Liquid assets are easily converted into cash without significant price impact, while illiquid assets are challenging to sell quickly and may require time and effort to find suitable buyers, potentially resulting in a discount from their intrinsic value.
Liquid and illiquid assets are terms used to describe the ease with which an asset can be converted into cash or sold in the market.
The key difference between the two lies in how quickly and at what cost these assets can be turned into cash:
Liquid Assets:
Liquid assets are those that can be easily and quickly converted into cash with minimal price impact.
These assets are highly tradable and have an active market with many buyers and sellers. Some common examples of liquid assets include:
Cash and cash equivalents: Physical currency, bank deposits, and money market instruments.
Marketable securities: Stocks, bonds, and other financial instruments that can be easily sold in the open market.
Exchange-traded funds (ETFs) and mutual funds: Shares in these funds can be traded throughout the day on exchanges.
Blue-chip stocks: Shares of well-established, large-cap companies with high trading volumes.
The liquidity of an asset is crucial for investors who may need quick access to cash for emergencies or investment opportunities.
Liquid assets tend to have lower risk because they can be quickly sold without significantly impacting their market value.
Illiquid Assets:
Illiquid assets, on the other hand, are those that cannot be easily or quickly converted into cash without substantial price discounts or extended time periods.
These assets have a limited number of buyers and sellers, making it challenging to sell them on short notice. Examples of illiquid assets include:
Real estate properties: Selling real estate can take time and effort due to the complexities of the property market.
Private equity: Investments in private companies or ventures that may have limited opportunities for resale.
Artwork and collectibles: The market for these assets can be narrow, and finding a buyer at the desired price might be difficult.
Small-cap or low-volume stocks: Shares of lesser-known companies with lower trading volumes can be illiquid.
Illiquid assets can carry higher risk because investors might face difficulties selling them quickly, especially during economic downturns or market crises.
Consequently, illiquid assets often require a long-term investment horizon.
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Which statement best defines the term copayment? A) It is money a consumer receives after experiencing a loss. B) It is a payment made before a consumer can make a claim. C)It is money paid by a consumer to share the cost of a payout. D) It is a fee paid to an insurance company to purchase coverage.
The correct answer is C. It is money paid by a consumer to share the cost of a payout.
Copayment is termed as the amount which is fixed which covers a service or being paid by a patient to the provider before the service is being received.
Mostly copayment occurs in insurance companies whereby the insured pays some amount of money before accessing to medical service.
In order to prevent moral hazard bu insurance company they use copayment so as to share the costs of health care.
Answer:
it is money paid by a consumer to share the cost of a payout (c)
Explanation:
If you are including a copy of your résumé with your cover letter, you should type _____ as the last word on your cover letter.
résumé
enclosure
included
p.s.
Answer:
Enclosure
Explanation:
I was FORCED to take 2 years of business, and they taught the same dam.n course twice. trust me, its right
(I didn't fail the course the first time, my school said my "typing was not fast enough, and i needed to take the course again" even though i could type at the required speed. its because only type with my two index fingers, not with eight fingers like most people. even after the second year, i learned how to type "the right way" and typed just fast enough to pass, and promptly went back to the old way. I promise it is an insightful response to your question and is the right answer. if it wasn't i wouldn't take the points)
If including a résumé with your cover letter, type "enclosure" as the last word to alert the recipient of additional documents, ensuring your application is organized and professional.
If you are including a copy of your résumé with your cover letter, you should type "enclosure" as the last word on your cover letter. When sending a cover letter, it's important to include any additional documents as enclosures. This practice alerts the recipient that there are other documents to review in addition to the cover letter itself. An enclosure can be anything from a résumé to a writing sample. Including the word "enclosure" at the bottom of your cover letter ensures that your résumé or any other enclosed documents are not overlooked by the hiring manager or admissions officer. Additionally, indicating enclosures in your cover letter helps to keep your application organized and professional.
The economy of a country was indicating negative earnings. Subsequently it recovers to display positive growth. What type of unemployment could be a part of this economy?
A )frictional unemployment
B )structural unemployment
C) seasonal unemployment
D) cyclical unemployment
Answer:
The answer to the question is (D).Cyclical unemployment
Explanation:
Cyclical unemployment is the summation of all unemployment that directly results from economic cycles that are either upturn and downturn.
The major cause of Unemployment is the rise of recessions and its declines during economic expansions. the factor responsible for major motivation behind the study of economics and the goal of the various policy tools that governments employ to stimulate the economy is called the Moderating.
