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Why would a bank give you only 3% interest on money in your savings account while charging you 5% interest for a loan?
a.The focus of banks is making money, so they increase interest rates on loans to make more money.
b.Since interest on a deposit is compounded, banks are actually paying more in interest to the depositors.
c.Government regulations force banks to charge higher interest rates on loans than they do on savings
d.Banks are businesses and need to make money or cover overhead expenses.
Answer:
Explanation:
banks’ need to cover expenses and make a profit
PLEASE HELP!!!!! (20 POINTS) THERE IS MORE THAN ONE ANSWER! and the answer is not "all of them" I'll mark brainliest!
What are the critical questions that entrepreneurs need to ask themselves while starting a business?
a. Which location would be the most advantageous for my business?
b. What business structure would best suit my business?
c. Which recruitment agency should I use for hiring workers?
d. How many paid leaves can I give my employees in a year?
e. What is the total cost of ownership of my capital purchases?
a(n) _____ is a data validation rule that is performed on two or more fields to ensure that they are consistent or reasonable when considered together.
The result of the data validation process is data quality. A combination check is a data validation rule that is performed on two or more fields to ensure that they are consistent or reasonable when considered together. This type of data validation verifies if the account combination entered is valid.
The price elasticity of demand measures the ________ that results from a ________.
Which of the following business processes would most likely be fully manual?
A. Amazon.com tracking data on its best-selling book titles
B. Walmart deciding which items to put on sale
C. A local grocery store tracking its inventory
D. A new restaurant choosing its weekly specials,
D. A new restaurant choosing its weekly specials is a business process that would most likely be fully manual. The other choices are all related to data and tracking different inventory or data processing. Since picking weekly specials isn't something that needs to be tracked intially due to the restaurant being new, this would be the easiest process to be fully manual.
Many foragers like to get the "best bang for their buck", by focusing on resources (such as plant foods) that are easier to acquire, but don't necessarily provide as many calories per unit as other resources, such as big-game animals. this cliché is a good example of:
Final answer:
Foragers prioritize gathering and hunting strategies that optimize energy intake per unit of effort, a concept known as optimal foraging theory. Our ancestral food preferences influence modern behaviors, with a tendency towards energy-dense foods requiring minimal effort to acquire.
Explanation:
The phrase 'getting the best bang for their buck' in the context of foragers focusing on resources that are easier to acquire, though potentially less calorie-dense than others, exemplifies the concept of optimal foraging theory. This theory, derived from evolutionary biology and anthropology, suggests that organisms, including humans, are shaped to maximize their energy intake per unit of effort. Hence, foragers would prioritize gathering and hunting strategies that yield the most amount of energy for the least amount of effort and risk, taking into account factors such as the time and energy spent on processing and handling the food resources.
In the past, foragers had to depend on what was readily available in the environment, and their choices were further influenced by the nutritional payoff versus the energy expended in obtaining that food. This included considerations of abundance and distribution of food sources. For example, resources that could be acquired quickly and with less effort, such as plant foods, might be favored over those that required more energy to capture and prepare, such as big-game animals.
Modern humans still exhibit eating behaviors influenced by our foraging ancestors. Fast food, for instance, is highly attractive because it involves minimal effort for a high calorie return, echoing our ancestors' energy-efficient food choices. Our preferences for energy-dense foods with high fat, sugar, and carbohydrates are further reinforced by our evolutionary heritage, which optimized for survival in environments where food scarcity could be a real concern.
The phrase describes the principle of optimal foraging theory, which states that foragers aim to maximize energy intake while minimizing effort.
Many foragers like to get the "best bang for their buck" by focusing on resources (such as plant foods) that are easier to acquire, even if they don't provide as many calories per unit as other resources like big-game animals.
