Explain how your credit score can affect how much you pay for a loan.
Well if you have horrid credit then you pay fees for the loan as if it was not hard enough to pay it back if it is medium then you still face the same penalty but if your credit it stupendous then all you have to do is repay the money amount of the loan! i hope that this helps you!!!
Credit score is representative of an individual's credit score and shows the credibility of a person in the market. It is affected by a number of factors like history of repayments, legal status of activities from money, loans taken, etc.
Credit score is calculated by various credit rating agencies and are updated every month depending upon the credit history of such individual. It is calculated out of 900 where higher the score, higher is the credibility of that person.
Credit score is a visual representation of a credit history of a person which is affected by timely payments and whether the payments is done in full or not. The score is also affected by no. of loans distributed to such person and there is no default in repayment of such loan's every month.The principle amount along with interest must be paid in full. If there is a delay of even 1 day in repaying such payments the score is lowered. A credit score of below 650 is considered to be WEAK, 650- 780 is considered GOOD and anything above that is considered as an EXCELLENT credit score.Hence, credit score is affected by timely repayments, payments in full and whether there is any default in repayment over the past.
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Select all that apply. The following careers spend a lot of time working with people: sales clerk
hotel hospitality
semitruck drivers
computer programmers
The correct answers are A. Sales clerk and B. Hotel hospitality
Explanation:
Career refers to a professional path that is related to specific positions and jobs. Additionally, careers differ in many aspects including educational requirements, occupations, skills or abilities and even the time working with people that includes working with co-workers or customers/clients. This last aspect is more common in careers related to sellings, tourism, education, medicine, among others.
In this way, the careers that imply spending a lot of time working with people are sales clerk because you will need to interact with possible clients all the time, and hotel hospitability because in this case, you will need to speak and interact with people that are staying in the hotel. Also, others such as semi-truck drivers or computer programmers are careers that do not necessarily require spending time with others.
If you’re already working, what led you to choose this job? Do you think it was a good choice?
Answer:
It depends on what you like to do. For example if you like working in quiet places you would work at a library, if you like being at stores and always moving then work retail. What you like to do can lead you to choose a job.
Explanation:
Anthony Clement is applying for a car loan. The lending institution requires a personal net worth statement. Anthony currently has $1,085.00 in cash, and his camera is worth $635.00. He also owes Vista Travel $305.00 and Kelley Electronics $83.00. Complete a net worth statement for Anthony Clement. Select Current Date in the appropriate field. In each section, enter items in descending order of amount.
Accounting 1
Answer: Anthony's net worth is $1322.
The personal net worth statement of Anthony Clement
Assets:
Cash 1085
Camera 635
Total Assets 1720 (1085+635)
Liabilities:
Owed to Vista Travel 305
Owed to Kelley Electronics 83
Total Liabilities 388 (305+83)ony's net wprth os
Net Worth [tex]1720 - 388 = 1332[/tex]
To calculate Anthony Clement's net worth, we subtract the total liabilities from the total assets. His net worth is $1,332.00.
Explanation:Net Worth Statement for Anthony Clement
Date: [Current Date]
AssetsCash: $1,085.00Camera: $635.00LiabilitiesVista Travel: $305.00Kelley Electronics: $83.00Calculation:
To calculate Anthony Clement's net worth, we need to subtract the total liabilities from the total assets:
Total Assets = Cash + Camera = $1,085.00 + $635.00 = $1,720.00
Total Liabilities = Vista Travel + Kelley Electronics = $305.00 + $83.00 = $388.00
Net Worth = Total Assets - Total Liabilities = $1,720.00 - $388.00 = $1,332.00
Therefore, Anthony Clement's net worth is $1,332.00.
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Which career would be most suitable for someone with a strong extraversion preference in MBTI chart
A) landscaper
B) freelance writer
C) politician
D) research librarian
A career as a politician is likely most suitable for someone with a strong extraversion preference according to the MBTI chart, due to the nature of public interaction and socialization required in politics.