The simplest remedy available to the ftc against firms charged with false, misleading, or deceptive advertising is __________ . cease and desist order consent decree corrective advertising fines
Tina's mother and father pay her car insurance as long as she makes good grades. This is an example of which economic concept? A) scarcity B) law of demand C) positive incentive D) negative incentive
the answer is C. positive incentive
A firm has a fixed cost of $500 in its first year of operation. when the firm produces 100 units of output, its total costs are $3,500. when it produces 101 units of output, its total costs are $3,750. what is the marginal cost of producing the 101st unit of output?
a. $340.91
b. $250
c. $350
d. $275
Constantinos has a health insurance policy with a $1,000 deductible and 5% co-pay on the next $10,000. Which of the following actions would most likely decrease her premium?
A. Decreasing the co-pay to 2%
B. Increasing the co-pay to 10%
C. Decreasing the deductible to $500
D. Eliminating all of the co-pays
What term describes laws aimed at promoting competition among firms?
In which form of business is a single individual responsible for the repayment of any debts? proprietorship. corporation. partnership. family-run business?
What strategies can i use with keywords to help narrow down the search results?
Final answer:
To efficiently narrow down search results, use Boolean operators, limit results with advanced search options, and develop effective keywords, revising your strategy if needed.
Explanation:
To narrow down search results using keywords, u user can consider the following strategies:
Use Boolean operators such as AND, OR, and NOT to combine keywords, exclude words, or include synonyms for more precise results.Utilize advanced search options to limit your results to certain domains or to find content with specific usage rights.Develop effective keywords by breaking down your topic into main concepts and considering synonyms or related terms for flexibility.Part of effective searching is revising your strategy if needed. If initial results are not satisfactory, add more specific words or change the keywords to better match what you're looking for.
To use capm to calculate cost of equity you need to know
Final answer:
To calculate the cost of equity using CAPM, key inputs include the risk-free rate, expected market return, the beta of the investment, and expected dividends. The formula factors in compensation for risk over a risk-free investment and influences share pricing.
Explanation:
To use the Capital Asset Pricing Model (CAPM) to calculate the cost of equity, you need to gather several key pieces of information. These include the risk-free rate of return (often based on government bond yields), the expected market return (the return from the stock market as a whole), the beta of the investment (which measures the volatility of the investment relative to the market), and the expected dividend payments if applicable.
Once you have all these components, the CAPM formula is expressed as:
Cost of Equity = Risk-Free Rate + Beta * (Market Return - Risk-Free Rate)
This equation represents the return that investors expect for taking on the additional risk of investing in the equity over a risk-free investment. In real-world applications, factors such as expected profits and the interest rate used for discounting them can influence this calculation, which, in turn, affects investment decisions and the price per share.
Which choice best describes labor laws passed during the New Deal?
A. Union friendly
B. Neutral towards unions
C. No labor laws were passed during that time period
D. Anti-union
The free movement of capital around the world is also known as ________.
Why is it not useful to look around the room when listening to a speech ?
Answer:
Looking at other things can cause your mind to make connections leading to another train of thought
Explanation:
Bernadette took out a loan for $1250 at a 10.8% APR, compounded monthly, to buy a refrigerator. If she will make monthly payments of $85.50 to pay off the loan, which of these expressions could be used to calculate the number of payments she will have to make?
Answer:
log(85.5/85.5-(1250)(0.009))/log(1+0.009)
Explanation:
exactly how it is. I got it correct
Final answer:
To calculate the number of payments Bernadette will have to make to pay off her loan, we can use the present value formula. By plugging in the values, we find that she will have to make approximately 17 payments.
Explanation:
To calculate the number of payments Bernadette will have to make to pay off her loan, we need to use the present value formula:
PV = PMT × (1 - (1 + r)⁻ⁿ) / r
Where:
PV is the present value of the loan, which is $1250
PMT is the monthly payment, which is $85.50
r is the monthly interest rate, which is 10.8% divided by 12 (0.108 / 12)
n is the number of payments
By rearranging the formula and solving for n, we can find the number of payments:
n = -log(1 - (PV × r) / PMT) / log(1 + r)
Plugging in the values, we get:
n = -log(1 - (1250 × (0.108 / 12)) / 85.50) / log(1 + (0.108 / 12))
Simplifying this equation gives us:
n ≈ 16.57
Therefore, Bernadette will have to make approximately 17 payments to pay off her loan.
Planet company sells a product for $16 per unit, variable cost is $12 per unit, and the total fixed cost is $6,000. What is the break-even point in units?
Final answer:
The break-even point is 1,500 units.
Explanation:
To calculate the break-even point, we need to find the point where the total cost equals the total revenue. Total cost is the sum of fixed cost and variable cost per unit multiplied by the number of units, while total revenue is the selling price per unit multiplied by the number of units.
