to be said expert power is not based upon strength, but upon the possession of knowledge in the hands of a person. This power is considered as the highest order of all the powers held by an individual.
Therefore, the option B holds true and states regarding the significance of expert power.
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The missing options to the incomplete question have been added below for better reference.
A. Coercive
B. Expert
C. Reward
D. Referent
Which employers include not only private companies and nonprofit organizations, but also hospitals, department stores, and car manufacturers?
A) banking services
B) insurance services
C) financial and investment planning
D) business financial management
Answer:
D is the answer
Explanation:
Match the scenarios with the economic concepts they illustrate.
Many foragers like to get the "best bang for their buck", by focusing on resources (such as plant foods) that are easier to acquire, but don't necessarily provide as many calories per unit as other resources, such as big-game animals. this cliché is a good example of:
Final answer:
Foragers prioritize gathering and hunting strategies that optimize energy intake per unit of effort, a concept known as optimal foraging theory. Our ancestral food preferences influence modern behaviors, with a tendency towards energy-dense foods requiring minimal effort to acquire.
Explanation:
The phrase 'getting the best bang for their buck' in the context of foragers focusing on resources that are easier to acquire, though potentially less calorie-dense than others, exemplifies the concept of optimal foraging theory. This theory, derived from evolutionary biology and anthropology, suggests that organisms, including humans, are shaped to maximize their energy intake per unit of effort. Hence, foragers would prioritize gathering and hunting strategies that yield the most amount of energy for the least amount of effort and risk, taking into account factors such as the time and energy spent on processing and handling the food resources.
In the past, foragers had to depend on what was readily available in the environment, and their choices were further influenced by the nutritional payoff versus the energy expended in obtaining that food. This included considerations of abundance and distribution of food sources. For example, resources that could be acquired quickly and with less effort, such as plant foods, might be favored over those that required more energy to capture and prepare, such as big-game animals.
Modern humans still exhibit eating behaviors influenced by our foraging ancestors. Fast food, for instance, is highly attractive because it involves minimal effort for a high calorie return, echoing our ancestors' energy-efficient food choices. Our preferences for energy-dense foods with high fat, sugar, and carbohydrates are further reinforced by our evolutionary heritage, which optimized for survival in environments where food scarcity could be a real concern.
The phrase describes the principle of optimal foraging theory, which states that foragers aim to maximize energy intake while minimizing effort.
Many foragers like to get the "best bang for their buck" by focusing on resources (such as plant foods) that are easier to acquire, even if they don't provide as many calories per unit as other resources like big-game animals.
This cliché is a good example of the principle of optimal foraging theoryOptimal foraging theory suggests that foragers maximize their energy intake per unit of time spent foraging by considering the caloric value of food, the effort required to obtain it, and the processing and handling time. For instance, if cracking a nut consumes more energy than the nut provides, foragers will avoid it, just as they might choose to gather easily found plant foods over hunting small, elusive game._____________, which can be approximated by the growth of gross domestic product, ultimately determines the prevailing standard of living in a country. trade balance inflation education economic growth
Loretta lives in Virginia, which has a sales tax of 4%. She just bought a pair of binoculars whose full price was $280, but she presented the retailer with a coupon for $60, which the retailer accepted. What was the total amount that Loretta paid?
ANSWER: $231.20
EXPLANATION: Loretta will have to pay $231.20 as the final amount. The pair of binoculars were priced $280 and the sales tax was 4%, which adds up to $291.20 as the net price. But, Loretta presented a which was of $60.
So, subtracting $60 from $291.20, we get $231.20
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Why would a bank give you only 3% interest on money in your savings account while charging you 5% interest for a loan?
a.The focus of banks is making money, so they increase interest rates on loans to make more money.
b.Since interest on a deposit is compounded, banks are actually paying more in interest to the depositors.
c.Government regulations force banks to charge higher interest rates on loans than they do on savings
d.Banks are businesses and need to make money or cover overhead expenses.
Answer:
Explanation:
banks’ need to cover expenses and make a profit
"which type of debt is given preference in the event of default"
You bought a stock one year ago for $ 50.00 per share and sold it today for $ 55.00 per share. It paid a $ 1.00 per share dividend today. What was your realized return?
Kayla is a supervisor who manages a production line. she spends several hours each week developing specific employee work assignments and production schedules for the coming week so that the production department can meet its short-term production objectives. this suggests that a significant component of kayla's job involves
Which of the following business processes would most likely be fully manual?
A. Amazon.com tracking data on its best-selling book titles
B. Walmart deciding which items to put on sale
C. A local grocery store tracking its inventory
D. A new restaurant choosing its weekly specials,
D. A new restaurant choosing its weekly specials is a business process that would most likely be fully manual. The other choices are all related to data and tracking different inventory or data processing. Since picking weekly specials isn't something that needs to be tracked intially due to the restaurant being new, this would be the easiest process to be fully manual.
The 'why?' question of the three questions design framework is
I believe the answer is: Why should I pick you?
This questions often asked by potential employer to give the candidate with the opportunities to showcase their own positive attributes. When being asked this question, you must confidently provide the talents or skill set that make you stand out compared to other candidates.