Explanation:Among the options given, a career as a politician would most likely be the most suitable for someone with a strong extraversion preference according to the MBTI (Myers–Briggs Type Indicator) chart. Extraverts are typically outgoing, enjoy socializing, and feel energized by interaction with others. Being a politician often requires networking, public speaking and working closely with different groups of people, therefore correlating well with the extroverted personality type.
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Im trying to help answer questions but when i click the answer button I dont see a text box. (btw im on computer
Answer:
It might be your computer or the Brainly app.
Explanation:
My computer acted the same way a few days ago, but when i changed the browser i was using the problem resolved itself.
I suggest you try changing your browser too and see what happens, or try logging onto Brainly using the browser version if you were previously using the app.
Barring any progress, i suggest you contact the Brainly team for additional support.
Lupe wants an account into which she can deposit her paychecks. She also wants to use the money in her account to pay for her expenses. Which type of account is most likely best for her? CD checking account savings account money market account
The account that is best for her is a checking account
A checking account is an account with a financial institution that allows the holder to deposit and withdraw money without limit. A checking account can be used for daily expenses.
Benefits of a checking account
Holders can receive direct deposit Holders have easy access to their moniesA money market account is an account used when people want to save their money for a longer period.
A savings account allows customers of a bank to save their money or withdraw it.
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Answer:
checking account
Explanation:
Checking account is most likely best for her.
A zoo animal with an infectious disease needs to be If there is no means to keep the animal in.
Answer:
Euthanized if not able to be quarentined.
Explanation:
Which of the following combinations include only services? a a health consult, prescription medication, and kickboxing lessons b a financial services consultation, books, and computers c a haircut, a cheeseburger, and access to an Internet connection d a computer training course, a concert, and a massage
d a computer training course, a concert, and a massage
Services cannot be produced but it is an intangible item provided to the public to use. Answer D would be appropriate as a computer training course is where a student is learning, a concert is where people go to entertain themselves singing songs and a massage is where people go to relax their mind, body and soul which makes it all known as a service provided to the customer.
When using shared work areas, show consideration by:
keeping it clean is important, do not leave your work tools out when you are finished put your stuff in its proper place
Hello. This question is incomplete. The full question is:
"When using shared work areas, show consideration by:
-Notifying the proper person when supplies are needed
-Leaving empty coffee cups on the desk
-Returning equipment and tools to their proper place
-Keeping shared work areas neat"
Answer:
-Notifying the proper person when supplies are needed
-Returning equipment and tools to their proper place
-Keeping shared work areas neat
Explanation:
Working in a shared space is not only more economical. Many people prefer this type of configuration due to the possibility of interaction and exchange of ideas, since it is easier to communicate with several people when the work area is divided. In this type of space division, it is necessary that all people strive to make the environment pleasant for everyone. A clean, organized, lighted and quiet environment must be preserved by all individuals who are there.
In addition, when using shared desktops you can show consideration in the following ways:
Notifying the proper person when supplies are needed Returning equipment and tools to their proper place Keeping shared work areas neatIf you have a year long or month long gaps in your employment history why do you think it’s important to explain those gaps to your potential employer ? Why would they want to know ?
When describing gaps in your career history to a potential employer, it's crucial to be truthful, open, and concise.
A sign of trustworthiness and integrity is being open about any gaps in your career history. These traits are valued by employers in their staff members.
You demonstrate your openness and transparency about your experiences by explaining any gaps in your career history. With your potential employer, this might help establish trust.
Your future employer will be better able to grasp your career path and the causes of any gaps in your employment history if you can explain them. This can make it easier for them to decide whether you are a suitable fit for the position.
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Select the correct answer. Which pre-test method involves asking the people being surveyed to rank the different ad concepts they see? A. interview test B. order of merit test C. consumer jury test D. advertising concept test
The pre-test method that asks participants to rank different ad concepts is the 'order of merit test.' This tool is used in market research and advertising to measure the relative efficacy and appeal of various ad concepts by getting consumer preference and opinions.
Explanation:The pre-test method in question, which involves asking surveyed individuals to rank different ad concepts, is known as the order of merit test. This test is utilized in market research and advertising to measure the relative efficacy and appeal of various ad concepts.