In this case, the fixed cost is $6,000, the selling price per unit is $16, and the variable cost per unit is $12. Let x represent the number of units sold. We can set up the equation:
Total cost = Total revenue
$6,000 + $12x = $16x
Solving for x, we get:
$6,000 = $4x
x = $6,000/$4 = 1,500
Therefore, the break-even point is 1,500 units.
To calculate the break-even point for Planet company, the total fixed costs ($6,000) are divided by the contribution margin per unit, calculated as the selling price per unit ($16) minus the variable cost per unit ($12), resulting in a break-even point of 1,500 units.
Explanation:The student's question pertains to calculating the break-even point for a product that Planet company sells. To find the break-even point in units, you must divide the total fixed costs by the contribution margin per unit, which is the selling price per unit minus the variable cost per unit. In this case, the break-even point in units for the Planet company, which sells the product for $16 per unit, incurs a variable cost of $12 per unit, and has total fixed costs of $6,000, would be calculated as follows:
Total Fixed Costs = $6,000
Selling Price per Unit (SP) = $16
Variable Cost per Unit (VC) = $12
Contribution Margin per Unit (CM) = SP - VC = $16 - $12 = $4
Break-even Point in Units (BEU) = Total Fixed Costs / CM = $6,000 / $4 = 1,500 units
Therefore, Planet company would have to sell 1,500 units of its product to reach the break-even point.
The sahara company purchased equipment on january 1, 2015, for $100,000. the equipment had an estimated residual value of $10,000, an estimated useful life of five years, and estimated lifetime output of 18,000 units. in 2016, the company produced 4,400 units and recorded depreciation expense of $22,000. what depreciation method did the company use?
Final answer:
The Sahara Company used the units-of-production method for calculating depreciation on their equipment, with a calculated depreciation rate of $5 per unit, resulting in a $22,000 expense for the 4,400 units produced in 2016.
Explanation:
The Sahara Company seems to have used the units-of-production depreciation method when recording the depreciation expense for their equipment. This method allocates the cost of an asset over its useful life based on the number of units it produces. The calculation would involve subtracting the residual value ($10,000) from the cost of the equipment ($100,000) to determine the depreciable base ($90,000), then dividing by the estimated total units of production (18,000 units) to get the depreciation rate per unit.
In 2016, Sahara produced 4,400 units. Using the units-of-production depreciation method, the depreciation expense for that year would be the depreciation rate per unit multiplied by the number of units produced.
If the recorded depreciation expense is $22,000, we can infer that this method was indeed used.
As a confirmation, we can calculate the rate per unit: $90,000 / 18,000 units = $5 per unit.
By multiplying $5 per unit by the number of units produced in 2016 (4,400 units), we get $22,000, which matches the recorded depreciation expense.
Cala manufacturing purchases a large lot on which an old building is located as part of its plans to build a new plant. the negotiated purchase price is $264,000 for the lot plus $159,000 for the old building. the company pays $32,000 to tear down the old building and $47,304 to fill and level the lot. it also pays a total of $1,309,874 in construction costs—this amount consists of $1,232,100 for the new building and $77,774 for lighting and paving a parking area next to the building.
Which of the 4ps in the marketing mix is most directly related to discounts and allowances of purchased products in a b2b transaction?
One of the four Ps of the marketing mix, price, is most closely tied to the discounts and allowances given for goods purchased in a B2B transaction.
What is Business-to-Business (B2B)?
Business-to-business (B2B), sometimes known as B-to-B, is a type of transaction that takes place between businesses. Examples include a transaction between a manufacturer and wholesaler or a wholesaler and a retailer. In contrast to doing business with a single consumer, business-to-business refers to transactions between businesses. The terms "business-to-business" and "business-to-government" refer to different types of transactions.
B2B transactions are also typical for businesses in the auto industry, as well as for housekeeping, property management, and industrial cleanup firms. Business-to-consumer transactions (B2C) are those that take place between a corporation and a single consumer.
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1. What is the term used to describe a check that has been outstanding for more than six months? (1 point)
A.postdated
B.stale
C.certified
D.current
2. At your part-time job in a famous cheesesteak restaurant, you are asked to sign an agreement not to compete if you decide to leave your position there, meaning you will not leave and open up a competing cheesesteak restaurant. Why would a company ask you to sign such an agreement? (1 point)
A. so that you do not leave your current position
B. so that you do not take any trade secrets like recipes from the company if you leave
C. so that you do not talk to your friends about your duties and responsibilities at the restaurant
D. so that you do not go to culinary school to become a chef
3. Under the __________ Clause of the U.S. Constitution, treaties become part of the law of the land. (1 point)
A. Commerce
B. Supremacy
C. Executive
D. Treaty
failure to pay on a mortgage is called
Answer:
Defualt
Explanation:
Responsibility accounting cannot be used effectively
a.for costs allocated to the responsibility level.
b.when budget data can be developed for evaluating the manager's effectiveness in controlling costs.
c.for costs that can be directly associated with the specific level of responsibility.
d.for costs controllable at the level of responsibility with which they are associated.