This cliché is a good example of the principle of optimal foraging theoryOptimal foraging theory suggests that foragers maximize their energy intake per unit of time spent foraging by considering the caloric value of food, the effort required to obtain it, and the processing and handling time. For instance, if cracking a nut consumes more energy than the nut provides, foragers will avoid it, just as they might choose to gather easily found plant foods over hunting small, elusive game.Some americans argue that _____ should be used to keep domestic wages high and unemployment low.
What is montag willing to do to convince faber to help carry out the plan? farenhiet 451?
If a radio station aired a personal attack against a candidate but refused to allow the same candidate the opportunity to respond to that attack on its station, the station would be violating the
The First amendment is the radio station aired a personal attack.
What is the First amendment?No law may be passed by Congress that establishes a certain religion, forbids its practice, limits press or speech freedom, or restricts the ability of the public to peacefully assemble and petition the government for redress of grievances.
Under the First Amendment, you have the right to freedom of religion, expression, assembly, and petition. It forbids Congress from promoting one religion over another or from imposing restrictions on someone's right to follow their religion.
It protects the fundamental rights of conscience, including the freedom to have various beliefs and to express them in various ways. Thanks to the First Amendment, Americans are free to exercise their religion without interference from the government.
Thus, it is First amendment.
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Whenever bhavin left his homework at school, he lost his computer privileges for two days. bhavin forgets his homework much less often now. losing computer privileges is an example of:?
In Bhavin's case, losing computer privileges for forgetting his homework is an example of negative punishment – a psychology concept which takes away a pleasant stimulus in order to decrease the likelihood of an undesired behavior.
Explanation:In psychology, negative punishment is a concept in operant conditioning. This concept involves taking away a pleasant stimulus when an undesired behavior occurs in order to decrease the likelihood of that behavior happening again. In Bhavin's case, the pleasant stimulus is using the computer and the undesired behavior is forgetting his homework. When Bhavin forgets his homework, his privilege of using the computer is taken away. This negatively impacts him, and as a result, he tries to avoid forgetting his homework in order to prevent losing his computer privileges.
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Kym switched cell phone plans. she signed up for a new plan that will save her $3.50 per month compared to her old cell phone plan. the cost of the new phone plan for an entire year is $294. how much did kim pay per month under her old phone plan
When you create a work, you must apply for protection of that work by copyright and only then do you have exclusive rights to its distribution, modification, and sale?
Traditionally, small businesses tended to be concentrated in the ________ industry.
Traditionally, small businesses tended to be concentrated in the retail or retailing industry.
What is retailing industry?
Retail businesses are those that engage in the sale of goods or services to consumers. They rely on consumer demand to drive the selling of these products or services. The retail industry is still growing significantly and is one of the main focus areas for small businesses.
The retail sector includes all companies that provide goods and services to customers. There are many different sorts of retail sales and stores, including grocery, convenience, discount, independent, department, DIY, electrical, and specialized stores, all around the world.
A retail business sells modest quantities of products and services to customers, either in-person or online. Retail examples include grocery, clothing, and drugstores.
Thus, it is retailing industry.
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kellogg's begins to sell its cereals in new markets after conducting extensive marketing research. after the cereal begins to appear in these new markets, the company increases its promotion expenditure to counteract competitive responses. kellogg's is in the ________ stage of the product life cycle.
In response to the question, Kellogg's increase in promotion expenditure to counteract competitive responses after entering new markets suggests that the company is in the Growth stage of the product life cycle. This stage is marked by increased product acceptance, revenue growth, and heavier investment in marketing to strengthen market position.
Explanation:Kellogg's begins to sell its cereals in new markets after conducting extensive marketing research. After the cereal begins to appear in these new markets, the company increases its promotion expenditure to counteract competitive responses. Kellogg's is in the Growth stage of the product life cycle. In this phase, companies typically see an increase in product acceptance, and therefore, increase their efforts in promotional activities to solidify their market presence. This strategic movement is crucial to fend off competitors who may enter the market as a result of the initial success seen by the pioneering firm. The growth stage is characterized by rapid revenue growth, improving profitability, and increasing market share. It is during this time that companies like Kellogg's invest heavily in marketing to maximize their reach and establish a strong positioning before the market becomes too saturated.