Compared to other pre-test methods, the order of merit test can offer tangible, ranked feedback to companies looking to assess potential advertising strategies. As an illustration, a company looking to launch a new product may use this test to present focus group members with a series of ad concepts. Participants could then be asked to rank these concepts in order of preference or effectiveness, providing the company with valuable information about how well each ad could perform with their target audience.
Thus, the order of merit test is a tool in advertising to get a sense of consumer preference and opinion on different advertising concepts before they are fully implemented.
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The correct answer is B. Order of Merit test which requires survey respondents to rank different ad concepts.
Explanation:The correct answer to the question is B. Order of Merit test. An Order of Merit test involves asking the people being surveyed to rank the different ad concepts they see. This method is widely used in advertising research and relies heavily on the respondents' opinions and preferences. Meanwhile, the interview test involves direct one-on-one questioning, the Consumer Jury test employs a select group of customers to judge the merits of an advertising concept, and the Advertising Concept test is a broader term for any evaluation method used to determine the effectiveness of an advertisement.
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Which result is a positive aspect of globalization
When conducting a mock interview, it is not necessary to dress in interview clothing.
If it is a mock interview you should still dress in interview clothing.
Answer:
False
Explanation:
When conducting a mock interview, you should dress in interview clothing because mock is a preparatory test that enables you understand the rudiments of the main interview plan.
What is the name of the two year program that prepares high school students for jobs in the hotel industry
The name of the program may vary, but it is typically a part of a Career and Technical Education (CTE) pathway for high school students focusing on the hospitality and tourism industry, providing various vocational skills for hotel industry jobs.
The program you are referring to is likely part of a Career and Technical Education (CTE) pathway designed for high school students interested in the hospitality and tourism industry. While the exact name can vary by school or region, these programs often include coursework and practical experience that prepare students for careers in the hotel industry, such as lodging management, event planning, and customer service. Students in these programs might learn a range of skills, from front desk operations to managing reservations and housekeeping.
In California, the emphasis on job readiness is further supported by a new requirement that all high school students take a resume and cover letter writing workshop, which complements their technical training by ensuring they can effectively showcase their skills to potential employers. Additionally, high-achieving business students have opportunities such as a year-long professional development program, which further enhances their employability in the job market.
true or false big companies usually devote entire departments to market research
Answer: True
Explanation: Big companies usually devote the entire departments to market research while launching a new product or taking a new project. The big companies are in the capacity to invest in the new and very big project. So it is very important to undertake an indepth market research for the viability of the project. The big companies devote entire department to market research which only independently handles the market research team.
true :)
crown plz? <3
what is 40+5+.6+.03 in word form
The completed table provides standard, word, and expanded forms for the given numbers. Additionally, the number 3.21 is correctly expressed in standard, word, and expanded forms.
Let's complete the table with the standard form, word form, and expanded form for the given numbers:
12.38
Standard form: 12.38
Word form: Twelve and thirty-eight hundredths
Expanded form: 10 + 2 + 0.3 + 0.08
40 + 5 + 6 + 0.3
Standard form: 51.3
Word form: Fifty-one and three tenths
Expanded form: 40 + 5 + 6 + 0.3
8.97
Standard form: 8.97
Word form: Eight and ninety-seven hundredths
Expanded form: 8 + 0.9 + 0.07
60 + 9 + 0.07
Standard form: 69.07
Word form: Sixty-nine and seven hundredths
Expanded form: 60 + 9 + 0.07
5.77
Standard form: 5.77
Word form: Five and seventy-seven hundredths
Expanded form: 5 + 0.7 + 0.07
Four and nine tenths
Standard form: 4.9
Word form: Four and nine tenths
Expanded form: 4 + 0.9
Now, let's determine whether the number 3.21 is written in standard form, word form, or expanded form:
3.21
Standard form: 3.21
Word form: Three and twenty-one hundredths
Expanded form: 3 + 0.2 + 0.01
In summary, the completed table includes standard, word, and expanded forms for the specified numbers, and the number 3.21 is written in standard form, word form, and expanded form.
brian declares bankruptcy. what benefits can you obtain by declaring bankruptcy?
brian declares bankruptcy, which triggers a(n) ___. this blocks ___.