The laffer curve makes the point that cutting a very high marginal tax rate can __________ the tax base enough so that tax revenues actually __________.
Environmental groups or fair labor practice groups that challenge firms to maintain high standards are examples of:
a. primary stakeholder groups
b. secondary stakeholder groups
c. shareholders
d. csrs
an example of a spousal equivalent as defined in AICPA independence rules is
Answer:
Eligibility to take the Uniform CPA Exam is determined by individual State Boards of Accountancy. Typically, the application is a bachelor's degree from the American University that includes a minimum number of credits in accounting and business administration, plus 1 year of additional study. This 5-year study requirement is known as the “150 hour rule” and has been adopted by most state boards, although there are still some exceptions (eg, California). This requirement requiring 150 hours of study has been adopted by 45 states.
The Colorado State Board of Accountancy allows Chartered Certified Accountants (ACCA), along with Chartered Accountants from eligible jurisdictions (Australia, South Africa, Canada, Ireland, New Zealand) to automatically qualify for the Uniform CPA Exam as candidate in Colorado. Since December 9, 2009, ACCA members are not automatically eligible to take the Uniform CPA Exam.
Explanation:
Because genetically modified seeds are _______, farmers cannot keep any of the seed themselves but must purchase seeds each year from companies such as monsanto.
Chewy Candy has a beginning inventory of $1,000 with a retail value of $1,800. June purchases were $3,000, with a retail value of $4,700 and retail sales were $4,200. What is the June 30 estimated ending inventory at cost under the retail method?
Final answer:
To estimate the ending inventory at cost under the retail method, calculate the cost-to-retail percentage and apply it to the ending inventory at retail. The cost-to-retail percentage is approximately 61.54%, and the estimated ending inventory at cost for Chewy Candy is about $1,415.42.
Explanation:
To calculate the estimated ending inventory at cost using the retail method, we first need to find the cost-to-retail percentage and then apply it to the ending inventory at retail.
Calculate the cost-to-retail percentage.Therefore, the estimated ending inventory at cost for Chewy Candy as of June 30 is approximately $1,415.42.
When tariffs are imposed, the losers include domestic consumers and the domestic government. foreign consumers and domestic producers of import-competing goods. domestic consumers and domestic producers of import-competing goods. domestic consumers and foreign producers?
When tariffs are imposed, the losers include domestic consumers and foreign producers. Thus option D is correct.
What are tariffs?A tariff is a levy enforced on imported or exported of products by the administration of a territory or by an international union. Import tariffs can regulate international trade as serve as a means of supporting or defending home business in addition to providing the government with cash.
The tariff pushes domestic prices over those found abroad. Although they pay more and purchase more of the product, investors lose out. Domestic businesses improve their productivity and profit as a result of the internal pricing increase. When restrictions are implemented, both local products and foreign industries lose out.
Therefore, option D is the correct option.
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a career pathway is:
Select the best answer choice
A. An occupational pursuit
B. The choice of a career option
C. The road to a given career
D. A set of standards to help an individual to pursue a specific career
Final answer:
A career pathway is the C. road to a given career including education, training, and relevant job roles towards a desired career goal. It assists in making informed decisions about the future by considering one's interests, skills, and the steps necessary to achieve career objectives.
Explanation:
A career pathway is generally considered to be The road to a given career. This encompasses the steps and stages an individual may take to grow in a particular profession, including education, training, and various job roles that lead to a desired career goal. Career pathways provide a sequence of education, training, and professional experiences that lead to an increasingly specific occupation.
When you are considering career paths or career options, it's important to identify your goals and the necessary steps towards achieving them. Taking into account educational attainment, occupational prestige, and the potential for job satisfaction, helps in making informed decisions about your future profession or vocation.
For those who feel unsure about their goals and the steps needed to achieve them, researching various career paths and understanding the nature of different jobs, like day-to-day responsibilities and job prospects, is crucial in guiding decision-making and helps in choosing a career that aligns with one's interests and skills.
The employment potential of the Education and Training career cluster in 2020 compared to other clusters is expected to be
below average.
average.
above average.
the same as 2000.
The employment potential in the Education and Training career cluster is expected to be above average compared to other clusters due to higher growth rates for jobs requiring more education. The correct answer is C.
The employment potential of the Education and Training career cluster in 2020 compared to other clusters is expected to be:
Above average
Higher growth rates are projected for jobs requiring more education
Jobs without degrees may find it more challenging to secure employment