Match the scenarios with the economic concepts they illustrate.
The classical viewpoint of management emphasized ways to ___
The classical viewpoint of management emphasized ways to manage work more efficiently. Therefore, the correct option is B.
The early 20th century saw the emergence of the classical management perspective, which placed a strong emphasis on raising organizational productivity and efficiency. This viewpoint looked at how to manage work more effectively by looking at tasks, procedures, and organizational structures.
The key figures linked with the classical perspective are Max Weber, Henri Fayol, and Frederick Winslow Taylor. To attain corporate objectives, they put out guidelines and theories for boosting output and streamlining processes.
Thus, the ideal selection is option B.
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The complete question might be:
The classical viewpoint of management emphasizes ways to ______.
A foster first-mover advantage
B manage work more efficiently
C achieve economies of scale
D enhance employee relations
walmart's practice of using a ________ strategy is designed to promise ultimate value to consumers.
_____________, which can be approximated by the growth of gross domestic product, ultimately determines the prevailing standard of living in a country. trade balance inflation education economic growth
Juan is a top manager at i.f.l., a matrix organization. he oversees both the product and functional chains of command, and is responsible for maintaining a power balance between the two sides of the matrix. juan is a _____.
Juan is considered to be the top leader. The top leader is the leader of the topmost leader or the one who is considered to have the highest rank in a certain organization or group by means of leading the particular organization.
Loretta lives in Virginia, which has a sales tax of 4%. She just bought a pair of binoculars whose full price was $280, but she presented the retailer with a coupon for $60, which the retailer accepted. What was the total amount that Loretta paid?
ANSWER: $231.20
EXPLANATION: Loretta will have to pay $231.20 as the final amount. The pair of binoculars were priced $280 and the sales tax was 4%, which adds up to $291.20 as the net price. But, Loretta presented a which was of $60.
So, subtracting $60 from $291.20, we get $231.20
The human resources officer denied mrs. merkel employment because she believes that at 62 years of age, mrs. merkel is too old to start a new career. this is an example of
In a relationalâ database, the three basic operations used to develop useful sets of dataâ are:
a. âwho, what, and where.
b. âselect, from, and join.
c. âselect, join, and where.
d. âselect, project, and join.
e. âselect, project, and where.
"which type of debt is given preference in the event of default"
If a contract term is ambiguous a court can consider extrinsic evidence
a. True
b. False
The correct answer is true. It is because if the contract term is likely ambiguous, the court will likely consider this as an extrinsic evidence or that the ambiguity is likely to be interpreted against the party who is responsible for drafting the term.
Which employers include not only private companies and nonprofit organizations, but also hospitals, department stores, and car manufacturers?
A) banking services
B) insurance services
C) financial and investment planning
D) business financial management
Answer:
D is the answer
Explanation:
Ramon funds small businesses that he believes have the potential to grow large. when these companies are still in their initial stages and need investment, he buys their stocks at a low price and later sells them at higher prices when they are successful. thus, ramon is a
The 'why?' question of the three questions design framework is
I believe the answer is: Why should I pick you?
This questions often asked by potential employer to give the candidate with the opportunities to showcase their own positive attributes. When being asked this question, you must confidently provide the talents or skill set that make you stand out compared to other candidates.
Kayla is a supervisor who manages a production line. she spends several hours each week developing specific employee work assignments and production schedules for the coming week so that the production department can meet its short-term production objectives. this suggests that a significant component of kayla's job involves
The term __________, used to describe the cloud, means that the computing resources leased can be increased or decreased dynamically and that organizations only pay for the resources they use.
Physical inventory counts:are not necessary under the perpetual system.are not necessary under the cost-to benefit constraint.are necessary to determine differences between actual inventory available and the inventory account balance.must be taken at least once a month.require the use of hand-held portable computers.