Declaring a bankruptcy will trigger automatic stay.
This blocs the countinue of lawsuit
Debbie is a Financial Planner and charges her clients on a commission basis. For a particular month, Debbie makes three deals of $40,000. If she charges 1% commission for each deal, what will be her commission for the month?
Answer
$400
Step by step explanation
Step 1: Total of the three deal = $40,000
Commission = 1% = 1/100 = 0.01
Step 2: Find the commission for $40,000
Commission earned for the month = 0.01 *$40000
= $400
I hope you will understand this.
Thank you.
Answer : 1200
Ex: Three Deals each totaling 40k =120k . If each deal has 1 percent commission then Debbie receives 400 for each deal which equals 1200.
Officer Smith often works as a drug-use prevention officer in the local public schools. He visits three schools a week, 40 weeks out of the year. How many schools does he visit in a year?
a. 100
b. 110
c. 120
d. 130
robbery suspect has been arrested. The judge in the case has set bail at one million dollars. The bail bondsman requires a 10% deposit to issue a bail bond. What portion of the one million dollars does the robbery suspect need to pay to get the bail bond?
a. $100,000
b. $10,000
c. $1,000
d. $100
He visits 120 schools in a year. Thus, the correct option is (C).
The robbery suspect needs to pay to get a bail bond of $ 100,000. Thus, the correct option is (A).
A bail bond is an agreement by a criminal defendant to appear in court or pay a predetermined amount of money.
A bail bondsman co-signs the bail bond and charges the defendant a fee in exchange for guaranteeing the payment. Bail bonds are a sort of surety bond.
Any individual, organization, or business that will serve as a surety and promise money or property as bail for the presence of a defendant in court is known as a bail bondsman, bail bond agent, or bond dealer.
Therefore, the correct options are "C", & "A".
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The Kelly family of three has a new car and rents an apartment with nice furniture and appliances. What types of insurance should they have?
Which helps enable an oligopoly to form within a market?
A) Costs of starting a competing business are too high.
B)The government restricts market entry.
C) The number of options in a market confuses consumers.
D) No competition exists between producers.
The answer is: A) Costs of starting a competing business are too high.
When the cost of starting a competing business is too high, the existing businesses that currently had the largest market share would work together to influence the price by their own. By doing this, they can keep the price of their products relatively high without having to compete with one another. This would enable oligopoly to form within the market.
Based on the concept of Oligopoly, and the available options, the statement that enables oligopoly to form within a market is All of the above.
What is Oligopoly?Oligopoly is a term that is used to describe a type of market structure that exists within an economy.
Generally, in an oligopoly, there is a small number of firms that control the market.
In this case, all of these factors listed can contribute to the formation of an oligopoly within a market, because of the following:
The costs of starting a competing business are too high as it becomes difficult for new entrants to effectively compete with established firms. Government restrictions on market entry can also limit competition causing barriers such as licenses permits or regulations that create high entry barriers for new competitors. The number of options in a market can confuse consumers and lead to a concentration of market power among a few dominant firms. When no competition exists between producers it allows a few dominant firms to control the market.Hence, in this case, it is concluded that the correct answer is All of the above.
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Rick needs to find the lowest number in a set of numbers that includes decimals. Which statistical function in a spreadsheet will help him do so?
A. Mode
B. Rank
C. Min
D. Average
the answer should be C.
Answer
C. Min
Explanation
In most spreadsheet programs including those in Microsoft Excel, min is a formula function applied to find the minimum value in a range of cells. The MIN function returns the lowest value from a set of values that are provided. The function ignores empty cells, the logical values and text values.
What is a federal court
The federal judiciary of the United States is one of the three branches of the federal government of the United States organized under the United States Constitution and laws of the federal government
100 POINTS WILL MARK BEST ANSWER!!!
Think of a company you know of that has been successful. discuss the 3 factors of success that you think were the most important to this company, and explain why these factors were important (must be 3-6 sentences. 3.0 Points)
Currently you are the only gas stations for40 miles. The average price of gasoline in your state is 3.50 per gallon. How much should you charge for your gasoline
5 dollars and 50 cents.
To determine how much you should charge for your gasoline, consider factors such as the average price in your state, distance to the nearest gas stations, pricing power, customer demand, and affordability.
Explanation:To determine how much you should charge for your gasoline, you need to consider various factors such as the average price of gasoline in your state and the distance to the nearest gas stations. In this case, you are the only gas station within a 40-mile radius, which gives you some pricing power.
One approach is to set your price slightly higher than the average price in your state to take advantage of the lack of competition. For example, if the average price is $3.50 per gallon, you could set your price at $3.70 or $3.80 per gallon. This would allow you to earn a higher profit margin.
However, it's important to also consider customer demand and affordability. If the price you set is too high, customers may decide to drive further to find a cheaper option. On the other hand, if the price is too low, you may not cover your costs or make a reasonable profit.
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In an essay of at least two well developed paragraph explain how financial institutions ffect businesses and households
Answer
Financial institutions affect households and business by determining eligibility towards receiving loans. In addition to that, fees being charged by the institutions may force other individuals to find alternative financial services.
Explanation
A financial institution is a finance company that makes loans available to clients. It facilitates financial transactions with businesses and companies. Financial institutions have strict time parameters that may sometimes limit business owners when conducting transactions, for example routing of mails and internet banking. These institutions have fees that they charge that may force many business owners to find alternative financial services. Moreover, financial institutions have affected households and businesses because they determine who is eligible for a loan. For example, if a person is not approved for a loan, they will not be able to pay for housing in form of mortgage.
Financial institutions play a vital role by providing secure savings locations and credit facilities to households and businesses, affecting economic growth and capital formation. Factors like interest rates and risks are essential in the allocation of savings for investment.
Financial institutions, including banks, play a critical role in the economy by serving both borrowers and savers. For households, they provide a secure location to save money and funds are protected under schemes like the Federal Deposit Insurance Corporation (FDIC). Moreover, through loans and credit, they enable both households and businesses to invest in opportunities for growth and development. The credit score of a borrower is a key factor that financial institutions consider when extending loans, which impacts the interest rates and terms of the loans.
It's essential to understand the process of capital formation and how savings in the economy contribute to it. Savings represent the pool of funds available for investment, and financial institutions are the intermediaries that allocate these savings to their most productive uses, such as business expansion or home purchases. This allocation of funds is influenced by factors like interest rates and risk, with higher interest rates generally compensating for higher risk. Consumers have various accounts to choose from, including checking, savings, and certificates of deposit, each with its own set of risks, monetary costs, and benefits.
Please help!!!
Identify the items as consumer programs or consumer information sources.
Consumer Information Sources:
consumer reports and state consumer protection offices
Consumer Programs
Local Chamber of Commerce and regulation offices for insurance
Hope this helps.
"Which Characteristic Does Not Belong In A Planned Economic System?"
a) Governments makes the law
b) Consumer decides the price
c) Government makes all the economic plans
d) Consumer decides what to produce
The Characteristic that Does Not Belong In A Planned Economic System is Consumer decides the price. Thus the correct answer is B.
What is a consumer?The consumer is refers to an end user of any product or service. The individuals who utilise the product is known as consumer whereas a person who buys the products is known as a customer.
An economy is one in which the government controls every sector of the economy is called a planned economy. In other words, the government can decide about things and services to produce, based on how those commodities will be produced and who will utilize them.
Therefore, option B Consumer decides the price feature does not belong to the Planned economy.
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4. Steel-frame construction relies on the creation of _______ to sustain the weight of the building. A. a steel cage B. mass produced nails C. an elevator D. a foundation
Steel-frame construction relies on the creation of a sound foundation to sustain the weight of the building, because without that all our buildings we have now would suffer from erosion causing the building to shift or even collapse.;